Sir I agree with you. I myself am a Railway Employee. But Cashless treatment is conditional. If any case is perceived as an emergency but later it is found it is not an emergency, then an employee will have to pay the bill in CGHS rate and go through a slow administrative process for reimbursement. Second, Railway doctors only refers to Govt hospitals or other Rail units which are far away from HQ. Third many empanelled hospitals' empanelled cancelled/ contracts not extended. So, it is good to have a back up like mediclaim. At least when the Railway administration fails to protect you,at least you can protect yourself.
@@kirandipkhatua national insurance heritage এর। তিন জন ফ্যামিলি মেম্বার এর জন্য 16500 লাগে। 2 লাখ কভারেজ। উমিদ কার্ডের উপর কোন রকম উমিদ দেখতে পাইনি এজন্য করতে বাধ্য হলাম
@@ওন্দাজমরাজরেজিমেন্টthik bolechen rly hospital gulo sohoje onno hospital e refer korte chaina .morar obostha hole hyto refer korbe .ami jodi fortis, appolo er moto hospital e treatment korate chai like small operation like gall bladder, appendix ba baby delivery seta sohoje parbo na umid card diye .amake jor kore rly hospital ei korate hbe 😏
Bilkul maat rahna bhai iske chakr me...qki i am also a railway employee . mai accident hua tha...phle wahi gaya to referal to bna diya koi baat nahi yaha taak thik hai.... jab bra referal ka time aaya to dusra hospital me kiya 3ra baar kisi or hospital me... and ab 4 baar ki baari h to bol raha h ki or 2bra hospital me krnge.... mai to paresaan hu....or plus salary v puri tarah se band hai to... us time to pata he hoga kya situation ho skta hai...phir is baar bola maine rhne digye hum khud kara lenge....or ab hum khud private se treatment le rehe h....dhnaya ho.... railway
Agar mai zyada achi facilities lena chahu for normal surgery without very serious conditions in fortis ,appolo ,medica hospital to rly hospital kya asani se refer kar deta hai ?kyuki rly hospital me ventilation system ,icu bed zyada available nehi hota .upar se nurses ka behaviors sehi nehi hota hai
Ek chiz Janna tha sir, Sir CLW production unit ka empanelled hospital list mei B M BILRA HEART RESEARCH Centre, kolkata kaa nam h lekin South Eastern railway ka empanelled hospital list mei ye hospital nhi h..aab suppose South eastern railway ka koi employee Jo Kolkata mei reheta h wo agar BM BIRLA mei admit ho jaay emergency mei jo Railway ka CLW unit ka empanelled hospital h, to kya Next day SER zone se reference milega?
Jb emergency life-threatening condition me kisi ummid card holder ko private hospital me admit karna pde...patient ventilator per serious condition me ho ..can't shift in Railway hospital ...tab is condition me refund process bataiye
I m working in chennai division...and my dependent family was in patna...who is admitted in private hospital ..3 lakhs spend Kar diye Maine...kya refund mileage...itni aasani se to nh mileage.. I know...so what and how should I do?
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Sir I agree with you. I myself am a Railway Employee. But Cashless treatment is conditional. If any case is perceived as an emergency but later it is found it is not an emergency, then an employee will have to pay the bill in CGHS rate and go through a slow administrative process for reimbursement. Second, Railway doctors only refers to Govt hospitals or other Rail units which are far away from HQ. Third many empanelled hospitals' empanelled cancelled/ contracts not extended. So, it is good to have a back up like mediclaim. At least when the Railway administration fails to protect you,at least you can protect yourself.
I am also a railway employee and i have a insurance policy
@@ওন্দাজমরাজরেজিমেন্ট apni kon company r niachen. Amio railway employee amio nabo vabchi....
@@kirandipkhatua national insurance heritage এর।
তিন জন ফ্যামিলি মেম্বার এর জন্য 16500 লাগে।
2 লাখ কভারেজ।
উমিদ কার্ডের উপর কোন রকম উমিদ দেখতে পাইনি এজন্য করতে বাধ্য হলাম
@@ওন্দাজমরাজরেজিমেন্ট ummid card akta baaler jinish. R rail ar ogulo doctor noi jomdut.
@@ওন্দাজমরাজরেজিমেন্টthik bolechen rly hospital gulo sohoje onno hospital e refer korte chaina .morar obostha hole hyto refer korbe .ami jodi fortis, appolo er moto hospital e treatment korate chai like small operation like gall bladder, appendix ba baby delivery seta sohoje parbo na umid card diye .amake jor kore rly hospital ei korate hbe 😏
Bilkul maat rahna bhai iske chakr me...qki i am also a railway employee .
mai accident hua tha...phle wahi gaya to referal to bna diya koi baat nahi yaha taak thik hai....
jab bra referal ka time aaya to dusra hospital me kiya
3ra baar kisi or hospital me...
and ab 4 baar ki baari h to bol raha h ki or 2bra hospital me krnge....
mai to paresaan hu....or plus salary v puri tarah se band hai to...
us time to pata he hoga kya situation ho skta hai...phir is baar bola maine rhne digye hum khud kara lenge....or ab hum khud private se treatment le rehe h....dhnaya ho.... railway
Agar mai zyada achi facilities lena chahu for normal surgery without very serious conditions in fortis ,appolo ,medica hospital to rly hospital kya asani se refer kar deta hai ?kyuki rly hospital me ventilation system ,icu bed zyada available nehi hota .upar se nurses ka behaviors sehi nehi hota hai
Ghtne badal diye hai uska rebursment rly rejevt kiya to kya kare .
You Can Consult Your Query After Paying 500₹ Consultation Fees On Our contact Number - 9079683623
Chennai Apollo hospital mein agar treatment karvane ke bad uska Paisa rail return Karega Hospital ka Bil submit karne ke bad?
railways ka medical system third class hai....😭
agreed
India loweest
Exactly being a rly employee I think rly hospital band karke employees k nam par mediclaim facilities chalu karna chahiye like pvt companies
Third class treatment faculties in Rly hospita.l
Tie up hai pvt hospital k saath
Finally I am going to pass 12 class after that I shall prepare for railway and you show me the way how to do ok sir ji 😊
Congratulations 🎉 dear all The Best
@@LearnWithRevant tysm sir ji aap help karoge n railway ki tyari karne mai
@@kirangupta6780 yes If you need anything then let me know
@@LearnWithRevant ok😌
@@kirangupta6780 are you select railway department??
Ek chiz Janna tha sir, Sir CLW production unit ka empanelled hospital list mei B M BILRA HEART RESEARCH Centre, kolkata kaa nam h lekin South Eastern railway ka empanelled hospital list mei ye hospital nhi h..aab suppose South eastern railway ka koi employee Jo Kolkata mei reheta h wo agar BM BIRLA mei admit ho jaay emergency mei jo Railway ka CLW unit ka empanelled hospital h, to kya Next day SER zone se reference milega?
Sir
Meri mother 75 years old mother ko koi bhi medical fayda Nahin Milta kya karna chahie father RPF Mein retired hai
Mata, pita ke liye keya kore...?
Sir term insurance Lena chahiye ya nahi
Yes
Rly is only for emergency facilities only not for other disease cover and reimbursment is for only energency
Jb emergency life-threatening condition me kisi ummid card holder ko private hospital me admit karna pde...patient ventilator per serious condition me ho ..can't shift in Railway hospital ...tab is condition me refund process bataiye
Sir plz reply...
I m working in chennai division...and my dependent family was in patna...who is admitted in private hospital ..3 lakhs spend Kar diye Maine...kya refund mileage...itni aasani se to nh mileage.. I know...so what and how should I do?
You Can Consult Your Query On Our Contact Number 9079683623
Fees - 300₹
@@LearnWithRevant😂😂😂😂😂
@@aayanshsingh2288rti karlo bhai. 10 rs me...
Nice information sir and sir you speak very well ❤️❤️ I like your channel 👍👍👍
Welcome 🙏 Ji And Thank You So Much For Supporting and Subscribing Our Channel
Can you please share the rules of railways hospital for claiming reimbursement....
You Can Consult Your Query On Our Contact Number 9079683623
Fees - 300₹
@@LearnWithRevantयही से अमीर होना चाहता है 😂😂😂😂😂😂
Railway emplyee ko term insurance lena chahi ha Ya nehi?
Bilkul Lena Chahiye
Thank You Bhai ♥️
Thanks for information sir
I am rajeev and thanks for this helpful video
Welcome 🙏 Rajiv Ji
Ok sir
Thank you boss
Welcome and Thank You So Much Ji for Supporting and Subscribing Our Channel 🙏
Very good 🙏
Railway employee ko term plan Lena chahie
Yes 👍
Hello sir aap bhool gaye mujhe kya
Habji 😢