How Do We Handle Mom’s Estate After She Got Scammed?
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- เผยแพร่เมื่อ 8 พ.ย. 2021
- How Do We Handle Mom’s Estate After She Got Scammed?
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Why do people take so long to get to the point when they call in?
A scammer called me once asking for my banking info. The crazy part is my bank's name showed up on the caller id. When I wouldn't give him the info, he got frustrated, called me an explicit name and hung up. Never ever give your bank info over the phone, even if the bank's name shows up on your caller id.
Exact same thing happened to my husband and I!
@@clarissaubben7884 The scammer used fraud activity on my account as the reason to ask for my info. When I contacted the bank, they said they did not call me and didn't show any suspicious activity on my account. The scammer had a foreign accent but after he got frustrated, his accent changed to American. 🤣
Yes they can spoof caller ID and the number itself. Dont trust anyone calling.
I don't even trust them if I call them. I called computer repairs and they tried to sell me a troubleshooting program. By the time the call was over I forgot where I had gotten the number from so I hung up. Later my brother told me to just unplug the computer and plugging back in
I'm confused. She sold the house and lost all proceeds to buy three iphones?
Me too???????????????
I have the same question.
I'm here for this question. This guy was all over the place, I have no idea what was going on. You called in for 3 iphones???? Or to get career advise? lol
The way this guy was talking I thought she sold the house and gave the scammers the money🤷♀️
I think she did... This is just the debt that's still left
He said she sold the house and spent everything.
I love when the scammers or manipulators call me because I waste their time.
I just yell at them. Makes me feel better! 😄
Same, there are days when I have nothing better to do and man oh man do they have it made on those days
Same. I try to keep them on the line for as long as possible.
No offense but how are people stupid enough to fall for those scams? honestly
@@charlesg7926 P.T. Barnum famously said back in the day, "no one ever lost a nickel underestimating the intelligence of the American public."
A family friend of ours lost 800k to scammers over several years. We all tried to stop her, the mailman refused to ship her packages, the banks tried to tell her, but they still got her…
Is he dumb or what
I don't know how these scammers live with themselves.
The elderly fall for the scams because someone actually bothers to talk to them.
Anything to have someone to talk to....
$3000? He acted like she was scammed out of $300k. That should be nothing at their age. Pay it off and move on. Drama king!
He said she already sold the house and spent everything. He was probably wondering if he should pay because they might not even have $3000 worth of assets left.
@@zariaeda007 good point
If you think 3k is nothing, please send it to me
I am confused she owes the money to the phone company. Right? When my Dad passed away in August I call AT&T told them he passed away and sent them a copy of the death certificate. Got a paid in full receipt in a few weeks. According to the paperwork I have he was still under contract for 30 months. But they just wiped out the debt with no problem.
Hard to listen, this guy is all over the place
Not every financial issue can be explained with one comment.
Caller was nervous.
God some of these stories are so sad!! Many of our elderly parents go through so much from mentally illnesses, to being scammed, and it's SO heartbreaking!! But it's warms my heart when adult children step up and are there for their parents regardless of their situations!! Trust I've been there and would do it all over again!!💖😢
I work at a retail cell phone company, and when customers tell they're doing these things I want to tell them, "well give me $3000". And when they tell me no I would tell them,"well you're giving another random person $3K. I want mine" and I say that to say, that statement helps put that into perspective of, well I am giving some rando money of mine 🤷♂️
It's crazy how vulnerable your mind can become just because you've become elderly. No one would usually ever consider giving thousands of dollars away to random people that called you up one day.
Huh????????????????
GET TO THE POINT DUDE!
Soooo this call is only about $3000? Wasted my time listening to this call
@ᴘɪɴɴᴇᴅʙʏ ᴛʜᴇ ʀᴀᴍsᴇʏ🎙 go away scammer
I think the dollar amount does not diminish the lesson to be learned.
It's crazy how many scammers are out there, even on TH-cam. Very sad to hear about her passing and that the sons now need to work this out. 😔
They usually have a series of steps they want you to follow they say will improve your situation.
Hey sister, let me hold a dollar.
Stories like this is what prompted Pirogi to start his Scammer Payback on TH-cam where he goes after scammers, deletes the files on their computers, calls victims and potential victims and has even collected funds to help pay back some of the people who have been scammed.
It’s really simple people stop taking calls from people you don’t know. If you don’t know me on a first name basis then you don’t know me.
My boss has his name on so many things, people would always call and ask for him by his first name. We were instructed to take a message if they didn't ask for him by his nickname, lol!
So many scammers out there. The more educated you are the less likely you can fall for these people. Get educated!! Read books, watch videos, get a mentor, and manage your $$ effectively. Follow Dave and others and become so strong that you can help others!
This is way too common. An elderly family member of mine was scammed a few times from unsavory characters who preyed on her while she played Words With Friends. These people are evil to prey on the elderly.
What did they do?
Bruh get to the point
Yeah, I quit listening about midway
BRUH!
Watch at 1.5 speed
Stammer, shift, hesitate...good lord man either you know the story or you don't but for the sake of all that's holy get it straight befoe yu call and make the rest of us nervous wrecks
Same thing happened to my dad. He got taken for every cent. My sister and I saw nothing. We even had our own trusts that got taken. And there is a property that is still in my parents name but we don’t know if we can take it cuz he took out all his retirement and he probably owes a lot of tax money and we think the govt will probably take it. It sucks bad!
Maybe hire a real estate attorney? Could be worth it, especially if you can prove that he was scammed.
Most of the scammers are overseas. There's nothing you can do.
I knew a guy in college that did this to old people. He’d try to sell them some kind of investment thing ( it was a while ago so don’t remember exactly) and then act like they were getting a great deal and they had to lock it in now and it was like $1000, maybe more. Then after the transfer of money he would change his number and that’s it. The people would never get the product.
He’d always brag about it and how he’d make like $5000 a day
@ᴘɪɴɴᴇᴅʙʏ ᴛʜᴇ ʀᴀᴍsᴇʏ Speaking of scams ....
@ Ginny you didn't think to report it to the authorities
REPORT HIM NOW. He's still doing it somewhere.
I'm so confused. I can't even finish this call 🤦🏽♀️
It's about $3000
Ugh I so worry about these scams going after old people... I worry about my grandma.
Out with it already!!! Jeeeeezzz
Working with the elderly having insurance companies call to try to get them to change or buy extra insurance drives me crazy. Stop calling he has insurance it is covered put this number on your do not call list. Especially when the elderly has dementia and will buy extra without knowing!
A usable Power of Attorney is very important as your parents age.
You need to have THE talk to parents when they reach an age where this starts to happen. The bank with notify you when your elderly parents do withdrawals huge chunks of cash, or IRA
withdrawals .
No, the banks do not notify you. In fact, most banks won't even tell you if your parents have an account there.
I got a scammer claiming to be from social security. I knew social security doesn't call you so I called him on it. I told him S.S. doesn't call and he was an idiot. He got mad and said I was an idiot for answering the call lol. I loved it.
CALL THE IPHONE COMPAMY, TELL THEM WHAT HAPPENED, AND SEE IF THEY WILL NEGOTIATE THE $3000 BILL LOWER
Truth. What do those things cost to make anyway? Probably a hundred bucks
May Her Soul Rest In Peace! 🙏🏿🙏🏿🙏🏿
It’s hard to overcome hard circumstances like scams. Praying for u guys!
I'm ah, I'm ah um, ahh
A huge problem is when/if the elderly figure out they've been scammed they don't want to report it due to embarrassment and thinking their loved ones will take away their financial freedom.
i am sorry about the passing of your mother .
Sad thing is people are encouraged these days to ignore their gut feeling and sense of judgment or character. They're told not to trust their own eyes. Only what strangers, tells them what they supposed to see or believe regardless of how ridiculous it sounds. Once you buy into this destructive way of thinking, it's really hard to turn it off. You can't forsake everything you've been taught or know to be true to embrace another person's truth.
to you scammers , DONT DO THAT ANYMORE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
There us a related issue with helping you parents prevent this type of thing. Some parents are used to being the person people go to and are unwilling to admit they need help.
Not only are they unwilling to admit they need help, many truly believe they’ve got things under control and absolutely don’t need help.
This guy should watch pierogi or kitboga. They do what he was asking about .
All of my older relatives are sure I'm an idiot. No way I could convince them of anything.
Show them kitboga videos
Make a report to adult protection services if 65 or older
It's too late. She's gone and the money is gone.
I don't get where we're going with this. She got scammed and later died. Six words explained the call. What's the question??
I told my mom there is no free iphone, ipad or playstation. Her kids should have let her know already.
God Bless You Dave Thank You for your Advice I Have Some Videos of yours on TH-cam that make me feel Liberated from where I live and not care what other people think . Thank You Also You Are 100% percent Correct Dave Ramsey Anyone become can become a Millionaire The Reason People In America's Society Today don't believe they can can become Millionaires , Save and Invest is because They always Keep paying on New Luxurious Expensive Vehicles Getting loans extended from 70 to 84 Months also while people get the new vehicle out of the lot it losses its value and that person owes more on that Expensive Vehicle.
Pay the 3g, get rid of the probl.
And move on. It's tough, but no other option here.
It's tough questions like this only Dave can answer
This is a question that should be put to lawyers. If this goes wrong, the executors could end up in legal trouble.
Over just 3K? An attorney would laugh them out of his office.
If you show a death certificate to the cell phone company they will close the account and clear the bill.
to all you scammers, I truly hope Karma punishes you a million-fold!!
Get to the point
I’m surprised Dave let him ramble so long lol
Don't let your parents do any online banking and educate them about callers.
I wonder how she was able to send the house when her husband had dementia.
$3000 could go a long way during this pandemic...
That's Ribs right there
Guy needs to learn to speak
People need to wake up as our parents and grandparents get old they become somewhat like children. They need close supervision!!!! PLAN FOR THAT!
Physicists ? I think he means neurologist or neuroscientist.
Dave be on that chismosa vibe
It is part of her estate debt, unfortunately.
This whole call for just a $3000 bill? Pay the bill with the money she has in her bank account/estate, and move on. Also, your dad with dementia, who lives in a memory care unit, does not need to be driving. I’d sell his car to help pay for his care and any other debts they may have.
Can anyone tell me how much house i can afford? 125k income w/ no debt no kids
U can afford a 250k-350k house
I thought if a parent passed away the children did not inherit their debts 🤷🏽♀️🤷🏽♀️
I don't think the debt follows the heirs but must be paid from the estate of the deceased.
@@Monipenny1000 what if there is no money in the estate?
@@QueensDaughter then that’s that
Children don't inherit debt. They would receive (inherit) from the estate whatever remains after the debt is paid.
...and *that's* the *real* issue...if they pay it off, there's no inheritance!
Why do a anyone here care about this 3 grand for cell phones. Sounds like your entire retirement is gone for your parents . That’s what you all should be focused on .
Good grief. This dude was all over the place, couldn’t keep watching.
Bad legal advice. The husband is entitled to an exemption that bypasses creditors. Irresponsible for a him to be giving this guy legal advice
“Be honest who else is a few hours late” 😂
I've found that when I ask God which way I should go on a decision, He always gave me either a feeling in my gut or my heart. There have been several times over the years that by following as He guided me, that He literally saved my life! When I did NOT pay attention to what God was telling me, things didn't turn out well AT ALL! I finally learned to ALWAYS listen and act accordingly.... or pay the consequences!!
So you're blaming the dead senior citizen for not "listening to God"? How nice of you.
@@matthewgardner2144 No. I was just sharing my own experiences. If you read my comment again, you will see that NOWHERE is there a reference to anyone but myself!
@@vickieturner8688 Ah, a Christian narcissist. Got it.
@@matthewgardner2144 when did the caller say that she died bc she was scammed?? When did the person you just, pointlessly, insulted say that her death was bc she did not listened to God thus for scammed and died???
No reading comprehension was taught to you and is clear.
@@candyluna2929 Are you just reading random comments, or are you watching/listening to the accompanying videos? In the video, caller had a concern about their dead mother being scammed. There was an ensuing discussion. Vickie took the opportunity to talk about herself and her personal god who apparently leads her in the right direction (except when it doesn't) which I presumably took to mean Vickie had never been scammed. Crazy, huh? But then it turned out that Vickie wasn't referring to the actually solution-seeking caller, just wanting to talk about her own needs and experiences. No one taught you any manners or diplomacy, CandyCandy.
Dementia is contagious when spouses develop dementia and they care for another the spouse without dementia starts to develop dementia.
That is not true. Period
@@richiejohnson John Hopkins has done studies.
Sure hope that's not true.
@@djpuplex It is specifically not true of Alzheimers. Depending on how you define dementia, no doubt the stress of caregiving can precipitate all sorts of mental difficulties. But dementia is not contagious in ANY sense of the word.
I really like Ken, but he seriously does not understand human physiology.
😁✌👌🖖👍😎