You haven’t mentioned any of the unpleasant things about living in Pattaya. Perhaps they’re unimportant to you personally, but others may feel differently. The big one for me is how dangerous and unpleasant it is to walk anywhere. This is down to over tourism, driver behaviour, lack of footways, lack of pedestrian crossings and narrow streets that are often obstructed with vendors and parked vehicles. Then there’s the extremely poor air quality which is a danger to human health, the polluted ocean which isn’t fit for swimming, mosquitoes and noise. It’s not all sunshine and roses. What you say about the quality of healthcare is true. And whilst it’s cheaper than private healthcare in the west, the USA in particular, it can still cost a lot of money if you don’t have insurance and need treatment for a chronic disease. And most people are going to start developing those by 60, if not before. Another thing to remember is that you won’t be given permanent residency in Thailand. How long you’ll be able to stay is ultimately at the discretion of the government, as are the conditions under which you can stay. It’s not the ideal situation if you haven’t got anything or anyone to go back to. Yes, being with a young, pretty woman in Pattaya is normal and nobody blinks twice. But let’s face it, becoming an expat doesn’t make you younger, slimmer and better looking. It’s the fact that you can probably offer financial security that makes you attractive to them. And oftentimes, they just want to take what they can get and then do a runner. I’m not trying to rain on anyone’s parade here. I just think people need to be aware of the bad and the ugly, as well as the good, before they become an expat.
I live in Pattaya and I prefer BKK, Pattaya is a bit of a shit hole, and generally the quality of women is pretty low, this city has been neglected for a long time and isn't going to improve in my life time, there more concerned at attracting events than finding the money to improve infrastructure, city hall like to blow there trumpet a lot but honestly they cant manage a toilet block in an up country service station.
@ I find your remarks disrespectful and immature. I’m also a little perplexed as to why someone who runs a channel about preparing for disasters would call someone else ‘Mr Negative’.
I worked 35 years in the UK doing a 2nd and 3rd part time jobs too. I struggle to live in the UK now with the cost of living. Thailand is a healthier and cheaper place to live. Quality of food, sunshine, warmer, safer and people are friendly.
Respectful & friendly people, great customer service (v UK = NIL) open 10am to 10pm, Doctors & Dentists no appointment necessary, top class equipment and Service. As Thailand has improved the UK has gone down the pan. The one thing stopping me is it's just too hot overall. The main reason I stay in UK is for the countryside and the changing seasons.
@@PenttisHSR excellent and balanced comment. I suspect one day, even the weather and seasons won't be enough to tip the scale in favour of the UK though. Such a shame how things are now.
@@user-oi9to7ux7k Thanks - my wife is Thai and as our daughter has now grown up, Graduated University and left home the pull gets stronger every day (to leave). As my wife's parents get old, her desire to go back, as she gerself gets older is gaining momentum too. Not many years before she can cash-in her pension pot and I don't think I'll be able to stop her!
I visited Pattaya (and Thailand) for the first time in February 2016. After staying in Nana for two days, the taxi took me to Pattaya. The driver first passed by soi six. Seeing the girls, the atmosphere and the beach road at the end . I realized that was the place for me. After constant visits and staying for many months every visit . I have this year my OA visa .Staying in Pattaya make me feel happy. Yes I have been in 28 different countries in five continents . But now im calling Pattaya home
Another reason to stay in the West is having a social circle of friends and family, not just children but also grandchildren, old friends, wife etc. It is tempting to indulge yourself with young ladies but you are giving up others who don’t love you just for your money. I agree that routine healthcare is cheap in Thailand but it is not if you need hospitalization or intensive treatment in ICU. That type of care is generally free for 65 or older in the West. So ultimately you can’t have your cake and eat it too. Peace
Sadly 10 years ago your Western money could "afford" you about x2 more in Thailand, than nowadays. Today Thailand prices are comparable to, or sometimes higher than in some countries in Eastern Europe for example.
Yes I agree Roman, renting a condo and utilities is where you are going to save the most money in Thailand compared to the west, but if you want to buy western quality food products, they will be a lot more expensive because of the import taxes. If you cook using local ingredients or eat Thai food when you are out, you can still save a ton of money.
@@stopcrueltyagainstanimals2578 I fully agree. I don't live in Thailand. I only travel there each year for a month. I eat 90% Thai food. The thought of eating western food in Pattaya seems crazy!
For me I have a son with ADHD that I can't turn my back on. Stupid as I know we are only here once but I guess that is my one and only reason for not enjoying myself in retirement. 🙄
Daz, 100% my experience has been exactly as you described. If you're an older guy with a younger woman in the west, everyone has something to say about it.
Labor costs being very low really changes things. I have an acquaintance in the Philippines. Appliances like washing machines and dishwashers are much much less common there, even in fancy western-style homes, because the import costs and lower volume make them actually more expensive than in the west. Add in the low cost of labor, and it's cheaper for him to pay someone to handwash his clothes for ages than it is to buy a washing machine. Labor-saving appliances are much more necessary in the west, because the high labor costs make them more economical. Regarding your example of the door mirror, $100 US might be enough to buy an unpainted aftermarket mirror, which I'd have to install myself. No painting or labor or anything.
I would love to have retired to Thailand, but the lack of viable health insurance ruled it out. I am 72 years old with diabetes and a heart condition. Although I feel quite healthy and active, I know that at some point in the next few years I will probably need heart surgery. No Thai insurance would cover it,and self pay could easily cost me $100,000. Of course I could try to rush back to the USA to get it done under Medicare, I probably wouldn’t make it in an emergency. Same with ifIwas diagnosed with cancer. So I don’t think Thailand is a realistic long term option for 70 year olds. Instead I spend about one to two months each year exploring Thailand and neighboring countries. Have not yet been to Pattaya, so that delight still awaits me.
I understand but with due respect..... maybe shorter trips are best for you or at 70.... why worry...... I'm the same age and don't expect to be running about like a teenager for 20 yrs ahead!!!....
72 years old, youve lived a long life, might as well get your meds sorta out and take the leap and move to thailand. better to die knowing you did what you wanted.
I self insure here in Thailand. Surgery/hospital stays here cost roughly 15-20% of what it would cost in USA. Factor in deductibles and co-pay with US employer sponsored insurance and it’s probably about a break even. Same with Medicare.
Love your informative channel..Is there someone we can contact and hire upon our arrival on April 7th..We need someone to negotiate our 2 month stay in certain rental condos in Jomtien
What you are talking about is regarding very few people, who have passive or remote income, which most dont. So your freedom comes from what type of income you have and what family you have, NOT from the fact because the country is expensive or not. Doesnt matter how cheap Thailand is, if you cant move there. Are you ready to become a Pattaya Ex-pat ? Almost nobody is because they cant
Thanks Daz food for thought indeed hoping to do in nr future ..hope i haven't left it too late approaching 70 next year lol 😮 a few financial things to sort. Then all systems go lol .👍
I’m the 500th like. This guy should have way more “likes “ I support this channel ! I tell the creator all the time that he has an excellent personality. 👍🏻👍🏻👍🏻
The Owner of Paboon has done some good business. She has a smaller one across the road from where you are, and another at the bottom of highway 36 and the bypass road. Always fast service, good prices, great quality, and super clean facilities.
Hi Dazza, do you think a chap taking blood pressure medication whom has had a coronary artery stent be able to get full medical/hospital insurance? Cheers
I had a stent put in two months ago and I’m on the same meds. Certainly they’re not gonna give us any insurance. The meds have made me not feel very good on a daily basis. How are you feeling?
Your right on what your saying, very good and the food is excellent in what we get in the west. Thanks Daz, can you recommend a market that sell fresh seafood so I can cook it at home. Thanks again.
You can buy a new condo or a car with Bitcoin now in Pattaya. It is exactly the kind of financial freedom not experienced in the EU and is attracting the younger generation.
Hi Daz. From May 1st, all foreigners arriving in Thailand for any reason by land, sea and air need to apply online for a visa! It will be similar to the old pre Covid card you had to fill in on your departure aircraft! Not good news if you are elderly and not computer literate? 🇬🇧
If you can't find at least one place in Thailand that makes you completely happy, then you are unable to be happy imho. It might not be Pattaya for everyone, but there are plenty of options, both nearby and in other parts of the country.
Yes, I dont have enough money yet. I would start at view dee apartments if I could and I'd love to see more of similar. Not sure if I'm right or wrong.
@@CheekyMonkey007 LoL, but will prices go way up on "stuff". I want to go there when I retire as a vacation to see how it is, But that's not for 6 to 8 years.
Do you have any tips for saving on ATM cash withdrawals (e.g., cards that reimburse ATM fees)? The WISE card is a poor option for cash withdrawals. Four layers of fees to get cash. Thoughts gents?
Charles Schwab Checking Account ATM refunds all ATM fees. I used it in Thailand, China, Vietnam, Cambodia, and Malaysia with no issues. Some banks in China won’t take it, but others will.
If you are in the US, Charles Schwab reimburses ATM fees at the end of the month. I'm sure there are others that do likewise. Capital One and other Credit Cards have 0% Foreign transaction fees.
@@ferney2936 wise charges £10 for a £1000 transfer. If you withdraw 20,000 baht twice that works out at 440 baht in fees. There's very little difference between the two. Plus you will have to pay an agent around 4000 baht to open the account.
Question for the Chat: Residency in the Philippines with under 180 days in Thailand seem like a workable option for anyone? Food in the Philippines a 'B-' though.
Renewing your phil visa every 2 months is a bit of a chore then if your there more than 6 months you have to get an exit visa,phil looks to be the dearest place in asia,the condos are expensive and not good quality,but thats just my opionion
You didn't meantion english teaching as a source of income. As a younger guy (mid 30s) I intend on coming to Jomtien and looking for work. I'm experienced, have savings, and have a degree. Would you say a 40k bhat P/M salary is insufficient?
@CheekyMonkey007 40k could still get me a condo with a pool, and I can eat thai food every day. Right? I've been to Thailand before. Meanwhile in the UK, I can earn far above the average wage and can't even get a mortgage or afford to rent a 1 bed flat. Truth is, in my home country, you can earn a "decent" wage, and you still live a life of poverty. Long term I'd look at getting PGCE / QTS for more bhat. But 40k is likely what I'll be living off for a couple years.
You will be a broke old man with this plan. Stay in the West and accumulate enough assets until you can afford to live in Thailand. There's more to life than cheap clam
You'd be lucky to get much change out of £500 for an electric door mirror taking it to the proper dealer of the car ... so what you paid is the real deal 🚘
Pattaya ist schön aber ich denke die Guten zeiten sin vorbei. Ist beinahe so teuer wie in deutschland werde mir 100 mal noch überlegen da urlaub zu machen, erstmal den mai abwarten wegen Touristen steuer danach entscheiden ich. Cambodia,philippinen oder vietnam nochmal schauen vileicht ist es da dann belliger es seiden die ziehen gleich was ich denke 🤷. Danke fürs teilen 🙏
Naja, mein Haus kostet hier etwa 250€ im Monat, essen gehe ich all you can eat für 3-4€.. und wenn ich selbst koche kostet 1kg Hähnchenbrust 1,2€. Wo in Deutschland habe ich solche günstigen Preise?
A friend of mine had to replace his door mirror on his vauxhall last week it cost him £600 unlike the cost in Thailand. And as for rental property I rent a 1 bedroom flat for £360 it would cost me in Thailand £230 and a better quality flat. And as for dating someone in there 30's it's a different culture the Thai women think the older man is more stable in there head they call the lads which are around the same age group they call them butterflies 🦋. And as for gas electricity and water in the UK is one of the most expensive in the world due to idiots of this government and previous governments our pensioners, disabled and low paid workers are freezing they are afraid to heat their property and I'm disabled I'm in that group that's why I'm retiring to Thailand in 4 years were it's cheaper, warmer and the standard of living is superior to the UK.
So, you would rather live in a worse country, over a few bucks difference, BOTH of which are cheap? If you're that close to broke, you are probably better off staying in your home country.
Fully agree.. I like Pattaya but not for living. It is nice to visit but after two weeks it is also very very nice to go back to Chiang Mai. When i look at many older expats living there they remind me of the actors of the series Walking dead. So no not for me.
I have had to care for and look after my elderly parent, which has made it difficult to leave the UK. Previously, the idea was to at least try Thailand. It attracts me in many ways, including 'affordability'. A couple of years ago there was this talk of Thailand taxing all cash into Thailand as income, even if it is from savings. In my case a large % of my money is 'invested savings' and so I can take it in the UK without any income tax, but if this rule is actually implemented, and I have to pay income tax simply for moving money I have already paid tax on, that totally destroys any case for spending over 180 days p/a in Thailand. I would literally be better off staying UK based, and just living 179 days p/a in Thailand. Does anyone know the simple answer to this potential tax bombshell? Is tax payable on cash savings moved into Thailand?
As of today, there is no tax on cash savings transferred to a Thai Bank. There is talk of taxing income from countries that don't have a agreement with the Thai government on double taxation, but nothing official has been determined as far as I can tell.
I have been living in Thailand for over 12 years now. At the moment I am living in Jomtien. Before that it was Udon Thani and also Surin. Issan is much cheaper than the resort area's for sure. The best way to live here is to generate a good income from your own country. Its very, very hard to make a living here. With Thai Women always remember the age gap. Ask yourself an easy question....did you find older women in their 60's & 70's sexy when you was in your 20's?
Over 180 days and you remit funds into the country you need to file a tax report, depending on your age you can get anywhere from the first 250k to 500,000 tax free, smart people remit into a Thai bank account just under the threshold then use some of these currency convert cards in wallet on phone and or physical card to pay as you go, lot of places take this form of "tap" and go through wallet, if considering moving here you dont spend anymore than 180 days here when setting things up, like 800k immigration want to see in your bank account funds for condo or and car purchase, no tax payable on savings prior to 1st jan 2024 dont forget you would need to prove it if audited, it would need to show up on a bank statement, investments savings are investments and id say not counted, that should give you some thing to think about.
@@alias_EP Thanks for your reply. It sounds like there is a potential tax liability, and they did go ahead and put those rules in place... in some form or another. So when I am closer to moving, I think I would have an appointment with a pucker tax accountant in Thailand to get clarification as to how this would affect my own situation.
You haven’t mentioned any of the unpleasant things about living in Pattaya. Perhaps they’re unimportant to you personally, but others may feel differently. The big one for me is how dangerous and unpleasant it is to walk anywhere. This is down to over tourism, driver behaviour, lack of footways, lack of pedestrian crossings and narrow streets that are often obstructed with vendors and parked vehicles. Then there’s the extremely poor air quality which is a danger to human health, the polluted ocean which isn’t fit for swimming, mosquitoes and noise. It’s not all sunshine and roses.
What you say about the quality of healthcare is true. And whilst it’s cheaper than private healthcare in the west, the USA in particular, it can still cost a lot of money if you don’t have insurance and need treatment for a chronic disease. And most people are going to start developing those by 60, if not before.
Another thing to remember is that you won’t be given permanent residency in Thailand. How long you’ll be able to stay is ultimately at the discretion of the government, as are the conditions under which you can stay. It’s not the ideal situation if you haven’t got anything or anyone to go back to.
Yes, being with a young, pretty woman in Pattaya is normal and nobody blinks twice. But let’s face it, becoming an expat doesn’t make you younger, slimmer and better looking. It’s the fact that you can probably offer financial security that makes you attractive to them. And oftentimes, they just want to take what they can get and then do a runner.
I’m not trying to rain on anyone’s parade here. I just think people need to be aware of the bad and the ugly, as well as the good, before they become an expat.
You're absolutely right with everything you wrote.
I live in Pattaya and I prefer BKK, Pattaya is a bit of a shit hole, and generally the quality of women is pretty low, this city has been neglected for a long time and isn't going to improve in my life time, there more concerned at attracting events than finding the money to improve infrastructure, city hall like to blow there trumpet a lot but honestly they cant manage a toilet block in an up country service station.
Wow. And pretty much spot on. It certainly isn't paradise but Pattaya isn't 'Thailand' and there is much more to it than just bars and girls.
WAH WAH WAH. GET A LIFE MR. NEGATIVE.
@ I find your remarks disrespectful and immature. I’m also a little perplexed as to why someone who runs a channel about preparing for disasters would call someone else ‘Mr Negative’.
I worked 35 years in the UK doing a 2nd and 3rd part time jobs too. I struggle to live in the UK now with the cost of living. Thailand is a healthier and cheaper place to live. Quality of food, sunshine, warmer, safer and people are friendly.
Respectful & friendly people, great customer service (v UK = NIL) open 10am to 10pm, Doctors & Dentists no appointment necessary, top class equipment and Service. As Thailand has improved the UK has gone down the pan. The one thing stopping me is it's just too hot overall. The main reason I stay in UK is for the countryside and the changing seasons.
@@PenttisHSR excellent and balanced comment. I suspect one day, even the weather and seasons won't be enough to tip the scale in favour of the UK though. Such a shame how things are now.
@@user-oi9to7ux7k Thanks - my wife is Thai and as our daughter has now grown up, Graduated University and left home the pull gets stronger every day (to leave). As my wife's parents get old, her desire to go back, as she gerself gets older is gaining momentum too. Not many years before she can cash-in her pension pot and I don't think I'll be able to stop her!
I visited Pattaya (and Thailand) for the first time in February 2016.
After staying in Nana for two days, the taxi took me to Pattaya.
The driver first passed by soi six. Seeing the girls, the atmosphere and the beach road at the end .
I realized that was the place for me.
After constant visits and staying for many months every visit . I have this year my OA visa .Staying in Pattaya make me feel happy.
Yes I have been in 28 different countries in five continents .
But now im calling Pattaya home
Another reason to stay in the West is having a social circle of friends and family, not just children but also grandchildren, old friends, wife etc. It is tempting to indulge yourself with young ladies but you are giving up others who don’t love you just for your money.
I agree that routine healthcare is cheap in Thailand but it is not if you need hospitalization or intensive treatment in ICU. That type of care is generally free for 65 or older in the West.
So ultimately you can’t have your cake and eat it too.
Peace
Thanks Daz. Channels like yours help me prepare to be an expat. I will be one soon. Always ignore the pessimist whiners.
Money is the key to a happy life in Thailand.
As well as everywhere else in the wide universe
@@michaelbuxbaum2552 Particularly in Thailand if you wish to enjoy the rides which are missing in most of the universe.
My friend recently had to replace his side mirror with Mazda too in Australia. Set him back $1700 AUD at a Mazda dealer here. Great video Daz
Sadly 10 years ago your Western money could "afford" you about x2 more in Thailand, than nowadays.
Today Thailand prices are comparable to, or sometimes higher than in some countries in Eastern Europe for example.
Yes I agree Roman, renting a condo and utilities is where you are going to save the most money in Thailand compared to the west, but if you want to buy western quality food products, they will be a lot more expensive because of the import taxes. If you cook using local ingredients or eat Thai food when you are out, you can still save a ton of money.
The key is do not buy any imported goods, then it's still very cheap to like here.
@@stopcrueltyagainstanimals2578 I fully agree. I don't live in Thailand. I only travel there each year for a month. I eat 90% Thai food. The thought of eating western food in Pattaya seems crazy!
For me I have a son with ADHD that I can't turn my back on. Stupid as I know we are only here once but I guess that is my one and only reason for not enjoying myself in retirement. 🙄
Daz, 100% my experience has been exactly as you described. If you're an older guy with a younger woman in the west, everyone has something to say about it.
Labor costs being very low really changes things. I have an acquaintance in the Philippines. Appliances like washing machines and dishwashers are much much less common there, even in fancy western-style homes, because the import costs and lower volume make them actually more expensive than in the west. Add in the low cost of labor, and it's cheaper for him to pay someone to handwash his clothes for ages than it is to buy a washing machine. Labor-saving appliances are much more necessary in the west, because the high labor costs make them more economical.
Regarding your example of the door mirror, $100 US might be enough to buy an unpainted aftermarket mirror, which I'd have to install myself. No painting or labor or anything.
Surprisingly positive, is there a part 2 with all the pitfalls and warnings?
Don't come at that shyte mate!
Good video, I live in Bangkok & what you say is Bang-on especially the bills, food and the hospitals.
I would love to have retired to Thailand, but the lack of viable health insurance ruled it out. I am 72 years old with diabetes and a heart condition. Although I feel quite healthy and active, I know that at some point in the next few years I will probably need heart surgery. No Thai insurance would cover it,and self pay could easily cost me $100,000. Of course I could try to rush back to the USA to get it done under Medicare, I probably wouldn’t make it in an emergency. Same with ifIwas diagnosed with cancer. So I don’t think Thailand is a realistic long term option for 70 year olds. Instead I spend about one to two months each year exploring Thailand and neighboring countries. Have not yet been to Pattaya, so that delight still awaits me.
I understand but with due respect..... maybe shorter trips are best for you or at 70.... why worry...... I'm the same age and don't expect to be running about like a teenager for 20 yrs ahead!!!....
72 years old, youve lived a long life, might as well get your meds sorta out and take the leap and move to thailand. better to die knowing you did what you wanted.
@ Yeah, no better way to go than while doing aerobics!
I self insure here in Thailand. Surgery/hospital stays here cost roughly 15-20% of what it would cost in USA. Factor in deductibles and co-pay with US employer sponsored insurance and it’s probably about a break even. Same with Medicare.
Best to self insure in Thailand
Love your informative channel..Is there someone we can contact and hire upon our arrival on April 7th..We need someone to negotiate our 2 month stay in certain rental condos in Jomtien
Go to see Fern or Vee at Alan Bolton Property Agents
pattaya-property.net/
What you are talking about is regarding very few people, who have passive or remote income, which most dont. So your freedom comes from what type of income you have and what family you have, NOT from the fact because the country is expensive or not. Doesnt matter how cheap Thailand is, if you cant move there. Are you ready to become a Pattaya Ex-pat ? Almost nobody is because they cant
Thanks Daz food for thought indeed hoping to do in nr future ..hope i haven't left it too late approaching 70 next year lol 😮 a few financial things to sort. Then all systems go lol .👍
I’m the 500th like.
This guy should have way more “likes “
I support this channel ! I tell the creator all the time that he has an excellent personality. 👍🏻👍🏻👍🏻
Thank you so much
@ facts 👍🏻💯
The Owner of Paboon has done some good business. She has a smaller one across the road from where you are, and another at the bottom of highway 36 and the bypass road. Always fast service, good prices, great quality, and super clean facilities.
another great vlog MATEY.........
Hi Dazza, do you think a chap taking blood pressure medication whom has had a coronary artery stent be able to get full medical/hospital insurance?
Cheers
I had a stent put in two months ago and I’m on the same meds. Certainly they’re not gonna give us any insurance. The meds have made me not feel very good on a daily basis. How are you feeling?
All good never been an issue. I had a heart health check after 1 of the cricketers passed away. Yup needed a stent. Good fortune with your health
@@howardhorne1829 Shane Warne ☹️
Hi Daz,
Thanks for the video.
Did you see that girl , whom you posted on your clip , in person?
Your right on what your saying, very good and the food is excellent in what we get in the west. Thanks Daz, can you recommend a market that sell fresh seafood so I can cook it at home. Thanks again.
The seafood market in Na Kluea
@@everythingPattaya Thank You Daz
another great video thanks daz
You can buy a new condo or a car with Bitcoin now in Pattaya. It is exactly the kind of financial freedom not experienced in the EU and is attracting the younger generation.
Hi Daz. From May 1st, all foreigners arriving in Thailand for any reason by land, sea and air need to apply online for a visa! It will be similar to the old pre Covid card you had to fill in on your departure aircraft! Not good news if you are elderly and not computer literate? 🇬🇧
Great video!
Great vid!
How much does dialysis cost in Thailand?
No, it's too hot, and whatever anyone pretends it gets boring very quickly
If you can't find at least one place in Thailand that makes you completely happy, then you are unable to be happy imho. It might not be Pattaya for everyone, but there are plenty of options, both nearby and in other parts of the country.
Yes, I dont have enough money yet. I would start at view dee apartments if I could and I'd love to see more of similar. Not sure if I'm right or wrong.
Do you think things will change once gambling comes?
Yes, hundreds of coach loads of Chinese will come
@@CheekyMonkey007 LoL, but will prices go way up on "stuff". I want to go there when I retire as a vacation to see how it is, But that's not for 6 to 8 years.
Do you have any tips for saving on ATM cash withdrawals (e.g., cards that reimburse ATM fees)? The WISE card is a poor option for cash withdrawals. Four layers of fees to get cash. Thoughts gents?
Charles Schwab Checking Account ATM refunds all ATM fees. I used it in Thailand, China, Vietnam, Cambodia, and Malaysia with no issues. Some banks in China won’t take it, but others will.
If you are in the US, Charles Schwab reimburses ATM fees at the end of the month. I'm sure there are others that do likewise.
Capital One and other Credit Cards have 0% Foreign transaction fees.
get a Thai bank account & fund it via Wise
@@ferney2936 wise charges £10 for a £1000 transfer. If you withdraw 20,000 baht twice that works out at 440 baht in fees. There's very little difference between the two. Plus you will have to pay an agent around 4000 baht to open the account.
Send money to yourself from your bank to a Thai bank via Remitly.Cost £2 plus whatever the exchange rate is at the time.
Yes and a lot of xpats live only on there state pension take a walk down soi pothole most are there and say its better than in uk😮
Are you an expat if you just do 6 months a year??
You are a Part Time Expat LOL
@ half a cheap Charlie 🤣
Question for the Chat: Residency in the Philippines with under 180 days in Thailand seem like a workable option for anyone? Food in the Philippines a 'B-' though.
Renewing your phil visa every 2 months is a bit of a chore then if your there more than 6 months you have to get an exit visa,phil looks to be the dearest place in asia,the condos are expensive and not good quality,but thats just my opionion
There are more places than only Thailand and Philippines.
I was thinking KL Malaysia first, for a Med check and boster shots.
You didn't meantion english teaching as a source of income. As a younger guy (mid 30s) I intend on coming to Jomtien and looking for work. I'm experienced, have savings, and have a degree. Would you say a 40k bhat P/M salary is insufficient?
You could just about scrape by on 40K, But you are living on the bread line
@CheekyMonkey007 40k could still get me a condo with a pool, and I can eat thai food every day. Right? I've been to Thailand before. Meanwhile in the UK, I can earn far above the average wage and can't even get a mortgage or afford to rent a 1 bed flat. Truth is, in my home country, you can earn a "decent" wage, and you still live a life of poverty. Long term I'd look at getting PGCE / QTS for more bhat. But 40k is likely what I'll be living off for a couple years.
You will be a broke old man with this plan. Stay in the West and accumulate enough assets until you can afford to live in Thailand. There's more to life than cheap clam
I will take the 30 to 35 year that looks like an 8,9, or 10. Looks great and cheaper
Brilliant
😃😃😃😃😃
You'd be lucky to get much change out of £500 for an electric door mirror taking it to the proper dealer of the car ... so what you paid is the real deal 🚘
Inflation is killing the western working guy.
7:39 I paid around 200+ €… 20 years ago!! 😂😂
Pattaya ist schön aber ich denke die Guten zeiten sin vorbei. Ist beinahe so teuer wie in deutschland werde mir 100 mal noch überlegen da urlaub zu machen, erstmal den mai abwarten wegen Touristen steuer danach entscheiden ich. Cambodia,philippinen oder vietnam nochmal schauen vileicht ist es da dann belliger es seiden die ziehen gleich was ich denke 🤷. Danke fürs teilen 🙏
Naja, mein Haus kostet hier etwa 250€ im Monat, essen gehe ich all you can eat für 3-4€.. und wenn ich selbst koche kostet 1kg Hähnchenbrust 1,2€. Wo in Deutschland habe ich solche günstigen Preise?
You need things to be even cheaper than Pattaya? You can live here on a dime, practically.
A friend of mine had to replace his door mirror on his vauxhall last week it cost him £600 unlike the cost in Thailand. And as for rental property I rent a 1 bedroom flat for £360 it would cost me in Thailand £230 and a better quality flat. And as for dating someone in there 30's it's a different culture the Thai women think the older man is more stable in there head they call the lads which are around the same age group they call them butterflies 🦋.
And as for gas electricity and water in the UK is one of the most expensive in the world due to idiots of this government and previous governments our pensioners, disabled and low paid workers are freezing they are afraid to heat their property and I'm disabled I'm in that group that's why I'm retiring to Thailand in 4 years were it's cheaper, warmer and the standard of living is superior to the UK.
£360 a month for a flat in England, that's cheap, can't be down south surely.
Good points raised 👍😅
If the expat tax starts im thinking cambodia will be a better option,but i would have prefered thailand,
So, you would rather live in a worse country, over a few bucks difference, BOTH of which are cheap?
If you're that close to broke, you are probably better off staying in your home country.
@ did i say i am broke! Im not broke but im not giving my money away on taxes if i dont need to
Where are you walking around at?
PaBoon Cafe, I showed you on Google maps at the start of the video
The tree prop salesman earnt his commission. 55
See you next week Daz!
No. Pattaya is the last place I wanna retire in Thailand 🇹🇭 🤩🤩🤩🤩🤩🤩🤩
That's fantastic news, great to hear. Nobody is going to miss your miserable ass. C U next tuesday
Fully agree.. I like Pattaya but not for living. It is nice to visit but after two weeks it is also very very nice to go back to Chiang Mai. When i look at many older expats living there they remind me of the actors of the series Walking dead. So no not for me.
@@silknoben5984How do you deal with the burning season?
I have had to care for and look after my elderly parent, which has made it difficult to leave the UK. Previously, the idea was to at least try Thailand. It attracts me in many ways, including 'affordability'. A couple of years ago there was this talk of Thailand taxing all cash into Thailand as income, even if it is from savings. In my case a large % of my money is 'invested savings' and so I can take it in the UK without any income tax, but if this rule is actually implemented, and I have to pay income tax simply for moving money I have already paid tax on, that totally destroys any case for spending over 180 days p/a in Thailand. I would literally be better off staying UK based, and just living 179 days p/a in Thailand. Does anyone know the simple answer to this potential tax bombshell? Is tax payable on cash savings moved into Thailand?
As of today, there is no tax on cash savings transferred to a Thai Bank.
There is talk of taxing income from countries that don't have a agreement with the Thai government on double taxation, but nothing official has been determined as far as I can tell.
I have been living in Thailand for over 12 years now. At the moment I am living in Jomtien. Before that it was Udon Thani and also Surin. Issan is much cheaper than the resort area's for sure. The best way to live here is to generate a good income from your own country. Its very, very hard to make a living here. With Thai Women always remember the age gap. Ask yourself an easy question....did you find older women in their 60's & 70's sexy when you was in your 20's?
Over 180 days and you remit funds into the country you need to file a tax report, depending on your age you can get anywhere from the first 250k to 500,000 tax free, smart people remit into a Thai bank account just under the threshold then use some of these currency convert cards in wallet on phone and or physical card to pay as you go, lot of places take this form of "tap" and go through wallet, if considering moving here you dont spend anymore than 180 days here when setting things up, like 800k immigration want to see in your bank account funds for condo or and car purchase, no tax payable on savings prior to 1st jan 2024 dont forget you would need to prove it if audited, it would need to show up on a bank statement, investments savings are investments and id say not counted, that should give you some thing to think about.
@@alias_EP Thanks for your reply. It sounds like there is a potential tax liability, and they did go ahead and put those rules in place... in some form or another. So when I am closer to moving, I think I would have an appointment with a pucker tax accountant in Thailand to get clarification as to how this would affect my own situation.
@@alias_EP can you expound on that? I read what you wrote 4 times now and it is still confusing
Bollocks 😂😂😅😮😊