अगर आपको इस वीडियो से थोड़ा भी सीखने को मिला है तो प्लीज वीडियो को लाइक जरुर कीजिए और चैनल को सब्सक्राइब करना मत भूलिए जिस से आने वाले नये वीडियो की जानकारी आपको मिल सके।और हमारा उत्साह बढाने के लिये विडियो के निचे दिये गये थैंक्स बटन पर क्लिक करके आप अपने इस चैनल को आपकी इच्छा अनुसार डोनेट करते हुए अपना सवाल कमेंट कर सकते है जवाब जरुर मिलेगा |
Mera home loan ko 3 sal how ahe lekin or me meri EMI regularly bharta hu lekin loan jitna tha it nahi he some bas 10000 hi kam hua he muje kuch smjme nhi araha Metal on 11 Lak he or me hrmhina 10000 EMI bharta hu Kya kru kuch smjme nhi aaraha
अगर आपको वीडियो से थोड़ा बहुत भी सीखने को मिला हो तो चैनल को सब्सक्राइब जरूर करें ताकि आने वाली वीडियो आप देख सकें । अगर कोई भी सवाल है तो जरूर कमेंट करें।
Sir meine 20 Lakh home lone 9.30 % k interest py 15 years k liye liya hy Pls tell meri ek month ki EMI kitni bnegi Or usme mera pr month kitna वयाज ओर किसत होगी pls tell me sir
भाई बैंक वाले जनता को बहुत भयंकर तरीके से लूटते है कभी भी बैंक से लोन नही लेना चाहिए क्योंकि ये लोग व्याज तो पहले ले लेते है और प्रिन्सिपल अमाउंट जस के तस रहने देते है
Sirji pehla instalment ka principal aur interest portion kaise decide karte hai ? Aapke dwara diye ex. me 4603 principal (. मूल धन). kaise decide hua ? WHY NOT ANY OTHER AMOUNT . PLZ CLARIFY
Very very informative vedio sir. Mujhe bas yahi janna tha ki mahine ke beach me ammount jama karne par usi mahine ka intrest kam hoga ya nahi sbi me car loan par.
Bhai agr hr admi aise bat krega to is bhai ka time west hoga bs . Or ap anpad ho kya jo aisi bat kr rhe ho. Itna to tumko khud andaza lagana padega. Paglo wali bat kroge to apke upr hasi ayegi bas
Sir mere 2 questions hai. HDFC bank se loan apply kara hai. 1 ) Kya main EMI main Amount Jyda and Interest kam ka option le sakta hu..... Bank ko force karu ki muje aisa hi monthly EMI option chahiye, ho sakta hai. 2 ) Daily EMI , Monthly EMI or Yearly EMI ye choose karna kya bank ki murji hai. Ye kya bank to bank vary karta hai. Kaha se check hota hai ki mera bank kaun sa option use kar raha hai. Suppose mera bank monthly reducing par karta hai, main bank ko bolu muje ye sirf daily reducing par karwana hai, is it possible ?
1- emi system sbka same hota hai usme koi option nhi hota aisa 2-generally bank sbke liye ek hi system rkhta hai..aapka bank aapko btayega ki daily reducing hai ya monthly..aap inquiry krna
सर मुझे 5 लाख का होम लोन 8.50% ब्याज पर 5 साल के लिए लेना है तो मेरी एक महीने की EMI कितनी बनेगी । ओर उसमे मेरा pr month कितना ब्याज ओर कितनी क़िस्त होगी।
Sir meri Salary 21,000/- hai, aur maine Rs. 5,60,000/- ka plot dekh ke aya hu, to bank mujhe vo plot lene ke liye home loan degi kya? Aur degi to kitna loan milega, aur uska EMI 20 sal ke liye kitna banega?
@@FINPLUSTECH Ha sir maine apka vo video dekha hai, but mai confused tha ke loan kitna milega mujhe 10 lakh rupees ka loan chahiye tha, to kya milega ka, aur ha plot ka malik loan milane tak rukega ya nahi ye bhi dar lag raha hai. Mujhe ghar banane ke hisab se hi vo plot lena hai.
@@SandipRaipure isme ye bhi dekhna hoga ki plot ke documents thik hone chahiye. bank check krwati hai apne advocate se agar kuch problem hua to loan nhi degi bank.
Hi sir I'm a govt bank employee.....my bank is giving me a home loan in which total principal is paid in 225emi Emi - total loan/225 Than that 225months interest @6.5 is charged in next 75emi Is that a very good deal for me... It is only for our bank employee Principal is paid firstly than interest accrued in 225months is paid in next 75emis Reply sir
Mai PSU employe hum mujhe 20,00000 (twenty lakh) ka loan Lena hai 20 yrs Mera period rahega loan bharne ka ,plz iska calculation bataye 2020 ka SBI interest rate ke hisab se
@@FINPLUSTECH 7083 = 8.5% 10L÷12 per month But, how did you calculate 4603? As per your above method(emi = mool+Interest). Mool should be =10L ÷ 11yr ÷ 12month= 7575.75 How come 4603?
Sir mai ne 15 saal ke liye 9 lakh ka home lone liya hin.... Aur main regular EMI ja ma karta hin... Ager bech main kuch lum sum amount daal du kya wo principal amount se kam hoga yha fir interest ke kaat lega
Sir main 6 lakh ka loan liya hu 11.15% interest par 7 years ke liye toh sir please mere total jo interest pay karna padega 7 years main woh jara calculate kar dijiye
पर मैंने 1000000 का लोन लिया है 10 वर्ष के लिए 1 महीने का किस ₹13300 आता है कृपया इसको विवरण करके समझाएं और बताएं कितना टैक्स है जमा करना है और कितना मूलधन कैसे
Sir ji 1057709 loan amount hai. 11.25% int rate aur tenure 132 h to Emi Kaise hoga calculate aur 1st June 2014 se start h emi Pls btaiye foreclosure amount
Sir bank 50000 de rahi hai or pass karane bala 4000 le raha hai or hame 5 year main hame 65000 bharne padege sir hame kitna Percent vyaj laga please sir bataye 🙏🙏🙏🙏🙏🙏🙏🙏
Sir humne 100000 home loan liya tha 7 years ho gye h or abhi tak humara srif 63000 hi principal amount kata hai or 900000 tak interest de diya hai kuch smjh hi nhi aa rha
Sir maine Bank se February 19 mein 22 lakhs home loan liya tha 288 instalments for 24 years.Ab maine August 20 mein 17 Lakhs rupees prepay ker diye h.Meri installment 18400 per month h.Ab mere per home loan balance lagbhag 4.54 lakh h.Ab muzhe Rupees 18400 ki aur kitni installments deni hongi.
अगर आपको इस वीडियो से थोड़ा भी सीखने को मिला है तो प्लीज वीडियो को लाइक जरुर कीजिए और चैनल को सब्सक्राइब करना मत भूलिए जिस से आने वाले नये वीडियो की जानकारी आपको मिल सके।और हमारा उत्साह बढाने के लिये विडियो के निचे दिये गये थैंक्स बटन पर क्लिक करके आप अपने इस चैनल को आपकी इच्छा अनुसार डोनेट करते हुए अपना सवाल कमेंट कर सकते है जवाब जरुर मिलेगा |
Manish9674071986
Sir ye 4603 or byaj7083 kese aya
Kundan sharama 9978943930
Mera home loan ko 3 sal how ahe lekin or me meri EMI regularly bharta hu lekin loan jitna tha it nahi he some bas 10000 hi kam hua he muje kuch smjme nhi araha
Metal on 11 Lak he or me hrmhina 10000 EMI bharta hu
Kya kru kuch smjme nhi aaraha
starting main byaj main paisa jyada jyata hai isliye jyada kam nhi hota.
आसान शब्दों में समझाया, धन्यवाद्!
अगर आपको वीडियो से थोड़ा बहुत भी सीखने को मिला हो तो चैनल को सब्सक्राइब जरूर करें ताकि आने वाली वीडियो आप देख सकें । अगर कोई भी सवाल है तो जरूर कमेंट करें।
sir muje 5lak ka lon lena he 10 sal k liye
kitna kist hoga
jankari dijiye
6200 hoga agar 8.50% byaj lete hai to
Sir loan m yrs ka kya role hai. Ager m loan lu to kitne period ke liye mere liye faydemand hai. I mean intrest kisme kam lagta h 5,10,15 ,?
Main bahut khush hua aap ka video dekh kar bahut hi Achcha Laga very good
Very good jankari sir aankhe khol di hame to pata hi nhi tha ase mathod ka
Very useful topic...nd helpful vedio with easy explanation...thank u sir for homeloan information...
welcome
सर जी होम लोन के लिए कोनसी बैंक अच्छी रहेगी जरूर बताये।
very goodVideo sir dhanyvad bahut jankari
Sir meine 20 Lakh home lone 9.30 % k interest py 15 years k liye liya hy
Pls tell meri ek month ki EMI kitni bnegi
Or usme mera pr month kitna वयाज ओर किसत होगी pls tell me sir
20644 emi hogi ek month ki..total interest 15 saal ka 17,15,885 hoga.
Sir, you have given beautiful analysis of home loan instalments and benefits of prepaid loan amount. Thanks for sharing this beautiful information.
welcome sir
Par ue kitna % muldhan aur kitna % byaj bharna hai
Bahut sahi awesome can you share how capital amount and interest amount decislde in EMI
Bahot achche se samajh aaye thanks
GREAT VIDEO
MUJHE BSS YE SAMJHA DIJIYE
5LAC KA LOAN LIYA MENE 5 SAAL K LIYE TO MUJHE MOOL YAA INTREST SAB MILAKAR 5L PAR KITNA EXTRA BANK KO DENA HOGA
Ha Bhai mujhe bhi chahiye.
भाई बैंक वाले जनता को बहुत भयंकर तरीके से लूटते है कभी भी बैंक से लोन नही लेना चाहिए क्योंकि ये लोग व्याज तो पहले ले लेते है और प्रिन्सिपल अमाउंट जस के तस रहने देते है
Same condition iska kya solution hai
Sirji pehla instalment ka principal aur interest portion kaise decide karte hai ? Aapke dwara diye ex. me 4603 principal (. मूल धन). kaise decide hua ? WHY NOT ANY OTHER AMOUNT . PLZ CLARIFY
Nice video brother 👍👍👍👍
thanks bro
Hello sir yah bataiye kya PNB se home loan PNB mein hi dusri shakha mein PNB ki transfer karaya jaaye to kuchh processing fees lagegi kya
Very very informative vedio sir. Mujhe bas yahi janna tha ki mahine ke beach me ammount jama karne par usi mahine ka intrest kam hoga ya nahi sbi me car loan par.
ji aapko fayda milega jab bhi aap bich mai paisa jama karoge..
Achha se smaj aaya sir ji
welcome
Best video tq bhai
Allahabad bank se hame home loan lena hai 10 lakh 5 saal ke liye total kitna lagega aur EMI kitna hoga
Bhai agr hr admi aise bat krega to is bhai ka time west hoga bs .
Or ap anpad ho kya jo aisi bat kr rhe ho. Itna to tumko khud andaza lagana padega. Paglo wali bat kroge to apke upr hasi ayegi bas
7083 per month agle 60 months Tak Dena hoga
Bahut Badhiya Bataya Apne
Kya EMI ke alava extra amount bich bich me bhar Sakta hai.
ji ha
Agar Mai 15 lakh Ka home loan leta hu 7 saal k liye,
Or Pradhan Mantri Aawas Yojana ko add krr diya jaaye to mujhe hrr month Kitna pay Karna hoga?
Sir mere 2 questions hai. HDFC bank se loan apply kara hai.
1 ) Kya main EMI main Amount Jyda and Interest kam ka option le sakta hu..... Bank ko force karu ki muje aisa hi monthly EMI option chahiye, ho sakta hai.
2 ) Daily EMI , Monthly EMI or Yearly EMI ye choose karna kya bank ki murji hai. Ye kya bank to bank vary karta hai. Kaha se check hota hai ki mera bank kaun sa option use kar raha hai.
Suppose mera bank monthly reducing par karta hai, main bank ko bolu muje ye sirf daily reducing par karwana hai, is it possible ?
1- emi system sbka same hota hai usme koi option nhi hota aisa
2-generally bank sbke liye ek hi system rkhta hai..aapka bank aapko btayega ki daily reducing hai ya monthly..aap inquiry krna
Bhot ache se smjhaya aapne
thanks
सर अगर हम एक साल बाद पूरा लोन पटाना चाहे तो ब्याज माफ् होगा क्या।
Bilkool patega bhai agar company nahi mane to court jao no problem
Yes
Yes jitne jaldi ho loan clear kar do.
Samajh me as Gaya guru
Thank you sir
welcome
Sir muje kaise pta chalega ki Mera loan daily reducing h ya monthly reducing h
Sir tell me please 🙏🙏
सर मुझे 5 लाख का होम लोन 8.50% ब्याज पर 5 साल के लिए लेना है तो मेरी एक महीने की EMI कितनी बनेगी । ओर उसमे मेरा pr month कितना ब्याज ओर कितनी क़िस्त होगी।
10258/-emi
Sir meri Salary 21,000/- hai, aur maine Rs. 5,60,000/- ka plot dekh ke aya hu, to bank mujhe vo plot lene ke liye home loan degi kya? Aur degi to kitna loan milega, aur uska EMI 20 sal ke liye kitna banega?
only plot ke liye nhi milega uspe ghar bhi bnana hota hai 18 months mai uska bhi loan sath mai hi milta hai.
@@FINPLUSTECH Ha sir maine apka vo video dekha hai, but mai confused tha ke loan kitna milega mujhe 10 lakh rupees ka loan chahiye tha, to kya milega ka, aur ha plot ka malik loan milane tak rukega ya nahi ye bhi dar lag raha hai. Mujhe ghar banane ke hisab se hi vo plot lena hai.
@@SandipRaipure mil jayega 10 lakh ka loan. plot wale ki bank se bt krwa dena ki loan hp raha hai tb paisa mil jayega.
@@SandipRaipure isme ye bhi dekhna hoga ki plot ke documents thik hone chahiye. bank check krwati hai apne advocate se agar kuch problem hua to loan nhi degi bank.
@@FINPLUSTECH thank you sir, Aur ek bat sir, loan lete wakt mere plot ke kimat ke hisab se mai mere pas kitane paise extra ya fir advance rakhu?
Sir COMPOUND INTEREST me bhi ese hi balance reduse hota hai ya phir kisi or tarike se
aise hi hota hai
Very well explained sir
Sir hmne hdfc se personal loan liya h kya isme bich m kuch ammount jma kr du to kya interest km hoga?
Wow nice explanation
Sir mene sarkari benk se 5 lakh rupye ka loan liya 5 sal ke liye to mujhe byaz kitna lagega extra paise kitne dene honge reply me fast
Thank you sir ji for this video
Ye samjhaya aapne sahi tareeke se. Baki sab to formula bata rahe
Sir Mene home loan liya hai. avi principle amount 6,40000 hai agar mai isme 1,00000 dal deta huai to mera principle amount kitna hoga
Good video, and good explanation👍
welcome
How we consider principal amount 4603 for 1st EMI, please elaborate.
1 month ka interest ke alawa sab principal amount hoga
Same Doubt 😕
Agar bank me ek must rupaya jama karte hain to bank kis me kami karega time ya interest is par video banaye plz
interest
Explained well
thanks
Very nice sir bohot acha samjaya apne
thanks
Hi sir I'm a govt bank employee.....my bank is giving me a home loan in which total principal is paid in 225emi
Emi - total loan/225
Than that 225months interest @6.5 is charged in next 75emi
Is that a very good deal for me...
It is only for our bank employee
Principal is paid firstly than interest accrued in 225months is paid in next 75emis
Reply sir
yes its beneficial for you..bank will charge simple interest rate..whereas from customer bank charge compound interest rate.
हमको लोन लेना है कितना मिल सकता है कॉल करो मेरे पास 8228863231
Ham lon Lena chatiye hii
Means aapko first 225 emi par Interest nahi lagega kya? Kaunsi bank hai
Mai PSU employe hum mujhe 20,00000 (twenty lakh) ka loan Lena hai 20 yrs Mera period rahega loan bharne ka ,plz iska calculation bataye 2020 ka SBI interest rate ke hisab se
17104 emi hoga..8.30% ke hisab sd
Thanks so much sir
sir Ham kisi v prkaar ke loan Kahi invest kr sakte he ya nhi jese post office bank etc.
loan lekar use invest nhi kar skte
सर जी आपने जो रुल बतायें वही पर्सनल लोन के लिये भी लागू हैं
Nice information
I want to know calculation
How they fix EMI amount
11686.
Can u pls give?
if you calculate manually its very complex process. but you can use emi calculator available on play store.
@@FINPLUSTECH 7083 = 8.5% 10L÷12 per month
But, how did you calculate 4603?
As per your above method(emi = mool+Interest). Mool should be =10L ÷ 11yr ÷ 12month= 7575.75
How come 4603?
Nice way to explain installment
Aap 25 lakhs ka loan pe video bnaye
Us bank ka jo sabse km intrest leta ho
OK
Sir Home loan lene me 30% advanced me deposit krna padta hai kya SBI wale bataye the sahi hai kya nhi
30% to jyada hai generally 10-15% hota hai..utna paisa aapke paas hona chahiye.
@@FINPLUSTECH hona chahiye ya advance me deposit krna padega bank wala bola ki advance me deposit krna hoga loan ka paisa ka 30%
Thanks sir ji
Sir main 1300000 home loan liya hai 15 year ke liya hai or 6emi de chuka hu, kiya main loan close kar sakta hu, charge kiya lagega, please reply
Half explanation given. You should teach how is interest amount calculated
Sir please batana with out govt job loan pay interest rate ketana lagaga
1:50 wo 4603 principle account kaise fix hoti hai..???
Sir ye sif home lon me hota hai yaa personal lon me v hota hai
Information ke liye to thik h
But isse customer ki emi to 11686 hi rehegi na
Interest or principal amt to ratio me Kam zada he rahega
🙏🙏🙏🙏thanks🙏🙇🙏💕
Sir..
शायद आप गलत बतला रहे है,SBI बैंक का गणना आपके गणना के अनुसार नहीं होता है, वो पहले ही पूरा ब्याज काटते है और मूल धन बहुत कम काटते है
sir aap ek baar jrur puche sbi main.
Sir loan K emi flat possession ke baad suru hoti ya Pahle... Kab suru hoti hai...
loan lene ke ek mahine baad se suru ho jati hai
Explained very well indeed . Keep it up .
Sir Maine 1300000 lakh Ka loan liya h 25 sal ke liye h jiska interest 11.25 h
To muje kitna paisa etc. Bharna padega
Sir me plz 🙏🙏🙏
Good idea sir
mera loan PNB se agar me 2 lakh dalu to Principal kam hoga..... ya 2 lakh ka kuch part interest me bhi jayega.......
Thank you so much
Very nice information
Bhai mene 550000 lack ka loan liya tha uski emi manthli 11000 ki ati thi 14 mahine emi Dene ke bad me bhi mera loan amount 536000 rupey baki he
wo isliye ki starting main byaj bhaut jyada jata hai aur mul paisa bht kam jama hota hai.. dheere dheere byaj kam hoga aur mool jyada jayega.
@@FINPLUSTECH to sir itna byaj ki 14 mahine me matra 2000 rupey hi chuke hai ye kaisa byaj hai sir
मूल & ब्याज कैसे calculate krte hai
Can bank charge the intrest on sanctioned amount or the disbursed amount..?
Sir mai puch rahi kya bank Wale har month intrest jodkar uske upar bhi interest lagate hain..... Please batayen mujhe
Sir mai ne 15 saal ke liye 9 lakh ka home lone liya hin.... Aur main regular EMI ja ma karta hin... Ager bech main kuch lum sum amount daal du kya wo principal amount se kam hoga yha fir interest ke kaat lega
lumpsum daaloge to interest kam lgega..aapko fayda hoga
Thanku very much sir
Sarkari bank me reduce lagta hai very nice video
Sir main 6 lakh ka loan liya hu 11.15% interest par 7 years ke liye toh sir please mere total jo interest pay karna padega 7 years main woh jara calculate kar dijiye
पर मैंने 1000000 का लोन लिया है 10 वर्ष के लिए 1 महीने का किस ₹13300 आता है कृपया इसको विवरण करके समझाएं और बताएं कितना टैक्स है जमा करना है और कितना मूलधन कैसे
10 lakh + 596000 byaj
@@FINPLUSTECH सर अगर मैं इसको 5 वर्ष में खत्म करना चाहूं तो मुझे टोटल कितना पैसा जमा करना पड़ेगा टोटल जोड़कर
@@vinod1979sonkar iska aadha kar lo byaj ka
@@FINPLUSTECH सर आपकी भाषा शैली बहुत आसान है एक सामान्य बुद्धि वाला भी व्यक्ति इसको समझ सकता है वीडियो बनाने के लिए बहुत-बहुत धन्यवाद
जी आभार
सभी कम्पनिया ऐसे ही करती है पार्टपेमेंट जमा करवा के आप अपनी क़िस्त ओर ब्याज कम करवा सकते हो
सर ..लोन लेने के बाद हमको अगर लिस्ट ऑफ डॉक्यूमेंट LOD चाहिए हो तो वह अप्लाई करने के बाद कितने समय लगता है मिलने में।
Sir please reply..very urgent
Sir please reply
finance company to 1 week se jyada le leti h..bank 3-4 din
@@FINPLUSTECH thanks for your help 👍🏻
Hello sir ,mere parents ne home loan liya h toh usme inki monthly intrest badhte jaa rahi h kya Asia hota h kya ji bank apni intrest badha deti h
Thank you so much sir ji
Sir jamin Lena hai gher ke pattey se lone mil jayega Kya sir please reply
Home loan lene par kis rakam par byiz lagega 80% par ya jo rakam hai us par
Sir ji
1057709 loan amount hai.
11.25% int rate aur tenure 132 h to
Emi Kaise hoga calculate aur 1st June 2014 se start h emi
Pls btaiye foreclosure amount
Sir p.a or validity ke aadhar par interest kaise nikalte h
Sir bank 50000 de rahi hai or pass karane bala 4000 le raha hai or hame 5 year main hame 65000 bharne padege sir hame kitna Percent vyaj laga please sir bataye 🙏🙏🙏🙏🙏🙏🙏🙏
प्राइवेट बैंक जितनी किस्तें बताते है। बाद में उससे ज्यादा किस्तें लेते है
सर मेरा लोन चल रहा है आंध्रा बैंक से 12 लाख लिए थे बने बनाए घर पर 20 सालों के लिए 12000 की emi जा रही है,सही है क्या सर जी बताएं
aapko 10.5% byaj lag raha hai jo ki bahut jyad hai home loan main..abhi to 8.50 chal raha hai.
Sir जी आपका no. मिल सकता है क्या
9119306454
Sintu.kumar7294127805
@@gajananproperty241 sintu.kumar.no.7294127805
Why don't you create Excel worksheet for Home loan EMI amount and on various cretaria asap
Unlike karne wale monthly & yearly wale hi jo loan dete hi
ji
Sir humne 100000 home loan liya tha 7 years ho gye h or abhi tak humara srif 63000 hi principal amount kata hai or 900000 tak interest de diya hai kuch smjh hi nhi aa rha
Sir ye home loan ka hi Mathern h ya other loan ka bhi plz reply
Bhai y Jo Apne EMI se bayaj Ka paise nikalna bataya Hai yai Har mahine ham kes calculation kare or kes nikale bata do please
Sir ye 4603 mool aur 7083 byaj kaise calculate kiya?
emi ka formula hota hai
Sir example 10 lack loan liya hai 10 years ka kya hum bech me hi loan amount pora karsakte hain sopos mere pas paisa hai to
ha kr skte ho
Thanks for information
welcome
smjh nhi aaya emi 11686 thi isme pricipal kitna hai intreste kitna hai kaise pta kre
Sir mai Sbi se loan Lena chahti hu 20 lakh ka 5 sal ke liye to EMI kitna hoga aur byaj kitna hoga 2021 me
Sir maine Bank se February 19 mein 22 lakhs home loan liya tha 288 instalments for 24 years.Ab maine August 20 mein 17 Lakhs rupees prepay ker diye h.Meri installment 18400 per month h.Ab mere per home loan balance lagbhag 4.54 lakh h.Ab muzhe Rupees 18400 ki aur kitni installments deni hongi.
Home loan deneki कोई लिमिट nahi. Jisako sachme jarurat usako dedo.