@@johnpolgacu good day sr buti pa sa inyo bilis nadeliver cc aprove na ko last dec 19 ilan besers na ko follow ub jan 19 one month na one monthsary wag sana umabot one year
@@johnpolgacuhello im intersted apply ub na decline na ko but i will try again mtagal ka user smart post paid offer cc application ub?hw abt yun avail pa lang smart plan need po a mtaas plan kc kaya ko lang is plan 599? Peede na kaya yun
I got my pre approved bpi cashback amore cc with 60k cl on july 2024, i’m planning to apply for cl increase after my billing cycle this sept but i’m still a student. Question, do they accept bank statement or remittance transactions receipt instead of payslip and should i call their cs or is their other option such as emailing them?
Congrats Palangga! I agree with @Greencoffee0. Additionally, they also require 1 year bago makapag request nag credit limit increase. Meron pala akong video about this, watch nyo po ito: th-cam.com/video/2yxkE0iNbh8/w-d-xo.htmlsi=m7hdOHkw3HzUvN2-
Hello po - sorry for late reply. Though I’m not sure po yung specific amount, but based on my research sa mga social media: UnionBank Cash Back Visa Platinum Card Details: •Minimum Annual Income Requirements: ₱180,000 for carded applicants; ₱250,000 for noncarded
Hello sir, any type of spending of 20k po ba para makaavail ng NAFFL or merong specifics lang? And need po ba mabayaran din agad yung 20k within 60 days?
Hi Palangga, yes po any type spending of spending to 20K po. :) And I guess no need naman agad sya bayaran since spending lang yung indication nila. :)
Thank you for sharing this. Uhmm.. ito terms & conditions ng promo nila: www.unionbankph.com/cards/credit-card/discounts-and-promos?id=870 > hanapin nyo lang po yung No Annual Fee promo.
Hi po ask lng po sana meron din ako ub platinum visa naka lagay po kasi statement date is 10th of the month kailan po kaya yung statement duedate po nyan sir di po kasi nakalagay sa papel yung statement date po..sana po masagot samalat
Hello po. That means your monthly SOA will be available every 10th of the month. Due is 15 days after, so possible due date will reflect around 25th of every month.
Hello. Same, wala padin akong na rereceive na notification about No Annual Fee. As per my research sa website Nila: “The qualified Cardholder of a UnionBank Rewards card will receive an SMS confirmation of the No Annual Fee Welcome Gift within thirty (30) business days from meeting the spend requirement. “
Ask ko lang po magkaiba ba ung activation nung virtual card sa physical card? Kasi ang naactivate ko lang is ung virtual card last sept 25, papasok pa rin ba un sa sept 30 promo na naffl pag nakabayad ng 20k if ngaun ko lang naactivate ung physical card ko? Tyia
Hello po. If straight purchases (regular spending) po, 1 month to pay po. Saka lang po magiging installments if merchants or the bank offers you to convert your purchase amount to monthly installments. :)
Hello Palangga. Base po sa experience ko, nag sesend po sila ng sms for installment offer. :) You may also check “installment” tab sa dashboard from time to time. :)
Hi langga! 😊 Di ako makausad sa application process.. tinatype ko yung gross annual income ko tapos ang lumalabas 'must be at least 180,000php', eh over 180k naman ang tinatype ko. Ayaw na magcontinue 😢
Hi Palangga. Yes po, dapat 20K Spending within 60 days. Not sure po lang po with installment. Gawan ko po ng video soon. In the meantime, please reach out nalang po muna sa CS nila for accurate info and assistance.
Thank you for sharing your experience Palangga. Same case din saken, di na ako hiningan ng payslip. :) Maybe because we have an existing credit card na.
Goodafternoon po ask ko lang po kakadating kolang po kasi ng cc ko naactivate ko nadin po may creditlimit na sya na 15000 pwede napo ba sya gamitin sa CA or pwede nadin sya iswipe?
Yes po, you can use your card na for purchases. For cash advance naman, I guess you may need to reach out sa CS nila kasi unaavailable yung feature sa app, para maka request ka ng PIN.
Ask lang po Kaka activate ko LNG po ng union bank cc platinum ko Pero after ko activate wala nman po ako nakitang available balance at pano po mag create ng password?para po sa cc card at maka withdraw?thanks po
Hi Palangga. Congrats! You can find your available credit limit po dun sa dashboard. Yung sa PIN naman po for cash advance, I guess you may need to reach out po sa CS nilla kasi mukhang grayed out pa sya sa app.
Hello, any spending po with online, in store & bills payment. Visit nyo lang po itong website nila for full details: www.unionbankph.com/cards/credit-card/discounts-and-promos?id=870
May union bank visa platinum din ako kuya naactivate ko na po nakareceive ako sa email na nakaactivate na po siya ang question ko lang po saan saan po ba siya pwede gamitin ?
Hello. Pwede nyo syang gamitin sa mga purchases & bills payment nyo po, online & in-store as long as nag accept po sila ng credit card for payment option aside from cash.
Hello po. As far as I know dapat straight purchases sya kay merchant. Pero pwede naman po ipa convert kay ub yung straight purchases nyo to installment, by offer nga lang sya. For accurate info, please reach out nalang po sa customer service nila.
Hello Palangga. As per their t&c, The UnionBank Welcome Gift Promo (“Promo”) will run from April 1, 2024 - December 31, 2024 (“Promo Period”). You may also consider watching my other video about this card here: th-cam.com/video/hFBO_ZA5t8A/w-d-xo.htmlsi=3tPhgN-f5dp1RZEi
Sir kakareceive ko lang ng Unionbank Platinum Credit Card so para maka no annual fee for life kailangan po tlga mag spend ng 20k ? Within 60 days ? Kasama po ba ung paying bills ?
Based po sa terms and conditions ng promo nila, pagkaka intindi ko po excluded daw po kapag transactions to another financial institution. It is best din to reach out po sa CS nila for accurate info and for further assistance.
Ask lng Po?may option Po ba sa app.nyo?para sa pag generate Ng PIN? almost 2months na Po skin Ang aking card.but still no option to generate my pin.help Po?😢
Hello po. I guess they requires a year to enable cash advance feature (setting up a PIN). 🥹 For accurate info po, kindly reach out nalang din po sa CS nila.
Hello po. Matic na po yan may available credit limit po na naka indicate dun sa letter na received nyo po kasama yung card. That limit can be use for purchases using your credit card.
nakakagulo talaga mga banks. loosely lang nila ginagamit ang "Platinum" na word sa cards nila where ung rewards platinum nila, basic card lang din hahaha. sinalpak lang talaga ung "Platinum" sa rewards card lol. kahit sa metrobank ung rewards plus platinum ata pero basic lang din nila or parang kapantay lang ng mga "gold" cards
@@johnv9910 true lalo na sa gadgets. actually despite the reputation ni UB na panget CS since naacquire nila ang Citibank, i'm still considering getting a miles+ card next year. bumibilis na rin app nila unlike ng RCBC ko, bumagal na app and ang inconsistent ng experience
Hello po. May instruction po dun sa email na e a add nyo lang yung reference number dun sa UnionBank app nyo. Then once added, makikita nyo din po sa UnionBank app yung virtual card. :)
Bakit di PO Ako mkpagproceed? Wala pa PO akong credit card , ito sana ung 1st ko Kasi d maproceed laging sorry we cannot process ur application at this time.... My union savings man Ako Wala Ako loan
Hello po. Na dedeclined po ba yung result ng application? Or nagkaka error lang po kayo sa pag submit ng application? If error po kapag during submission ng application, I suggest po to try using different browsers. If result naman sya na declined yung ng application, maybe we have to wait another months po to reapply.
Nag email sakin UB approved na daw UB Rewards platinum visa ko. Nagbigay naman instructions. Nag download na din ako app ng UB peru dont know how to create acct or log in. Pa help po. Thanks
Hello po - Congrats! 🎉 Once na download nyo na po yung UB app, click nyo lang po yung “Sign up using an existing account”. Tapos enter nyo lang po yung hinihinging info. Ito full instructions sa website po nila: www.unionbankph.com/help-center/article/2137/how-to-sign-up-for-or-enroll-accounts-in-unionbank-online#:~:text=Download%20the%20UnionBank%20Online%20app,Key%20in%20your%20account%20details
15k limit ko pero nong nag balance ako 3k nlng..samantala nasa 2k pa lng na transact ko..automatic ba spend ang 10k khit di mo nagamit?thank you sana masagot
Hi Palangga! Double check nyo lang po yung mga naging transactions nyo sa UnionBank App. If you notice unauthorized charges, please call their CS po agad to file a dispute.
Hi Palangga, once you received your SOA po on your statement date, it should only reflect kung ano lang po yung nagamit nyo, normally due date is 15 days after your statement date. You may also watch yung related vlog ako about this here: th-cam.com/video/Hxjn5qF7wGw/w-d-xo.htmlsi=0C6bUQHu5WB2OnU5
Hello. 60=2 months di naman, so once nagamit nyo po agad yung available limit, you can pay it naman po agad para mag replenish yung credit limit at makapag spend ulet.
Good question. I am not sure pero I guess oo. Try ko din yan e ask sa CS nila sa sunod and will create vlog for this. In the meantime, kindly reach our nalang din po sa kanila for assistance.
Hi Palangga! 😊 Honestly it is best to pay the full amount po. Pero in case na need nyong ipa installmenr, pwede nyo pong e covert sya into installment. Punta lang kayo sa App, tapos select nyo lang yung installment option. If you’re havings issues po, you may also reach out sa CS nila to assist you further. :)
I see. :( Since may reference number po kayo, pwede nyo pong itawag sa customer service po nila para ma double check yung status. Punta lang po kayo sa official website nila and look for contact information. May branch locator din po dun sa website Nila if you prefer to get assistance sa branch nila near you.
Hi Palangga. Sa dashboar po, click nyo lang po yung “Get Cash” > Cash Advance. Pero I guess hindi pa sya available sa app, kasi naka grayed out sya. Kaya I recommend reaching out nalang po sa customer service nila for assistance.
Hi Palangga. Sa dashboar po, click nyo lang po yung “Get Cash” > Cash Advance. Pero I guess hindi pa sya available sa app, kasi naka grayed out sya. Kaya I recommend reaching out nalang po sa customer service nila for assistance.
@@johnpolgacuakin din sir 15k ung credit limit at 7500 ung cash advance Meaning ung 15k b pwede ipang grocery and swipe my cc pero wala po akong pin... At ung cash advance po n 7500 pano ko sya mawithdraw s atm ehh wala din po akong pin Salamuch sa pagsagot sir🙏
Hi Palangga. Try nyo lang po e refresh yung browser or use other device. If you’re still having trouble, I recommend reaching out po sa CS nila for assistance.
Hello po. Try nyo po mag run ng troubleshooting, like resinstall the app or depende sa error na rereceived nyo. If ayaw padin, out best option po is to reach out po sa customer service nila para po ma double check po nila sa system nila.
Hello po. I guess di pa available yung PIN/Cash Advance feature sa app. You can start using it naman for purchases without pin, pero kung interested talaga kayo for cash advance, you may call their CS naman po for assistance. :)
Hello. Sabi po ng iba, 1 year pa daw bago pwede gamitin ang cash advance. For accurate info, I recommend reaching out nalang din po sa CS Nila for assistance.
Nag email sakin UB approved na daw UB Rewards platinum visa ko. Nagbigay naman instructions. Nag download na din ako app ng UB peru dont know how to create acct or log in. Pa help po. Thanks
Hello po - Congrats! 🎉 Once na download nyo na po yung UB app, click nyo lang po yung “Sign up using an existing account”. Tapos enter nyo lang po yung hinihinging info. Ito full instructions sa website po nila: www.unionbankph.com/help-center/article/2137/how-to-sign-up-for-or-enroll-accounts-in-unionbank-online#:~:text=Download%20the%20UnionBank%20Online%20app,Key%20in%20your%20account%20details
Goodafternoon po ask ko lang po kakadating kolang po kasi ng cc ko naactivate ko nadin po may creditlimit na sya na 15000 pwede napo ba sya gamitin sa CA or pwede nadin sya iswipe?
Yes po, you can use your card na for purchases. For cash advance naman, I guess you may need to reach out sa CS nila kasi unaavailable yung feature sa app, para maka request ka ng PIN.
REFERRAL LINK HERE: apply.cc-pl.unionbankph.com/PLCC/StartApplication?media=6479956808&scode=DCMMSMALL1&DCMMSMALL1&MGM&DCMMSMALL1
very helpful straight to the point hindi gaya nung isang channel jusko daming ek ek
Thank you Palangga 💖
@@johnpolgacu good day sr buti pa sa inyo bilis nadeliver cc aprove na ko last dec 19 ilan besers na ko follow ub jan 19 one month na one monthsary wag sana umabot one year
Aww - sorry to hear that. :( Try nyo po mag reach out sa CS nila para ma check yung status ng delivery.
Waiting sa next vid regarding the Smart Postpaid reward ako rin po naghihintay dun hehe
Nice! Sabi ng CS ng UB, it can take up to 60 days daw. Will upload vlog about this for you palangga as soon as I receive the reward.
Sir ano plan smart para maka apply ub reward sa mga existin user lang po ba yan o khit dun avail pa lang samart plan
@@johnpolgacuhello im intersted apply ub na decline na ko but i will try again mtagal ka user smart post paid offer cc application ub?hw abt yun avail pa lang smart plan need po a mtaas plan kc kaya ko lang is plan 599? Peede na kaya yun
Hi po. I guess doesn’t matter kung ano yung plan. Kasi yung saken 599 SIM only plan lang din sya and I received this offer via SMS po.
I got my pre approved bpi cashback amore cc with 60k cl on july 2024, i’m planning to apply for cl increase after my billing cycle this sept but i’m still a student. Question, do they accept bank statement or remittance transactions receipt instead of payslip and should i call their cs or is their other option such as emailing them?
@@carlvelasco8303 payslip is required but I think they will consider your remittance. Just call CS
Congrats Palangga! I agree with @Greencoffee0. Additionally, they also require 1 year bago makapag request nag credit limit increase. Meron pala akong video about this, watch nyo po ito: th-cam.com/video/2yxkE0iNbh8/w-d-xo.htmlsi=m7hdOHkw3HzUvN2-
Hello, how much is the annual income na required po?
Yung UB Rewards Platinum Credit Card
Hello po - sorry for late reply. Though I’m
not sure po yung specific amount, but based on my research sa mga social media: UnionBank Cash Back Visa Platinum Card Details: •Minimum Annual Income Requirements: ₱180,000 for carded applicants; ₱250,000 for noncarded
How many weeks from notification that you are eligible for the cc did u receive ur physical cc po?
Hello po. Sa case ko po, 3 days lang po.
Hello po, okay lang po ba if more than 20k po spending? Like gadgets po na 23k? Qualified pa din ba kasi sabi atleast 20k spending. Salamat po.
Yes po. :) Minimum lang po yung 20K.
Sa requirements po, di po pwede yung payslip from paypal. Wala rin akong COE, i am a freelancer po.
Aww. 😢😢 Sorry to hear that.
Hello sir, any type of spending of 20k po ba para makaavail ng NAFFL or merong specifics lang? And need po ba mabayaran din agad yung 20k within 60 days?
Hi Palangga, yes po any type spending of spending to 20K po. :) And I guess no need naman agad sya bayaran since spending lang yung indication nila. :)
counted po kaya yung in-store installment sa 20k spending requirement?
Good question. Yan ang di ko sure. In the meantime, I recommend reaching nalang po muna sa CS nila for assistance.
@@johnpolgacuHi, nagemail po ako and as per UB hindi counted ang in-store installment purchases 😅
Aww. That’s so sad. Thank you sa update and for this info Palangga.
Based sa experience nyo po magkano po ba ang charge nila for annual fees? Kasi medyo malaki namam ispend agad within 60 days yong 20,000... Thanks
Hello. For annual fee po nitong card Nila is ₱2,500 po.
pang masa kasi si UB. kahit mababa CL, platinum parin ibibigay unlike BPI na pang mayaman talaga, ibibigay sayong card based sa annual income mo
Thank you for sharing this Palangga! 💖
Im just wondering if counted ba ang pag babayad ng Bills like meralco bills thru online to waived NAFFL in Union Bank Reward CC?
Yes po.
Hi! I already inquired this to CSR ng UnionBank and they said na di daw Kasama sa eligiblity Yung paying bills dun sa 20k na spending.
Thank you for sharing this. Uhmm.. ito terms & conditions ng promo nila: www.unionbankph.com/cards/credit-card/discounts-and-promos?id=870 > hanapin nyo lang po yung No Annual Fee promo.
need pa po ba request yung card ?? or automatic po na deliver nila yung physical card ??
Hello Palangga. Once approved na po yung application, automatically they will initiate the delivery for the physical card to your mailing address po.
Hi po ask lng po sana meron din ako ub platinum visa naka lagay po kasi statement date is 10th of the month kailan po kaya yung statement duedate po nyan sir di po kasi nakalagay sa papel yung statement date po..sana po masagot samalat
Hello po. That means your monthly SOA will be available every 10th of the month. Due is 15 days after, so possible due date will reflect around 25th of every month.
Hi john! ask ko lang i already spend the 20k limit kelan ko pala ma recieve yung text or email na na waive na ang anual fee ko?
Hello. Same, wala padin akong na rereceive na notification about No Annual Fee. As per my research sa website Nila: “The qualified Cardholder of a UnionBank Rewards card will receive an SMS confirmation of the No Annual Fee Welcome Gift within thirty (30) business days from meeting the spend requirement. “
Anu mas maganda unahin applayan na credit card sa uninion bank ung U visa platinum ba o ung reward visa platinum?? Sana matulungan nyo ako.
I recommend Rewards po para mag benefits yung mga spending or earning points.
Ask ko lang po magkaiba ba ung activation nung virtual card sa physical card? Kasi ang naactivate ko lang is ung virtual card last sept 25, papasok pa rin ba un sa sept 30 promo na naffl pag nakabayad ng 20k if ngaun ko lang naactivate ung physical card ko? Tyia
Hi Palangga. Yes po, since connected naman po yung virtual card sa primary card. :)
@@johnpolgacu thank you po! 🫶🏻
you’re welcome po :)
Hi, I’m new to cc and I have question po, every spend po ba na pasok sa billing cycle is only 1 month to pay or may option for installment sya?
Hello po. If straight purchases (regular spending) po, 1 month to pay po. Saka lang po magiging installments if merchants or the bank offers you to convert your purchase amount to monthly installments. :)
Hello @@johnpolgacu how would you know po if the bank offers to convert the purchase amount to monthly?
Hello Palangga. Base po sa experience ko, nag sesend po sila ng sms for installment offer. :) You may also check “installment” tab sa dashboard from time to time. :)
Is there a mnm bal required to apply po ng unuion credit card? Sa BPI kasi 15k starting nila. Thanks indvn!
Hello po. I guess wala naman po. I got approval kahit 0.00 yung existing savings ko sa kanila.
@@johnpolgacu Thank you! Big help po kayo
You’re welcome po. :)
Hi langga! 😊 Di ako makausad sa application process.. tinatype ko yung gross annual income ko tapos ang lumalabas 'must be at least 180,000php', eh over 180k naman ang tinatype ko. Ayaw na magcontinue 😢
Aww. I guess this might be a technical issue. Try nyo pong mag refresh ng browser or use other browser if may changes.
@@johnpolgacu Thanks langaa, oks na 💖 i love your vids btw
Thank you po. I do appreciate this. 💖
Need po ba mag spend ng 20k in 60 days? Or d ba sya applicable kung installment bayaran?
Hi Palangga. Yes po, dapat 20K Spending within 60 days. Not sure po lang po with installment. Gawan ko po ng video soon. In the meantime, please reach out nalang po muna sa CS nila for accurate info and assistance.
Pareho lang po ba PIN ng Cash advance sa PIN ng Credit card? Sana masagot.
Yes po
name info lang po yung nalagay ko then nagsubmit agad wait for approval naalng daw, I thought need ko pa lagay muna yung annual income and payslip.
Thank you for sharing your experience Palangga. Same case din saken, di na ako hiningan ng payslip. :) Maybe because we have an existing credit card na.
Hi po if ever ba di mo naabot yung minimum spend na 20k for no annual fee lifetime maybabayaran ba na annual fee? If meron po magkano?
5K sa rewards platinum visa..isa yan sa pinakamahal na annual fee kasi platinum card next to titanium, black and diamond card kaya mahal sya
Hi Palangga. Yes po, for UnionBank Rewards Visa Plantinum po, it is ₱2,500 as per UnionBank Credit Card Fees & Charges. www.unionbankph.com/cards-fees
Need paba maglagay ng pin sa Credit Card?
For cash advance usage lang po sya. You can use your card for purchases without PIN.
Hi po ask lang po if available papo kaya yung platinum cc ni UB? nag we-we'll right back po kasi everytime mag try na pumasok sa link
Hello po. Opo available naman po sya dun sa listed card offers nila. Try nyo pong e refresh yung browser or use other browsers if may changes.
ask lang po wala po ako email nareceived na approved pero may delivery po ng card. Approved po ba application ko pag ganun? thanks po s
Most likely Yes, since may card delivery na.
Same
Goodafternoon po ask ko lang po kakadating kolang po kasi ng cc ko naactivate ko nadin po may creditlimit na sya na 15000 pwede napo ba sya gamitin sa CA or pwede nadin sya iswipe?
Yes po, you can use your card na for purchases. For cash advance naman, I guess you may need to reach out sa CS nila kasi unaavailable yung feature sa app, para maka request ka ng PIN.
Nag apply ako saa moneymax legit poba un. May nag email n sa akin ng approved na daw.
Yes po, legit naman dun :)
Hi po yung 20 thousand na e purchase para no annual fee isahan lang ba or staggard? 😊
Hello Palangga. Pwede pong Staggard, as long as ma complete nyo po yung total 20K spending within 60 days.
Boss pag mag pay ba thru maya yung mismong 16 digit sa card yung ilalagay sa Maya as account number?
Yes po
Kylangan pala sir na ngjan ka sa pilipinas mag-aply kasi tatawag pala cla for comfirmation?
Yes po, kailangan may access sa phone number para makausap po nila kayo to confirm your application.
@johnpolgacu salamat
you’re welcome Palangga. 🫶✨
maapprove kaya kahit wala kapang previous credit card??
Depende po sa evaluation nila Palangga. Just give it a try. :) Submit nyo lang hinihingi nilang requirements for evaluation ng application.
Ask lang po Kaka activate ko LNG po ng union bank cc platinum ko Pero after ko activate wala nman po ako nakitang available balance at pano po mag create ng password?para po sa cc card at maka withdraw?thanks po
Hi Palangga. Congrats! You can find your available credit limit po dun sa dashboard. Yung sa PIN naman po for cash advance, I guess you may need to reach out po sa CS nilla kasi mukhang grayed out pa sya sa app.
Hi langga, maganda yan po, ung unionbank na card na yan yan gamit ko, at no anual fee na po siya talaga
Thank you po sa feedback Palangga. 💖
Paano po to avail no annual fee? Anong purchases po ba dapat yung pwede for no annual fee for life po? Salamat
Hello, any spending po with online, in store & bills payment. Visit nyo lang po itong website nila for full details: www.unionbankph.com/cards/credit-card/discounts-and-promos?id=870
hello po,.hindi po ba sya puwede pang bayad like utility bills?
Pwede po, as long as nag accept ng credit card. :)
May union bank visa platinum din ako kuya naactivate ko na po nakareceive ako sa email na nakaactivate na po siya ang question ko lang po saan saan po ba siya pwede gamitin ?
Hello. Pwede nyo syang gamitin sa mga purchases & bills payment nyo po, online & in-store as long as nag accept po sila ng credit card for payment option aside from cash.
Hi po, try nyo po kumuha ng card na MasterCard maganda po if meron ka Visa and MC kasi iba2 sila ng promo
Thank you sa recommendation Palangga. Sige, try natin yan soon.
paano kaya kung hindi magagamit yung 20k within 60 days? magkano po kaya ang magiging annual fee salamat
₱2,500 po 🥲. Pero try nyo pong itawag sa CS nila pag nag post yung charge if may mahelp sila.
@@johnpolgacu actually kaka approved palang ng application ko eh diko nabasa na need pala mag spent ng 20k in just 60days
I see. Habol pa yan since 60 days from approval date pa naman. :)
Hello po, kung magamit ko na po ung 20k within 60days pwede ba sya for installment?
Hello po. As far as I know dapat straight purchases sya kay merchant. Pero pwede naman po ipa convert kay ub yung straight purchases nyo to installment, by offer nga lang sya. For accurate info, please reach out nalang po sa customer service nila.
hanngang kailan po yung promo na no annual fee for life if you spend 20k
Hello Palangga. As per their t&c, The UnionBank Welcome Gift Promo (“Promo”) will run from April 1, 2024 - December 31, 2024 (“Promo Period”). You may also consider watching my other video about this card here: th-cam.com/video/hFBO_ZA5t8A/w-d-xo.htmlsi=3tPhgN-f5dp1RZEi
Yung 20k ba ay single purchase? Or pwede multiple purchases total of 20k?
Pwede pong multiple. Basta maka total po 20K spending. :)
Pag na declined po ba pwede mag reapply ulit?
Yes po. Pero I guess mas better kung wait nyo muna mga few months para lang mag refresh sa system nila.
Sir kakareceive ko lang ng Unionbank Platinum Credit Card so para maka no annual fee for life kailangan po tlga mag spend ng 20k ? Within 60 days ? Kasama po ba ung paying bills ?
Hello Palangga. Yes po, 20K spending within 60 days - and yes kasama po yung bills payment using our credit card.
Hello recently ako na ka receive ng ub u pallatinum am i still eligible for the union bank rewards with NAFFL promo?
Hello po. I guess ongoing pa yung promo nila until Dec 31 2024 - www.unionbankph.com/cards/credit-card/discounts-and-promos?id=870
Hello po, NAFFL parin po ba ito hanggang ngayon?
Hello po. Yes po. Base po sa current offer nila, promo period covers from April 01 to Dec 31, 2024.
@@johnpolgacu thank you po, problem ko ngayon pang ilang beses ko na mag apply ng union u visa parati ako na decline
Umabot naman ako sa annual income, pero kasi wala akong existing credit card
Aww 😢
Hi, kapag nareceive yung physical and hindi sya inactivate, ichacharge pa rin po ba ko ng annual fee?
Hello po. As far I know, yes po. For accurate info, please reach out directlt nalang po sa CS nila.
bakit ang hirap pirmahan sa likod ng UB cc. ayaw ng mga pens na ginamit ko 😢
Try nyo po gumamit ng sign pen - I used Gtech ballpen para mejo makapal at solid yung ink, then patuyuin nyo lang sya like within an hour or two. :)
Hello ang 20k spending for NAFFL PROMO pwede ba contribution sa government services?
Based po sa terms and conditions ng promo nila, pagkaka intindi ko po excluded daw po kapag transactions to another financial institution. It is best din to reach out po sa CS nila for accurate info and for further assistance.
Ask lng Po?may option Po ba sa app.nyo?para sa pag generate Ng PIN? almost 2months na Po skin Ang aking card.but still no option to generate my pin.help Po?😢
Hello po. I guess they requires a year to enable cash advance feature (setting up a PIN). 🥹 For accurate info po, kindly reach out nalang din po sa CS nila.
Kaano katagal po ang review nila sa application? Sa akin po kasi mag two weeks na on process pa rin ang status.
I see. 😢 3 business days lang po saken. Baka delay sila ngayon or madaming applicants.
Tinatawagan po ba ng banko ang employee for confirmation para sa new applicant with no CC?
Base po sa experience ko, tinawagan po ako (as applicant) ng UB for confirmation ng application. I guess it doesn’t matter po kung may CC ka or wala.
Ask ko lang po if nagrerequire po ba sila na magpass ng payslip or itr?
Hello po. Hindi po nila ako hiningan ng proof of income (payslip or ite), pero I stated naman na employee ako and salary ang source of income.
Taga romblon k ?
Bakit po? :)
Ask lang po kakarating lang ng union bank credit reward card ko, how to check po na may laman po Ito?
Hello po. Matic na po yan may available credit limit po na naka indicate dun sa letter na received nyo po kasama yung card. That limit can be use for purchases using your credit card.
Kuripot naman ni Unionbank. 35k na credit limit for platinum card😂😂 pag platinum card kasi usually 6 digits.
nakakagulo talaga mga banks. loosely lang nila ginagamit ang "Platinum" na word sa cards nila where ung rewards platinum nila, basic card lang din hahaha. sinalpak lang talaga ung "Platinum" sa rewards card lol. kahit sa metrobank ung rewards plus platinum ata pero basic lang din nila or parang kapantay lang ng mga "gold" cards
Sooner or later tataas din Po Yan! At least Hindi Sila ganun kahigpit to avail that card. Be thankful nalang Po.🥰🙏
God bless!
Mine is 6 digits nman when I got approved so love UB . Tsaka generous sa rewards and deals
Thank you sa mga feedback nyo mga Palangga! 💖
@@johnv9910 true lalo na sa gadgets. actually despite the reputation ni UB na panget CS since naacquire nila ang Citibank, i'm still considering getting a miles+ card next year. bumibilis na rin app nila unlike ng RCBC ko, bumagal na app and ang inconsistent ng experience
Bakit as app ng Unionbank rewards visa platinum na P15K lang CL naka disable yun "cash advance" pag click ko "get cash" button
Hi Palangga. Possible temporary unaavailable po yung feature. You may also try reaching out po sa CS nila for possible options and assistance.
ano pong pwedeng applyan na card kung pang shopping at groceries po ang gagamitin
I recommend cashback card po. Watch nyo po itong isa kong video: th-cam.com/video/TB6s05O73CU/w-d-xo.htmlsi=y8H2wyRb0P-bhw4d
same
Hello po bakit laging error po kaya ung pag activate ko ng credit card
Hello Palangga. Ano po error nalabas? For assistance as well, it is best to reach out to their customer service.
Hi po, in spending 20k in 60 days to avail NAFFL ay kasama din po ba ang paying bills? TIA
Hi Palangga. Yes po, kasama po sya. :)
@@johnpolgacu tysm po
you’re welcome po 😇
Ask lang po saan makuha ang credit card number? Naka received ako ng email ng congratulations on your new credit card pero wala number?
Hello po. May instruction po dun sa email na e a add nyo lang yung reference number dun sa UnionBank app nyo. Then once added, makikita nyo din po sa UnionBank app yung virtual card. :)
@@johnpolgacu through text po ba ma received ang referrence? Wala kasi ako na received congratulation lang ganon
Through email po sya. Yung may kasamang approval confirmation. Double check nyo din po spam folder nyo baka dun dumeretso.
Pag da declined po ba pwede mag reapply ulit?
yes po, pero I guess wait muna kayo ng ilang months para ma refresh lang sa system nila
Bakit di PO Ako mkpagproceed? Wala pa PO akong credit card , ito sana ung 1st ko Kasi d maproceed laging sorry we cannot process ur application at this time.... My union savings man Ako Wala Ako loan
Hello po. Na dedeclined po ba yung result ng application? Or nagkaka error lang po kayo sa pag submit ng application?
If error po kapag during submission ng application, I suggest po to try using different browsers. If result naman sya na declined yung ng application, maybe we have to wait another months po to reapply.
Nag email sakin UB approved na daw UB Rewards platinum visa ko. Nagbigay naman instructions. Nag download na din ako app ng UB peru dont know how to create acct or log in. Pa help po. Thanks
Hello po - Congrats! 🎉
Once na download nyo na po yung UB app, click nyo lang po yung “Sign up using an existing account”. Tapos enter nyo lang po yung hinihinging info.
Ito full instructions sa website po nila: www.unionbankph.com/help-center/article/2137/how-to-sign-up-for-or-enroll-accounts-in-unionbank-online#:~:text=Download%20the%20UnionBank%20Online%20app,Key%20in%20your%20account%20details
Hi bakit ung cash advance ko greyed out and no option to create PIN
Hi Palangga. Looks like unavailable yung feature na ito sa app nila. In your case, I recommend reaching out sa CS Nila for assistance.
Ask lang sir, about po sa physical card. Di na po ba kayo nag apply para duon? Automatic na po ba un?
Sana masagot.
Thank you 😁
Hello Palangga. Yes po, automatic na po sya na edeliver po ni UB yung physical credit card po.
15k limit ko pero nong nag balance ako 3k nlng..samantala nasa 2k pa lng na transact ko..automatic ba spend ang 10k khit di mo nagamit?thank you sana masagot
Hi Palangga! Double check nyo lang po yung mga naging transactions nyo sa UnionBank App. If you notice unauthorized charges, please call their CS po agad to file a dispute.
@@johnpolgacu hi ok na po na check ko na po.. thank you
you’re welcome po :)
ung 20k po ba na need spend need din bayaran within 60days
To be eligible for No Annual Fee po ba? I guess Hindi naman po, kasi Spending lang yung requirement nila eh.
Need po ng payslip?
Base po sa experience ko, di naman po ako hiningan. Pero it is best nadin to prepare just in case.
What if nakapag spend lang po ako ng 1k, 1k lang din po ba babayaran ko for a month or may interest po sya?
Hi Palangga, once you received your SOA po on your statement date, it should only reflect kung ano lang po yung nagamit nyo, normally due date is 15 days after your statement date. You may also watch yung related vlog ako about this here: th-cam.com/video/Hxjn5qF7wGw/w-d-xo.htmlsi=0C6bUQHu5WB2OnU5
What if po 15k lang ang CL tapos need naman to spend ng 20k to avail no annual fee? Pano po yun?
Hello. 60=2 months di naman, so once nagamit nyo po agad yung available limit, you can pay it naman po agad para mag replenish yung credit limit at makapag spend ulet.
Kakadarting lang ng sakin ano yung
Nice! 😊
Yung spending po ba is pasok yung installament.
Good question. I am not sure pero I guess oo. Try ko din yan e ask sa CS nila sa sunod and will create vlog for this. In the meantime, kindly reach our nalang din po sa kanila for assistance.
Saan po pwedi magbayad over the counter ng CC sa UB po?
Pwede po sa UB branch po near you or sa mga bayad centers.
Paano po kung lagpas ng 60 days pag na meet yung 20k minimum spend , pasok parin o ba un
Hello Palangga. I guess hindi na po. In your case, I still recommend reaching out padin sa customer service nila for assistance. :)
Hi palannga paano kpag nka13k n akoo sa 15k credit limit koo.
Installment b ang byad?
Hi Palangga! 😊 Honestly it is best to pay the full amount po. Pero in case na need nyong ipa installmenr, pwede nyo pong e covert sya into installment. Punta lang kayo sa App, tapos select nyo lang yung installment option. If you’re havings issues po, you may also reach out sa CS nila to assist you further. :)
pano po malalaman kung approved sa ub? wala kasi signal dito samin kaya di koalam kung may tumawag.
Mag se send po sila ng result ng application sa email nyo po.
@ wala din po nasend na email sir, 3 weeks ago na po ata ako nag apply ,pero meron ako nung application reference number.
I see. :( Since may reference number po kayo, pwede nyo pong itawag sa customer service po nila para ma double check yung status. Punta lang po kayo sa official website nila and look for contact information. May branch locator din po dun sa website Nila if you prefer to get assistance sa branch nila near you.
@ thank you po sir sa pag guide ☺️ God bless you po.
You’re welcome po. God bless you more.
Pano po mg setup ng pin s unionbank platinum cc
Hi Palangga. Sa dashboar po, click nyo lang po yung “Get Cash” > Cash Advance. Pero I guess hindi pa sya available sa app, kasi naka grayed out sya. Kaya I recommend reaching out nalang po sa customer service nila for assistance.
Tinry ko pp sya s atm.. kso ala ung pin dyn sa.papel
Hi Palangga. Sa dashboar po, click nyo lang po yung “Get Cash” > Cash Advance. Pero I guess hindi pa sya available sa app, kasi naka grayed out sya. Kaya I recommend reaching out nalang po sa customer service nila for assistance.
Magagamit po ba yan pag merong 15k credit limit
Yes po. You can spend up to ₱15,000.
@@johnpolgacuakin din sir 15k ung credit limit at 7500 ung cash advance
Meaning ung 15k b pwede ipang grocery and swipe my cc pero wala po akong pin...
At ung cash advance po n 7500 pano ko sya mawithdraw s atm ehh wala din po akong pin
Salamuch sa pagsagot sir🙏
@@sherwinjoven5439 yan di waiting ko. bakit sa app di naka highlight "cash advance"?
Hi Palangga. I guess, temporarily unavailable yung cash advance feature nila sa app. You may also try reaching sa CS nila to see possible options. :)
Bat ayaw yung gross annual income?? Pag mag apply?
Hi Palangga. Try nyo lang po e refresh yung browser or use other device. If you’re still having trouble, I recommend reaching out po sa CS nila for assistance.
sir tanong ko lang di ko kasi ma add aount yung credit card ko sa existing accout ko sa application
Hello po. Try nyo po mag run ng troubleshooting, like resinstall the app or depende sa error na rereceived nyo. If ayaw padin, out best option po is to reach out po sa customer service nila para po ma double check po nila sa system nila.
Goodpm po..if november ko nareceived ang ub cc ko ,zero annual parin bah to?
Yes po, as long as ma complete nyo po yung promo requirement nila na 20K spending within 60 days from approval date. :)
Thank u@@johnpolgacu
You’re welcome po :)
sakin po halos 1hr lang approved agad hehe
Wow! Happy for you Palangga. 🫶✨
Hindi sulit kumuha ng ganitong card, mababa ang CL niya. May nakita pa nga akong 15k 😂😂 paano kaya tinawag na platinum card to😂😂
It’s a classic card po, they called it platinum bc you may experience platinum perks with their cc.
Thank you for sharing your feedback mga Palangga. 💖
Hindi kalang ata na approve eh 🤣 demanding kapang kupal ka
Paano po malalaman statement date? Kase wala pa card ko naka virtual palang di ko magamit di ko alam due ko at statement date
Hello po. I guess need nyo po mag wait sa card. Pero you can try reaching out po sa CS nila if they can provide that info.
Sakin walanG pin code 😢
Hello po. I guess di pa available yung PIN/Cash Advance feature sa app. You can start using it naman for purchases without pin, pero kung interested talaga kayo for cash advance, you may call their CS naman po for assistance. :)
walang kamatayang "which is"
Thank you sa feedback Palangga.
Ask Lng Po paano kapag ayaw Po maactivate sa app.
Kelangn pb puntahan sa branch office
No need na po pumunta sa branch. If may existing account na po kayo sa UB app, click nyo lang po yung “Activate Card” po na option.
Ang bilis naman
True po 💯
Tinitigasan ako sau. Meet up na nga tau.
🤣
Dami mo satsat
Thank you sa feedback Palangga.
Hi, saan nyo po hinanap ung pin ng card for cash advance?
Hello. Sabi po ng iba, 1 year pa daw bago pwede gamitin ang cash advance. For accurate info, I recommend reaching out nalang din po sa CS Nila for assistance.
Nag email sakin UB approved na daw UB Rewards platinum visa ko. Nagbigay naman instructions. Nag download na din ako app ng UB peru dont know how to create acct or log in. Pa help po. Thanks
Hello po - Congrats! 🎉
Once na download nyo na po yung UB app, click nyo lang po yung “Sign up using an existing account”. Tapos enter nyo lang po yung hinihinging info.
Ito full instructions sa website po nila: www.unionbankph.com/help-center/article/2137/how-to-sign-up-for-or-enroll-accounts-in-unionbank-online#:~:text=Download%20the%20UnionBank%20Online%20app,Key%20in%20your%20account%20details
nagrereply po sila if just in case denied yung cc application?
Base sa napapansin kong experience ng iba, nanonotify naman sila if they are approved or declined.
Kahit po ba Hindi ginagamit o Hindi mo nagamit may babayaran parin po?
Hindi po. Para lang po syang Electric bills, may babayaran every month (on statement date) depende kung ano yung ginamit.
ung 20k po ba na need spend need din bayaran within 60days
To be eligible for No Annual Fee po ba? I guess Hindi naman po, kasi Spending lang yung requirement nila eh.
Goodafternoon po ask ko lang po kakadating kolang po kasi ng cc ko naactivate ko nadin po may creditlimit na sya na 15000 pwede napo ba sya gamitin sa CA or pwede nadin sya iswipe?
Yes po, you can use your card na for purchases. For cash advance naman, I guess you may need to reach out sa CS nila kasi unaavailable yung feature sa app, para maka request ka ng PIN.
need na rin po bang bayaran ang 20k with in 60 days?
Para sa promo? Not necessary po. :)
- Pero much better syang bayaran lalo na on or before due date indicated sa bill to avoid interest and late fee.