🎁🎁🎁 GRAB SOME FREEBIES 🎁🎁🎁 💰 Ubank: Get $30 FREE if you sign up with my code 'MDPYUAG' & make 5 small purchases: bit.ly/3L0duZM or Use Code: MDPYUAG 💰Get $100 FREE if you sign up to ING with this link or use code: Jir462 & complete the 4 steps: bit.ly/3BuKGHd
Had to close my Ubank account as I'm putting all my savings in my offset account instead, might put it all back in Ubank if the interest rates drop below 5%
I've followed some of your tips with good success. Can you do a review on Betashare direct vs other providers? I'm also very interested in their EFT vs Vanguards
Thanks for the vid! Recently found your channel and been binging the videos, all so good so far! Could you please do a video on top Transaction Accounts in Aus? :)
Keep in mind, if you're a perm resident but don't have a driver's licence or AUSTRALIAN passport, you can't sign up. There's no workaround on their end if you call either. I think they might change this as they're missing out on a lot of customers with such value ID requirements 🤷🏼♀️
I'm a permanent resident with driver licence. After many unsuccessful attempts, they told me that due to commercial requirements I'm unable to open an account with them, that's all, no more explanation than that.
Hi Bryan, Can you tell me please, is there a way to set up recurring payments in the app. I want to transfer $ from my bills account to another bank (using BSB & ACC #'s), every week, but don't want to have to reember to do it every week 😂
Yes! You can set up auto bank transfer in and out of your Spend account. For example, I created an auto transfer from another bank to transfer $500 into my Ubank spend on the 1st of every month and then back out from Ubank to my other bank. This automatically unlocks the bonus interest. You can set it up for bills too.
THANK YOU 🎉 (and for replying so late in the evening ❤) I found the calendar to schedule payments. I couldn't figure it out, so I came to ask you, then as soon as I did, it stuck out like.... you get it 😂😂
Thank you so much for this amazing video! A bit off-topic, but I wanted to ask: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
hey i think u got one part wrong in the video, for ubank, the interest is calculated from all accounts combined so this also includes your checking account!
I have to rewatch the video to make sure, but let's say I get an account and my partner too, we could each have 10 saving accounts, have 500$ moving from one to the other each month and get (a combined) 500$ the first of each month? Can someone confirm it works like that or fix it from there? Thanks!
That’s actually a really good question. I’m not 100% sure so I won’t answer that but perhaps you can email Ubank? However, if you have another bank account besides Ubank, you can transfer the $500 in and straight back out then into your partners account and straight back out again and you’ll both qualify. And yes you can both have 10 savings accounts each provided you open the original account separately.
I was torn between Ubank and Macquarie. I have both, but I use Macquarie. The "no bonus conditions" 5% interest rate (5.5 introductory) plus 2.75% on the transaction account (as opposed to 0.01 or 0% everywhere else) makes it the winner for me.
I with NAB account but can't sign up for UBank because they don't except Photo Id Cards (even though same number as my expired licence). So I am moving to ING.
I tried signing up they accepted but when i tried opening my wife's bank account, it asked for an Australian passport/Medicare. Which you can't get as an international student. I contacted them via facebook and they said it's only for Australian Citizen or PR Holder. I am also an international student. I had some deposits on the Ubank but after knowing this I immediately withdraw that money to my other bank account.
Fantastic video / FYI for the masses Bryan! :-) I've been with uBank for 2 years now. The small hurdles you have to reach the 'bonus requirements' was the winner for me compared to other banks! Keep up the awesome work mate! My wife said to me the other night that you 'He talks fast, but is awesome!' hahaha! :-) Spouse Approval Factor - Tick! :-D btw: Smashed Avo :-) - I typed my comment 1/2 way through the video and just finishing it now!
Hey Benjamin, hahaha you made my day with this comment. Please give your wife my best. I appreciate her looking past my turbo voice. Sometimes I can't help it but I'm doing my best slow down a bit. Regardless, I'm deeply honoured to get a spouse approval! 🫡 Wish you both all the best for the holiday season and beyond!
@@BryanInvest G'day mate! :-) Thanks ever so much for your kind words! I showed my wife Lisa your message! She waves hello and says thanks again. Plus, "Keep doing turbo voice! It's great that you get to the point with so much enthusiasm!" 🙂 Spouse approval factor indeed! My wife and I started investing two years ago ( we're 53 and 56 now ) and changed our financial lives! Go ETFs and investing in your super effectively! hahaha. It's not rocket science. Keep up the amazing work that you do, it's very much appreciated!
@ I tried again using less information and still no go I’ll try another service later today Ubank gives NO reason why they cannot create my accounts The VPN service is off There is mobile network reception - 3 out of 4 bars 🤷♂️
@@BryanInvest I am an international student and they approved my account? Should I stop using it? But they didn't approve my wife's account. I think if you have a driving license they approve it.
Why am I forced to use another security protocol "pass ket" and I'm forced to having another pointless account samsungpass..forces me onto that or can't sign up . What a joke stupid bank
With the increase risk of online scams, it’s actually a good security initiative and adds an extra layer of protection to your device. I know it’s a pain to set up yet another thing but you only have to do it once then you can get into your app using Face ID.
🎁🎁🎁 GRAB SOME FREEBIES 🎁🎁🎁
💰 Ubank: Get $30 FREE if you sign up with my code 'MDPYUAG' & make 5 small purchases: bit.ly/3L0duZM or Use Code: MDPYUAG
💰Get $100 FREE if you sign up to ING with this link or use code: Jir462 & complete the 4 steps: bit.ly/3BuKGHd
I just moved here from NZ, and watching your videos is helping set me up. Cheers for the $130 from Ubank and ING, plus the $20 of bitcoin 🎉
@@guycann Welcome to Australia, mate! 👊
Made 5 purchases and didn’t get my $30 what’s up with that and I used your code. Spent $5 for nothing
Hi Bryan, your videos are awesome. Appreciate if you can make video on Australian bank giving compound interest on saving account. Thanks😊
I’m already a UBank user but liking and commenting for the algorithm. Smashing that avo all the way 100K subs!
I appreciate that!
Great Content as usual. What is your opinion about Common Wealth Bank Gold saver account that gives 4.9%?
Thank you so much for this video, used your code as well!
Awesome! All the best.
Had to close my Ubank account as I'm putting all my savings in my offset account instead, might put it all back in Ubank if the interest rates drop below 5%
That’s absolutely the right thing to do if you have a variable home loan in this current market. No savings account is beating that offset saving.
@@BryanInvest absolutely, one gets taxed, the offset does not.....
@@markyburgs I was just gonna say the same thing regarding offset...
I've followed some of your tips with good success. Can you do a review on Betashare direct vs other providers? I'm also very interested in their EFT vs Vanguards
Thanks for the vid! Recently found your channel and been binging the videos, all so good so far! Could you please do a video on top Transaction Accounts in Aus? :)
Keep in mind, if you're a perm resident but don't have a driver's licence or AUSTRALIAN passport, you can't sign up. There's no workaround on their end if you call either. I think they might change this as they're missing out on a lot of customers with such value ID requirements 🤷🏼♀️
I'm a permanent resident with driver licence. After many unsuccessful attempts, they told me that due to commercial requirements I'm unable to open an account with them, that's all, no more explanation than that.
Hi Bryan, Can you tell me please, is there a way to set up recurring payments in the app. I want to transfer $ from my bills account to another bank (using BSB & ACC #'s), every week, but don't want to have to reember to do it every week 😂
Yes! You can set up auto bank transfer in and out of your Spend account. For example, I created an auto transfer from another bank to transfer $500 into my Ubank spend on the 1st of every month and then back out from Ubank to my other bank. This automatically unlocks the bonus interest. You can set it up for bills too.
THANK YOU 🎉 (and for replying so late in the evening ❤)
I found the calendar to schedule payments. I couldn't figure it out, so I came to ask you, then as soon as I did, it stuck out like.... you get it 😂😂
Thank you so much for this amazing video! A bit off-topic, but I wanted to ask: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
THANKS!
yep i got this and macquarie
Awesome. I also have a Macquarie account. They're great!
Great bank! 👌🏻
hey i think u got one part wrong in the video, for ubank, the interest is calculated from all accounts combined so this also includes your checking account!
Nah, I’ve used Ubank for around 3 years now. They don’t pay interest in the spend ‘checking’ account. It’s only on the save accounts.
Hi brother can make a video on superannuation accounts, and how international student can open it
Smashed Avo !!😂
Guess there goes my smashed avo splurge money. Time to seriously look into U-Bank as the account to get my salary into.
It's an Aussie brunch classic so I'll let it slide if you treat yourself 🥑
Will there be taxes with interest earned?
Smashed Avo!! 🥑
Smashed avo ❤
What about the odd Cheque you get??? Smashed Avo
elizzarda is taking off!
I have to rewatch the video to make sure, but let's say I get an account and my partner too, we could each have 10 saving accounts, have 500$ moving from one to the other each month and get (a combined) 500$ the first of each month? Can someone confirm it works like that or fix it from there? Thanks!
That’s actually a really good question. I’m not 100% sure so I won’t answer that but perhaps you can email Ubank? However, if you have another bank account besides Ubank, you can transfer the $500 in and straight back out then into your partners account and straight back out again and you’ll both qualify. And yes you can both have 10 savings accounts each provided you open the original account separately.
I was torn between Ubank and Macquarie. I have both, but I use Macquarie. The "no bonus conditions" 5% interest rate (5.5 introductory) plus 2.75% on the transaction account (as opposed to 0.01 or 0% everywhere else) makes it the winner for me.
Honestly Macquarie is so underrated and gets slept on. They're awesome.
Another great video! Thanks Bryan, love your stuff 👍🏼
Cheers Mike! 🤝
I with NAB account but can't sign up for UBank because they don't except Photo Id Cards (even though same number as my expired licence). So I am moving to ING.
Geez....that's too bad. ING is great too.
Im an international student and i dnt have permanent visa yet so am i still eligible for this ??
I tried signing up they accepted but when i tried opening my wife's bank account, it asked for an Australian passport/Medicare. Which you can't get as an international student. I contacted them via facebook and they said it's only for Australian Citizen or PR Holder. I am also an international student.
I had some deposits on the Ubank but after knowing this I immediately withdraw that money to my other bank account.
Fantastic video / FYI for the masses Bryan! :-) I've been with uBank for 2 years now. The small hurdles you have to reach the 'bonus requirements' was the winner for me compared to other banks!
Keep up the awesome work mate! My wife said to me the other night that you 'He talks fast, but is awesome!' hahaha! :-) Spouse Approval Factor - Tick! :-D
btw: Smashed Avo :-) - I typed my comment 1/2 way through the video and just finishing it now!
Hey Benjamin, hahaha you made my day with this comment. Please give your wife my best. I appreciate her looking past my turbo voice. Sometimes I can't help it but I'm doing my best slow down a bit. Regardless, I'm deeply honoured to get a spouse approval! 🫡 Wish you both all the best for the holiday season and beyond!
@@BryanInvest G'day mate! :-) Thanks ever so much for your kind words! I showed my wife Lisa your message! She waves hello and says thanks again. Plus, "Keep doing turbo voice! It's great that you get to the point with so much enthusiasm!" 🙂
Spouse approval factor indeed!
My wife and I started investing two years ago ( we're 53 and 56 now ) and changed our financial lives! Go ETFs and investing in your super effectively! hahaha. It's not rocket science.
Keep up the amazing work that you do, it's very much appreciated!
Hey mister u didnt tell us that we have to be australia citizn
What about term deposits, 6mth - 8mth , what is your view on term deposits?
Not a fair of term deposits to be honest. A lot can happen in 6-8months and you don't even earn that much more interest these days anyway.
Up Bank! Up BANK
Haha, are they any good? I've yet to test them. Seems like people love them.
Amp cash manager the best. 4.80%, no intro only deals and no rules re deposits. Just a flat rate.
U bank is the best bank out there , simple and easy , i really like it , smashed avo cheers mate good work ......
smashed Avo!
Smashed avocado
Ubank unable to create an account for me
Hmm...what seems to be the problem? Are you are an Aussie resident?
@ yes
@ Hello Bryan
I tried again today without entering my middle names but no go
I’ll reduce my responses and see if that helps
@ I tried again using less information and still no go
I’ll try another service later today
Ubank gives NO reason why they cannot create my accounts
The VPN service is off
There is mobile network reception - 3 out of 4 bars
🤷♂️
@ I have tried to create Ubank accounts using my iPhone 8 and iPhone 12 - no go
I have sent a help request to Ubank’s support team 🤞
Smashed Avo!
Hi, I am an international student. Can I open my bank account in UBank?
Unfortunately, Aussie citizens and Permanent Residents only.
@@BryanInvest I am an international student and they approved my account? Should I stop using it? But they didn't approve my wife's account. I think if you have a driving license they approve it.
Why am I forced to use another security protocol "pass ket" and I'm forced to having another pointless account samsungpass..forces me onto that or can't sign up
. What a joke stupid bank
With the increase risk of online scams, it’s actually a good security initiative and adds an extra layer of protection to your device. I know it’s a pain to set up yet another thing but you only have to do it once then you can get into your app using Face ID.
👍👍👍
You must be an Australian Citizen/PR to be eligible for UBank 👎, whereas ING doesn't have such requirement 👍🏻
Yeah that's the downside. They should allow everyone to apply.
Oh, I was so excited and about to comment things about it but my PR is coming in a year... bummer, it is really amazing besides that!
I am on a temporary visa and happily using uBank. Although my visa had a 4 year expiry which might be one factor
@@watchout4717 are you getting the 5.5% interest and all the good stuff? I might try it either way
@@watchout4717how'd you manage to apply for it? We gave it a shot but no luck.
Southern cross credit union 8.71%. Deposit $200 p/m.
you're tripping lmao
@@harrystresslevel it's not hard to look up tbh
@@harrystresslevel yeah sorry, 8.75% (typo)
@@jeffparryncc1701 send the link for 8.75% lmao, pretty sure ausfinance would've had this on their SAV spreadsheet since the second it dropped.
Lol, I always get this comment in every savings account video I put up. I would love to see a savings account that offers 8.71%.
What about St. george Bank