Guys don't go with third party for term insurance of more than crores.. insurance companies are not fools.. they dig in each and every thing these third party may not support .. also once ur term insurance application rejected it is very hard u will insurance from any insurance company so it's lose for you.. beware and lots youtuber are promoting this ditto.. did any of TH-camr took term insurance through ditto?? Definitely not .
Hello Mam @CARachanaRanade , thank you so much for educating us about finance. I have one request - Can you please make a video on what are electoral bonds? I am sure people are interested to know it in detail. Everyone, please like the comment if you want to learn about electoral bonds
I had undergone Open Heart Surgery for Valve replacement in 2018. Now, I had taken home loan but no any insurance company is ready to give Term Plan to me. My age is 45 years at present. Please suggest, what to do??
Ask bank to Get that home loan insured if not yet done because if anything happened to you then no need to pay for any further EMI. It will help a lot like term insurance.
Well...l will advise you should stop trading on your own if you keep losing and start trading with an expert because trading with an expert is the best strategy for newbie...😊
Interesting. I have a lump sum doing absolutely nothing at all in my bank account, I wanna get something started with it. You seem to be doing excellent for yourself, how do you achieve this?
Hello Ma'am and everyone, I'm in process to buy a term plan and I have one doubt. Shall I add critical illness rider in my plan or shall I skip it? Today I'm 26 years old and possibility of being diagnosed with critical illness in this age is bit low, and suppose if I put an amount of 30 lacs for critical illness rider and let after 25-30 years if I got diagnose with any such illness then at that time this 30 lacs wouldn't be much helpful because of inflation and it would be like all premium paid will be wasted. So shall i include it in my plan. If i would increase amount then premiums would increase as well. Instead of taking it in term plan , shall I take a critical illness insurance later with time or include it in health insurance? Would this be able to beat inflation? Note- I'm currently in my look up period. Please provide suggestions as early as possible.
Hi rachana how r u I am rajesh , I am getting retired after 3.5 yrs, I want to invest 25000 per month in RD, but somebody told me to invest in swp for 3 yrs but I want a safe swp which in the worst case it's should give me atleast 7 percent , pl suggest me
If you want to invest, the correct term is SIP (Systematic Investment Plan). SWP is Systematic Withdrawal Plan, which is for withdrawing the invested money on a monthly basis, generally. SWP is a good option, if you have a lump sum amount that you can invest to generate regular income or cashflow after you retire or even now. Speaking of SIP, 3 to 4 years is not a long term enough to mitigate the risk inherent to equity-oriented investments. For such a duration, consider a Hybrid mutual fund. You may go with a Balanced Advantage Fund (Category: Dynamic Asset Allocation) or a conservative balanced fund. The portfolio is generally divided between Equity and Debt by the fund manager depending on his equity and debt market outlook. Happy investing!
Hi Madam, there is any Term insurance policy , the holder will get the premium+ Inflation adjusted interest return at the maturity period( Example: if the maturity time is at 60 years old).
Ma'am, My mother receives family pension. she is still in her 40s. Since that is the only income stream we have so I tried to get her a term insurance plan, but I couldn't because wherever I tried they said that there is no term plan for a family pensioner, so what should a person do in this situation, because it's critical for our us to get a term plan. and if that is not possible, is there any other option with which we can insure my mother and my family.
Hello! Not everyone is required to purchase term insurance. Term insurance is required only if a person has dependents; otherwise, it is not necessary.
Dear mam, there are many posts on Facebook about your free advice to buy shares and your picture is used. Please clarify whether they are true or fake posts
This video was for promotion of Ditto. If you compare the premium for the same policy from Ditto and direct online, you will find the premium from Ditto much higher.
Thanks for the info, I was wondering about this. So you mean if I need to take an insurance, I need to go purchase directly from the insurance company website?? How much difference did you notice.. Your reply will be really helpful. Thanks..
@@ishfakhms565 yes if you want to save money on the premium. Ditto provides support on selection of policies and the claim process. And obviously they charge for this process , but they get these charges paid by the insurance company. I suggest please take quote from Ditto and check the premium directly from the same company and see the difference yourself.
I make huge profits from my trades now as I follow your instructions sir God bless you Ronal’with more knowledge you are the greatest trading guru sir 💯
His technical analysis is excellent and his interpretation/projections of the market are so accurate’ The point is Ronal’ is the perfect trader to follow for advice and guidance
✔️Ditto► Buy Spam-free Term Insurance: bit.ly/43JtdVv
Guys don't go with third party for term insurance of more than crores.. insurance companies are not fools.. they dig in each and every thing these third party may not support .. also once ur term insurance application rejected it is very hard u will insurance from any insurance company so it's lose for you.. beware and lots youtuber are promoting this ditto.. did any of TH-camr took term insurance through ditto?? Definitely not .
Is taking policy from policy bazaar right bro?
Hello Mam @CARachanaRanade , thank you so much for educating us about finance. I have one request - Can you please make a video on what are electoral bonds? I am sure people are interested to know it in detail. Everyone, please like the comment if you want to learn about electoral bonds
What about term ulip plans like Tata AIA which invest in tata multicap funds. Kindly explain in different vedio
I had undergone Open Heart Surgery for Valve replacement in 2018. Now, I had taken home loan but no any insurance company is ready to give Term Plan to me. My age is 45 years at present. Please suggest, what to do??
Ask bank to Get that home loan insured if not yet done because if anything happened to you then no need to pay for any further EMI. It will help a lot like term insurance.
@@sapandalal9813 As i informed about my surgery, they (SBI) confirmed that claim will be rejected due to this reason (heart surgery).
I'm favoured, $22K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.
Well...l will advise you should stop
trading on your own if you keep losing
and start trading with an expert
because trading with an expert is the
best strategy for newbie...😊
Investing in crypto/forex is a good idea,
a good trading system would put you
through many days of success.
Interesting. I have a lump sum doing
absolutely nothing at all in my bank
account, I wanna get something started
with it. You seem to be doing excellent
for yourself, how do you achieve this?
YES!!! That's exactly her name (Mrs Camilla) so many people have
recommended highly about her and am
just starting with her 😊 from United States
Sure, what's Apk her directly but TH-cam's
got a thing with posting user name telegram numbers 👇
Mam one question is their why most of the company makes loss through their investing activities in cashflow
Thanks for sharing valuable information on term plans&claims🎉
Glad it was helpful!
Hello Ma'am and everyone,
I'm in process to buy a term plan and I have one doubt.
Shall I add critical illness rider in my plan or shall I skip it? Today I'm 26 years old and possibility of being diagnosed with critical illness in this age is bit low, and suppose if I put an amount of 30 lacs for critical illness rider and let after 25-30 years if I got diagnose with any such illness then at that time this 30 lacs wouldn't be much helpful because of inflation and it would be like all premium paid will be wasted. So shall i include it in my plan. If i would increase amount then premiums would increase as well.
Instead of taking it in term plan , shall I take a critical illness insurance later with time or include it in health insurance? Would this be able to beat inflation?
Note- I'm currently in my look up period. Please provide suggestions as early as possible.
Ma'am, if i don't have phone and have an account will SIP be still running? Pls say something
Ma'am, if i Uninstall my investment app ,will my same account reopen another phone?And what will be needed for it?pls reply.
Hi rachana how r u
I am rajesh , I am getting retired after 3.5 yrs, I want to invest 25000 per month in RD, but somebody told me to invest in swp for 3 yrs but I want a safe swp which in the worst case it's should give me atleast 7 percent , pl suggest me
If you want to invest, the correct term is SIP (Systematic Investment Plan). SWP is Systematic Withdrawal Plan, which is for withdrawing the invested money on a monthly basis, generally. SWP is a good option, if you have a lump sum amount that you can invest to generate regular income or cashflow after you retire or even now. Speaking of SIP, 3 to 4 years is not a long term enough to mitigate the risk inherent to equity-oriented investments. For such a duration, consider a Hybrid mutual fund. You may go with a Balanced Advantage Fund (Category: Dynamic Asset Allocation) or a conservative balanced fund. The portfolio is generally divided between Equity and Debt by the fund manager depending on his equity and debt market outlook. Happy investing!
Hi Madam, there is any Term insurance policy , the holder will get the premium+ Inflation adjusted interest return at the maturity period( Example: if the maturity time is at 60 years old).
very well explained ..thanks a lot
Very informative mam thank you so much ,.... 🙏👌
Thank you!
Mam how to find out about the number of complaints
Thank you so much for your valuable guidance!!
Ma'am, My mother receives family pension. she is still in her 40s. Since that is the only income stream we have so I tried to get her a term insurance plan, but I couldn't because wherever I tried they said that there is no term plan for a family pensioner, so what should a person do in this situation, because it's critical for our us to get a term plan. and if that is not possible, is there any other option with which we can insure my mother and my family.
Hello! Not everyone is required to purchase term insurance. Term insurance is required only if a person has dependents; otherwise, it is not necessary.
@@prosavers But what if we need one
a 'really worth it' presentation 🎯. thank you maam
Mam is max life / hdfc good as a brand value + trust
Ma'am which is the best term plan for government servent i.e police constable
Dear mam, there are many posts on Facebook about your free advice to buy shares and your picture is used. Please clarify whether they are true or fake posts
Please watch this carefully th-cam.com/users/shorts9_0mQZDlISI
lots loves from karnataka dear ❤Rachana
I see many advertisements regarding your What's App group. It has your photo. Is it real?
th-cam.com/users/shorts9_0mQZDlISI
This video was for promotion of Ditto. If you compare the premium for the same policy from Ditto and direct online, you will find the premium from Ditto much higher.
Thanks for the info, I was wondering about this. So you mean if I need to take an insurance, I need to go purchase directly from the insurance company website??
How much difference did you notice.. Your reply will be really helpful. Thanks..
@@ishfakhms565 yes if you want to save money on the premium. Ditto provides support on selection of policies and the claim process. And obviously they charge for this process , but they get these charges paid by the insurance company.
I suggest please take quote from Ditto and check the premium directly from the same company and see the difference yourself.
The first thing I did was go to the comment section to see which ad this video is. Lo and behold the pinned comment gave me the answer.
Yass rachana ji dahnyabadh 😊👏✌🙏
Mam, kindly make videos of shorter duration
Plz make a video on TATA nifty 25
I make huge profits from my trades now as I follow your instructions sir God bless you Ronal’with more knowledge you are the greatest trading guru sir 💯
he’s mostly on Telegrams, using the user.
@R o n a l f x 2.
I'm Glad i had positive trades with Consistent profits , less financial stress, and a satisfying lifestyle. Keep it up! Sir Ronal’
His technical analysis is excellent and his interpretation/projections of the market are so accurate’ The point is Ronal’ is the perfect trader to follow for advice and guidance
Though I started with as low as $15,000
AUD actually because it was my first time and it was successful, he's is a great personality in Australia
Thank you ma'am for such a good content ❤
Thank you 😊
Love u racchhu ❤❤❤
Great
thanks
Can u tell us about ULIP
I m planning to take Tata AIA Param Rakshak Pro Plan
Go for pure term plan rather than ulip+ term.
LICs tech term plan is better in every parameter.
I purchased Term insurance 6 months ago. Can I add now the critical illness rider in it.
No need sir this video misleading people.
Madam why create confusions about term issuence and health insurance. Critical illness part of pure health insurance policy.
well i bought it before watching you video :|
mam pata nenhi kyun apse pyar hogaya hai
Your videos about education are always late and no use if your convictions , theories are going to come so late .
Acting is weird
Please try to speak in Hindi
You can follow to my Hindi Channel: th-cam.com/channels/D-qZSqFPqyx43L6gAR8qfQ.html
Please can you speak in hindi because all not know english please speak in hindi it's humble request mem
Whats the name of your WhatsApp group wherein you give stock tips
th-cam.com/users/shorts9_0mQZDlISI