Surviving on ₹7250 as a Software Developer in Bangalore | Fix Your Finance Ep 9
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- เผยแพร่เมื่อ 6 ต.ค. 2024
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Hey guys, in today’s video we meet Vineet, a 28-year-old python developer who earns a salary of Rs. 29,500 living in Bangalore. We discuss his credit card debt, personal loans, investments and new potential income streams.
Hope you like the video! :)
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Disclaimer: Neither the guest nor I am a SEBI registered investment advisor. Information shared is only for educational purposes and not investment advice.
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Bring such folks who represent majority of the Indian economy, not folks who flex their finance instead of fixing. Keep rocking ❤
100%
Sahi bola bhai
Dude 20-50lpa is not flex. Just the country is too poor.
@@stephenwilson4931 it is in terms of ppp in usa 120k is almost equal to 30 lpa
@@stephenwilson4931thats why people earning this much do flex, because the country is really poor ! In a country where per capita income is just around 2600 USD / Year (Just Above INR 2 LPA), 20 LPA is a really big number !
This is a gem of a video, we need more such videos, earning 1.5L/month and saving 20K is easy but to live life on such a tight budget takes next level discipline. My salute to this guy for switching from bpo to python developer.
I make that money and it's hard to save ngl. Once you start buying stupid shit you cannot stop.
If you don't mind sharing can you please tell what kind of stupid shi** you purchase that 1.5 lakh is not enough@@vroomerlifts
Do more of such episodes rather than of people who are already earning more than lakh a month. We can learn a lot from people like Vineet..
Respect to this guy for starting a new career at this age. Seriously man hats off.
True kudos to him for making a move from BPO to Python developer.
He will soon earn 50k above.. All the best
What do you mean by this age ?? The moment you started attaching importance of learning to age , you started putting unnecessary stress on yourself....Get rid of this pre designed comfortable assumptions created by society...I know people changing their career at the age of 43....So 27-28 is too young..Many people in India start their career in 26/27
Bhai itni bhi age nhi h i too started my carrer in IT in the age of 26
@@vishalrai2859 then respect to you also man. 😀
The company is totally taking full advantage of this guy
He deserves at least 50-60K per month
at least
80k minimum
True.
Hi Rakesh, Even my situation is like this guy. I am 29 year old. I want to switch carrier to IT. Is that possible I completed my graduation in 2014
Hello, @@hemanth2412 yes it's entirely possible. I started learning programming at the age of 33 and was finally landed a job at 35.
The thing is he's not fluid with his expertise, he uses python for web development, which is not a suitable option using python plus he's not expanding his technology skills, no doubt the company's paying too less but he's the one accepting it
Hattsoff Vineeth... you have inspired many who earn 10+LPA on how to live a healthy, Disciplined life in cities !!
Switching to IT at this age with this income where everyone in IT is earning more than 1.5L is such a badass move. Respect for this guy
Everyone in IT earning more than 1.5L 🤔
I'm sorry at this age is he 45 already i don't know??
@@avishekhbanerjee2729 na bro Service companies pay the least
Kis bhram me jee rahe ho parth.
1.5 lakhs? Everyone? Jaag jaao bete
Suggestion for Vineeth:
Being a python developer, he can explore numpy and pandas libraries and also learn apache pyspark as well and move towards data engineering. And to top it, learn a cloud technology like aws or azure ( i would suggest azure), and easily he can get 15lpa job asap
I am proficient in pandas, numpy and AWS. pyspark and azure i have to see!
Thanks!
Where can I find these job listings ? Any source would be helpful
From where we can do this course please suggest
Hey bro, I completed my BTech this year. I am currently unemployed. I have average programming knowledge. I know frontend development little bit. Will I get a job in Bangalore?I don't have high salary expectation.
Itna easy hota 15lpa ka job lena to har koi seekh leta😂😂
This man will succeed. Not a shred of doubt in my mind.
Respect to this guy for coming out of his comfort zone and trying to learn and switch careers
This is an inspirational man, who comes from humble backgrounds and made himself slowly out of zero. He is not ashamed to earn little money by any opportunity, I think many people actually relate to him more than previous interviews where people make 20/25LPA etc, because those who earn that kind of money are talking with fund managers not watching video on TH-cam
I am the shobhit he sold food to
is the food good ? :P
@@milan6921 worth 70 bucks
@@shobhittayal9027 *rupees... Bucks vucks bolna band karo bhosdiwalo.. Bohot American banane ka bhoot sawar hai.
@@shobhittayal9027 😂😂😅 savage
bruh
Kudos to such dedication and courage to take a low paying job just because of his passion...All the best in life😄😄
You don't get inspired by people who are good at something you get inspired by people who overcome their insecurity their fear to get there and start.
This guy will go up in life. This is just the start.
Huge respect for this person , to be able to manage expenses in thi ssalary is really great . Hope he gets a good job in an MNC .
He can also do part-time martialist tutoring as he told he represented UP in Martialarts.
Huge respect for Vineeth. This is a very disciplined life which many of us are not able to live. Kudos 👍
All the best to this guy. Wish him alot of success!
Massive Respect! Anshuman bring more hustlers like him on the show.
I quit 10LPA CTC to pursue MTech in India (tier2 college) at the age of 28 and many companies didn't provide me an internship seeing my last CTC and believed that I will quit very soon and hired others instead of me. So, it's not easy quitting full-time job and then doing full-time education especially if you have financial responsibilities as well. So, think thrice before you quit your job.
You have made a pathetic decision
@@templogical3095 yes maybe...but i made sure even if it's a wrong decision..i made it right and now earns more than double of my last CTC....you just need to be confident in what you're doing.
@@ZEA_TATA Good to know. All the best 👍
In India education has very little value outside of IITs and IIMs. Even IIM placement team will be intimidated with your situation, salary and age.
What course did you pursue in mtech and what job are you doing now bro
Very best of luck for the future Vineet, you are on the right path to be the master of your finances keep working hard.
These are the people whose finances must be fixed....Because they know what true discipline is.
When I went to Hyd in Aug 2017 right after college, my in hand salary was 22k per month. I used to maintain an excel sheet for my monthly expenses. I put there every little things, didn't even miss a 50 Paisa clinic plus shampoo. That time my avg monthly expenditure was 7.8k
Bro currently you are living in banglore??
Bhaii i clinic plus minimum price 1/- i do not know how you get 50o
@@PiyushKumar-dl6pmbuy from wholesaler
@@PiyushKumar-dl6pm 50p wala bhi atha h , u don't know that's it
I like how humble and honest he is. Great going 👍
This is the vedio I was having in mind while following this channel. Most informative
This is the real life of most people in bangalore working in tcs infosys wipro accenture etc.
Motivating words for Vineet lifted his moral and mine too.
Very real episode.. I mean most of us could relate and i wish all the best to the guy and also anshuman for up ing the video
This is reality of lot of Indian workers .I hope you continue to explore such tight budget income population
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments.
This type of living on budget is really helpfull freshers who want to live independently but don't know how much exactly is it gonna cost
Seeing Vineet bhai in the video takes me back when I joined my first company I worked with him
Hey Nitish, let's connect through LinkedIn.
@@MajesticRiderTales Sure
itne episodes baad ab kuch relatable types aya hai haath mei
One of the best episode of this series.👍
Not necessarily a desktop app, but python is now the go-to coding skill in the banking and finance sector. You could probably look into moving in this sector also.
Thats the episode we all needed
Yehi toh chaiye tha, where you need to fix the finance for the people who actually need it. Good episode
Thank you so much for this episode bro!!
Respect to this person. Upskilling himself and starting from 0 again is very difficult.
One input to @anshuman, why don't you ask if they have been saving money and how much they have saved or created assets? This is in general after observing many videos of yours.
This guy will go a long way. Very disciplined guy.
Thnks bhaiya, itna episods ke bad kuch aysa dekhneko mila jisse khudko relate kar paya. Please do more of such episods jaha hum jayse logo ko kuch idea mile jo around 20-30k kamate hay.
And all the best to this guy and wishing him a alot of success ♥
Im shocked i cant even manage a week with 7.5k. Hats off to this guy
Such a good video. Its extremely useful to know the expenses of living especially in a city like Banglore.
He is going to do pretty well in life,his mindset is on point.
Kudos this guy who track all the investment whether it is 1k or 10k, such a respect for those guys who chose to live out of their comfort zone and dream to make it big.. Anshuman bhai you are doing a great job 👍
this video is so relatable. im 25 switching to IT job from a regular data entry clerk job. learning web dev
Same. 27 years old.
@@AB-yn2rz how you are doing that?
@@AB-yn2rz did you study somewhere?
I am 24. I am also learning web development on my own .
Is there is minimum wage system in India ? I think it's not right to pay such a low income to such a great talented individual. It should be illegal to exploit engineers in market in such a way. Great respect to this guy for his dedication.
not just engineers... Anybody for that matter.
Bhai love your charming nature and vibe you are real to the core, that's what it makes you unique. Keep up the great work bhai.
These episodes are entertaining but not very knowledgeable. I just get to know their spendings and nothing about how can they invest smartly with the limited amount they have.
All I get to hear is emergency fund, index fund, mutual fund, health insurance, life insurance. Everyone knows these basics these days. Thanks to finance influencers. Tell us more about them. How do we choose them? What are things that are taken into consideration while investing? How do know which one is good for us? Give us a insight about stock, options, futures, bonds. There is so much to discuss. Where they can invest smartly with their budget? Pls take all these things into consideration.
This guy is awesome. Keep hustling man. You will do great
Am I the only person who doesn't. Have no loan no credit card?
Invest 70 percent of income(20% mutual fund+40%large cap sip+ 20%midcap+20% short term fund for learning purposes. Buy and sell frequently)
15% rent
10% expenses
5% travel
Emergency fund 2.5 lack
Health insurance 5lack other than company
Swiggi and Zomato only upto Sodexo limit this is excluded from in-hand salary. Using for tax saving
I travel biweekly to my home by train.
Office travel by walking
No impulsive buying
Health conscious
Dialy exercise
Thoda nahi bhai
bhot problematic hai
ek chai ki tapri kholna in his hometown sounds like a better financial job for him
it's insane how people don't understand the value of their time
Good, he moved out of BPO. There are a lot BPO guys who are in their 30s and 40s, unable to get out of low paying jobs due to lack of opportunities or inability to start again with their current commitments.
Very disciplined individual! Hats off !
Yaa man this the story majority of the people want hear
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments.
He is living in Bangalore after experience he will earn 25 to 30 lakh of package easily
Awesome... Another Good Session..♥️🔥
This is the story of 90 percent engeneer graduates in India
But we only hear story of 50 lakhs per annum guy
Always request you to keep all the upcoming episodes raw
I feel abused because its similar to my life and many I know and I feel proud because some one actually acknowledged this and wrapped their head around it ✌️
Questions for Fatafat finance :- would u rent or Buy a house
If this is true then huge respect brother 👍
My story is also like you working in Wipro bps earned 12000
Then join software development at the age of 26
Started with 5000
Now I am earning a handsome amount living in Bengaluru.😊
All the best for this hard-working guy. I am sure he is going to have a great growth in his future.
Banda has good financial discipline at young age he pays over his MAD on his credit card which is a very good habit. Due to his spending habits he is able to manage even at low salary.
Finally a reasonable salary range where one actually need financial management,being a bachelor and 50k monthly earn krke bhi save nhi kr paate India m toh dub hi maro
Amazing video. These are kind of videos we want!
I used to earn 6500 for 1-2 years as an Intern, then after 5 years it went to 21k only. So, I decided to take a bold move and explore more job options, now its 90k after 6.5 years.
what you do now for a living?
This video is of real people, not those earning over 1lakh a month. Those earning over 1 lakh a month and still struggling doesn't make any sense at all. 1 lakh a month is a shitload of money.
1 lakh is nothing but peanuts
Growth is a growth no matter how small! All the best brother.
I am lucky that i am getting valuable learnings in my early corporate journey.
bring more people like him in your videos, these are the people who actually need to fix their finance
😂😂😂 lol, exactly my thoughts. He had no reason to fix the finance it was already sorted
It's better to stay jobless or to open a paan-beedi shop in local area than to earn a sub-10K salary in a place where one'd need atleast 30K to live with dignity!
Currently I am working in a kuwait and I also invest in mutual funds 14000 sip per month and I am belongs to hospitality sector I earn 300 kd almost 75k at age 24 basically my motive is don't run for money run for skills run for excellence money will come also I took 4 years to master communication skills to get job now I am a fb manager ☺
The key to building wealth over time is avoiding debts at all costs. It must definitely be your last option. Live frugally if required but live debt free. That way you'll be in control of your finances and can afford to make independent decisions. Every bit you save will give you that much confidence. This bit of advice is from someone who sanctions loans on almost daily basis.
All the best Vineet
Love watching such videos who represent most of our economy today. I really appreciate someone tracking their expenses and checking them and really asking for help instead of flexing their oncome and showing off that they have not saved anything.
Life of a boy is not easy....🙂
Specially of us middle class boys...🙂
I earn around 1.45L and expenses around 45k so I save 1L every month.
He's a gr8 guy will surely do something big
Respect to Vineet - genuine and hardworking man
This is such a heartwarming episode
Hats, off bro you are true hustler 💯 💪
I somehow survived in 10k salary in pune working in IT a few years back
He start his new career me still completing my degree at 25
Which degree ug or pg
My question
Should you spend to enjoy today? Or save to enjoy tomorrow?
Balance
Bhai koti koti naman bande ke attitude...big respect 🙏
Respect for this guy 🙌
He is a nice person, and can grow quickly. Tell him to change job, that's it
Bhai first time watching aur pura mjja agya ye video dekhe sahi me 😌
Great job both of you guys ❤
Good work 👍
Like this comment to let Anshuman know that 1 year is about to complete and we need an update on how this guy is managing his finances now!!
Best content ☺️ till now
Respect 🙏🙏
Anshuman ko sponsors mil gaye 🥳🥳
Finally a relatable guy!
really interesting video. great man
Thank you so much..earlier i was not investing emergency fund or anything.but now i will invest emergency fund.
Hi Sir , I have been watching your videos on investment since long time. Now I'm very much interested in investment in Stock and that to long term ( > 5yrs ) . Could you please suggest some idea ?
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments.