Access Tickerdata and my Spreadsheets: tickerdata.com/ Get $25 off and a 7 day free trial to Seeking Alpha: www.seekingalpha.link/9D5QH2/2QZRGT/ Join my free newsletter! dividendology.substack.com/ Preferred Broker (Interactive Brokers): www.interactivebrokers.com/mkt/?src=dividendologyPY1&url=%2Fen%2Fwhyib%2Foverview.php
If this was completely true this channel owner would not be here telling you about it, all would be for him. He will have you believe that money just falls from the sky.
Hello, i would love to use (buy) your sophisticated spreadsheet , but the link to the ticker data web page does not lead to your content. Can you please provide a detailed/complete link?
Wow, you crushed the month of August. This is exactly why I love dividend investing. While I only brought in roughly $160+ this past month, quarterly paying dividend stocks are my heavy hitters so next month will be the big play at the casino!
What am I missing? You made about $6,000 in dividends off of $200,000 the past year? That's not bad, but wouldn't you have made about $10,000 off of short-term T-Bills (or even a HYSA) the past couple of years? So, over the last two years, you would have $20,000 instead of $12,000. When rates drastically change, just put the money back into your portfolio.
2 things you are missing: 1. I’ve seen massive gains in my portfolio 2 dividend growth pays more long term. This video explains: Why Dividend Growth Investing Pays BIG! th-cam.com/video/GQHe7LejhEg/w-d-xo.html
I would assume the reason he did this is because he actually only put in 160,000 into his portfolio. So he has been getting dividends and the stock he owns has been increasing in value. So he actually gained 43,000
Your right not focusing on one strategy killed me early on. Trying to invest in the next bright idea instead of going with something like VOO or SCHD hurt my returns. Im much wiser in my 30s and have been focusing on SCHD and its been life changing. Great video!
Question: After listening and watching your vids for the past year, it appears Dividend Growth is your highest priority and Dividend Yield is a lower priority. Is there a minimum dividend yield you consider when investing or is literally 0.25% starting dividend yield fine if the company is showing impressive fundamentals and dividend growth? Thank you for all you do - your vids are very informative!
@@nwliving8132 Different answers. Some people don't care as long as it pays. Others want growth. Depending on your age, maybe you want both. Some say why invest 1 million for dividends when you can put it in growth and draw down on the gains.
Dividend growth is the focus now. As I get closer to living off dividends, yield will be more of a priority. If a company has a low yield, I have to see higher levels of dividend growth.
@@odiseirekt5168it matters. Not locking in at a higher dividend that has a consistent payout puts you at a high risk of never getting to the dividend payout you expect. The future is not guaranteed as these videos seem to suggest.
You should do a video on why you choose to do this vs buying real estate / starting a business / other investments, because you are getting roughly 1-3% per year. My advice is don’t wait on life either is sometimes better to take more risks than keep waiting for “that day” 5,10,30 years down the line
Just out of curiousity, when it comes to planning to live off of dividends, how are you doing this, if your going to be reinvesting them? That's not clicking to me, it's like having your cake, but eating it too, you cannot have both. Can you connect these dots for me?
Yes! Pretty simple actually. As long as your dividend growth rate is above the rate of inflation, you can stop reinvesting dividends and live off dividends forever once dividend income is higher than your expenses.
Meh, I still prefer high diversification. Then It's not that gut wrenching when a single position dips -50% and it's easier and faster buying the dip with dividends and monthly contributions.
@RantTheRetort Exactly. Always easier for the people who have already done it to tell others. People have different lives. People ask me how i invest 1000 a month. I first ask do you have kids n a GF/WIFE they say yes. I say then i cant tell you how bc i dont habe those things
What is the quickest return OF any of your investments via dividends? In 2020 I bought shares of OKE that at the time yielded 14+% and I estimate that the cumulative dividends will surpass the original investment sometime in the 6th year of ownership. Not to mention the share price has increased by almost 280%. Of course I wish I had invested more at the time... hindsight = 20/20 LOL
Do you agree that if a higher dividend stock and a lower divident have the same net appreciation (dividend + capital appreciation), the lower dividend stock provides more growth, because the preferred dividend tax exposure is less than a stock triggering more preferred dividend tax?
Your 11 year mark of "crossing the line" will happen much sooner if your contributions also increase by the same percentage of inflation. I can't imagine in 11 years time you will still be investing 2500 per month. Add in a percentage each year for your growing amount to contribute as your pay increases with inflation.... probably 6-8 years id say you are going to cross the line.
$2500 per month lol, this guy is investing 7-10k per month. He has no loss of principle over a year in a market that's seen multiple downturns, but he's up tens of thousands, he's not showing his losses at all.
@@henrikchristensen65688I would say it is still considered as re-investing, bc you don't take this money out. But on the other hand, as said above you will never time the market. If you wait 1 year looking for a better opportunity, you will probably miss the best moves.
When did you start investing in this portfolio? Did you add monthly buying one company then added another company or started with small positions in many companies?
You have a great channel. I always enjoy your monthly income reviews. Where did you get your average inflation data, because everything I’ve seen says inflation averages just over 3%?
Well, good work. It has been quite the bull market lately though. Good focus on dividends, especially as yield comes down. I assume you already have, but if not, would open a Roth, if your situation allows it. The long term earnings in a Roth can be especially sweet and of course tax free.
@@asphaltandtacos I have some main, I like it, but I like O more. One downside is that its dividends are taxed at the ordinary rate, not a capital gains rate. I have moved my reits and similar to a roth to avoid the taxes.
Nothing crushes a company's stock price like announcing its cutting its dividend. Also, be careful some high yield dividend stocks like Energy Transfer that will have you filing tax returns in multiple states.
How do you handle the derivative side. Sell contracts or buy puts or no action. Seems like you might have enough shares but I haven’t heat it mentioned.
Do you not pay capital gains when the dividend is paid even though its automatically reinvested? We have to pay CGT here in Australia even if we never realise it to liquid funds. Could crash to zero, nothing to sell but we have paid capital gains all the way along. Whats the situation in the US? You never speak about the tax side of the equation.
Taxes depend on a lot of variables, but it’s possible to pay $0 in a few different instances. This video explains: How to Pay $0 in Taxes on Dividends! th-cam.com/video/iihCxg2Tcro/w-d-xo.html
In the US on qualified dividends, if your married the tax rate on us 0% until 94k. So generally you don’t pay taxes unless you have a portfolio well over 1 million.
Had my dividend portfolio up to 20k and growing. Then was forced to liquidate to to economic downturns. Was heartbreaking. Now I have 200.00 total portfolio. 🤦🏻♂️. Will be difficult at my age to ever recover. I am lucky if I can invest 25.00 a month at this point.
Love your videos! Just out of curiosity, have you ever considered throwing in a well diversified covered call ETF? Like an S&P? I only ask as their starting yields range from 9-13%, and have a track record of increasing distributions as well as providing capital growth. Plus there is far less risk of dividend cut since it’s a broad index. Thought that may be an awesome and interesting kind of fund to add and track as your tracking is top-notch! Happy investing! 😊😊
For a dividend growth strategy, I’m not as much a fan of covered call ETFs. It may make sense to love capital into them once you are ready to live off dividends.
I have an average annual dividend yield of $7,000 with mostly REITs in a $77,000 portfolio. I plan to diversify into stocks and ETFs. My recent purchase was QDTE, which has a weekly dividend allowing rapid growth of reinvestment.
I'm dividend investing too, but am doing the savings account "investing" because you get interest every month which then compounds. It's a strategy that's easy, comfortable, and easily converts to dividend when the Fed starts slashing rates. It's also hedging a market correction, which will give the opportunity to convert into dividend stocks at a discount, instead of buying the current record highs.
I would consider some structured financial products, such as Snowball, which can provide better income opportunities in market fluctuations. Snowball can not only make profits when the market rises, but also bring income through reasonable settings when the market falls, and some products also provide capital protection mechanisms, so that you can control risks while pursuing growth.
I’m aware of them and they don’t fit into my goals. QYLD has some problems for people who want to hold it long term. Here’s a video I made on it: The TRUTH About QYLDs 12% Yield! | QYLD ETF Review | th-cam.com/video/pn8o-Ew3JjA/w-d-xo.html
I assume i already know your plan but just for the sake of thought, whats your plan for the possibility of the economic downturn? My thoughts were "i plan to hold no matter what, ill double down and buy more on the low"
If you invest the smart way (using only $ you’re sure you won’t need in the next 5 years), then a GFC or market crash are no cause for concern. In fact, they’ll bring a buying opportunity… that’s what covid did and that was when I bought most of my dividend stocks.
Taxes will depend on many factors, but it is easily possible to live off dividends and pay $0 in taxes. This video explains: th-cam.com/video/iihCxg2Tcro/w-d-xo.html
Your avg growth rate of your account is like 11%. That beats most growth stock portfolios. I can see all your math and how you got there. But it doesn't make much sense
@@Dividendology how do you expect 11% on dividend stocks? I know you account for inflation on the cost side. But what is your tax liability? That should hinder growth. I guess I don't know if this is in a retirement account or regular brokerage.
Congrats! Your hard work shows. What are your views on the imposed tax rates on unrealized capital gains? I saw one of the reasons Warren Buffet cashed out on a large portion of his AAPL position was to take advantage of the lower tax rates on realized capital gains while he can.
Great question. Buffett does seem to have hinted that he think tax rates will be going up sometime in the future. But as for my thoughts on an “unrealized capital gains tax”, I think that would be quite literally be one of the most disastrous economic policies. Even if it’s only for the ultra rich, the impact would trickle down on everyone.
How much are taxes taking away from your earnings? Also, when you reach the point you can live off dividends, why are you continuing to contribute $2500 per month?
No answer on taxes. Long term dividend taxes run 0%-15%-20% for qualified dividends depending on filing status. But continuing to invest is because you want to account for inflation, market fluctuations, etc. I'm investing in a few individual stocks, I target mostly low fee (
From 11k to 17k that's the minimum range of profit return every week Many people don't realize that a strategy is simply a set of rules that an individual follows. It has absolutely nothing to do with the market whosoever
Your no doubt very intelligent…having said that you have obviously thought about dividend cuts aka intel Walgreens Prudential just to name a few …thoughts
really enjoy your videos. You're way of explaining and talking about dividends and different companies really helps me! Thank you for the time you put into this.
Good video and insight. Something I recommend everyone to look into though is not just stopping at beating inflation. The real risk to everyone's portfolio is currency debasement, which is around 7% a year. Add that to a more realistic inflation number of 5% and portfolios need to earn an average of 12% a year just to keep up. This is why I preach people need to invest in things like cash flowing real estate and Bitcoin. Unfortunately, I don't think a dividend only strategy is going to work in the future. Just my two cents. Keep up the good content.
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Access Tickerdata and my Spreadsheets: tickerdata.com/
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What is seeking alpha do and how much do you need to invest in getting that much monthly dividends
If this was completely true this channel owner would not be here telling you about it, all would be for him. He will have you believe that money just falls from the sky.
what do you think about IEP ?
Hello, i would love to use (buy) your sophisticated spreadsheet , but the link to the ticker data web page does not lead to your content. Can you please provide a detailed/complete link?
Wow, you crushed the month of August. This is exactly why I love dividend investing. While I only brought in roughly $160+ this past month, quarterly paying dividend stocks are my heavy hitters so next month will be the big play at the casino!
This!!
Dividends can never pay enough.The more the merrier.🤑🤑🤑
That was horrible lost this we but we're still going to win the super bowl
What am I missing? You made about $6,000 in dividends off of $200,000 the past year? That's not bad, but wouldn't you have made about $10,000 off of short-term T-Bills (or even a HYSA) the past couple of years? So, over the last two years, you would have $20,000 instead of $12,000. When rates drastically change, just put the money back into your portfolio.
2 things you are missing:
1. I’ve seen massive gains in my portfolio
2 dividend growth pays more long term. This video explains: Why Dividend Growth Investing Pays BIG!
th-cam.com/video/GQHe7LejhEg/w-d-xo.html
You factoring favorable tax treatment for Treasury and Munis?
I would assume the reason he did this is because he actually only put in 160,000 into his portfolio. So he has been getting dividends and the stock he owns has been increasing in value. So he actually gained 43,000
Your right not focusing on one strategy killed me early on. Trying to invest in the next bright idea instead of going with something like VOO or SCHD hurt my returns. Im much wiser in my 30s and have been focusing on SCHD and its been life changing. Great video!
Question: After listening and watching your vids for the past year, it appears Dividend Growth is your highest priority and Dividend Yield is a lower priority. Is there a minimum dividend yield you consider when investing or is literally 0.25% starting dividend yield fine if the company is showing impressive fundamentals and dividend growth?
Thank you for all you do - your vids are very informative!
@@nwliving8132 Different answers. Some people don't care as long as it pays. Others want growth. Depending on your age, maybe you want both. Some say why invest 1 million for dividends when you can put it in growth and draw down on the gains.
I dont think he has a minimum divident yield. It probably doesnt matter as long as the stock prize and dividents are growing at a fast rate.
Dividend growth is the focus now. As I get closer to living off dividends, yield will be more of a priority. If a company has a low yield, I have to see higher levels of dividend growth.
@@odiseirekt5168it matters. Not locking in at a higher dividend that has a consistent payout puts you at a high risk of never getting to the dividend payout you expect. The future is not guaranteed as these videos seem to suggest.
How can I get a copy of that excel file
Tickerdata.com
Why not just own VOO, VTI, or VT?
I like these updates so much!😊
Hello would you please make a video regarding TDIV (VanEck) or any SCHD equivalent for Europe?
do you sell options on your positions?
can u backtest a specific portfolio using ur google sheet templates ?
You should do a video on why you choose to do this vs buying real estate / starting a business / other investments, because you are getting roughly 1-3% per year. My advice is don’t wait on life either is sometimes better to take more risks than keep waiting for “that day” 5,10,30 years down the line
This video explains: Why Dividend Growth Investing Pays BIG!
th-cam.com/video/GQHe7LejhEg/w-d-xo.html
👍Well said about "Over Diversification"
Schd is already diversified and its 50% of your portfolio?
Just out of curiousity, when it comes to planning to live off of dividends, how are you doing this, if your going to be reinvesting them? That's not clicking to me, it's like having your cake, but eating it too, you cannot have both. Can you connect these dots for me?
Yes! Pretty simple actually. As long as your dividend growth rate is above the rate of inflation, you can stop reinvesting dividends and live off dividends forever once dividend income is higher than your expenses.
Meh, I still prefer high diversification. Then It's not that gut wrenching when a single position dips -50% and it's easier and faster buying the dip with dividends and monthly contributions.
:) Would be great if i could do monthly contribution of $ 2,500. Mortgage and other expenses increasing can only do about $500.
This is the reality for most people. Putting between 300-7-800 a month. Anything more is a big luxury for the majority of investors out there.
yup. life is expensive, only two solutions I guess..make more money, and or lower expenses. All easier said than done.
@RantTheRetort Exactly. Always easier for the people who have already done it to tell others. People have different lives. People ask me how i invest 1000 a month. I first ask do you have kids n a GF/WIFE they say yes. I say then i cant tell you how bc i dont habe those things
Next thing is, they feel sorry for you.@@o.c.g.m9426
I started with $50 a month. If you can contribute $500 a month, you’re doing well!
What is the quickest return OF any of your investments via dividends? In 2020 I bought shares of OKE that at the time yielded 14+% and I estimate that the cumulative dividends will surpass the original investment sometime in the 6th year of ownership. Not to mention the share price has increased by almost 280%. Of course I wish I had invested more at the time... hindsight = 20/20 LOL
Do you agree that if a higher dividend stock and a lower divident have the same net appreciation (dividend + capital appreciation), the lower dividend stock provides more growth, because the preferred dividend tax exposure is less than a stock triggering more preferred dividend tax?
Get rid of Intel. The company is in a horrible position even in the long run. Biggest mistake is buying more.
Your 11 year mark of "crossing the line" will happen much sooner if your contributions also increase by the same percentage of inflation. I can't imagine in 11 years time you will still be investing 2500 per month. Add in a percentage each year for your growing amount to contribute as your pay increases with inflation.... probably 6-8 years id say you are going to cross the line.
$2500 per month lol, this guy is investing 7-10k per month. He has no loss of principle over a year in a market that's seen multiple downturns, but he's up tens of thousands, he's not showing his losses at all.
About "re-investing dividends" does that mean immediatly as you receive the dividends or does waiting a couple of months for an opportunity count too?
Right now, I do it immediately automatically
@@Dividendology but would waiting a couple of months for a great opportunity still be considered re-investing your dividends?
@@henrikchristensen65688 not really but sure. You'll never time the market better than just rolling your shares back in
@@henrikchristensen65688I would say it is still considered as re-investing, bc you don't take this money out. But on the other hand, as said above you will never time the market. If you wait 1 year looking for a better opportunity, you will probably miss the best moves.
@@henrikchristensen65688 You're better off not trying to time the market. Usually after a dividend payout a stock will drop anyway.
Avg div yield?
Do you automatically DRIP or do you put the $ where you want?
Auto DRIP for now
Is there a rule that you follow for how you distribute reinvestment dividends to each position?
When did you start investing in this portfolio? Did you add monthly buying one company then added another company or started with small positions in many companies?
is there a way to import my portfolio into this sheet?
Here is the tutorial video!: DIY Investor Tool Kit Tutorial! (How to use the DIY Investor Tool Kit)
th-cam.com/video/1NvPd8iN8SE/w-d-xo.html
You have a great channel. I always enjoy your monthly income reviews. Where did you get your average inflation data, because everything I’ve seen says inflation averages just over 3%?
Well, good work. It has been quite the bull market lately though. Good focus on dividends, especially as yield comes down. I assume you already have, but if not, would open a Roth, if your situation allows it. The long term earnings in a Roth can be especially sweet and of course tax free.
is the broker where you go to buy this stuff
Lately I've been using interactive brokers. Link in description.
@@Dividendology what is a broker
where to get those google sheets, do you have those templates available?
On tickerdata.com !
Will Buffet cut all stocks by 50%?
I am looking at adding MAIN as it pay dividends on a monthly basis. It is a BDC
@@asphaltandtacos I have some main, I like it, but I like O more. One downside is that its dividends are taxed at the ordinary rate, not a capital gains rate. I have moved my reits and similar to a roth to avoid the taxes.
Yes... once they figure out how to capture more of the upside these funds will do better. Case in point TSLY.. By now it should be closer to 18-22
still no bitcoin
why no bitcoin?
inb4 "no dividends"
they're built-in to the asset by virtue of fiat's ever-expanding and infinite supply
Nothing crushes a company's stock price like announcing its cutting its dividend. Also, be careful some high yield dividend stocks like Energy Transfer that will have you filing tax returns in multiple states.
Hi bro, but the 3% is before tax?
If they are qualified dividends. He has a video on a way to be tax adverse when it comes to qualified dividends and the individual income tax
Yep! Check out this video on taxes!: How to Pay $0 in Taxes on Dividends!
th-cam.com/video/iihCxg2Tcro/w-d-xo.html
What's your short or medium term thoughts on what you are going to do with Intel?
Very good slow and steady wins the race
Im in for Tickerdata Looks very interesting! You had become my favorite channel!
Awesome! Thank you!
How do you handle the derivative side. Sell contracts or buy puts or no action.
Seems like you might have enough shares but I haven’t heat it mentioned.
Do you track your position frequently? Intel had a bunch of red flags the last few years that made me get out.
FLNG pays 10 to 12%
Do you not pay capital gains when the dividend is paid even though its automatically reinvested?
We have to pay CGT here in Australia even if we never realise it to liquid funds.
Could crash to zero, nothing to sell but we have paid capital gains all the way along.
Whats the situation in the US?
You never speak about the tax side of the equation.
You do pay tax on the dividends before they're reinvested in the US, yes
@MrGooglyMoogly so all these sheets must be post tax examples or does that not add up?
Taxes depend on a lot of variables, but it’s possible to pay $0 in a few different instances. This video explains: How to Pay $0 in Taxes on Dividends!
th-cam.com/video/iihCxg2Tcro/w-d-xo.html
In the US on qualified dividends, if your married the tax rate on us 0% until 94k. So generally you don’t pay taxes unless you have a portfolio well over 1 million.
You pay $0 tax on both dividends and appreciation when invested through IRAs
This is not a ROTH account is it? I was wondering what kind of account it is. You seem to be able to put a lot of cash into it throughout the year.
its not a rothj
Had my dividend portfolio up to 20k and growing. Then was forced to liquidate to to economic downturns. Was heartbreaking. Now I have 200.00 total portfolio. 🤦🏻♂️. Will be difficult at my age to ever recover. I am lucky if I can invest 25.00 a month at this point.
Im surprised you dont have any REITs. My div. Return is 12%.
I do! I own VICI and O
Love your videos! Just out of curiosity, have you ever considered throwing in a well diversified covered call ETF? Like an S&P? I only ask as their starting yields range from 9-13%, and have a track record of increasing distributions as well as providing capital growth. Plus there is far less risk of dividend cut since it’s a broad index. Thought that may be an awesome and interesting kind of fund to add and track as your tracking is top-notch! Happy investing! 😊😊
For a dividend growth strategy, I’m not as much a fan of covered call ETFs. It may make sense to love capital into them once you are ready to live off dividends.
Does this model account for at least TWO 2008-like events?
The projections are based off historical averages, so yes
@@Dividendology The math I saw just shows it going up, but doesn't have a break for hypothetical dips.
I live in Dom. REP. AN MY MONTHLY COST IS $1100.00. might think about moving an enjoy
Same here. Thailand
Geoarbitrage ❤
I have an average annual dividend yield of $7,000 with mostly REITs in a $77,000 portfolio. I plan to diversify into stocks and ETFs. My recent purchase was QDTE, which has a weekly dividend allowing rapid growth of reinvestment.
why would one not just dca spy and qqq. makes no sence up that risk tolerance!
I'm dividend investing too, but am doing the savings account "investing" because you get interest every month which then compounds. It's a strategy that's easy, comfortable, and easily converts to dividend when the Fed starts slashing rates. It's also hedging a market correction, which will give the opportunity to convert into dividend stocks at a discount, instead of buying the current record highs.
I would consider some structured financial products, such as Snowball, which can provide better income opportunities in market fluctuations. Snowball can not only make profits when the market rises, but also bring income through reasonable settings when the market falls, and some products also provide capital protection mechanisms, so that you can control risks while pursuing growth.
How are you investing into SCHD? Is it direct with a Schwab account or through a broker?
Through a broker! I’ve been using interactive brokers lately. Link in description
KO is a dividend go to. Love KO.
My biggest gainer is Constellation Software Inc.
How many times can you say portfolio in twenty minutes?
Very surprised you don’t own QYLD or JEPQ. I’m not trying to sell them to you, but you might want to look them up if you like dividends
I’m aware of them and they don’t fit into my goals. QYLD has some problems for people who want to hold it long term. Here’s a video I made on it: The TRUTH About QYLDs 12% Yield! | QYLD ETF Review |
th-cam.com/video/pn8o-Ew3JjA/w-d-xo.html
I assume i already know your plan but just for the sake of thought, whats your plan for the possibility of the economic downturn? My thoughts were "i plan to hold no matter what, ill double down and buy more on the low"
This video explains: How to Prepare for The Lost Decade of Investing (Stock Market Crashing)
th-cam.com/video/s77tJN1pzOg/w-d-xo.html
Is your total gain is since you started investing? Or only this year?
Have you factored in a GFC or market crash?
If you invest the smart way (using only $ you’re sure you won’t need in the next 5 years), then a GFC or market crash are no cause for concern. In fact, they’ll bring a buying opportunity… that’s what covid did and that was when I bought most of my dividend stocks.
forget to subtracting the taxes on dividend income to get a real picture ?
Taxes will depend on many factors, but it is easily possible to live off dividends and pay $0 in taxes. This video explains: th-cam.com/video/iihCxg2Tcro/w-d-xo.html
Usually the comments would say the amount... anyone catch the number for august? Seen the total
always a good overview...love those dividends
Qualified dividends also have better tax treatment compared to interest earned.
What do you think about Texas Roadhouse?
Bump
I love their rolls 😉
Too loud
Do you like Verizon?
I certainly do !!
How much you are contributing each month as average?
5-8k, probably more.
Your avg growth rate of your account is like 11%. That beats most growth stock portfolios. I can see all your math and how you got there. But it doesn't make much sense
What exactly doesn't make sense?
@@Dividendology how do you expect 11% on dividend stocks? I know you account for inflation on the cost side. But what is your tax liability? That should hinder growth. I guess I don't know if this is in a retirement account or regular brokerage.
Amazing milestone! That snowball has really sped up this year! 😮
This channel is just awesome!
Congrats! Your hard work shows. What are your views on the imposed tax rates on unrealized capital gains? I saw one of the reasons Warren Buffet cashed out on a large portion of his AAPL position was to take advantage of the lower tax rates on realized capital gains while he can.
Great question. Buffett does seem to have hinted that he think tax rates will be going up sometime in the future.
But as for my thoughts on an “unrealized capital gains tax”, I think that would be quite literally be one of the most disastrous economic policies. Even if it’s only for the ultra rich, the impact would trickle down on everyone.
I really like seeing the dividend income and growth!!
Great update!
How much are taxes taking away from your earnings? Also, when you reach the point you can live off dividends, why are you continuing to contribute $2500 per month?
No answer on taxes.
Long term dividend taxes run 0%-15%-20% for qualified dividends depending on filing status.
But continuing to invest is because you want to account for inflation, market fluctuations, etc.
I'm investing in a few individual stocks, I target mostly low fee (
Got tickerdata, how do I get the spreadsheet?
If you are a premium member, just click on the “premium sheets” tab on tickerdata.com ! :)
@@Dividendology it worked, thank you!
This is a nice video, watching in background but plan to rewatch when I can focus later. Nice clear audio and presentation
Good work !
From 11k to 17k that's the minimum range of profit return every week Many people don't realize that a strategy is simply a set of rules that an individual follows. It has absolutely nothing to do with the market whosoever
Total holdings: 28 🙏 numerology A+
Your no doubt very intelligent…having said that you have obviously thought about dividend cuts aka intel Walgreens Prudential just to name a few …thoughts
That why you have to understand the fundamentals. The warnings signs are there before a dividend cut. Buy quality businesses.
I'm European, I live in Europe, does anyone know an alternative to schd?
Awesome video, Loved the transparency
Awesome. It really is
Thank you
This is a nice video.
I have over a hundred different stocks, don't know if you know this but the S&P 500 has even more stocks in it 😅
At what point would you stop putting $2,500 a month into your portfolio?
really enjoy your videos. You're way of explaining and talking about dividends and different companies really helps me! Thank you for the time you put into this.
My pleasure!
I like this update
How old are you?
Very informative, even though I didn't understand a lot of it.
Glad it was helpful!
good stuff keep up the good work
Astounding content, as always!
Well said
I made 13.5k dividends on 65k investment last year
Good video and insight. Something I recommend everyone to look into though is not just stopping at beating inflation. The real risk to everyone's portfolio is currency debasement, which is around 7% a year. Add that to a more realistic inflation number of 5% and portfolios need to earn an average of 12% a year just to keep up. This is why I preach people need to invest in things like cash flowing real estate and Bitcoin. Unfortunately, I don't think a dividend only strategy is going to work in the future. Just my two cents. Keep up the good content.
We are at around 1.3k a monthly at 230k
RQI,FFA,EXG
One word: Bitcoin!
Awesome update, lovely portfolio!
Is the income pre or post tax?
What assumptions does the projected annual income chart use?
Why is your voice amplified?
Very detailed video , i like it . Keep it up.
Too bad every major broker was “down” on that day when stocks dropped, couldn’t buy anything 🥴
RDVI at the current share price would be 1,411 a month with 200,000. I'm not a financial advisor. 😂