Amazing experience listening to your videos Sir....just wow..just wow. The language...the speech...the content...the body language....everything is so much provoking and inspiring that I have just turned out to be your fan. Thanks a lot Sir for being here as good as live.
good explanation... i thing many of them dont understand english and told this guy that he not explain well....yours attitude is good sir...and yours schoolboy attitude is too good..
This is much better!! Person “A” buys a phone worth Rs. 40,000 at 0% interest on EMI for a period of 6 months. EMI amount is Rs. 6,667. The processing fee is Rs. 1600 and by paying the EMI for 6 months only, the borrower is effectively paying a flat rate of interest. This means that the interest will be calculated on the full loan/ credit amount and not based on the reducing balance method. Hence, person “A” would effectively be paying a 14.15% interest, unknowingly. Whereas, if he had purchased the mobile in cash he would have received a discount on the same. Alternatively, if he had purchased on an EMI at a regular rate of interest he would only have to pay a 10- 12% interest (depending on the lender).
thank you Mr. Vishal Thakkar for such great videos. I always knew there is nothing like 0% interest. Bank will earn at least something. You solved my doubt thank you for this video. Waiting for new videos
mene ek bahut badi problem face ki h Bajaj se ki agar tumhari ek bhi emi late Hui to wo 3 din baad hi ghar ke chakkar lgane lagte h jaise kisi sahukar se biyaaj pe paise liye ho sambhal ke use krna Bhaiyo ye ijjat ki dhajji udane me bilkul bhi nhi chookte chahe tum kitne bhi purane customer ho Bajaj ke or din me 20yo call krte h bar bar insaan ko itna depressed kr dete h ki wo suicide krne ki bhi sochne lagta h.
I purchased mobile on flipkart using bajaj no cost emi if i return the product within 2 days- NO cost emi automatically get canceled ? or i need to pay emi ?
thanks for the very informative video... kindly tell, is it preferable to choose 'no cost emi' on flipkart and amazon (where retail price is fixed)? also, is there any hidden cost such as processing charge with the transactions that are made.
I have a question, if I invest in property .. and that's like a long term investment period and the time when I get it back and say buy a bmw .. I will be old af ... what do you suggest I do?
Vishal, I didn't understand which interest you've spoken about. I was expecting you could have extended the example by inclulding the interest rate in this calculation of 79500
nice videos and well said about Cash vs Swipe...Have been there and experienced that ...Cheers..Keep making videos !!! My personal interest is in Shares related videos.
Sir , your videos are awesome. Can you please make a Vdo on Smart investor (Who were doing direct) , with any live example. Like when the Market is down how to invest in the same Fund even more to heal it and how to Switch from one Fund to another at that time when market is down. Pls sir , make a Video on this. Thank you Mannoj Roy
I've a specific question. What if this 0% emi is being offered by an educational agency on a course material package? How does this marketing gimmick apply to those agencies? For eg., I registered for an online educational course costing 85000/- that I can pay in installments under 10 months 0% emi. Please reply. Thanks
Just tell me...how do they do profit?....I purchased redmi note 5 pro..in Bajaj no cost emi...for 9 months...in flipkart...I paid nothing ..paid 1st emi on next month ...u can check still the mobile is not available ..
Hi you are talking about 5 years old plans..... Now it's totally changed... Now you Wil Not find any difference between in price for cash or card or EMI customers... Now a days all manufacturers are incorporated their EMI cost into their products only. Now more than 95% of consumer durables are available in zero percent interest... And no price difference.
Wrong info... I never got charged 1% or 2% upfront whenever used my credit card. I have bought many expensive items using my credit card and never charged extra.
Bhai aaj ke din 2018 main Kahin 85 Inch ka TV dekhne ko nahi Milta too tumhare dost ko 2015 main 85 Inch ka TV mil gaya wo bhi Sirf 80000 main, ye baat too bilkul hazam nahi hoti. Aaj ke din 65 inch ka TV bhi Lene jaao too 2 Lakh se shuru hota hai aur 4/4.5 tak jaata hai aur us time pe usko 85 inch TV 80,000 main mil gay kaise ?
Sir supper machanism told about EMI & I request you to tell machanism of credit card to paytm to savings Transfer publick are transferring the money how it workes ?
If they get 20 tvs free of cost, then they can surely reduce their amount on that tv, because those 20 tvs are free right! 20* 80000 rs. This amount could be used in reducing the prize of the TVs.
similarly, marathi,udiya,bengali,punjabi,urdu,telgu,spanish,german,french bolne me kaisi sharam. English is something everyone understands.Please think out of the box.
Mr. Chitella, First of all, be thankful for the video. And comment on postive things. You are getting knowledge for free. Assuming you have knowledge on some other topic,How many videos have you uploaded on youtube?
not everybody knows school boy explanations. so it's always good to explain the basics. if you know about about these things then why are you here? since you seemed to be knowing about the school boy basics?
If you are intelligent enough then don't watch but plz kindly do not post such comments as not every one is that intelligent and needs some basics plz..
Wow............ such a great analysis on emi. Very well explained. Awesome video.
Straight to the Point without any nonsense
Amazing experience listening to your videos Sir....just wow..just wow.
The language...the speech...the content...the body language....everything is so much provoking and inspiring that I have just turned out to be your fan.
Thanks a lot Sir for being here as good as live.
Simple, straight to the point and I subscribed, thanks and keep going...
Great idea of pitching the concept.
The word is " slowly "
Ur friend is very sharp coz he watches ur videos, that's intresting
good explanation... i thing many of them dont understand english and told this guy that he not explain well....yours attitude is good sir...and yours schoolboy attitude is too good..
This is much better!!
Person “A” buys a phone worth Rs. 40,000 at 0% interest on EMI for a period of 6 months. EMI amount is Rs. 6,667. The processing fee is Rs. 1600 and by paying the EMI for 6 months only, the borrower is effectively paying a flat rate of interest. This means that the interest will be calculated on the full loan/ credit amount and not based on the reducing balance method. Hence, person “A” would effectively be paying a 14.15% interest, unknowingly. Whereas, if he had purchased the mobile in cash he would have received a discount on the same. Alternatively, if he had purchased on an EMI at a regular rate of interest he would only have to pay a 10- 12% interest (depending on the lender).
brother plz make video on bajaj finserv where they get profit and how its work?
Very good example and Excellent explanation keep it up
Very interesting and simply explained,had no clue about it earlier.
Nice video sir....we can get complete detail of finance processing and also can improve English by listening video ...once again thanks...
Superb Video Vishal, nice explanations .... Thanks a lot :)
thank you Mr. Vishal Thakkar for such great videos.
I always knew there is nothing like 0% interest. Bank will earn at least something.
You solved my doubt thank you for this video.
Waiting for new videos
1:10 actually made me subscribe to channel.
Thanks...brilliant
mene ek bahut badi problem face ki h Bajaj se ki agar tumhari ek bhi emi late Hui to wo 3 din baad hi ghar ke chakkar lgane lagte h jaise kisi sahukar se biyaaj pe paise liye ho sambhal ke use krna Bhaiyo ye ijjat ki dhajji udane me bilkul bhi nhi chookte chahe tum kitne bhi purane customer ho Bajaj ke or din me 20yo call krte h bar bar insaan ko itna depressed kr dete h ki wo suicide krne ki bhi sochne lagta h.
Very very informative video sir .., but you make your video in hindi also because all people are not understand english.. very well.. thanks again..
Hemalkumar Nayak Then what about rest of people of india??
I purchased mobile on flipkart using bajaj no cost emi if i return the product within 2 days- NO cost emi automatically get canceled ? or i need to pay emi ?
Thank you so much for the video. Helpful
Thank you so much, I found my new mentor
I always knew there would be a catch...Thanks for pointing it out...
you are too good sir. you explain in such a simple way for the common man to understand. thank u
Very nice ....
Bahut acha explain Kiya sir
Perfectly Eligible for subscribing... Nice information buddy...
Great video, nicely explained
Nice work...
excellent information 👌👌👌
vishal thakkar very good
thanks buddy, for the valued insight!
Thanx for d information..
Fantastically explained. Thanks Boss.
Good One... Thanks... :)
thanks for the very informative video...
kindly tell, is it preferable to choose 'no cost emi' on flipkart and amazon (where retail price is fixed)? also, is there any hidden cost such as processing charge with the transactions that are made.
I have a question, if I invest in property .. and that's like a long term investment period and the time when I get it back and say buy a bmw .. I will be old af ... what do you suggest I do?
Vishal, I didn't understand which interest you've spoken about. I was expecting you could have extended the example by inclulding the interest rate in this calculation of 79500
Good video Vishal
Also bank gets a client with possibility 10 time missing the emi payment, so that they've a chance to charge him for no payment or delayed payment.
great work
thankyou sir, very informative !
Conclusion:: 0% interest EMI is nothing but hidden interest
Everybody have right to profit.
I subscribed bro, your help is appreciated
Sir plz can u tell me what is Hedge fund ???
I am confused about 2% tie up from showroom to bank means ther is no exact amount profit will no of showroom of 20 TV leads to free
nice videos and well said about Cash vs Swipe...Have been there and experienced that ...Cheers..Keep making videos !!!
My personal interest is in Shares related videos.
Sir , your videos are awesome.
Can you please make a Vdo on Smart investor (Who were doing direct) , with any live example. Like when the Market is down how to invest in the same Fund even more to heal it and how to Switch from one Fund to another at that time when market is down.
Pls sir , make a Video on this.
Thank you
Mannoj Roy
Sir why manufacturer will raise bill for 480 instead of 500??
Sir bohot jada to ni pr thoda bohot samjh me aa rha h ye fanda kya aap is video ka hindi Verizon bana sakte ho? ...
I m wating for your reply....
Ok sir...
Great...
this is the only f**king reason why One Plus5 mobile doesn't have a 0% emi option....now I understood..
I've a specific question. What if this 0% emi is being offered by an educational agency on a course material package? How does this marketing gimmick apply to those agencies? For eg., I registered for an online educational course costing 85000/- that I can pay in installments under 10 months 0% emi. Please reply. Thanks
Just tell me...how do they do profit?....I purchased redmi note 5 pro..in Bajaj no cost emi...for 9 months...in flipkart...I paid nothing ..paid 1st emi on next month ...u can check still the mobile is not available ..
Sir your content is good but... You speak very slow or long pauses...
I love this channel. Keep it up. I always watch your videos when I take study breaks.
man your good ..
Fabulous
please tell Secret bhind 0% interest on Bajaj Finance?
very nice video
Then what about bajaj finance for every product they will provide at 0% emi
Hi you are talking about 5 years old plans..... Now it's totally changed... Now you Wil Not find any difference between in price for cash or card or EMI customers... Now a days all manufacturers are incorporated their EMI cost into their products only. Now more than 95% of consumer durables are available in zero percent interest... And no price difference.
What about processing fees anna?
Sir I am a Tax Payer Lessthan 1.5 crores in a year and I am only RENTING MY BUILDING ! Should I have to file GSTR9?
Bhai sab models pe deta 0% bajaj finserv ..sab matlb sab vo kse
The point is why is your shirt longer then your coat
Wrong info... I never got charged 1% or 2% upfront whenever used my credit card. I have bought many expensive items using my credit card and never charged extra.
Bhai aaj ke din 2018 main Kahin 85 Inch ka TV dekhne ko nahi Milta too tumhare dost ko 2015 main 85 Inch ka TV mil gaya wo bhi Sirf 80000 main, ye baat too bilkul hazam nahi hoti. Aaj ke din 65 inch ka TV bhi Lene jaao too 2 Lakh se shuru hota hai aur 4/4.5 tak jaata hai aur us time pe usko 85 inch TV 80,000 main mil gay kaise ?
dont waste our time, be straight forward and on point. dont ask questions which viewers cant answer in non-live videos.
very amazing.
Solid........
Sir u r too good in comedy 😉
nice sir
he went to the store manager and said "nothing doing"
Thanks
sir will u plz make this vedio on bajaj finser
Sir supper machanism told about EMI & I request you to tell machanism of credit card to paytm to savings Transfer publick are transferring the money how it workes ?
He would have been charged for 14-15% by credit card for converting the swipe amount to 10 months Emi s..
"My Friend is very Financially very sharp. Why? Because he subscribes to Finance Tube and watches our videos very regularly. :D :D :P :P
Epic..!!
stop being sarcastic... unicorn !!
Why do u ppl over analyze everything? I was being genuine with my comment.
Karthik Rp yeah 😂. even he "putted" 😂
LOL!!!
Haha
Run of 1.5 X speed
1.25 sahi hai
0 percent EMI is now a days available on all products
Very slow narration..
bajaj finance provide 0% emi on every model even on new model launch in market just 2 days before......
20tv sets free of cost,then the showroom can show you 79,500.. I didn't get that?
If they get 20 tvs free of cost, then they can surely reduce their amount on that tv, because those 20 tvs are free right! 20* 80000 rs. This amount could be used in reducing the prize of the TVs.
1st point is wrong, totally wrong. almost all the new products also came with 0% interest
Yes they may b new bt 0% emi is in selcted banks or selected items not on all👍
Like the topic... but very slow explanation... eventually I lost the interest... and switched off...
Kya sir ji fake baat do you purchase new model zero percent interest contact me
Nyc
Are hindi m bhi bata diya karo... Tabhi aam aadami samjh payega...
Not everybody know English...
Far away from the truth.. Maybe this was the case 10 years ago. Not relevant anymore.
You resemble Mukesh Sir.
NNice sir
Abe question to thik see pooch!Itna naach rahaa hai ki Aisa lag rahaa Hai ki jaise ek andaaa goll goll ghoom rahaa hai
Anpad gawad lok bade-bade words use karke bahot smart bante hain but not this guy👍
Why can't they keep it Simple like him!?!?
85inches in 80k wow
Idris Ali jolha its only an example
Nothing new!
हिंदी बोलने में केसी शरम
similarly, marathi,udiya,bengali,punjabi,urdu,telgu,spanish,german,french bolne me kaisi sharam. English is something everyone understands.Please think out of the box.
It's Odia not udiya
good videos but please reduce the school boys explanations
Mr. Chitella, First of all, be thankful for the video. And comment on postive things. You are getting knowledge for free. Assuming you have knowledge on some other topic,How many videos have you uploaded on youtube?
There is an option for forwarding the video and increasing the speed
not everybody knows school boy explanations. so it's always good to explain the basics. if you know about about these things then why are you here? since you seemed to be knowing about the school boy basics?
If you are intelligent enough then don't watch but plz kindly do not post such comments as not every one is that intelligent and needs some basics plz..
Let him explain i am not so intelligent
Nice thought but school presentation.
Come to the point faster next time.