I would say 200k at 25 is very decent. Personally as long you have 100k I think that's a healthy amount to see it multiply especially for the bullish 2025 markets in AI, if you are into them
Anyways for housing context in SG, if you do sell it away, you have to buy another housing that costs a bomb. So it’s basically very illiquid money. Unless you have multiple properties.
Great point on focusing on high income skill, not high salary! The threat of retrenchment and putting your earning power in the hands of your employer is too dangerous in today’s economy. Happy new year and to great huatness lfg! 🎉
CPF OA is invested in endowus and will be liquid when he turns 55. SA from what I understand he has met his FRS and will probably leave it for CPF life potion after 55. Just my thought from following his content for sometime
Impressive and congratulations. We share a lot in common. Some advice: being married to the right person (same values as well as financial values) and having children will spur you on to greater heights in both wealth and health. Nice to know you are also following AK. Same here. The habits and discipline we have honed will follow us the rest of our lives so don’t worry about wealth so much at this point. It will come naturally since your engine / critical mass is already there in the markets. Once you have 500-600k in the stock market in your early 30s, it’s a matter of time. More importantly, there is a limited season for everything. As such, in one’s 30s, maybe it’s the season for family-building before it runs out or is out of reach.
thats an amazing achievement Chris. your videos resonate so much with myself because I too have the same goal(albeit in different currency). my personal goal is to have 1M liquid assets SGD by 35yo. (personally i dont count CPF/primary residence as networth because they can't be liquidated and used) Currently 30yo and am 25% of the way there, feels like im lagging behind. but 1M65 is so... outdated, lets start a 1M35 challenge!
Congrats Chris! 🎉 Just want to applaud you for achieving your goals with your hard work & effort. Ignore those jealous noises and I believe that you will definitely reach your dream goals one day! Continue to inspire people! 💪🏼👍🏼
That's amazing Chris.. never thought it would be possible to hit 1mil at such a young age given that you and your partner were from a humble background. Could you share more about what you did to hit 1mil?
Congratulations! Amazing result at such a young age! Curious about the journey year by year, like what's principal you invest every year and return on each year. Thank you:)
some crazily good n sick stats, i only recently started feeling little richer at 34(35 this year) as i have a small amount of palantir, but at least my cpf got 200k plus :)
would love your life event in person, i am also tired of the ppl around me not believing or having positive mindsets. Happy to discuss cpf and US stocks
congratulations Chris, I saw the last video of you trying to hit your 1million mark goal. Happy for you! I got motivated to set my personal portfolio goals in 2024. Seeing how volatile the markets were, suddenly I was looking at money earned that wasn't possible just 2 years back from trading. However, it is not rosy picture as you can also lose a lot money and I learnt the hard way
This is not a “journey” it’s literally just number pulling out of thin air. How do we know you are not lying? It’s not hard to transfer money between brokers and take a screenshot
Nice achievement but it would have been even bigger achievement if u would have 2 kids and 1 million in saving. A big chunk of earning goes in raising kids😊
📈 Click hmsg.link/ibkr to see my preferred broker 💹 Interactive Brokers
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- Endowus hmsg.link/endowus
Seems like becoming some sg finance youtuber earns the biggest income instead of slaving 8-5.
congrats been following your journey. I am 200k at 25. hope i can reach your level once im in my 30s
I would say 200k at 25 is very decent. Personally as long you have 100k I think that's a healthy amount to see it multiply especially for the bullish 2025 markets in AI, if you are into them
Bro how you manage so much cash to invest?
Have u fully paid up yr HDB? If not, does it need to be deducted from yr networth as a liability?
It's the current value minus away the loan remaining
Ya. Who treat hdb as liability. You think buy hdb from bto will lose money one meh. 🤣🤣🤣
Anyways for housing context in SG, if you do sell it away, you have to buy another housing that costs a bomb. So it’s basically very illiquid money. Unless you have multiple properties.
personally i wont count my primary residence in my networth.
anything that you can see but cant touch = not my money (not included in my networth)
th-cam.com/users/shortsU3qC2-jwJHE,,good insight if to include or not to include
Great point on focusing on high income skill, not high salary! The threat of retrenchment and putting your earning power in the hands of your employer is too dangerous in today’s economy. Happy new year and to great huatness lfg! 🎉
just curious, why did you include CPF OA into your net worth but not SA?
Dont forget SRS also .. can cash out but will be taxed.
CPF OA is invested in endowus and will be liquid when he turns 55. SA from what I understand he has met his FRS and will probably leave it for CPF life potion after 55. Just my thought from following his content for sometime
Congrats! :) & to do it the way u did it - by also encouraging others, enjoying what you do, etc. Really good job :)
Impressive and congratulations. We share a lot in common. Some advice: being married to the right person (same values as well as financial values) and having children will spur you on to greater heights in both wealth and health. Nice to know you are also following AK. Same here. The habits and discipline we have honed will follow us the rest of our lives so don’t worry about wealth so much at this point. It will come naturally since your engine / critical mass is already there in the markets. Once you have 500-600k in the stock market in your early 30s, it’s a matter of time. More importantly, there is a limited season for everything. As such, in one’s 30s, maybe it’s the season for family-building before it runs out or is out of reach.
out of this 1m, how much are gains from capital gain?
Congratulations to you! So inspired by your sharing and agree so much with what you shared. We are working towards our FIRE, let''s jiayou!
May I know what software you use for the video? I am also motivated by you and Demi Zhuang to make videos.
🎥 FILMING & SOFTWARE 🎥
🔗 hmsg.link/film
Camera:
- DJI Osmo Pocket 3 s.shopee.sg/50IlGJUOyw
- Sony ZV-E10
s.shopee.sg/2VbQHoAp2V
Editing Software:
- CapCut Pro hmsg.link/capcut
Shotgun Mic
- Rode VideoMic NTG s.shopee.sg/703peCZLFf
Wireless Mic
- Rode Wireless Go II
s.shopee.sg/VqLuUMkSR
Tripod: Samurai
s.shopee.sg/6fQzFkfN2q
@HoneyMoneySG many thanks for the effort and providing the links.
Congratulations 🎉! First time I hear about high income skill. Can you make a video elaborating on this? Thank you.
Congratulations!!! 🎉Following your videos for a while now.
Are you a full time trader?
Great job to reach $1M at young age
WOW! congrats, how did you get to this point though? I thought you were earning only 6k thereabouts in your previous job
6k still not enough meh. 🤣
I last time around 30k also same, financial freedom liao too.
Plus his got youtube, and investing lah.
You didn't notice, Chris, used to be a 王老五 to us, all of sudden, became married and millionaire? 😂
thats an amazing achievement Chris.
your videos resonate so much with myself because I too have the same goal(albeit in different currency).
my personal goal is to have 1M liquid assets SGD by 35yo. (personally i dont count CPF/primary residence as networth because they can't be liquidated and used)
Currently 30yo and am 25% of the way there, feels like im lagging behind.
but 1M65 is so... outdated, lets start a 1M35 challenge!
Hi How Long it takes for you to hit 1 million? Thanks
Congrats! Way to go!
Congrats Chris! 🎉 Just want to applaud you for achieving your goals with your hard work & effort. Ignore those jealous noises and I believe that you will definitely reach your dream goals one day!
Continue to inspire people! 💪🏼👍🏼
That's amazing Chris.. never thought it would be possible to hit 1mil at such a young age given that you and your partner were from a humble background. Could you share more about what you did to hit 1mil?
Appreciate the screen captions Chris - nice touch!
Congrats 👏
Congratulations! Amazing result at such a young age! Curious about the journey year by year, like what's principal you invest every year and return on each year. Thank you:)
Good advise. Wish I had your mentality when I was 30.
Congrats, now onto the next million
Happy New Year Chris! Congrats on reaching your 1m milestone 🎉
Ok la.. Perhaps if you add in CPF you’ll hit 1M in USD.
Salute!!!! Love the LIVE events idea. Else you could be bored and we all need a community.
congrats
Celebrating your success with you! 😄🥳
Great share. Thanks. Inspired to be as successful too.
some crazily good n sick stats, i only recently started feeling little richer at 34(35 this year) as i have a small amount of palantir, but at least my cpf got 200k plus :)
Congrats Chris! What an amazing milestone 🥳
Congrats!!!!
Congrats! I think what it does is it really buys a peace of mind. 🎉
Wow well done!
Congratulations 🎉🎉🎉.
Well done! Happy 4 you!
Congrats
That’s impressive.
Ur bto also fully paid?
Can share more insights on how you manage your investing?
Ur daily life to achieve that?
Congrats 🥂
live +1, topics on passive income, side hustle, high income skills
would love your life event in person, i am also tired of the ppl around me not believing or having positive mindsets. Happy to discuss cpf and US stocks
congratulations Chris, I saw the last video of you trying to hit your 1million mark goal. Happy for you! I got motivated to set my personal portfolio goals in 2024. Seeing how volatile the markets were, suddenly I was looking at money earned that wasn't possible just 2 years back from trading. However, it is not rosy picture as you can also lose a lot money and I learnt the hard way
Congrats bro!
Congratulations to you!
👍
Congrats. Let it compound and grow. Stay positive and ignore toxic people. Cheers!
coast fire time
And since the USD is worth 1.36% more
He IS a Millionaire by US Standards
V good commendable
Congrats sir -
Amazing
👍👍👍👍👍👍
Dont have a million in my 30s . But I did spent more than 500k just on cars in my 30s. Fun times 👍
aim for £1M haha
congratz anyway!
Now i feel strong sense of failure
Live+1 + Invest in gold
This is not a “journey” it’s literally just number pulling out of thin air. How do we know you are not lying? It’s not hard to transfer money between brokers and take a screenshot
Live + 1
HUAT AH!
Its so unfair...you are only half my age 😂
1m in net worth but 70% stuck in property LOL
Live+1
Nice achievement but it would have been even bigger achievement if u would have 2 kids and 1 million in saving. A big chunk of earning goes in raising kids😊
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