I think there is something about Kenyans.. U guys your so loving... U and Janet rangi are a blessing to some of us...I pray when I come to America.. I'll also help Ugandans with such information
It's important to know also that the each bill is due on a specific date of the month, and if you don't pay, and you don't get a payment plan the company cuts your service of, or your insurance gets cancelled, or your electricity and phone gets turned off and there are costs to put them back on! These are very critical piece of information relating to bill payments in America. Also, as video suggests, each state has different costs of living and weather conditions! States like California, New York, Pennsylvania...have high cost of living, while states like Oklahoma, Iowa, Arkansas are have considerably lower costs of living. Some states like Pennsylvania have many taxes while star like Delaware have less taxes. Some states have extreme weather conditions like very cold and huge snow, like Minnesota does. Other states like Florida don't have winter. Some states have hurricanes and tornadoes every year, others don't. Think about those realities too as you dream about going to live or work on the US. They can be additional challenges to Africans coming from heavenly warm weather all year round. 😂
@@dianahnattabi758 Chicago and Boston have very cold winter weather and huge snow. Chicago is very windy, it's even nick named Windy City. Winds make the winter colder. Boston definitely has high cost of living and so is Chicago. Boston is laid out like European city and might give comfort to some Africans cos some African cities are designed after European style.
@@alphabilalkoroma5746 New Jersey generally has good weather,winters aren't extreme. Cost of living is reasonable. It borders New York City at some locations like Jersey City. So some people live in Jersey City and travel to work or do leisure in New York City and back. The closer to New York City the more likely life is a bit expensive, especially if you rent apartment. Job opportunities are good according to friends who live there. Like any other state they have their taxes and from little experience, they pump gas (petrol) for customers while in some other states like Pennsylvania customers have self service of gas into their own cars. New Jersey has great educational services and resources too. They have beaches for fun times too. Over all a great place in my general experience and knowledge.
Inawezekana, thank you for this information, though you did the video a long time ago, today i have learnt a lot through it, through you. Thank you my sister.
Thank you Shiko for giving people hope. I have seen so many Kenyan in USA discouraging our people back home from coming here. US is the land of opportunities. It's depends on what you want and how you take it. Yes there are bills here and in Kenya too there is bills. But life is not hard as people portray. As long as you are not lazy and you are positive , you will make it. Don't listen to negative people......they will tell you how hard it is to live in USA and they are still here and they are not planning to go back to Kenya. Just think about it.
Thats true. I tell people when you hear someone has a ten storey apartment in Ruaka or Kitengela they have worked like crazy for 20+ yrs all while raising kids& going to school.
I think going back home also becomes hard for them coz they have nothing to fall back to. No investment so have nothing to start on. They left the kenya system( many) years ago and would be hard to fit in again, people will laugh and mock them.So they complain about how hard things are, they r already entangled by the system, and I believe as years passby they learn better and do betterbut when for their now, maybe actually things r not good for them.
Me every time I click on Shiko's channel..."Hi friends".. "And here we say inawezekana". Randomly started watching Shiko and now am addicted. Can't miss a single video ❤❤❤❤. Lots of love from your hometown, limuru
Since I came across your page, I got hooked. You are too sincere and highly desirous of other people's happiness, growth and development. Thanks so much. When I get to US, I must look for you, to offer one on one gratitude. Keep the hope greener, through your excellent work.
Am indeed grateful to you Shiko and Betty AZ for I just stumbled on your videos but immediately subscribed and intend to watch all of your videos. Mwebaale nnyo byona byona. Africa Mashariki always.
Eeee,l salute you dear,nimekuvulia kofia.that man is lucky to have this kind of a woman some things at possible if a have the right partner.keep opening our eyes,God bless you.
Thanks for your clear clarification shiko, I thumb up for your hosting guys they teach you how to fish out in USA. For really," among the flocks one can.... And save others." May God Bless you and gives more and more Subscribers🙏🙏🙏
America I'm coming through the mighty name above all,to permanently live, study, work and get be buried there after I die,home siji so help me God🙏🙏🙏.which state ever in Africa kids school freely for twelve years, work and get paid?
Such a wonderful content. Now Shiko tell us what it takes to own a home in terms of mortgage. The requirements,how much you pay as deposit and installments
Thanks lovely lady so honest and true to your word. Much blessings for these free info your giving out. Both you and Betty are giving us such valuable info about life in the diaspora. Much credit for both you gals this openness has never been here before. Very much appreciated love you sana.
From me what I can say you are doing good job you two Shiku and BETTY AZ the information you are giving us is the information which many people can't give us it's only depending with the person thenkx sana for good job.
A credit card is given to you by banks or companies for you to spend money which you don't have but you repay monthly with a high interest. Eg the bank can give you a credit card with an amount of ksh100,000 This means you can go to the shops, buy whatever to that amount. End of the month you pay a % of the amount let's say they will deduct from your salary ksh10000. You are left with ksh90,000 but then they add a big interest on this balance. Here in S.A it can be 20% to 25% interest depending on your credit worthy. So you see, although your paying back, you can be trapped into debt coz of interest. One credit card will be fine to manage. The best thing is to pay more than what they deduct. Am not sure if you can do that in the U.S. When you pay back credit facilities without defaulting, it increases your credit score and worthiness and you become important for those who want to offer you good loans eg when u want to buy a car or a house. They check your records and see you are a good payer.
Living in Souther California is very expensive....much more expensive than some other states. We have great weather most of the time. A good 1 bedroom apartment is at least $1,500. A mortgage of 3-4 bedrooms can be 3-4 thousand dolllars monthly. Then remember all the utilities, property taxes, earthquake n fire insurance, home owners insurance...etc. I am a single woman n must earn at least 8 k monthly to cover my expenses with my chn. Thank God, I was able to highly educate myself n provide for my family. I also send $ home to my country for my parents there
Shiko remain blessed.... You're God sent....How you explain.... Very clear above all giving us hope..... Gal when I land there.....mbuzi for you....I love you.
Always following to get well informed, educated and inspired as am praying and believing God to help me win the green card this year with my nuclear family 🙏
I think there is something about Kenyans.. U guys your so loving... U and Janet rangi are a blessing to some of us...I pray when I come to America.. I'll also help Ugandans with such information
Kenyans are very enterprising.
Heaven's true what u have said, Ugandans need such information.
It's important to know also that the each bill is due on a specific date of the month, and if you don't pay, and you don't get a payment plan the company cuts your service of, or your insurance gets cancelled, or your electricity and phone gets turned off and there are costs to put them back on! These are very critical piece of information relating to bill payments in America. Also, as video suggests, each state has different costs of living and weather conditions! States like California, New York, Pennsylvania...have high cost of living, while states like Oklahoma, Iowa, Arkansas are have considerably lower costs of living. Some states like Pennsylvania have many taxes while star like Delaware have less taxes. Some states have extreme weather conditions like very cold and huge snow, like Minnesota does. Other states like Florida don't have winter. Some states have hurricanes and tornadoes every year, others don't. Think about those realities too as you dream about going to live or work on the US. They can be additional challenges to Africans coming from heavenly warm weather all year round. 😂
Wow this is a great piece of information. What about state Virginia, I really like it.
Wow thnks for the information. How about Chicago and Boston. ?
@@dianahnattabi758 Chicago and Boston have very cold winter weather and huge snow. Chicago is very windy, it's even nick named Windy City. Winds make the winter colder. Boston definitely has high cost of living and so is Chicago. Boston is laid out like European city and might give comfort to some Africans cos some African cities are designed after European style.
How about new jersey I like that state
@@alphabilalkoroma5746 New Jersey generally has good weather,winters aren't extreme. Cost of living is reasonable. It borders New York City at some locations like Jersey City. So some people live in Jersey City and travel to work or do leisure in New York City and back. The closer to New York City the more likely life is a bit expensive, especially if you rent apartment. Job opportunities are good according to friends who live there. Like any other state they have their taxes and from little experience, they pump gas (petrol) for customers while in some other states like Pennsylvania customers have self service of gas into their own cars. New Jersey has great educational services and resources too. They have beaches for fun times too. Over all a great place in my general experience and knowledge.
Inawezekana, thank you for this information, though you did the video a long time ago, today i have learnt a lot through it, through you. Thank you my sister.
Thank you Shiko for giving people hope. I have seen so many Kenyan in USA discouraging our people back home from coming here. US is the land of opportunities. It's depends on what you want and how you take it. Yes there are bills here and in Kenya too there is bills. But life is not hard as people portray. As long as you are not lazy and you are positive , you will make it. Don't listen to negative people......they will tell you how hard it is to live in USA and they are still here and they are not planning to go back to Kenya. Just think about it.
Exactly 💯.
I would rather come there and work those 2 or 3 jobs than remain here in Kenya where even that 1 job is hard to find😭😭😭😭
Bancy maina that's true
Thats true. I tell people when you hear someone has a ten storey apartment in Ruaka or Kitengela they have worked like crazy for 20+ yrs all while raising kids& going to school.
I think going back home also becomes hard for them coz they have nothing to fall back to. No investment so have nothing to start on. They left the kenya system( many) years ago and would be hard to fit in again, people will laugh and mock them.So they complain about how hard things are, they r already entangled by the system, and I believe as years passby they learn better and do betterbut when for their now, maybe actually things r not good for them.
Wonderful I literally have paper and pen taking notes
Hi Shiko, thanks for the information. How do you become a member of Sams club or Costco?
Thank you so much for this
Wow Shiko hope thanks alot for such information.
I'm less than a month here and whenever I watch your videos I feel like in US 🇺🇸. Very humble and good information
Uiuu7uuuuuuuuu8iìi
I8ijjj⁹uuuuuu uko ùiooiii
Wow, i love it, really it has true hope, very interesting and inspiring presentation. Love you too.
Very insightful 👏
Hi Shiku, I'm new here, very greatful for your advice.Niko class yako 100%
Me every time I click on Shiko's channel..."Hi friends".. "And here we say inawezekana".
Randomly started watching Shiko and now am addicted. Can't miss a single video ❤❤❤❤.
Lots of love from your hometown, limuru
Thank you so much 😘
Very informative video.👍
Since I came across your page, I got hooked. You are too sincere and highly desirous of other people's happiness, growth and development. Thanks so much. When I get to US, I must look for you, to offer one on one gratitude. Keep the hope greener, through your excellent work.
Shiko your Channel is so educative and with Full of HOPE.And you are so Humble and Kind.Thankyou and May God lift you and enlarge your territory.
Amen 🙏
THANK YOU SO MUCH FOR SHARING
Thank you for giving us hope,,,,,may God bless you abundantly,,,,I know one day me also I'll be in America
thank you for the information 👏
I hardly comment on videos, but yours has got my attention. Your videos are really really amazing. Thanks a million for all what you are doing 🤝🤝
Wow, great content there information is wealth.
Excellent
This video is informative,love it for Free.
I'm new I'm Ketty from Zambia
Great information madam Hope ...God bless🙏
Thanks for the clarity...my hope is rekindled...am relocating in Jesus name
Wow,l love this,thank you
Thanks shiko , watching from Uganda
Just three words to describe you, YOU ARE AMAZING.God bless you.
Thank you 😘🙏
Good advice
Am indeed grateful to you Shiko and Betty AZ for I just stumbled on your videos but immediately subscribed and intend to watch all of your videos.
Mwebaale nnyo byona byona.
Africa Mashariki always.
Bantu balunji Bambi geda olabe ne Janet rangi naye ayogera nku America
Very educative taking note's.. Thank you
U such a darling my dear thax alot
What a pure soul you got mama. Be blessed
Thanks Shiku for always educating us as we wait for our day when our dreams will come true
very informative.
You are wise
Shiko am an Ugandan but your doing great work may you be blessed abundantly IJN 🙏🙏
Thank you so much ma'am,am wiser .
Be blessed for encouraging us to be positive and optimistic to make it there.
Thank you hope tv 😄keep doing the good job,iam a new subscriber
I have learnt a lot.
Thanks my dear all your informations are sooo touching and very positive. Be blessed.
This video is wonderful because for me I was fearing the Bills over there.
What a wonderful content Shiko... thanks for giving hope
Thank you very much for envouragements
What I have come to LOVE about you girl is positive vibes and you are informed.
Loving your videos. Keep sharing your experiences. Learning alot.
I love your videos..they are so helpful. God bless you
Eeee,l salute you dear,nimekuvulia kofia.that man is lucky to have this kind of a woman some things at possible if a have the right partner.keep opening our eyes,God bless you.
God bless you for this. See you soon by God's grace
This is awesome
the truth that you spilled mungu akubariki tu
Your shows really motivate me and it's my dream to come to the USA and work hard like you.
God bless you
Waaauh be blessed we love you 🥰
Am new here...What an Information Thanks so much Shikoo
Am new here but i really like you Tv program 🙏🙏
My prayers i join and hustle in america.
Thank you for the information
You inspire me alot shiko.. I believe i will be coming to USA early next year
Shiko thank you for putting this info out there in the open. Some people will use their frustrations to discourage others from immigrating. We move !
Thank you for this information. Indeed very helpful. God bless you Mum.
You are very smart.I need to link my wife to you once we land there...`Mutumia wa Ngatha`
Thanks for your clear clarification shiko, I thumb up for your hosting guys they teach you how to fish out in USA. For really," among the flocks one can.... And save others." May God Bless you and gives more and more Subscribers🙏🙏🙏
Amen 🙏
Shiko, you have a clean, golden heart. May God continue to bless you
I love you gal, you're a sincere lady with good heart
America I'm coming through the mighty name above all,to permanently live, study, work and get be buried there after I die,home siji so help me God🙏🙏🙏.which state ever in Africa kids school freely for twelve years, work and get paid?
thank youu
God bless you Shiko Hope
Thanks mum for this am new here but I see light through you for sure
Nice one
Just new here n love you already there is hope trully
Please do a recent video of this 2024
The house is awesome,,, thnx shiko
Hello, I'm new in your chanel and its interesting 🙂
Big up guys💪🍾good job 👏🏼 , now let as compare and contrast.
Such a wonderful content. Now Shiko tell us what it takes to own a home in terms of mortgage. The requirements,how much you pay as deposit and installments
Inawezekana such a nice inspiration,,big thumbs to shiko❤️❤️
I love This--🧡
Thank you so much Shiku na Betty..AZ..You Will Help many..coz Information is so much needed for first tyme travellers ..Regards..more please
Shiko you are loud and clear. Thanks for the information
My first time, have just subscribed to your TH-cam channel.
Very inspiring.
Thanks lovely lady so honest and true to your word. Much blessings for these free info your giving out. Both you and Betty are giving us such valuable info about life in the diaspora. Much credit for both you gals this openness has never been here before. Very much appreciated love you sana.
Awesome👏👏👏thanks alot ..may God bless you🙏🙏
From me what I can say you are doing good job you two Shiku and BETTY AZ the information you are giving us is the information which many people can't give us it's only depending with the person thenkx sana for good job.
A credit card is given to you by banks or companies for you to spend money which you don't have but you repay monthly with a high interest. Eg the bank can give you a credit card with an amount of ksh100,000 This means you can go to the shops, buy whatever to that amount. End of the month you pay a % of the amount let's say they will deduct from your salary ksh10000. You are left with ksh90,000 but then they add a big interest on this balance. Here in S.A it can be 20% to 25% interest depending on your credit worthy. So you see, although your paying back, you can be trapped into debt coz of interest. One credit card will be fine to manage. The best thing is to pay more than what they deduct. Am not sure if you can do that in the U.S. When you pay back credit facilities without defaulting, it increases your credit score and worthiness and you become important for those who want to offer you good loans eg when u want to buy a car or a house. They check your records and see you are a good payer.
Waaaa thenkx so much my friend Fran Mdleleni for that clarification be blessed where you are
@@franmdleleni6520 Thanks so much credit well explained 🌟🌟🌟
Betty alisema venye life is so hard in America then just bought a new house the following month🤣🤣🤣
First one here yeee inawezekana.
#inawezekana
My first time of commenting, you're really dishing out hope to us, thank you for being real. I will like all your videos
Thanks shiku for you giving us hope
Hi shiko, I am Derick in kenya I am praying to God help me come to America and we love you continue encouraging us ❤poa
This girl have a big heart love you dear
Hi shiko , am watching you from Ghana , am so impressed with what you are doing for we young ones , continue to give as hope . May God bless you .
Thanks for the info. I'm anew immigrant in Canada and living each day at a time as I strive to make it work out.
Everything will fall in place, be positive and God will show you the way 🙏
How's Canada
Clean hearted lady, May God bless you Shiko
Living in Souther California is very expensive....much more expensive than some other states. We have great weather most of the time. A good 1 bedroom apartment is at least $1,500. A mortgage of 3-4 bedrooms can be 3-4 thousand dolllars monthly. Then remember all the utilities, property taxes, earthquake n fire insurance, home owners insurance...etc. I am a single woman n must earn at least 8 k monthly to cover my expenses with my chn. Thank God, I was able to highly educate myself n provide for my family. I also send $ home to my country for my parents there
Cali is so expensive 😫😩
God bless you sister!
I really admire your frankness.
Shiko remain blessed.... You're God sent....How you explain.... Very clear above all giving us hope..... Gal when I land there.....mbuzi for you....I love you.
Shiko mambo.am new here n I thank you for such a wonderful clarification..asante sana
Always following to get well informed, educated and inspired as am praying and believing God to help me win the green card this year with my nuclear family 🙏