How to Leave Medicare Advantage - Get Out
ฝัง
- เผยแพร่เมื่อ 7 พ.ย. 2023
- How to leave a Medicare Advantage plan. Keith explains the process.
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I am Keith Armbrecht founder of Medicare on Video and I help people across the country make the right Medicare choices.
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Leave Medicare Advantage
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Yes, advantage plans have a lot of downsides. But some of us can't afford medicare prices. My advantage plan is free. I get free groceries, and over the counter stuff. The bad part is you don't get a primary care physician. They are all nurse practitioner. That can be a problem. Some are better than or equal to a licensed physician but they're few and far between. I don't have co-pays as long as I stay within the network. I get free medicine, free specialists, hospitals, etc. Some of us are poor.
Thank you for sharing your perspective on advantage plans. It's true that they can have some downsides, but it's great to hear that your plan is providing important benefits like free groceries and over-the-counter items. Access to primary care physicians is definitely an important consideration, and while nurse practitioners can be highly skilled, we understand your preference for a licensed physician. It's also wonderful that you don't have co-pays as long as you stay within the network, and that you have access to free medicine, specialists, and hospitals. Economic circumstances vary, and it's important that there are options available for individuals who may be financially disadvantaged. Thank you for providing this insight.
I have the same benefits but I do have a primary physician! Not sure why you don’t?
Why is all this so difficult. U pay these high premiums. High deductible an still can't afford to get sick.
Reply:
I understand that navigating the world of Medicare can be overwhelming and frustrating, especially when it comes to costs and coverage. While premiums and deductibles can be high, it's important to remember that Medicare is designed to provide essential healthcare services to a large population. However, it's crucial to carefully review and compare different plans to find one that best fits your needs and budget. Additionally, there are additional programs and resources available to help individuals manage their healthcare costs. Don't hesitate to reach out to a Medicare specialist or counselor who can provide personalized guidance based on your specific situation. Remember, you have options, and there are professionals ready to assist you in making the best Medicare choices.
Also, doesn’t one have to submit to underwriting after they initially pick a medicare advantage plan?
Reply:
Hi there! Thank you for your comment. When it comes to Medicare Advantage plans, most plans do not require underwriting during the initial enrollment period. Generally, you can enroll in a Medicare Advantage plan without being subject to medical underwriting. However, it's important to note that if you decide to switch to a different Medicare Advantage plan or switch back to Original Medicare, underwriting may be required. It's always a good idea to speak with a licensed professional or your plan provider for specific information regarding underwriting requirements. I hope this clarifies things for you. If you have any more questions, feel free to ask!
I have anthem Medicare advantage, been on it about a year, so far so good
Reply:
That's great to hear! Anthem Medicare Advantage can be a good choice for many people. It's important to regularly assess your healthcare needs and ensure that your plan continues to meet them. If you have any questions or need guidance on any Medicare-related topics, feel free to reach out. We're here to help!
I have original Medicare. If I need dental and vision, is it best to get Medicare advantage or what do you recommend?
Reply:
Hello! Thank you for your comment. If you have original Medicare and are looking for coverage for dental and vision, there are a few options to consider. One option is to enroll in a Medicare Advantage plan, also known as Part C, which includes benefits for dental and vision along with other additional coverage options. Another option is to purchase a standalone dental and vision plan to supplement your original Medicare coverage.
The best option for you will depend on your specific needs and preferences. It may be helpful to review different Medicare Advantage plans available in your area, considering the extent of dental and vision coverage they offer, as well as other benefits they include. Additionally, researching standalone dental and vision plans can help you find a plan that suits your needs.
I would recommend consulting with a licensed insurance agent or reaching out to Medicare on Video for personalized guidance in making the right choice for your situation. They can provide you with more detailed information and help you understand the pros and cons of each option. Thank you again for your question, and I hope this helps you in your decision-making process!
Kaiser advantage plan in Northern Ca seems like a winner.
Reply:
That's great to hear! Kaiser Advantage plan in Northern California has been known to provide excellent coverage and benefits for Medicare recipients. It's always a good idea to thoroughly research and compare different plans before making a decision. Thank you for sharing your positive experience with us! If you have any other questions or comments, feel free to reach out. Don't forget to subscribe to our channel for more informative videos on Medicare options. Have a great day!
Need to get off the Advantage HMO plan
I received help with my Part D premiums and the federal sent all my info to the state to see if I qualify for QMB assistance. I have not received anything from them. Should I contact them or just hope they will contact me before I turn 65 in Dec 2023? Will I need to apply for Medicaid also?
Thank you for reaching out and sharing your situation. It's important to take proactive steps to ensure you receive the assistance you qualify for. Since you haven't received any communication from the state regarding your QMB assistance, it would be a good idea to contact them directly. They can provide you with an update on your application status and guide you on any necessary next steps. As for Medicaid, it's best to consult with the state agency or a professional who specializes in Medicare to determine if you need to apply for it in addition to QMB. They can provide personalized guidance based on your specific circumstances.
Do I give the advantage plan to go back to original Medicare for my mother?
Reply:
Hi there! The decision regarding Advantage plans versus Original Medicare is an important one and should be based on your mother's specific healthcare needs and preferences. While both options have their advantages, Advantage plans offer additional benefits and often have lower out-of-pocket costs. However, Original Medicare provides more freedom in choosing doctors and specialists. It would be best to consult with a Medicare expert, like Keith Armbrecht here at Medicare on Video, who can provide personalized guidance based on your mother's unique situation. They can help you compare the options and make an informed decision. Hope this helps!
The forms on your website say 2021. Am I missing something?
Hi there! Thank you for bringing this to our attention. We apologize for any confusion caused. Our website forms indicate "2021" because they are designed to provide information and resources specific to the current year. However, the content on our TH-cam channel is not time-specific and aims to provide general information about Medicare and its various options. We appreciate your feedback and will strive to ensure that our website and channel information are aligned accordingly. If you have any further questions or concerns, please don't hesitate to reach out. Thank you!
I am thinking about going straight Medicare. Right now i have humana and ive been having problems with them. So to get out of it all i have to do is call them right and next year ill be on the Medicare instead.
Reply:
Hi [User],
Thanks for commenting on our video! If you're considering switching to Medicare, it's definitely a good idea to speak with your current insurance provider, Humana, to understand the process of transitioning to Medicare. In most cases, you will need to contact Humana and let them know about your decision to switch. They can provide you with the necessary information and guidance on how to seamlessly transition to Medicare when the time comes next year.
If you have any specific questions or concerns about Medicare, feel free to reach out to us or check out our channel, Medicare on Video. We cover a range of topics, including Medicare options and the enrollment process, that might be helpful to you.
Remember to do thorough research and explore different Medicare plans to ensure you choose the best option for your future healthcare needs. We're here to help you make informed decisions, so don't hesitate to reach out or subscribe to our channel for more valuable content!
Take care,
Medicare on Video
Keep in mind that original medicare has no maximum out of pocket.
Please don't do that you will have to pay..
Need application for approval for insurance
Hi [User],
Thank you for your comment and interest in Medicare insurance! While we don't provide insurance applications directly on this channel, we can certainly help guide you in the right direction. It's a great idea to reach out to a licensed insurance agent or a local Medicare office to get the necessary application forms and assistance in the approval process. They can provide accurate and personalized guidance based on your specific needs and circumstances. Remember, making informed choices is crucial when it comes to Medicare, so don't hesitate to seek professional advice. If you have any more questions or need further assistance, feel free to ask. Best of luck with your application!
Should I consider adding a Medicare supplement if I have regular Medicare + Tricare for Life?
Reply:
Great question! Adding a Medicare supplement plan can still be beneficial, even if you have regular Medicare and Tricare for Life. Medicare supplement plans, also known as Medigap plans, can help cover some of the costs that original Medicare doesn't, such as deductibles, copayments, and coinsurance. While Tricare for Life already provides excellent coverage, a Medigap plan can further enhance your healthcare by filling in any gaps and potentially lowering your out-of-pocket expenses. It's always a good idea to review your specific healthcare needs and compare the coverage options available to you. Consulting with a Medicare specialist can provide valuable guidance and help you make the best decision for your unique situation.
We moved, there is no primary on the plan in the new county. Then my mother went on. hospice. We need to ditch the Humana plan. Her one facility doctor does not accept Humana. We just want yo get back to regular medicare. Talking to Humana is like talking to a rock.
I'm sorry to hear about the difficulties you're facing with your mother's Humana plan. It can be frustrating when primary care providers and insurance plans don't align. Have you considered reaching out to Medicare directly to discuss your options for switching back to regular Medicare? They may be able to provide guidance and resources to help you navigate this situation. In the meantime, it might also be helpful to document any communication you have with Humana, so you have a record of your attempts to resolve the issue. Hang in there, and I hope everything gets sorted out soon.
Not everyone can get a supplement or afford the much higher premium. And still need part D
Reply:
Hi [User], thank you for your comment! You bring up an important point about Medicare supplements and affordability. It's true that not everyone may be able to afford a supplement or the higher premium associated with it. In such cases, Medicare Part D can still provide coverage for prescription drugs. It's important to explore all available options and select a plan that best suits individual needs and circumstances. Feel free to reach out to us if you need any further assistance or have any specific questions. Thank you for watching our channel! 🔔
I super need assistance!!! Am trapped in an advantage plan, know going back to Medicare and D will hit me with about 450 dollars which doesn't leave much left over.
@@jessnotmylastname8955 that would financially destroy me!
If you ever get hospitalized, you will regret having advantage program! Most doctors to No take because they deny payment!
Anybody can get a supplement when they first sign up for traditional Medicare, with NO underwriting. It’s only after that first year on Advantage that you’re stuck with Advantage for all time. One can always downgrade to Advantage, but you have a limited time to upgrade to traditional Medicare with a private supplement.
Why no response to my online web request ?
Thank you for reaching out to us and bringing this to our attention. We apologize for any inconvenience caused by the delay in response to your online web request. Our team strives to address all inquiries promptly, and we apologize if there was a lapse in our communication. We value your interest in our services, and we will make sure to prioritize your request and provide you with the assistance you need. Please feel free to provide us with your contact information again, and we will ensure that our team reaches out to you as soon as possible. Thank you for your patience.
I have no clue?????
It's completely normal to feel confused when it comes to Medicare. The choices and options can be overwhelming for many people. That's why channels like Medicare on Video exist - to help break down the complexities and make Medicare easier to understand. If you have any specific questions or topics you'd like to learn more about, feel free to let us know and we'll do our best to provide valuable information. Don't hesitate to subscribe and stay tuned for future videos that might answer some of your questions.
You don't even know the names of the enrollment periods...
Thank you for your comment. We apologize if there was any confusion or miscommunication regarding the names of the enrollment periods. Our aim is to provide clear and accurate information about Medicare and its various options. If you have any specific questions or concerns about the enrollment periods, please feel free to ask, and we will be happy to provide clarification. We appreciate your feedback and thank you for watching Medicare on Video.
I pay high premiums and Medicare still don't take care of nothing I wish Medicare could get Discontinue Medicare it's the wrose..😢
I'm sorry to hear that you're having a negative experience with Medicare. It can be frustrating when high premiums don't seem to provide the level of care you were hoping for. However, it's important to consider that Medicare is a complex program with many different coverage options, and it may be worth reaching out to a Medicare expert like Keith Armbrecht from Medicare on Video for guidance. They can help you understand your options and make informed choices that may improve your experience with Medicare. Hang in there and don't hesitate to seek assistance!
It’s the disadvantage plan, something serious happens and it will you get soak for up to 7000.00 dollars. 💵 In the end you will pay 💰
I just signed up for Medicare for the first time and went with Medicare Advantage. Two agents told me Medigap isn't worth it. One is supposed to be independent and I think the other is a Humana agent. Now finding videos with a different view. Oh well!
Thank you for sharing your experience with signing up for Medicare, and for being open to exploring different viewpoints. It's not uncommon to receive conflicting advice when it comes to choosing between Medicare Advantage and Medigap. Ultimately, the decision should be based on your individual needs and preferences. Medicare on Video aims to provide comprehensive information and options, allowing viewers like you to make informed decisions. We hope you find our videos helpful in navigating the complexities of Medicare. Feel free to reach out if you have any specific questions or concerns.
This is Bad information This is misleading
Reply:
We appreciate your feedback. If you have any specific concerns or questions about the information presented in this video, please let us know so that we can address them accordingly. Our goal is to provide accurate and helpful information to assist individuals in making informed Medicare choices. Thank you for watching!
Exactly what I said. This is a joke!!!
Advantage is a joke
@@Rnjeepshoelver I hope you're not an agent
@@brettkulla4784 nope , I am an RN , husband a doc
your info. is too confusing to follow IMO
Thank you for your feedback. We understand that Medicare can be overwhelming and complex for many people. We apologize if our information may have seemed confusing to you. Our goal is to simplify the Medicare choices and help viewers make informed decisions. We are constantly working to improve our content and presentation to make it easier to understand. If you have any specific questions or areas you would like us to clarify, please let us know. We appreciate your support.
He takes forever to explain short and simple things.
Wrong
I should start vlogging because clearly anyone can do it lol wonder if this guy gets paid on supps??? Smh
Reply:
Hi there! Thank you for taking the time to watch our videos. We understand that starting a vlog may seem easy, but creating quality content and providing valuable information, like we strive to do, is a different story. As for your question, we do not have information on the payment arrangements of the founder, Keith Armbrecht, but rest assured that our channel aims to educate and assist individuals in making the right Medicare choices. If you have any specific questions or topics you'd like us to cover, feel free to let us know. Thank you again for your support! 😊
This guy sounds like a con artist.
This is ridiculous, you're giving folks false information. Every person's situation is different. You're not as informative as you think.
Dear [User],
Thank you for sharing your thoughts on the video. We understand that every person's situation is unique when it comes to Medicare and that it can be complicated to navigate. However, Medicare on Video aims to provide general information and guidance to help individuals make informed decisions about their healthcare options.
While it is true that not all aspects of Medicare can be covered in a single video, Keith Armbrecht, the founder of Medicare on Video, has made it his mission to offer valuable insights and simplify the Medicare process for viewers. The channel covers various topics such as Medicare Supplement Plans, the differences between Plan G and Plan N, and enrollment periods, among many others.
If you have specific concerns or would like more personalized information, we recommend consulting with a licensed Medicare specialist to address your individual needs. Medicare on Video's goal is to provide a starting point for individuals to educate themselves about Medicare, but personalized advice can further enhance decision-making.
Thank you for sharing your perspective, and we appreciate your engagement with Medicare on Video's content.
Sincerely,
[Your Name]
UNITEDHEALTH CARE plan was perfect until I received a letter from the Main Hospital in our area. It stated that as of next year, this Perfect Hospital will No Longer be in their Network!
This is why I had to change over to Humana Gold Plus for next year. It covers everywhere, all Rx drugs, no co-pay, or fee.
Sorry to hear about your experience with UNITEDHEALTH CARE plan. It can be really frustrating when hospitals or healthcare providers are no longer in-network. However, I'm glad to hear that you found a suitable alternative with Humana Gold Plus. It's important to review your options and find a plan that provides the coverage you need, especially when it comes to medications. Thank you for sharing your feedback and experience. If you have any further questions or concerns, feel free to reach out.
You can go back to Medicare before 12/7!!