I was in a bad car wreck and was off for 8 months and forgot a lot of what I knew as a SHIP counselor. Its great to know I can refresh with your video's Keith! Thanks.
JULIA JONES helps me quite a bit, and she has a lot of patience. You can tell she cares. Glad I found her. Also Keith, thank you for the general explanations but you really excel by the way you go in depth in your videos.
Age 64 now and am so overwhelmed by the entire idea. Didn’t know where to start and glad I am starting with you. I know next to nothing of Medicare. As I recall, it was all one plan when I was a child, then apparently, at some point, it all was privatized. And that’s where all the confusion started. Am I correct there? Seems to me original Medicare is the way to go, but I take it there are many many forms of that. True ? Where and how does one start with that when everyone is trying to sell Medicare advantage ?
I am approaching the magic age but not ready to retire. I thought I had it all figured out, but called Keith and his team (Hi Julia) to make certain I was on the right track. They asked me a few questions and immediately told me where I had missed a key decision point causing me to defer both A and B at this time rather than just B. It is mired in subtlety and Keith and his team are top notch. I will absolutely use them in the future, but I can't say enough good things about them.
Was very confused about Medicare! After watching several videos I wanted to make sure I completely understood what to do so I called their office. I called and left a message and Julia Jones called me back within 5 minutes. She was so helpful with answering my questions. I would recommend calling if you do find that you need help!
Just remember that the “under $300 per month” is for an individual. For my wife and I, we will pay substantially more than our current group plan but we will have medical coverage. We also have to come up with a vision/ dental plan.
Typically just the employee gets contribution from the employer. Spouse usually pays full premium. Either way less than $300 a month for full coverage insurance is a bargain in my book! -Keith
Medicare on Video sorry that I was a bit unclear. For the two of us, we will be around $600 per month with original Medicare plus supplement plus part d. With my group plan for two people, it was about $350 per month. But with Medicare, our coverage will be much, much better.
@@MedicareonVideo Now I'm paying $340.00 a month for my medicare, supplemental plan & part D. I take no meds so I chose the cheapest part D. I think it's unfair someone has to get a part D right away even if they don't take any meds, or they will have to pay increased prices for the rest of their life. I'm 67 so my rates will continue to go up. I still like my plan because it covers everything, I have no deductible or copays.
I made a mistake, misunderstood somewhere. I thought I *HAD* to sign up now or face a penalty. Turned 65 in October. Still work and have full insurance coverage through my job. Now Medicare is billing me. How do I get out of this? Do I just call Medicare? I cannot afford the $445 they just billed me, nor the monthly payments right now. Will check out your other videos for answers also. Subbed - wish I had seen this video before. I was everywhere looking for answers. lol.
Hi Angela, You're not alone! Give Social Security a call on Monday and tell them you still work and do not want Part B. 800-772-1213 Let me know how it goes. -Keith
Very confused. Be 65 in February. Wife is 8 years younger. Self employed w no insurance. My BCBS is not that good I think to stay on it for her to be insured. Oh my gosh. What to do. I like video explaining and seems Advantage is not way to go. Do I sign up for Medicare A&B and add the supplements I need.? Then I guess I have to find someone to cover my wife. She’s 56. Somebody told me AARP could help her!!!!????? I’ll call you if I should. Thx. Randy in Waxahachie Texas
I am a retired military US Marine on Tricare Prime. At age 65 I must start Part A and B and enroll in Tricare For Life. If I don't plan on retiring until my FRA, will I be required to start paying the premiums for both Part A and B? Or does this start when I start Social Security?
Keith, I am retiring in mid-April. I am 69 and my wife is 66...coming off our company health insurance at end of April. Want to talk to you about coverage using F/G, a drug plan, finding dental and vision.
I will be on Medicare this July. Right now my wife is still working and I’m on her company’s Blue Cross plan. $2k deductible, $35.00 copay on Dr visits. I’m researching what I need to do to select the correct Medicare plan. Watching your video it looks like I should not take the B plan?
I would bet that it would be much better for you to come off the group plan and come into Medicare. If you contact me we can discuss. If you do stay on group - don not start Part B. -Keith
I am turning 65 in May, I'm already collecting Social Security Retirement, started at 62, my understanding is that I will be automatically enrolled, is this true? Thanks
I turn 65 in 5 weeks. I'm currently on my wife's company health plan. Is it too late to get a Part B exemption? Do you have a vid on how to get that? Gov't will begin taking Medicare B from my Social Security soon. Big thanks!
Hi Vic! You need to call SS and tell them not to start Part B 800-772-1213 - that being said it is usually better for a spouse to come off a group plan and go into Medicare. Employers don't usually contribute to spouse premium. Give me a call and we can discuss which is better. 877-885-3484 -Keith
@@MedicareonVideo Thanks Keith, SS wouldn't do that over the phone but I mailed the card back with my decision. Currently paying about $200/month for good ins. w/dental and vision &
My dad's Medicare begins when he turns 65 (in a couple of months) and plans to stay with Original Medicare. I looked at his Medicare Enrollment details and it says the monthly premium is 0 for both Part A and B. To my understanding, I know Part A is usually free and Part B has a cost, usually around 170 per month. In my Dad's case, it's basically free for Part B. What's the catch? Is there some kind of hidden fee where if/when he gets service, he's going to get a huge bill? My Dad is from CA if that matters.
I am retired but still have a health plan (BCBS) through my previous employer (federal government). Will I have a choice of keeping my current health plan or go to Medicare? If I go Medicare, does it cover my spouse (through me) who is only 61.
Would be best to se if your spouse can stay on and you enter Medicare. It's a little complicated if you stay on and then come into Medicare later. -Keith
I've been on Medicare part a n b for at least 8 or 10 years. Me n my wife separated and they started taking $144 from my social security check. What am I supposed to do. This covid has closed the doors to the offices now. And I don't know where to turn to to het the help I need. Help!!
I am a retired government employee with blue cross/shield. I am turning 65 my wife is younger not eligible yet for medicare. I am thinking that I need to keep Blue cross for her and apply for medicare part A for me. Thoughts?
Hi Jerry! If you stay on your group plan you don't need to do anything. Just make sure your Part B does not start until you are ready to come into Medicare. Hope that helps! -Keith
My parents are past 65. They are with insurance thru my mom’s company insurance and my dad is on and off on employment. What should they do? They have a good medical insurance they my moms employer.
i am turning 65 in june. i am a veteran in the va health system. i filed with soc sec but not collecting any money or benefits. my understanding is the V A is my medicare plan so i don' need to sign up for medicare. is that correct or wrong? thank you
Hi David! Yes - you can stay on VA coverage. The drawback some have issue with is only being able to use VA facilities. Some take Medicare with a high deductible plan to give them choice if something complicated comes along. Hope that helps! -Keith
Medicare on Video I would rather have a choice of competing insurance plans rather than just medicare. That would be real choice. Everyone says it would be too expensive, but real competition may help. Plus basing medicare costs on income levels is socialism.
@@Calcrusader I would agree with the income levels. But Medicare at this point really is as good as it gets. I have almost zero dissatisfaction as long as staying with original Medicare and a supplement. We just need to hope the gov't doesn't screw it up anytime soon! -Keith
Hi Fred! You can switch to Medicare Advantage at the end of any year - no questions asked but not visa versa. If you want to switch to a supplement after you're in Medicare you have to be approved through medical underwriting. Hope that helps! -Keith
Keith, at 3:17 you mention that an employee with good health insurance at a company with 20 or more employees can defer enrolling in Part B without penalty. However, the Employer Coverage Form on your website (Form CMS-L564) makes no mention of the "20 or more employees" stipulation. Is there an additional form on which the employer certifies that the company has 20 or more employees?
Hi Rich! Unfortunately it is a gray area. It would depend how the employer files taxes - I assume based on a UTC-6 form. If less than 20 employees then Medicare is "primary". It's a tough scenario for people that work somewhere with 15-30 employees. I do have a video talking a little more about it - you could search "still working" -Keith
Your comment at 10:13 suggests that Medicare Advantage plans have a limited network. I live in Minnesota where up until recently we have had not for profit health care insurers. Consequently the health care system here is different and Drs. are used to working with health plans that don't pay as much. If you go with a Medicare Supplement in Minnesota you are paying substantially more for coverage than if you chose a Medicare Advantage Plan that will likely have little or no impact on the doctors and prescriptions you use. I would add that each market is different.
Hi Dean! I do understand and you are correct - Minnesota IS different! However it does still put you into a network that the insurance carrier has set up. Where I see the most issues is with folks that travel a lot. In any case it is significantly more limited than original Medicare that has no restrictions on doctors and hospitals anywhere in the country. Hope all works out and you stay well in these crazy times. -Keith
I am under my wife insurance plan at work. I will turn 65 this coming December 20th. Her insurance plan enrolment already started and it will end on May 7th. I am confused about if I should be included under her insurance plan or just wait until I am enrolled in Medicare. Or should I be enrolled under her plan and get out of it when I enroll in Medicare? Thanks
Hi AJ! You should stay on your wife's group plan. This fall make plans to come off and go onto Medicare December 1st. Give me a call in Sept. and I'll be happy to help make sure everything gets put in the right place. -Keith
I am retired, and have my insurance from my federal job, Aetna. Do I need this once I start Parts A & B? They have a lower-priced product called Aetna Direct for $139 a month. Waived deductibles, coinsurance for medical services and a $900 fund to help pay for Part B. This seems like a good deal. Is it something I should keep? It's about half what I pay now for Aetna regular. Thank you!
SO MY QUESTION TODAY IS THAT i HAVE RETIRED- i WILL REACH 65 ON MARCH 19, 2021. mY WIFE IS CURRENTLY WORKING AND WILL BE FOR ABOUT 4 MORE YEARS- I AM CURRENTLY COVERED ON HER PLAN. THIS COSTS ABOUT 600 PER MONTH TO COVER ME. HER EMPLOYER PAYS FOR HER COVERAGE. SHOULD I SWITCH TO MEDICARE AND A SUPPLEMENT WHEN I TRUN 65? WHEN DO I HAVE TO MAKE THE DECISIONS AND ENROLL? THANK YOU DAVE
Hi Dave, Your cost in Medicare would be less than half of that AND you will have much better coverage. It's a pretty easy decision. Give us a call and we can walk you through it. 877-885-3484. You can call now and we wil put up reminders for you. -Keith
Hi Rafique! I'd be happy to help. If you visit my sit www.medicareonvideo.com and put in your basic info we will email you a quote and help you get everything done. -Keith
Do you need to have Medicare supplement? You already are paying for Medicare A and B as part of the SS deduction and if you have no health conditions why pay more? Can you enroll at a later date?
Im turning 65 this year, i still work part time and don't qualify for insurance so I'm on my husband's insurance through his employment. The catch is that his insurance requires the spouse to use another insurance if it's available for me but how would that work for me? I'm receiving social security but do not know what I'm supposed to do with my part A and B ? From how i understand it, that i will have to take both, in which my husband's insurance will be primary and Medicare secondary. Will you give me your insights on this.
Hi Deb! You'll likely be much better off coming into Medicare and coming off the group plan. Enter your basic info on my website and we will give you all the information. www.medicareonvideo.com. Happy to help! -Keith
@@MedicareonVideo for my health insurance and pres drugs i pay just under a 100 dollars a month which i think is very good i do have $20 co pays for doctor visits and for prescription drugs its $5 co pays for generic drugs and $35 for name brand if generic is not available i use a inhalers for my asthma and that's all the medications I use. Otherwise as of now I'm very healthy other than my asthma
If I want to live overseas at the time I turn 65, but still have option to get Medicare when I come back to US to live permanent , how do i work Medicare?
Hi Wayne! Yes but it's a little complicated. You would be Medicare eligible when you come back but would likely have a penalty on your Part B. If you don't take Part B when you're first eligible you would need to have creditable coverage to not have a penalty. If outside the US you would not have creditable coverage. Hope that helps! -Keith
Thank you for this video, very informative! I sold Medicare plans back in 2005 - 2007. Curious if Medicare changed a lot since that time like the rest of the health insurance industry? I am trying to help my Mom, and am referring her to your channel for sure! Any info is helpful!
YOUR AWESOME. SO KIND FOR YOU TO DO THIS FOR FREE!!! I’m a widow since I was 52. And lost everything. I don’t have any money to get supplements. But do I really need to get part B? I am not qualified for medicaid and I can’t afford to pay any money for part B. Is it mandatory to get part B? You say it is only $300 but some people can’t afford even $100 extra, like me. Thank you for your knowledge it’s very helpful
My father is separated from my mom she still has him on her work insurance because they were still together when she enrolled him at eork but he also now has Amerigroup disability what can he do because my mom is not putting him on her insurance once it rolls back around in october
I was in a bad car wreck and was off for 8 months and forgot a lot of what I knew as a SHIP counselor. Its great to know I can refresh with your video's Keith! Thanks.
Hi Mary!
I sure hope you're ok. Happy to help if you ever need anything. -Keith
JULIA JONES helps me quite a bit, and she has a lot of patience. You can tell she cares. Glad I found her. Also Keith, thank you for the general explanations but you really excel by the way you go in depth in your videos.
Thanks Mark! Happy Julia could help. -Keith
Age 64 now and am so overwhelmed by the entire idea.
Didn’t know where to start and glad I am starting with you.
I know next to nothing of Medicare. As I recall, it was all one plan when I was a child, then apparently, at some point, it all was privatized. And that’s where all the confusion started. Am I correct there?
Seems to me original Medicare is the way to go, but I take it there are many many forms of that. True ? Where and how does one start with that when everyone is trying to sell Medicare advantage ?
I am approaching the magic age but not ready to retire. I thought I had it all figured out, but called Keith and his team (Hi Julia) to make certain I was on the right track. They asked me a few questions and immediately told me where I had missed a key decision point causing me to defer both A and B at this time rather than just B. It is mired in subtlety and Keith and his team are top notch. I will absolutely use them in the future, but I can't say enough good things about them.
Thanks DL! Glad Julia was able to help. -Keith
Was very confused about Medicare! After watching several videos I wanted to make sure I completely understood what to do so I called their office. I called and left a message and Julia Jones called me back within 5 minutes. She was so helpful with answering my questions. I would recommend calling if you do find that you need help!
Thanks!
JULIA JONES WAS VERY HELPFUL IN HELPING US GET ENROLLED.
Thank you ! This helped me study !
Just remember that the “under $300 per month” is for an individual. For my wife and I, we will pay substantially more than our current group plan but we will have medical coverage. We also have to come up with a vision/ dental plan.
Typically just the employee gets contribution from the employer. Spouse usually pays full premium. Either way less than $300 a month for full coverage insurance is a bargain in my book! -Keith
Medicare on Video sorry that I was a bit unclear. For the two of us, we will be around $600 per month with original Medicare plus supplement plus part d. With my group plan for two people, it was about $350 per month. But with Medicare, our coverage will be much, much better.
Ron Brown We had a similar amount through our workplace, but now our total is $1900/month not counting dental.
@@MedicareonVideo Now I'm paying $340.00 a month for my medicare, supplemental plan & part D. I take no meds so I chose the cheapest part D. I think it's unfair someone has to get a part D right away even if they don't take any meds, or they will have to pay increased prices for the rest of their life. I'm 67 so my rates will continue to go up. I still like my plan because it covers everything, I have no deductible or copays.
@@avamartinez8586 I agree about being forced to take Part D.
No idea why this stuff is so convoluted. Thx for explaining
Cause the government is involved,, but hey we have the best health care in the world,,, riiiiight
This is great! Very helpful!
Thank you, Keith!
Thanks Rob!
One of the best videos I've seen on Medicare so far👍
Thanks WU!
I made a mistake, misunderstood somewhere. I thought I *HAD* to sign up now or face a penalty. Turned 65 in October. Still work and have full insurance coverage through my job. Now Medicare is billing me. How do I get out of this? Do I just call Medicare? I cannot afford the $445 they just billed me, nor the monthly payments right now.
Will check out your other videos for answers also. Subbed - wish I had seen this video before. I was everywhere looking for answers. lol.
Hi Angela, You're not alone! Give Social Security a call on Monday and tell them you still work and do not want Part B. 800-772-1213 Let me know how it goes. -Keith
Very informative and helpful. Thank you!
Thanks Maria!
Very informative and helpful. Thank you Keith!
Thanks Maria!
Dumb question.... any way you can enroll and use Medicare if your are expat living overseas but intend to come back to US someday?
Original Medicare with a Medicare supplement would give you $50K of coverage.
Very confused. Be 65 in February. Wife is 8 years younger. Self employed w no insurance. My BCBS is not that good I think to stay on it for her to be insured. Oh my gosh. What to do. I like video explaining and seems Advantage is not way to go. Do I sign up for Medicare A&B and add the supplements I need.? Then I guess I have to find someone to cover my wife. She’s 56. Somebody told me AARP could help her!!!!????? I’ll call you if I should. Thx. Randy in Waxahachie Texas
I am a retired military US Marine on Tricare Prime. At age 65 I must start Part A and B and enroll in Tricare For Life. If I don't plan on retiring until my FRA, will I be required to start paying the premiums for both Part A and B? Or does this start when I start Social Security?
Dont you get FREE medical, dental and vision care thru the VA? You should check into your options so you arent paying for stuff you dont need.
Are plans on a sliding scale? What if the monthly premium is too costly ?
i think medicare should be 100% instead of 80%
Keith, I am retiring in mid-April. I am 69 and my wife is 66...coming off our company health insurance at end of April. Want to talk to you about coverage using F/G, a drug plan, finding dental and vision.
Hi Richard! We'd be happy to help make sure everything gets put in the right place. Time is a little short. Give us a call 877-885-3484
I will be on Medicare this July. Right now my wife is still working and I’m on her company’s Blue Cross plan. $2k deductible, $35.00 copay on Dr visits. I’m researching what I need to do to select the correct Medicare plan. Watching your video it looks like I should not take the B plan?
I would bet that it would be much better for you to come off the group plan and come into Medicare. If you contact me we can discuss. If you do stay on group - don not start Part B. -Keith
So, I decide I want original medicare and not an advantage plan. Do I still go through an insurance agent to purchase it or ?
I have Tricare, do I need Medicare? I'm so confused. I also heard
that I could lose my SSA (not SSD) monthly benefits if I don't enroll.
64.5, 100% service connected VA disabled. Retired military and on SSret. (just retired): does this case have anything to do?
You should be able to stay on VA benefits. Some also get Medicare so they have choices outside VA hospitals.
I am turning 65 in May, I'm already collecting Social Security Retirement, started at 62, my understanding is that I will be automatically enrolled, is this true? Thanks
I loved your video. Can’t wait to learn more, keep it up!
Thanks Jackie!.... BCool -Keith
I turn 65 in 5 weeks. I'm currently on my wife's company health plan. Is it too late to get a Part B exemption? Do you have a vid on how to get that? Gov't will begin taking Medicare B from my Social Security soon. Big thanks!
Hi Vic! You need to call SS and tell them not to start Part B 800-772-1213 - that being said it is usually better for a spouse to come off a group plan and go into Medicare. Employers don't usually contribute to spouse premium. Give me a call and we can discuss which is better. 877-885-3484 -Keith
@@MedicareonVideo Thanks Keith, SS wouldn't do that over the phone but I mailed the card back with my decision. Currently paying about $200/month for good ins. w/dental and vision &
What is the penalty if you DON'T sign up for Medicare?
Why are Medicare premiums so low?
My dad's Medicare begins when he turns 65 (in a couple of months) and plans to stay with Original Medicare. I looked at his Medicare Enrollment details and it says the monthly premium is 0 for both Part A and B. To my understanding, I know Part A is usually free and Part B has a cost, usually around 170 per month. In my Dad's case, it's basically free for Part B. What's the catch? Is there some kind of hidden fee where if/when he gets service, he's going to get a huge bill? My Dad is from CA if that matters.
If you have any advice for pharmacy students on how to navigate the system that would be an awesome video!!!!!
Thanks for your videos. This is so much to take in and I want to get it right. How do I sign up with you?
Hi Sharon!
Just give a call 877-885-3484 Would be happy to help -Keith
I am retired but still have a health plan (BCBS) through my previous employer (federal government). Will I have a choice of keeping my current health plan or go to Medicare? If I go Medicare, does it cover my spouse (through me) who is only 61.
Would be best to se if your spouse can stay on and you enter Medicare. It's a little complicated if you stay on and then come into Medicare later. -Keith
Great video Mr. Keith!!!! I subscribed!!
I've been on Medicare part a n b for at least 8 or 10 years. Me n my wife separated and they started taking $144 from my social security check. What am I supposed to do. This covid has closed the doors to the offices now. And I don't know where to turn to to het the help I need. Help!!
Sounds like that would be for your Part B premium. You could contact Medicare if you are low income and they may be able to help.
I am a retired government employee with blue cross/shield. I am turning 65 my wife is younger not eligible yet for medicare. I am thinking that I need to keep Blue cross for her and apply for medicare part A for me. Thoughts?
Hi Jerry!
If you stay on your group plan you don't need to do anything. Just make sure your Part B does not start until you are ready to come into Medicare. Hope that helps! -Keith
@@MedicareonVideo Thanks for getting back to me, one other question. What about the penalty for not signing up for plan B?
@@jerrybailey8055 There is no penalty as long as you keep your group coverage.
What coverage offers dental and do I need to change my current coverage, is there a less expensive plan or aifine
My parents are past 65. They are with insurance thru my mom’s company insurance and my dad is on and off on employment. What should they do? They have a good medical insurance they my moms employer.
i am turning 65 in june. i am a veteran in the va health system. i filed with soc sec but not collecting any money or benefits. my understanding is the V A is my medicare plan so i don' need to sign up for medicare. is that correct or wrong? thank you
Hi David!
Yes - you can stay on VA coverage. The drawback some have issue with is only being able to use VA facilities. Some take Medicare with a high deductible plan to give them choice if something complicated comes along. Hope that helps! -Keith
Is your premium based on your income 2 years before age 65?
When you start Part B is is 2 years back. That's the tax info the have access to. If things have changed you can appeal. -Keith
Separate choices, 3 each, for a couple you get 6 new bills every month versus one on a company plan.
Maybe they will combine someday...
Medicare on Video I would rather have a choice of competing insurance plans rather than just medicare. That would be real choice. Everyone says it would be too expensive, but real competition may help. Plus basing medicare costs on income levels is socialism.
@@Calcrusader I would agree with the income levels. But Medicare at this point really is as good as it gets. I have almost zero dissatisfaction as long as staying with original Medicare and a supplement. We just need to hope the gov't doesn't screw it up anytime soon! -Keith
If I choose Original Medicare today, can I change to Medicare Advantage later (or vice versa)? Am I stuck forever with the choice I make? Thx
Hi Fred!
You can switch to Medicare Advantage at the end of any year - no questions asked but not visa versa. If you want to switch to a supplement after you're in Medicare you have to be approved through medical underwriting. Hope that helps! -Keith
@@MedicareonVideo Thanks very much for the response. Much appreciated.
if we have orignal medicare a and b we get medicare advantage plan ?
@@malikmazhar4309 Yes you can - during Open Enrollment at the end of the year or could get a Medicare supplement anytime if healthy. -Keith
Keith, at 3:17 you mention that an employee with good health insurance at a company with 20 or more employees can defer enrolling in Part B without penalty. However, the Employer Coverage Form on your website (Form CMS-L564) makes no mention of the "20 or more employees" stipulation. Is there an additional form on which the employer certifies that the company has 20 or more employees?
Hi Rich!
Unfortunately it is a gray area. It would depend how the employer files taxes - I assume based on a UTC-6 form. If less than 20 employees then Medicare is "primary". It's a tough scenario for people that work somewhere with 15-30 employees. I do have a video talking a little more about it - you could search "still working" -Keith
th-cam.com/video/ksgJALerVno/w-d-xo.html
Your comment at 10:13 suggests that Medicare Advantage plans have a limited network. I live in Minnesota where up until recently we have had not for profit health care insurers. Consequently the health care system here is different and Drs. are used to working with health plans that don't pay as much. If you go with a Medicare Supplement in Minnesota you are paying substantially more for coverage than if you chose a Medicare Advantage Plan that will likely have little or no impact on the doctors and prescriptions you use. I would add that each market is different.
Hi Dean!
I do understand and you are correct - Minnesota IS different! However it does still put you into a network that the insurance carrier has set up. Where I see the most issues is with folks that travel a lot. In any case it is significantly more limited than original Medicare that has no restrictions on doctors and hospitals anywhere in the country. Hope all works out and you stay well in these crazy times. -Keith
oh yeah, i am still working, and i do not belong to my co. health plan, if i get hurt workmans comp is all i would have plus the V A
I am under my wife insurance plan at work. I will turn 65 this coming December 20th. Her insurance plan enrolment already started and it will end on May 7th. I am confused about if I should be included under her insurance plan or just wait until I am enrolled in Medicare. Or should I be enrolled under her plan and get out of it when I enroll in Medicare? Thanks
Hi AJ!
You should stay on your wife's group plan. This fall make plans to come off and go onto Medicare December 1st. Give me a call in Sept. and I'll be happy to help make sure everything gets put in the right place. -Keith
@@MedicareonVideo Thanks for your reply. My only concern is would it be easy to come off my wife plan within the next 5 months?
@@aayoub1 It should be as a "life event". You may want to have her ask the HR dept. now so no issues.
I am retired, and have my insurance from my federal job, Aetna. Do I need this once I start Parts A & B? They have a lower-priced product called Aetna Direct for $139 a month. Waived deductibles, coinsurance for medical services and a $900 fund to help pay for Part B. This seems like a good deal. Is it something I should keep? It's about half what I pay now for Aetna regular. Thank you!
Hi. Love your videos.
I'm looking to tailor a plan for my mom. How can I get in touch with you for some advice?
Just visit my website and we'll be happy to help! www.medicareonvideo.com
Medicare on Video
“Advantage”.. What a misleading....geez
Should be called DIS-advantage
The big thing is what they DONT cover,, look into it, you will be shocked
Big brother looking out for you, NOT!
That can be more true with Medicare Advantage :(
@@MedicareonVideo
That's what I'm beginning to understand,, thank for the heads up,, I did like your video,, good info for free
$300.00 per month? Kill me now smh
C'mon...You can do it! Leave a comment below. It's very helpful to me. 🥰 🥰
Medicare on Video thank you for all your information. I am signed with you for August and I have Recommended you to several people.
Thanks again
Awesome work. Thanks
Are plans on a sliding scale? What if the monthly premium is too costly ?
SO MY QUESTION TODAY IS THAT i HAVE RETIRED- i WILL REACH 65 ON MARCH 19, 2021.
mY WIFE IS CURRENTLY WORKING AND WILL BE FOR ABOUT 4 MORE YEARS- I AM CURRENTLY COVERED ON HER PLAN. THIS COSTS ABOUT 600 PER MONTH TO COVER ME. HER EMPLOYER PAYS FOR HER COVERAGE. SHOULD I SWITCH TO MEDICARE AND A SUPPLEMENT WHEN I TRUN 65? WHEN DO I HAVE TO MAKE THE DECISIONS AND ENROLL?
THANK YOU
DAVE
Hi Dave,
Your cost in Medicare would be less than half of that AND you will have much better coverage. It's a pretty easy decision. Give us a call and we can walk you through it. 877-885-3484. You can call now and we wil put up reminders for you. -Keith
Very informative. What I did not know for months (year) I got it from this talk. Like to sign up with you. Coming to retirement age in few months.
Hi Rafique!
I'd be happy to help. If you visit my sit www.medicareonvideo.com and put in your basic info we will email you a quote and help you get everything done. -Keith
Do you need to have Medicare supplement? You already are paying for Medicare A and B as part of the SS deduction and if you have no health conditions why pay more? Can you enroll at a later date?
Because some day you WILL have health problems
THIS VIDEO HELPED US UNDERSTAND HOW TO FILE.
Im turning 65 this year, i still work part time and don't qualify for insurance so I'm on my husband's insurance through his employment. The catch is that his insurance requires the spouse to use another insurance if it's available for me but how would that work for me? I'm receiving social security but do not know what I'm supposed to do with my part A and B ? From how i understand it, that i will have to take both, in which my husband's insurance will be primary and Medicare secondary. Will you give me your insights on this.
Hi Deb!
You'll likely be much better off coming into Medicare and coming off the group plan. Enter your basic info on my website and we will give you all the information. www.medicareonvideo.com. Happy to help! -Keith
@@MedicareonVideo for my health insurance and pres drugs i pay just under a 100 dollars a month which i think is very good i do have $20 co pays for doctor visits and for prescription drugs its $5 co pays for generic drugs and $35 for name brand if generic is not available i use a inhalers for my asthma and that's all the medications I use. Otherwise as of now I'm very healthy other than my asthma
If I want to live overseas at the time I turn 65, but still have option to get Medicare when I come back to US to live permanent , how do i work Medicare?
Hi Wayne!
Yes but it's a little complicated. You would be Medicare eligible when you come back but would likely have a penalty on your Part B. If you don't take Part B when you're first eligible you would need to have creditable coverage to not have a penalty. If outside the US you would not have creditable coverage. Hope that helps! -Keith
Thank you for this video, very informative! I sold Medicare plans back in 2005 - 2007. Curious if Medicare changed a lot since that time like the rest of the health insurance industry? I am trying to help my Mom, and am referring her to your channel for sure! Any info is helpful!
Hi Josh,
I was not in Medicare back then so don't really know. I would think it's pretty similar. -Keith
YOUR AWESOME. SO KIND FOR YOU TO DO THIS FOR FREE!!! I’m a widow since I was 52. And lost everything. I don’t have any money to get supplements. But do I really need to get part B? I am not qualified for medicaid and I can’t afford to pay any money for part B. Is it mandatory to get part B? You say it is only $300 but some people can’t afford even $100 extra, like me. Thank you for your knowledge it’s very helpful
Medicare does have programs for cost help. Visit www.medicare.gov Hope that helps! -Keith
Medicare on Video
Thank you so much!!!!! The Lord Bless you!!
If you choose regular medicare How much would the doctor visit B And a specialist Also prescriptions
My father is separated from my mom she still has him on her work insurance because they were still together when she enrolled him at eork but he also now has Amerigroup disability what can he do because my mom is not putting him on her insurance once it rolls back around in october
Good info. Thanks
Thanks Michael!