Let's talk about the 10 Money Habits You Should Start Today. These are all money habits that I have done in the past that have helped so much on my financial journey. I hope they will help you along yours. Guess what!? I have created my own budgeting course!! It's called Budget on Paper and you can receive a $50 discount by using the coupon code TOMTH-cam at checkout before June 2nd. About the Budget on Paper Course: th-cam.com/video/EnBpocQIUWg/w-d-xo.html Here is the link to sign up for my course: tomacademy.teachable.com (don't forget to use the coupon code TOMTH-cam before June 2nd)
Great video! We think EXACTLY alike. I do 9 of your 10 money habits. My financial road to saving started with a WRITTEN budget - not a budget in my head. I also realized that it didn't always have to be a large chunk of money (especially when you're just starting this journey) but that consistency and a firm determination was the key. Currently, I have seven savings accounts- yes seven, and they all have a specific purpose. In addition to my emergency account, I have a regular savings (for extra costs that could pop up); an auto repair account (even though my car is quite new); a house repairs account; a vacation account; my "dip-in" account (my version of the "blow" account); and since I am moving in two year, I also have a move account. Some of these accounts (auto, home repair, dip-in) only gets $25 a month, but I go into these accounts only for the reason that they were created for. At first it was difficult to handle multiple accounts so I did automatic deposits. But now I'm so focused on saving that I don't need the automatic deposits. I hope people will take your advice. They will find that it is such a relief to have funds available when you need them. That feeling of relief can only be accomplished with saving.
When you said to budget for fun, I was like, wait, what?! It was when you explained why it was important that I realized how it could be beneficial. Being able to follow a budget was already hard when I started budgeting this year. But with this tip, it might be more enjoyable. Thank you 😃
I really love this video! We have been living a frugal lifestyle for awhile and due to a better job and some lifestyle changes we are really going to get our butts in gear for saving for ours and our children’s futures. You gave me a lot to think about and go over with my fiancé. Thank you!
I’ve never called it blow money (I really like your name for it!), but I believe it’s imperative to have that extra cash. Even if you are still paying off debt, knowing that you still have a little play money or can splurge on something special helps to keep the flow of money positive vs having a negative or restrictive feeling about budgeting. 👍
I absolutely adore your channel and content. Thank you Aleina. I can't express how truly valuable videos like yours are for someone from a community that hasn't been historically taught financial literacy. Bless you
You are quickly becoming my favorite TH-camr! Great advice on budgeting and planning all around, it makes sense and is doable. And your nails are inspiring me to get mine done!
just realized YNAB helps me do most of these things automatically or easily and no i'm not naturally good with money!! You channel and videos are amazing, thanks for all these great tips!
I'm definitely considering your course that's coming up really quickly, the thing is, I didn't add it to my budget, lol. I may have to take it the next time around.
Thank you so much, I find your videos so helpful. I have never really been in control of my money so I’m a little new at budgeting and saving. It’s a little overwhelming at times 😉
I Agree, knowing the exact amounts when it comes to debts, fixed debit orders or budget amounts has insane advantages especially in unprecedented situations or unfamiliar events:) It will really help you to be more in control in general on your finances!
It's nice to have savings at the top of the budget....but I see rent/mortgage, and utilities as the least negotiable with their deadlines, then food and then savings/investment before other things.
Wish I could get the hang of it I have tried it all and for every reason it hasn’t work? I have watched a number of your videos, took notes, ordered items from Etsy. I thank you for all your work and sharing. I’m discouraged ☹️
These are wonderful tips. I follow many of them already. I’ve just recently been striving for multiple streams of income for myself. Currently I only have 2. 1 is designated for my car and the expenses that come with it and the other handles everything else but I am seeking more streams to designate for different purposes. Your hair is stunning 🤩
Let's talk about the 10 Money Habits You Should Start Today. These are all money habits that I have done in the past that have helped so much on my financial journey. I hope they will help you along yours. Guess what!? I have created my own budgeting course!! It's called Budget on Paper and you can receive a $50 discount by using the coupon code TOMTH-cam at checkout before June 2nd. About the Budget on Paper Course: th-cam.com/video/EnBpocQIUWg/w-d-xo.html Here is the link to sign up for my course: tomacademy.teachable.com (don't forget to use the coupon code TOMTH-cam before June 2nd)
That “Hey I’m Aleina” always sounds so soothing.
Truly!
Great video! We think EXACTLY alike. I do 9 of your 10 money habits. My financial road to saving started with a WRITTEN budget - not a budget in my head. I also realized that it didn't always have to be a large chunk of money (especially when you're just starting this journey) but that consistency and a firm determination was the key. Currently, I have seven savings accounts- yes seven, and they all have a specific purpose. In addition to my emergency account, I have a regular savings (for extra costs that could pop up); an auto repair account (even though my car is quite new); a house repairs account; a vacation account; my "dip-in" account (my version of the "blow" account); and since I am moving in two year, I also have a move account. Some of these accounts (auto, home repair, dip-in) only gets $25 a month, but I go into these accounts only for the reason that they were created for. At first it was difficult to handle multiple accounts so I did automatic deposits. But now I'm so focused on saving that I don't need the automatic deposits. I hope people will take your advice. They will find that it is such a relief to have funds available when you need them. That feeling of relief can only be accomplished with saving.
Excellent! ❤️❤️❤️
your hair is GORGEOUS!!!
I think I'm obsessed with saving and investing money and money in general.
When you said to budget for fun, I was like, wait, what?! It was when you explained why it was important that I realized how it could be beneficial. Being able to follow a budget was already hard when I started budgeting this year. But with this tip, it might be more enjoyable. Thank you 😃
Got to time mark 1:44 and said “wow, this is good” paused the video and got up to get my notebook. Thank you for this video, and your channel!
Sis! I JUST discovered your channel today and I'm excited to start binge watching and applying this knowledge. Thank you for your channel!!!
I love this. I'm guilty of lifestyle creep. :(
I really love this video! We have been living a frugal lifestyle for awhile and due to a better job and some lifestyle changes we are really going to get our butts in gear for saving for ours and our children’s futures.
You gave me a lot to think about and go over with my fiancé. Thank you!
So happy I found your channel! I’m so inspired to be organized and manage my finances better!
Making money is a much different skill than what's needed to consistently budget save and invest
This is very helpful and an eye opener. This should be taught in school, it’s an important life skill.
I’ve never called it blow money (I really like your name for it!), but I believe it’s imperative to have that extra cash. Even if you are still paying off debt, knowing that you still have a little play money or can splurge on something special helps to keep the flow of money positive vs having a negative or restrictive feeling about budgeting. 👍
I absolutely adore your channel and content. Thank you Aleina. I can't express how truly valuable videos like yours are for someone from a community that hasn't been historically taught financial literacy. Bless you
This is financial content we need!
Im learning so much from all your videos!!!
¡Te agradezco el video, no conocía muchos de estos hábitos. Los pondré en práctica!🥰🥰🥰
You are quickly becoming my favorite TH-camr! Great advice on budgeting and planning all around, it makes sense and is doable. And your nails are inspiring me to get mine done!
You explain everything so well!!
Alaina!!!! Thanks for sharing ! I neeeed these tips!
I love this video so much I took notes!!! Yay!!!! ❤❤❤ 💴 💵 💰
just realized YNAB helps me do most of these things automatically or easily and no i'm not naturally good with money!! You channel and videos are amazing, thanks for all these great tips!
I'm definitely considering your course that's coming up really quickly, the thing is, I didn't add it to my budget, lol. I may have to take it the next time around.
You are so beautiful! I love your hands, voice and skin. I am glad to get to see you face. I Enjoy your videos!
I love your advice and your fantastic audio. People need to understand, that we bypass videos, that we cannot hear, or crazy music..
Sound advice! Thanks for sharing! Not finance related but your hair is beautiful!
Wow! This was my why intuitively?
These tips are sooo helpful! I’m especially hearing the idea to focus new streams of income on specific expenses.
I’m feeling an obsession to your channel bc of videos like this! Love it!
Thank you so much, I find your videos so helpful. I have never really been in control of my money so I’m a little new at budgeting and saving. It’s a little overwhelming at times 😉
I love your videos, you are very professional and very well spoken. You always look so beautiful! God bless
I Agree, knowing the exact amounts when it comes to debts, fixed debit orders or budget amounts has insane advantages especially in unprecedented situations or unfamiliar events:) It will really help you to be more in control in general on your finances!
Thank you so so much for sharing all youve learned 😊 it makes me hopeful i can get a handle on my budget
Thank you for your content! I love how precise and organized you are, it inspires me to clean up my life and get it together!
Woww I think I need to start having a blow money in my budget 🤗 and I also need to incorporate closing out my budget. Love these tips!! 💞🌸✨
Hello Alaina. Another great video. Very informative. Do you have any videos explaining how to figure your net worth?
It's nice to have savings at the top of the budget....but I see rent/mortgage, and utilities as the least negotiable with their deadlines, then food and then savings/investment before other things.
Wish I could get the hang of it I have tried it all and for every reason it hasn’t work? I have watched a number of your videos, took notes, ordered items from Etsy. I thank you for all your work and sharing. I’m discouraged ☹️
Don’t get discouraged, I struggle with budgeting too but I feel that I am slowly getting better and I have to say these videos help a great deal.
@@gabbymendez6311 thank you
Don't get discouraged! Please know that this takes time. Give yourself grace. Keep watching videos, keep trying...you will get there.
Making money is a much different skill than what's needed to consistently budget save and invest
This was helpful, thanks
These are wonderful tips. I follow many of them already. I’ve just recently been striving for multiple streams of income for myself. Currently I only have 2. 1 is designated for my car and the expenses that come with it and the other handles everything else but I am seeking more streams to designate for different purposes. Your hair is stunning 🤩
Everything about you is so beautiful!!
Awesome advice
Wonderful!
Godsend
I love your channel!
Where did you get the whiteboard in the background? That would be perfect for my office!
Great video! Thanks 😊
Thank you, You're a blessing 😇🙏🏾💜
This was very helpful and realistic!
Love the blow money idea
Thank you for all of this helpful information!
Thank you for sharing this. ❤
Great video!! So helpful and very educational!!
Very helpful!!!! Love the blow money part 👍🏽
Yes another effective video ❤️👏👏
These are great helpful tips. Thank you
This is a long one. Let's do it:)
Great info!!! Thank u!!
I love your videos!
This is so inspiring!
Great Tips!
This is so brilliant!
Wow..this is so good..Thank you!#subscriber
Fantastic video!
Great tips! What is the name of your book? Blessings
Hi. Where can I find your book?
♥️
a condenser microphone will really help with all that echo and the harsh highs in the audio
💕💕💕
Good message but PLEASE PLEASE put your hands down!