ज्यादातर लोग दूसरे के पास गाड़ी देख कर भी उनके देखा देखी उनसे बड़ी गाड़ी ले लेते हैं फिर EMI देने के टाइम रोते है।। तुम दोनों भाई बिल्कुल सही सलाह दे रहे हो बिना किसी लाग लपेट के
Totally agree with you. In 2019 i have planned for ecosport new model petrol. But I changed my mind & purchased 2nd hand top model diesel on cash( 5lakh) I am happy now. No emi no tension 😅
Ye video dekh k samajh aya ki mujhe car ki need hi nhi h. Bas mann hai lene ka wo bhi bas ye drag races dekh k karne laga tha. Scooter se hi kaam chal jayega Delhi metro k sath. Thank you for the video.
Agar life mein kuch emergency aaya koi family mein bimaar ho gaya toh urgently unko leke jaane ke liye scooty toh aayega nahi kaam ghadi hi kaam aayegaa
Very valuable advice! ❤️ Agree on all points 💯%. Pros even the salesman can tell you, but Cons & issues only experienced people can share. Appreciate very much. 🙏
Agreed 👍 2019 purchased car.. bt pandemic dekha uncertainty dekhi.. tabse sikhliya cash me lo tension free raho.. then recently purchased car and business tempo on cash.. loan free life me sahi step rahega
Totally agree with you guys to buy a vehicle in cash. You feel so relaxed not to be bothered about monthly payment. My current car is my 7th car in the last 30 years and I bought all of them in cash whether it was a used car or new. Never ever get into the debt trap.
@@radhekrsna007bro I have one question when we buy a car on cash tab income tax vale nahi aate kya gharpe matlab cash pe gaadi li hai Aisa vaisa bahana banake Aapne 7 gadiya badli aur sab ki sab cash pe 😅
मै भी किसी तरह पैसे जोड़ के loan पे minimum down payment करके गाडी लेने की सोच रहा था, मुझे गाडी की ज्यादा जरुरत भी नहीं थी मै शौक से गाडी ले रहा था आपके video देखे तो समझ मे आया, thank U आपका thank U ये information देने के लिए बहुत बहुत धन्यवाद 2लाख कैसे भी जोड़ कर ले रहे थे तथा 7लाख लोन लेकर अगर गाड़ी लेते. हमें पैसे सबंधित समस्या आती ही आती हमें आने वाले मुसीबत से बचाने के लिए धन्यवाद
First of all car sirf shonk nhi basic need hai bhi aaj kl but agar arange nhi ho rha to nyi ki jgha second hand alto wagera le lo 2 lakh tk ki aa jayegi 2015 moldel tk ki gaadi baad me bech ke nyi le lena ya beat,eon,i10 second hand bhut options hai so dreams ko na chodho smartly deal kro
Humne isliye Brezza na leke full cash pe Wagon R li kyunki humare paas bas 7 lakhs hi tha dene ke liye. Ab ya to 7 lakhs DP deke 7 lakhs ka 5 year ke liye loan pe Brezza le letey ya phir jitna cash tha utne ki gaadi letey. Bahut soch samajhke decide kiya ki abhi Wagon R le letey hain phir har maheene savings karke ek din full cash pe Brezza lenge Wagon R ko us time exchange mein deke. Wagon R ki resale value bhi achhi hai so 3 years baad bhi jyaada nuksaan nahin degi.
Agar apke paas stock market ka knowledge hai to pura car loan pe le sakte hai. Maine 12k payment karke Honda amaze liya hai, aur wohi 10lakh stock me investment Kiya, aur monthly 10% return leraha hu, car loan me yearly 9% dena hota hai, stock market se aapk monthly 9% profit kama sakte hai,
Very good & genuine suggestion which I experienced after 6 years of my first purchase. Just one thing would like to add. Get the 2nd top model atleast because later as much money u put, u can’t get that fit nd finish.
I totally agree with you guys. I am full time investor, still I opted to buy honda amaze svt on cash, considering my requirements. In spite of paying 25000 emi, I will invest 25000 every month and at the end of 3 years I will get more money as compared to car cost.
You are very much correct. Mainly our youth and parents with less education fall victim of vehicle loan. It is really difficult to pay back the loan and interest.
Agar aap gadi shauk k liye le rahe ho toh never take loan . Aur agar business point of view se le rahe ho toh it's a investment you can take it by emi by calculating your budget & business requirement.
Yes cash perches is best for your financial future. Doesn't matter your balance has decrease but you are tansion free. After all you are fullfil your dream or requirment .
Very Nice video Daksh, when I bought my First Car even I was very confused about this . At 4:45 you mentioned about going out of budget I remember when I was buying my Car ,I saw a family who was on a tight budget and wanted Tata Tiago And ye showroom vale bohot hoshiyar hote hai ye log Tiago k baju me Altroz khadi krte hai 😅 Aur fhir aadmi jo Tiago lene aya tha vo Altroz EMI pe leta hai 😅 Out of Budget investment
मेरी तो ये राय हैं की जरुरत होगी तो हीं car लेलो, status symbol ke liye मत लेना,,पैसा अपकाही जायेगा,,,, आपके व्हिडिओ बहुत informative and आम् आदमी के लिये फायदेमंद रहते हैं,,,,thanks
I believe you can always hedge your EMIs if you're smart, buying a car by paying the 20 lakh upfront if you come from a middle class family is the biggest mistake you can do. If you have that much money you should invest it wisely and EMI is not a burden if planned perfectly. All that being said do not buy any car on EMI which takes more than 20% out of your pocket from your monthly income. This is the general rule.
Most wise advice. I am planning to do the same. Planning to buy 17 lacs worth car. I have the money but I am planning to invest that in mutual funds, stocks and debt funds. I will buy the car on loan.
@@ajayraval3747right if u just invest the amount the amount in small cap funds tum loan ki emi me pese bachane se jada bna rhe hoge because min returns of small cap funds are around 28-30% yearly jo ki loan ke intrest 9-12% se bhut jada hai aur compounding me aur bhi bna skte ho aur agar khud investment Krna suru kro to 30-40% yearly aram se bna skte ho
sir apki baat bohot sahi lagi me muze ek new gadi leni thi and me budget se bahar jake soch raha tha verna le lu top model and 5 saal ki emi karva lu lekin ab 6 se 7 mahine thoda wait karu ga lekin fulll payment pe gadi lunga kyuki life is unpredictable and ek baar full payment karke peace of mind jada sahi hai chahe thoda base model lena pade and ab virtus 1.0 bhi test drive karu ga 🙏
Sir me tata Nexon ka base model Lana chhata hu or me aadhi payment kar du or baaki loan kar du to kasa hoga or ek foji benda hu 1 lakh ka mara ko benee fit be milaga please 🙏 bato aap kay Rai hai
V inteligently said ... really perfect what you are telling.... one payment is always best... I too had bought my first car in loan.. but its no practical.. now whichever i buy , i buy under full online payment.
Gadi ya to one payment leni chahiye ya to loan lena hai to 100% loan pe kabhi nahi leni chahiye - kam se kam 50% down payment karna chahiye. Aur car purchase karne ke baad haath mein emergency fund aur thoda 1-2 lakh additional cash hona chahiye.
Bilkul galat koi business minded admi most things loan pe leta hai 1) tax benifit 2) 10 lakh ki car ko cash ki jagha business me lagye to saal me double kr skte hai aur jada bhi 3) cibil score jo ki aage aur kyi jgha kaam ata hai Even economy bhi bina loan ke nhi chalti loans are need for betterment (but utna hi lo Jo ki de sko )
मैंने innova गाड़ी लोन में उठाई थी फिर 4 साल तक emi भरने के लिए बुकिंग के लिए बहुत रगड़ कर मेहनत करनी पड़ी बाद में दूसरी भी ले ली अब ठीक ठाक चल रहा है 😂😂😂
मुझे बताए k क्या मैं Tiago ev लू।।।मेरे पास alto amt hai.or sonet diesel automatic h... running 2500 km per month h.kya Alto sale kar k .ev lu...sonet ka loan clear ho gaya h.pl advice
Mera opinion he ki Main sabse phele 2nd hand car le lunga under 5lakhs Or sath sath me business pe used karunga or Paisa sehi tra se investment krke profit aya wala se main high budget car karid lunga 1 time payment system. Wo Mera opinion he.
Aap logon ki Rai badi kaam ki hai..bhai Log Logon me awareness paida karte ho is ke liye Thanks. Ek baat share kar raha hu. Maine 2010 me New Mahindra XYLO Purchase ki thi aur abhi bhi mere pass hai. Jo kewal 67000 KM chali hai 14 saal me, kyonki Mai ek service men hu. Chunki sirf office aane jane ke liye chalti hai regularly 20 km. Aur kabhi kabhi bahar bhi. 5 saal Loan liya tha jiski EMI 15000 thi. Loan toh pura complete Kiya Maine 5 saal me. Ab iski resale value kitni milegi . Please batayiye.. Thank you Abhi kitne me bikni chahiye ye batana please
3 saal ke loan pe lekar advance payment kar kar ke use chuka do , starting ke 50 percent time premium intrest me 80 percent or principle me only twenty percent jati hai , apko us time advance payment krte rehna chahiye
Maine Dzire 2014 me 6.5 lakh cash me li thi..aaj bhi 3 lakhs me resale ho sakti hai..Cash me hi gadi lena chahie..nahin to maximum downpyment karke hi gadi leni chahie..loan kam se ka. 40%
Very good discussion. Please make a video on When to sell our old car? whether to sell our old car just because it is old even though it is doing it's job very well?
Sir ajkal credit card pe gadi lene ka trend hai, down payment 5-10 lakh credit card se pay kar dete hai negotiating 2% charges to 0.5% with dealer. Then Baki ka loan. Is it wise?
Uncle bahut dil se baat krte h bilkul apnapan sa mehsoos hota h , uncle ye waiting period scam and mandatory accessories purchasing for quick delivery and no negotiation scam pr bhi khulkar apna opinion dijiye
EMI pe gaadi lene ka sabse bada fayda ....agar aapki gaadi accident ho gayi ya chori ho gayi aur aapka zero debt ka insurance h to baaki ka loan bank dega❤❤
मैने लोन पर गाड़ी ली monthly emi 7790 रुपए और बचते पैसों से खाली प्लॉट में मकान बना लिया उसका रेंट 11000 per month आ रहा है ।। सारा पैसा गाड़ी लेने में लगा देता तो ये सोर्स ऑफ इनकम जनरेट ना होता और 5 साल बाद 7790 की क्या वैल्यू होगी ?? जबकि मकान की बढ़ती जाएगी वैल्यू
ज्यादातर लोग दूसरे के पास गाड़ी देख कर भी उनके देखा देखी उनसे बड़ी गाड़ी ले लेते हैं फिर EMI देने के टाइम रोते है।। तुम दोनों भाई बिल्कुल सही सलाह दे रहे हो बिना किसी लाग लपेट के
Dakhsh your father seems to be a very nice guy.U r lucky to have your father as your friend.
good advise
भाई आपकी एक बात बहुत अच्छी है, लोग सीधे सच बोलते हैं, चाहे आपको पसंद हो या न हो, बातें मेरी तथ्य हैं, और ये सच भी है, बहुत बढ़िया भाई।
Totally agree with you.
In 2019 i have planned for ecosport new model petrol.
But I changed my mind & purchased 2nd hand top model diesel on cash( 5lakh)
I am happy now.
No emi no tension 😅
👏👏👏
Where did you buy 2nd hand car ? I am planning to buy from spinny...Is it good?
No please buy it
Kewal jo gadi jise aapne pehle se hi dekh rakha hai parakh rakh hai kewal usee he kharide uski condition ke hisab se@@humblepawn873
Ye video dekh k samajh aya ki mujhe car ki need hi nhi h. Bas mann hai lene ka wo bhi bas ye drag races dekh k karne laga tha. Scooter se hi kaam chal jayega Delhi metro k sath. Thank you for the video.
Agar life mein kuch emergency aaya koi family mein bimaar ho gaya toh urgently unko leke jaane ke liye scooty toh aayega nahi kaam ghadi hi kaam aayegaa
@allrounderanime3294 family me ek car hai bhai. Main apni alag personal car k liye bol rha tha.
@@BabaYaga1136 accha ok toh thik hai hai🤣😅
middle class k lie , ye channel bohot helpful hain. thanks bhailog
You said absolutely correct! It is not only applicable to buying car, this general advice specifically on loan!!!
Very valuable advice! ❤️ Agree on all points 💯%. Pros even the salesman can tell you, but Cons & issues only experienced people can share. Appreciate very much. 🙏
ऋणी होना सबसे बड़ी दरिद्रता ( गरीबी) है ; आय से अधिक व्यय करना मूर्खता है , पैर उतने ही फैलाने चाहिए जितनी चादर हो।
Monthly income ko dekhkar , loan lena koi galat nhi h.
Garibi to hogi hi, koi bhi kam krke khush nhi, jo kam krte the unhe bhi sarkar ne free ka rashan deke ghar betha dia.
ye soch bhi मूर्खता ki bhaot badi pehchan hai.
❤👍
बिल्कुल शुद्ध और पवित्र विचार,,,, लेकिन अगर चादर छोटी हैं और पैर बड़ा है तो चादर बड़ी कीजिए क्योंकि पैर तो काट नही सकते
Agreed 👍 2019 purchased car.. bt pandemic dekha uncertainty dekhi.. tabse sikhliya cash me lo tension free raho.. then recently purchased car and business tempo on cash.. loan free life me sahi step rahega
6:05 7:06 7:34 8:03 9:51 12:26 14:21
Totally agree with you guys to buy a vehicle in cash. You feel so relaxed not to be bothered about monthly payment. My current car is my 7th car in the last 30 years and I bought all of them in cash whether it was a used car or new. Never ever get into the debt trap.
Basically you're rich 🤣
@@naxobi1011 you can have your opinion but the fact is I bought only till the amount I can afford. Never crossed my limits.
@@radhekrsna007 7 car in 30 years is rich mate not middle class
@@radhekrsna007bro I have one question when we buy a car on cash tab income tax vale nahi aate kya gharpe matlab cash pe gaadi li hai Aisa vaisa bahana banake
Aapne 7 gadiya badli aur sab ki sab cash pe 😅
Absolutely logical analysis and honest opinion. I really appreciated the values of your words.
मै भी किसी तरह पैसे जोड़ के loan पे minimum down payment करके गाडी लेने की सोच रहा था, मुझे गाडी की ज्यादा जरुरत भी नहीं थी मै शौक से गाडी ले रहा था आपके video देखे तो समझ मे आया, thank U आपका thank U ये information देने के लिए
बहुत बहुत धन्यवाद
2लाख कैसे भी जोड़ कर ले रहे थे तथा 7लाख लोन लेकर अगर गाड़ी लेते. हमें पैसे सबंधित समस्या आती ही आती
हमें आने वाले मुसीबत से बचाने के लिए धन्यवाद
Bhai isse acha USED car lo
First of all car sirf shonk nhi basic need hai bhi aaj kl but agar arange nhi ho rha to nyi ki jgha second hand alto wagera le lo 2 lakh tk ki aa jayegi 2015 moldel tk ki gaadi baad me bech ke nyi le lena ya beat,eon,i10 second hand bhut options hai so dreams ko na chodho smartly deal kro
Good@@sunnysonker5380
बहुत अच्छी जानकारी, कैश में कार लेने के लिए और किन बातों का ध्यान रखना चाहिए।
Humne isliye Brezza na leke full cash pe Wagon R li kyunki humare paas bas 7 lakhs hi tha dene ke liye. Ab ya to 7 lakhs DP deke 7 lakhs ka 5 year ke liye loan pe Brezza le letey ya phir jitna cash tha utne ki gaadi letey. Bahut soch samajhke decide kiya ki abhi Wagon R le letey hain phir har maheene savings karke ek din full cash pe Brezza lenge Wagon R ko us time exchange mein deke. Wagon R ki resale value bhi achhi hai so 3 years baad bhi jyaada nuksaan nahin degi.
Good thinking
Brezza lena tha bhai, jub aapke pas 7 lakh tha
Agar apke paas stock market ka knowledge hai to pura car loan pe le sakte hai. Maine 12k payment karke Honda amaze liya hai, aur wohi 10lakh stock me investment Kiya, aur monthly 10% return leraha hu, car loan me yearly 9% dena hota hai, stock market se aapk monthly 9% profit kama sakte hai,
Bhai esi strategy sbko btao 10%per month kmane wali
10% monthly highly risky
Oris ka invester hai kya bhai??
❤❤❤good ❤❤❤
ऐसे झांसेमे मत आना
Very good & genuine suggestion which I experienced after 6 years of my first purchase. Just one thing would like to add. Get the 2nd top model atleast because later as much money u put, u can’t get that fit nd finish.
Both of your way of expressing is really genuine and pleasant.
I totally agree with you guys. I am full time investor, still I opted to buy honda amaze svt on cash, considering my requirements. In spite of paying 25000 emi, I will invest 25000 every month and at the end of 3 years I will get more money as compared to car cost.
Ye video Dil ko chooh gaya. Shat pratishat sahi points bole aapne
I am planning a car, I feel lucky that I came across this video... Great work! 👏
Glad it was helpful!
You are very much correct. Mainly our youth and parents with less education fall victim of vehicle loan.
It is really difficult to pay back the loan and interest.
FANTASTIC BHAI SAAB - SUPER ADVICE EVERY WORD IS GOLDEN WORD - THANK U VERY MUCH , U BOTH ARE ALSO DOING A GREAT SERVICE TO THE MIDDLE CLASS 😀🙏
Bade Baal Wale Bhai aapne bahut acha advice di pura doubt clear ho gaya mera.. bahut bahut sukriya bhai🥺🙏🏻❤
Mera budget 15 lakh ki gaadi ka budget tha. Lekin maine 12 lakh ki li. Best decision ever.
बहुत अच्छी सलाह है! ते ते पाऊँ पसारिये जेती लाम्बी सौर!
This video Deserve more then Million views ❤
This is called personal experience and deviate little bit from TH-camr! Sir you are a very good person 😊
🙏
Agar aap gadi shauk k liye le rahe ho toh never take loan .
Aur agar business point of view se le rahe ho toh it's a investment you can take it by emi by calculating your budget & business requirement.
Sir, become the fan of both of you. Bahot hi sahi information di hai apne…kafi log ye video dekh ke trap se bach jayenge…Thank you 👍🏻
Yes cash perches is best for your financial future. Doesn't matter your balance has decrease but you are tansion free. After all you are fullfil your dream or requirment .
बहुत अच्छी सलाह देते है आप ,
धन्यवाद 🙏
Very Nice video Daksh, when I bought my First Car even I was very confused about this .
At 4:45 you mentioned about going out of budget
I remember when I was buying my Car ,I saw a family who was on a tight budget and wanted Tata Tiago
And ye showroom vale bohot hoshiyar hote hai ye log Tiago k baju me Altroz khadi krte hai 😅
Aur fhir aadmi jo Tiago lene aya tha vo Altroz EMI pe leta hai 😅
Out of Budget investment
Bilkul shi bol rhe hain
Bahut shi jaankari mili me bhi kam se kam loan pr car lunga.❤
मेरी तो ये राय हैं की जरुरत होगी तो हीं car लेलो, status symbol ke liye मत लेना,,पैसा अपकाही जायेगा,,,,
आपके व्हिडिओ बहुत informative and आम् आदमी के लिये फायदेमंद रहते हैं,,,,thanks
I believe you can always hedge your EMIs if you're smart, buying a car by paying the 20 lakh upfront if you come from a middle class family is the biggest mistake you can do. If you have that much money you should invest it wisely and EMI is not a burden if planned perfectly. All that being said do not buy any car on EMI which takes more than 20% out of your pocket from your monthly income. This is the general rule.
Most wise advice. I am planning to do the same. Planning to buy 17 lacs worth car. I have the money but I am planning to invest that in mutual funds, stocks and debt funds. I will buy the car on loan.
emi is always a burden.
@@ajayraval3747right if u just invest the amount the amount in small cap funds tum loan ki emi me pese bachane se jada bna rhe hoge because min returns of small cap funds are around 28-30% yearly jo ki loan ke intrest 9-12% se bhut jada hai aur compounding me aur bhi bna skte ho aur agar khud investment Krna suru kro to 30-40% yearly aram se bna skte ho
sir apki baat bohot sahi lagi me muze ek new gadi leni thi and me budget se bahar jake soch raha tha verna le lu top model and 5 saal ki emi karva lu lekin ab 6 se 7 mahine thoda wait karu ga lekin fulll payment pe gadi lunga kyuki life is unpredictable and ek baar full payment karke peace of mind jada sahi hai chahe thoda base model lena pade and ab virtus 1.0 bhi test drive karu ga 🙏
NICE ADVICE. I AM GOING TO PURCHASE IN CASH ONLY. NO LOAN BUSINESS.
Sir me tata Nexon ka base model Lana chhata hu or me aadhi payment kar du or baaki loan kar du to kasa hoga or ek foji benda hu 1 lakh ka mara ko benee fit be milaga please 🙏 bato aap kay Rai hai
The knowledge you guys provide is priceless. Have watched many of your videos and I'll say what you talk about is absolutely real!
I have been seeing multiple videos about buying my first car. This is the most informative video I found which helped me take a decision. Thanks 👍
Glad it was helpful!
Bilkul sahi kaha bhai aap donon ne !! Zabardast !! 👌👌👌👌
second hand gadi leni chahiye ya nyi show room se gadi leni chahiye? kisme jada fhyada hoga
sir ji me to vdo dekhne se pehle hi like kar diya
Mai loan leke 12 lakh tak ki gaadi khareedne ja raha tha.. lekin fir mood badla maine 550000 me alto k10 le li..ab bahut sakoon mahsus karta hu
Le li na unsafe car. Thoda sa loan lekar solid car Leni thi, and loan timely repay karke apna CIBIL score better karna tha
@@weatherwings Jab uber book karta hai tab safety rating puch ta hai?
Bahi 1 subscriber aapke real talking thing ke liye ❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤
Ekdam sahi bataya navneet ji and daksh ne, even I think the same
Veey very very sensible talk/discussion. And also educational purpose too. Thank you Daksh bro
V inteligently said ... really perfect what you are telling.... one payment is always best... I too had bought my first car in loan.. but its no practical.. now whichever i buy , i buy under full online payment.
One payment is always good, apkie sujhav bahut tarksangat hein.tate paon pasariye Jatin lambi sor.
vdo laajawab he ,Puri clarity aa gayi
Gadi ya to one payment leni chahiye ya to loan lena hai to 100% loan pe kabhi nahi leni chahiye - kam se kam 50% down payment karna chahiye. Aur car purchase karne ke baad haath mein emergency fund aur thoda 1-2 lakh additional cash hona chahiye.
Bro I have to purchase new car my budget is 10l in Emi we are three people family and it's my first car which one you suggest
Sar Jo Maruti brezza ke alloy wheels showroom mein 40000 ke hote hain vahi Karol bag mein 25 ke Mil Rahe kya vah original hai ?????
🤗🤗🤗Loan par gadi lene se used car case in hand lena sahi hai🤗🤗🤗
Used car ka interest rate zada hota h
Tabhi toh cash par lo bhai used car @@sawan005
सर जी किसी चतुर आदमी ने लोन के बारे में सच कहा है कि लो न मतलब लोन नहीं लेना चाहिये चाहे कितने ही कम ब्याज पर मिलता हो
भाई साहब उसका हिंदी नाम कर्जा भी होता है मतलब की कोई भी काम लोन लेके कर जा। = कर्जा
Karja ke baad marja 😂@@krishnatiwari3566
Bilkul galat koi business minded admi most things loan pe leta hai
1) tax benifit
2) 10 lakh ki car ko cash ki jagha business me lagye to saal me double kr skte hai aur jada bhi
3) cibil score jo ki aage aur kyi jgha kaam ata hai
Even economy bhi bina loan ke nhi chalti loans are need for betterment (but utna hi lo Jo ki de sko )
मैंने innova गाड़ी लोन में उठाई थी फिर 4 साल तक emi भरने के लिए बुकिंग के लिए बहुत रगड़ कर मेहनत करनी पड़ी बाद में दूसरी भी ले ली अब ठीक ठाक चल रहा है 😂😂😂
Good job daksh, you give right information. It helps a lot. Thank you
मुझे बताए k क्या मैं Tiago ev लू।।।मेरे पास alto amt hai.or sonet diesel automatic h... running 2500 km per month h.kya Alto sale kar k .ev lu...sonet ka loan clear ho gaya h.pl advice
60 % downpayment 40% loan and that 40 % should be invested too.
Bas sunney me acha lgta hai
*Car loan* ₹7 lacs
Tenure= 5 years
ROI= 9%
Total interest payable = ₹1.71 lacs
*FD* ₹7 lacs
Tenure= 5 years
ROI= 7.25%
Total interest reward= ₹2.85 lacs
How much interest payable % in fd 2%
@@ramearju 2% ki koi fd nahi hoti
बढिय़ा जानकारियां दी आपने.धन्यवाद
Badhiya video thi bhai pura demotivate kr diya acha laga 😢
Mera opinion he ki
Main sabse phele 2nd hand car le lunga under 5lakhs
Or sath sath me business pe used karunga or
Paisa sehi tra se investment krke profit aya wala se main high budget car karid lunga 1 time payment system.
Wo Mera opinion he.
Petrol diesel ev cng kon se Lu
Thank you so much for this video , was planning a car or loan but ye video dekh ke pta chal gya sach
Aap logon ki Rai badi kaam ki hai..bhai Log
Logon me awareness paida karte ho is ke liye Thanks.
Ek baat share kar raha hu.
Maine 2010 me New Mahindra XYLO Purchase ki thi aur abhi bhi mere pass hai. Jo kewal 67000 KM chali hai 14 saal me, kyonki Mai ek service men hu. Chunki sirf office aane jane ke liye chalti hai regularly 20 km. Aur kabhi kabhi bahar bhi.
5 saal Loan liya tha jiski EMI 15000 thi. Loan toh pura complete Kiya Maine 5 saal me. Ab iski resale value kitni milegi .
Please batayiye.. Thank you
Abhi kitne me bikni chahiye ye batana please
Vi ji apne sehi bola, I agree with you.
very informative video very well explain navneet sir is very knowledgeable Thank u guys
You both told such beautiful things, it will open people's eyes. Thank you very much to both of you
10 Lakh ki car cash leni ho to us per tax kitna padta hai
Excellent.. A Good one in every sense..
This guys are really true speaking
Bhiya ager main pura on road price RTGS karau to kyaa koi income tax notice ayga kya bhaiya ?? Pls suggest me bhaiya
Thank you sir 🙏
Best guidence new buyers 🙏
Best video & help full
This was a great video..impulsive buying should never be done! 💯
One time buying is best for mental peace ✌️
3 saal ke loan pe lekar advance payment kar kar ke use chuka do , starting ke 50 percent time premium intrest me 80 percent or principle me only twenty percent jati hai , apko us time advance payment krte rehna chahiye
Maine Dzire 2014 me 6.5 lakh cash me li thi..aaj bhi 3 lakhs me resale ho sakti hai..Cash me hi gadi lena chahie..nahin to maximum downpyment karke hi gadi leni chahie..loan kam se ka. 40%
Very good discussion. Please make a video on When to sell our old car? whether to sell our old car just because it is old even though it is doing it's job very well?
Yes please
Sir ajkal credit card pe gadi lene ka trend hai, down payment 5-10 lakh credit card se pay kar dete hai negotiating 2% charges to 0.5% with dealer. Then Baki ka loan. Is it wise?
Thanks bhai, bahut simple way samjhaya. Clear kar ke diya.
Uncle bahut dil se baat krte h bilkul apnapan sa mehsoos hota h , uncle ye waiting period scam and mandatory accessories purchasing for quick delivery and no negotiation scam pr bhi khulkar apna opinion dijiye
You both shared good information and opinion,I understood what we should do, thanks.
EMI pe gaadi lene ka sabse bada fayda ....agar aapki gaadi accident ho gayi ya chori ho gayi aur aapka zero debt ka insurance h to baaki ka loan bank dega❤❤
Very informative topic.. Thanks..It will help me to buy right car.
You are doing a good job by giving this information 😊
Breeza and 3xo me konsi best hai
बोहोत अच्छा नॉलेज देते हैं आप है, कृपया यह भी कवर करने की ये कार की स्क्रैप पॉलिसी किया है
Sure very soon
downpayment 60 % dekr loan le sakte h ? ,, if car is needed ,,, example 10 lakh amount and 6 lakh down payment 4 lakh loan ???
Yes
Thnx bhai.aap ne meri problem solve kar di
Gadi lone pe buy karni chhiye ya cash pe
Great Honest opinions by you guys, Keep up the good job of making such informative videos & btw you just earned a subscriber 👍
मैने लोन पर गाड़ी ली monthly emi 7790 रुपए और बचते पैसों से खाली प्लॉट में मकान बना लिया उसका रेंट 11000 per month आ रहा है ।। सारा पैसा गाड़ी लेने में लगा देता तो ये सोर्स ऑफ इनकम जनरेट ना होता और 5 साल बाद 7790 की क्या वैल्यू होगी ?? जबकि मकान की बढ़ती जाएगी वैल्यू
Bhai aapne sahi bola...but aap BANKwale loan paper me Jo clause dalate hai wo bataoo...new video me
Sahi kaha 1lakh me santro 2me i10 3me swift 4mei20 5me Breza bahut old cars mil jati hai cash hath me ho
Sir car ka full cash payment kisase karna chahiye check ya transfer please details
Hi sir me renault ka base model Lena hai 50% cash and 50% finance me ye thik rahega
👍🏻
Bahut sahi bat kahi sir aapne..pura experience aapne bata diya