Fixed Deposit and Income Tax Notice, कितने रुपए की FD करवाने पे आता है नोटिस और इस से कैसे बचे
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Fixed Deposit and Income Tax Notice, कितने रुपए की FD करवाने पे आता है नोटिस और इस से कैसे बचे #fd
Dear friends,
In this video you will come to know that how you can escape your income tax department notices if you open fixed deposit
#FD
#FixedDepositNotice
#IncomeTaxNotice
In this video we have discussed about the limit of amount, of which a person is creating Fixed Deposit, till his/her Bank or Financial Institution will not notify Income Tax Department about his/her Fixed Deposit through SFT (Statement of Financial Transactions)...
FD and Income Tax All Provisions, All Doubts Cleared
जानिए आयकर विभाग क्या कहता है FD कराने पे
👇👇👇👇👇👇👇👇👇
• FD and Income Tax All ...
Tax on FD, How Much Tax On Fixed Deposit पर कितना टैक्स देना होता है #Fd #taxonFD #fixeddeposits CA
👇👇👇👇👇👇👇👇👇
• Tax on FD, How Much Ta...
High Interest Rates on FD || FD करवाने से पहले जरूर देखें ये वीडियो और पाए ज्यादा Interest Rate
👇👇👇👇👇👇👇👇👇
• High Interest Rates on...
#incometax
#notice
#fdrates2022
#fdrates
#interest
#fdinterestrates
#bankfd
#bestbank
#fixed_deposit
#fixeddeposit
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This video is merely a general guide meant for learning purposes only. All the instructions, references, content or documents are for educational purposes only and do not constitute legal advice. We do not accept any liabilities whatsoever for any losses caused directly or indirectly by the use/reliance of any information contained in this video or for any conclusion of the information. Prior to acting upon this video, you're suggested to seek the advice of your financial, legal, tax or professional advisors as to the risks involved may be obtained and necessary due diligence, etc may be done at your end.
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बहुत अच्छी जानकारी दी गई है। धन्यवाद। 🙏🙏
Thank you Sharma ji
Good👍 informative. & valuable. Video. sir thanku
Glad to hear 😊
Sir, Thanks a lot for sharing valuable knowledge...And answering all the queries....Hats off you sir...God bless you....
It's my pleasure
Very nice information ji
Thanks
Very informative video 📸
Thank you 😊
Very nice information sir jee 📘❤🌹👌
Thank you 🙏
Thnq for this valuable information sir🎉
Most welcome sir
Very nice information ji.
FD Krane ka bahut khatra hai sir.
Ji dharam ji
Thank you
अतिमहत्वपूर्ण जानकारी....!!! लेकिन NSC करने की कोई लिमिट नहीं है न उस पर टैक्स पड़ता है... तो NSC पर income tax क्यों नहीं बोलता है... Plzzz बताएँ
Very soon
क्योंकि एनएससी पर ब्याज कम मिलता है पहले टैक्स काट कर ब्याज कम कर देते हैं
NSC पर भी कुछ महत्वपूर्ण जानकारी साझा करें भाई जी 🙏🙏
Ok very soon
Thanks somuch
Most welcome
As always very informative video.
Sir new FD made from old FD which is matured.. ye bhi 10 lac ki limit me aata hai kya. Agar aata hai to na jane kitne sare logon ki new FD aisse har sal banati hogi.
Renewal of FD will not be added in this 10 lakh limit
@@CASumitSharma Thanks Sir. So only fresh FD made during financial year are considered for 10 lac limit right
Thanks for giving valuable knowledge sir.
Sir, old age pension from Haryana Govt ko ITR me kon se head me dikha sakte hai? Means Salary head me ya kisi aur head me ?
Salary me lelo
@@CASumitSharmaThanks a lot sir...
Sir post office me agar shaving account join me hai to kitna account rakh sakte hai ek financial year me plzz btaiye 🙏🙏
Same limit as individual
Thanks sir
Welcome
❤
❤️❤️
@@CASumitSharma 🥰
Sir my mom gets 174000 pension PA.
She kept fd on small cooperative bank with 12 lakh @9% interest on july 2023.
So this fd interest is not considered for this year .
Can i go to bank now and ask whether they deducted 10%tds
FD interest is annual basis need to show in ITR
It TDS deducted
After filing ITR it can be taken refund
Our ITR me 10lakh Faile kiya Income mention to,kay Ager 20lakh loan Apply kar skte hai.
Depend
Konse loan hai
Kis ban se hai
Aapki CIBIL score kya hai
Mortgage hai ya nahi
Etc
Please visit any bank
Hello Sir, my age 60 yrs. Retired person. Last year May 23 post office ki 5 lakh ki one year ki FD ki hai which will due on this May 24. Intrest wl @35000. No other income . Kya muze IT return file karna padega ye saal 31st july se pehle, pl reply..
If gross income is more than 3 lakh
Including pension FD interest any other income then ITR filing mandatory
धन्यवाद सर, मेरा और एक सवाल... क्या renewed term deposit नया term deposit माना जायेगा. प्लीज बतायें..
Sir khet se gail gas pipeline gai hai mere mummy ko 4 lakh ka cheque mila cheque bank me jama kiya our 2 lakh ki fd kiya 7.25% se 2 saal ke liye abhi bank me 3 lakh bache hai kya sir tax lagega kya our tds bhi lage ga kya pls sir mummy house wife hai
Tax 250000 se jyada income hai to
TDS 40000 se jyada interest hai to
I made small saving in to fd for last 9 years whicch total around 30laks. Last year instead of renewal due to change in interst rate we break it and book it in new interest rate fd, but still no itr filled upto last year but filled this AY. Is any problem will come, kindly reply
No issue
As you have proofs of your investment
If sir savings mai 11 lakh extra pade ho 3 saal se aur every year mai ITR Return bhi bharta hu, if mai 11lakh ki fd ussi bank mai krwau toh bhi kya Notice aayega?
Aana nahi chaiyee
Agar aa b jata hai to you have proofs source
No need to worry
Hello @CASumitSharma
agr indusind bank me fd 3.49 lakh ki break krdu to vaha 10 lakh ki limit to close hogya na fir me Sbi or hdfc me 4.8 lakh and 4.8 lakh ki new fd create kru total 9.6 lakh ki to kya report krega bank income tax ko total jo 9.6 lakh ki jo new fd banaya he uska.because itr nai bhrta hu or koi income source b nai he or agr 34000 sbi and 34000 interest hdfc me ayega to tds cut hoga? ye 40k fd interest limit per bank ka rhegana.or notice aa skta he? ya fir ye February is month financial year me sbi me sirf fd create kru or April me hdfc me to notice ane ka chance he kya koi?
Limit is 10 lakh per bank
TDS 40k se jyada annually interest pe hi katega
If you have proofs source of FD investment amount no need to worry
@@CASumitSharma allready fd to tha hi paytm me pr break krna pdega usise new fd banana he or proof to 3 sal pehle ka kahase lau 😞
Sir, Property sale करने से करीब 70-80 Lakh रुपया account में जमा करने से भी नोटिस आएगा ?
If registration amount more than 30 lakh then notice may come
But if you have shown it in ITR and paid capital gain taxes if applicable then need not to worry..
Sir maine swing trading kiye full year me 22 lakh ka but ais portal show 34lakh why keya isse khi problem hoga
No issue
Show data in ITR as per your broker's report
Mere father gorvement employee the vo retirement ho chuke he to ham log 15 lakh ki FD ki karvane ka soch rahe aur ye money retirement money he to Kya FD karvane ke baad notice aa skta he Kya??
Nahi aana chaiye
Aaa b gya to aapke pass source proofs hai no need to worry
I am salaried person and file itr4 .invest in stock and f&o but audit ke criteria ke hisab se income nahi hai.fir bhi audit ka message aaya hai aur itr return bhi a gya hai ab kya krna hai
You can ignore that msg
Thanks
Sir maine 11 lakh ki fd ki hai...or itr file karke 3 saal hua...or 3 no years main income 4 lakh ke upar dikhai hai...toh notice aa sakta hai kya?
No
Sir mere friend ne mujhe sep 2023 me 1 day ke gap me ( Neft ) ke through paisa transfer kiya jiska ammount hai ( 25 sep ) ko ( 450000 lakh ) jo usne apni wife ke account se mere Union bank of India ke saving bank account me dala
or (27 sep ) ko (400000 lakh )... jo friend ne Apne account se dala mere post office ke saving bank account me.
total 850000 lakh
Jisme se maine
250000 lakh apne saving account me rakha hai
or 600000 lakh maine Post Office Me NSC me fix kar diya hai.
Friend jo hai mera wo paisa wapas nhi lega matlab lega 4 se 5 saal baad ...
Koi aggrement nhi kiya hai usne mera se bohot karabi friend hai wo mera
To kya mujhe ITR file karna jaruri hai sir
or jaruri hai to kitna tax dena hoga sir
Plz help sir
Sir sabko aap reply karte hk mujhe bhi karna plzz.
mera koi or income nhi yehi paisa maine
apne friend se liya hai
agar main ise income from other source me dikha ke gift receive pr tax de du to mujhe notice to nhi ayega na
new tax regime pr mujhe 850000 lakh pr kitna tax dena hoga total ammount par mujhe tax slab me girt pr chuut milega kya
hepl sir plzz
Loan WPS dena hai
On account Entry hai to no need to show this amount in income..
Just show Income earned from these funds..
Tax is need to pay as per slab rates
If this is Gift then need to show under income From other sources
Sir jee,kay yah possible hai ki,10lakh ka FD me,FD ka double loan apply kar skte.
Need to confirm from bank
Sir please ap batao apse bat karne k liyea kia charge ha muje advice chayea please help for NRI
8875042000
शर्मा जी, कृपया बताएं कि 10 लाख की लिमिट क्या प्रति वित्तीय वर्ष है?
सीनियर सिटीजन के लिए क्या लिमिट है?
Hanji per financial year
Same for senior citizens
Sir meri total fd 650000 ki h but mene teen char bar break kar di thi fir dobara ki kya tax ki nazar me aa sakta hu
Yes
Total 10 lakh se uper chalo gai to report jayegi income tax department ko
But don't worry if you have proofs
Agriculture income pe kya itr bharna padega at 11lakh
No
If no other income (Taxable )or less than 250000
Sir mere Father ka retirement amount approximately 20 lakh tha ,unki death ho gayi,mai nominee tha to wo amount mere account mai credit huwa,ab mai 20 lakh ki fd karunga to muje notice aayega kya? Mai income tax return file nahi karta because meri income jada nahi hai so mai kya karu?
ITR file kr dena
Notice aata b hai to you have proofs or source
Then need not to worry
Replied
नमस्कार सर
24 दिसंबर 2022 को इनकम टैक्स डिपार्टमेंट से मैसेज आया लेकिन अभी तक हम टैक्स नहीं भर पाए हैं तो क्या अभी इनकम टैक्स भर सकते हैं मैं सरकारी जब में हूं जबकि मेरी सैलरी के हिसाब से टैक्स के लेवल में नहीं हूं लेकिन कुछ दिन पहले ट्रेडिंग से ट्रेडिंग किए थे इस कारण से मेरा इनकम टैक्स का मैसेज आया है सर अब क्या कर सकते हैं बताइए प्लीज
If gross income below 2.5 lakh
ITR filing not mandatory
If you want to file ITR
AY 23.24 belated ITR UPTO 31st December Possible
AY 22.23
AY 21.22 ITR u available
अभी टैक्स भर सकते हैं
Sir agar me 5 lakh ka fd ko 3 bar brek karo or 4 3 bar fer se dubar same hi bank me fd cret karo same finicial year me to muje notice ayaga kia . Kuki amount to 10 lak ka upar hua please reply
Aa sakta hai
But you have proofs then need not to worry
Better to file ITR
@@CASumitSharma thank sir for first reply may grow in life
सर मैने ८ साल मे अलग अलग बैंक मे २०लाख रू की आज तक fd की हे नेशनल
बैंक में ५ लाख ओर सहकारी बैंक मे
६.५० लाख ओर मल्टी स्टेट तीन बैंक मे
८.५० लाख टोटल २० लाख रूपय आठ साल मे एफ डी कराई हे तो टेक्स
बैठ सकता हे क्या.
ITR filing mandatory if income cross 250000 per year
TIN number band hogya lekin agar purani bill book se TIN wala bill dete h or wo audit m chada deta h to qa fine lagega ya kya scenario hoga sir
Nahi lagega
But don't use tin no now
@@CASumitSharma ohk sir I will not use but problem qa qa ho skti h for general knowledge I want to know
Jo cheej exist hi nahi krti uska use nahi kr sakte ham..
Baki itna serious issue nahi hai
Bss aap us tin k naam pe tax collect nahi kr sakte
@@CASumitSharma ohk sir got it
Sir, agar Ham senior citizen ke naam se FD karate Hai,to Govt ki our se Taxe deduction milega hi.
80c me 150000 ki tax saver FD krwa sakte ho ..
80ttb me 50000 interest tax free
Sir I'm student and my father is in government department and he paid tax time to time. But he also save some money and deposit in my account. Agar mein uski FD krwata hu to koi problem hogi kya?
Take this amount as Gift or loan
Keep clubbing provision in mind
@@CASumitSharma ok sir
Sir fd ke time par 15 G form nhe bhara to kya ab submit kar sakte h?
Yes
Jago tbhi savera
Sir, FD amout Rs.1540000/- from 3 Banks Made april 2021. For 5 years Interst reflects in AIS from and same show in ITR. ITR 143(1) SMS received no demand no refund. So can we face any issue
No issue
@@CASumitSharma Thank you Sir,
My friend gave me 8 lakhs which I used to buy car. Account to account transaction. Will I get any notice??
No
Meri old year fd 3 lakh ki hai Aur new year fd 4 lakh ki hai to new year me 7 lakh ki fd dikhega to us par tds katega Aur muje itr ki notice Aa sakta hai interest new year me 2 no old fd + new fd ka mila k 40 thousand k upar hua to
Nahi aayega
thanks pls.
Most welcome
Sir my mom is housewife.she gets widow pension from eps and esic of 11500 & 3000 per month respectively.(around 180000 per annum). She got other benefits like pf withdrawal,pm yojna, and other covid relief of 10 lakh..
She invested 12 lakh fd in a small cooperative bank with 9% interest on july 2023.(108000 approx interest).
Will bank deduct tds. Is there any need to pay tax.
She never registered with ITD nor she filled ITR
Please reply
ITR filing mandatory if Income cross 250000
And TDS will deducted or interest cross 40000 annually and no form 15G given...
Register on itd portal check AIS TIS 26 AS and respond accordingly
@@CASumitSharma sir income from pension is 174000 pa. But she invested fd on July 2023. It means 1200000 × 8/12 ×9%.= 72000.
So total 246000.
Then can I avail 15h form now.
Should I withdraw 6lakhs from fd to avoid tax.
How will government identify if she don't register
Small finance Bank is safe or not please make video
Ok
Very soon
If wife, who is a housewife, make FD of more than 20 lakh in her account and the source of money is from land sale that's in her name, will it attract notice?
Yes
If ITR not filed accordingly
Sir,I am a retired government employeein 2020,and the retirement benefits was deposited as FD for 2years.After the maturity date I closed my FD of 16 lakhs and same time deposited in the name of my wife in 2022-23 who isnot having any source of income,but having PAN card.
As I was not aware of the problem behind it ,later friends told to club the interest of the above FD with my income.I have done so and submitted the ITR.Is there any chance of notice,if comes how to reply.
I will be grateful to you for your reply.
No chance
If notice will come
You can easily justify it
Thankyou very much sir
Sir normally kitni rupee tak fd karwani chahiye
Below 10 lakh in 1 financial year
Sir mere papa ne mjhe 20 lac rupees online transfer kiye unka 1 case pending h income tax dep. m toh kya m us 20 lac ki fd kra skta hu ???
Hanji krwa sakte ho
Make sure this amount is a gift or loan
@@CASumitSharmasir thanks for replying aur sir m gift kese show krunga is 20 lacs ko
Write gift deed
@@CASumitSharma sir gift deed ki mjhe abhi jrurt pdegi ya koi notice ayega itd se jb jrurt pdegi..mere account m ye 20lacs 6 mhine pehle transfer kiye the mere papa ne
Sir mere papa ka retirement fund joint account me credit hua so humne mummy ke nam se 2 FD banwayi thi 24.5L and 7L. Ab hume mummy ke nam se mail aya he like you do not appear to have filed Income Tax Return for Assessment Year 2023-24 (relating to FY 2022-23).
Some significant information available with the Income Tax Department includes the following:
Purchase of time deposits - Rs 31,50,000.
So hume ab kya karna chahiye
Please suggest kijiye
Response submit krdo
And ITR file krdo
@@CASumitSharma response me kya submit kare.
Aur itr file me hume koi tax dena hoga kya?
No tax UPTO 5 lakh
Response me ye batao ye information sahi hai ya galat
@@CASumitSharma okay.
FD ka 3month matured intrest 29k mila tha aur baki koi income source nahi he toh kya itr file karna hoga?
Better to file ITR
Sumit bhai babu ne fd krwai hai 10 lakh ki pese mumy ke acont se liye hai 7 lakh rupye mtlb hasbend wife se pese le skta hai ke nhi mumy ki itr 6 lakh ki hai batana sumit veer ji
Le sakte hai
But us FD ki income father k hands me hi club hogi
@@CASumitSharma ok veer mtlb fd intrst incom bapu ke hand me hogi theek pese beshak mumy se liye hai pr fd ki jo incom hai bapu ko show krni pdegi right
What if we can justify the income without itr? What will happen than?
Then you will face no problem
Sir mere ko ek doubt he sir meri bapa retired he mere account me 40 lakh fd he me tension me hu o tax pay karete the 40 sal se mere kya problem hogi please reply
Tax return file krana he ki kya karna he bank bolta he ki 15g de do or kuch nehi
Plz reply
Better to file ITR
Show all Interest income in ITR
Form 15G can be submitted if gross income is less than 2.5 lakh
@@CASumitSharma my father was sem file ITR sir ya only me
3 lakh in one year Kya income tex .notice ayega ya nahi
No
Sir ek qsn hai ummid hai ki rply milega Im ur new subscriber.
Middle class fmly se hu annual income under 2.5 lkhs ki hai jo ki tax free hai. ITR file nehi banaya CA/ se baat ki hai banwana nehi padega bola thaa.
Mein land peaches ki hai ghar bhi banaya ha, 13 saal ki income se .
Agar ghar ko sale karna chahu jo amount milega 40 lkhs taak cheque se.
usko saving acount mein cheque se diposit karey ,
kya income tax ki notice aayega pls rply me Sir.
Capital gain dena pad sakta hai
If registration amount more than 30 lakhs then notice aa sakta hai
@@CASumitSharma Rply k liye bohot dhanyawad Sir.
Sir maine January 2024 me fd kiya hu kya mai phir se nayi fd kar sakta hu?????
Yes
@@CASumitSharma sir Maine pahle se hi 10 lakh ka kar rtha hu ab kitna ka Karu ki notice na aaye
Agar pita k pas 30 lakh he unke gujar Jane k bad unke sone ko mile or vo FD kare to kya income tax noticed aaega
Aa sakta hai
Aaye to aapke pass proofs hai
No problem
Ok thanks🙏 👌👌👍
Sir mere papa me mere nam pe fd karane paise diye agar wo muzhe proof dena ho ki father nehi diye hain to mai kaise sabit karu
Account transfer
Gift deed
@@CASumitSharma sir means transfer statement
Yes
फंड 27 साल के बेटे के नाम पर भेजा है तो कलबींग के आंदर कितने साल तक फंड भेजने वाले को टॅक्स भरना पडेगा
😮सर समस्या का हाल बताये पिलीज
4:09
No clubbing if son is major
Sir jee,Ager sara work cash in hand hota ho,to ITR Faile kaise kare.
Show Cash as sales or service
File ITR
Pay taxes if applicable
Saving account interest has tds
No
@@CASumitSharma thank u
How to pay the income tax on FD online
After filing ITR
Sir apse service lena chati hu plz very trouble
8875042000
Kya mai meri wife ke naam se FD karva sakta hoo. Mere pass retirement ka paisa hai 50 lakh. Please reply me fast fast. Meri wife house wife hai.
Us FD ka interest aapki income me add hoga
Refer clubbing provision of Income tax act
@@CASumitSharma mujhe kya karna hoga? Mujhe gyan nahi thaa Sir. Vaise Maine wife ka bhi PAN card banva liya hai. Yadi mai gift deed banva loo to benifit hoga kya? Maine Tax se bachne k liye hi wife k naam se FD karva li theee. Please suggest me
@@rameshpurohit-dy9ug gift doge still clubbing provision will apply
@@CASumitSharma please process batavo. Mujhe tension ho gayi hai.
@@rameshpurohit-dy9ugbhai saab itna hi kafi hai ke sumit bhai riply krte hai agr aap ne kuch jada pushna hai to unka fon number le unko unke kaam ki fees send kre hr cheej aap ko btange bhai ji wo bnde ashe hai yaar sumit bhai
Cash mein fd limit only 2 lakh
Yes
Khet becha h uska paisa h fd kru k vapis plot krid lu
As per your requirement and wish
sir aapse bat karna chahta hu
8875842000
Saving ac se 10 lakh se ziada ki fd lete hai to kitne rupay transaction krskte hai
Jitni aapki pass source hai
Proofs hai
Middle class ki to L lag gye
😀😮
10 lakh fd wala rule for a single financial year or lifetimes.
Limit is for every FY saparate
Bekar ki baatein karke logon ko kiyun dara rahe ho aap.
Koi notice nahin aata hai.
Karwa lo tiwari ji aaapne kitne ki b krwani hai FD not a issue
Hamne rules bataye hai..
Aapko Darna hai nahi Darna hai aap pe depend hai
11 lakh ki FD krwa lo and ITR file Mt kro
Dekh lena kya aata hai kya nahi aata
Aapka video ham dekhe bahut achcha hai aur video mein samjhate bhi bahut achcha hai aap .
Thoda thumbnail attractive hota to aur views aata.
Ham hai video editor or thumbnail bhi banate hain.
Ham aapke liye thumbnail banaa De kya.
Mera kuchh monthly charge hai
You Can Send a Sample to us on casharma12@gmail.com
बहुत अच्छी जानकारी दी है आपने । धन्यवाद ।
Thanks 💯