जानिए 7 लाख रूपये तक की आय पर कोई इनकम टैक्स कैसे नहीं लगेगा ? | सी.ए. अनूप भाटिया
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- เผยแพร่เมื่อ 5 ก.ย. 2024
- नमस्कार दोस्तों, बजट 2023 में माननीय वित्त मंत्री महोदया की और से घोषणा की गई कि 7 लाख रूपये तक की आय पर कोई इनकम टैक्स नहीं लगेगा (वित्त वर्ष 2023-24 से) अत यह वीडियो आप तक यही बात पहुँचाने का प्रयास है कि जब बेसिक एक्सेम्पशन लिमिट ढाई या तीन लाख ही है तो 7 लाख तक की आय पर आयकर कैसे नहीं लगेगा ? आशा करता हूँ, आप इस वीडियो को उपयोगी पाएंगे, आपके बहुमूल्य सुझाव एवं प्रश्न सादर आमंत्रित हैं ।
Dear Friends, in her budget speech hon’ble Finance Minister declared that if a person earns total income upto Rs. 7 lakh still his tax liability shall be NIL (wef FY 202-3-24) this creates a confusion as to when the basic exemption limit remains 2.5 lakh (under old regime) and 3 lakh (under new regime) then how tax on total income upto Rs. 7 lakh shall be NIL This video will help you to know how this is possible ? I hope you will find the content beneficial; your precious suggestions and questions are most welcome.
#budget
#budget2023
#keychangesinslabrates
#newslabrate
#revisednewslabrate
#taxation
#AY2024
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बहुत अच्छे अनूप जी जिस तरह आप समझाते हैं वैसे कोई नहीं, आपका शुक्रिया!👍👍🙏🙏
sir, bahut achche se samjhate hain,
please HUF Par & mutual funds par jald se jald banaye.
नमस्ते सर जी मैं एक गवर्नमेंट कर्मचारी हूं मैंने कोई हेल्थ इंश्योरेंस पॉलिसी नहीं ली है मेरे और परिवार के लिए, मेरा बेटा जिसकी एज 2 वर्ष है मेडिकल ट्रीटमेंट करवाया था जिसका खर्चा डेढ़ लाख रुपया आया था क्या मैं इनकम टैक्स डिडक्शन में यह राशि क्लेम कर सकता हूं ,यदि कर सकता हूं तो कितनी,श्रीमान जी अवगत करवाएं!
Sir if your son is suffering from the disease mentioned in section 80DD or 80DDB then you may claim deduction under the old scheme.
Bhut badhiya btaye hai sir saare doubt clear ho gye excellent 🎉
सर जी,हरि ऊॅं 🙏🌹
आपका समाजाने का तरीका एकदम सरल और स्पष्ट हैं! बहुत ही अच्छा है, दुसरे लोग उलट सुलट समझाते है!
धन्यवाद 🙏🌹🌹🌹
Hari Om Sir. Thanks for kind appreciation.
Excellent explanation, very clear concept regarding both tax slab.Thank you very much sir
Glad you liked it
पूरी जानकारी 8.44 मिनिट में बिना समय की बरबादी के। 🙏🙏🙏धन्यवाद।
बहुत बढ़िया समझाया, धन्यवाद।
Shukriya Sir.
Thank u vry much bhatia saab for this valuable information
Thanks for the information at right time. Tell about senior citizen
Sir thanks for the informative vedio
Welcome.
THANKS. REGARDS.
Welcome!
आभार
Dhanyavaad :)
Very good knowledge sir apne bahut acche se samjaya maza aa gaya thanks sir apko
Thanks for kind appreciation.
Dear Sir, my total pension + bank interest is 745000/- . To get IT free which ITR should be filled? Being a senior citizen, I have no other imcome except pension.
Under new DTC in this budget whether rebate on hba int
8o u
80 deductions are available or not
बहुत बहुत धन्यवाद एक अच्छा वीडियो बनाना के लिए। 🙏🙏👍👍
Good explanation in old and new income tax.thanks
Glad you liked it
Thanks for ur video sir,laajawab
Dhanyavaad
A very simple clarification in a attractive voice sir... Thank you.
Thanks and welcome
Sir if I don't want to go with new regime in fy 2023-24 then what steps should be taken to inform the I.T. department that I like old regime oly.
You are really great Sir.
sir proffesioal tax ka deduction milega ya fhir only 50k standard deduction in new tax regime ???
Why benefit of 87A is not allowed to NRI paying tax in India from pension income.
Type of clearance. is very nice ,Thanks
Welcome 😊
बहुत सुंदर और सरल समझाया थैंक यू sir पूरा समज में आ गया। Sir आप की 😢फोन पर एडवाइस मिल सकती है की नही।
If needed you may connect at 9571055666
Under New Regim if income is Rs 720000 and being a pensioner Standard Deduction of Rs.50000is available hence taxable income becomes Rs 670000 Pl confirm no Tax is payable with availability 87A
Very nicely explained by you
Thank you sir
Jay Hind
Jai Hind Sir.
Sir, your way of explaining is really commendable
FD and NSC interest being counted in total income only saving account interest up to rs.50000 is exempt able to the senior citizens. Is it correct.
सीनियर सिटीजन तीन लाख रुपए तक कर मुक्त थे ःनये स्लेब मे क्या सीमा निर्धारित की गई है साथ ही 50000/-रूपये ब्याज पर छूट दी गई है वह जारी रहेगी? कृपया बताने का कष्ट करें।धन्यवाद
Namskar sir
80CCCD(2) KA benefit lene k liye jo employer salary ka 10% nps add karta hai vo amount hamari salary abhi darshani hogi ya nhi.
Very good explanation by showing t 😊
Table.
Thanks for liking
Thankyou for this advice in old scheme.
Standard deduction is ₹52500/ not ₹50000/ and that too for income of ₹15,50000/ and above under new regime
Pls refer this link for more clarity:
th-cam.com/video/XCvvIFh40-4/w-d-xo.html
New tax slab mey yadi ghar jiska loan EMI Jaa Rahi hai,kaisey benefit legey,yadi ghar ka ek floor rent par dey thanka regards
Very useful video sir thank you
Welcome
Well explained Sir.
Very very thanks sir.
Everything clear
Thanks.
If standard deduction is allowed in new tax resume then it means that upto 7.50 lac there will be no tax
sir new slab pe 50000 standard deduction khali 15.5 lakh k upar k income walo k liye applicable hoga
I also have doubt on this.
Yes
No, that is misinterpreted, standard deduction is upto 50k for any amount under head "income for salaries" in proposed/revised new tax regime
if you look at the speech of FM, she said - "I propose to extend the benefit of standard deduction to the new tax regime. Each salaried person with an income of Rs 15.5 lakh or more will thus stand to BENEFIT by Rs 52,500"
(th-cam.com/video/TYGXZtxSuEI/w-d-xo.html)
Many interpreted this as standard deduction of ₹52500 is available for income of ₹15.5L & above, which you have done as well
Let us calculate the income tax for gross total income of ₹15.5L (assuming this has "income from salaries" head) according to exisiting new tax regime and proposed new tax regime
existing new tax regime, tax will be-
0 to 250000 = 250000 * 0 = 0
250000 to 500000 = 250000 * 5% = 12500
500000 to 750000 = 250000 * 10% = 25000
750000 to 1000000 = 250000 * 15% = 37500
1000000 to 1250000 = 250000 * 20% = 50000
1250000 to 1500000 = 250000 * 25% = 62500
1500000 to 1550000 = 50000 * 30% = 15000
------------------------------------------------total = 202500.......4% cess extra
proposed new tax regime, tax will be-
we deduct 50k from 15.5L as standard deduction, so we will calculate upto 15L
0 to 300000 = 300000 * 0 = 0
300000 to 600000 = 300000 * 5% = 15000
600000 to 900000 = 300000 * 10% = 30000
900000 to 1200000 = 300000 * 15% = 45000
1200000 to 1500000 = 300000 * 20% = 60000
------------------------------------------------total = 150000.......4% cess extra
difference = 202500 - 150000 = 52500
this is what they meant by "benefit by 52500", if one person with 15.5L income moves from existing new tax regime to proposed new tax regime
So, standard deduction of 50k is always applicable for any income amount ,not just 15.5L, in the proposed new tax regimebut yes only on "income from salaries" head
Thankyou sir aap ne bahut acchi jaankari di
Welcome
Sir, in next budget old slab may be discarded. Definitely
It may be, let's see.
Sir,
I have income of 3.60 lac from rent & 3.30 lac from my retirement funds interest.
My 80 C 80D & other investment are Nil
Then in new regime my IT will nil?
Thank u sir u explain very well
Sir in both the examples given by you in old slab rate and new slab rate ,,,12500 and 25000 will be subtracted respectively?
I mean to say 22500 minus 12500 and 52500 minus 25000.
Excellent 👌👌 thanks
In the last case study of Rs10lacs income in the last whether we will be benefitted by sec 87a or not
OR it is only applicable when my income is only Rs.7lacs
Pls explain this too
Sir pls refer this link:
th-cam.com/video/XCvvIFh40-4/w-d-xo.html
60 साल से कम के केस में, अगर सेविंग्स एकाउंट से 10,000 से ज्यादा इंटरेस्ट है और FD से 40,000 से ज्यादा इंटरेस्ट है, पर कुल इंटरेस्ट (सेविंग्स+FD) एक लाख से कम है और अन्य कोई इनकम स्नोत्र नहीं है तो क्या करना होगा ?
Sir please clarify one thing , suppose my total income is below Rs. 7 lakhs during previous year.Do I need to file any return to claim full exemption or it will be deemed fully exempted without any need for filing return? You reply is highly solicited sir.🌹
Pl pentioners, jinki pention 5 lac and bank intt 2.50 lac hai uska kitna tax lagega, ppf1.5 lac
आपके बहोत बहोत आभार
Dhanyavaad.
Nice information Thank you sir
Welcome
Anoop Ji.. Thanks very well explained.
Thanks and welcome
Very good information. Thanks
Welcome.
Pl do not call new / old slab rate. Pl call new scheme and old scheme & then explain slab rate for more clarity to tax payers
नमस्ते सर कॅपिटल गेन टॅक्स पिरियड पझेशन के आधार पर करेंगे तो कोई दिक्कत है क्या ऍग्रिमेंट डेट, रेजिस्ट्रेशन डेट relevant नही होगा? Pl advise
🙏आदरणीय अत्यंत प्रबुद्ध सीए साहब कृपया संभव हो तो मार्गदर्शन अवश्य करें जी l #एक# हांडी में #दो# पेट की कहानी हम दादी नानी से सुनते आए हैं l किंतु वर्तमान मे ऐसा दृष्टिगोचर होता भी नजर आ रहा है l क्या यह भेदभाव अथवा डिस्क्रिमिनेशन की श्रेणी में नहीं आता⁉️🤔
सर प्रथम दृष्ट्या रूप से आप की बात सही प्रतीत होती है। परन्तु भारत सरकार को यह भी जनता तक बात पहुंचनी होगी की वह क्यों पुराना स्लैब सिस्टम समाप्त करना चाहती है।
@@CAAnoopBhatia 🙏आदरणीय सीए साहब जी बहुत-बहुत धन्यवाद l अत्यंत सटीक एवं सुंदर प्रत्युत्तर l🙏 भविष्य की शुभकामनाओं सहित रिप्लाई करने के लिए 🌹साधुवाद🌹🙏ll
उपरोक्त जनता की बात तो आप जैसे प्रबुद्ध ही सरकार तक पहुंचा सकते हैं l क्योंकि आप लोग ही वित्तीय मसलों के माहिर हैं, और जनता के दर्द को सरकार तक पहुंचाने में सक्षम भी हैं ⁉️🙏🤔
I am a super senior citizen having net taxable income exceeds Rs 5lacs pension plus for fy 22-23. I have to pay tax only for the amount exceeding Rs 5lacs ? Or have to pay tax only for the amount of Rs12500 from 2.5 to 5lacs namaste? There are different version pl clarify namaste
Well explained ❤️❤️
Thank you 🙂
Excellent advice 👍
Thanks for watching!
Sir, really my words and thoughts have lost its power to applaud and appreciate your knowledge, ability, capability and explanation power in which you alone have imparted and compared the variation between new and old tax rates and what is indeed beneficial to the tax payers. My head bow down in respect and reverence to your benevolent honour for sparing your precious time for the knowledge of masses which is more then pearls and gems for layman and students who are in finance studies. So in fact your kind honour deserves appreciation from our core heart for the trouble you are taking for us and senior citizens as well. God bless you and all your members of family for their betterment on this earth. Kindest regards.
👍🙏
Bahut dhnyvad anupji🤝🏻🚩
My pleasure Sir.
It appears that the Govt. Will withdraw the old tax regeim in future.
सर यदि नई स्लैब मे 700000 से jyada की इनकम है तो 87A का फ़ायदा नहीं मिलेगा kya????
Thanks for explanation
Always welcome
What is meant by resident assesses pl elaborate
सीनियर सिटीजन की FD के ब्याज पर जो छूट 50000₹ थी उसके बारे में भी कुछ प्रकाश डालिए,,उस छूट का क्या हुआ,,,
It is not available in New Regime. So opt for old regime to claim interest rebate on bank deposit.
New Regime is not beneficial for senior citizen. Oppose New Regime of income tax.
If BJP will win in 2024, then Old Regime will be abolished and new Regime will compulsorily enforce for all.
Standard Deduction of 50k and 80c deduction of 1.5 lakh is not included in new regime even in last budget. This never was clear to common man as people opted for old regime. So for salaried people of some slabs old regime is good for some new regime is good based on amount of tax calculated
सर मैं defence pensioner हु और मैने 2020 सालमे पोष्ट मे एकबारही govt के sccs स्कीम मे 15 लाख की 5yrs lock in period के लिये एफडी की हैं l क्या मुझे IT के 87C अंतर्गत हर साल 1.50लाख rs का rebate का फायदा मिलेगा l
Sir in old regime what's the position of deduction in:
For Sr citizens (Retirees)
About Bank Intt payment?
What about 80D premium payment?
What about payment to Charities?
What about Political donations?
Abt 1/3 deduction in Rental income?
@@subhashmehta4509 matlab jo pehle se fd hai uspar 42000₹ yearly interest milta hai, uspe ab tds katega?? Kyuki pan aadhar se link nahin hai, na ho sakta hai mismatch ke kaaran
Sir, if there's no loan& only investment in bank, Fd,Lic, mediclame, then what is different in old tax & new
It would depend upon the income figure even.
Lot a thank
कृपया स्पष्ट करे कि मेरी सीनीयर सिटिजन के तौर पर यदि 7 लाख या कम, gross income है तो क्या और कैसे नयी स्कीम मे zero tax होगा।
I will soon be clarifying this through a seperate video, pls wait.
न्यू स्लेब रेट के लिये opt होने के लिए form IE भरने के बाद भी itr file में 700000 रुयपे से कम की income पर tax बन रहा है जबकी न्यू स्लेब को itr file करते समय select भी कर लिया है फिर tax liability क्यों आ रही है
So hum old and new regime select kar skte hai to kya hum change bhi kr skte hai jaise aj humne old regime select kr liya fir next year new kar liya
Excellent.. very convincing
Glad you think so!
very nice presentation Anoop ji thanks
Thanks
Thank you dost
Welcome Shibu bhai.
Section 2(45) gives tax rebate on leave incashment payment.
Will Actual Tax in the old system be 22500-12500=10000 & in the new system be 52500 - 25000 =27000 ?Please clarify this.
I also have same doubt. do let me know if you have got the answer
@@ravijaiswal5867 No,I didn't get any answer.
@@anupkumarkundu8518 okay
Thank you Sir.
Welcome
Fy 2022-23 Ay 2023-24 ke liye salaried person ke bare me example sahit batayen.
Connect with me
New tax regime se
NPS ka kitna deduction ho sakta hai income tax return mai
State governments employees
Thanks sir jee🌹🙏
Welcome
Good Analysis sir.. 💐🙏
Thanks and welcome
Sir, bahut badia bidhi i.r.ka batane ki.
:)
Very well explained.
Glad it was helpful!
क्या एक वेतन भोगी कर्मचारी रिटर्न फाइल करते समय आगामी वर्षों में भी जब चाहे तब ओल्ड टैक्स रिजीम या फिर न्यू टैक्स रेजीम चुन सकता है? कहीं ऐसा तो नहीं है कि एक बार न्यू टैक्स रेजीम ले लिया तो ओल्ड टैक्स रिजीम में वापस नहीं आ सकते हैं कृपया बताएं|
There is no such provision as such restricting for shifting for a salaried person proposed in the law
Thank you Sir for detailed information 🙏
Very nice
Sir, May I change old to new regime in 2023-24 & again next year 2024-25 new to old tax regime as per my will or suitability.
If salaried paid such switching is possible
Sir Jaise ki me apni shop ka uddhayam adhar me mayank kirana store k name se karate hai thik hai sir agar hum 1 saal baad GST no lena chahete hai to me koi dusre name se le sakta hu ya nahi ya mujhe mayank kirana store se hi karana padega
Pls make full video on capital gain tax
Sure.
Very good and informative.
Thanks.
सर जी एक प्रश्न .....
क्या आयकर गणना मे triple EEE योजनाओं का लाभ नयी प्रणाली के आयकर दाताओं को मिलता रहेगा?
Prima facie yes.
Jab Sona 1500 that's tab tex percentage ke anusar ab ke gold ke anusar tole neta Ki income ka hisab sabhi sors ke anusar Mai tex lagna chahiye aur sabhi suvidhaye Sarkari karmchariyo ke hisab se enhe Milan chahiye 5saal sahi karya karne yani savidhan Ki sapath ke anusar yadi kary Nahi Karte Hai to poori praparty janta hona chahiye savedhnik desh hit Mai kary na home par enkio sirf sansad tak aane ka kharch Milan chahiye janta Ki gaadhi kamai ka rupya ye dakarte rahte Hai jaybhart janta jaago netao Ki neta giri bhulane me aage badho jai hind jawan
Sir Mera itr
1. 2021-22. 480000/
2. 2022-23. 512000/
Ab mujhe 10.12.2023. Tak 750000/ itr karbana hai isme let fees sahit kitna kharch dena hoga
Sir agar kisi ki village Mai parchoon dukaan hai just usai income tax Dena hoga
Sir ,
What about FDS interests?
Rs fifty thousand of FDS are free from tax for sr citizen.
Very nice video sir 🙏
Sir Namaskaar, kya new slab me sec 87 ka 25000 rebate nahi milega?
If we choose once new slab rate then in next year can we opt old tax regime again.
Yes it's possible
if income is 10lk then rebate 25000 will not be allowed