Every Medicare Enrollment Period Explained!
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- เผยแพร่เมื่อ 27 มี.ค. 2024
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I'm approaching my 65th birthday and found this extremely helpful. I needed a general overview of the Medicare field so I'll know where to dig down to get more information.
I’m so glad you found it helpful!
Think very hard about choosing Medicare Advantage, It is not Medicare, it is managed care NETWORK and youa and your doctor have no control over your health care - that is determined by an insurance company. Original Medicare + Plan G or N is the best health insurance most of us can ever get. You can go to ANY doctor in the US that accepts Medicare with NO pre-authorizations. In original Medicare there is no network.
This was very valuable confusion! 😂It helps to stop the video and write down notes and questions. Thank you! I'm going to listen again.
It’s definitely a lot! So glad you are finding some value 😊
Abt Insurance is great! I live in Kentucky but sought out this company in Texas due to these videos. I've had my Medicare Supplement (Plan G ) for nearly a year and a half and have nothing but rave reviews for their service. Shout out to Jake and Cameron, who are helping me out personally at the moment.
You are so kind!
Great information. I pass these on to younger folks starting their Medicare journey. Seems Congress could not find a way to make Medicare more complicated but I am sure they are trying.
I look forward to seeing a video addressing this question as well. Thanks for your reply (BTW) but it looks like for now I will have to go to the Social Security Office in May 2024 to get this question answered.
(question re-posted)
What do you do if you are age 64, have the affordable health care act insurance and have modest early retirement benefits and want to wait for full social security benefits. It sounds like to avoid medicare penalties, you have to enroll in medicare A, B and D (lose the affordable care act subsidy) and pay the monthly medicare premium out of pocket until age 67. I would love to see a video on how to navigate that scenario.
Working until age 70. Have Medicare A. Plan: Apply for Traditional Medicare B a few months prior to dropping large Company group health plan. Will get Plan D and leaning towards plan N. Will I be subject to Medical underwriting for Plan N at that time? Been studying Medicare for a few years now. This was so valuable and will be saving/sharing!
You did a great job explaining the different periods for enrollment.. It was the first (and only) video that gave the info in a straightforward and easy to understand way! Thanks
Glad it was helpful!
I am approaching 65 and teaching at an international school in the Republic of Panama. I don't want to miss any of the open enrollment opportunities but I don't want to spend extra $ now if it's not necessary. I was a teacher a US public school district in Washington state for over 20 years, and haven't officially retired yet. I would love some advice! I am so grateful that I have found your videos!
You can delay Medicare as long as you are working and have coverage through your employer!
Do I need to document this somewhere?
Very concise
I tried! 🙂
I have traditional Medicare & a Supplement plan. My PCP just sent me a letter saying he is joining an ACO REACH entity that will share my medical records with other doctors in that ACO network. Apparently, the ACO also gets financial incentives from Medicare that they share with doctors if they keeps care costs down. I'm concerned that could compromise my care. This all sounds like a new twist on managed care to me. I chose a supplement to avoid managed care. Can you explain what ACO REACH is and how it might affect my health care?
Helpful and clear explanation, thanks
Glad it was helpful!
Thank you, thank you 🙏
You are welcome!
Stephanie, do you know if it's mandatory to have Medicare A & B when the person receive SSDI if the person has Medi-Cal? Can the person's Medi-Cal counts as health insurance and delay getting Medicare part B w/o penalty?
Thank you Stephanie :)
You are so welcome!
My husband turns 65 this December and works for a small employer, can he request to start Medicare January 1st 2025 or does it have to start December 1st 2024? Thanks
If he waits and applies in December then Part B will automatically go into effect on Jan 1st!
Thank you.
You're welcome!
Hello Stephanie and Associates :) After I enroll for Parts A & B on the SSA website, do I need to wait a few days before enrolling for Part D on the Medicare website?...or may I do both enrollments on the same day?
You typically need to have your Medicare number to enroll in Part D (or Part C!)
Thanks so much !!@@AbtInsuranceAgency
@abtinsuranceagency, do you recommend enrolling in Part A only at age 65 while still employed and using the employer-based medical insurance? In other words, is there a benefit to signing up for Part A at age 65 even though you won't sign up for Part B until you retire? Thanks for these informative videos!
The only reason *not* to enroll in Part A only at age 65 is if you are contributing to an HSA