八樣英國買樓一定要做的事
ฝัง
- เผยแพร่เมื่อ 28 ก.ย. 2024
- #買樓必做 #英國買樓
Stamp Duty Normal Rate 印花稅正常價錢www.landc.co.u...
Stamp Duty Holiday Rate (July 2020 to March 2021) 印花稅優惠www.zoopla.co....
www.moneysavin...
Solicitor Broker Website 律師經紀網站www.conveyanci...
Solicitor we used: PLS 我們用的律師www.pls-solici...
Property Surveyor Types 物業測量種類hoa.org.uk/adv...
Home Insurance Compare 家居樓宇保險www.comparethe...
Know your Credit Score 信用評級www.experian.c...
Mortgage Broker 按揭經紀www.landc.co.uk/
HSBC Hong Kong Mortgage for overseas property 匯豐銀行海外物業貸款www.hsbc.com.h...
thx, great video and content🙏🏻 善意提醒,如可提高影片音量更好☺️
期待你們下次新片
San San 謝謝,下次會大聲啲。
阿Faye講得好清楚,但想補充3點 : 1)搵樓盤最好搵no-forward chain或chain-free listing,否則就算講好晒價錢都要等賣家搵到下一間屋先可以成交,隨時要等一年半載:2)英國賣家或賣方經紀好興收到你offer之後,再四出找更好價錢,跟住踢你個offer,呢個做法叫做gazumping。 換言之你的律師費及測量費是白花了;3) 因為物業交易涉及大銀碼,特別是海外買家一定要提供清楚有效的資金來源證明。
現在bank 要比mortgage broker佣金用作為客戶組建借款,又向買家收取專業費用;發過豬頭
Very useful information. Thank you. Would you please share information of South London property especially Kingston? Very blessings.
Thanks for all your useful information.
謝謝你很有價值的分享,好實用,好清晰。
可否講講渡假林或park home的買賣情況
幫到手!謝謝你
得好清楚 very useful thank
very useful. thank you
From GOV.UK, there was a new of 95% mortgage scheme launches, 請問這做新95%按揭計劃, 是否適用於, 2022新來英國BNO VISA的港人呢? 在英國購買新樓作首間物業作置業呢? 現在我們打算2022年才申請BNO5+1來英國, 發現UK有這個新的95%按揭計劃, 好想知道, 如我們取得BNO VISA後, 到逹英國後, 能否以5%首期購買英國新樓呢?
thank you useful information
Thank you very much 🙏🏻
多謝,你講得好好好哦。請問如果身在香港想先買樓,係味要搵人做親身viewing?
搵surveyor佢係咪自己識入屋睇?
Surveyor 會自己約時間入去睇,做完 survey 之後會由 e mail 寄個 report 比妳。。。。Viewing 唔洗自己去。。Online viewing 也可以。。。不過最好自己睇睇the surrounding areas 啦!
Thanks for the sharing
Thank you for sharing! Any change you have more advise on getting home and content insurance for first time house buyer? :)
您好,我今年7月到步,多多指教,有一問題想請教,我在攪一間new build現樓的買賣(上手買家撻單,所以我地睇樓時已完全起好),contract of sale未簽,10%deposit 話23/10比,27/10成交比尾數,現時律師問我攞資金來源證明文件,但我需要時間等香港銀行print返比我同寄比我,担心23/10文件未齊,未過到律師嗰關,請問現階段我可唔可以同律師講將deposit 同成交日延遲,比時間我整理supporting document? 宜咖成件事好無助。Thanks
Thanks
Please advise me the qualifications for first home buyer to save the stamp duty?
Please check out the UK government website below:
www.gov.uk/first-homes-scheme
如不用做mortgage, 都要銀行出agreement principal 先可以䏲樓?當然銀行巳存有足夠錢啦。
比D雷聲嚇到🙀
唔知英國倫敦有冇劫(男,女,)色然後就去劫財𠵇呢?!
如果太太帶同子女先移民,沒收入,出唔到agreement in principle去看樓,咁在港的丈夫是否可以在HSBC做個有足夠收入証明或資金証明做mortgage 或Full payment去代替agreement in Principle 呢?
Hello Faye, 如果買英國new build屋需要做survey嗎?please comments 🙏🏻
阿Faye's 把聲好靚!!可以做DJ!!,!!
請問你們用邊間物業測量師,我需要揾測量師檢查間屋
謝謝分享
希望指教有關稅務會計師服務
Thx
多謝你既分享
有一點想問下
聽過好多人講話如果兩夫婦, 其中一個已經有物業, 例如老公有物業, 咁係咪只係用老婆個名去買, 都唔乎合first time buyer 資格呢? 謝謝你
sam sam, 呢個我唔係太清楚,不過我估計:如果你要買過物業剩係落老婆名,沒有老公名,那你老婆就合乎first time buyer資格。呢個只是我估計的。不太清楚
@@MovingSocks2.0 你回應得好快呀, 多謝你回覆呀 ^_^
其實有好多關於tax既問, 真係睇完UK GOV 個website 都唔係百份百肯定明白 @@
Google 下唔難
inews.co.uk/inews-lifestyle/money/can-partner-get-first-time-buyer-help-own-property-263314
If you're married, you're considered as one person for stamp duty purposes. So, if buying a property jointly, you both need to be first-time buyers to qualify for this relief. The fact that you already own a property will mean that you will pay an extra 3 per cent stamp duty for purchasing a second property.
👍👍
初到貴境,如何找律師?有冇可靠的提供?
菲想請20%銷售税是收買家定賣家?若日後賣出樓宇還有何税項?
當然係賣家, 他的買入價減現賣出減!
I did it three weeks
謝謝你的內容,那請問如果我先俾咗Offer,之後再慢慢搞賣出香港層樓去做full payment 買英國層樓,這樣可能嗎?
Phoebe Tang 可以,因為Offer不需要比任何費用。但是你要同買家傾清楚你那日可以做到Completion Date.
I have the experience of deliberately forcing the seller to extend the completion date after finding some mistakes in the seller's information pack despite the initial agreement of completion within a month.
留意你的聲音太小.
想問下搵surveyor呢一步係咪喺俾offer之後就做得,然後accept offer前還價?如果業主冇提及一啲隱藏問題甚至故意隱瞞一啲問題,最終唔買嘅話咪好蝕錢蝕時間?有冇得要求返去負責返一部分費用?
Ryan Tam ,做完Offer後,通常是會立即做樓宇測試。你說得對,做完樓宇測試後,就可以做還價。最後買家先會做Official Accept。由Offer到surveying到Official acceptance 通常只是兩三個星期。有時幾個月後賣家會反口唔賣,你都沒有辦法。因為大家沒有任何法律責任直至Exchange Date.
尼到時序有些不明: 我出了offer, 但屋主都未confirm我的offer, 我便去找surveyor做嘢?如是,萬一個屋主最後冇accept我offer (可能我個價不及別人高等等), 這樣我咪會浪費了做surveyor report 的金錢?
@Regina Ho, 你Offer,屋主confirm你的Offer,你先去搵surveyor
Moving Socks Thank you so much
Moving Socks 即係confirm至completion之間去survey,survey完仲可以還價?
聽人講,若經香港HSBC 做按揭買英國樓,係唔需要經過壓力測試,唔知你是否清楚?謝
這個我不太清楚。
邊度有咁着數⋯ 去銀行問清楚 唔好道聽塗說
有甘着數我都買幾間收租啦
唔好聽人老㸃呀
歧視會否好嚴重
Ka KALILY, 這裏有歧視,但不是嚴重到你不能在這裏生活。
這裡的人表裡不一
可以笑笑口同你講野你以為佢好友善轉個頭在你背後插你一刀篤你背脊架
Cherry Yu How are you doing Cherry 🍒 ~
你的講解很清楚,語調聽起來很舒服,多謝分享!
Thanks
很清楚詳盡,謝謝分享,期待下個video!
very good and detailed !
You are terrific. Thank you so much👍👍👍
請問邊間銀行出的 Agreement in principle?
Beautiful voice and clearly explanation. Very appreciate!
好清楚,態度真誠,like
🙏多謝你爲我地分享。還分識得好清楚呀謝謝!🙏👍👍👍🤝🤝🤝👏👏👏
好正的內容, 解說清晰, 讚啊!
資料好有用, 雖然比較細聲, 但聲線好柔美, 聽得好舒服, 多謝 💛
好好聽,聲音靚,口齒伶俐
被突如其來行雷閃電🌩嚇親了😱
多謝你!說得簡單而清楚👍🏻
👍🏻👍🏻😆謝謝!很詳盡。
另外想請問一下,如果買樓的屋主是太太,由我來供款可不可以?
應該冇問題。當你揀銀行時,與銀行問清楚便可以。
請問經濟條件不許可可如何移民?
謝謝分享 ! 想問你剛才講的Stamp Duty Holiday 到下年3月31日的話, 即是以成交日為準嗎 ? 如果如你所說買間樓都要成半年攪手續咁咪好難享有這優惠 ?
多謝你的分享,希望可以睇到你更多的影片。
Very useful & thank you so much ! Looking forward to your next sharing.😃♥️
先謝謝分享,有些朋友說想睇樓並不容易,Email電話都沒有回覆
Amazingly clear and comprehensive video! Thank you and keep up the good work!
你咬字同解釋都好清楚,多謝你嘅資訊。仲有,你笑時,好似韓星徐玄振,好有個性。
想請教一下,如果在香港買英國樓,以匯款方式過數給律師樓轉交買家,會否有甚麽風險?律師樓應該可靠罷?
想問下買樓發展商ID check係咪一定要用thirdfort,定親身就得。同埋律師既ID check係咪都會用到thirdfort/其他第三方平台。另外如果在英國過了183天一定要有NI number俾律師才可買樓嗎?定俾住passport no.都得?謝謝!
謝謝分享,你嘅資訊好有幫助,但係你講嘢好細聲,我聽得有點辛苦,下次d片可唔可以講返大聲d,thank you
Can I use my son's name to buy a house, I as guarantor and use his name to get mortgage. He has just graduated from U and not yet start work.
It's feasible, just depends on different banks' willingness and policies - speaking from my real experience.
Hi Fei, your voice and explanation structure is very nice. Thanks for your nice sharing. May I personal contact you ?
Lam Lam, yes, movingsocks@gmail.com
Thanks Stevo and Faye
謝謝你哋分享自身經歷🙏🏻🙏🏻 感謝你哋
謝謝你哋詳細資料📃update 我哋☺️🙏🏻
Which city are you living now?
Can please tell the company name and solicitor firms information for my reference including address, phone contact as well as on line path , thank you very much.
英國的樓契是電子中央登記或是和香港一様一大堆文件?
Most are registered properties. Unregistered properties tend to very very very old ones.
Very useful tips! 想問seller accepts左offer後, 因沒有deposit,簽正式合約時間又最少三個月, seller反口不賣是否普遍?
在英國買樓,買家和賣家反口是很平常的。因為很多時買家會搵搵到他們心儀的新樓,然後先再買自己現時的屋。如果他們賣不到現時的屋,就買不到新屋。所以很多時都是買家反口。
Moving Socks 咁買方無比訂金,如果簽約前及後吾買又有無需要賠償啦?另賣方如果吾賣又有無賠償啦,會吾會賣方已經確認左第一個offer之後如果有人出高價,業主係咪可以反口吾賣,又無需要賠償啦,咁去到咩時間點先有賠償呢?
請問你們剛買這間屋是否都係用PLS的conveyance? 因為想搵間可靠的代表律師
Miss your husband!😀😀😀
請問有甚麼城市適合香港人60歲左右移居
最好去遍遠的鄉間小鎮
千其唔好近市區同大城市
👍🏼👍🏼👍🏼💪🏼💪🏼💪🏼🙏🏼🙏🏼🙏🏼❤️❤️❤️
多謝你地肯企出黎share experience
Very useful information !!
睇完知道好多嘢👍🏻有時間介紹租屋🙏🏻
聲音好美, thx for sharing
多謝你呀,好有用呀。不過我聽聞好多時賣家可以突然間話唔賣都得個喎,請問呢啲情況係會係邊一個步驟出現?同埋我見到呢right move 有啲廣告佢會寫住 guide price 係咩意思🙏🏻
唔該晒!想請教下,如果我睇中一層樓,但要五個月後先到埗,咁係唔係可以offer左先,到埗才要比訂金?
thanks for your sharing👍
how about full pay?
好詳盡👍🏻👍🏻👍🏻😊
唔好意思有個問題想請教下 香港人 可唔可以擁有英國樓 問題係唔會再英國居住
Thx for your information
你好! Description 的 link 唔可以直接 click入去?
印花税第一次在英國買樓不用付?若在香港巳有第一層樓 ( 自住) ,但去到英國再買樓不付印花税?
請問你們當年的basic home survey應是入屋做檢查?是在exchange contract之前就可以做?
請問帶住隻大狗(25kg)在英國買樓弎租樓難嗎?有沒有那區容易買或租?
住樓好多唔比養狗
租屋屋住大多數都唔鍾意租客養狗
最好係自己買屋思想物都得
請問如果在英國買樓,需要提供什麼文件給英國律師,而這些文件需唔需要做certified true copy?thanks!
請問大約最少多少錢才能在英國1人租屋退休過三十年?
你隻LIP COLOUR好靚請問咩牌子顏色?
好詳盡Thanks a million 🙏
very informative, thanks very much :-)
Fay. Are you happy in UK??? Why not come back to HK.
真的,不收offer 係好奇怪,若唔係你和我一個在英國買了樓的朋友告知,我真的不會相信😅
謝分享!
一筆過買都要agreement in principle?
@滅絕五毛狗消滅粉紅蛆, 一筆過比不需要AIP, 不過你要領個地產經紀相信你咁有錢。呢度啲地產經紀有啲好衰㗎。
點解得咁少videos 睇?希望你地可以造多D Video 比我地睇啦
唔好意思,請恕無禮。你的音量時大時細,有時細到唔知你講乜。可否加字幕。謝謝。
shared ownership basis 請問是什麼意思.. ?
我在rightmove 見到的.
WakeUp Army,以下這個網站應該幫到你。
www.london.gov.uk/what-we-do/housing-and-land/what-shared-ownership
Thank you very much! It’s very useful!