Top 7 Best Bank Accounts in 2024
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- เผยแพร่เมื่อ 4 ส.ค. 2024
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▽MY FINANCIAL TOOLS▽
🏦 SoFi Complete Money Management
➤ Checking & Savings - magnified.reviews/SoFi
➤ Credit Card - magnified.reviews/SoFiCreditCard
➤ Invest - magnified.reviews/SoFiInvest
➤ Budgeting - magnified.reviews/SoFiRelay
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💰 Chime Fully Online Banking
➤ Sign-Up for Chime HERE: magnified.reviews/Chime
➤ Chime Credit Builder HERE: magnified.reviews/Credit-Builder
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💳 Favorite Credit Cards
➤ Chase Sapphire - magnified.reviews/Sapphire-Pr...
➤ Capital One Venture X - magnified.reviews/VentureX
➤ Chase Ink Business - magnified.reviews/Ink-Business
➤ Amex Green - magnified.reviews/Amex-Green
➤ Amex Platinum - magnified.reviews/Platinum
➤ Amex Business Gold - magnified.reviews/BusinessGold
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📊 Wealthfront Automated Investing
➤ First $5,000 Managed for FREE - magnified.reviews/Wealthfront
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💵 Current Card
➤ Current | Modern Banking App - magnified.reviews/CurrentCard
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📸 MY CAMERA GEAR
➤ My Camera: magnified.reviews/Camera
➤ My Microphone: magnified.reviews/Microphone
➤ My Lights: magnified.reviews/Lights
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0:00-Intro
0:17-Capital One 360
1:52-Wealthfront Cash Account
3:51-How I TRACK All My Accounts
5:23-Local Credit Union
6:16-Amex Checking & Savings
7:20-Current
8:34-Chime
10:01-SoFi Checking and Savings
This channel has been very helpful so far. we just switch to SoFi for our primary account. Do you use the Vaults like an envelope system, and manage bills from there?
So glad to hear this! SoFi is a great option 👍🏼Yes, my wife and I use the vaults for setting aside money for larger financial goals (buying a car, etc.) as well as setting aside money for monthly, quarterly, and yearly bills that come our way.
what money sitting in my savings account???
Any thoughts on betterment?
Any thoughts on UFB?
amex debit card can use costco warehouse???
I like videos about SoFi and Wealthfront. Interesting!
I have my sofi account connected to Zelle.
Traditional vs online when the lights go out?
Can you do a video on varo 2024
I'm kinda surprised that Varo isn't on this list since it also offers 5% APY up to the first $5k then drops to 3% APY for anything over that with direct deposit. Putting it at least at #2 ahead of Chime and well everything else. Now long term sure Sofi could have that potential with both checking and savings adding up to 5.10% APY but still have to do direct deposit for that also. Only other thing that is an issue is Sofi uses Mastercard so not really accepted at some places like Costco and Varo uses Visa. Varo also accepts Zelle.
Why would this be relevant if Wealthfront gives 5% on all funds
@@noahpalmieri941Wealthfront doesn't have a traditional checking and savings account. Chime and Varo do. Wealthfront doesn't have a bank charter. Varo does. Wealthfront doesn't have 24/7 chat and phone support. Chime does. Wealthfront has free instant transfers, but not to anyone with a debit card. Chime and Varo both have that feature. Wealthfront doesn't offer fee and interest free short-term loans. Chime does. Wealthfront doesn't offer a secured card that requires no credit check and approves everyone. Chime and Varo do.
What about Relay?
I wish Wealthfront automated portfolios had fractional share purchases.
Credit Karma is offering 5.1% FYI
I'm trying to find a new banking I'm stuck on chime or Sofi banking I'm 24 years old and just so hard t chose!!!
Between those two choices, go with SoFi. In my opinion though, Wealthfront is king.
Don't trust chime lol 😂 I hear their customer service sucks it's worthless and money she been stolen from them accounts stolen money stolen frozen accounts and I use sofi and it the best so far Varo good too but it just ok 😂
I love both. I use Chime for daily spending and sofi for investing.
Need to do a video on Walden Mutual Bank.
You should review Zynlo Bank.
Thanks for the suggestion 👍 We will add it to our list of potential banks to review.
Could you do a vid on joint accounts for 2024?
We will add this to our content idea list 👍
Primis, Upgrade and Everbank need to be reviewed.
Thanks for the suggestions 👍
I love my local credit union.
Sofi for the win! Im not a loyalist but i still cant find an all in one solution like Sofi.
We love SoFi over here in my household!
Whis is Discover checking not on the list???
I agree I just opened a Discover and Amex checking accounts
Probably because Capital One just agreed to purchase them.
Wealthfront is the best.
What about discover
Capital One, Discover, American Express, Ally, Navy Federal, Alliant, and whichever local credit union offers the best products in your area.
This video is close
Will online credit union work too. Im thinking about gettig the Alliant one
You’re such a SoFi fanboy! So am I! 😂
😂 Haha I can’t deny this!
Yea the support is terrible so I left them
@@ZaeviaI haven't had any issues 😂
For the amex debit, you need an amex credit card to even get it, making the points earning feature virtually useless. Why would you earn 1pt for every 2 dollars spent when you can just use your amex credit card to get up to 10x more PER dollar?
No you don't I just got my card from Amex debit card earlier.
@@josephmgomez3921 yes you do, it says it on the front page
We are currently accepting applications from Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with 3+ months tenure. Current and prior American Express Business Checking customers are not eligible to apply at this time.
is Citi Bank part of this list
Nope
No.
Chime closed my account without explanation
Forgot acorn is king
Wealthfront destroyed all of them.
I couldn’t agree more.
If Sofi had Zelle I would have stayed with them...
Zelle is on sofi now
@@raze2400 How did you get it? I was looking all day yesterday since I saw your comment and had no luck.
@alejandrourbinaalva3740 it's slowly rolling out. Sofi announced it last week
So the best banks aren’t real banks
SoFi: We have a great Checking & Savings account.
Wealthfront: Perhaps, but why separate them? Oh, so you can pay MUCH lower APY% on the Checking account 😂
Actually it's important to have an actual bank sometimes. Especially when you are making big purchases e.g using a personal check for buying a car or purchasing land etc.
@@KT-si9rztrue 😂 sometimes u need to tell ur bank your about to purchase a $19k car on the card in full and you need them to authorize it 😂 although I believe there are limits anyways like $1k /day
SoFi is wack
Wydm
Absolutely agree! 💯
We love our SoFi account, but curious to hear why you think that?
Couldn't agree more. It's my least favorite. You need to have direct deposit with them in order to get the higher interest rate, and the app is so cluttered.
@@MagnifiedMoney - their UI is a jumbled mess. It's unnecessarily cluttered with irrelevant items. Plus the requirement of DD for the best rate is a bit annoying. I prefer PNC for my HYSA.