Fed Functions: Consumer Protections and Community Development

One of the five key functions of the Federal Reserve is to promote consumer protection and community development. We all benefit more from a thriving, well-functioning economy when we have access to affordable and accessible products and services--particularly financial services and products like bank accounts, credit cards, and mortgages--that help us all save, invest, buy a home, borrow money, and more basically, provide financial security for our families and futures.
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