Love this list. ❤ Agree with everything except the extrovert/introvert point. I don’t think either personality trait is better than the other. And we retirees do not need to be one or the other to be happy in retirement. We simply need to be true to ourselves. Don’t try to force yourself to fit another’s ideal. I’m an introvert. I am extremely happy to do things alone or only with a few friends. And in circumstances that might cause great boredom to extroverts, I’m perfectly happy. While I do enjoy meeting people and doing activities with friends, I’m also just as happy to take a walk alone or sit in a quiet room by myself and read a book. Meeting up with a walking group or attending a book club discussion is definitely not my jam. 😁 And all the extroverts don’t need to worry about us introverts. We are very self sufficient and are quite happy finding joy with only the occasional dinner party or social media post. 😜 We don’t seek isolation. We still like friends and family, but we don’t need a very large social circle and we don’t need as much social time as extroverts. It’s like hot sauce to us. A little bit goes a long way. 👍
It's a good list and mostly matches what I would say. I might add "decisive" or "courageous." At some point, we need to break out of what is comfortable or just familiar. You need to take action. It's very important to be a student and a planner but it can be too easy to fall into "analysis paralysis" and just never move on because the perfect scenario, of course, will never happen. Perfect can be the enemy of the good, etc.
The anticipation of change is tough for me. I tend to be resistant in the beginning. However, after I embrace the change, I reflect by telling myself "Gee, that wasn't so bad!"
I’m retiring early but I definitely don’t like change. The one personality trait that overcomes this for me is the strong desire to be free. To call my own shots. To do what I want to do, when I want to do it. To be the captain of my own ship. This trait towers over all the others for me.
@NoLegalPlunder Agreed, I don't think many of us really like change at all. Being able to clearly see the end game -calling your own shots! - can help get over the uncertainty and fear of the unknown.
Change is certainly the one thing I'm struggling with as I approach retirement - the lack of daily structure and purpose is causing me severe anxiety though I do need to be free from a job where I'm totally demotivated. I guess doing the same job for 25 years then retiring is a big change in so many ways.
Lots of new information and perspectives. Very helpful video to help us reflect on these key factors to facilitate successful early retirement. One thing I would add which I know you embody as well as anyone: don’t worry about what other people think and be willing to find your identity intrinsically rather than through your job, possessions, status, etc. In other words be very comfortable being “Just Joe” or “Just [fill in your name here].” One other thing which I know characterizes you as well: be willing to say NO - NO to “one more year,” NO to other people’s needs and agendas, etc. - without the ability to say NO you will miss out on the glorious beneficial freedom of retirement to do what you want and when you want to do it - I love your advice of saying NO to everything asked of you and your time commitments-wise for the first 6 months of retirement.
I don't love change, but I don't freak out about change either and keep an open mindset, Joe. definitely a learner who gets a little annoyed with others who've fallen down their own rabbit holes. 😂
I love your channel. I have learned a lot of very useful information. It will be a while before the full details of Trump's proposal for eliminating tax on Social Security are known and whether or not it will pass. If it does pass, will that have any impact on Roth Conversion Strategy? WIll it help keep RMD's for many from bumping them up to higher tax rates. This might be a good idea for a topic if the law is passed by congress. Have a Merry Christmas and thanks for your insight.
with saying learn from failures, what would be your 3 or 5 failures in your 6 years of retirement that you learned the most from? what "red team" things are you looking at these days now that you have learned from the initial 5 years. do you feel like you have hit a rut in your retirement journey where you need to move on to something else since your plan is somewhat on auto?
Love this list. ❤
Agree with everything except the extrovert/introvert point.
I don’t think either personality trait is better than the other. And we retirees do not need to be one or the other to be happy in retirement.
We simply need to be true to ourselves. Don’t try to force yourself to fit another’s ideal.
I’m an introvert. I am extremely happy to do things alone or only with a few friends. And in circumstances that might cause great boredom to extroverts, I’m perfectly happy.
While I do enjoy meeting people and doing activities with friends, I’m also just as happy to take a walk alone or sit in a quiet room by myself and read a book.
Meeting up with a walking group or attending a book club discussion is definitely not my jam. 😁
And all the extroverts don’t need to worry about us introverts. We are very self sufficient and are quite happy finding joy with only the occasional dinner party or social media post. 😜
We don’t seek isolation. We still like friends and family, but we don’t need a very large social circle and we don’t need as much social time as extroverts. It’s like hot sauce to us. A little bit goes a long way. 👍
Yes! Well said!
It's a good list and mostly matches what I would say. I might add "decisive" or "courageous." At some point, we need to break out of what is comfortable or just familiar. You need to take action. It's very important to be a student and a planner but it can be too easy to fall into "analysis paralysis" and just never move on because the perfect scenario, of course, will never happen. Perfect can be the enemy of the good, etc.
The anticipation of change is tough for me. I tend to be resistant in the beginning. However, after I embrace the change, I reflect by telling myself "Gee, that wasn't so bad!"
Thank you for posting these in the show notes, too!
Yes!! thanks for putting the list in the description - it changed my retirement behavior when your videos come out LOL
I’m retiring early but I definitely don’t like change. The one personality trait that overcomes this for me is the strong desire to be free. To call my own shots. To do what I want to do, when I want to do it. To be the captain of my own ship. This trait towers over all the others for me.
@NoLegalPlunder Agreed, I don't think many of us really like change at all. Being able to clearly see the end game -calling your own shots! - can help get over the uncertainty and fear of the unknown.
Change is certainly the one thing I'm struggling with as I approach retirement - the lack of daily structure and purpose is causing me severe anxiety though I do need to be free from a job where I'm totally demotivated. I guess doing the same job for 25 years then retiring is a big change in so many ways.
I love your videos. This was a great topic. Merry Christmas to you and your fabulous family.
Good list and good insights as always. Thanks for making these videos.
Lots of new information and perspectives. Very helpful video to help us reflect on these key factors to facilitate successful early retirement. One thing I would add which I know you embody as well as anyone: don’t worry about what other people think and be willing to find your identity intrinsically rather than through your job, possessions, status, etc. In other words be very comfortable being “Just Joe” or “Just [fill in your name here].” One other thing which I know characterizes you as well: be willing to say NO - NO to “one more year,” NO to other people’s needs and agendas, etc. - without the ability to say NO you will miss out on the glorious beneficial freedom of retirement to do what you want and when you want to do it - I love your advice of saying NO to everything asked of you and your time commitments-wise for the first 6 months of retirement.
Great additions Marty
Congratulations on being featured on Azul's site. Job well done!!!!
Great piece here as well!
Azul just posted on his channel about you Joe. You guys are both AWESOME. Thanks for all you do !
I just saw it. He forgot to mention my charm and personality. 😂😂😂
I don't love change, but I don't freak out about change either and keep an open mindset, Joe. definitely a learner who gets a little annoyed with others who've fallen down their own rabbit holes. 😂
For me, pre retirement: trust math but realize math can’t predict the future… it’s almost a paradox. Skeptically trust unreliable projections.
Great list.
Took a lot of notes
Nice! Thanks! :)
Useful list for me❤
I like annuities, but not long term care insurance.
I love your channel. I have learned a lot of very useful information. It will be a while before the full details of Trump's proposal for eliminating tax on Social Security are known and whether or not it will pass. If it does pass, will that have any impact on Roth Conversion Strategy? WIll it help keep RMD's for many from bumping them up to higher tax rates. This might be a good idea for a topic if the law is passed by congress. Have a Merry Christmas and thanks for your insight.
Lots could happen. Boldin software will make the changes and direct my actions
with saying learn from failures, what would be your 3 or 5 failures in your 6 years of retirement that you learned the most from?
what "red team" things are you looking at these days now that you have learned from the initial 5 years.
do you feel like you have hit a rut in your retirement journey where you need to move on to something else since your plan is somewhat on auto?
Good video topic
Scarily i agree with all of these and 90% appliy to me 😊
How many items in this list must be met? 8 of 11?
Im young and afraid of talking with people and fear rejection
Start small. People are all the same as you
@joekuhnlovesretirement i will. You have a good night now
Hi Grogu & Frosty!
Well said
Optimistic, 25 days to grind.😁
That was said beautifully !
Pretty much my experience, at 60 I started focusing on health
$45K/ yr from youtube = net ~$2,500/mo ... well that helps! 👍
👍👍
45000 that's great !!!!@