You’re the Only One Who Can Change Your Financial Future | May 24, 2024
ฝัง
- เผยแพร่เมื่อ 26 ก.ย. 2024
- The Ramsey Show (May 24, 2024)
💵 Sign up for EveryDollar today! Create a free budget - ter.li/e1ra1g
Dr. John Delony & George Kamel answer your questions and discuss:
- "Should we do an expensive car repair?"
- Is the economy as bad as everyone thinks it is?
- Dealing with unknown items on credit reports,
- "I'm working 60 hours a week but I'm not making enough money,"
- "How do I bounce back after getting fired?"
- "I lied to my wife about money..."
- "Am I responsible for taking care of my mom?"
Next Steps:
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us a message - www.ramseysolu...
Support our Sponsors:
Blinds.com - www.Blinds.com
Christian Healthcare Ministries - www.CHMinistri...
Churchill Mortgage - www.ChurchillM...
Hallow - www.hallow.com...
Yrefy - yrefy.com/ramsey
Watch more from Ramsey Network:
🍸 Smart Money Happy Hour ⮕ ter.li/dre4oa
💸The Ramsey Show Highlights ⮕ ter.li/tp4w1h
🧠The Dr. John Delony Show ⮕ ter.li/9l5k9g
💰George Kamel ⮕ ter.li/2ma765
💡The Rachel Cruze Show ⮕ ter.li/roya3c
💼The Ken Coleman Show - Highlights ⮕ ter.li/7ipp7e
📈EntreLeadership ⮕ ter.li/proqeb
Ramsey Solutions Privacy Policy
www.ramseysolu...
Them getting so excited about getting the friend added onto the call was so cute 😂😊
These two hosts are AWESOME!
LEXUS driver… from the first call.. we have an older hybrid Lexus and recently had to change the brake fluid and after that all the lights came on the dash! We had to have errors reset with the scanning tool and it was all good.. cost about $200 Australian dollars..
It also has nearly 300,000 kms on it…
Hope this may help you..☺️
Managing money is different from growing wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains.
This is true, I think investors should exercise caution with their exposure when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields
@@LucaZanioloRight
But I know it gets quite difficult to handle all of this, and staying informed is a major cause. How do you go about this, are you a pro investor?
Exactly. I was going to ask the same because my main worry is how to optimize my savings and retirement fund which has remained stagnant at around $50k yielding almost no gains for quite some time.
Well, at first I tried managing my stock portfolio myself and I lost 50% of my savings in a very short period. That mistake prompted me to hire a financial advisor. Since then, I have made up to $350k in returns.
James has his hands full with these two. 💯💯
Totally. And then there were Three! 😂
Yes, but I'm not sure anyone can beat the flowbee conversation from a prior episode. LOL
Doctor, "I can't breathe' Deloney. Oh my God I cringe😂
Jennifer; I am in a similar situation with my father; and I am 54. Boundaries issues . Focus on finding peace within yourself… I am finding ways to help that I can sustain. I do not feel responsible for his entire life . The more peace I introduce in my heart by taking care of myself; the more clarity i have with what is the right thing to do ! Sending love ..
A singles event would be awesome.
Sometimes when you get like brakes or oil change or belt replaced things like that all that needs to be done is your car needs to be reset sometimes if you turn the car on turn it off three times sometimes the car will reset itself or you might need to just go and have somebody reset your car and that sometimes will take care of all that
Unfortunately in the southern states- people are not paying enough for the trades. Also- McDonald’s is not paying $20 in small areas- in my area they pay $11/hr!
Nicole ur friend is planning the trip she doesn’t care if she’s in debt go and have fun u deserve it
If the sister is going to take care of her special needs brother, she needs to become his guardian, her brother should be getting SSI, and look into Ohio Shared Living. She can get a daily rate for taking care of him. Also, Ohio has special savings accounts for special needs individuals.
Guardianship is only necessary when the person is incapacitated otherwise you would look into power of attorneys and fiduciary services.
I mean, what a trio!!! Best show in a while!
Hey George and John. I got all the questions right on the quiz you all did. Thank you for all you do.
Those guys are not correct about all that.
Look into it.
I got the answers correct too, but rather disappointed the way they dismissed today's economy based on these limited facts. They left out the fact housing is extremely expensive, insurance premiums have gone through the roof, and energy and groceries are up way more significantly than the advertised 3.4% inflation rate quoted. Don't tell us not to believe our lying eyes.
I do agree with them that Americans just keep spending and going further in debt...just following our incompetent government's example as our national debt is a compete joke at this point.
Jennifer, let the guilt go. You don’t have to set yourself on fire to keep others warm. Not my saying, but it’s a good one to share
Agree and try what Dr. John said about journaling, it helps
Am happy to share that i used snow ball tactic and am done from the smallest debt.. thank u..
I wish JD would stop telling people what they think and how they feel. And taxes here are "bananas" already.
💯
Thing is, taxes really can't go down with the way we currently set up our way of living in the US. Go look at how much tax money is spent maintaining roads and car infrastructure. Everyone hates using Europe as an example for how to do things in the US and I get it, I understand national pride. But we are way behind on things like high speed rail and high quality travel within cities.
Cars are the most dangerous and expensive way of traveling. They require a ton of infrastructure and space to exist. They are highly inefficient and they are also killing Americans financially, as they're very expensive and most people are paying a huge car payment. If you really want taxes to go down, start looking into ways to create better, more modern infrastructure that is less dependent on the biggest money drain in the West.
@@BlakouttheMM However, the comparison with fast rail transit in Europe or Japan is not really relevant here because the distances between areas are far more vast, particularly in the middle part of the country. The population density in most of the European countries that have the best rail systems is far lower than the population density in the U.S.
@@Trustbutverify2651 you don't need high speed rail to travel cost to coast, just to connect major metropolitan cities within a designated area.
22:17 that’s a riot good laugh about the news, haven’t purchased a newspaper since 1996, avoid the news channels even if I have to press mute, if I wanna know something I can research it for actual facts, kudos gentlemen for bringing this to the table because for years I’ve said the same thing yet people look at me like I just don’t care, quite the opposite because I do care, care about my mental health and the truth
I’m the same. People and even close friends look at me like I have 3 heads. I care about facts, not drama.
@@vickiecoles8214 drama sums it up perfectly 😎
Great episode! Dr. Delony bringing the energy I love it! George with his knowledge and witt! And the great Ken Coleman it doesn't get any better than this!
I can't stand folks like Justin who don't give an answer without a pre answer speech
Love seeing 3 personalities with different insights
1. White House decided to change the definition of "recession", so that's why you are saying we aren't in one. We are in a rolling recession for sure, as all industrys aren't doing great and that is a fact. There are numbers supporting a rolling recession.
2. The stock market is inflated. The stock market is suppose to reflect our economy, and I don't think that it is. Record stocks. Historic stocks and yet we have a little over 1% GDP growth? Just record economy right?! USA is breaking records with how well our economy is doing right?
3. The unemployment rate is low because people are working 2-3 jobs just trying to keep their heads above water due to rising taxes, rising insurance, and inflated groceries and utility bills. People are fighting to keep what they have. Also, there are some coming out of retirement and going back to work. And the jobs that are out there are part time Mickey Mouse jobs. None of them would support a family.
4. Inflation has slowed down. The RATE has slowed with random spikes here and there. The NEW PRICES that inflation caused are still there. (hence why people are working so much)
I love Dave. I think he is awesome. I watch the show and agree with a lot of things that are said. I am not saying everyone needs to be fearful, but it isn't wise to downplay what some if not most of Americans are experiencing and feeling. It isn't wise. Just because you don't see it or feel it doesn't mean someone else does not. There is in fact, enough evidence to support that America isn't just fine and dandy and that everyone isn't doing fantastic. If you got enough money, you probably don't feel it or see it. That's a no brainer.
I just believe it isn't smart to mock what so many are saying to be true or what they are seeing or feeling. I think that it might be foolish to have that approach. I truly believe that the arguing is coming from people of different classes and ages are experiencing the current world differently due to their circumstances. If you are young with no kids or mortgage/rent, you can easily afford to blow more money than a family who has a rising mortgage and children. If you own assets and they balloon, like a artificial bubble, then you probably think you are on top of the world. I believe you can't one size fits all answer those questions accurately.
Regardless of what anyone thinks, all the graph lines are going straight up....nothing goes straight up without ever coming down. False security is just as bad as fear porn. I think it's ok to be cautious. I think that's ok especially if your experience right now is not good. It seems to me that everyones financial situation right now is as divided as our country is.
I agree, I was irritated with this discussion as if everything is great. I don't trust the numbers being reported, but even if they are true all is not well. Housing, energy, insurance premiums, and grocery prices are out of control. They are out of line with what people are earning. The stock market is being propped up by one thing...AI. Take AI out of the equation and the market is a completely different picture. Big government is favoring big companies. They are regulating smaller companies out of business. Start-ups are suffering/non-existent and the bond market has been upside down for several years.
I wholeheartedly agree though that Americans, led by an inept irresponsible corrupt government, just keep spending. The Fed has no control over bloated blowout deficit spending.
24:40 we’ve experienced a lot of inflation and would need a lot of DEFLATION to return to where we were. That deflation will never come, and a reduction in inflation is still inflation and is still the opposite of deflation
I'm surprised they did a segment praising the biden administration. With the economical "statistics"
Dave himself has pointed out that while Presidents have a large effect on the economy, they're not the only thing that affects it. Presidents like to take all the credit when the economy is booming, and deflect when it's down. Truth is, they're only a part of the puzzle.
Facts are important but they left out some really important ones. Housing prices, insurance premiums, energy and food prices have exploded over the past 4 years. So what if the inflation rate is decreasing when prices have already inflated beyond wage growth. And our GDP growth has been very slow, especially considering the AI boom; take that out of the equation and where are we?
I kind of love the three host segment! It was like a well of opinions to bounce ideas around!
$1000 for a two wheel brake job?
I’m so glad I work on my own cars. That costs me $200 for pads and rotors. Takes 2 hours.
I’ll bet they disconnected or busted the wheel speed sensor. That’ll light up VSA, ABS and some other lights. I just had a bunch of suspension work done and they trashed the sensor and the entire dash is lit up. It’s a cheap fix. $58 and an hour of time.
Same. I had a wheel speed sensor fail on a previous car (not a Lexus) with the same Christmas tree lights dash. Replace the sensor, life is good. Not $4300.
Hi from germany, love the show. 🥰
To Aaron near Louisville: I live 40 minutes outside of Louisville and myself and my neighbors cannot get home improvements done quickly enough because of the demand/lack of available carpenters, handymen, etc. Please look into starting your own business. Just make sure you run your books well with it's own checking account. Good luck.
George's math on the flooring guy is off. He forgot to factor in that over 40 hrs should be time and a half. The guy is working for about $10.66/hr.
Which just makes their point even stronger.
At 40 minutes am I enabling my friend?
I had a longtime friend over thirty years who wouldn’t allow me to question anything financially. We are at the age that many of our friends have retired (57 +) we are much wealthier than they are and still working, I was questing how they all could feel so at ease to retire and it was a hot button with her that we couldn’t surpass. Even my home made her feel less than (why do you need so much square footage.)
Either your friend will be concerned also about her finances or she’ll simply ignore you. Either way at least you’ll know.
Chris in Chicago…..each time the mother give her part, you two add whatever you want to add to move it up quickly. This way everyone should be ok
Ok so enjoy listening to this show but would appreciate more respect for mechanics. Yes we know that there's a lot of shops out there ripping people off BUT there's some of us that really want to help our customers take care of their vehicles. Just because lights come on on your vehicle after an auto repair shop has repaired something DOES NOT mean that they did something wrong!!!!!! BUT John gave good advice if your not sure; going to another shop and getting it checked out is a way to make sure.
The quiz was cringy. Minimizing the effects of the costs of housing, insurance premiums, energy, and food prices was disturbing.
Waiting for the Corgi to declare this the best duo ever. Kind of surprised that comment hasn't surfaced yet. 🤣🤣🤣
What's the name of the high yield saving account George was referring to??
Indeed, because every single one I've researched so far if it does give a decent interest rate it is up to that and it's always variable which ends up being pretty much negating the point of advertising it as a 4.6 or 4.5 or even 5%
I want a simple fixed 5% rate high yield savings account where there's no idiotic fees whatsoever I'm okay with the minimum balance to maintain of at least $1,000 or more just a tried and true simple real savings account not the dime a dozen scams a scammer want to be Banks out there
They don't have an affiliate high yield savings company they advertise, but the two they typically refer are Ally and Goldman Sachs. No fees. The rates are variable depending on the going rates (driven mostly by the Fed rates).
We are not in a recession? Couple of thoughts. The real GDP has “grown” at a decreased rate the past two quarters from 4.9 to 3.4 to 1.3 in Q1 2024 (missing target rate for 2024). You mentioned how it’s math that the GDP is exceeding economists expectations. Q1 2024 has us at a projected annual rate of 1.3% and the target was 1.6 according to the bureau of economic analysis? You say this is fueled by strong consumer spending but in other episodes mention how consumer debt is at an all time high and savings at an all time low? Is consumer spending fueled by debt a sign of a healthy economy then? Unemployment is at a “near 50 year low” but has risen from 3.5% at this time last year to 3.9%. Inflation is falling but is still wellll above the target rate. Not to mention this is all happening during an election year where obvious bias exists. Love the show, just some conflicting view points on this topic.
Lexus Hybrid, 2011. Yes the battery will go bad. A newer car would still cost more.
Friends talk to friends about finances.. conversations may become uncomfortable yes but your friend should understand your intent is good .. I annoy my best friend all the time and she does the same .. we both enjoy each others honesty and love .. let me state best friend only .. I speak to my best friend about money .. she doesn’t like it solely because she isn’t where she wants to be .. but if she ever slips up .. i remind her of where she wants to be and her options of how to get there .. and that time is on her side .. no shame .. best friends can be embarrassed around each other .. and when she is doing well with money she loves the conversations about money
So on the way to getting my emergency fund finished, I'm not giving it to the single father or married father, and I'm not giving of my emergency fund to the single mother or married mother. I'm keeping the money and building my emergency fund. For myself, and not for them.
You should go back to the shop that did the work. If you got brakes, rotors, etc , then their work should be warrantied.
Aaron needs to join a union
George!
God Bless you guys, there’s a lot of us struggling.
My son drove is Toyota Corrla up to 486K miles. The only reason he stoped driving it was because someone rear-ended him and totaled it.
Yall had me confused 😕 I was like here is 3 of my favorite guys!!!!
Wait a minute, now you've got me confused were you actually confused or were you like confused. How can one be the light confused?
DREAM TEAM! Fantastic show today with tons of laughter and hope for the callers future! ❤😂
agree
Should I sell my $110 in a brokerage while paying off debt? Seems negligible but I'm also feeling uncomfortable having it right now. Feels like too much at once and I'm so excited for my debt free payoff , then I can invest later
Their advice to Jennifer all sounded right, but when she sees her mother suffering she won’t be able to turn her away.
My daddy divorced my mom 27 years ago and married a woman 30 yrs younger ( he was 62).
I am his oldest daughter, I always knew as soon as he started showing signs of Alzheimer’s the “ younger woman” would be done w him.
He worked his carpet cleaning business until his mid 70’s.
He pulled into my driveway at 81 yrs old with his 5th wheel in February 🥶.
My disabled husband (70’s) and my lives were put on hold for these last 7 years as I was daddy’s full time caregiver, until August 2023, when his Alzheimer’s advanced to end stage.
Daddy’s journey ended w him in an Alzheimer’s unit not far from me, in March.😭
I can truthfully say it was my privilege and honor to care for daddy and have no regrets , just many cherished memories of my life w him 😔❤️ 7:32
I wasn't close to my father. However, when he was diagnosed with cancer in his 80s, it too, was my privilege to care for him. Very rewarding.
How much did the trophy wife get in the divorce
@@pamsmith1665 more than she was ever worth 🤪
@@pamsmith1665 the best thing we did( I’m his oldest daughter/ POA) was to get her to sign a spousal waiver and have it notarized!!!
Unfortunately I can’t control whether she’s entitled to spousal death benefits from his death.
But my momma also benefited from them too and she received a letter from an insurance company about a life insurance policy daddy had taken out way back in 1957 and mom was his only beneficiary back then.
Not much but pleasant surprise 🙂
@@marysaltlife1427 I know that was hard but you can know you did the right thing 🙂
@1:00:50 what is the link name for the 5.5% high yield savings account??? He speaks too fast 😂
1:48:16 yeah this call is just a plug for the app c’mon lol
That Toyota Dealer business model is based off of Service work , not new car sales or building cars that are reliable....
Not gonna lie the hybrid car advice is pretty hard. That first caller, maybe fix it then flip it get out of a hybrid , if it’s already 12 years old that battery gonna be out soon anyway
Woo hoooo count me in for single and mingle too!
Kid feom louisville
If you like working that hard. Go to the oilfield.
You can't get term life with amputation. They can get whole life 😊
" can't get term life woth amputation " says who exactly?...
Name all of the companies you have applied for term life insurance with after you were amputated that declined you for coverage
No way inflation improved. Just paid $4.95 for milk at Costco.
That quiz was nonsense. If inflation is 3 now and it was 9, that equals 12. Not 3.
He said that the inflation rate, which is the speed of inflation, has gone down. He didn’t say that prices aren’t getting more expensive. They are, just at a slower rate.
Inflation by definition is the RATE of increase, not the amount it's increased by. The only one here who has any clue what's going on, or for that matter, any evidence of brain activity at all, is Quanzino. Axle and Doug clearly do not.
@Quanzino1 these guys are the people answering wrong in the original polls lol
52:37 ad for Christian Healthcare Ministries...
Yeah.. and from what everyone has told me from my research and talking to real people they don't cover pre-existing medical conditions or should I say the vast majority of them in fact I've yet to find a single pre-existing medical problem in which they will cover or cover part of...
Best tree-some on TH-cam in America 😅 thank you 🙏
26:40 to 28:00 George and John summed up whats wrong with the USA pretty well..
Entitlement attitudes full of complacency and putting their, fhe people in general, focus into thr wrong un helpful things.
For John to be a therapist he’s always going into his own stories. Therapist usually just listen….
He does that to connect and help people feel less alone and it does totally do that. That’s why he is so popular! Dr. John does listen, but he also gives people advice for a living and so to do that he has to build rapport and show that he has his own issues and is not perfect. His vulnerability is SO admirable! ❤
The guy installing flooring needs to quit his job and start his own business. Would be easily looking at more like 125-150 an hour
48:08 to 48:15 " for tax purposes "..
..... translation quote I am trying to evade paying American taxes" 😂
Oh geeze.
They called Ken C. To
DAVE THE SHOW.
HAHAJAHAH
I really felt bad for that lady that called in about her elderly mother, but this is why you don't live with your parents for that long because then you feel obligated to take care of them when you shouldn't... you have kids to take care of them and show them how to live on their own. You don't have them to take care of them your entire life or expect them to take care of you.
1:18:08 to 1:18:22.. So bottom line is this caller is directly involved In work That involves Bothering people with idiotic spam Advertisements online be it mobile or desktop. Yeah
.piss off caller
. Pick a different career path
How do most of you guys still make profit, even with the downturn of the economy and ever increasing life standards
Well, I picked the challenge to put my finances in order. Then I invested in cryptocurrency, stocks, through the assistance of my discretionary fund manager
She is Nancy Williams Laplace.
This is correct, Nancy's strategy has normalized winning trades for me also and it’s a huge milestone for me looking back to how it all started..
The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional
Nancy is considered a key Crypto Strategist with one of the best copy Trading Portfolios and also very active in the cryptocurrency space.
Investing in your retirement is not just about securing your future; it's about ensuring that your golden years are filled with freedom, peace of mind, and the ability to enjoy the fruits of your labor. The best time to start investing was yesterday; the next best time is now. Don't wait for the perfect moment-create it by planning for a financially stable and fulfilling retirement today.!
With Bitcoin ETFs gaining popularity, some predict the price might reach $100k. Should I consider investing my $500k cash savings now, or have I missed the optimal time for potential gains?
I recently sold half my tech stock holdings due to all-time highs, leaving me with $400k. Should I invest in ETFs now or wait for a market correction considering potential inflation?
Successful investment starts with clear goals and risk assessment, often best done with a financial advisor's help.
Celebrating a $30k stock portfolio today from a $6k start. Investing wisely has given me time for family and future plans.
James Clark's market insights have consistently led to profitable decisions.
you got the video title wrong
You want something done right do it yourself throughout the dawn of all Humanity regardless of the generation regardless of the technology involved regardless of the politics regardless of religion...
regardless
Own it, grt to work, do a solid budget every paycheck every single time and you will learn about and know yourself much better than you did before and realize what you can do in your lifetime
Yes communism is rampant so is left woke Tartan and so are so many other things that could possibly affect our ability to work or the amount of money we get back after Uncle Sam is through white raping our wallets illegally, but you can still control how you spend and deal with the money you will end up with after all that said and done
Luara.
Consider buying Silver or Platinum bars of you want to save thw monwy for long term.
You have a doctorate, speak like it. No flashing comments, not appropiate.
Totally agree. Some impulse control greatly needed. Not cute, particularly in this context.
so you can only act or speak a certain way because you have a doctorate?
get real. people are different and have personalities that aren't dictated by having a stupid doctorate
Dr. John isn’t polished just because he has TWO doctorates. He keeps his whole personality real and down to earth. His style and energy is what makes him the most liked/most popular Ramsey personality. Also, his ADHD may contribute to the impulse or “inappropriate” comments but he did apologize and still hosted a freaking FANTASTIC show!
@@flashthecorgi2053 Actually, I am rethinking my comment. He must certainly have impulse control already because we all know he wouldn’t have made the comment had it been Dave Ramsey sitting next to him.
@@BeeDee-qs9so Lol I’m not sure about that Dr. John is a wildcard… He’s said some crazy things in front of Dave before. To the point Dave has literally said “I can’t take you anywhere”. 🤣
Edit: I will say he does have impulse control at times, but he’s very open with his struggle of ADHD especially when his world is chaotic and he mentioned in the beginning of the show that his life has been a mess lately so that could be causing a flare. However, there are very real times he does have impulse control and he’s truly an amazing man because some people on his show 🤦♀️ it would take A LOT for me to hold back and be as empathetic and kind as Dr. John is to them.
You people who "don't mind paying " all those ridiculous taxes are the problem. Hell, pay mine if you like paying for this mediocre system.
Seems to me that when these two guys are together they play “fast and loose” with what they think they know, ignoring the fact that everyone doesn’t know what they’re talking about.
Re: Maggie- what’s a “sep”? Isn’t that for people who are self-employed? And what are the % matches they’re talking about? X% of what? A very confusing answer to this person’s question. Thx.
Cloward / Piven strategy in effect !!
I cant get over the 3rd host!
Dave was listening.
Get down there quick!
They are f ing it up!!!
No the current administration has changed what the historical definition of “recession” is !
Yeah and the unemployment numbers are questionable.
@@chickendoodles3566 The unemployment numbers have ALWAYS been questionable.
@@amireallythatgrumpy6508 equally true.
Sadly if this were a macro economics show, that fact would be addressed.
I appreciate a lot of the advice on here. However, as a believer, I think we should also pray about which ministries and opportunities the Lord would actually want us to be involved in, be obedient to that, and make decisions to improve finances from that place as well. “You can’t participate in all that ministry because you’re broke,” seems a little off base if you are coming at it from a spiritual and practical perspective.
23:04
1. Cheerleading is your business. You 2 guys have strong incomes.
2. Stats can lie or be half truths.
Ex. If we didn't have the highest credit card debt in history (meaning you only bought what you had money for) our economy would fall off a cliff.
3. I'm just skipping this segment where you tell us we're not smart enough to know the world is rosy. If we're not so bright, why are we listening to you?
First! 🥇🏆
Wrong, Biden is changing my financial future and not for the better. Maybe you guys could come down to reality one day
First second
Please delete Ken. He brings nothing but obvious questions. Zero expertise.
Sell that Lexus it’s a piece of junk. I had the same model.
What model is that? My Lex has been fantastic .
@@MrMustangrick 2011 Lexus ct200h. Motor failed and battery failed on mine right around 100k mark. Costed almost as much as the car to replace it. Sounds like they’re having similar issues. So instead of fixing it I got a hoopty dodge for $1200 a few years ago and it’s been more solid than that thing.
The only credit you MUST use is salvation through Jesus Christ!
Actually first 😏
ihhh where the fuck are these statistics coming from? literally everything costs more in Omaha Ne, which at one point was one of the most affordable cities in the country, now it feels like a big city life.
this is the kind of shit that makes people say you guys are out of touch
Literally nobody cares about Omaha Ne
TRUMP 2024
I would hug you, if you were here, and if you said it was okay...😂 Dr feelgood is so cringe 😬
Why cringe?
My mouth is open at how generous these Ramsey people are and how much they care!❤ Praise God!
You have tragically low standards. They’re awful judgement jerks.
Still working on my emergency fund.... Everyone but the Baker and the landscaper keep coming to my door, insisting that they get my emergency fund first...... But like your financial crew says, get angry.
Ok, I have a comment. Sell my more expensive car where I am not upside down. So, I am looking at cars at $10,000 or less and they are all high mileage cars, like over 150,000 miles. A few less than that. Low price used car equals very high mileage, at least where I live in California. Those high mileage used cars could become a money pit.
As a person who trust her friends, because I’m very selective about the ones I choose, I would want you to have a conversation with me. Now if, I say, girl, it doesn’t matter, I’m going to do it anyway, then you’ve done your part.
Prior to my learned knowledge, as John said, he wouldn’t say anything, unless asked…. I didn’t know what to ask, so I didn’t know to ask.
There is a gentle way that you two can address this and in the end if she doesn’t want any info or assistance, then keep being her friend, but keep taking care of your finances.
George, it hurts my brain to. Next year BK and car repos will set records