Car Insurance from dealership or Self I MUST WATCH Before Buying car I Car Insurance Guide

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  • เผยแพร่เมื่อ 1 ต.ค. 2024
  • Whether to buy Insurance for Dealer or Should buy it your self, This Video answers it all.
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ความคิดเห็น • 97

  • @gjsuperstar3409
    @gjsuperstar3409 2 ปีที่แล้ว +29

    Vedio from 6.40

  • @akshaylandge5055
    @akshaylandge5055 2 ปีที่แล้ว +14

    Thnx for info sir.....2 yr before my dad purchased autorickshaw from Bajaj company same things they told us we will do insurance and insurance was cost around 9k, after that we took insurance from other company we got insurance at 5k.....from that experience I suggest every one who is taking any vehicle plz take ur insurance form outside vendors, that is way we can save our money..... 🙏👍

  • @gjsuperstar3409
    @gjsuperstar3409 2 ปีที่แล้ว +4

    Vedio from 6:40

  • @bharatbhraman..8613
    @bharatbhraman..8613 2 ปีที่แล้ว +8

    If you need add-on ins of 10lkh idv so outsider vender charge 30k but if you done from dealer same ins they charge 30k+10k dealer commission it means dealer will charge 40k from you.

  • @majidahmadrah7941
    @majidahmadrah7941 3 ปีที่แล้ว +5

    They are forcing everyone to insured there vehicle from company,otherwise they will not sell the vehicle,that is totally ridiculous and you should see there way of talk.
    Government should take step against these companies .

  • @ravikumarpinnika7429
    @ravikumarpinnika7429 ปีที่แล้ว +3

    i brought creta SX Varient with 80K insurance paid to dealer. i fought with Dealer , out side it was 27K(acko) 50K(bajaj allianz). finally i end up paying 60K for insurance For MAGMA HDI. my suggestion is talk to dealer at the first time you are taking it from out side.

  • @AnkitKumar-wk2uq
    @AnkitKumar-wk2uq 3 ปีที่แล้ว +7

    Simran, I am also planning to buy the same model. If possible could you please share a downloadable link to this document.
    Will help me greatly to understand the guidelines : )

  • @vinodg2011
    @vinodg2011 2 ปีที่แล้ว +3

    Mudde pe aane ke liye 8 mins laga diye.. watch from 8 mins onwards..

  • @ambadiindian
    @ambadiindian หลายเดือนก่อน

    Good information

  • @ambadiindian
    @ambadiindian หลายเดือนก่อน

    🎉

  • @vu1068
    @vu1068 2 ปีที่แล้ว +3

    Informative and Useful..!

  • @oddly1227
    @oddly1227 3 ปีที่แล้ว +5

    7:05 also we want video on extended warrenty plz. is it compalsary or not and what is benifits of it

    • @simranbindra
      @simranbindra  3 ปีที่แล้ว +3

      its not compulsory.. if you want you can buy it. benefits of extended warranty are mentioned on kia india site.

  • @sajit5085
    @sajit5085 2 ปีที่แล้ว +2

    I have same experience dealers are only broker they charges high commission without discount. Almost they charge double even after five years I had to pay high premiums. So I went directly to company from which dealer brought the insurance. Same plan I got almost with a discount of 35%.ok when we bought the car from dealer they gave insurance and charged high commission from you. That doesn't mean that even after five years they will continue with this practice. Even if go for a claim through dealer they are getting business from insurance company.

  • @bharatdalvi10
    @bharatdalvi10 2 ปีที่แล้ว +3

    Service centre also earns money through repairs and insurance so I don’t think u will have to run behind insurar on buying from outside

  • @siddgoen
    @siddgoen 2 ปีที่แล้ว +3

    Thanks for the detailed information

  • @niladrime2012
    @niladrime2012 2 ปีที่แล้ว +1

    Pl send IRDA guideline for car delarship

  • @RahulKumar-nx8eh
    @RahulKumar-nx8eh 3 ปีที่แล้ว +4

    Hi bro we are also booked the sonet HTX plus u r doing good job for new buyer u r providing good information I would like to know when we are taking about on road price they are adding extended warranty and Accessories kit amount and telling onroad price wether these both are necessary the extended warranty can be take later and Accessories I think we can purchase from market can u plz give information if u can able .

    • @simranbindra
      @simranbindra  3 ปีที่แล้ว

      accessories and extended warranty price are optional for customer need not be added to the price

    • @PlayJewel
      @PlayJewel 2 ปีที่แล้ว

      Demand to remove everything extra accessories and warranty and insurance even finance your own, if they deny goto other showroom.

  • @TheCasanova246
    @TheCasanova246 2 ปีที่แล้ว +1

    Plz share that IRDA MISP copy

  • @mgchandrakanth
    @mgchandrakanth 2 ปีที่แล้ว +1

    What is the procedure to obtain No Claim Bonus Certificate, pl indicate

  • @vedichunt5377
    @vedichunt5377 ปีที่แล้ว +1

    Last point is good
    People in dealership helps us to get maximum damage covered

  • @pradeepkumar-ew1ze
    @pradeepkumar-ew1ze ปีที่แล้ว +1

    Most important point told at last.
    Also when taking from dealer , can we change the vendor?

  • @chaitanff3128
    @chaitanff3128 3 ปีที่แล้ว +2

    Dealer Ka hi Banda hai ,suno Apne dilki

  • @ronyrocky4060
    @ronyrocky4060 2 ปีที่แล้ว +1

    37k se kitna saal ka insurance liya hai aapne????

  • @SatnamSingh-ds5rv
    @SatnamSingh-ds5rv 3 ปีที่แล้ว +2

    Bohat informative blog c paji.

  • @aayushbagri1040
    @aayushbagri1040 10 หลายเดือนก่อน

    Is there anything we can do except cancelling the car if the dealer is not giving the car w/o taking the insurance?

  • @monimalabhattacharya2081
    @monimalabhattacharya2081 ปีที่แล้ว

    What if we are being vocal about it in the beginning and dealership takes the booking in the beginning then uske baad waiting bolke latka ke rakhe? For example Mahindra who has so much of waiting period? Any tricks? K booking krle and jb they call us saying that gadi a gayi, tb hum apne insurance wale ke sath waha pohoch jaye?

  • @sahilsahani3149
    @sahilsahani3149 2 ปีที่แล้ว +1

    Review true h . Nice n appreciate your work n time

  • @aaronjeril
    @aaronjeril ปีที่แล้ว

    If we do the insurance outside the dealer, by what time we must do the insurance legally, can we proceed the registration at the same time.

  • @arunsahu6028
    @arunsahu6028 ปีที่แล้ว

    किया सोनेट बेकार गाड़ी 1 साल में तीन बार खराब हो चुकी है

  • @kbjoney
    @kbjoney ปีที่แล้ว

    Hello, from where these guidelines can be downloaded?

  • @manzoorchowdhury4248
    @manzoorchowdhury4248 10 หลายเดือนก่อน

    Very informative Bro 👍Thank you

  • @rajarok1804
    @rajarok1804 ปีที่แล้ว

    Please guide me. I booked i10 nios sportz car in Bangalore and planning December 1st week. Which insurance shall I take before delivery of my car

  • @shivamx008
    @shivamx008 ปีที่แล้ว

    So is there a way to complain about the dealers that do this , otherwise they just wouldn't sell us a car

  • @sibautube
    @sibautube ปีที่แล้ว

    Love from Odisha

  • @anantpaliwal8402
    @anantpaliwal8402 ปีที่แล้ว

    Video was really informative and helpful, Thank you for your honest opinion.

  • @SatyamevaJayate_JaiHind
    @SatyamevaJayate_JaiHind ปีที่แล้ว

    Video was really informative and helpful, Thank you for your honest opinion.

  • @sridharreddy6044
    @sridharreddy6044 3 ปีที่แล้ว +2

    Nice Information 👍
    Guidelines on Motor Insurance Service Provider - IRDAI Ref. No: IRDA/INT/GDL/MISP/202/08/2017

  • @mohitlodhi9980
    @mohitlodhi9980 ปีที่แล้ว

    Kia sonet insurance price 1years

  • @mohdfarzankhan991
    @mohdfarzankhan991 ปีที่แล้ว

    Insurance ki website pe number dalne ko kehta hai

  • @mangesh52
    @mangesh52 ปีที่แล้ว

    On 15 Jan 2023, I purchased Nissan magnite and took insurance from policy bazaar and provided to dealer on same day but now the scene is they haven't provided my RC yet and saying "insurance not fetch" appears in RTO, dealer person said that check with your insurance provider we can't do anything. Any suggestion ?

  • @avijitpaul2232
    @avijitpaul2232 2 ปีที่แล้ว

    Swift vxi (2018)4.5 yrs hua hain konsa insurance karna chaiye -comprehensive or zero depreciation.konsa company best hoga

  • @OPEN-LISTEN-ACT
    @OPEN-LISTEN-ACT ปีที่แล้ว

    Ideals aside, but 10 years ago, my maruti suzuki team always helped me get the best and at home deals when my car got injured many a time!

  • @shivamx008
    @shivamx008 ปีที่แล้ว

    Great video , thanks simran

  • @hariomshukla7055
    @hariomshukla7055 11 หลายเดือนก่อน

    Thanks

  • @digvijayjayakar8397
    @digvijayjayakar8397 ปีที่แล้ว

    for my idv 2130000, dealer is asking 40,000rs more on insurance quote. this is just ridiculous.

  • @ranjanrana775
    @ranjanrana775 ปีที่แล้ว

    sir bhar ki insurance to krne h ni dete show room wale

  • @pragatikumarjhajha8237
    @pragatikumarjhajha8237 2 ปีที่แล้ว

    Le hi Li to phir kya fayada.yahi hota hai.chu... ban hi jate hai buying main.

  • @arvinderkumar6380
    @arvinderkumar6380 ปีที่แล้ว

    Hello sir kya abhi bhi insurance bahar se karva sakte hai

  • @rohmarlungtau599
    @rohmarlungtau599 2 ปีที่แล้ว +1

    Sir bina insurance se gadi purchase kar sakta hai?kuch hone par responsibility main hogi

    • @simranbindra
      @simranbindra  2 ปีที่แล้ว +1

      bina insurance gadi road pe ni a sakti.

    • @bharatbhraman..8613
      @bharatbhraman..8613 2 ปีที่แล้ว

      Kam se kam third party insurance Lena hi hoga ye mandatory hai.

  • @karthikpk2397
    @karthikpk2397 2 ปีที่แล้ว

    Sir in papers ga print out description main do

  • @bharatbhraman..8613
    @bharatbhraman..8613 2 ปีที่แล้ว

    Bhaiyaa insurance company coverage pey claim approved karti hai naa ki dealer ko dekh k, hnn chota mota scrather techup karna alag baat hai but uske liye 10 lkh ka car me dealer 15 k tak Jada charge karta hai.

  • @rakeshbishnoi1092
    @rakeshbishnoi1092 2 ปีที่แล้ว

    Scrpio n mai bhar se lh skte h kiya

  • @INTOGEORGE
    @INTOGEORGE 3 ปีที่แล้ว +2

    good explanation with proof,thank you.

  • @healthiswealth2162
    @healthiswealth2162 ปีที่แล้ว

    Same Happening With Me Now 🙏

  • @CarBon7
    @CarBon7 2 ปีที่แล้ว

    bhai ye batao agar dealer ad jaaye to police complaint kar skte hai ????

  • @rajarok1804
    @rajarok1804 ปีที่แล้ว

    Which insurance shall I take before delivery 🤔

  • @bharatbhraman..8613
    @bharatbhraman..8613 2 ปีที่แล้ว

    Dealer se benefit puch k insurance ka aap bahar agent se same benefit ka quote mangwaiye dekhiyega 10k ka diffrance ayega.

    • @sivasagarjagga6445
      @sivasagarjagga6445 2 ปีที่แล้ว +1

      for me it is coming around 35K. just that most of the people dont pay attention or dont care paying 35K more when paying around 10L or more

  • @dauwausama
    @dauwausama 2 ปีที่แล้ว +1

    Sir lekin insurence lena kab padta hai jaisa ke main initial booking amount de diya aur booking hogai phir baad me kab insurence banana padta hai q k gadi ka registration to baad me hota hai aur without registration no. Ke insurence kaise milta hai

    • @primefansofprimal9539
      @primefansofprimal9539 2 ปีที่แล้ว

      Naye gaadi ka insurance..pehliebaar... engine number..chassis number se kiyaa jaa sakta hai...car delivery ke dho dhon pehle

    • @dauwausama
      @dauwausama 2 ปีที่แล้ว

      @@primefansofprimal9539 thank you ji
      But mujhe kuch aur clarity chahiye k kya nayi gadi pe bhi third party insurance lekar registration karwa sakte hai.
      Aur agar dealer bina insurence ke gadi dene ke liye ready nahi hai to kya karna chahiye. Aur kya dealer se lad kar insurance lena possible hai.

    • @primefansofprimal9539
      @primefansofprimal9539 2 ปีที่แล้ว

      @@dauwausama dealer maximum try karta he usse hi insurance dilwane ke liye...agar dealer maan nahi raha he tho..koyi aur dealer ke paas jaakar puuncho....koyi aur dealer apne shahar ke paas nahi he to...uss car company ko mail kardho ki dealer insurance keliye jabardasti kar raha hai...for example...skoda ki baat kare tho...agar dealer insurance ke maamle me jiddhi he tho...hum skoda India head zac hollis ko mail kiya tho..maamlaa set hojayega..dealer agree karega online insurance ko...dhuusre car company ke heads...like maruti..hyundai..tata ke maamle me itna responsible hothe yaa nahii..mujhe patha nahi.

  • @sushilbchauhan3212
    @sushilbchauhan3212 2 ปีที่แล้ว

    Good information 🙏

  • @VIJAYDASBIJOY
    @VIJAYDASBIJOY 2 ปีที่แล้ว

    Clear cut statement... Great👍....

  • @wavhalss
    @wavhalss 2 ปีที่แล้ว

    Guidelines on Motor Insurance Service Provider - IRDAI Ref. No: IRDA/INT/GDL/MISP/202/08/2017

  • @RAJESH-RAWAT
    @RAJESH-RAWAT ปีที่แล้ว

    Rto register bhi hum khud se krwa sakte hai na?

  • @Maxxxxxcy
    @Maxxxxxcy 3 ปีที่แล้ว

    Bhai tu video kyun banaya hai

  • @milanhossen7614
    @milanhossen7614 2 ปีที่แล้ว

    Good video

  • @pavitrakumar5510
    @pavitrakumar5510 3 ปีที่แล้ว +3

    Please share the link to download the IRDAI guidelines which you shown in the video.

  • @deluxemusic6232
    @deluxemusic6232 2 ปีที่แล้ว

    Sir pdf milegaa kya iska

  • @mowmrong1191
    @mowmrong1191 2 ปีที่แล้ว

    Good vedio

  • @solomonharley7572
    @solomonharley7572 2 ปีที่แล้ว

    bohot badiya samjhaya, thank you

  • @satyendumohapatra633
    @satyendumohapatra633 2 ปีที่แล้ว

    Sir booking ke time pe ye karna hota hai ya gaadi receive karne ke time?

  • @shrini9793
    @shrini9793 2 ปีที่แล้ว +1

    Bus information do yar , bakwas bate kam karo

  • @vangujral
    @vangujral 3 ปีที่แล้ว +1

    thank you, boss. It was a really useful video

  • @anilkumartpvideo
    @anilkumartpvideo 3 ปีที่แล้ว +1

    Rodent bite covered under insurance?

    • @primefansofprimal9539
      @primefansofprimal9539 2 ปีที่แล้ว

      Ye rodents kahaa se aaye...car me

    • @1985indrani
      @1985indrani ปีที่แล้ว

      It is covered under Hyundai Assurance policy is what the company is claiming in my case if I renew my policy from them.

  • @banty2710
    @banty2710 3 ปีที่แล้ว

    Sir hamne polo lee thi January 2021 mein car ka exshowroom price tha 950000 aur insurance ka price tha 41700 aur dealer be hame delivery ke waqt insurance nahi di 15 din baad jab hamne showroom jaker insurance lee toh us mein car ki idv 809696 aur insurance 27748 ki karvayi gayi hai

    • @simranbindra
      @simranbindra  3 ปีที่แล้ว +2

      Thats extremely wrong.. Idv should be 95% atleast

  • @kepalbhuva9098
    @kepalbhuva9098 3 ปีที่แล้ว +1

    Sir dealer gadi dene se mana kar raha he if I want to buy insurance from outside to kya kare uska?

    • @ajinkyakulkarniofficial7442
      @ajinkyakulkarniofficial7442 3 ปีที่แล้ว

      Pls make complaint in consumer court

    • @aniketsagvekar5420
      @aniketsagvekar5420 2 ปีที่แล้ว

      And go to another dealer

    • @bharatbhraman..8613
      @bharatbhraman..8613 2 ปีที่แล้ว +1

      Dealer ko bolo ki by mail dene ki without insurance car nehi dega wo and jo company ka car hai uss company ko aap complain karo.

  • @Shivashankar-er8hn
    @Shivashankar-er8hn ปีที่แล้ว

    Self insurance kha se kre

  • @kmmohanan
    @kmmohanan 2 ปีที่แล้ว

    Told well. Highly informative video. Hats Off

  • @raghuramakula9896
    @raghuramakula9896 3 ปีที่แล้ว +3

    Video was nice. Small suggestion. Keep it short and sweet.🥱