One of the best channels for understanding mutual funds and improving financial knowledge overall. Budgeting, asset allocation. , rebalancing...an overall all-rounder. ... it is amazing .. and no unwanted chit chat like any other such channels ...
This video is very timely, especially the part on how many MF’s one has to have in their portfolio. The current markets are loaded with 1000’s of MF’s , categorizing the way explained by the expert in the video is very helpful, please check asset allocation @ 29:00
the TRI factor I always overlooked as some unnecessary Equity Jargon, but now I shall consider one of the important factors while evaluating Equity Funds.
Thank you ETMONEY. You are doing a great service to the investment community. Thank you Mr.Shankar Nath. You are an asset to all of us. With your great delivery skill, you make us understand all complex topics very easily without any confusion.
really appreciate this video, education department should really think that they should make this as a learning subject as Indian equity should grow like other and don't have to depend on FII s
It's a fantastic video U have explained all the details about mutual funds I have learnt from the last 4 yrs of my investment journey I should have seen this 4 yrs ago Thank you ET MONEY n esp to Shankar bro
This channel never disappoints! Gotta be the best YT channel in it's league. Just a noob question..why 'equity savings fund' never gets a mention? I find this to be a gateway fund in one's MF journey (as per the stats).
Very well curated important questions that any investor will be having in their mind about MF and no one better than Shankar to answer them for us. Thanks once again for the great content 👍👌
Hats off to ETmoney team for making such educational videos, have learnt a lot from Prof Shankar 😊...always insightful 🙏...maybe if you all could do one video on how to prune existing portfolio and also use the genius feature..a little more of how genius works..that would be appreciated
Thank you. We have a detailed video on Genius available here : th-cam.com/video/PhD1vmDxCOA/w-d-xo.html .. there are quite a number of questions that have been asked and we've tried to answer most of them. If there are any additional questions which you'd like us to answer, please feel free to add those in the comments of that video.
We have a separate video on arbitrage funds. Pls examine its workings to see if it serves your purpose. Pls search etmoney + arbitrage funds on youtube search bar
Team as always your research and distinct point of view is commendable. I have a query regarding Hybrid Balanced funds ( Dynamic Asset allocation) - With current market scenario of an potential recession. Is it advisable to invest lumpsum amount for 10+ years holding period? This is for two stages of life - a. Child education planning b. Deployment of a portion of Retirement corpus at retirement age. Please do suggest any ET Money video already highlighting the research.
@@ETMONEY Index funds ride on Nifty and Sensex Indices. I wish to be a long term investor and also believe India's economy will grow in the coming 5-7 years,so Index Funds is an obvious choice. But Flexi cap funds are designed in a way that they outperform nifty benchmarks (most of the time) So, I've found flexi cap funds attractive too.
Personally, I just start another SIP in the same fund. I have found it easier because if I want to lower the amount in the future, I can simply cancel one of the two SIPs I hold.
Sir, pl clarify if I have to switch sip to a different fund due to underperformance of the current fund then in that case do I need to take out all money and put in a new scheme or just stop the current plan without taking out money and start new. Regards
Hi. That's for you to decide. For a better idea, you can take on any scheme on the ET Money app and check out fund specifics like performance, ranking etc. That would definitely help you make up your mind
Hi. Why did you invest in these two funds in the first place? It's important to understand the investing premise. Overlap is quite secondary in our opinion
@@ETMONEY I wanted to have equity exposure as I am still young/can take risk and I'll be investing here for atleast 15 years. Initially I had can robeco bluechip and later due to low expense ratio, I have added navi nofty 50 fund as well.
Thanks for this excellent video with many useful informations. I want to invest 10% of my retirement kitty in conservative hybrid funds for a period of 10 years. Should I go for lumpsum investment assuming that conservative hybrid funds behave more like debt funds and therefore sip investments are unnecessary.
Most welcome. Well, the data is in front of you. And yes, conservative hybrid funds have a higher debt element in them. You can also explore ET Money Genius if this amount is on the higher side. Specifically, you can look at our Shield and Balanced solution. For more info. on Genius, pls watch th-cam.com/video/PhD1vmDxCOA/w-d-xo.html
hi sir my name is virbhadra tamanna i have done sip withdrawal but till now it has been ten days since the balance is not deposited in my account what should i do
Hi. No, there is no facility like this. But if you to track every thing on ET Money then simply use the portfolio tracker feature on the app to upload the consolidated statement in PDF format
Hi Sir If I have transferred some funds in direct and part SIP is still in growth. Under this system what's suggestion Partially done to avoid exit load
Hi. Maybe you can - 1. You can stop the regular plan SIP and start a direct plan SIP. 2. Then over the next 12 months you can move regular portfolio to direct.
Q1. direct nav to higher than regular nav impacting the number of units.. how does one factor this delta in shifting from regular to direct? Q2. does ET money app also support filing tax returns. Q3. how is ET money app monthly charges compared to other platforms.
1. Units is irrelevant. We explained this in greater detail in our NAV Myths video, pls have a look at that video 2. No, it doesnt. There are specialized tax filing companies 3. ET Money offers only direct mutual funds - so no commission
Just like shares....is the Mutual fund portfolio transferable? After the demise of primary holder, can it transfered to legal hair or nominee?....if I uave generated healthy portfolio by giving desirable time and waited for its compounding...I would prefer my nominee should also continue to enjoy the compounding on same portfolio. I hope u understood what I am trying to convey here.
Hi. Difficult to predict future events. However we have built a ranking system that can help you zero-in on some of the better funds. Please check out www.etmoney.com/mutual-funds/equity/elss/38
I have been using ETMoney for a while and have a sizeable amount invested, but the challenge is time and knowledge to manage it, review it, and exiting and investing in new. I'm avoiding to go to a PMS which will take a higher expense ratio. I've also subscribed to Genius but it doesn't help in decision making
Sticking to only 2 AMC in Genius is a big blocker. A portion of the portfolio is invested in ICICI Prudential Corporate Bonds which is ranked 7 by ETMoney and 3 star by value research. This portfolio should be built across AMCs and not only select. This limitation of ETMoney genius is not good for investors
Hi. Very surprised to see that you have inferred and arrived a few conclusion without seeking an explanation Anyways, if you are keen on knowing beyond what we have answered (on the 2 AMC point) in th-cam.com/video/PhD1vmDxCOA/w-d-xo.html .. feel free to type in a question.
@@ETMONEY Very surprised that you make this comment without understanding if I had already sought explanation or not. Could you please elaborate what exactly is mentioned in the video other than onboarding more AMCs? My question is why does the portfolio not have funds across different fund houses to make it better rather than sticking to only one fund house for one portfolio what is the explanation on the 'ICICI Prudential Corporate Bond' fund being used when there are better funds from other houses, eg: ABSL Corporate Fund ranked at 3 with VR 5 star rating? The Genius model is no doubt a great one, but has limitations. Improvements will come, but at what cost to the investors?
@@kamathsonline Hi. Thank you for your precise questions. We are happy to answer them. 1. Sure, for more details on what is there in the video, kindly refer to our blogpost. www.etmoney.com/blog/everything-you-should-know-about-et-money-genius/ 2. There are a basket of funds from particular AMCs (Nippon and ICICI Pru now; with 4 more AMCs coming up) because switching is allowed only within the same fund house. A Mirae cannot be switched to ICICI Pru as per fund house rules. The other point on index funds being moreo-or-less similar has already been addressed in the video.
@@ETMONEY thank you for sharing another link to read thru. Is the limitation of not allowing funds across AMCs by legal requirements or Genius agreement with the AMCs? I'm already invested in Genius but still feel there is lot lot potential which is lost due to this limitation. Diversification within funds also means across fund houses to get better value, not being stuck to one AMC Hope you understand
@@ETMONEY not sure about the exact reason may be because of high risk ...they say to avoid it for beginners... Even akshat Shrivastava and ankur warikoo says to avoid hybrid !
Hi. You're likely to find every other person having a different opinion esp. TH-camrs. We say it on the basis of working with lakhs of investors on our platform. Especially for beginners, we will suggest to start off with ELSS or aggressive hybrid so that they start in the green. Don't take more risk than what you have to.
@@ETMONEY thank you .. but in the end..whom to trust here .. !!! Whether who are saying hybrid is good option for beginners or someone who are saying hybrid is bad for beginners ? Which one ris right ??
@@ProductsHub365 It's investing. No one is ever 100% right or 100% wrong. For now, you have our logic (which we explained in the video) and you have the other TH-camrs logic. Whichever feels right to you, go with that.
Hello. No. of funds has nothing to do with diversfication - under or over. It's the type of funds that will determine your extent of portfolio overlap. You can use the ET Money app to see your entire portfolio's allocation to different sectors. That would surely be helpful.
Hi..I recently started investing using ET money app..In case I want to increase the investment in a particular fund(which i am already investing in)without starting a new SIP how long should I wait for the Step up option to get active..will it be active after a quarter or annually?
@@ETMONEY I am new to MF & SIP ..so was wondering 1.Multiple SIP's in multiple funds wouldn't it make the portfolio messy? 2.Also if I want to step up in future is there an option availble to do so?If yes, is it once in a year or twice a year? Pls advice
Fair point. I personally prefer to add a 2nd scheme because it gives me flexibility of stopping one of the two SIPs if need be. I have done it 2-3 times in the past and while some mutual funds give us a step-up option, they never give a step down option. Particular to your questions: 1. I have never faced a problem with having two SIPs of the same scheme. There are better ways of messing up a portfolio and i have done it all in the past 2. The stepup option has some limitations. Depends from AMC to AMC
I have invested in SIP in direct plans through online platform. The SIP is registered as a biller in my bank. The SIP amt is deducted from my bank on the SIP date, but the fund units are allotted with value date of T+1 or T+2. I spoke to Fund House and they say money was received after 1 or 2 days, hence due to SEBI rule they credit units accordingly. Is this delay in transferring money from bank to Fund house normal? What is causing this?
Hi ET money. I am a genius subscriber. I some what understand your asset allocation for risk-reward analysis. But if the allocation keeps on changing for long term goal THEN HOW MAGIC OF COMPOUNDING WILL TAKE PLACE? thank in advance
Sir plss explain that how to link MF with our goals.. Ex. For 1 goals eg. (Child education) then how many fund should choose 1 Or 2 .. As my age is 25 . And more examples likes child marrige, home, Car, etc.. So how I attached and how many.. Pls
Sir ,i have started investing through paytm money app since 1month in the following portfolios for 20-25yrs (target goal-2crore) 1,Boi axa small cap direct growth-500/- 2,axis small cap direct growth fund-1000/- 3,parag parekh flexicap direct growth fund-2000/- 4,quant midcap direct growth fund-3000/- 5,mirae asset emerging bluechip fund direct growth fund-2500/- kindly suggest whether its a good startup for long run or should i need to make some changes.🙏
Rewriting that question: does it make any difference if index funds are from same AMC or different AMCs? Answer: Not much. But if from same AMC, then switching becomes easy and portfolio rebalancing is super efficient
हमने हाल ही में एक हिंदी TH-cam channel शुरू किया है। कृपया लिंक पर क्लिक करें और हमारे हिंदी चैनल को subscribe करना न भूलें th-cam.com/channels/zWtyDo9KmEC1JoAqa1LIEw.htmlvideos
![[안방1열 직캠4K] 베이비몬스터 치키타 'DRIP' (BABYMONSTER CHIQUITA FanCam) @SBS Inkigayo 241110](http://i.ytimg.com/vi/tnlxo79cAqY/mqdefault.jpg)
The way Nath sir explains. I mean he should have been a finance professor in a MBA top school. Really subtle way to explain 😀😊
Thank you
One of the best channels for understanding mutual funds and improving financial knowledge overall. Budgeting, asset allocation. , rebalancing...an overall all-rounder. ... it is amazing .. and no unwanted chit chat like any other such channels ...
Thank you very much for your kind appreciation. Glad that our videos are helping you and we're happy to be a small part of your financial journey.
This video is very timely, especially the part on how many MF’s one has to have in their portfolio. The current markets are loaded with 1000’s of MF’s , categorizing the way explained by the expert in the video is very helpful, please check asset allocation @ 29:00
Thank you
the TRI factor I always overlooked as some unnecessary Equity Jargon, but now I shall consider one of the important factors while evaluating Equity Funds.
Yes please. Always measure fund performance against their index fund TRI (not not on PRI i.e. Price Return Index)
@@ETMONEY noted. Thanks a lot for this insight and the video
I am getting fan of Mr.shankar Nath...he is simply awesome..
Thank you very much!
Thank you ETMONEY. You are doing a great service to the investment community. Thank you Mr.Shankar Nath. You are an asset to all of us. With your great delivery skill, you make us understand all complex topics very easily without any confusion.
Thank you very much for your kind words. Glad to be of assistance
@@ETMONEY solve the problem of deleted account
really appreciate this video, education department should really think that they should make this as a learning subject as Indian equity should grow like other and don't have to depend on FII s
Thank you. Glad you found it useful
ETMoney is my companion for growth. I hope the app remains the way it is right now! Thank you so much
Thank you for your vote of confidence
It's a fantastic video
U have explained all the details about mutual funds I have learnt from the last 4 yrs of my investment journey
I should have seen this 4 yrs ago
Thank you ET MONEY n esp to Shankar bro
👍 most welcome. We didnt have this video 4 years back :)
This channel never disappoints! Gotta be the best YT channel in it's league.
Just a noob question..why 'equity savings fund' never gets a mention? I find this to be a gateway fund in one's MF journey (as per the stats).
Thank you. Maybe coz equity savings fund is not a popular category, meaning it doesn't come under the populace's consideration set
Very well curated important questions that any investor will be having in their mind about MF and no one better than Shankar to answer them for us. Thanks once again for the great content 👍👌
Most welcome. This one was a long time coming and hopefully we've captured the more important ones.
That was a good set of questions, thanks!
Thank you very much
Sri Nath, sir, multi asset fund and equity hybrid fund, which is better for 7-8year investment.?
Hats off to ETmoney team for making such educational videos, have learnt a lot from Prof Shankar 😊...always insightful 🙏...maybe if you all could do one video on how to prune existing portfolio and also use the genius feature..a little more of how genius works..that would be appreciated
Thank you. We have a detailed video on Genius available here : th-cam.com/video/PhD1vmDxCOA/w-d-xo.html .. there are quite a number of questions that have been asked and we've tried to answer most of them. If there are any additional questions which you'd like us to answer, please feel free to add those in the comments of that video.
We are very happy to listen to this video 👍
*😊THANKS ALL THE BEST TO YOUR TEAM MEMBERS 🤗😇🙏*
Our pleasure. Thx for your kind appreciation
Please do more of such Q&A. Very good. Thanks!
Thanks
Eye opening session this is. Really hats off to you guys for an excellent information. Info is wealth. kudos
Its a request to Mr. Shankar Nath. Can we get a detail episode on Portfolio Rebalancing of MF?
Hi, we did one. Pls have a look: th-cam.com/video/1d9G7Tvh9sQ/w-d-xo.html
Good educational value and my. Great Thanks for the ET Team.
Glad you enjoyed it! Thanks for the appreciation
what a wonderful class!!
Excellent session. Very useful
Excellent QnA session. Please make an exclusive session on all types of Index Funds.
How is arbitrage fund intend of debt fund
? For avoiding interest due to religious
We have a separate video on arbitrage funds. Pls examine its workings to see if it serves your purpose. Pls search etmoney + arbitrage funds on youtube search bar
Team as always your research and distinct point of view is commendable. I have a query regarding Hybrid Balanced funds ( Dynamic Asset allocation) - With current market scenario of an potential recession. Is it advisable to invest lumpsum amount for 10+ years holding period? This is for two stages of life - a. Child education planning b. Deployment of a portion of Retirement corpus at retirement age. Please do suggest any ET Money video already highlighting the research.
th-cam.com/video/2lHl6JYqgkQ/w-d-xo.html
I believe got the answer 🙂
Thank you for the kind appreciation. Happy to play a small part in your financial journey
Alpha which you explained is very broad level alpha.. Technically alpha is the Jenson's alpha. Wgich takes into consideration beta, rf and rm
Thank you Etmoney ❤️👍👍👍
You are most welcome
We will invest mutual funds that time stock given devidend but how to receive.
How does ET money gives ranking to funds, if a fund has got 1st rank it is advisable to invest in that?
Yes, rankings are available across most funds. For a better understanding of how rankings are done, watch: th-cam.com/video/55hkxW61hZ4/w-d-xo.html
No, its show past performance of any particular fund.
@@vipulpatel5941 Please have a look at it properly. This functionality is used by thousands of our users everyday.
Good and useful discussion to common man.
Glad you enjoyed it
Excellent angrezi
Request - Can you please bring in any guest who has invested for long term and can share some experience on their investing for last 12-15 years
Really good one ! Very well put forth ! Thanks to the entire team, appreciate your efforts !
Our pleasure! Glad you liked it
@@stockanalyst6406 q
@@stockanalyst6406 q
@@ETMONEY 1111111qqqqqqqqqqqq
@@stockanalyst6406 Qqqq
Can we start off with Index or Flexi Cap Funds as beginners?
Hi. What's your thought process behind either of these fund categories?
@@ETMONEY Index funds ride on Nifty and Sensex Indices. I wish to be a long term investor and also believe India's economy will grow in the coming 5-7 years,so Index Funds is an obvious choice. But Flexi cap funds are designed in a way that they outperform nifty benchmarks (most of the time) So, I've found flexi cap funds attractive too.
@@siddharthabanerjee6595 Thanks for your reply. If you have a 10+ year mindset, then you can look at flexicap or index funds.
@@ETMONEY That's reassuring. Can I also invest in a digital fund now? Since this pandemic has sparked a humongous bloom in the IT sector.
Flexi cap is good for long term investment. Don't expect high returns in short term because they are high risk funds.
I do SIP in some funds. I have long pressing question, if I want to raise my monthly SIP, how can I do that?
Personally, I just start another SIP in the same fund. I have found it easier because if I want to lower the amount in the future, I can simply cancel one of the two SIPs I hold.
Hi, In mutual funds do we need to consider CAGR or XIRR.. Do we have any videos on XIRR..
Hi. Pls watch this video th-cam.com/video/idCkWPOWAVU/w-d-xo.html
Hi ET MONEY can I get the link of the first series
Hi. The 1st video was on NPS. Here's the link: th-cam.com/video/w0ih8scnEz4/w-d-xo.html
THANK YOU ET MONEY 👍
Awesome video!!! An awesome learning experience
Thank you very much
Well explained and informative ! Thank you
You are welcome! Thanks for the appreciation
Well explained as always thank you
Our pleasure!
Loved the video!
Thanks
Good set of questions. Thank you for this 👏
Glad it was helpful! Thanks for your appreciation
Great
Thx
Sir, pl clarify if I have to switch sip to a different fund due to underperformance of the current fund then in that case do I need to take out all money and put in a new scheme or just stop the current plan without taking out money and start new.
Regards
Hi. That's for you to decide. For a better idea, you can take on any scheme on the ET Money app and check out fund specifics like performance, ranking etc. That would definitely help you make up your mind
Value added! 👍👍
Thx
Can we claim HRA if I pay rent in cash to my owner?
I have a bluechip fund and nofty 50...
Does it make sense to hold a profile like this?
Or we can keep only 1 to avoid overlapping of stocks.
Hi. Why did you invest in these two funds in the first place? It's important to understand the investing premise. Overlap is quite secondary in our opinion
@@ETMONEY I wanted to have equity exposure as I am still young/can take risk and I'll be investing here for atleast 15 years.
Initially I had can robeco bluechip and later due to low expense ratio, I have added navi nofty 50 fund as well.
Thanks for this excellent video with many useful informations. I want to invest 10% of my retirement kitty in conservative hybrid funds for a period of 10 years. Should I go for lumpsum investment assuming that conservative hybrid funds behave more like debt funds and therefore sip investments are unnecessary.
Most welcome. Well, the data is in front of you. And yes, conservative hybrid funds have a higher debt element in them. You can also explore ET Money Genius if this amount is on the higher side. Specifically, you can look at our Shield and Balanced solution. For more info. on Genius, pls watch th-cam.com/video/PhD1vmDxCOA/w-d-xo.html
hi sir my name is virbhadra tamanna i have done sip withdrawal but till now it has been ten days since the balance is not deposited in my account what should i do
Treasure Trove 🎉🎉
Thx!
Good angrezi for indian common man
Is there a way to move all my existing funds to ET money app from some other platforms?
Hi. No, there is no facility like this. But if you to track every thing on ET Money then simply use the portfolio tracker feature on the app to upload the consolidated statement in PDF format
@@ETMONEY yeah I am aware of the tracking feature, thanks for the response:)
Most welcome
Hi Sir
If I have transferred some funds in direct and part SIP is still in growth.
Under this system what's suggestion
Partially done to avoid exit load
Hi. Maybe you can -
1. You can stop the regular plan SIP and start a direct plan SIP.
2. Then over the next 12 months you can move regular portfolio to direct.
@@ETMONEY thanks a lot
Q1. direct nav to higher than regular nav impacting the number of units.. how does one factor this delta in shifting from regular to direct? Q2. does ET money app also support filing tax returns. Q3. how is ET money app monthly charges compared to other platforms.
1. Units is irrelevant. We explained this in greater detail in our NAV Myths video, pls have a look at that video
2. No, it doesnt. There are specialized tax filing companies
3. ET Money offers only direct mutual funds - so no commission
I have a sip in regular plan and i want to change it to direct plan, how to do it and what are the pros n cons of it
Hi. This was discussed in the video. Use ET Money to switch, we have a popular feature on the app related to this.
Thank you. I spoke with my amc they said there will be switching cost. Why amc is charging switching cost as the scheme will be the same.
Just like shares....is the Mutual fund portfolio transferable? After the demise of primary holder, can it transfered to legal hair or nominee?....if I uave generated healthy portfolio by giving desirable time and waited for its compounding...I would prefer my nominee should also continue to enjoy the compounding on same portfolio.
I hope u understood what I am trying to convey here.
Hi. Pls read this post for details. www.etmoney.com/blog/how-to-claim-mutual-fund-investments-after-death-of-investor/
Great Video Sir... Can you please tell me how much XIRR should i expect from mutual funds
Thank you. That will depend on the category of fund. You can examine the historical performance on the ET Money app
I am unable to pay for membership
What is best ELSS fund for next ten years
Hi. Difficult to predict future events. However we have built a ranking system that can help you zero-in on some of the better funds. Please check out www.etmoney.com/mutual-funds/equity/elss/38
Mirae asset tax saving & Canara robeco tax saving ....
🙏
I have been using ETMoney for a while and have a sizeable amount invested, but the challenge is time and knowledge to manage it, review it, and exiting and investing in new.
I'm avoiding to go to a PMS which will take a higher expense ratio. I've also subscribed to Genius but it doesn't help in decision making
Sticking to only 2 AMC in Genius is a big blocker. A portion of the portfolio is invested in ICICI Prudential Corporate Bonds which is ranked 7 by ETMoney and 3 star by value research.
This portfolio should be built across AMCs and not only select. This limitation of ETMoney genius is not good for investors
Hi. Very surprised to see that you have inferred and arrived a few conclusion without seeking an explanation
Anyways, if you are keen on knowing beyond what we have answered (on the 2 AMC point) in th-cam.com/video/PhD1vmDxCOA/w-d-xo.html .. feel free to type in a question.
@@ETMONEY Very surprised that you make this comment without understanding if I had already sought explanation or not.
Could you please elaborate what exactly is mentioned in the video other than onboarding more AMCs?
My question is why does the portfolio not have funds across different fund houses to make it better rather than sticking to only one fund house for one portfolio
what is the explanation on the 'ICICI Prudential Corporate Bond' fund being used when there are better funds from other houses, eg: ABSL Corporate Fund ranked at 3 with VR 5 star rating?
The Genius model is no doubt a great one, but has limitations. Improvements will come, but at what cost to the investors?
@@kamathsonline Hi. Thank you for your precise questions. We are happy to answer them.
1. Sure, for more details on what is there in the video, kindly refer to our blogpost. www.etmoney.com/blog/everything-you-should-know-about-et-money-genius/
2. There are a basket of funds from particular AMCs (Nippon and ICICI Pru now; with 4 more AMCs coming up) because switching is allowed only within the same fund house. A Mirae cannot be switched to ICICI Pru as per fund house rules. The other point on index funds being moreo-or-less similar has already been addressed in the video.
@@ETMONEY thank you for sharing another link to read thru. Is the limitation of not allowing funds across AMCs by legal requirements or Genius agreement with the AMCs?
I'm already invested in Genius but still feel there is lot lot potential which is lost due to this limitation.
Diversification within funds also means across fund houses to get better value, not being stuck to one AMC
Hope you understand
But bank charges a lot if insufficient balance
How much time it will take govt to lift up suspension from international mutual funds?
No idea. Will update if we get to know
most of the youtube channel says .. hybrid funds are not the best one for beginner investors .. but here you are saying elss or hybrid ? confused ??
Hi. Why do other channels say hybrid funds are not the best one for beginners?
@@ETMONEY not sure about the exact reason may be because of high risk ...they say to avoid it for beginners... Even akshat Shrivastava and ankur warikoo says to avoid hybrid !
Hi. You're likely to find every other person having a different opinion esp. TH-camrs. We say it on the basis of working with lakhs of investors on our platform. Especially for beginners, we will suggest to start off with ELSS or aggressive hybrid so that they start in the green. Don't take more risk than what you have to.
@@ETMONEY thank you .. but in the end..whom to trust here .. !!! Whether who are saying hybrid is good option for beginners or someone who are saying hybrid is bad for beginners ? Which one ris right ??
@@ProductsHub365 It's investing. No one is ever 100% right or 100% wrong. For now, you have our logic (which we explained in the video) and you have the other TH-camrs logic. Whichever feels right to you, go with that.
In 1000 sip bank charges 300 as penalty for insufficient balance for sip
It's suggested for investors to keep track of their account balance. If there is insufficient balance, please pause the SIP
Mr Shankar. I have around 9 equity funds across various caps. And the suggestions keep coming. Does that not lead to overdiversification?
Hello. No. of funds has nothing to do with diversfication - under or over. It's the type of funds that will determine your extent of portfolio overlap. You can use the ET Money app to see your entire portfolio's allocation to different sectors. That would surely be helpful.
Can I transfer my mutual funds from cams to my demat account zerodha??? If yes what is the process, want to move all my mutual fund to demat account
Sorry. No idea. You have to connect with your trading account support team.
@@ETMONEY thanks for the reply, as et money is doing great job watching videos since many days
Thank you for your kind words
Hi..I recently started investing using ET money app..In case I want to increase the investment in a particular fund(which i am already investing in)without starting a new SIP how long should I wait for the Step up option to get active..will it be active after a quarter or annually?
Curious to know -- any issues you foresee in starting another SIP in the same scheme?
@@ETMONEY I am new to MF & SIP ..so was wondering
1.Multiple SIP's in multiple funds wouldn't it make the portfolio messy?
2.Also if I want to step up in future is there an option availble to do so?If yes, is it once in a year or twice a year?
Pls advice
Fair point. I personally prefer to add a 2nd scheme because it gives me flexibility of stopping one of the two SIPs if need be. I have done it 2-3 times in the past and while some mutual funds give us a step-up option, they never give a step down option.
Particular to your questions:
1. I have never faced a problem with having two SIPs of the same scheme. There are better ways of messing up a portfolio and i have done it all in the past
2. The stepup option has some limitations. Depends from AMC to AMC
@@ETMONEY Thank you for the clarification
There is no option to find out SWP Plan at ETMoney mobile app...how to find and select better SWP plan?
My account has been deleted
What to do??
Write to help@etmoneycare.com for assistance
If I invest in Mutual funds through ETMoney , it is "Regular Plan" correct ?
Wrong. Pls watch the 1st question of the video
I have invested in SIP in direct plans through online platform. The SIP is registered as a biller in my bank. The SIP amt is deducted from my bank on the SIP date, but the fund units are allotted with value date of T+1 or T+2. I spoke to Fund House and they say money was received after 1 or 2 days, hence due to SEBI rule they credit units accordingly. Is this delay in transferring money from bank to Fund house normal? What is causing this?
IT fund or banking which is better to invest for long term.. Thanks
Hi. We have no opinion on thematic funds.
😊😇🤗
Hi ET money. I am a genius subscriber. I some what understand your asset allocation for risk-reward analysis. But if the allocation keeps on changing for long term goal THEN HOW MAGIC OF COMPOUNDING WILL TAKE PLACE?
thank in advance
Sir plss explain that how to link MF with our goals.. Ex. For 1 goals eg. (Child education) then how many fund should choose 1 Or 2 .. As my age is 25 . And more examples likes child marrige, home, Car, etc.. So how I attached and how many.. Pls
Please watch our video on Planning for Child's Future. th-cam.com/video/nvy6jUtb-P8/w-d-xo.html
Sir ,i have started investing through paytm money app since 1month in the following portfolios for 20-25yrs (target goal-2crore)
1,Boi axa small cap direct growth-500/-
2,axis small cap direct growth fund-1000/-
3,parag parekh flexicap direct growth fund-2000/-
4,quant midcap direct growth fund-3000/-
5,mirae asset emerging bluechip fund direct growth fund-2500/-
kindly suggest whether its a good startup for long run or should i need to make some changes.🙏
Hi. For more detailed information on schemes including the ET Money rank .. kindly check out ET Money app and website.
Hi Sir,
How good it is to have 4-5 different mf’s from a single fund house?
Rewriting that question: does it make any difference if index funds are from same AMC or different AMCs?
Answer: Not much. But if from same AMC, then switching becomes easy and portfolio rebalancing is super efficient
Pls add a customer care no so that customer can solve their problems immediately. It take a long time on mails.
Sir ji plz Hindi language me boliye English language samath nhi aati .
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Phew! Fee maange to zillat .. free mein dein to log shaq kartein hain :(
Et mini help and support tollfree number may hai see ji