Good information bro. I want to share my experience here. I had both my kids here under my company insurance. I moved to US based company only in Oct 2017 and had my first born in Oct 2018. So, I was not eligible for FMLA but did not have any problem to my job. Many companies ( including mine) offers Short Term Disability leave ( 6 weeks) and parental leave ( 2 weeks) which are fully paid. I took similar 12 weeks for my second one ( 8 paid and 4 weeks unpaid) as well. Reg insurance, we spent around 5.5k for first but only around 1.5k for my second ( really depends on insurance. If you are planning for baby, do not go for HSA that year). Also, I have heard from my colleagues before that, if your family is with single income ( esp with Indian companies), you might be eligible for financial assistance based on income limit.
@@jasminejesudoss7068 HSA might be beneficial from investment and tax benefit purposes but we have to contribute money towards that. For labor and delivery, HRA might be more beneficial due to the associated cost.
Good information, but regarding maternity leave, it really depends on the company (as you mentioned). For instance, our company provides 3 months of paid maternity leave and 2 months of paid paternity leave. If we need additional time, we can opt for FMLA. I believe your generalization might stem from the IT work culture and being employed through a consultancy. In such cases, paid maternity or paternity leave may not be available. I’m in the manufacturing field and have worked at four different companies here in the U.S., all of which offered paid maternity and paternity leave.
I guess $6000-8000 maybe for those scenerios where employers insurance does not support such treatments or any cheap insurance companies. Many good companies offer great coverage on these... ideally it should be around 600- $1000. Also, most companies offer upto 12 week of maternity leaves other than FMLA. Maybe IT consultancy companies may not afford these due to their "billing" issues :D
C section ku than husband plastic suite podanum Normal delivery ku athu eduthum illa Normal delivery ku phone la allowed Additional ah namaku pudicha song ketukalam delivery apo
@@monishasekar4716 they have insurance. Even in India, if you have insurance, you pay far less only. Indian public so not have knowledge of insurance when in India, they gain the same when going abroad, that’s it.
That’s the worst decision bro. If you’re super rich and ready to spend minimum 1crore for the bachelors degree (just the fees) + living expenses, you can do in USA. Most of the Indians send their kids to India to do their bachelor’s degree and come back here for masters or work
நண்பா உங்கள், புது வீடு, எந்த ஸ்டேட், ப்ளீஸ் 🎉🎉🎉நீங்கள் வெளியே சொல்ல வேண்டாம், உங்கள் சூபிசகிரிபேர், வாட்ஸ் ஆப்பிள் மூலம் தெரிவிக்கவும், என் மகனே 3வருடமாக, இந்தியானவில் தான் உள்ளார் 🎉
Bro, Oregon introduced a program called paid leave Oregon which is similar to FMLA. you can add that too!
👏👏👏 thanks for the useful and great information brother ❤❤
நான் recent subscriber! நல்ல நல்ல தகவல்கள் சுவாரஸ்யமாகத் தருகிறீர்கள்! சிறப்பு சகோ!
One more point, you had to decide on the name for the baby well in advance which will go in the birth certificate.
Good information bro. I want to share my experience here. I had both my kids here under my company insurance. I moved to US based company only in Oct 2017 and had my first born in Oct 2018. So, I was not eligible for FMLA but did not have any problem to my job. Many companies ( including mine) offers Short Term Disability leave ( 6 weeks) and parental leave ( 2 weeks) which are fully paid. I took similar 12 weeks for my second one ( 8 paid and 4 weeks unpaid) as well. Reg insurance, we spent around 5.5k for first but only around 1.5k for my second ( really depends on insurance. If you are planning for baby, do not go for HSA that year). Also, I have heard from my colleagues before that, if your family is with single income ( esp with Indian companies), you might be eligible for financial assistance based on income limit.
Why no HSA
@@jasminejesudoss7068 HSA might be beneficial from investment and tax benefit purposes but we have to contribute money towards that. For labor and delivery, HRA might be more beneficial due to the associated cost.
Good information, but regarding maternity leave, it really depends on the company (as you mentioned). For instance, our company provides 3 months of paid maternity leave and 2 months of paid paternity leave. If we need additional time, we can opt for FMLA. I believe your generalization might stem from the IT work culture and being employed through a consultancy. In such cases, paid maternity or paternity leave may not be available. I’m in the manufacturing field and have worked at four different companies here in the U.S., all of which offered paid maternity and paternity leave.
Baby registry and free welcome kit pathiyum soli irunthu irukalam
Amazon and target la 15% off kodukuranga
I guess $6000-8000 maybe for those scenerios where employers insurance does not support such treatments or any cheap insurance companies.
Many good companies offer great coverage on these... ideally it should be around 600- $1000. Also, most companies offer upto 12 week of maternity leaves other than FMLA. Maybe IT consultancy companies may not afford these due to their "billing" issues :D
நீங்கள் சொல்வதிலிருந்து அமெரிக்காவைவிடத் தமிழ்நாடு எவ்வளவு மேம்பட்டது என்று தெரிகிறது.
C section ku than husband plastic suite podanum
Normal delivery ku athu eduthum illa
Normal delivery ku phone la allowed
Additional ah namaku pudicha song ketukalam delivery apo
good info brother
நண்பா, முக்கியமான தகவல் சொல்லவில்லையே. அமெரிக்காவில் பிறந்த குழந்தைக்கு குடியுரிமை வழங்கப்படுமா?
இன்று ஒரு தகவல் 🎉🎉
Unpaid leave ku edhuku previously worked hours mandatory limit vaikranga👀🤕Canada paravailaye 55% kudukranga for approx. 3 month Maternity & approx. 10 month paternity leave(mom)....
Very useful
Bro, in Miami in 2018 paid $400 out of pocket hospital expenses for delivery. I see $6000 only if there is a complication
It's much cheaper than Indian. In India even for normal delivery they are charging Rs.35000 easily
It depends upon the insurance coverage and deductibles you may have during child birth. Still $400 seems too good to be true.
@@monishasekar4716 they have insurance. Even in India, if you have insurance, you pay far less only. Indian public so not have knowledge of insurance when in India, they gain the same when going abroad, that’s it.
In 2020 we have paid $2000 for normal delivery in Columbus Ohio.
Green card kedaikuma bro innmel porakkura kulaithaiku
So nice 👍
Thanks sir
Bro apdi vera yaraiyathu india laa irunthu us kku baby paathukka import pannalamaa 😮 athu epdiii pandrathu nu sollungaa bro
brother in UAE everything is added in the insurance
3:10 oh no😂 namba kita car illana enna pannuvanga thala?? 😂
கார் இல்லாத பிச்சைக்கார பயலுக்கு அமெரிக்கா மாதிரி நாட்டுல குழந்தை பெத்துகிட்டு என்ன வேலை😂
USA govt hospital iruka illaya
அமெரிக்காவில் குழந்தை பெற்றுக் கொள்ளவே இன்சூரன்ஸ் போடணுமா
Us la undergraduate padikkiradhu paththi SOLLUNGA 😢😢😢😢
same qn
@unknownvlogs6646 naa romba nallaa keakkuran from sri Lanka 🇱🇰
That’s the worst decision bro. If you’re super rich and ready to spend minimum 1crore for the bachelors degree (just the fees) + living expenses, you can do in USA. Most of the Indians send their kids to India to do their bachelor’s degree and come back here for masters or work
@TamizhanInAmerica ok bro
It is super expensive… more than a crore…. It’s better to do undergraduate in your country and come here for post graduation.
Is first child allowed to stay in hospital after birth?
Hi bro, this extra 6000$ to 8000$ expenses in govt or private hospitals?
Bro, if I work in Usa as a resident doctor H1B visa la legal ah epdi content creation ah monetize pannanum sollunga please
Is this for citizens or even for immigrants?
US la baby porantha US citizenship varuma illa indian citizenship ah?
US citizenship
Very useful bro 👍hope trump 🇺🇲 administration reconsider birth right citizenship
1st comment
நண்பா உங்கள், புது வீடு, எந்த ஸ்டேட், ப்ளீஸ் 🎉🎉🎉நீங்கள் வெளியே சொல்ல வேண்டாம், உங்கள் சூபிசகிரிபேர், வாட்ஸ் ஆப்பிள் மூலம் தெரிவிக்கவும், என் மகனே 3வருடமாக, இந்தியானவில் தான் உள்ளார் 🎉
bro are Indian cabinet facing racism