UTANG TIPS: How Much Interest to Charge When Lending | Q&A

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  • เผยแพร่เมื่อ 17 ก.ย. 2024
  • Mr. Chinkee Tan, also known as Mr. Chink Positive, is a motivational speaker and wealth coach. He is the author of the best-selling book "Till Debt Do Us Part".
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ความคิดเห็น • 92

  • @adriansebastian5279
    @adriansebastian5279 5 ปีที่แล้ว +15

    Pag nangutang k at nagipit ka ikaw ang my kasalanan nun hindi ung nagpautang sau ibig sabihin umutang k ng higit s kakayanan mong bayaran o ginamit mo s d kapaakipakinabang ang inutang mo kahit pagkain pag nagahhaman ka at sumubo k ng higit s kaya mong lunukin mabubulunan k at pwede mong ikapahamak

  • @totsetc.2312
    @totsetc.2312 5 ปีที่แล้ว +13

    Ang tamang interes dapat 10% lng kung gusto m mkatulong lng 5% sapat na

  • @sherarddeomano8614
    @sherarddeomano8614 6 ปีที่แล้ว +11

    dapat bago mgpa utang background check muna sa mg uutang.. dapat may monthly income sila.. pra sure n mkka bayad.. or mas ok may collateral..para di talo

    • @sharaksindad850
      @sharaksindad850 5 ปีที่แล้ว

      Sa Amin Naman di kami nag papautang Kong hndi nagkapermahan na pag end of the month kukunin namin Ang motor nya

  • @jogler447
    @jogler447 8 ปีที่แล้ว +21

    Nagpapa lending din ako pumapasok lang ang karma kung hinahamak na natin ang isang taong gipit o nakikiusap! sa negosyong lending dapat marunong tayong magpatawad sa mga taong di na kayang magbayad ng patubo o magbalik man ng puhunan. ang iniiwasan lang namin ay magsalita ng masama sa mga taong nangungutang sa amin! madalas nga kami nalulugi sa mga ganoong tao pero sa awa ng DIYOS nababawi naman namin sa ibang good costumer. sabi ko sa mga ahente ko ipag pasa DIYOS nyo na lang sila. iwasan natin manggipit para di tayo maisumpa ng taong may utang sa atin para di tayo makarma.

    • @yedacarillas9150
      @yedacarillas9150 8 ปีที่แล้ว

      hello po tanong ko lang po may lending po kayo pano po ba mag simula sa ganitong business sir? fiancee ko gusto na manirahan dito sa pinas tas mag nenegosyo daw siya ng lending sabi ko no idea ako sa ganitong business tas nakita ko dito sa you tube pano po to sir i need you answer at advice po, salamat

    • @chinkpositive
      @chinkpositive  7 ปีที่แล้ว +1

      find another way to e able to collect better

    • @jay-rsalayog1170
      @jay-rsalayog1170 5 ปีที่แล้ว

      @@yedacarillas9150 nakapagstart na ba kayo ng lending niyo?

    • @biolabmrktg8068
      @biolabmrktg8068 5 ปีที่แล้ว +1

      ive entered lending business. 1 tip is have a friend of the ones who is in charge in giving salary and allow lending to the employees associated. ive lent 5% just always above inflation rate. i can say walang karma and in fact swerte ako dahil lahat ng natulungan namin mamimigay pa ng regalo palagi. l

    • @pogssss5058
      @pogssss5058 2 ปีที่แล้ว

      @@biolabmrktg8068 Panu po ba ang tamang pag papa interest ng pera , ung simple interest lan po ba ? na di tutubo yung interest buwan.x,
      Oh yung tinatawag na compound interest , (yung interest ay tutubuan din ng interest)
      Salamat po s maka sagut.

  • @boiguacci4373
    @boiguacci4373 5 ปีที่แล้ว +2

    kung uutang - hindi kukunsulta sa langit or impyerno
    kung sisingilin - YUN NA!

  • @astar968
    @astar968 4 ปีที่แล้ว +3

    ang galing naman nitong speaker, God bless you po.

  • @richelvillaver5374
    @richelvillaver5374 3 ปีที่แล้ว +6

    I have a little pautang business and I only charged 3%... usually my customers or clients have their payroll atm as collateral...

    • @lionelserato9694
      @lionelserato9694 2 ปีที่แล้ว +2

      boss paano po f wlang laman ang atm po nila?

    • @marklawrenceranollo5677
      @marklawrenceranollo5677 ปีที่แล้ว

      @@lionelserato9694 make sure na payroll atm kinuha mo at hinidi savings atm nila. Kasi pag payroll, masisiguro mo na doon papasok sweldo nila at dun ka kakaltas

  • @crisfeanetterondrique2602
    @crisfeanetterondrique2602 2 ปีที่แล้ว +2

    For me 5% interest is enough.. kasi kung tataasan mo pa e kawawa naman ung mga mangungutang.. Nag start kme ng husband ko mag pautang ngayong taon lang nato diminishing interest. naka dipende saknila kung magkno yung ihuhulog nila capital basta buwan may 5% wla rin terms of payment basta kung kailan lang nila mtatapos bayaran. so far okay na okay naman. malaking bagay na po ung 5% interest wag na po naten taasan hehehe ang pasensya yung ang habaan naten kc may mga delay talaga kung mag bayad pero wag naman po naten bigyan ng penalty. 😊😁un lang have a good day ❤️

  • @adriansebastian5279
    @adriansebastian5279 5 ปีที่แล้ว +3

    Magpautang k pra mkatulong s mfa taong gipit s huli ikaw nman ang magigipit at wlang may paki sau ung iba tatawanan k pa

  • @kuadrewskuadrew7350
    @kuadrewskuadrew7350 5 ปีที่แล้ว +2

    Sir i can relate to this topic.. Kasi nag start po ako nang Business.. 5'6 po.. Pero iniisip kong paano din po ako mkatulong.. Karamihan po nang naglelend saakin.. Gsto ko po ung hihiramin nila saakin is gamitin nila s business.. Or pang dagdag po s puhunan nila.. Nag bbigay din po ako nang encouragement at advice kng paano lumaki ang business na ginawa nila.. As far nka 4 n po ako na natulungan na kumikita na.. And sana magtuloy tuloy..

    • @janemiss3128
      @janemiss3128 5 ปีที่แล้ว

      Sna pde mag utang dyaan pang ofw laki kc placement fee hk

  • @TVBosslee
    @TVBosslee 4 ปีที่แล้ว +1

    yes para makatulong ka,kaya ka nagpapautang.

  • @jumarietv1985
    @jumarietv1985 ปีที่แล้ว

    Correct... Ung tumulong na nakatulong hindi ung tumulong ka para ibaon.

  • @biolabmrktg8068
    @biolabmrktg8068 5 ปีที่แล้ว +1

    ive entered lending business. 1 tip is have a friend of the ones who is in charge in giving salary and allow lending to the employees associated. ive lent 5% just always above inflation rate. i can say walang karma and in fact swerte ako dahil lahat ng natulungan namin mamimigay pa ng regalo palagi. l

  • @meldex873
    @meldex873 3 ปีที่แล้ว

    Salamat sir binigyan moko ng idea.. Iniisip ko talaga na magpa utang na may tubo pero nagdalawang isip ako kc sabi nila na may karma daw..

  • @brenznicolesarmiento4342
    @brenznicolesarmiento4342 3 ปีที่แล้ว

    Totoo ito. Napaka gandang sagot , Sir.

  • @JOEWORKER
    @JOEWORKER 3 ปีที่แล้ว

    Good morning..salamat sa info...God bless!

  • @mikemars8004
    @mikemars8004 2 ปีที่แล้ว +1

    Nagpapautang po ako 5% per month. Depende na sa borrower kung ilang months nya babayaran. Okay lang po ba?

  • @lovelyheart4503
    @lovelyheart4503 7 ปีที่แล้ว +2

    Sir ng papautang rin po aq pero subrang baba minsan pag hd nakayang bayaran dhl sa kagipitan hinahayaan ko nlng kya subra pasasalamat ko kc kht konti lumaki nmn at kusa pag hinahatid sa bhy nmn ..hd ko iniisip kung malaki b kita ko o hd basta mapalabas lng ung pohunan ko at may respito paren natatang gap kp sa tao kya masmahalaga talaga ang makatao...hd mo alam jan lalaki ang pautang at hd nawawala...

  • @plensTV
    @plensTV 3 ปีที่แล้ว

    marami ding nagpapautang na mapagsamantala lalo na mga lending componies, doble doble mag interest mas maganda mga bombay madali lang kausap

  • @wingjukitv5883
    @wingjukitv5883 5 ปีที่แล้ว

    sa 22o lang marmi dito sa amin ang yumayaman dhil sa lending business pero pag dting ng pag huhukom n wla ng kmatayn pag sisihan mo tlga ang gnitong klase ng hanap buhay

  • @jakeco1286
    @jakeco1286 3 ปีที่แล้ว

    Pumapayag nmn ang Biblia na mag pahiram ng Pera.. Pero meron utos kpag magpa utang ka sa kapatid o kamag anak na bawal tubuan

  • @tomskydelacruz6322
    @tomskydelacruz6322 ปีที่แล้ว

    Ang tagal na Ng vedio na to sir chinkee Sana may bago kayo na vids about sa lending business

  • @montanga8907
    @montanga8907 ปีที่แล้ว

    grabe sobrang tagal na pala nito .

  • @gladysenmil7299
    @gladysenmil7299 6 ปีที่แล้ว +1

    pano po kong ung utang is 50k tpos hnd na po buo ung give nla nsa 47k nlng po tpos ung naibigay ko na po is 81,603 1yr to pay po may 3 month pa po ako pwd ko na po ba ei stop kc po kong tutuusin po bayad na po ako sa puhunan tpos mahigit 30k na po ung tubo ko po help me po

  • @teacherlovesme1047
    @teacherlovesme1047 4 ปีที่แล้ว +2

    Wla po kayong na sagot.
    Ibinalik mo lahat ng tanong kasi.

  • @marizramos8619
    @marizramos8619 3 ปีที่แล้ว

    eto ung video na hinahanap ko slamt po

  • @angelrespino1994
    @angelrespino1994 ปีที่แล้ว

    Sir can I ask how much interest I can put in 10,700? Its been 4yrs po since nung nagkautang sya

  • @bartpalicte5191
    @bartpalicte5191 9 ปีที่แล้ว

    Sir Salamat big help! =)

  • @genelyncario8933
    @genelyncario8933 6 หลายเดือนก่อน +1

    Oki na oki magpa utang 10 to 5 0ercent interest pwdi na

  • @ruyakramirez7115
    @ruyakramirez7115 4 ปีที่แล้ว

    good day sir anu po license nid ko s lending business

  • @gracelentiara3318
    @gracelentiara3318 6 ปีที่แล้ว

    Sir, magkano po ang dapat na interest kung meron tao gusto mang hiram ng pera rent bank yata ang tawag doon sabi ng young sister ko, kukunin ko ang bank account at atm hangang bumaba ang visa nila, show money para makakuha ng visa to abroad. Thank you po

  • @ruyakramirez7115
    @ruyakramirez7115 4 ปีที่แล้ว

    good day sir anu po license nid ko s goverment thanks

  • @3blueside226
    @3blueside226 6 ปีที่แล้ว

    The back ground music is way to loud. I had to watch the video twice to get the message

    • @chinkpositive
      @chinkpositive  6 ปีที่แล้ว

      sorry old recording, thre news ones are fixed

  • @NM-fd3jo
    @NM-fd3jo 5 ปีที่แล้ว +1

    Kinakarma daw yan grabee.peru 3percent ineterst Karmahin din?

  • @kuadrewskuadrew7350
    @kuadrewskuadrew7350 5 ปีที่แล้ว

    Pero sir i want to make my business to be legal.. I can you help me sir.. I will appreciate kng mka reply po kau saakin.. Pls po sir.. Pangarap ko po umasenso at the same time makatulong s tao..

  • @shakirashakers7379
    @shakirashakers7379 7 ปีที่แล้ว +1

    translate

  • @wingjukitv5883
    @wingjukitv5883 5 ปีที่แล้ว +1

    mag papa utang pero my coalateral good pro ung nag papa utang my interest drating ang arw parakang sinasaniban ng masmang ispirito na dh ka mkktyo sa iyong mga paa kaya beware sa mg lending business my patubo khit gaano pa yan ka liit

    • @mattedwardvlog2024
      @mattedwardvlog2024 5 ปีที่แล้ว

      pano po bangko?

    • @samboyloves21malabanan81
      @samboyloves21malabanan81 4 ปีที่แล้ว +1

      Kung totoo yang sinasabi mo aba dapat pala ung mga ibang negosyo wag na din mag interest like sari2 store

  • @frincekimsoriano9648
    @frincekimsoriano9648 5 ปีที่แล้ว +1

    hello sir who want to help me balak ko po kasi mag invest ng money for non traditional business
    you can add me in my facebook account Frince Kim Soriano Thank you and godbless and hello to Mr Chinkee Tan ka churchmate sa Victory Greenhills see you po ulit mr chinkee tan ako po yung lalaki na nakasalubong niyo bago kayo mag cr na hindi makapaniwala na si chinkee tan napala yung nasa harap ko :)

  • @lonskietv1839
    @lonskietv1839 4 ปีที่แล้ว +1

    Paano po ang tubo tulad po my uutang na 5k tapos 4gaves nya bayaran magkano po kaya yon 4 % po ang tubo pasagot po

    • @erwingamba1419
      @erwingamba1419 4 ปีที่แล้ว

      @CHRISDREW VIDZ4FUN tanong kolang po paano po kong uutang ng 5k 2gives bbyaran taga sahod sa 10%??

    • @Teach_25
      @Teach_25 3 ปีที่แล้ว

      @Christian Lariosa hi. Saan po nakuha yung 1 sa 1.08?

    • @diethertv4472
      @diethertv4472 2 ปีที่แล้ว

      5,200/4=1,300

  • @-anonymous6117
    @-anonymous6117 7 ปีที่แล้ว

    wish you did this in English.. perhaps many others could have learned sonething.

  • @HAMONKITATV
    @HAMONKITATV 3 ปีที่แล้ว

    Salute to you idol❤️

  • @georgeguillermo9957
    @georgeguillermo9957 3 ปีที่แล้ว

    Madali Lang magpa-utang para makatulong sa araw Ng pangangailangan Ng Tao. Natural may tubo Yan po. Kahit lakarin mo Ang buong barangay o buong BAYAN, walang magpapautang sa Iyo Kung walang tubo at Hindi ka pa kilala. Sa TINDAHAN nga o sa palengke, mas grabe nga Ang tubo o patong nila sa 20 percent nila sa isang araw pa Yan ah kumpara sa 20% kada buwan. Sa bangko nga, Ang daming kaltas nila bago mo makuha Ang loaned money mo na nakakaligtaan isipin Ng borrower Yan, compounded pa Ang penalty nila.

    • @chinkpositive
      @chinkpositive  3 ปีที่แล้ว

      Hi! to join this course, click here: lddy.no/94nv
      Or access all CHINK TV ONLINE COURSES! Click here: lddy.no/8znd

  • @kuadrewskuadrew7350
    @kuadrewskuadrew7350 5 ปีที่แล้ว

    Kapwa pilipino

  • @jeeduu110
    @jeeduu110 3 ปีที่แล้ว

    Pwede naman pautang ka kapalit atm nila.

  • @vlogniivy34
    @vlogniivy34 6 ปีที่แล้ว

    cno po nagppautang dito ng malaki gusto ko na po mbyad lhat ng utang ko kht 2 years ko pong byaran???

  • @wasimqadir2375
    @wasimqadir2375 6 ปีที่แล้ว +2

    bro if u speak english lot of people can take benefit from your video

    • @chinkpositive
      @chinkpositive  6 ปีที่แล้ว +6

      FOR NOW, WE ARE TARGETING THE LOCAL MARKET, WILL DO SOON

  • @annie22
    @annie22 4 ปีที่แล้ว +1

    Utang tips.

  • @rachellecaranzotv
    @rachellecaranzotv 4 ปีที่แล้ว

    Paano pokomoyutin ang 10% per month sir...

  • @yesharainlibres9805
    @yesharainlibres9805 7 ปีที่แล้ว

    sir panu ba mag compute nang enterest pag nag pa utang? midyu enteresado lang po plan ku pong patubu en ang kaunting epun ku.halimbawa poh kadalasan eh 20%o ang lagi kung naririnig sa mga nangungutang.papanu ho ba ang tamang computation
    ara makuha mo ang exact 30% na enterest sa pina utang sir.thanks for reading my messages pls reply poh.

    • @fabianbacaresjriii4676
      @fabianbacaresjriii4676 7 ปีที่แล้ว +2

      Yesha Rain Libres baka po makatulong ganito po ako magcompute nang percentage. Say 30% nang 10k. So 10,000/100%= 100 ung 100 i-multiply mo sa percentage so 100X 30%= 3000. So ang 10k na utang ang balik 13k (10k principal + 3k tubo)

    • @manny7886
      @manny7886 6 ปีที่แล้ว +5

      Yesha - Ang formula ay Principal X Interest.
      Pagbayad sa iyo = Principal plus interest.
      For example nagpautang ka ng 100 tapos ang interest ay 20%. Follow the formula above. 100 X 20% = 100 X .20 = 20. Pagbayaran na, ibibigay sa iyo ay 120. May 20 kang tubo.

    • @johnnordellestores6447
      @johnnordellestores6447 6 ปีที่แล้ว

      masyado malaki ang 30pecent bka karmahin ka dyan..5 to 7percent lng acceptable

    • @johnnordellestores6447
      @johnnordellestores6447 6 ปีที่แล้ว

      ganito compute madali. example 5000 ay x mo sa .06 ang sagot yan kita mo sa 1 bwan

    • @leaferrerliberato745
      @leaferrerliberato745 6 ปีที่แล้ว

      @@johnnordellestores6447 Ang 20%t30% interes nman po ay until 6mos ang bayad..so pg Ng pautang k Ng 10k×20%=12k in just 6mos...para dk karmahin...

  • @lifecreator77
    @lifecreator77 8 ปีที่แล้ว +2

    tama hahahaha ayus

  • @franciscodiego1053
    @franciscodiego1053 2 ปีที่แล้ว

    pero mga malalaking company oklang haha

  • @Danielle-nq3os
    @Danielle-nq3os 3 ปีที่แล้ว

    Lol