If You’re Broke Or Struggling Financially, Follow These Steps To Change Your Financial Situation

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  • เผยแพร่เมื่อ 23 ธ.ค. 2024

ความคิดเห็น • 647

  • @clairechang3124
    @clairechang3124 4 ปีที่แล้ว +323

    55% necessities
    10% Long-term saving
    10% Financial Freedom
    10% Education
    10% Fun
    5% Give
    Be willing to make the sacrifice.
    Create wealth.

  • @radhikadeo8412
    @radhikadeo8412 5 ปีที่แล้ว +109

    I started watching life changing videos when i was pregnant all about health fitness and money.. And finally i realized i could live a different life that i was living such as paying off the mortgage ealry saving and investing to a point that i wouldnt have to work any more. I started saving 3 months before my mat leave started and my daughter is now 5 months old i have saved 17000 in the saving always have a minimun balance 3000 in the chequing 2000 in an emergency fund for like car problems and what not and 1000 in a vacation fund. Still working on it and tryna make new pockets for other things.. Planning on paying off house asap and then save for future and investments on an early retirement

  • @b.nicolebaskin2594
    @b.nicolebaskin2594 4 ปีที่แล้ว +15

    Thank you so much for sharing this! I’m 25, with a house and a child and I’m the middle of trying to start a business. My boyfriend and I didn’t have anyone to teach us how to properly manage money. This is so valuable. Thank you for being willing to share these life skills. Too many people want to make you PAY for things like this. Thank you for your giving!

  • @Fisthorn77
    @Fisthorn77 5 ปีที่แล้ว +12

    Admitting I'm at fault for the current financial situation that I'm in is nerve-wrecking yet empowering. Thank you for this beneficial advice!

  • @shnoopio
    @shnoopio 4 ปีที่แล้ว +17

    This video literally changed my life. Then again COVID-19 literally changed my life again. However, if I hadn't started implementing the tips & suggestions presented in this video back in July last year, I'm pretty sure everything would have been 10 times worse right now. Thank you, Stefan. You and your uploads are the definitions of value.

  • @ancantiladodecaminante623
    @ancantiladodecaminante623 7 ปีที่แล้ว +111

    I always act positive and start each day with renewed vigor. But, sometimes it is hard to get over the guilt of me making bad decisions in my life! You are truly very inspiring to me..Support is indispensable!

  • @sarahmoore4962
    @sarahmoore4962 7 ปีที่แล้ว +583

    I appreciate this video. My parents didn't teach me money management. I do blame myself because I made wrong choices. I appreciate you teaching this nugget. Your helping me so much

  • @ProjectLifeMastery
    @ProjectLifeMastery  7 ปีที่แล้ว +545

    Everyday I get e-mails and messages from people explaining how they're broke, struggling financially or can't afford to invest in themselves. I decided to create this video to walk you through the steps for someone to take to get themselves back on their feet financially. They should've taught money management in school! If you follow these steps, I believe you can change your financial situation, as I did for myself when I was in a similar situation.

    • @MrNz96
      @MrNz96 7 ปีที่แล้ว +22

      Project Life Mastery you're an inspiration Stefan thank you for the time you spend in sharing your content and tips with us, for me as someone who's coming from a place where there's no one to guide me you are of great help so i can't thank you enough for this.

    • @prockstem
      @prockstem 7 ปีที่แล้ว +11

      Very motivational. Thank you.

    • @LisaCapron
      @LisaCapron 7 ปีที่แล้ว +33

      I've struggled most of my adult life due to bad advice from people I trusted. Work my butt off as a nurse but the student loans take forever to pay off. On the plus side, things I've worked hard to learn after making those mistakes have at least taught my kids better basic skills... my oldest son will graduate from college with almost no debt whatsoever and his emergency fund has an emergency fund. Not bad for a 21 year old! And my next oldest boy is following in those footsteps.

    • @ProSimples
      @ProSimples 7 ปีที่แล้ว +6

      Project Life Mastery a Brazilian following from Ireland. Lovely content, god bless.

    • @nadine7327
      @nadine7327 7 ปีที่แล้ว +3

      Thank you soo much for this vedeo.

  • @rabiesmuffin
    @rabiesmuffin 4 ปีที่แล้ว +29

    This made me feel so much better I was having a internal meltdown over not feeling enough in my life. I’m about to have a second job just need to grind harder. Make many more sacrifices. This is a great video for making me feel way more normal.

  • @crystaldiamond3256
    @crystaldiamond3256 4 ปีที่แล้ว +21

    This is the kind of information they need to teach in school it would benefit a lot of students, along with buying a house, purchasing a car and other life changing things. Thank you for the video

  • @LAConfidential1
    @LAConfidential1 5 ปีที่แล้ว +19

    This video has changed my life. Best 40 minutes I have EVER spent

  • @TheRealDealAB
    @TheRealDealAB 7 ปีที่แล้ว +352

    I got to the point in life where i got tired of working for a corporation after 17 years of working for the same company i couldn't take it anymore i felt as if i was committing suicide every time i clocked in to work so i quit my job and invested all my savings to start a Landscaping company i love what i do but this is my first year doing it and im having a very hard time staying at business this winter I'm considering getting a part time job just to be able to pay bills

  • @turtlesage364
    @turtlesage364 7 ปีที่แล้ว +21

    The key to being successful to me is getting out of credit card, and car loan addiction. Like your vlog very honest and hopeful.

  • @curstinw6420
    @curstinw6420 4 ปีที่แล้ว +28

    watching this b/c my parents are really bad at money management and while i love them very much i don’t wanna make the same mistakes as them, i’m 20 with no debt or student loans and i don’t wanna mess anything up but only make a better financial situation for myself

  • @FeliciaBaron
    @FeliciaBaron 7 ปีที่แล้ว +180

    I listen to a lot of the business saavy speakers on TH-cam and by far you are definitely my favorite. You really speak from such a genuine and caring place and are so inspiring. Thank you for doing what you do ☺

  • @creativelivingwithspencert9997
    @creativelivingwithspencert9997 5 ปีที่แล้ว +4

    Super helpful Stephan! I did my initial budget work today. I went thru what I spent my money on the last 3 months, created my buckets based on my income. I already have a job but I’m getting another one. I have 3 interviews scheduled for this week. I watched this video and your video about how t go from Broke to Rich. Honestly I’m so grateful for this content and how you delivered it. And I am amazed I never really heard it explained this way before. This is vital info people who are struggling financially need!

  • @caling98
    @caling98 7 ปีที่แล้ว +101

    I needed this. Thank you. I love that you didn't forget about the giving/tithing portion.

  • @hermanshiimi1318
    @hermanshiimi1318 5 ปีที่แล้ว +6

    Thanks alot Man.I'm a 20 year old and still in college and I've been really having financial problems and have lots of rent payment issues, I've watched your video and hopefully some day im gonna improve my financial problems using your steps. Thanks alot once again You really opened up my mind

  • @michellewaichili8837
    @michellewaichili8837 5 ปีที่แล้ว +3

    thank you, I’m going through a financial crisis now. I hope soon I can be out of it and see the blessings of the time I’m in right now

  • @lourdesjaimes6820
    @lourdesjaimes6820 5 ปีที่แล้ว +13

    So happy I just watched this. My life is about to change with the knowledge I received. Thank you!

  • @martelldave7169
    @martelldave7169 7 ปีที่แล้ว +323

    1. Get a job
    2. Track
    3.budget

  • @mulirofireless9397
    @mulirofireless9397 5 ปีที่แล้ว +19

    Well done.
    U have pulled me out of a pit of despair.
    Thank you.

  • @ThomasTries
    @ThomasTries 3 ปีที่แล้ว +3

    You’re absolutely correct that giving is more about habit than amount at the start. I think it’s also about being intentional with your giving.
    You could give $1 to 500 families and not make a difference to any of them. Or you could give $500 to one family and make more of an impact. Being strategic in giving is important as well.

  • @ig6851
    @ig6851 5 ปีที่แล้ว +13

    I love his insight, literally sounds like a dad telling you things you gotta do to make it in life! This is REAL TALK! He's that one friend to tell you the truth and how to get your life in order lol I love it!

  • @josephrobinson3465
    @josephrobinson3465 7 ปีที่แล้ว +66

    I don't think people understand how important this video is thank you

  • @musajallow5710
    @musajallow5710 6 ปีที่แล้ว +91

    i love this man he is very sincere i believed .. i will one day join his kindle publishing empire..

    • @ProjectLifeMastery
      @ProjectLifeMastery  6 ปีที่แล้ว +9

      You can do it Musa!
      Here is another video you will love: th-cam.com/video/hQ4E4FwWPoo/w-d-xo.html

  • @ireneatenkeng9766
    @ireneatenkeng9766 5 ปีที่แล้ว +1

    This video is so empowering. There couldn't have been a better time to stumble upon this life changing video than now. Thanks a lot .

  • @jaygiant10
    @jaygiant10 4 ปีที่แล้ว +1

    Wow, I sat and watched this entire video. I was watching videos before but I was led to this one for a reason. Thank you

  • @tiffanysmith7419
    @tiffanysmith7419 7 ปีที่แล้ว +30

    Much needed, especially the end about tough circumstances being a blessing & learning opportunity. Always get a ton of value out of your videos. Thank you!

  • @Tigergenel
    @Tigergenel 7 ปีที่แล้ว +50

    I am truly blessed to find your channel. I really am. Thank you!

  • @claudiapierre8636
    @claudiapierre8636 4 ปีที่แล้ว +2

    Thanks for this motivational video to help us to save, be kind, have fun and live our dream life. Thanks to you and Tatiana may God continue to bless both of you.

  • @otiselgato9571
    @otiselgato9571 4 ปีที่แล้ว +17

    I like when he teaches to give...
    There's nothing more powerful than to give. Give and you will never struggle for money. Money will find a way towards you.

  • @lord.kagiso3741
    @lord.kagiso3741 4 ปีที่แล้ว +3

    When I get a job in not going to mess around this. I already did that and booooooyyyyyy it has been a very humbling experience.

  • @teamgard
    @teamgard 7 ปีที่แล้ว +119

    Should be taught from middle school on up. Great video. Humble & motivational. Thanks so much!

  • @vybo
    @vybo 7 ปีที่แล้ว +89

    Great video. Real, practical, actionable advice. Much appreciated

  • @jenicajames
    @jenicajames 7 ปีที่แล้ว +14

    These steps are exactly what I need right now. Thank you so much 🙏🏽

  • @Bodana63
    @Bodana63 5 ปีที่แล้ว +3

    Love that you never forgot where you were, that those concepts keep operating even now. 🔑

  • @montezmoore1562
    @montezmoore1562 4 ปีที่แล้ว +2

    I watched this one video two to three times a day very informative I just got a job after being out work fire 6 months took his advice and put all the blame on myself

  • @natashalarmielifestyle6983
    @natashalarmielifestyle6983 4 ปีที่แล้ว +2

    I appreciate this video very much. truth and fact. nothing else to say except thank you and wish you all the best as well in this life we all trying to live.

  • @RashawMedia
    @RashawMedia 6 ปีที่แล้ว +6

    Beautiful content the sacrifice is worth it peps! Good luck to everyone on growing/fixing their financial journey! Thanks for sharing this for FREE!

  • @tng2138
    @tng2138 5 ปีที่แล้ว +1

    You're so authentic and I like the way you explain and talk. Watching this video till the end was totally worth it because it's so detailed and full of information. While watching I always thought: You're a mentor or a best friend, I wished I've met in real life/earlier. Thank you for giving people free information!

  • @shana5413
    @shana5413 6 ปีที่แล้ว +20

    I really like how much effort you put in to help others

  • @subasharyal4301
    @subasharyal4301 6 ปีที่แล้ว +1

    Today from this moment! I am going to follow your formula and I hope I will be able to get financial freedom in near future. Thanks.

  • @josephkayconstruction4474
    @josephkayconstruction4474 7 ปีที่แล้ว +6

    Thank you so much. I love the positive energy, confidence in changing your situation and strategy that you presented.

  • @_CMG64
    @_CMG64 6 ปีที่แล้ว +68

    My lord, this video has helped me a lot in such little time! 40 min!! Thanks man, I am going to start applying these things TODAY!

    • @ProjectLifeMastery
      @ProjectLifeMastery  6 ปีที่แล้ว +5

      Thank you Christian!
      Here is another video you will love: th-cam.com/video/kViGyCNRyl8/w-d-xo.html

  • @srizmanova
    @srizmanova 4 ปีที่แล้ว +4

    Hi Stephen. Great video, thank you. I am heading for the creating wealth stage (currently still in a job). This is a scary part of the process...I guess I need to plough through my fear and just do it. Keep succeeding!

  • @titiscreations9554
    @titiscreations9554 4 ปีที่แล้ว +2

    you are preaching all the way, truly appreciate the honesty and straight up advice.

  • @onescity
    @onescity 5 ปีที่แล้ว +11

    This was some of the best financial information I ever received. Thank you, I truly appreciate it!
    I wrote down this information, and I'm going to use it to craft my life, headed into financial freedom!

  • @MsLadyLogic
    @MsLadyLogic 7 ปีที่แล้ว +2

    You are on of my favorite people on here that talk about finance. Thank you for giving your time and skills to help us. This is such amazing information.

  • @alexaapfel1765
    @alexaapfel1765 4 ปีที่แล้ว +2

    You're such an amazing individual. God bless you.

  • @sincerelyarimichelle4255
    @sincerelyarimichelle4255 7 ปีที่แล้ว +130

    Wow, what an awesome way to start off my morning. A great cup of coffee and an amazing video to help me move forward. Thank you!!!

  • @SadeTulloch
    @SadeTulloch 4 ปีที่แล้ว +1

    You are transparent and I love it. Thank you for tips.

  • @stephanie.talamantez9234
    @stephanie.talamantez9234 6 ปีที่แล้ว +2

    Thank you for the percentage breakdown. We have struggled with budgeting many times. We are sitting down tomorrow to restart this journey and I am so thankful I found this video. Now I have a guideline to follow when creating the budget.

  • @erikas3659
    @erikas3659 6 ปีที่แล้ว +3

    Thank you so so much for taking out the time to do this video, Stefan! 🙏🏾 I am truly blessed to find your channel. May you continue to receive many more blessings!​

  • @gabrielradu7284
    @gabrielradu7284 5 ปีที่แล้ว +1

    I'm glad that I find you Stefan. I like all about you and now you have become my role model. Very good video :) I really appreciate it and thank you for all the work you're putting out there for educating other people

  • @offimartmelbourne
    @offimartmelbourne 4 ปีที่แล้ว +1

    Great job Stefan !!!!
    You are a very genuine person
    Love from Australia

  • @ilahaisayeva4738
    @ilahaisayeva4738 3 ปีที่แล้ว +1

    Omg... Loved it so much. Thank you! Now i realize how it is important to be in a circle of right people. Great that you have youtube channel so at least can reach you from here and learn. 👏

  • @malabsida8735
    @malabsida8735 7 ปีที่แล้ว +17

    You are such a sweet human being. May god be with you every step of the way.

  • @shotgun9922
    @shotgun9922 5 ปีที่แล้ว +1

    All I did to not overspend is to track my budget, really knowing where your money goes will make you "rich" in a way where you decide where your money goes.

  • @Happy_nessaa
    @Happy_nessaa 2 ปีที่แล้ว

    I love how blunt you are with the key points.. This was such a great video! If somebody doesn’t leave this video motivated, there’s something wrong!

  • @independenceandstability9935
    @independenceandstability9935 6 ปีที่แล้ว +4

    Thank you Stephan. I really appreciate your teaching

  • @HistoryandNostalgiaChannel
    @HistoryandNostalgiaChannel 5 ปีที่แล้ว +1

    Really helpful thanks Stefan. Lots of excellent ideas about starting your own business. Inspirational.

  • @SAPHYTYRA
    @SAPHYTYRA 5 ปีที่แล้ว +2

    Hey. Thank you for going there. Its alot of us irresponsible folks out here that need someone to guide us into responsibility. 🤷🏾‍♀️ appreciate you for steeping in. Be blessed ✌🏾❤

  • @BLCK718
    @BLCK718 3 ปีที่แล้ว +1

    holy cow i didn't realize i watched this till the end! useful tips! thanks!

    • @ProjectLifeMastery
      @ProjectLifeMastery  3 ปีที่แล้ว

      Glad you enjoyed it! Check out this video where I talk about how to budget your money - th-cam.com/video/VfhmzqDHM4w/w-d-xo.html

  • @kickinitwithkeeks2105
    @kickinitwithkeeks2105 5 ปีที่แล้ว +2

    Thank you so much! This video set me free! I will listen every morning!

  • @bentorwambugu4274
    @bentorwambugu4274 5 ปีที่แล้ว +4

    Thank you,GOD Bless You

  • @robertoortiz1922
    @robertoortiz1922 6 ปีที่แล้ว +7

    Thank you I really needed some guidance. Having a family and living paycheck to paycheck isn’t working. I need a change

    • @ProjectLifeMastery
      @ProjectLifeMastery  6 ปีที่แล้ว +1

      You can do it!
      Here is another great video you will love: th-cam.com/video/YYgRp0aj57U/w-d-xo.html

  • @celestineasumah4511
    @celestineasumah4511 5 ปีที่แล้ว +4

    Thank you dearly, I really needed this at this time.

  • @djshockafrica4330
    @djshockafrica4330 6 ปีที่แล้ว +3

    What a practical video, so few financial leaders do videos for people at this level of finance. You have really helped so many of us, thank you!

  • @bluecollarandrich9508
    @bluecollarandrich9508 7 ปีที่แล้ว +3

    This is pure gold! Stefan says how it is and speaks some brutal honesty here. Great video!

  • @madonapascua6174
    @madonapascua6174 5 ปีที่แล้ว

    this is so true, i have made a lot of wrong decisions, but i learned from the past.I'm glad that i have a job and im willing to sacrifice time just to reach my goal.

  • @tebogomashele5107
    @tebogomashele5107 7 ปีที่แล้ว +13

    I feel like this is talking to me! Thanks, Stefen you are really an inspiration to my life. Can we please set up a meeting or a time the day you will travel to South Africa

  • @m.n.6147
    @m.n.6147 5 ปีที่แล้ว +2

    It was very helpful. Thank you Stephen. Hope you reach to the level of life that you really deserve and satisfied with.

  • @joegriggsjr.6511
    @joegriggsjr.6511 6 ปีที่แล้ว +67

    Man that was raw truth. Thanks for keeping it real.

    • @ProjectLifeMastery
      @ProjectLifeMastery  6 ปีที่แล้ว +4

      Thank you Joe!
      Here's another video you will love: th-cam.com/video/deyPziYcJ5A/w-d-xo.html

  • @MoneyWiseMOM
    @MoneyWiseMOM 4 ปีที่แล้ว +2

    Hi this was an eye opener for me and everything that you said is so true. Its hard work but it you want it bad enough then sacrifices must be made. Loved your content you are an inspiration. Keep doing what you are doing. God bless.

  • @erikaonyxnova8397
    @erikaonyxnova8397 6 ปีที่แล้ว +2

    Thanks good advice for real life! I'm creating my dream life and teach my kids how to do it.

    • @ProjectLifeMastery
      @ProjectLifeMastery  6 ปีที่แล้ว

      Thank you.
      Here's another great video you will love: th-cam.com/video/rqbZyviDnfU/w-d-xo.html

  • @ashleyplease7479
    @ashleyplease7479 4 ปีที่แล้ว

    This is the best money management set up I’ve ever seen. I wish I new this when I first started making money.

  • @andreamontoya4176
    @andreamontoya4176 4 ปีที่แล้ว +1

    You are awesome and I’m guilty of everything you have said. I’m ready to change my thinking and am in my 60s, shame on me! I do do much of what you say as best I can but most my money pays the essentials and am as frugal as I can be and don’t spend beyond my means. I’m a massage therapist and because of coronavirus I’m out of work. I need a major change!

  • @yuuki140ful
    @yuuki140ful 7 ปีที่แล้ว +11

    amazing video! I am 20 years old and thanks to your videos I have make better decisions in my life

  • @rustynail_7535
    @rustynail_7535 6 ปีที่แล้ว +23

    My journey starts now. Thank you !

  • @Monicaxoxo
    @Monicaxoxo 5 ปีที่แล้ว +2

    me realizing i have to get rid of my 2019 camaro. hurts to even type. but also feels good the financial freedom it can give me. let go to let some in.

  • @snenoh
    @snenoh 7 ปีที่แล้ว +67

    I love your explanations. Thank you for sharing your knowledge. I have become a better person from the day I listened to your first video. I now track my income and expenses and have a budget. I am have a decision to get a job to make some money as I do my side businesses

  • @linichef
    @linichef 5 ปีที่แล้ว +3

    Wow Thank you so, so much for all this info. It is exactly what I was looking for!!

  • @the_margrette8269
    @the_margrette8269 3 ปีที่แล้ว

    I am grateful I found this chanel. Today marks my journey to financial stability and freedom..

    • @ProjectLifeMastery
      @ProjectLifeMastery  3 ปีที่แล้ว

      Amazing! Congrats on that huge milestone. If you have the desire to become a millionaire, check out these 10 steps Id take to make $1,000,000 if I started over again - th-cam.com/video/ECa8xB_4cUs/w-d-xo.html

  • @christopherwilliams1011
    @christopherwilliams1011 5 ปีที่แล้ว +1

    Stefan u were awesome you identified with us i have taken notes this video has changed my financial mindset to upward mobility thank you so much bro!

  • @dhruvgaba865
    @dhruvgaba865 5 ปีที่แล้ว +2

    The way you explain things is amazing. Thank you so much.

  • @ancantiladodecaminante623
    @ancantiladodecaminante623 7 ปีที่แล้ว +2

    Great points on getting any kind of job..it will breed confidence moving forward! The hard part would be the thoughts of what people think of you, or the kind of success you've had in the past. I know it's not really important or relevant, but can be a roadblock at times.

  • @Derp-flash-go-duuur
    @Derp-flash-go-duuur 7 ปีที่แล้ว +49

    Thank you for the amazing information, this is pretty much being held by the hand and being shown how to succeed. Best youtuber, hands down.

  • @mutthairkhan8646
    @mutthairkhan8646 4 ปีที่แล้ว +2

    I am struggling in my life but now i know what i have to do thanks

    • @jameselan9908
      @jameselan9908 3 ปีที่แล้ว

      I have been making massive profits using his strategy and with the help of an expert trader (Jonny Godfrey) that also manage my portfolio and trades for me for a while before I started trading on my own.

  • @ntsakoshabangu1449
    @ntsakoshabangu1449 2 หลายเดือนก่อน

    This was really helpful!
    Although the thought of the inevitable concept of sacrifice is really hard, so difficult. But there's no escape. You ought to sacrifice what you got for what you want, as far as your future is concerned.

  • @justinheiland8264
    @justinheiland8264 5 ปีที่แล้ว +1

    I really love watching your videos and Tatiana’s. They are awesome and I learn so much

  • @y2taner
    @y2taner 2 ปีที่แล้ว

    this dudes the best, caring, passionate, purposeful and giving

  • @taketime0626
    @taketime0626 5 ปีที่แล้ว +9

    Thank you for this video. This gives me hope.

  • @brettprice527
    @brettprice527 7 ปีที่แล้ว +13

    Excellent video. Thankyou Stefan. An additional tip to implement this is to set up your savings, giving, and many of your other money allocation to be AUTOMATICALLY taken out of your paycheck or business bank account. Advice from David Bach...This takes whole "discipline" thing out of the equation.

    • @ProjectLifeMastery
      @ProjectLifeMastery  7 ปีที่แล้ว +1

      Appreciate it Brett!
      Here is another video I recommend: th-cam.com/video/_SavwQ-Mdjc/w-d-xo.html

  • @LongLiveIvanna
    @LongLiveIvanna 6 ปีที่แล้ว +3

    Thank you this was really valuable and straight forward. Step one was very necessary to hear.

  • @kaskas508
    @kaskas508 4 ปีที่แล้ว

    Man you are so inspiring; this really tough me; I'm in guilt; I believe watching you videos will change my life...much love Man

  • @shimanemolonda7575
    @shimanemolonda7575 3 ปีที่แล้ว

    Best actionable advice I’ve ever had. Watching it for the third time today, just to remind myself of what the plan is.

  • @yazanaladdine1308
    @yazanaladdine1308 4 ปีที่แล้ว

    you are well on your way to stratospheric success my friend...... I am going to tap into your system, glad I found you

  • @roelblomsma
    @roelblomsma 5 ปีที่แล้ว +1

    Thanks a lot. These were some things that might sound logical, but I certainly needed to be reminded.