CANADA mein FREE ka Ghar kaise liya ? OK, Almost FREE 😋
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- เผยแพร่เมื่อ 22 ต.ค. 2024
- WE did not have money to buy this house in Canada, Not even for downpayment of Loan. How we were able to buy this house?
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A little about me: My Name is Ravish, I am Indian who has been Living in Canada for last 10 year, I have lived in USA for 5 years. I am your typical NRI who is raising his family in North America. I upload frequent hindi vlogs on youtube about my life in Canada, travel vlogs in hindi and tech videos in Hindi.
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Hi Guys, I created a website for Desi people to connect with other Desi people globally. It's called Desified. Please go here: desified.org Also share with your friends. If you loved this video don't forget to like this video and subscribe to the channel.
Housing loan kitna % hai waha??
भैया और भाभी आप दोनों ही "पैसा छापने की मशीन हो" गज़ब की दिमागी मेहनत करते हो और खतरों के खिलाड़ी हो। 🙏🙏🙏
I do exactly same thing, I have applied on 5 houses and paid off two, I did Airbnb in Denver.
This video is the reason why you are our favorite TH-camr in Canada! Love the way you explain!! So inspired!! 🙏🏻
Special Hello from an Afghan from Tajikistan to an Indian brother 🙏
This is amazing info, Ravish!
Please do more such videos. It will surely help a lot of new and existing immigrants to live the Canadian dream
A small suggestion for you-
Make small videos like these or even smaller filled with more information. You mostly make long videos and the viewer wouldn't like to watch or would hesitate to watch a 20mins+ video.
Small, crisp videos loaded with information can get you more views
Badiya planning,
Bhagwan aapke Rajma badhate rahe🤗.
Or Daal mein kha lunga don't worry🤗
Lots of love to little prince❤
Keep growing
#travellingmantra
ha aha Rajma badhate rahe
Ravish Bhai! I love the strategy. Please make more videos like this. I'm personally in the race of buying a new home. Please also consider 1st time home buyers tips & tricks. Love from Toronto ❤️
Thanks for all your efforts & hard work.
Great man after all you are sharing your intelligence with us through your vlogs 👍 some other vloggers are just show off and after that complain about that that they spent a lot making vlogs but not even share that they are earning huge through YT and always complaining about bills and bills.
Thank you Ravish for making this video. I have forwarded this video to at-least 10 friends who have been living in Ontario for 8-10 years, and have no idea about this. This is definitely valuable content. Lots of good learning about the pay off and the risk
Make videos on investment from canada to india❤️ & US or other good investment plan🙏🏻🙏🏻👍🏻👍🏻
I had so many question around this topic and you explained it with ease. Really appreciate it! Looking forward to the video where you would narrate how you bought the second house for 20-25% cheaper than market price :)
Same thing did by Shilpa and she explained in y.day's vlog..
@sunny chitchat with shilpa
That black & white comedy scene was copied from Graham Stephan. Caught it! 🤪
This is just simple refinancing and renting out the property to cover your mortgage
Not lot of people share all these for free.They do paid webinar and encash their skills of processes.Thanks a ton for sharing this.
So nice of you
I love to watch urs vidoes these days.. U r sharing very good information, even better than travelling desiii.😊😊😊😊
The content that you’ve shared through this video is super amazing!! What you’re doing here is also considered ‘noble work’. May God bless you as always!!
Really loved the idea. Will definitely use this ideas in near future.
We recently moved from California to Ottawa.
Property market in Ottawa is touching high sky. Hunting for dream house in Ottawa.
Thanks 😊🙏
I don't no why youtube not send me notification of this video that's why i'm late...
Sir you are coolest youtuber , dad , husband 😊😊😊
Love from dehradun,india🙏🙏🙏
बहुत बढ़िया रवीश भईया , तो अब दाल मखनी बना ही लो बहुत कम करवाया है आप ने आज दाल से
🤣 aj majjedar khana hoga...
1st mortgage on first house, 2nd mortgage for the heloc withdrawn for downpayment, 3rd mortgage for the 80% of 2nd house.. So basically three mortgages in total.
Very informative 👍
Only a double income family with secure jobs can take the risk of taking multiple loans, gically speaking.
Kudos to your entrepreneur spirit 👍
Need more info on this please. your first hand experience will be a lot helpful. Waiting.......
01:35 Bhai bhai... 😁😂
Editing level... 💯😉🔥🤙🏻
Hi , where are you from
Aapki tarif k leye khc words nhi h jo Aapne knowledge provide ki hai is video k through 🙏🙏🙏🙏🙏
You had me at Daal and raajma. Excellent explanation for héloc. Recommend making videos on investments like tfsa, resp and rrsps as new immigrants don’t usually have savings for Down payments and diversified investments are less riskier.
Bro please make more video on this. Make some videos on new immigrants. How they can survive. Aapke videos amazing h
I like the HELOC way to buy a second house
U explain so well...in a simple way.... thank you.... God bless
you could have opted for Refinancing your primary property. Why did you choose to go for HELOC. You paid more interest (although you havne't paid any)... this is only possible if you were in fixed mortgage rate and RF would have costed you a lot, that's the only situation I can see.
Secondly, what is your take on variable interest rate vs fixed mortgage rate. which one to choose and why>?
Wow,thanks for your guide sir!!
Probably we'll meet soon..and i'll take your more guidance!!
Bhaji Jida tusi 2nd house buy kita 160k down de k , tusi 160k to Ilaawa v bank ch balance rahheya c ya only 160k hi c.
Mashaallah ur very intelligent great bhaiya
0:10 You have a really nice tripod for camara 😂
Very nice way to explain the Heloc banking process and really you boost up confidence on others to plan such expansions buying a property and so on. Please keep sharing such videos ahead too. Best Regards, Divesh Agrawal, Pune, India.
That’s the main thing. You need income too. Banks won’t just give you hello if your income don’t support it. Rule of thumb is multiply your income by 5 to 6 times. That’s how much limit banks will give you. Which will be mortgage and heloc combined. Hard to do this in days market cue houses gone too expensive
That’s what we call perfect Vlogs.
⭐️⭐️⭐️⭐️⭐️
Very useful n most awaited video bro.💐👍
U are really nice , simple n clean heart person.
Superb💛thank you for making such an educational video, keep sharing knowledge with your channel👍 love ur videos and content 💛 from 🇬🇧
Many many thanks
Ravish sir very very informative video .....super zenious brain.....bahut door jaoge bro God bless u
How helpful
.how nice you help people with your experience! Kudos
Wow.. nice video... this is going to be another blockbuster...🥰🥰🥰
U are good Ravish then TV and Anchor RAbish
Hi ravish.. really you are educating outside Canada people as well. Yes you can elaborate in deep way in another video, would be beneficial for us🙏
Sakshi mam being the best videographer, clearly seen in ravish sir's glasses😂😅
Bhai, I just got here in Canada...and you just gave a man some dream. Thank you. Keep making these video please, God Bless.
Good to know that you are doing well in your life. I have seen most of your videos . Stay blessed always.
I have been availing Housing Loans for the last 21 years and has been using the same techniques to purchase new houses
Thank you very much sir, so glad to see you here 🙏🙏
Excellent video with valuable information. Thanks for sharing what Heloc is.
Hi Ravish, yes definitely please make a separate vlog on what all you had to do for the short term rental! Looking forward! Thanks!
Love you Ravish Ji, You are Supereb ...Pls make an another vedio to explore everything....Thanks ...Regards
Beautifully explained!! 💐 You are awesome!!
Very helpful for Indians who are house owner oriented.
Thanks alott Ravish....i ws very very confused on this.....SUPERBBBBBBBBB VIDEO........EXCELLLLANTOOOOOOO.......
Hi Ravish.. love all your videos.. Thanks a lot for sharing the valuable information with us and in such a detailed way.. Right now, we are new immigrants and we are struggling to get our first house. We have the down payment but the mortgage is less and together we can't buy a decent house in GTA.We came to know that some mortgage agents get you extra amount in mortgage by taking some money. Is that a scam or is it a good option to opt? Also, let us know your views on pre-constuction house. Coz considering the current scenario, it's very likely we may have to go for it. Tc.. Keep smiling..
Very nice Ravishbhai, please do make another video on managing Short term rental and different aspects of it. I have similar setup exactly like yours but I do it long term rental, just wanted your perspective for short term rental and your experience with it.
Sure I will
Very nice video and tell me jb apne first ghar se dubara loan krvaya to uski emi bhi bdi hogi ya emi pehle jaisi hi thi ?
Well explained, will help newcomers, keep this good work.
Thank you for sharing Sir. This is my first time watching your video and I have subscribed as I am happy to support people who actually share beneficial knowledge and are helpful and want others to succeed. Keep up the good work.
Thanks ravish ji , Ghar Lene k pehle aapse Salah jarur lenge🙏🙏
Woww interesting and informative.... bhia you do good vlogging...... Will watch every video now of yours in free time..
Great video, keep it up , waiting for house flipping video
This applies in Toronto and Vancover only. Where property value goes up.
Excellent Ravish! I am in a similar situation. I am based on Montreal and looking to rent my home soon as I am moving to California. Learned a lot from the video. Thanks!
👍🤝✌✅💞 आप एक्दम डाउन टु अर्थ बन्दे हो सही एडवाइस देते हो ,,, आभार 🙏
You were lucky that your house appreciated so much that you were able to do this ... but someone buying their first house today might not see as much price appreciation and could also see a depreciation... just like stock market timing is everything... your timing of the first house was perfect... rest I will congratulate you on your entrepreneurial spirit.. overall good to hear these experiences.. Thanks for sharing
Bhai AAP lucky the Jo AAPKI property ka rate BADH gya. JARURI nahi ki dusre Ghar ka rate bhi es rafttar SE badhe. But AAPNE soch samjh ke invest Kiya..
you are right, jaroori nahi ki itne prices badhe.
Noone .... Noone will tell u this inside story... You are so soo human...! Thansk for the story .. Love from India❤️
रविशजी आप का रिकस ने आप को कामीयाबी दिलाई,
Awesome video !! Keep it up Ravish Vlogs.
How do u judge the best time to buy the house? When do u get to know when the housing market is a bit low (preferably when to buy) and when its high ( when not to buy) ????
Common hai..
India me bhi...apna ghar girvi rakh ke, bank se Paisa mil jata hai (loan against property), apna ghar bechne ki zarurat nahi, usme rah sakte hai.. new house per upto 90% loan milta hai, new house ko rent per do to Bank Loan Instalment nikal ati hai..
I did this, in India.. after 4 years, I sold that house, n return value was 100%+
Desi Dimaag.. Rocks ✌️😃
I loved your idea.I think you are true Indian who use his brain not to put his own money and makes property.
Fantastic info bro...Thanks....Keep it up...Cheers
I really enjoyed your all videos
Pls keep sharing all ideas which you mention really appreciate it 👍
Nice vlog. The way of explaining is very intelligent.
Thank you mere husband bhi muje yahi samjana chahte the but mene mana kar diya ab muje samaj aa aagya woh kya kehna chahte hai hum bhi ghar kharid ne ki soch rahe hai aapki yeh tips hume bhot kam me aayegi thank you so much ravish ggggg
Refinance is better than HELOC because of interest rates and some banks consider HELOC as a recursive loan.
Ravish bhai you are vary motivational and creative man.I inspired after watching this Vlog and i subscribe your youtube channel.
Bahut bahut achhi and information video big bro keep it up👍👍👍👍❤️❤️❤️❤️
Wah this was very entertaining and enlightening. Subscribed! Love from a Pakistani :)
Ravish bhai cheetah ho aap .... Maan Gaye...Cheers
This happens when your sitare are buland, congratulations!!
Incredible your sharing is so authentic 👍🏼very informative
super duper like. my only video which gave tips with full honesty. god bless you brother.
Very nicely explained...👍🏻👍🏻
Good info, and congrats! I I watched your other video about moving to Canada from US, where your other friend was very apprehensive about moving to Canada. You can go and tell him now about this profit. The job market in Canada does'nt matches to US, but there are other avenues to match the difference. The real Canada Pension plan is the Canadian housing market.
Nice video. Keep going. Shubhkamnaye
Well done u did extra ordinary we are excited to know more please
Don't misguide innocent people. I live in New York Manhattan. Neither in America or in Canada no bank will give you even 5% even your credit is 800. Without excellent credit, no bank will give you any loan.
People don’t just become smart simply by living in Manhattan.
Sometimes over smartness kill you lekin I never ever suggest people get equity loan smart thing take baby step and you will never failed good knowledgeable vlog
Interesting stuffs, please make an additional videos with more tips n tricks relating to rental income.
Amazing information and topic
Rising Desi Entrepreneur in Canada 🇨🇦
Thank you for sharing so vital information
Thank you Ravish sir 🙏💓😊🇮🇳🇨🇦🇺🇸
Very useful Information Ravis... it will be great if u can make video how to get short term rental..
Awesome Knowledge Bombs Sirji Awesome Vlog.
Amazing video. Keep posting informative videos like these. Do make a video on short term rentals and tips. Also give some information on investment in US where you want to buy.
Hello ji , aapne data structures/ competitive programming kiya tha kya
And which skills do you currently have
Moreover , if you could share the resources for the same .
Thanks .
Pl reply
Thanks for the great information and advice.👌