My FAVORITE Credit Cards | Your Rich BFF

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  • เผยแพร่เมื่อ 25 เม.ย. 2024
  • Hey besties! One of the most common questions I get asked is, "What's your favorite credit card?" In this video, we are going to break down some of my favorite cards and why I love them to help you find the perfect card for your lifestyle! Want even more credit and credit card knowledge? Check out my new book, RICH AF, out now!
    About Me
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ความคิดเห็น • 59

  • @KiaraRoseWriting
    @KiaraRoseWriting 16 วันที่ผ่านมา +21

    Would you please consider not putting the music in the background for your videos? It makes it much harder to hear what you are saying and it is also distracting

  • @Gnomezonbacon
    @Gnomezonbacon 18 วันที่ผ่านมา +21

    I'm a huge fan of putting my credit card cash back into index funds ontop of what I already invest.

  • @mssunshine6259
    @mssunshine6259 17 วันที่ผ่านมา +11

    I love watching Your Rich BFF, Stock Brotha, & Everything Money. Love them all! ❤ ❤ ❤

  • @LorBard
    @LorBard 18 วันที่ผ่านมา +6

    You didnt mention the best part of the Capital One X. There is a $300 travel credit. The card is $395 but $300 off the top equals $95 (you did mention the the 10,000 mile bonus worth $100 each year. Makes the card $-5) And that is before you get into any of the other perks like 2 miles for every dollar spent plus bonus points for different categories. I don't work for Capital One, but that wasn't an accurate review of that card.

  • @xp075867
    @xp075867 18 วันที่ผ่านมา +2

    Amazing comparison! I love my capital one venture x ❤️

  • @isagoldfield7393
    @isagoldfield7393 15 วันที่ผ่านมา +3

    Our mortgage is the only debt we have & Visa Costco card is the only credit card I have & use, cash back of $780 two months ago was a wonderful reward:) Thanks Vivian for posting💫🌻☀️

  • @volkswagen4866
    @volkswagen4866 18 วันที่ผ่านมา +8

    The Wells Fargo Autograph is a great Basic Travel card with no annual fee and no foreign transaction fee.

  • @StGoIvFr
    @StGoIvFr 18 วันที่ผ่านมา +4

    Some inaccurate points you should highlight/rectify: the csr earning you mentioned of 5x - 10x with hotel and airline only applies if booked thru chase travel. Also, authorized users for amex plat and csr are $195 and $75 respectively and each will add your 5/24 to each player, critical if youre into the chase sub game

  • @purplesparklefelicity8138
    @purplesparklefelicity8138 18 วันที่ผ่านมา +4

    Listening😊❤ hi. Thanks for posting😊❤

  • @TrekkersTravels
    @TrekkersTravels 15 วันที่ผ่านมา +1

    Always excellent content, thank you, just fab 😇😊😀

  • @ricardoleon9185
    @ricardoleon9185 17 วันที่ผ่านมา +1

    Love this 😍 super useful

  • @veronicagraves5621
    @veronicagraves5621 18 วันที่ผ่านมา +2

    Hawaii vacation seems attainable. Thank you. ❤ vlog. VG

  • @WomanOfLetters528
    @WomanOfLetters528 13 วันที่ผ่านมา

    Hi Vivian, watching you right now on Women Of Impact and I'm officially a fan. ❤

  • @janellegagnon968
    @janellegagnon968 10 วันที่ผ่านมา +4

    Can you use Bilt to pay your mortgage payments?

    • @Renpenz29
      @Renpenz29 4 วันที่ผ่านมา

      Great minds think alike. 😁🙃😉

  • @MrMeneya
    @MrMeneya 18 วันที่ผ่านมา +3

    Thank you darling
    Another great video
    What is the second card you talked about after the bilt !
    Thank you for sharing

    • @dtran8872
      @dtran8872 13 วันที่ผ่านมา

      The Karat card 😊

  • @gilmendoza8092
    @gilmendoza8092 18 วันที่ผ่านมา +12

    Amex Gold is my favorite ❤️

  • @11kabula
    @11kabula 15 วันที่ผ่านมา +1

    What's the spending limit for the luxury cards though?

  • @luceroayalap
    @luceroayalap 4 วันที่ผ่านมา +1

    Can you use the bilt card with your mortgage?

  • @hkjbdolphins
    @hkjbdolphins 18 วันที่ผ่านมา +7

    The venture x annual fee is actually $395 not $350. I was like I didn’t know they lowered the annual fee lmao

  • @leebeaute
    @leebeaute 4 วันที่ผ่านมา

    We’ve had many credit cards in our lifetime, metal, platinum, gold, ultimately the best card are the ones we never pay subscription fees on, even if it is a basic one.

  • @aleki4lyphe
    @aleki4lyphe 12 วันที่ผ่านมา

    Not sure i understand how credit cards work. Heard a lot of stories regarding credit cards and how it got certain people into more debt. My question is, how does a credit card work for someone who never owned one before?

  • @C..Squared
    @C..Squared วันที่ผ่านมา

    Can Bilt work for paying Real Estate Taxes?

  • @Lilione111
    @Lilione111 14 วันที่ผ่านมา

    I wish there was an Australian version of this.

  • @Jes1919
    @Jes1919 18 วันที่ผ่านมา +2

    My setup is is the Wells Fargo Journey, Fidelity 2%, and IHG premier.

  • @Renpenz29
    @Renpenz29 4 วันที่ผ่านมา

    I have the Bank of America Travel Credit Card. I do not recommend purchasing plane tickets, etc. through those platforms. The prices are inflated.

  • @PN-ve9lf
    @PN-ve9lf 18 วันที่ผ่านมา +12

    We use debit card or cash. We haven't had credit cards for almost 3 yrs, Never looking back. Next is paying off our houses. This has been working for us.

    • @isagoldfield7393
      @isagoldfield7393 15 วันที่ผ่านมา +1

      That’s awesome!!

    • @HollywoodingNews
      @HollywoodingNews 13 วันที่ผ่านมา +2

      You’re not getting any rewards

    • @chocOneOOne
      @chocOneOOne 12 วันที่ผ่านมา +2

      so why you here then...

  • @julioc4978
    @julioc4978 18 วันที่ผ่านมา +1

    The Venture X fee is actually $395 instead of $ 350
    Cheers

  • @Rt23590
    @Rt23590 8 วันที่ผ่านมา

    Isn’t the venture x with a $395 annual fee?

  • @raymedrano
    @raymedrano 17 วันที่ผ่านมา +1

    Costco Visa Card 💯

  • @boredtodeath741
    @boredtodeath741 9 วันที่ผ่านมา

    Amex gold didnt make it on the list😮 I love my gold amex ($250 fee) and the everyday (no fee) cards!

  • @addyeet6967
    @addyeet6967 18 วันที่ผ่านมา +12

    What happened to Networth & Chill? Are you done with the pod? 😢

    • @YourRichBFF
      @YourRichBFF  18 วันที่ผ่านมา +8

      It’s coming back as a video pod!! Just need some time to iron it out!

    • @ToboeKey309
      @ToboeKey309 18 วันที่ผ่านมา +1

      ​@@YourRichBFF just out of curiosity how many fuckin credit cards do u have 😅

  • @mellodees3663
    @mellodees3663 18 วันที่ผ่านมา +1

    I'm more likely to simply pay bills, buy groceries, and shop for wants than to travel or eat out. So something with great everyday cashback would be better for me. I wish the Petal card didn't mess me over.

    • @tduck828
      @tduck828 18 วันที่ผ่านมา +1

      I use cities double cash for my e regret spending. 1% buy 1% when psy

    • @robert8311
      @robert8311 18 วันที่ผ่านมา +1

      Savor one 3% groceries, dining, entertainment and streaming

  • @evelynroch3992
    @evelynroch3992 วันที่ผ่านมา

    Seria genial traducir al español , tendrías muchos más seguidores!!!! Yo la primera ...me encantaría seguirte para aprender ...

  • @reddishf0x237
    @reddishf0x237 18 วันที่ผ่านมา +2

    what's the best credit card for building from really poor credit?

    • @margaretr.4427
      @margaretr.4427 15 วันที่ผ่านมา

      If you make an account at Credit Karma, (free) it will show you cards that you are highly likely to get approved for. They are very basic to start but once you get a card approved you can put small purchases on it and always pay on time even if it’s just the minimum every month. After some time you will see your scores improve and then you will be offered better cards with more perks. This has worked for me and my scores have now improved to where I can apply for some cards with better perks. I started with the Mission Lane card and then Ally. They both increased my credit line after a year of on time payments. Good luck!

  • @tracycaldwell1736
    @tracycaldwell1736 18 วันที่ผ่านมา +1

    Can a mortgage be paid with a BILT card?

    • @ToboeKey309
      @ToboeKey309 18 วันที่ผ่านมา

      No. Only rent u goof ball 🤪🤪

    • @drewbny78
      @drewbny78 17 วันที่ผ่านมา +2

      no but you can pay your HOA fees with it

  • @FunStuffBuddy
    @FunStuffBuddy 18 วันที่ผ่านมา +2

    Travel cards use “points” that they can play extreme games with since you have no idea their actual value. Cash back you know exactly what you’re getting…usually average 3-4% with cards I have.

  • @quietmoment2816
    @quietmoment2816 7 วันที่ผ่านมา

    Are you investing in crypto? Can you talk about it?

  • @Nyanino
    @Nyanino 5 วันที่ผ่านมา

    PayPal cash back is just too good. 3% back on PayPal purchases, 2% back on everything else and it’s instantaneous.

  • @lotusflower3154
    @lotusflower3154 10 วันที่ผ่านมา

    Side 👀

  • @patallenhurst3043
    @patallenhurst3043 18 วันที่ผ่านมา +3

    How about a poor man's credit card? No fees!

    • @aquaman12187
      @aquaman12187 18 วันที่ผ่านมา +1

      There are 2 credit cards at the end she mentions that has no fees.

    • @lynninfinite
      @lynninfinite 18 วันที่ผ่านมา

      There are many credit cards without annual fees! Chase freedom & unlimited. The regular Amex card.

  • @rasheydk
    @rasheydk 18 วันที่ผ่านมา +3

    Apple credit card is my favorite 💯

  • @eqqq54
    @eqqq54 5 วันที่ผ่านมา +1

    The best credit card is no credit card 😂