AUGUST 2021 BUDGET RECAP | 30% Off Preorders
ฝัง
- เผยแพร่เมื่อ 31 ก.ค. 2024
- We have a very exciting video to share!
In this video, you will see Ryen's close-out numbers and how her financial priorities have shifted in August. I am showing you my August numbers in the new full-size peony theme Budget by Paycheck Workbook and showing how I use it as well as the changes we have made to this year's workbooks.
I also go over how you can receive 30% OFF of your preordered Budget by Paycheck Workbook or Boxed Set. Over the last year, I have been working very hard on my first published book, My Money My Way. Preorders for these also begin on September 15th, 2021, and when you preorder the book, you will receive a 30% off coupon code to use towards your preordered BBP.
CHAPTERS:
00:00 Introduction
04:13 Ryen's August Recap
07:20 Miko's Budget Calendar (Peony full-size)
10:41 Paycheck Budget Tracker
13:25 Cash Envelope Breakdown
15:09 Expense Trackers
17:53 Net Worth Tracker
18:10 Miko's August Recap
24:44 Meal Planning Calendar
28:48 My New Book - My Money My Way
34:23 Preorder My Money My Way - How You Can Get 30% OFF Your BBP Preorder!
➡️ HOW TO FILL OUT THE DEBT PAYMENT PLAN WORKSHEET: bit.ly/3hzIrW7
➡️ PREORDER MY MONEY MY WAY: bit.ly/3Afu8gW
➡️ HOW I TRACK MY SPENDING: bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: bit.ly/2wDETxF
ABOUT ME
I'm the blogger behind www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!
YOU CAN FIND ME AT:
📝 BLOG: www.thebudgetmom.com
📘 FACEBOOK: / thebudgetmom
📸 INSTAGRAM: / thebudgetmom
📌 PINTEREST: / thebudgetmom
GET STARTED
➡️Start Here: www.thebudgetmom.com/start-here/
➡️Free Email Course: bit.ly/2UYgNFf
➡️Free Resources: bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMTH-cam bit.ly/2CR7U9n
Yeah...glad Ryen is staying on...good reliable people are hard to find.
Thank you for THIS VIDEO!!!! I definitely will be purchasing this workbook for the following reasons: 1. It’s Undated, 2. It has a section for cash envelopes, 3. You go over a budget for someone that gets paid 1 check per month! Whoo-Hoo! Score! Very thorough as well, because I have many categories and I too am a VISUAL LEARNER!!! 🙌🏾 High Five! Yes! Thank you again!
I'm watching this and all I can think of is:
Does the workbook come with these great highlighters and stickers?
Why can't my handwriting be this nice?
Would or have you considered adding monthly pockets/envelopes for the storage of monthly bills and/or tax records within the workbook?
Congratulations Miko and TBM! We all know how hard you work and appreciate you so much! Best wishes on your move Ryen 🥰
OMG YAYAYA!!! CONGRATS ON THE PRELAUNCH AND YOUR SPECIAL ABNOUNCEMENT. This feels like I'm rooting for a friend. So proud of you Miko and Co!!
Thank you!! :)
This is the best budget planner out there! I love that you added the meal planning page this year! This is such a huge motivator and help for me. I CANNOT WAIT to read your book!
Yay! Just pre-ordered! The BBP method has completely changed my finances so I am very excited to read a book from you to dive deeper! Congratulations on your releases and good luck to Ryen with her move 💜
Yay! I’ve been using the BBP method for a few years now, and I preordered the full-sized workbook today for a friend. I really want to encourage her to adopt this method. Congratulations on the book, Miko, and good luck with your move Ryen…so glad we get to keep you!
You have made me so excited to get back into the budgeting I had slacked over the summer start school again just so many variables and now I can’t wait to get the new BBP
So excited about the pre order! I love the changes that you made. Im new to the budgeting community and you have been an inspiration for me from day one! Congratulations on your book launch 👏
Welcome back to the midwest, Ryen!!! But also sad. I'm glad you're being so flexible with her. I love Ryen so much.
I was sooooooooooooo waiting for this budget recap. I think for me the printable version would work best but I do wish I could get the actual full size book. It's so pretty and the paper looks really high quality which makes writing on it so much nicer.
Wishing you loads of success on your launch day tomorrow, Miko! You deserve it & more! ❤️❤️❤️
SO excited for your book!! Congratulations!!! I just pre-ordered it!!! 🥳
And can't wait to pre-order a new BBP workbook tomorrow!! 💕
I cannot wait until tomorrow!!! I am so excited!!!! I will be ordering the peony workbook and your book!!! Congrats on your first book launch a d I hope you have so much success!! You deserve it Miko!!
BOOK: Check
Workbook: Check
Box Set: Check
Printable: Pending release
I am all set!!!!! I cannot wait until these all ship. I am so happy for you and congratulations on your book and thank you for showing us that reaching your goals and dreams are possible if you work hard and are disciplined enough and to make choices that will help you get there. You are an amazing, smart, strong, caring and beautiful woman, plus an amazing mom!!!😃😃💖💖
Hi question are both the workbook and box set for you? How are you using them both when they are essentially the same? I ask because I don't need a new workbook but I WANT IT!!! I just don't know how to use it when I already have a financial planner & method😏
@@carleenshaw8167 Yes, they are both for me. I ordered both because I want to see which one works better for me, so that next year I will know exactly which one to order. Also, since they are not dated, I can use either one at any given time. Plus I have a daughter who told me she would take which ever one I don't use, Plus I just want to support Miko as much as I can and I truly admire her.😀😀💖💖
Can't wait till the new PDF comes out. Using a self built spreadsheet version of the workbook and love it. I will continue using it when I get the printable because I love the customization I ended up doing (built a section for reimbursement money and pretax withdraws) but am missing the physical act of writing it all down, I will use the spreadsheet for drafting and expense tracking (zero money goes "missing" lol)
🥳 so exciting!!! I am so happy to be on this planet the same time as you Miko 🥰💗
Preordered the book and Kindle book! Once my Audible credits come in tonight, I will also preorder the audiobook. I can't wait to preorder the workbook tomorrow as well!!!
I'm so glad you guys figured out the subtitle issue!! I love watching you videos and I'm glad I can understand you again!! Much love!!❤❤❤❤
I have a BAM gift card I got for Mother’s Day and I’ve been waiting for a book that spoke to me. This is it! I can’t wait! Congratulations!!! 🍾🎉
Congratulations on your new book!!!!!
Excited for you.
I’ll be placing my orders tomorrow morning!!
I remember when you where looking for an assistant ! And let me tell you Ryen is amazing! I Love the relationship between you two! I'm
so glad you chose her !
Congratulations on the new books. Wishing Ryen well in her move.
Congratulations on your new book! Thank you for sharing all you've learned on you're own personal journey with us!
Can't wait, so excited! Love those lashes on you Miko 😍
Hope you have a smooth move Ryen, I'm sure it was a long thought out plan!
Congrats on your book Miko!!! Thank you for adding the meal planner worksheet to the bbp workbook. I look forward to trying it out. Maybe I can save some money in my eating out category.
Just realized how unorganized my money actually is after taking your quiz !! Just Ordered your Live rich planner to start with planning and start budgeting as I’ve never done it before so baby steps ! Thank you for all your tips !
I pre-ordered the book and the new workbook before I ever even finished the video! I am SO EXCITED! Woo!
Love the meal planning page. I used to have issues with overspending by eating out but now I'm overspending on groceries eating at home.
Food budget is defo my budget buster … will be good to have this as a focus in my planner.
Thanks for everything miko I ordered the worbook and used my 30% off from last year's book that it came with..oh I also ordered your pre made envelopes..I hope to get better and be more disciplined with my budget like you 🧡 from California.
Yey. Purchased my first BBP Miko! I am excited to get mine soon! Love from Philippines!
I will be ordering the book and also have $15 Amazon credit!! YAAHHH!! I do not need the workbook HOWEVER; it is undated and I will be ordering the paint stripe just because - it may turn into a Christmas gift, Congrats Miko and thank you for being you and sharing yourself with us😍
Congratulations on the book, and good luck for Ryan move!!! Awesome work for both of you!!!!
I just wanted to give you my take on the expense tracker. I am an all digital user, so I have one expense tracker for each "envelope", food, gas, health&beauty and so on. 😊 I have just purchased the boxed set, so I hope you have a sale on these ones next summer too. Congrats on your new book! 👍
I am so sorry but, this is blowing my mind. Love your videos.
Got the book pre-ordered, and am very excited to make my first TBM workbook pre-order tomorrow!
Yay!! :) Thank you!
Super excited for the preorders! can't wait :)
I am so excited! :)
My husband wants me to buy you a 🎁 for all the good knowledge you have bestowed upon us ! You have completely helped change my way of thinking 💭 I feel like your my personal finance coach and am so thankful for all of your information! Just got the live rich planner hoping to get true budget by paycheck workbook next ! Thank you again ✅🙏
So excited already did my preorder 🥳🥳
Yes I been waiting
Congrats on the book! Good luck Ryan on your move!🥰
Congrats to Ryen! Funny story, I just moved from OK to Spokane. Good luck on your endeavors!!
So excited for the release! Quick question… what stickers did you use on meal plan calendar?
Just preorder my book, waiting to preorder my budget workbook this week :)
I love Ryen! She's so fun and sweet!!!!!
Yes! Just ordered the book AND can’t wait for the workbook! Just curious, will Ryen still be doing the TH-cams with you remotely? I love the two of you together!
I love Mikos hair colour it looks amazing on you!
Can you do a video on how to teach your kids about money and saving?
so excited to get my mine 😍🥰
Love your videos together! Can’t wait to see more :-)
It's past time for Miko to give a TED Talk!
Sooo excited!
I’m so excited I found you!! I am going to purchase like everything you offer! Haha quick question … I own a small business. Should I have 2 of these and use one for my personal life and one for my business? Thank you so much! I’m so excited to get started!!
So exciting!
Ryen please don’t ever leave TBM. I look forward to your monthly budget recaps bc they’re so relatable to mine (someone with debt)!!!
Does it matter if you order the kindle version of your book or does it need to be hardcover for the discount?
When will the digital version be available. I would love the workbook but international shipping is too expensive.
Finally!! Ive been waiting for an August Recap! 😆
pre-ordered my book :D so excited!! If your in australia book depositry has free shipping :D unsure if you get the discount code from them though.... but personally not buying my next bookset till next april anyway.
Where can we pre-order the workbook. The website just has a join list?
Is the discount code only good for the workbook and not the box set?
What about the digital version of the new bbp? You should do a bbp light version for your Filofax cash wallet. I like to carry my budget in my wallet.
I’m in Kansas too, Ryen! Hope you’re doing well
I can’t wait to order my BBP workbook, I see in Amazon you can preorder the book in kindle. Will I’ll get the 30% discount if I preorder in kindle instead of the hardcover?
Does the discount applies if we buy the kindle or audible book?
Have you thought about creating a budget by paycheck app?
What time is the pre order going to be available? I'm currently I'm Korea so the time difference always gets me..😅
I have a question on saving for college for my kiddos what and where would you recommend? My daughter who is 11 is also on board with putting some of her money away for college.
Does this pre order your book and then work book work for Canada too?
I pre-ordered the BBP in Sept..just wondering when will it be shipped out?
Love ur channel
Do you have the 2022 budget planner?
I'm new to this, how do you order The Budget By Paycheck & the Envelopes? I would love to know.
placed my order!
I'm excited to pre order the BBP workbook tomorrow! I have a question if you don't mind. Do you have a video where you talk about savings accounts for children? We are looking to open an account for our 2 boys and not sure where to start!
I have a blog on thebudgetmom.com about this :)
Hello, I planning buying your book do things my way the kindle version on Amazon website , I want your new 2022 budget workbook also is available on Amazon website?
I love it
Requesting for Ryen to show her Debt Payment Plan sheet on the next recap. Thanks! 😊
When is the printable available?!
new book is beautiful!
Can someone help me figure out its possible to only spend $433/month on food? Is none of it organic? This would help me so much
Is the 30% off preorders still available?
You inspire me so much! I wanna do this my self, but we cant do envelope system in my country because the bank doesnt accept money back after you pull out your paycheck (to prevent illigal money from drugs and etc.). Do you know how I can do this without pulling out money?
Hi, does your bank allow 'savings pot' accounts? If so you could do it electronically.
Could it get my code , is there a cut off date
Does anyone know what highlighters Miko uses?
Can you do a family package of workbook. I want it for me and my sister's.
Hi do you have digital form this planners?
Is this offer of 30% off available?? I just found this video!
I need to order a book how do i do this
Is the BBP workbook going to be in PDF? I like PDF forms!
Also, I use the YNAB budgeting tool to budget our money, but I still use the budget mom's method to plan my budget and follow up on our expenses!
Yes, not until Oct 15th.
@@thebudgetmom I just thought about this... Have you ever thought of making the *Budget by Paycheck workbook* and the *Live Rich Planner* into an app? I don't know if anyone mentioned it to you or suggested it to you, but have you considered it? I'd like to volunteer to do a test run!! I know you do things manually, but I find it stressful doing it that way. So, I tried finding apps that will give me the same feeling I need that I found in your method. That's when I found YNAB. They do the same thing you do, which is "giving every dollar a job" as they put it! I use that app by following YOUR method! All the calculations are done for me (I know I'm lazy), and I know exactly how much we are spending and saving... but mostly spending!
I'm sorry I'm rambling too much, but I just wanted to tell you that an app like that is MY kind of visual!!
LOVE YOUR VIDEOS!! 🤗
I purchased your book and 2 budget book.
Wooohooo
Will this code also work for the printable version of the workbook?
No, it's for the full size printed (physical) version only
Question, If its a zero based budget how do you have a starting amount in checking account? Ive been doing this a few weeks I'm giving myself 150 as a cushion in the account but other than that and bills it would be zero
In your planned expense section - you set aside $150 as your checking account cushion. It gets subtracted from your total, so as an example:
For "Inflow" of money:
Income: $1000
Starting balance in checking account (cushion): $150
Total starting = $1150
For Planned Expenses:
Rent: $500
Planned Food $500
Checking account cushion: $150
Total Planned Expenses: $1150. - your starting amount minus expenses is zero.
Then your actual Expenses:
Rent: $500
Actual Food: $550 - you spent $50 more than planned
Checking account cushion: $100. - the $50 for food came out of the checking account cushion, so now its only $100 left
Total Actual Expenses: $1150. - the starting amount of $1150 minus the actual expenses amount of $1150 is still zero.
Even though you called it an "expense" - at the end of the month you have $100 actually left in the checking account. So now your starting balance for the next month is $100. You will want to still designate $150 for the next month though as a checking account cushion (i.e you take $50 of your next paycheck and add it to the checking account cushion to boost it up to $150 total).
Hope that helps!!
I bought two workbooks a couple days ago...does that mean I'll get the new or old version?
Sorry it's my first workbooks, so I am confused😞
Probably the old since the new version isn't up for pre-sale yet
Can we preorder the book today or do we need to wait tell tomorrow?
you can preorder it today :)
So the workbook will be out next month, but the book won't be out until next February? Is this right?
Ryen looks sad. Sorry but that's my impression. I hooe she and her family are well.
On another note, I have the budget by paycheck work book and Im loving it. Cant wait to put my daughters to sleep so I can update it and plan away.
Kumiko help!, question. when you use sinking fund money like say for birthday, you add it into income but doesn't that mess up how much your actual income is for the year since you already counted that money as income then counting it again? why not just not count it...I'm confused so I haven't been adding it as income and just not tracking it after it goes to the sinking fund
She has moved toward calling any moneys coming in each month as inflow. In the new workbook it will be categorized as "savings used" and added to earned income and other income to determine monthly "inflow". Look at the video at 20 minutes into the video.
@@natashas8934 oh maybe I'll finally be able to do it right in thr new version
where did you get those leftover stickers!?
I might be wrong, but to me they look like Happy Planner stickers.