This was an interesting exercise for me too, and I enjoyed making this video! Let me know what you thought in the comments guys, and make sure you're SUBSCRIBED to join the team: th-cam.com/channels/828i7E7He3PWOIIhVjqeWA.html
It's not often that you find videos like these which are very transparent when it comes to monthly expenses and savings per month. Thank you for making it, it's quite informative. Cheers!
Thanks Hridhay, it was also interesting for me to make so I’m glad you find it useful! Let me know if there is anything else you’d be interested in seeing
You know I just finished watching an Ali Abdaal video and I'm getting that same feeling of 'honesty' and 'being upfront'. I really enjoyed watching this video and it taught me something for my own TH-cam channel. Keep up the great work, Im sure this channel will blow up soon!
👌👌👌one of the best you tuber i ever met. Good human being with good sense of humor😂 Thankful for your videos hope it will help all those medical students and young doctors who want to shift in England in their future. Keep it up buddy✌️❣️
Randomly popped on my watch page, doctors don't really earn a lot in the UK or anywhere in general. But I still are definitely considering the NHS & UK, because of the quality of life medics have there. Great video and very transparent.
When i was 25 i made roughly around usd 35k per month, and it was 6 years ago. Never been good in formal education, my grade is always low but im very grateful to be where im at rn. I'm entrepreneur got no other choice except to do whatever u can lol if u're in my shoes. But thanks for the information my gf is a junior doctor in CA its pretty similar with yours in UK
Now that I have seen the other side of the equation - your expenses - I realise that your pay isn’t as low as I have thought after watching your last video. Renting a 2-bedroom flat for £1,040, and a car parking space for £60? I’m paying HK$24,000 (roughly £2,400) for my 2-bedroom flat and HK$4,000/£400 for a car parking space every month! Thanks again for your sharing!
Thanks to you for sharing too, that's interesting! In London prices are similar to what you're paying, in the north of England things are cheaper for sure
Thanks for this Kiran. I have really enjoyed it. I will be moving to Manchester end of the year from overseas. This video was very informative as my take home pay is exactly as yours. I now have a rough idea on how my expenses would look like. Thanks
Hi Kiran thank you for making such an informative video. I have got a question. If after my internship at my country,I get GMC registration via MRCProute instead of PLAB then which training rank will I fall into like FY,CT,ST(1-8)?
I have been watching your videos recently, and as you are staying in Manchester could you please guide as regarding air B and B Costs.i am planning to come to Manchester from India for 2 weeks, for my daughter’s treatment at OT Manchester as she has been diagnosed with cerebral palsy. It would be very helpful.
Hi Dr Kiran. Thank you for making this video. I wanted to ask, at the top of your payslip, what is that 38694.00 (written under SAL/WAGE)? Is that the annual salary ?
That’s actually a great idea, for sure it would be. But the convenience of having a car, to be able to visit friends and family and generally leave later is so good. Also I enjoy driving (although agreed it’s a massive expense).
Do you have a more recent update? It's one thing for so many junior docs to moan about their wages, but they just at the start of a career path that will lead multiplies of their current income. High salaries come with more experience and knowledge, no matter what field you work in or how highly qualified you may be. You still need to put in the work in the actual workplace.
Thank you for the informative video. I wanted to ask if there is any fees for the training program? For example pg in India is quite costly, is there any fees for such in UK?
After mbbs from India. After clearing plab nd all exams can I only study as a core trainee and then return to India? Is that degree from UK valid in India?
Yes. When you finish your core training you usually also finish your MRCP/MRCS or which ever you are enrolled in that's equivalent to getting apg in India
Hi 👋 could you please make an updated video for 2024 ? As after the cost of living crisis the expenses might have increased drastically and this is before that time
Nice video - but just wondering why you have not included your Royal College fees in your monthly payments? As that’s often a significant amount of money.
Hi Kiran, May I ask how much your groceries expenses increased in the past months ? 100 pounds per person seems very little to me. I live in Glasgow. Cheers
Man this is quite insightful. Though by comparison, London is somehow nearly twice as expensive 😓 Rent is nearly twice even in moderately priced suburbs, food (takeaway/delivery/eating out) is generally considerably more expensive too. Issue with housing in my case is that the cheaper stuff is usually 45 min- 1 hr away from work. That is back breaking to do twice a day. Either that, or you end up staying in dodgy parts of town, which isn’t the safest thing to do.
We all need a piggy bank for a car. Around 8000 every 4 years (assuming not a really expensive car?), that's 2000 a year, or 166 a month... or 5 pound a day.😂 It's so expensive having a car.
Hi Thank you so much for your video. I am currently applying to work as an FY1 in 2023. May I ask how much did the work VISA costs when you applied for it? And in your take home pay, was it after income tax and national insurance?
Hey man, thanks for the comment and definitely. As a doctor in the UK you have a really good quality of life, and should have decent savings by age 35!
Hey Bhaargav, approximately: FY2 - £40,000-45,000 (I was on £44k) CT/GPST - £45-55,000 (I’m on £49,700) ST - up to around £70,000 (slowly increases from ST3-7)
@@bhaargavanand7928 No worries man, make sure you’re subscribed and notifications on as I’ve got a good one coming out tomorrow! After Tax, NI, Loans, Pension it’s usually around 60%
Hi kiran good video! I have a question regarding psychiatry training in the UK, if possible please give me a response.. I have a question regarding psychiatry training, pls give me a response if possible. Is it true that during core training or Speciality training , trainees are required to move from one region to another every 6 months ? Or can we just choose a town/city and get the three years of training in the same place itself but maybe in different medical centres every 6 mnths? Also does ur MSRA score decide where u get placed? Like for eg. if i have a higher M SRA score, can i choose where i want to get trained? There’s confusion regarding this. Please throw some light🥹 How have u managed to stay in Manchester throughout ur core training? Weren’t u asked to move regions/cities?
So sorry it's taken so long, but - a higher MSRA score will give you priority over where you have ranked, so better score = more likely to get an area that you want - for psychiatry you will move around a region, some regions are big and you need to move, some are smaller and you can commute For GP training (which is what I did) you're in one place for the whole three years! So no moving thankfully
Hi dear. I am planning to work in the UK after my MRCP. So what kind of salary can i expect ( after deducting taxes) if i join there after MRCP? What post will i be eligible for?
Im a Indian overseas junior doctor completed my mbbs degree in philippines and completed my internship in india. If come to uk to get a junior doctor job. I needed to attend the fy 1 and 2??
What do you think about the future of doctors in 2050? Many studies tells that robots will replace doctors . What's your opinion sir ? Please answer the question.
There are so many things Doctor may be able to do, but many they won’t be able to do (mostly communication based which is a huge part of the job), so I think they’ll help but not replace
@@Kiran.Morjaria Hey Kiran, you're doing very well. You are just starting out and have saving ability. It'll all fit into place in the soon. Big thanks for sharing this info with us. I would be proud if my kids done what you have done. :)
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This was an interesting exercise for me too, and I enjoyed making this video! Let me know what you thought in the comments guys, and make sure you're SUBSCRIBED to join the team: th-cam.com/channels/828i7E7He3PWOIIhVjqeWA.html
How difficult is Plab exam? bro
When is UKMLA going to replace the PLAB??
@@rohitlokare9888 2024
@@anishakhan9687 are you sure??
@@rohitlokare9888 yes it was scheduled from 2022 but due to this pandemic it has been decided from 2024.
It's not often that you find videos like these which are very transparent when it comes to monthly expenses and savings per month. Thank you for making it, it's quite informative. Cheers!
Thanks Hridhay, it was also interesting for me to make so I’m glad you find it useful! Let me know if there is anything else you’d be interested in seeing
@@Kiran.Morjaria Dr. Morjaria your voice is very calming and pleasant. Your transparency is admirable. Well done 🙌🏻
You know I just finished watching an Ali Abdaal video and I'm getting that same feeling of 'honesty' and 'being upfront'. I really enjoyed watching this video and it taught me something for my own TH-cam channel. Keep up the great work, Im sure this channel will blow up soon!
Thanks man, I really appreciate this comment. I spend a lot of time making these videos so these comments are so great to read! Stay safe
Congrats on getting that 1K brother! Let’s get that 100K next!!💪🏽
Aha a way off yet! But thanks man ✌🏽
@@Kiran.Morjaria can u both make a side by side comparison of expenses nd salary
What an excellent explained video for forthcoming new doctors 👌🏼
Very sensible and down to earth at age 26.👏🏽
Thank you 🙏🏾
👌👌👌one of the best you tuber i ever met. Good human being with good sense of humor😂 Thankful for your videos hope it will help all those medical students and young doctors who want to shift in England in their future. Keep it up buddy✌️❣️
Thanks man, I appreciate your comment 💪🏾
Randomly popped on my watch page, doctors don't really earn a lot in the UK or anywhere in general. But I still are definitely considering the NHS & UK, because of the quality of life medics have there. Great video and very transparent.
Thanks Lwazi! Which country are you from?
@@Kiran.Morjaria South Africa.
Lol
Thank you making this video! Really well explained! 👏🏽👏🏽
Thanks Varija, appreciate it!
This video was much needed for all Indian doctors planning to go to UK later
Do u advise them to go uk after mbbs
When i was 25 i made roughly around usd 35k per month, and it was 6 years ago. Never been good in formal education, my grade is always low but im very grateful to be where im at rn. I'm entrepreneur got no other choice except to do whatever u can lol if u're in my shoes. But thanks for the information my gf is a junior doctor in CA its pretty similar with yours in UK
Appreciate you sharing!
As a Turkish med student who is considering to move to UK and be part of NHS system your videos have helped me a lot. Huge thanks to you 🙏🏻
👏👏
Absolutely you are like icy on the cake in youtube such a helpful information , meet you after some years kindly wait for me ..love you man
Thanks man 🙌🏾
Wow you're blessed brother!
Thanks man
Could you do a payslip breakdown for your F1/F2 years? Really appreciate the content, surprisingly hard to find this kind of info
I couldn't find any of my payslips (lol) but if I do find one I'll try!
@@Kiran.Morjaria awesome thanks, kind of blew my mind when you said 40k didn't think we'd get anywhere near that straight out of med school
@@JordanReed1 you definitely wouldn't- he's a gp:)
Now that I have seen the other side of the equation - your expenses - I realise that your pay isn’t as low as I have thought after watching your last video.
Renting a 2-bedroom flat for £1,040, and a car parking space for £60? I’m paying HK$24,000 (roughly £2,400) for my 2-bedroom flat and HK$4,000/£400 for a car parking space every month!
Thanks again for your sharing!
Thanks to you for sharing too, that's interesting! In London prices are similar to what you're paying, in the north of England things are cheaper for sure
Thanks for this Kiran. I have really enjoyed it. I will be moving to Manchester end of the year from overseas. This video was very informative as my take home pay is exactly as yours. I now have a rough idea on how my expenses would look like. Thanks
as someone living in london this makes me want to move to manchester haha
so cheap!!!
Come and move here, the centre has actually changed into a mini affordable London
Hi Kiran thank you for making such an informative video.
I have got a question. If after my internship at my country,I get GMC registration via MRCProute instead of PLAB then which training rank will I fall into like FY,CT,ST(1-8)?
I’m actually not sure - sorry I can’t help with this! Thanks for watching
Informative😍 Thank you!😊
Thanks man!
Sir please make a video about how to be a doctor in UK...I mean after MBBS what one has to do to get a job in UK
It's already on TH-cam if you want you can watch it
i actually took notes bc GK of life right there.
Nice
Wow your doing brilliantly, only 26 look how much you have achieved in your young life. Well done and keep happy
Thanks Lesley 😁😁
I have been watching your videos recently, and as you are staying in Manchester could you please guide as regarding air B and B Costs.i am planning to come to Manchester from India for 2 weeks, for my daughter’s treatment at OT Manchester as she has been diagnosed with cerebral palsy.
It would be very helpful.
Very useful video! Thanks!
Thank you!
The honest and really a good doctor
Thanks Angur
First time i came across an honest video. 👏
👌🏾👌🏾👌🏾
So informative❤️..
Planning to relocate to uk.
Thank you, look me up when you’re here!
I am not a doctor but really enjoyed this video.
Thanks.
Thanks dude
Hi Dr Kiran. Thank you for making this video. I wanted to ask, at the top of your payslip, what is that 38694.00 (written under SAL/WAGE)? Is that the annual salary ?
I love your transparency!!! Keep up the good work too
Thanks Agony All 👋💪🏾
I'm imagining how much you could save if you had a bike instead. Is cycling viable where you live?
That’s actually a great idea, for sure it would be. But the convenience of having a car, to be able to visit friends and family and generally leave later is so good. Also I enjoy driving (although agreed it’s a massive expense).
Inspiring video thnks man
.often been misinformed that junior docs earn v less in uk ..
Thanks Tan, appreciate it!
Do you have a more recent update? It's one thing for so many junior docs to moan about their wages, but they just at the start of a career path that will lead multiplies of their current income.
High salaries come with more experience and knowledge, no matter what field you work in or how highly qualified you may be. You still need to put in the work in the actual workplace.
Where did you buy the lamp in the back? It’s sick
Cheers Ven, I'm actually not sure we've had it for ages!
Thank you for the informative video. I wanted to ask if there is any fees for the training program? For example pg in India is quite costly, is there any fees for such in UK?
No fees for training but you have to pay to sit exams and an annual fee for GMC registration (but this is not expensive)
After mbbs from India. After clearing plab nd all exams can I only study as a core trainee and then return to India? Is that degree from UK valid in India?
Yes. When you finish your core training you usually also finish your MRCP/MRCS or which ever you are enrolled in that's equivalent to getting apg in India
How was ur experience of residency in UK ?
@badusha thahir... So core training consists of 3-4 yrs right?
Love it ❤️ . Thank u
Thanks Dr Tat!
thanks for making it!
No problem!
Thank u for inspiring me to become a doctor 😊 😃 😀 😄 😁
Awesome 👏
How old are you and which country?
Hi 👋 could you please make an updated video for 2024 ? As after the cost of living crisis the expenses might have increased drastically and this is before that time
My expenses would be through the roof now
Hello, is this calculation from total salary of month or after monthly tax deduction?
It was a really informative video. Thanks
No problem!
are the courses for residents always paid by the hospitals or is it special for your deanery? thanks for the detailed video! helped me a lot!
Not always, my deanery has unlimited study budget for doctors in training so all the courses are free, but it varies!
Nice video - but just wondering why you have not included your Royal College fees in your monthly payments? As that’s often a significant amount of money.
Good point, should have included this as it's hella expensive
After you graduated how many years did of training did you do to start working
5 years at med school and then start working. I’ve worked for 4 years post graduation
what did you do after a levels and what age did u start n how long did it take u to be a doctor
Thank you. Very informative.
Glad it was helpful!
Very informative. Thank you
Thanks for watching!
Hi Kiran,
May I ask how much your groceries expenses increased in the past months ? 100 pounds per person seems very little to me. I live in Glasgow.
Cheers
It's probably still pretty similar to this?
Man this is quite insightful. Though by comparison, London is somehow nearly twice as expensive 😓
Rent is nearly twice even in moderately priced suburbs, food (takeaway/delivery/eating out) is generally considerably more expensive too.
Issue with housing in my case is that the cheaper stuff is usually 45 min- 1 hr away from work. That is back breaking to do twice a day. Either that, or you end up staying in dodgy parts of town, which isn’t the safest thing to do.
Yeah I’ve heard this, that even with paying the higher rent in London it’s so big that there’s still a commute!
Thanks for sharing dude
Man.. I love your videos...
Thank you!
We all need a piggy bank for a car. Around 8000 every 4 years (assuming not a really expensive car?), that's 2000 a year, or 166 a month... or 5 pound a day.😂 It's so expensive having a car.
I will be in Manchester soon but I dont want to live in CBD which places do you recommend
Didsbury!
Hi Thank you so much for your video. I am currently applying to work as an FY1 in 2023.
May I ask how much did the work VISA costs when you applied for it?
And in your take home pay, was it after income tax and national insurance?
Hey I’ve got no idea sorry, and yes take home pay is after income tax/NI
Good vid bro can u tell me if doctors coming to uk can have a good house and car and life comfortably by atleast 35yrs of age?
Hey man, thanks for the comment and definitely. As a doctor in the UK you have a really good quality of life, and should have decent savings by age 35!
Thank u😊
What camera do you use pls? And how do you get such good quality? :)
I use a canon G7X mkii - thank you 😁
your car expenses missed off the depreciation and service costs, road tax etc.
Nice video Dr Kiran.
Thanks!
Can you make more gp vidoeos in training thanks
What specifically ?
How much a doctor would be earning during
1. FY2
2. CT
3. ST
??
Hey Bhaargav, approximately:
FY2 - £40,000-45,000 (I was on £44k)
CT/GPST - £45-55,000 (I’m on £49,700)
ST - up to around £70,000 (slowly increases from ST3-7)
@@Kiran.Morjaria Thank you for the reply doc😇
Take home money would be just 70% of it right??
@@bhaargavanand7928 No worries man, make sure you’re subscribed and notifications on as I’ve got a good one coming out tomorrow! After Tax, NI, Loans, Pension it’s usually around 60%
Manz taking £1.3K and bagged 1K subs that’s my doc right there💯💯💯💯
Thanks man!
Hi kiran good video!
I have a question regarding psychiatry training in the UK, if possible please give me a response..
I have a question regarding psychiatry training, pls give me a response if possible.
Is it true that during core training or Speciality training , trainees are required to move from one region to another every 6 months ? Or can we just choose a town/city and get the three years of training in the same place itself but maybe in different medical centres every 6 mnths?
Also does ur MSRA score decide where u get placed? Like for eg. if i have a higher M SRA score, can i choose where i want to get trained?
There’s confusion regarding this. Please throw some light🥹
How have u managed to stay in Manchester throughout ur core training? Weren’t u asked to move regions/cities?
So sorry it's taken so long, but
- a higher MSRA score will give you priority over where you have ranked, so better score = more likely to get an area that you want
- for psychiatry you will move around a region, some regions are big and you need to move, some are smaller and you can commute
For GP training (which is what I did) you're in one place for the whole three years! So no moving thankfully
@@Kiran.Morjaria Thanks for the response 😊
Hey there i am a junior doc here in india, i have a family , want guidance for uk
Hi dear. I am planning to work in the UK after my MRCP. So what kind of salary can i expect ( after deducting taxes) if i join there after MRCP? What post will i be eligible for?
SHO, and around £50k
Before tax
If I may ask, are you currently living in a Rent-to-buy apartment? After few years, this apartment will belong to you?
No just renting, although we’ve just bought
@@Kiran.Morjaria Congratulations, mate! :D
@@deepakkumarramesh1508 thanks man
Im a Indian overseas junior doctor completed my mbbs degree in philippines and completed my internship in india. If come to uk to get a junior doctor job. I needed to attend the fy 1 and 2??
You can join as ‘Junior Clinical Fellow’ - a non training equivalent of FY2
At age of 26 ,u earning working so early,then when u get in medicine at age of 16?
kinda curious why do u need a car if u live in the city centre or near it?
To get to the hospital it’s much easier, also for going home, going shopping and travelling to comedy gigs
What wud an SHO earn just after plab 2 .
Around £40,000 per year
My brothers expenses-90% on girlfreind and 10% home.
😂He literally can live in rags but he want a gf and spending on any girl he find's
Lol!
What is the fee for fy1 student for international students
no fee
Lovely video
Thank you!
What do you think about the future of doctors in 2050? Many studies tells that robots will replace doctors . What's your opinion sir ? Please answer the question.
There are so many things Doctor may be able to do, but many they won’t be able to do (mostly communication based which is a huge part of the job), so I think they’ll help but not replace
Was Manchester your first choice?
Yes!
Love your channel, just matter of fact information, not the usual 'oh look at me I'm a doctor, I'm so amazing BS'.
How is your insurance so low? I’m 25 and its £6000 a year...
Car Insurance!? That's crazy, what car do you have!??
@@Kiran.Morjaria I know right! It's a 2015 335i BMW.
@@jakermaker6872 maybe because the engine is so big? 3L?
Did you enter gp training or in fy2 ??
Foundation and then GPST
Kiran do you pay council tax?
Yes! It's in the video under 'Bills', about £160 per month
youhave a new subscriber!
Eyyy thank you
Hey Kiren throw in your IG handle if you dont mind😂
Where u did mbbs?? In India or uk???
UK
Mobile Phone bill?
Forgot to add this!
My rent is r600
How much you earn as junior doctors
I have a whole video on this
dont really care about that..are the nurses easy?
Oh Tom
So there also we have to live like underdogs… salary is very less
Is your car paid for?
Car is paid for
it seems very costly in UK
It can be in the cities! Outside it’s less expensive
Can u please redo this video in 2024?
My expenses now are through the roof lol
Are u still indian citizen or not ?
Never was
Wait till the kids and mortgage comes. :O
That's what I'm saving for! Mortgage is not too bad to be fair, as we're paying so much rent
@@Kiran.Morjaria Hey Kiran, you're doing very well. You are just starting out and have saving ability. It'll all fit into place in the soon. Big thanks for sharing this info with us. I would be proud if my kids done what you have done. :)
@@CrowdControl2K8 That’s so kind, thank you so much
Is it just mee or he speaks like Jay shetty?
That is the highest compliment
Saloon coz you guys visit barbers every week
Hahaha how did you know
And where are you from by birth
Stoke on Trent
50 30 20, works for me
£1371 my goodness that much u are saving per month😂😂😂 gonna be next Bill gates soon🤭
I think I’d need to save a bit more for that 😂 thanks man
🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥
Only fans subscription?
Hahahaha
Bruh 😂
Are u indian?
“Theoretical saving”🤣
Yep, theoretical saving!
What in God's name is a TV license
Lol so in the UK we need to pay the BBC for things like the BBC channels, iPlayer etc
It’s pretty much mandatory for anyone with a tv