Five Microsoft Employee Benefits to Prioritize

As a Microsoft employee, you have access to one of the best employee benefit packages in the industry.
Microsoft offers a 401(k) plan, with a generous match and Mega Backdoor Roth feature, a partially funded Health Savings Account (HSA), the ability to purchase MSFT at a discount through the Employee Stock Purchase Plan (ESPP), and a Deferred Compensation Plan (DCP) for those level 67+… just to name a few.
We break down the top 5 benefits you should prioritize as a Microsoft employee and how they can be used to save for retirement, reduce taxes, and/or achieve financial security.
We also touch on Microsoft Restricted Stock Units (RSUs) and how changing the way you think about stock compensation can allow you to fully maximize your benefit package.
00:00 Introduction
00:14 Microsoft 401(k) and Mega Backdoor Roth
00:31 Microsoft HSA
00:53 Microsoft ESPP
01:11 Microsoft Deferred Comp (DCP)
01:39 Microsoft RSUs
Microsoft Benefit Resources:
(1) 401(k) avieradvisors.com/microsoft/m... Video: • 2024 MICROSOFT 401(k) ...
(2) Mega Backdoor Roth: avieradvisors.com/blog/micros... Video: • 2024 MICROSOFT 401(k) ...
(3) Health Savings Account (HSA) avieradvisors.com/blog/how-mu... Video: • Health Savings Account...
(4) Employee Stock Purchase Plan (ESPP) avieradvisors.com/microsoft/m...
(5) Deferred Compensation Plan (DCP) avieradvisors.com/microsoft/m... Video: • Microsoft Level 67+ - ...
(6) Microsoft RSUs: avieradvisors.com/microsoft/m... Video: • How Do MICROSOFT Restr...
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Avier Wealth Advisors
425-467-1011
10655 NE 4th Street, Suite 500
Bellevue, WA 98004
[e-mail]
Website: avieradvisors.com/
We focus on providing comprehensive financial planning and investment advisory strategies for tech professionals and their families.
Third Party: Avier Wealth Advisors is not affiliated with Microsoft. There is no guarantee that the information we have provided is accurate. Microsoft employees are encouraged to contact their employer should they have any questions regarding their employee benefits.
Taxes: Avier Wealth Advisors does not prepare taxes. The tax ideas presented are meant to demonstrate general concepts rather than precise calculations. We consult with your tax professional for exact calculations.