Amazon Credit Card Review 2022 | Should You Get It?
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- เผยแพร่เมื่อ 21 ก.ย. 2024
- Amazon Credit Card Review 2022 | Should You Get It?
Today's video is on the Amazon credit card, Amazon credit card 2022, Amazon credit card review 2022, Amazon prime credit card review 2022, Amazon credit card should you get it?, Amazon credit card worth it?, Best Cash Back Credit Cards 2022
The Amazon credit card is for anyone who seeks credit cards that are:
- Best credit cards 2022
- Best cash back credit cards 2022
- Best travel credit cards 2022
- Best grocery credit cards 2022
- Best metal credit cards 2022
- Best no annual fee credit cards 2022
- Huge credit limit credit cards 2022
The Amazon Credit Card not only offers a GREAT welcome bonus of $100 upon getting approved for the credit card. But it also offers a variety of cash back, for things that you might already be spending a ton of money on. The Amazon Prime Visa Credit Card is a credit card offered by Chase. It's an awesome credit card option for chase credit card lovers and for those who continuously shop at Amazon and Whole Foods. The Amazon Credit Card is a Visa Signature Credit Card, which comes with a variety of travel and shopping protections.
The Amazon Credit Card is a no annual fee credit card, but you’ll be required to have an Amazon Prime Membership in order to get the card, and benefit from its highest rewards. So, if you already have an Amazon Prime Account, and you typically shop at Amazon, then this card would be free to own.But if you don’t have an Amazon Prime Account and you get one for the sole purpose of getting this card, then that would cost you about $139 yearly.
Amazon Credit Card Rewards:
- 5% on everything you buy at Amazon and Whole Foods
- 2% back at Restaurants, Gas stations, and Drugstores
- 1% back on ALL other purchases
- $100 welcome bonus amazon gift card
Amazon Credit Card Exclusive Cardmember Offers:
- Earn up to 25% back on SELECT PRODUCTS
- metal credit card
Amazon Credit Card Travel Protection Benefits:
- No foreign transaction fees
- Travel accident insurance on up to $500,000
- Lost luggage reimbursement on up to $3,000 per person
- Baggage delay insurance
- Travel and emergency assistance
- Amazon Credit Card Visa Signature Luxury Hotel Collection
- Visa Signature Concierge Service
Amazon Credit Card Shopping Protection Benefits:
- Zero fraud liability
- Extended Warranty Protection
- Purchase Protection against damage or theft, on up to $500 per claim, and $50,000 per account
Amazon Credit Card Pros and Cons:
Pro 1 - Variety of Rewards, Benefits, Amazon Offers, and a $100 welcome bonus. ALL while being a no annual fee metal credit card!
Pro 2 - No foreign transaction fee which is great for traveling
Pro 3 - You can earn as many points as you want, and redeem those points in a variety of ways.
Con 1 - Must have an Amazon Prime Membership which costs $139/year in order to get this card and earn the MOST rewards.
Con 2 - Although this card is a Chase Credit Card, it doesn’t give you access to Chase Offers or Chase Ultimate Rewards.
Con 3 - If your Amazon Prime Account gets CLOSED, you won’t earn 5% back on your Amazon and Whole Food purchases. Instead, you’ll only earn 3% back.
Should you get the Amazon Prime Credit Card?:
YES if you have an Amazon Prime Membership, If you shop at Amazon frequently, and if you want a no annual fee metal card - that offers great rewards, benefits, and Amazon exclusive offers completely for free.
NO if you RARELY use Amazon, You don’t have an Amazon Prime Membership, and you don’t shop at Whole Foods. Simply because this cards highest rewards, are designed for people who shop at Amazon and Whole foods.
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I am not a lawyer,CPA, lender, realtor or a financial advisor. The content in my videos should not be taken as legal, tax, financial advice, etc, and may or may not be outdated or inaccurate as the time this video was posted. It is your responsibility to verify all information from the video on your own. This is a TH-cam video for Entertainment purposes ONLY. If any company is mentioned is because Dayanaplays has an interest in them. Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a commission or referral bonus. PLEASE DO NOT make buying or selling decisions based on Dayanaplays videos. If you need advice, please contact a qualified professional as I am not one.
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🐓inyourmouth
My wife loves this card. It seems like Everyday we get a package.. Man i hate this card
😂
Hilarious LOL
Lol! You made my day!!!!
Lol
Happy wife, ha… well you know the saying 😅
Wow! Even though I shop at Amazon ALL THE TIME, I would’ve never thought about getting this card. It would def be a good option for me since I’m a Prime member 🥳😄💗
Same here! I'm actually considering it. 😊💚
@@DayanaPlays me too now :-)
Nices 🔥👌🏽
I'm surprised how well you explain things. You're awesome!!!
Thank you! 😃
This is the best card for Amazon members. Glad you did a review on it dayana :)
I totally agree! Thank you for passing by!! 😊💚
Definitely get this card if you can. My mom started off with $500 6 months ago. They just increased it to $9500
That's a HUGE increase wow! Does your mom constantly use the card? 😊
@@DayanaPlays I know right! :) she does but she’s doesn’t spend more than $150 a month and it’s all on Amazon
You lie!!!
Really
Can I ask her credit score upon getting approved?
Thank you for explaining this! I got approved plus $200 instantly. I’m excited.
That's awesome congrats! 🧡
What was your score?
@@floridajames04 I just got approved with a score of 775
I just got approved with a $200 credit. My credit score is 825.
@@raythaistyx9573 if your credit score is so good why only a joke of $200!?!?!
I applied on Prime day & did the pre-qualify first and was given vote confidence; I applied and approved 12k and $200 bonus. I was exactly at 5/24
Congrats!! 🥳 Neno I'm afraid to ask how many credit cards you have in your wallet! 😂
@@DayanaPlays lol 7 revolving lines of credit open accounts and 7 closed 1 loan~~~
how you got double the bonus lol!!
I think he got double the bonus, people the more you spend on the order to want to buy when applying for the card, the more bonus you get.
I got $150 today.
Watched your video before I applied the chase 5/24 rules do not apply to this card anymore. I got approved for it having over 6 cards and my oldest account is a year old and the newest 3 months old. Applied yesterday and got approved for a $10,000 limit was shocked because my chase freedom flex only has a $1,500 limit
Cuz they want y'all to buy mad stuff on Amazon lol
Thank you for the Advise and the video appreciate it. 😎💯
I appreciate YOU dude! 😊💚
I literally shop on Amazon every day and I’m a prime member just applied and got approved for 1400😅😅
Then it's a no brainer for you! 😂 Congrats on your approval my friend! 😊
I have been watching your videos lately and have really enjoyed them. Keep up the good work!
Same goes to you friend! 😊💜
Had it for awhile, got a $150 gift card for getting approved but I only use it for Amazon and While Foods. I have better cards for everything else
Look at you getting a free $150! 😊 How many credit cards do you currently have?
What are your other cards you have that are better then the Amazon card?
Following
@@DayanaPlays 19
@@SledgeIncTeam when you have that many cards is it fine to not use some of them? or should you buy 1 thing a month with it and pay it off before the due date?
Thanx just got prequalified then approved. $100 was deposit in my account instant
I just received my card yesterday. Love it. Automatically loads into your prime account
What was your Chase 5/24 status? Before you got approved
@@callmeNeno I was about 6 months out…. I blew that all back another year now. Amazon and Southwest will get approved while in 5/24 jail.
@@callmeNeno my status was 9/24 and was approved for 3k
Love that you love it! 😊🧡
I looked at the card recently but the reviews weren’t very favorable. Do you have this card? If so, what’s your experience?
Do not get it you will get charged with interest for literally anything and everything
@@twinedgalaxy3085 isnt that if you dont pay it off in full before the due date?
@@rrkred3561 yea some people are dumb n don’t know how cc work
I love my Amazon Prime Visa Card! 5% back on every purchase is just amazing!
It really is! Do you shop at Whole Foods? 😊
@@DayanaPlays I actually don’t! The closet whole food from my house is 25 minutes away, so I just use my Amex Blue Cash Preferred to get 6% back at grocery stores and go to my local grocery store that’s 5 minutes from my house
@@DayanaPlays what does it mean to get 5% back? I never had a credit card.
@@artemiocortes8556 you get a nickel back/5 cents for every dollar spent . So for example spending $100 dls = $5dls cash back
@@HeliumHit but what can I do with that money? Can I only spend it on Amazon? Or does it work like a gift card balance .
5% of $500 is $25
So you need to spend around $2,250 to
Earn $125.
It make decisions easier when you see the results
Very informative video 🤙keep thriving
Thank you! 💙
Thanks for the great info Lovely Lady
Well aren't you the nicest! Haha thanks for dropping by! 😊💚
What if i dont use the card will they close it on me and hurt my credit score?
Unfortunately, I am exactly at 5/24 after getting my chase unlimited card a month ago!
Amazon has a deal with Chase so you can still get it
@@SledgeIncTeam i always get an error to see if I am pre-approved . Have not pulled the trigger; can’t afford a hard inquiry and not be approved.
My only question is when you use your Amazon card and get 5% off at Whole Foods can you also use your prime membership for the in store discounts on products
I believe so
Do this work for student prime? And do it affect you credit?
It will after you submit the application. The have a pre-qualify page and it should give you an idea of if you for the criteria. Thank you. The pre-qualify is a soft pull and will not affect credit or deduct points.
Great video 👌🏽💯
Thank you! 💚
Great content as always 👍
Thank you Antonio! 😊💚
De nada 😉
Thank you for your help!
You're very much welcome my friend! 💜
Only thing that worried me was the 18 to 28 interest rate.
Which wouldn't be an issue if paid in full but if there was a month I'm late, 18% is still super high
Yea, high interest is no fun! However, 18% is low compared to the average APR of 20%+. Still getting charged interest s*cks! 😅
I have the card and get chase special offers like currently I have 10% at gas stations, so I am not sure if those are the offers you meant or others I don't know about.
Amazon just reup their contract with Chase. I have this card for years. I just wish Chase would allow to transfer Amazon points to Ultimate Rewards. Q2 is the only time I won't be using this card, gonna use the CF card this coming quarter.
Does anyone have the link to see if you're pre-qualified? I can't find out how to see if you are anywhere!
Hey, you can try this link! 😊🧡
www.amazon.com/credit/rewardscard/application/pre-qualification?pre-qualification-id=pre-qual.14f7de86-fa07-4974-b53e-dafb2bd26c18
Another great opportunity for everyone excellent video I have that one too 😀 wonderful thkyou very much for the information good job 👍
You got all the credit cards don't you?! 😂
Is there anybody with a negative experience with the prime card ?
i got approved and for $150 for the approval and used it on airpods max since they were on sale for $449
That's great congrats and nice buy! 😊
Can you transfer points from your Amazon Prime card to your Sapphire preferred?
I got the card but don’t have a chase account so I’m confused how I check my balance and pay it off?? I have a prime account but idk how to check
Chase app
Hi I have a discover student credit card and should I also apply for this card? Will this have any negative impact?
Can i use a 30 day free amazon trial to get the card and free 100$ and cancel immediatly after i order my stuff?
I dont understand how it works. How do you pay it off if you use it at all?
If this is a credit card, how much is the credit limit? Does it have any?
Thank You.
💜
Whats a minimum credit score for best approval odds?
Mine is 640 and I qualified $1,000 limit
@@nenaj1 lucky i have a 700 and they say i dont qualify...
Great video! I was wondering whether I should apply since I BREATH amazon and so does my family and decided to watch a quick info vid. This was exactly what I was looking for! God i love youtube
That's awesome I'm glad it was helpful haha! 💙
No don’t this is a way to milk you off of interest trust me it is not worth it
Do you know when is card arriving and how can I check the balance
Thank you, princess
You're welcome! 😊
Is it one of the chase credit cards? Like can you pay through the chase portal and use the chase transfer portal?
Yup
What happens if I get a prime credit card and then cancel my prime membership after a few months? Then will I still get 3% on that card?
I shop basically exclusively at amazon so obviously I plan on getting this card, with that said I have never had a CC/ credit score so is this card good for a 1st time user?
Hey, since you don't have credit you should start with a secured credit card first. Here are some good options:
-Discover it secured credit card
-Capital One Quicksilver Secured Cash Rewards Credit Card
Tell your bank your trying to start credit, if new you should be automatically approved. After a few months you should have enough credit
dayana plays don't need card just go to bank to send credit card billing payments vault wintrust December 1 until bill paid..
Can you use it to pay Amazon Prime ?
Can you use atm available for this card
Can you refer someone for this card and if so where do you do it?
Can I get it if I use someone else’s prime account that will never get it?
Do you get 3% Or 5 back on Amazon credit card sold by third-party merchant
Question so if I pay 6$ a month on prime because I’m a college student. Will that be taken away and I’ll be charge that annual price?
I believe you get charged around $70 since you’re a student, whatever you currently pay monthly, just multiply by 12 and that is the annual fee. Read that from another review i looked up. Do your research to make sure though
Which credit bureaus does the card pull from
Experian
Amazing 😳🧡
Aw thanks so much Flaco! 😊💜
@@DayanaPlays you’re welcome 😊💜
Question the chase bank ask anyone for send estar information like copy of you social security??? Thanks
Does this affect 5/24?
I already have one can I buy you some flowers 💐
Aw thanks! Make sure they're from Amazon so you get that 5% back! 😂💚
@@DayanaPlays Definitely you got a dozen red roses heading your way are you from New York
How long will it take to get this card if i apply?
Hey it should take about 7-10 days but some people receive it earlier! 😊
@@DayanaPlays can you use the credit card before you get it and how do you do monthly plans like it says because when I checkout it says full amount and next step is place order
I got a $150.00 gift card in 11/2022
Awesome! Thanks for sharing!!! 🧡
@@DayanaPlays welcome
Applied for this card and told that they were unable to approve me for the card and I will receive a letter on 30 days for reason why. waiting 30 days to find out that one was denied credit was a bit unsettling.
Aw sorry to hear that Stephanie! :(
It's because you got shit credit.
So can I use this card at any gas station
Yes, it’s a normal Visa card
So I got approved for the card for a $2000 limit I got it to buy a gaming pc but the one I want is about $1500 will it hurt my score because I would be spending more than 30% of my limit it would I be fine
Yes
I applied and got approved, how long does it take for it to come in?
What did you put did you use a ein ?
I applied for the Amazon visa card from chase they sent me a letter saying it's under review it showed my fico score on the letter 843. I had to speak with the fraud department they ask me to verify my identity..7 days later I got the card in the mail. It was not a instant approval online like it said. Get a approval in 30 seconds lol. $150 amazon gift card also
Does it require though to be under 5/24 to be approved for this credit card ?
No
no was at 9/24
No sir! 😊
@@DayanaPlays Thanks that is good news, I just got my Chase freedom flex credit card to be my 5th credit card and I have my Chase sapphire and I have to wait another year to be out of 5/24 jail if I want to get trifecta setup of Chase. Is it worth to have Chase freedom unlimited to be in that jail or should I just get other credit cards normally ?
❤️❤️❤️
😊🧡
can i get the card for the free money and never use it and just cancel it and get the money?
Did you do it?
70$? Wtf do u drive lady!!
I drive a Lexus IS 300 with a tank capacity of 17.4 gallons! Not too crazy, but during the recent spike in gas prices, I spent a lot of money filling up my tank. 😂
Can I get one I’m 14
You must be 18 or older sorry bud!
I hate Chase they ruined the card Boo 👎🏾
Aw why do you feel like that towards Chase?
@@DayanaPlays 5/24 rule I’m not the only one either Amazon thinks the rule is stupid as well they were pissed at the , quarter profits & are looking for a different partner bank
@@shawndoe6843 Oh yea the 5/24 rule is pretty annoying. I'm sure Chase will eventually get rid of it though! *fingers crossed* 😊
the 5/24 rule isnt really a thing with this card. i was 9/24 and got approved.
I have to wait 30 days to see why I was denied for this card as being an Amazon Prime member with good credit and forever shopping on this site. Chase is a mess. 30 days to wait to see why I was denied? i feel you in saying that you hate Chase. I am not liking them either right about now.