Good video. I knew all except the in kind RMD which is worth the price of admission as most of my IRA is in individual stocks that I would not want to sell. One point on the ability to take all the RMD from one account instead of needing to take from all, my understanding is that only applies to IRAs. If you have a 401k and IRA, they each have their own RMD and you would need to take an RMD from each.
An important fact about the QCD is that for people like me who do not itemize on their federal income tax is that the reduction in income can effectively be a deduction that you otherwise would not be able to take.
Good video. I knew all except the in kind RMD which is worth the price of admission as most of my IRA is in individual stocks that I would not want to sell. One point on the ability to take all the RMD from one account instead of needing to take from all, my understanding is that only applies to IRAs. If you have a 401k and IRA, they each have their own RMD and you would need to take an RMD from each.
An important fact about the QCD is that for people like me who do not itemize on their federal income tax is that the reduction in income can effectively be a deduction that you otherwise would not be able to take.