Excellent and wise advices. Life saving advice. I had the experience when my adviser asked to stop a ULIP plan I have been investing in 10 years and put it in a fund he manage. I was just about to close and somehow stopped by my wife even though I mocked her for being conventional. Later realised it was the best decesion made. Happy that you have validated.
Nice explanation, you sir are a world apart. You always share viewer/client benefiting ideas and sugguestion while there is so much noise around the market. I like your calm and composed style of explaining things, undoubtedly a mark of an intellectual person. Thanks for being there. God Bless 🙏
Very sound advice. It is good to look on both sides -why to buy and why to sell at the same time. Then one is able to see a comprehensive picture. And take an informed decision. Thanks sir.
Thank you very much... very well explained, how the bull run period is being capitalized for cheating the gullible/greedy people, who lack rational thinking without any practical common sense. Everyday, I am getting around 20-25 phone calls, for trading in F&O, and openly insisting not to invest in mutual funds, as it is to be waited for a long period... I am following your advice, & ruthlessly countering them to cut the phone call & not to call again... Thank you for your preventive advice to the investors....
Excellent and informative talk dr. Bhat. In todays world of investments in MF very useful to have an advisor. I was only investing in FD, LIC and post office till I met you in 2016. Following your advice and investing in MF and pension plans I have benefited a lot. Thanks. God bless good and fair advisors like you. Dr. Pratap
After COVID recovery bull market also you were warning same like this, later happened what you said sir, and we observed your suggestion in bare market also since then we feel you are a good advisor for common retailers. Thank you sir for your real concern 🎉
Thank you so much!!! You are really a class apart! Yes, I have 2 financial advisors: 1 for mutual funds and 1 for equity. I still look forward to your videos to get the bigger picture, as in this video. Thank you once again! 😊
Good inputs. I follow two indicators for any time frame. I won’t do intraday trade. It will be too much of stress. For Swing, position trades I follow 1. moving average Adaptive 2. Heikin Ashi (see some TH-cam videos to understand this indicator) Heikkin ashi gives signal for buy and sell. When the price moves above MA I will buy. When it moves down I will sell. But strictly follows stop loss. Trade only the shares in Nifty 50 and Nifty Futures. This itself will have 150 shares, which are liquid and tradable. Some shares gives good Dividends also. Slowly build up blue chip companies shares for life time. This will be a treasure for future. Like L&T was 1000 Rs. In Nov 20. Today it is 3500.
Very good advice sir. Can you please make one video to show what kind of investor should go for advisors. General perception is, if we invest:earn less than we can not afford financial services
Worth to continue with ethical advisors like you which I am connected to u; now a days stock blooming and friend circles claiming us to invest in stocks instead of MF; but we need to stick to ethical advisors to sail long run…
Well explained sir.but we are all greedy.people will flock to them like flies around flames. Now some are asking for trading in their consortium and to buy and sell same after 24 hours
Yes... I hv been made to surrender my policy after 12 years of growth (saying that that particular fund has already reached it's full growth potential) and make a new one with higher rate of returns. I followed her advise 😢😪 because of the reports presented by her!!
*Most problems NRI face is the slow processing in india banks demat and trading through 3-1 pis accounts and lack of transparency of charges and fees* 😐
Sir, can you please provide your analysis on investment in "Physical Silver". Is it worth investing for long term point of you say 20 to 25 years down the line. Rate of silver is being manipulated over many past decades. So considering silver usage as an industrial metal over the past, and expecting more demand in the future considering EV growth, Solar usage, can we expect "Silver" to shine in the coming decades. Your insights in this topic is highly appreciated. Thank you.
Financial planners, PMS, AMC and advisors either charge money on your corpus or make commission on your corpus regardless of whether you make profit or loss. That's why they want you to stay invested forever and keep adding to it.
There are lots of people especially in the Insurance field who wants to sell the ULIP plans to retirees or people nearing retirement. Once should be very careful of such people.Ther are lots of black sheeps in the market ready to guide you with wrong investment. I recently retired & sharing you out of my experience.( Banks come to know about the balance in your account & they are the first to approach & pressurize you to buy scheme's which may not be good for you.)
Private banks Hdfc, Axis,icici, Kotak fooled banks customers during 2011 and trapped them into lengthy Insurance policies. Then Frauds came into picture claiming they are from IRDA and took millions on ride. Never entertain any from insurance
I came accross one advisory which has generated the lucrative returns of 30-40% for us this year and all the flags that you suggest as red flag in this video. The advisory recently got SEBI registered as well.
This is very valuable information, thank you. I have a slightyl different question. Being slotted in as a "preferred customer", I have receives advice from my bank only and not by a professional third-party advisor. I do not feel that they are doing a very good job. Does it make sense to find an advisor where my portfolio with by managed more actively? Thanks
I has a financial advisor who made me sell all my mutual funds even at the cost of paying exit loads and then invested in the same funds i had but in the regular plansvso he cut get his commission.nit only this he used to charge 10% of the orofits made quarterly. Was this not inethical?. I took bk my portfolio from him.
Thank you for your great advice. I invested 60% of retirement fund in Icici Balanced adv fund and Icici Multi asset fund in June 2023. Currently gain is showing approx RS 4.75 lakhs. Somebody advised me to redeemed 75% of investment as market may crash. What is your opinion on this?
My bank RM told me to sell most of my big holding and put all money in one stock Jio Financial saying it will give you multibagger return and send me big reports. My stock market friend told me to read about ABCL demerger & Hype then ……He mentioned that ABCL was atleast an established player still didn’t reach to the listing level till now. Realized that bank RM just wants me to churn the portfolio.
The world survives on cheats. "There are always enough people in this world who are ready to be cheated. Only there is severe shortage of cheaters" (George Bernard Shaw ?)
Small cap index was flat between 2010 to 2016. Bse 100 index has just doubled between 2010 and 2018. This is getting reversed. That is all. Our stock market nowhere in the past with this much SIP Investment currently happening. Invest continuously.
I have lost more money in stocks than i could have easily made by FDs.90% advisors are frauds. If he can make money for us why cannot he make it for himself with his own money ?😄
It is comparatively safe to invest in only 10 large market cap Indian stocks. Stocks by nature are volatile so buy only on dips or SIP. Rest market is market anything may happen worse or best . But fundamental if one has some belief then may do . If no faith then Multicap or Post Office, NPS, PPF
Probably they could be right if it is a fake news .. or irrelevant or politically motivated .. I have no clear answer here .. I do not know your circumstances
Excellent and wise advices. Life saving advice. I had the experience when my adviser asked to stop a ULIP plan I have been investing in 10 years and put it in a fund he manage. I was just about to close and somehow stopped by my wife even though I mocked her for being conventional. Later realised it was the best decesion made. Happy that you have validated.
Good advice. Yes, someone approached recently and insisted to surrender policy and make new investment with the money received with further top up.
Thank you. You are the ethical advisor I have been looking for.
Nice explanation, you sir are a world apart. You always share viewer/client benefiting ideas and sugguestion while there is so much noise around the market. I like your calm and composed style of explaining things, undoubtedly a mark of an intellectual person. Thanks for being there. God Bless 🙏
Very sound advice. It is good to look on both sides -why to buy and why to sell at the same time. Then one is able to see a comprehensive picture. And take an informed decision. Thanks sir.
Very genuine message, Thank you sir, I shall approach you for advice soon Or later 👍👍🙏
Great Advice at the right time. Thanks. It will prove beneficial to all.
You are so honest in your advice Sir.god bless you. Pl continue
Absolutely useful warning and analysis of how market makers operate, sir.🙏
Thank you very much... very well explained, how the bull run period is being capitalized for cheating the gullible/greedy people, who lack rational thinking without any practical common sense.
Everyday, I am getting around 20-25 phone calls, for trading in F&O, and openly insisting not to invest in mutual funds, as it is to be waited for a long period...
I am following your advice, & ruthlessly countering them to cut the phone call & not to call again... Thank you for your preventive advice to the investors....
Excellent and informative talk dr. Bhat. In todays world of investments in MF very useful to have an advisor. I was only investing in FD, LIC and post office till I met you in 2016. Following your advice and investing in MF and pension plans I have benefited a lot. Thanks. God bless good and fair advisors like you. Dr. Pratap
Thank you for a very balanced presentation about how to navigate through a Bull Market.
Thanks Dr.Chandrakant sir
After COVID recovery bull market also you were warning same like this, later happened what you said sir, and we observed your suggestion in bare market also since then we feel you are a good advisor for common retailers. Thank you sir for your real concern 🎉
Very professional advice, true to your tagline!
100% true whatever you spoke. Consistency in your videos.
This is great analysis sir… you hit it right on the advisors maande 😂
Nice🎉❤
I wish you same energy and enthusiasm for future success and development of
🙏 very apt advice in the current market scenario. Thanks a ton
An incredible video consistently provides the most valuable information.
Very good insight in current scenario in market.. ❤
Thank you so much!!! You are really a class apart!
Yes, I have 2 financial advisors: 1 for mutual funds and 1 for equity.
I still look forward to your videos to get the bigger picture, as in this video.
Thank you once again! 😊
Thanks
Excellent advice. Love your talk
Good inputs.
I follow two indicators for any time frame. I won’t do intraday trade. It will be too much of stress.
For Swing, position trades I follow
1. moving average Adaptive
2. Heikin Ashi (see some TH-cam videos to understand this indicator)
Heikkin ashi gives signal for buy and sell. When the price moves above MA I will buy. When it moves down I will sell. But strictly follows stop loss. Trade only the shares in Nifty 50 and Nifty Futures. This itself will have 150 shares, which are liquid and tradable. Some shares gives good Dividends also. Slowly build up blue chip companies shares for life time. This will be a treasure for future. Like L&T was 1000 Rs. In Nov 20. Today it is 3500.
Yes Respect,Absolutely honest feedback
Most important presentation. Thank you very much sir.
Very similar thing happened to me last week. But I did not follow the so called advice.
What you said was right with the agents telling you the break the long time policy and start a new one, we'll I did not do it and was better off .
Wow what a lovely information..so honest and so candid. Thanks
Sir your advise is very important thanks
Thank you, this was very helpful. Will surely be cautious..
Very good advice sir. Can you please make one video to show what kind of investor should go for advisors. General perception is, if we invest:earn less than we can not afford financial services
Excellent explanation.
Mindful advice and opened mind
Worth to continue with ethical advisors like you which I am connected to u; now a days stock blooming and friend circles claiming us to invest in stocks instead of MF; but we need to stick to ethical advisors to sail long run…
Very nicely advised
Excellent! Good informative video for common investors
An awesome content Sir,thanks,God bless
Thank you sir. Learning do s and don't s from watching your channel.
Awesome 👍 full of learning and knowledge...
Very nice and realistic facts
*Dr C Bhat you do not need to take notice of idiot trolls 🙂👍🙏*
Excellent advice. Thank you🙏
Wow! Really bold and informative. Keep up the good work.
Absolute things, I agree with you
Well explained sir.but we are all greedy.people will flock to them like flies around flames.
Now some are asking for trading in their consortium and to buy and sell same after 24 hours
Thank you so much sir.
Very informative sir
Very valuable information
Same thing happening in Real estate mad rush greedy ,most of the flats are empty.
Wonderful learning for myself.. Thank you sir.❤
Valuable information. ❤
Thank you for your valuable guidance sir
Yes... I hv been made to surrender my policy after 12 years of growth (saying that that particular fund has already reached it's full growth potential) and make a new one with higher rate of returns. I followed her advise 😢😪 because of the reports presented by her!!
Very good content
Very well said
Good advice.
*Most problems NRI face is the slow processing in india banks demat and trading through 3-1 pis accounts and lack of transparency of charges and fees* 😐
100% i had a really bad experience with Zerodha
Better go with Non PIS account which can be linked to NRO account. Charges are also less compared to PIS account
@arangates *was this account independent or through a BANK demat or 3 in 1 pis ?*
@@krishnadasnair6957*problem with NRO is you will be heavily taxed on any profits when you sell the shares ...NRE on the other hand is tax free*
@@krishnadasnair6957 only problem is NRO will be heavily TAXED when you sell the shares
Sir, can you please provide your analysis on investment in "Physical Silver". Is it worth investing for long term point of you say 20 to 25 years down the line. Rate of silver is being manipulated over many past decades. So considering silver usage as an industrial metal over the past, and expecting more demand in the future considering EV growth, Solar usage, can we expect "Silver" to shine in the coming decades. Your insights in this topic is highly appreciated. Thank you.
Advisor come on good market period. Advisor do not visit during bear phase of market.
Wow !! Presentation skills 100 out of 100. Articulating skills 100 out of 100.
Thank you . Meet me in my office when you come to Mangalore next time
@@NRIMoneyClinic Yes sir huge respect to your videos. I keep sharing to all my friends.
Financial planners, PMS, AMC and advisors either charge money on your corpus or make commission on your corpus regardless of whether you make profit or loss. That's why they want you to stay invested forever and keep adding to it.
Lovely session
Sir, so do you advise against investing in small cap stocks ?
Very encouraging video sir keep it up
There are lots of people especially in the Insurance field who wants to sell the ULIP plans to retirees or people nearing retirement. Once should be very careful of such people.Ther are lots of black sheeps in the market ready to guide you with wrong investment. I recently retired & sharing you out of my experience.( Banks come to know about the balance in your account & they are the first to approach & pressurize you to buy scheme's which may not be good for you.)
You are absolutely right
Banks are a real nuisance. Have experienced bank people trying to anywhere from mutual funds to endowment.
😊0
"'
Private banks Hdfc, Axis,icici, Kotak fooled banks customers during 2011 and trapped them into lengthy Insurance policies.
Then Frauds came into picture claiming they are from IRDA and took millions on ride.
Never entertain any from insurance
I came accross one advisory which has generated the lucrative returns of 30-40% for us this year and all the flags that you suggest as red flag in this video. The advisory recently got SEBI registered as well.
Did you make any video on Hindenburg saga. I want to listen to it. 😊
This is very valuable information, thank you. I have a slightyl different question. Being slotted in as a "preferred customer", I have receives advice from my bank only and not by a professional third-party advisor. I do not feel that they are doing a very good job. Does it make sense to find an advisor where my portfolio with by managed more actively? Thanks
Not a bad idea to take one another opinion , or have two advisors to study the contrast
@@NRIMoneyClinic Thank you
Very useful as always !
I has a financial advisor who made me sell all my mutual funds even at the cost of paying exit loads and then invested in the same funds i had but in the regular plansvso he cut get his commission.nit only this he used to charge 10% of the orofits made quarterly. Was this not inethical?. I took bk my portfolio from him.
Kindly educate people about the charges involved in buying an insurance plan sold as investment by unscrupulous insurance agents and bankers
Insurance per se is not bad .. you need to choose wisely and hold it for long term .. there are countless videos on this channel to guide you
Sir, I agree with you but only problem is to find ethical advisors hehe
There are plenty for sure
Looks like mr bhat' s clients' missed the rally??😂
So did i btw😢
Excellent video
My clients neither missed the rally nor get washed away in a crash . Will cruise safely all along
Thank you for your great advice. I invested 60% of retirement fund in Icici Balanced adv fund and Icici Multi asset fund in June 2023. Currently gain is showing approx RS 4.75 lakhs. Somebody advised me to redeemed 75% of investment as market may crash. What is your opinion on this?
Just continue , dont change anything . Take second opinion from the ethical advisor
Nice
One bank RM tried her best to sell me ULIP after seeing my emergency funds parked as FD in her bank. I stopped answering her phone calls
SHall we silent in this mkt..
Is it the right time to go for PMS?
uptrend mein bolna tha..bhai..
My bank RM told me to sell most of my big holding and put all money in one stock Jio Financial saying it will give you multibagger return and send me big reports. My stock market friend told me to read about ABCL demerger & Hype then ……He mentioned that ABCL was atleast an established player still didn’t reach to the listing level till now. Realized that bank RM just wants me to churn the portfolio.
Be very careful . For them it is just reaching target . For you it is safety of your hard earned money
Once bitten, twice shy !!
Sir,please tell Nps or sip which is better for retirement
Please consult your financial planner
NPS with equity option in long term. But money is locked till 60. MF is liquid. Can be bought and sold anyday.
The world survives on cheats. "There are always enough people in this world who are ready to be cheated. Only there is severe shortage of cheaters" (George Bernard Shaw ?)
Do you have a paid financial advisor service
Sen message on the number mentioned in description box
Small cap index was flat between 2010 to 2016. Bse 100 index has just doubled between 2010 and 2018. This is getting reversed. That is all. Our stock market nowhere in the past with this much SIP Investment currently happening. Invest continuously.
Brilliant observation and comment . I will do a video on this .. you spoke my mind . Thank you
@@NRIMoneyClinic thank you. Eager to see your expert views in a video
I have lost more money in stocks than i could have easily made by FDs.90% advisors are frauds. If he can make money for us why cannot he make it for himself with his own money ?😄
It is comparatively safe to invest in only 10 large market cap Indian stocks. Stocks by nature are volatile so buy only on dips or SIP. Rest market is market anything may happen worse or best . But fundamental if one has some belief then may do . If no faith then Multicap or Post Office, NPS, PPF
Sir can I invest 25 lkhs in mutual funds for horizon of 5-7 yrs?
What do u do with some ethical advisors who says don’t ask me questions based on some news?? And shout at customers if they ask some change ??
Probably they could be right if it is a fake news .. or irrelevant or politically motivated .. I have no clear answer here .. I do not know your circumstances
When u are saying u will not call a game then why u saying its a game ?
The video says what ? Spreads negativity!
Sorry my dear….you talking at a very basis level…I don’t see any expert advice
you are absolutely right.
This bull run will continue for next 2-3 year
It’s mother of all
Picture Abhi baki hai
And than crash people will lose money except billionares
You are right about one thing... Picture abhi baki hai.. in long run kahi logo ki sirf chaddi bachegi...