BANK Health Insurance VS PERSONAL Health Insurance | Which One is Better ? 🤔 | Gurleen Kaur Tikku

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  • เผยแพร่เมื่อ 25 พ.ย. 2024

ความคิดเห็น • 264

  • @deepakkanchanpure271
    @deepakkanchanpure271 ปีที่แล้ว +3

    बहोत सुंदर जाणकारी दि है आपने....
    Content selection बोहोत बेस्ट रहता है..... बहोत धन्यवाद मॅम...

  • @nikhilpurohit816
    @nikhilpurohit816 ปีที่แล้ว +5

    One thing to be noted : health insurance is also not a long term contract between customer and insurance company even if the company can change your policy condition (irda approval needed) and premium also changes as per age and conditions. Even a person cannot buy health insurance for their whole life in a single premium like in life insurance person can buy policy for lifetime with single premium.
    So please consider these points as well I suggest corporate policy from an employer is the best option before 55 years of age or you don't have any medical issues. And side by side create 5-10 lakh medical corpus.
    Because in India health insurance claims are not settled properly even if you file a complaint with irdai it will not get resolved even bima bharosa cell also mentioned that they can guide the insurance company to settle claims but cannot order for claim decision so please make sure.

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว +1

      Thanks for sharing your Point of View 😊✅

    • @nikhilpurohit816
      @nikhilpurohit816 ปีที่แล้ว +2

      @@GurleenKaurTikku Thank you, I have learn many things by watching your videos.
      Please make videos on how to settle claim with insurance companies if insurance company reject claim and bimalokpal do not help customer .
      Because insurance companies do not want approve claims within first 3 years of policy and try to give any waiting period reason and ask for reimbursement claim and harass customer with multiple verification third party verification etc.
      Even I am facing this issue from last 2 year with Niva Bupa health insurance claim.
      So who gonna help customer even Bimalokpal not helping . and even Bima bharosa cell is rely on insurance company's GRO.
      Thanks in advance.

  • @laxmipandey5945
    @laxmipandey5945 ปีที่แล้ว +3

    Thank you mam ICICI protect smart plan life cover plan insurance policy ki detail video bnao mam 👍 main aapke har video dekhte hu 👍😊

  • @anishtomas1
    @anishtomas1 ปีที่แล้ว +6

    Thank you. I was not even aware of this even though I was quiet well informed about insurance and investments :) . Much appreciate in sharing this with us and educating us around this topic :)

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว +1

      Glad that you found it informative , keep watching !!

  • @Iamhindu247
    @Iamhindu247 ปีที่แล้ว +3

    Recently i started to watch your videos...nice explanation any body can easily understand .......
    Can you please explain about Non payable items (Deductables) in Annex I of List I , List II, List III, List IV still confused by the name of the list itself... If you can explain i think it will be help full to all other viewers or they will get some awareness about the Items not paid by the insurance.....

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      Thank you so much for finding our videos informative & also for the video suggestion.
      We will definitely try to make a detailed video !
      Keep watching !

  • @girishrawat7416
    @girishrawat7416 8 หลายเดือนก่อน +1

    Very useful information I like your videos...🙏

    • @GurleenKaurTikku
      @GurleenKaurTikku  8 หลายเดือนก่อน

      Thank you jee, keep watching 😊

  • @punjabiaudiobook
    @punjabiaudiobook 9 หลายเดือนก่อน

    DUE TO THIS VIDEO, MY 1 CLIENT AGREED TO BUY
    INDIVIDUAL POLICY, THANKS.

  • @shirsha9932
    @shirsha9932 3 หลายเดือนก่อน +1

    Very Nice Information Mam.. i have a question. ICICI Lumberd to ICICI ke sath Tieup he. Kya yee tut sakta hei? Kyuki Woo to ICICI bank ka hii to hei ? Bank me half me derahahe customer ke liye but Retail double kya kare mam? Claim Settlement ke samay bank kuch help nehi karta kya?

  • @vjvenue
    @vjvenue 3 หลายเดือนก่อน

    Great video mam. Please make a video on hdfc ergo optima secure group health insurance policy vs hdfc ergo optima secure retail policy because it will help users understand the exact differences in both. Similarly if possible go for icici bank ghi vs retail etc . These videos will really be an eye opener for all viewers. When we talk about customer contact point at time of claim please clear what will be the exact contact point for bank policy holders because even in bank policies there is some agent/person who describes the policy features etc and so will he not be of any help when we buy policy from him

  • @KrishanKumar-xr3rt
    @KrishanKumar-xr3rt 3 หลายเดือนก่อน

    There is one latest
    Circular from IRDA on Health Insurance making various amendments
    PLEASE also include those changes in your Next video which will be useful for all people

  • @vishwanathg.shinde1543
    @vishwanathg.shinde1543 ปีที่แล้ว

    Apparantly bank's tie up with insurance companies is mainly to add additional features in their services but bank is not at all involved at any stage to resolve any issue. The customer has to deal with the company. The insurance company is also interested in gathering premium with the goodwill of bank. The tie up must be deliberately for shorter period with sole intention of mopping premium. In such cases, the claim settlement is also low and denials at higher side. So better one should not go for bank's medical insurance.

    • @GurleenKaurTikku
      @GurleenKaurTikku  4 หลายเดือนก่อน

      Sharing a detail video that I did sometime back on bank vs retail policies
      th-cam.com/video/UsYq7nle1Z4/w-d-xo.htmlsi=jdfgtjV5JUhTkf2C

  • @kuldeeppanchal3223
    @kuldeeppanchal3223 10 หลายเดือนก่อน +2

    I have a doubt after watching your video. Can you tell me whether HDFC Ergo Optima secure can be considered as a personal policy (permanent policy) or that can also be not trusted and may change?

    • @sbmalunjkar2058
      @sbmalunjkar2058 8 หลายเดือนก่อน

      its trusted dont worry

  • @nitinlader
    @nitinlader 10 หลายเดือนก่อน +1

    group se retail pe change ho jayega kya mam

  • @narasimhanvenkataraman4419
    @narasimhanvenkataraman4419 ปีที่แล้ว +2

    Excellent explanation. Good job.

  • @vikydesi1
    @vikydesi1 9 หลายเดือนก่อน

    Very informative video..... thankyou madam

  • @rajudutta1803
    @rajudutta1803 ปีที่แล้ว +1

    Thank you so much 🙏 its a very thankfully information 👍👍👍

  • @Moviebuff6
    @Moviebuff6 9 หลายเดือนก่อน +10

    What about ICICI Lombard Health Shield 360 provided by ICICI Bank for bank customers? The premium is around half of the premium offered from ICICI Health Advantedge policy. Please reply. I am totally confused

    • @surajitdas94
      @surajitdas94 7 หลายเดือนก่อน +2

      Following. Even I have the same question.

    • @RamanSharma-mo6oy
      @RamanSharma-mo6oy 7 หลายเดือนก่อน +2

      Pick from company not from bank

    • @jitendrajain5979
      @jitendrajain5979 7 หลายเดือนก่อน +2

      Icici health shield last year 10827 me liya tha ab 19880 bol rahe

    • @mrperfect503
      @mrperfect503 6 หลายเดือนก่อน

      Kitane ja sun insurer hai

    • @sumitdhingra2434
      @sumitdhingra2434 5 หลายเดือนก่อน

      ​@@jitendrajain5979 you mean renewal price increase hua?

  • @krishnendubiswas3334
    @krishnendubiswas3334 9 หลายเดือนก่อน

    Very very useful information. Thank you very much.

    • @GurleenKaurTikku
      @GurleenKaurTikku  9 หลายเดือนก่อน

      Glad it was helpful, keep watching !

  • @subhajit88basu
    @subhajit88basu ปีที่แล้ว

    Thank you ma'am it is very clear bank cost effective policies.

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      Thank you , we have shared both pros & cons.
      People can choose as per their priority !

  • @purveshvaidya1595
    @purveshvaidya1595 ปีที่แล้ว

    I have a bank health policy, I can port it to a personal health policy then old policy's all the health insurance benefits will be carried forward.

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      So, you can migrate to policy with the same insurance company

  • @chandansharma409
    @chandansharma409 ปีที่แล้ว +1

    बहुत-बहुत धन्यवाद मैडम आप इतनी मेहनत करके इतने अच्छे अच्छी जानकारी हमें देते हैं उसके लिए धन्यवाद मेरे रघुनाथ आपके पास सदैव कृपा करें

  • @dineshbhosle3596
    @dineshbhosle3596 ปีที่แล้ว

    मे खुद ekivtas स्मॉल faineass bank बँक heth पॉलिसी निकल कर फसा हू, HDFC Argo helth policy renewal nahi कर के दे रहा, kay kr Sakta hu Abhi?

  • @kalubalu3702
    @kalubalu3702 ปีที่แล้ว +1

    Mam, in HDFC optima secure whether they increase premium enormous or it's stable for the age slab? 5-6% would be ok. I am planning to shift from an existing health suraksha silver plan of 3L SA to optima secure with 5L SA.I am at 51. Existing premium shoot up direct from 15k to 25k with no restoration. Hence better to shift to the restoration plan of 5L instead of taking Top up to the existing plan. Premium will be nearly the same as if taken top up. However in secure restoration with lots of benefits. Please advise if any. Thanks!

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      It is 2-5% increase every year in HDFC secure every year

    • @hansikhushimasti
      @hansikhushimasti 11 หลายเดือนก่อน

      Hey aapne shift kr liya..? Premium Kitna h apka, and hdfc k claim me problem to nhi hoti

  • @manash007
    @manash007 ปีที่แล้ว +5

    Bandhan Bank has terminated contract with HDFC Ergo....If I convert into Retail health insurance, will the existing benefits like waiting period, bonus etc. be carried forward or not? Please clarify !

    • @ganupatil9309
      @ganupatil9309 10 หลายเดือนก่อน

      I have same question.
      If you any new information plz let me know !.

    • @srinivasseesala8166
      @srinivasseesala8166 10 หลายเดือนก่อน +1

      You need to take retail policy with the same company. You can't port to a new company.

    • @ganupatil9309
      @ganupatil9309 10 หลายเดือนก่อน

      @@srinivasseesala8166
      If i take retail policy of same company then what about my waiting period n all ?

    • @GauravChaarasNegichaaras
      @GauravChaarasNegichaaras 9 หลายเดือนก่อน

      Mere sawalon kaa jawab do... Do na..

    • @dineshshinde4415
      @dineshshinde4415 9 หลายเดือนก่อน

      It is possible to port.

  • @parmarkrishna
    @parmarkrishna ปีที่แล้ว

    Thanks for information about group health insurance. It has co pay also

  • @shivaramakrishnaa7186
    @shivaramakrishnaa7186 4 หลายเดือนก่อน

    Thank you, Madam. Beneficial information.

  • @ajaymgm
    @ajaymgm 9 หลายเดือนก่อน +1

    very nice explanation

    • @GurleenKaurTikku
      @GurleenKaurTikku  9 หลายเดือนก่อน

      Thanks a lot, keep watching !

  • @Sand_storm_1
    @Sand_storm_1 ปีที่แล้ว

    Ma'am, please prepare a video for Oriental bank saathy policy and about it's features. ... Thanks

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      jee, Thank you for the video suggestion.
      Keep Watching !

  • @mukeshkumarraju3835
    @mukeshkumarraju3835 4 หลายเดือนก่อน

    Mam kya ek bank ki heath policy dusre bank ki health policy port karva sakte h ??

  • @BinduGupta-id8nd
    @BinduGupta-id8nd 4 หลายเดือนก่อน

    Thanks mam for this very informative vedio..

    • @GurleenKaurTikku
      @GurleenKaurTikku  4 หลายเดือนก่อน +1

      Thanks a lot, keep watching !

  • @shivvinaygupta1800
    @shivvinaygupta1800 6 หลายเดือนก่อน

    हमने आर्यावर्त बैंक का दस लाख का हेल्थ इंश्योरेंस लिया है group 360 jiska प्रीमियम हमने 15400/ जमा किया है क्या ये सही है कल ही लिया हैं

  • @hs1163
    @hs1163 2 หลายเดือนก่อน

    What is co payment in icici health shield 360...

  • @savaligawde3609
    @savaligawde3609 ปีที่แล้ว +1

    Please post vedio on star opd new plan mam

  • @rupeshdeore4347
    @rupeshdeore4347 ปีที่แล้ว +1

    Very perfect explanation. Please make video on corporate health insurance advantage and disadvantage. Because most people not have personal insurance. Thank you...

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      Thank you so much jee, we have a similar video on our channel . Please check this link : th-cam.com/video/d7M9SnwnPQA/w-d-xo.html

    • @surajitrana8048
      @surajitrana8048 ปีที่แล้ว +1

      Your eyes blinks very frequently. 😅

  • @ajoykumarbanerjee6763
    @ajoykumarbanerjee6763 ปีที่แล้ว

    madam good topic & helped me very much thannx

  • @saurabhlad
    @saurabhlad 3 หลายเดือนก่อน

    If I'm taking one year mediclaim from bank for family cover for my parents who are above 60 , is it advisable to take bank insurance or go for insurance company?

  • @puneetn8717
    @puneetn8717 11 หลายเดือนก่อน

    During policy period to terminate nhi krenge if i bought this in December agar 6 months baad tie up hat jata h to meri policy to valid rahegi na 1 year policy period tk

  • @sambusanthosh314
    @sambusanthosh314 6 หลายเดือนก่อน +1

    Hi mam i need small information Hdfc bank offers same hdfc ergo plan customized policy and i want to take directly hdfc ergo insurance or bank through policy which is best choice please reply me as soon as possible

    • @GurleenKaurTikku
      @GurleenKaurTikku  6 หลายเดือนก่อน

      You can buy it directly with HDFC ERGO INSURANCE rather than opting from bank.
      Otherwise, feel free to connect with us . We're experienced insurance agent (19+ years) . You can connect with us on WhatsApp/Call at 9650706699.
      Thank you & keep watching !

  • @innocenthumans3721
    @innocenthumans3721 5 หลายเดือนก่อน +1

    I have been cheated by icici bank. They increased the premium 3 times next year n i could closebbut they said they will only continue if i the proposer a bank account holder. But i could not continue for my kids so they are frauds as lackhs buy this policy n they cannot vlaim 4 a certainbtime nnxt year u have 1 quit

  • @dineshbhosle3596
    @dineshbhosle3596 ปีที่แล้ว

    HDFC Argo helth policy fasa देती सिनीर सिटिझन लोगो को ?

  • @amanmadhav1695
    @amanmadhav1695 8 หลายเดือนก่อน

    नमस्ते गुरलीन जी
    मैं 62 और पत्नी 59 yrs दोनों retired हे। 6 साल से बैंक ऑफ महाराष्ट्र की ग्रुप पॉलिसी थी जो यूनाइटेड इंश्योरेंस ने बंध की। कोई दूसरी कंपनी पोर्ट except नही कर रही। क्या अब यूनाइटेड में माइग्रेशन करने पे हमारी PED का waiting period फिर से लागू होगा या 6 साल से प्रीमियम भर ने और noclaim की वजह से covered रहेगा ये guidance दे। धन्यवाद। वीडियो आपके अच्छे होते हे। God bless you

    • @GurleenKaurTikku
      @GurleenKaurTikku  8 หลายเดือนก่อน

      Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
      Thank you & keep watching !

  • @chinmayarana1879
    @chinmayarana1879 ปีที่แล้ว +1

    Kindly suggest health insurance which Is best for my family me 31,wife28 son 1 year

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      Hello jee, please connect with us on WhatsApp/Call at 9650706699.
      Our team can assist you with a few suitable options according to your requirements 😊

    • @hansikhushimasti
      @hansikhushimasti 11 หลายเดือนก่อน

      What you choose?

    • @hdfcergo5426
      @hdfcergo5426 8 หลายเดือนก่อน

      Hdfc Ergo Optima Secure

  • @smart_support
    @smart_support 7 หลายเดือนก่อน

    MAM ROYEL SUNDARAM KA LIFELIN POLICY KA AK DETAILS VIDEO BANAYE PLZ!

  • @saurbharora3067
    @saurbharora3067 ปีที่แล้ว

    Very informative video
    I want to ask a question
    Is epilepsy or seizures covered under any insurance

  • @RahulRawat-gx6ly
    @RahulRawat-gx6ly 4 หลายเดือนก่อน

    bajaj finserv aditya birla insurance kesa hai meri mother ka kraya hai abi?

  • @alankarmuley850
    @alankarmuley850 ปีที่แล้ว

    Madam
    १)अगर पॉलिसी लेणे से पहले कोई बिमारी हो तो वो कैसे declare करे?
    और
    २)पॉलिसी लेणे के बाद बिमरी हो जो वेटींग पिरेड मे आती हो तो क्या करे?

    • @journeyofsouls1729
      @journeyofsouls1729 ปีที่แล้ว

      1) मेडिकल चैक अप report दे कर
      2) अलग अलग कंपनी का अलग-अलग नियम हे 30 दिन से 4 साल हो सकता हे
      30 दिन waiting का premium ज्यादा ही होगा
      डिपेंड करता हे की पहले आपको क्या बीमारियां हे या थी।

  • @SMPFinserv2023
    @SMPFinserv2023 ปีที่แล้ว +1

    Hi mam..i have TATA AIG 360 group policy by Axis bank..june 28th 4 th year renewal done.i enquiry axis and also with Tata Aig ..that not supporting to chage to individual policy.where i can make complain...they said group policy cannot be port to individual(retail)...guide or post video to make complain ...

  • @jaydevgodvaishnav9433
    @jaydevgodvaishnav9433 ปีที่แล้ว

    For family ( 2A2K ) do you suggest
    ICICI Health Shield 360 ??
    .
    Premium is around 14k ( For 2A2K )
    Can you plz suggest ?

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      Hello jee, please connect with us on WhatsApp/Call at 9650706699 .
      Our team can assist you

  • @shyamtailor2027
    @shyamtailor2027 7 หลายเดือนก่อน +1

    Au benk ka helth insurance kesa he ?

    • @GurleenKaurTikku
      @GurleenKaurTikku  7 หลายเดือนก่อน

      We always suggest to have an individual health insurance plan as well.

  • @maheshm1625
    @maheshm1625 11 หลายเดือนก่อน

    Very informative.
    My query is if we port the policy does waiting free period lapse

    • @GurleenKaurTikku
      @GurleenKaurTikku  4 หลายเดือนก่อน

      With portability, the waiting periods are carried forward

  • @SurajTiwari-gp5bs
    @SurajTiwari-gp5bs 6 หลายเดือนก่อน +1

    Thanks 🙏

  • @vijaysinghnegi3108
    @vijaysinghnegi3108 6 หลายเดือนก่อน

    Maam bank after 5 year group policy ko other company me change kr deta h to kya wo hamari policy port mani jayegi ya new fresh policy mani jayegi jb ki policy port bank ne ki h other company ko

  • @mr.sharfraj139
    @mr.sharfraj139 ปีที่แล้ว

    Thank you so much 🙏.
    Ky ICICI LOMBARD HELTH SHIELD 360 LENA CHAHIYE.
    23Y K AGE MAI ?

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      Hello jee, please connect with us on WhatsApp/Call at9650706699. Our team can assist you with a few suitable options !
      Thank you 😊

  • @mahi2852
    @mahi2852 10 หลายเดือนก่อน

    Mam which is the best insurance for senior parents over 76 years old and 69 years old. Without substantial waiting periods? Could you please help?

    • @goondabosslm
      @goondabosslm 9 หลายเดือนก่อน

      After crossing 65 years of age, the companies don't give new insurance. So likely not possible to get any.

  • @surajitdas94
    @surajitdas94 7 หลายเดือนก่อน

    @GurleenKaurTikku will I be able to port the policy to a different company after I switched from group policy to same company's personal policy?

    • @GurleenKaurTikku
      @GurleenKaurTikku  7 หลายเดือนก่อน

      Yes, you can port from a retail policy to another retail policy as per underwriting guidelines

  • @rameshbehera8711
    @rameshbehera8711 ปีที่แล้ว

    Thank you mam for sharing the information.

  • @shivasahani3356
    @shivasahani3356 ปีที่แล้ว +1

    Mam aap critical illness plan Ka comparison video banaiye
    Manipal Cigna health insurance company Ka plan bhi add Karke banaiye please mam
    Mam Mai aapki har ek video dekhta hoo

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      Hello jee, please check this video link : th-cam.com/video/bp-h7FT0bpE/w-d-xo.html
      Also, we have a few videos on Manipal Cigna as well on our channel 😊

  • @angadsharma6509
    @angadsharma6509 ปีที่แล้ว +1

    Ma’am ek icici ka shield 360 kaisa policy hai please answer

    • @bipinvaghani7342
      @bipinvaghani7342 11 หลายเดือนก่อน

      Kya e policy Lena chaiyye

    • @bipinvaghani7342
      @bipinvaghani7342 11 หลายเดือนก่อน

      Please answer

    • @hansikhushimasti
      @hansikhushimasti 11 หลายเดือนก่อน

      Ise port nhi kr skte kisi other insurance company me future me... Isi liye I am not planning to buy it

  • @m.d.rikhari2875
    @m.d.rikhari2875 ปีที่แล้ว

    Excellent and clear explanation

  • @subalsahu3865
    @subalsahu3865 ปีที่แล้ว

    Madam ek example dijiye jahan bank and insurance policy ka tie up khatam hogaya ho.

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      Kaafi saare hain where group insurance policies from bank were closed beacuse of tie up

    • @poonambaghela1397
      @poonambaghela1397 ปีที่แล้ว

      Bank of maharashtra with united health india insurance

    • @ankitpatil2632
      @ankitpatil2632 ปีที่แล้ว

      National Insurance With Bank of Baroda

  • @tanvitravels6901
    @tanvitravels6901 10 หลายเดือนก่อน

    Mam agar policy bank ki hi ho? Jaise HDFC Agro.

    • @GurleenKaurTikku
      @GurleenKaurTikku  10 หลายเดือนก่อน

      We would always suggest to go with a personal health insurance.
      Rest, depends on your requirements & medical history.
      Please do your due diligence before choosing any health insurance policy !

  • @punjabiaudiobook
    @punjabiaudiobook 9 หลายเดือนก่อน

    thanks gurleen ji

  • @saumyasingh9620
    @saumyasingh9620 ปีที่แล้ว

    Hdfc ergo comes under bank policy or personal health insurance policy? Please share

  • @vijayakulkarni9090
    @vijayakulkarni9090 9 หลายเดือนก่อน

    When can we use cumulative bonus in health insurance.while doing claim.

    • @GurleenKaurTikku
      @GurleenKaurTikku  4 หลายเดือนก่อน

      The cumulative bonus gets added to the sum assured in the subsequent years and can be used when required

  • @neelamadhabjena3960
    @neelamadhabjena3960 ปีที่แล้ว

    Hello mam .. I have a question .Mera Group health insurance hai Bank ke taraf se ab mai wahi insurance company se Retail policy lunga ..phir next year kisi dusri company mai Port kar sakta hu na ?

  • @vijaysinghnegi3108
    @vijaysinghnegi3108 6 หลายเดือนก่อน +1

    Thx for video

  • @atulsingh7539
    @atulsingh7539 ปีที่แล้ว

    Ma'am, I was diagnosed with IBD Crohn's disease in 2022 (age 22 years), and have not taken any health policy, but now I am not able to buy a health policy, whenever I tell them that I have this disease. But one can fall ill, or due to an accident also get hospitalized, in this case, what shall one do, should I not disclose my pre-existing disease, or without disclosing serve the moratorium period, then raise claims after 8 years if anything happens, till then get treated on my own cost, etc. Please, help/guide or make a video for this type of case, (where, what one should do when the company is not giving insurance to any pre-existing disease, how they should buy the insurance). Thank You.

  • @SMPFinserv2023
    @SMPFinserv2023 ปีที่แล้ว

    Thanks for caption mam....

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      Keep watching for more such informative content !

  • @insuranceknowldege2733
    @insuranceknowldege2733 ปีที่แล้ว

    Thanks for sharing good information

  • @bablujaiswal9924
    @bablujaiswal9924 ปีที่แล้ว

    Porsonl policy me policy bazar se kharidi Hui policy aati h ki nahi

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      jee, that's a personal health insurance policy

  • @kanakkumarchatterjee3723
    @kanakkumarchatterjee3723 ปีที่แล้ว

    I have taken a policy from SBI general insurance company Ltd, Arogya plus policy, but not group insurance, may I get any wrong?not understand,
    please reply.

    • @Hindufollower42
      @Hindufollower42 7 หลายเดือนก่อน

      Waah….. amajing Hinglish 😂

  • @navinmohanani3
    @navinmohanani3 9 หลายเดือนก่อน

    Is Health Sheild 360 by ICICI Lombard is group Bank Policy??

  • @bhagwatprasad8450
    @bhagwatprasad8450 ปีที่แล้ว

    Thank for great job

  • @SachinChavan13
    @SachinChavan13 5 หลายเดือนก่อน

    Does this apply for HDFC and ICICI as well. Because they have their own insurance companies ?

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 หลายเดือนก่อน

      Yes, bank policies are different than retail policies, applicable to all

    • @SachinChavan13
      @SachinChavan13 5 หลายเดือนก่อน

      @@GurleenKaurTikku Thanks

  • @umesh.domakonda
    @umesh.domakonda ปีที่แล้ว

    Thank you

  • @AjeetSingh-mk8pv
    @AjeetSingh-mk8pv ปีที่แล้ว

    Very Useful Madam

  • @TheAnupam3006
    @TheAnupam3006 ปีที่แล้ว

    I have a corporate health insurance plan. After leaving the company, can I continue the plan? What are the options available to me?

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      You need to have an individual health insurance plan as well.
      For any queries, connect with us on WhatsApp/Call at 9650706699.
      Our team can assist you with a few more suitable options !
      Thank you & keep watching !

  • @sanjaydhoka3778
    @sanjaydhoka3778 7 หลายเดือนก่อน

    ग्रुप पॉलिसी मे बोनस मिलता है !

  • @harendranathchippala4527
    @harendranathchippala4527 ปีที่แล้ว

    Hi mam myself Hareendranath from Andhra Pradesh. Planning to change my existing star health policy to another. Please suggest me one good health insurance. Watched your videos but in dilemma.

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      Hi, Please connect with us on WhatsApp/Call at 9650706699
      Our team can assist you with a few options suitable for you.

  • @mrperfect503
    @mrperfect503 6 หลายเดือนก่อน

    Mam mai abhi icici health shield 360 ke bare me bata sakte hai kaya ye sahi hai, mai apna 1st health insurance le raha hun

  • @dheerajkumar-bp3gv
    @dheerajkumar-bp3gv ปีที่แล้ว

    Thank you 👍

  • @neeleshsidar3169
    @neeleshsidar3169 8 หลายเดือนก่อน

    Mam Axis Bank Ke Bupa Niva Ka health insurance compulsory hai bol kr krwa diya hai... Kya Axis me account khulwane se insurance lena jruri hai ya .... Mere ko jhut bol kr chipkaya gya hai

    • @surajkv22
      @surajkv22 8 หลายเดือนก่อน

      Chipkaya

  • @kdsinghvlogs
    @kdsinghvlogs ปีที่แล้ว

    Ma'am I had complained on ombudsman,now they are giving my claim, how will the complaint be returned, please make a video on it

  • @babuntamli3413
    @babuntamli3413 4 หลายเดือนก่อน

    Kiya karu bank se care ka policy lu? Ya direct Care ki website se lu? Pls replay

    • @kaushalmonga5457
      @kaushalmonga5457 หลายเดือนก่อน

      Bhai bank se kabhi mat lena.... pareshan ho jaoge

    • @babuntamli3413
      @babuntamli3413 หลายเดือนก่อน

      @@kaushalmonga5457 kaha se lu

    • @babuntamli3413
      @babuntamli3413 หลายเดือนก่อน

      Trust kisko karu

  • @VishalKumar-jy3ht
    @VishalKumar-jy3ht ปีที่แล้ว

    Well described

  • @yashbeersinghrana372
    @yashbeersinghrana372 ปีที่แล้ว

    Coronic pancreatic me policy mil sakhti hai mam

  • @digambarjog4172
    @digambarjog4172 ปีที่แล้ว

    some co are giving portability from group to retail

    • @amanmadhav1695
      @amanmadhav1695 8 หลายเดือนก่อน +1

      Which company, pl share

  • @sarikasharma7543
    @sarikasharma7543 2 หลายเดือนก่อน

    Very worst policy. They rejected my claim with the faltu reason. Don't purchase ICICI Lombard policy at all. Otherwise you will waste your money.

  • @sureshbidlan4921
    @sureshbidlan4921 ปีที่แล้ว

    Hello mam pls share new video for policy wording

  • @poonambaghela1397
    @poonambaghela1397 ปีที่แล้ว

    Mam mere parents ne bank of maharashtra k through policy li thi with united health india ab..tie up close ho gaya hain ...ab which policy should i take for them...will premium will b higher ?

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      Hello jee, Thank you for reaching out. For any queries regarding Health Insurance or any assistance , feel free to connect with us on WhatsApp/Call at 9650706699.

  • @soumenghosh6645
    @soumenghosh6645 ปีที่แล้ว

    Mare hip replacement hoya hai. to mey health insurance eligible ho?

  • @Younglawyer517
    @Younglawyer517 7 หลายเดือนก่อน

    Aditiya barlya policy is good or bad

  • @SaritaChowdhury-p6h
    @SaritaChowdhury-p6h ปีที่แล้ว

    How to apply Day care procedure and list of day care

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      It depends on the insurance policy you choose.
      Each company has it's own procedure.

  • @ms9799
    @ms9799 ปีที่แล้ว

    Gv examples of bank insurance and retail?

  • @To_chale
    @To_chale ปีที่แล้ว

    Mam please ek life insurance k liye video upload kro

    • @GurleenKaurTikku
      @GurleenKaurTikku  ปีที่แล้ว

      jee, sure 😊 Thank you for the video suggestion.
      Keep watching !

  • @pratik19991
    @pratik19991 ปีที่แล้ว

    Hdfc ergo and icici Lombard is this came under bank policy ?plz reply

  • @chandansinghbishtjaishriramji
    @chandansinghbishtjaishriramji ปีที่แล้ว

    Super information ❤

  • @ayubkhanpathan9482
    @ayubkhanpathan9482 4 หลายเดือนก่อน

    Ok

  • @tarunkumar124
    @tarunkumar124 9 หลายเดือนก่อน

    Very informative videos, ma'am kindly suggest me health insurance policy company for 2A+2C, i am government servant in UP. Government gives us reimbursement for medical purposes but i want a backup plan for health issues in easy way through insurance policy.

    • @hdfcergo5426
      @hdfcergo5426 8 หลายเดือนก่อน

      Hdfc Ergo Health Insurance

  • @santoshdurgude1823
    @santoshdurgude1823 ปีที่แล้ว +1

    Thanks Mam for creating this great video. Today only i had visited my bank to check options again. I had bank policy from BOB and was active for few years. Later, insurance company ended tie up with bank. So i thought we will lose pre-existing coverage so did not take another policy from them. However, today bank and insurance company person said it will be continued with new insurance provider. This topic is not covered in your video so thought to check.
    Could you please reply on comment on this case - if we have old group policy since last 5 years and waiting period (3 years) is over, now bank has new insurance provider and will continue with them. Will there be waiting period again or everything will be covered from day 1 ?

    • @TheAmitharlalka
      @TheAmitharlalka ปีที่แล้ว

      It can be ported out in new combination of bank and Insurance company.