Mam , ek video individual health plan par banao, age 35 to 40, compare only these 3 company only. Care health vs aditya birla vs niva bupa .. sum insured 5 or 7 ..
Hello Gurleen! Very nice video. You've explained complex jargons very simply with a comparison as well. A few observations & questions - 1.Niva Bupa Aspire has a negligible maternity cover - should have been mentioned 2. Waiting period can't be greater than 3 years. How is Niva Bupa still having 4 years waiting period? 3. Under OPD cover if someone goes to their family doc or closest diagnostic centre, will those expenses not be reimbursed? 4. Same question for annual health check up - covered only from network? Sorry, this became a long text but it would be so great if you could share your views on these. I'm sure it'll help many of your viewers as well.
Hi Gurleen ma’m, excellent and extremely informative competitive analysis. Thanks a lot! I have a suggestion to include service standards as a metric for evaluation if that can be obtained from a non-partisan or govt agency like IRDA. This comes from a sordid experience I recently had with one of the top tier health insurance company where there was a blatant violation of fundamental customer guarantees. Thanks to IRDA regulated escalation process, the Ombudsman office did eventually resolve my plaint satisfactorily, but has made me more diligent while selecting health insurance plans rather than falling for their sales pitch.
Nice Video .... A suggestion, based on the parameters that u have compared, if u can mention in a table of all benifits which is not covered and are also not offered with the rider in each policy .... secondly in order to make policies as closely equal to each other, if we add the riders, how much will the cost increase ..... without them also, video was very helpful 👌
I want to know about untimate care plan....mainly about 1. if it has any sub limits. 2. Infinity rider i want to know if i discontinue it after 2 years then will the benefit remains the same and i will get additional infinity benefit for 2 years or not.
Hello Mam, Many health insurance providers are not offering services to physically challenged individuals. Could you please help me identify providers who do and suggest the best plans available for them? Thank you for your assistance.
Care Health Insurance has a very poor customer experience. Once you purchase a policy, their website lacks a direct option to contact customer support. It’s best to avoid them.
DID YOU MEAN FOR 2025??? I just started looking for it today... Couldnt see you video for 2025.. and you uploaded it just today... Kya coincidence hai.. 😂
You should create long videos explaining the policy wording document line by line on the screen for each health insurance policy. Videos length may increase but believe me we're gonna watch the entire video before buying any policy. This will be good for you channel as well as for customers
These plans are based on the most enquiries we get from our clients & audiences. You can definitely choose Tata AIG Plan if it meets your requirements.
Aspire is the latest offering . Also, we have comparison video available . Please check this link : th-cam.com/video/ZjjIteHHGqI/w-d-xo.htmlsi=IRmzMYLl1RcJLbWT
We have many comparison videos available on our channel. Also, this comparison is based on the queries we get the most from the audience as well as the clients.
Mam, never consider Niva Bupa policy. These are good on papers. They does intensive third party verification and harass for small small things in between multiple times. They reject genuine claims
Care health insurance company ka koi telephone number hai jaha customers baat kar sake? Mere pass care health insurance company ka policy hai lekin abhi tak meri baat customer care representative se nahi ho saki jiske chalte maine claim nahi liya is policy ko continue rakhkhu ya kisi dusri company me port kar du..
Hello ma'am Ma'am apse ek request hai kripya aap ek term insurance plan jo capf, paramilitary soldiers ki duty ke according sahi ho uska video bna dena please
Hello jee, then you can choose a different company's plan. If you want any assistance in choosing a suitable plan, connect with us on WhatsApp/Call at 9650706699.
Jis ghar me padhe likhe insan na ho wo koi bhi insurance (Bima)nahi le.kiwke Bima company aur koi koi agent itne matalabi hote hai unko aapke claim se koi lena dena nahi rahta hai
Age 51 to 65 premium low sum assurance 5 lac singal person premium between 13 to 15 thusand ka videos dikhao insurance company o ne inflesation Ke name pe sabko 3 lac or 4 lac ki policy change karke 5 or 7lac me new premium ki policy de Rahe hay old policy acahank band karke 20 to 25 thusand ki policy pakdarahe hay
It's is our top 6 but this can totally vary depending on your requirements & medical history. Please do your own due diligence before choosing a plan :)
Please make on video on how to get claim if claim reject by insurer with multiple reason. You always make videos where you compare different polices but I think now days more important is how to get claim all policies are similar 70% criteria so features are good , but people facing issues with claim rejection social media facebook, linkedin , insta are full complaints. So I request make video on claim rejection and meaning of various claim rejection reason and please also guide how to file complaint on claim rejection because IRDAI bima bharosa portal , grievances email , GRO cell these all not beneficial. Please aware people to file ombudsman and their hearing process , this will help people to fight.
There are videos available on this topic as well th-cam.com/video/GhcZ4YSdovc/w-d-xo.html Also, you can search claim in our channel's playlist, you will find other claim awareness videos
These plans are based on the most enquiries we get from our clients & audiences. You can definitely choose Star Health Insurance Plan if it meets your requirements.
We have shared all the details of the plan as well as the ICR. If the plan meets your requirements then you can choose it :) Please do your own due diligence & for any assistance feel free to connect with our team on WhatsApp/Call at 9650706699.
Please avoid purchasing policy from NIVA BUPA. Issue is not only with their customer service. The grievance team is also a fraud team. NIVA BUPA GRO and grievance team is managed by a lady who goofs up her resolution provided. To cover up her fraud act the rest of the team members under her just copy paste her fraud solution for case closure!
Mam , ek video individual health plan par banao, age 35 to 40, compare only these 3 company only. Care health vs aditya birla vs niva bupa .. sum insured 5 or 7 ..
Hello Gurleen! Very nice video. You've explained complex jargons very simply with a comparison as well. A few observations & questions -
1.Niva Bupa Aspire has a negligible maternity cover - should have been mentioned
2. Waiting period can't be greater than 3 years. How is Niva Bupa still having 4 years waiting period?
3. Under OPD cover if someone goes to their family doc or closest diagnostic centre, will those expenses not be reimbursed?
4. Same question for annual health check up - covered only from network?
Sorry, this became a long text but it would be so great if you could share your views on these. I'm sure it'll help many of your viewers as well.
Hi Gurleen ma’m, excellent and extremely informative competitive analysis. Thanks a lot! I have a suggestion to include service standards as a metric for evaluation if that can be obtained from a non-partisan or govt agency like IRDA. This comes from a sordid experience I recently had with one of the top tier health insurance company where there was a blatant violation of fundamental customer guarantees. Thanks to IRDA regulated escalation process, the Ombudsman office did eventually resolve my plaint satisfactorily, but has made me more diligent while selecting health insurance plans rather than falling for their sales pitch.
Thank you so much for the feedback !
Nice Video .... A suggestion, based on the parameters that u have compared, if u can mention in a table of all benifits which is not covered and are also not offered with the rider in each policy .... secondly in order to make policies as closely equal to each other, if we add the riders, how much will the cost increase ..... without them also, video was very helpful 👌
Thank you so much for the feedback !
Best channel to watch insurance related videos❤
Thank you jee, keep watching !
Medamji star health ka icr keya ha please bataiye 🙏
E company keyasa ha???
Plz. make a detailed Video on SBI Arogya " Advance " Health Plan (Family Floater) with its advantages & disadvantages.
When IRDA has made the waiting period for PED maximum up to 3 years, then why is Niva Bupa Aspire Gold+ Plan still 4 years?
Can you explain
I want to know about untimate care plan....mainly about
1. if it has any sub limits.
2. Infinity rider i want to know if i discontinue it after 2 years then will the benefit remains the same and i will get additional infinity benefit for 2 years or not.
Madam aapne kis company ka health insurance plan liya hua hai online yaa offline
What about Tata Medicare Premier, may I know why you didn't cover that?
Because she is a paid spokes person
Hello Mam,
Many health insurance providers are not offering services to physically challenged individuals. Could you please help me identify providers who do and suggest the best plans available for them?
Thank you for your assistance.
Madam comparison sheet pdf or excel me de sakte hai kya
Hello jee, you can take screenshots of the tables for better understanding.
Thank you so much🙏 madam. If possible try to discuss about mistakes in health insurance companies mistakes
जिसको भी लेना है थोड़ा ज्यादा पैसा दो पर hdfc या icici ही लेना, बाकी सब फर्जी है, रुला देंगे आपको
I think icici lombard is good ?
কোনটা সবথেকে ভালো হবে? Star এর superstar নাকি Aspire, আমার বয়স 32, আমার মিসেস এর বয়স 28।
Hi can you suggest a health care plan for SLE patients
Do you mean Lupus(SLE). ?? It's subject to underwriter in hdfcergo optima secure plan.
@HdfcergoSales so kindly advise process to take it forward
Care Health Insurance has a very poor customer experience. Once you purchase a policy, their website lacks a direct option to contact customer support. It’s best to avoid them.
Icici lombard has customer care contact but they are useless 😂 ....better not to contact them
Star Assured health insurance kaisa hai 10 k
Madam please make a full detailed video about Health Insurance Portability.
Elite class ke liye hdfc
Middle class ke liye icici Am i right??
DID YOU MEAN FOR 2025???
I just started looking for it today... Couldnt see you video for 2025.. and you uploaded it just today... Kya coincidence hai.. 😂
jee :)
Plus kisi kisi company ka toll-free number kewal Bima selling ke liye hota hai unka sara claim ka prosess online rahta hai
Madam why you have not added ultimatum care plan
We will bring up a video soon :)
Waiting for it@@GurleenKaurTikku
You should create long videos explaining the policy wording document line by line on the screen for each health insurance policy. Videos length may increase but believe me we're gonna watch the entire video before buying any policy. This will be good for you channel as well as for customers
Jee, Thanks for the suggestion
I took hdfc optima secure in 2021 is there any difference in hdfc optima secure plan in 2021 and now 2025
It is same policy after your renewal.
JUst that few new riders are available in Optima secure which were not there initially
Madam pls suggest a Health Insurance plan that cover Chronic hepatitis B
Mam why are you not saying anything about Tata AIG health insurance
These plans are based on the most enquiries we get from our clients & audiences.
You can definitely choose Tata AIG Plan if it meets your requirements.
aspire is better than reassure2.0 ??
Aspire is the latest offering . Also, we have comparison video available . Please check this link : th-cam.com/video/ZjjIteHHGqI/w-d-xo.htmlsi=IRmzMYLl1RcJLbWT
@@GurleenKaurTikku Thanks , I feel reassure 2.0 is better even if there is maternity benefits in Aspire but it's amount is too less
Let me tell you, there is a cap on robotics surgeries in 2.0, i.e. Maximum 1 Lakh, no matter how much your cover is@@harshjaiswal7438
Ma'am en saab plan ka exclusion and specific exclusion ka v comparison kardejiya!!!
Jee, share kiya hai . Please check at 20 minutes
Nice Presentation 👍
Thank you jee, keep watching !
Niva Bupa Health Insurance company is not following irdai circular in Aspire plan
Madam please aditya birla activ 1 maternity is policy ke baare me Bataiye.... Kya maternity benefits covered hai is policy me?
Jee, jaldi hi video lekar aayenge
Best video in internet so far.....
Best :
HDFC
NIVA
Thank you so much , keep watching & don't forget to subscribe to our TH-cam Channel :)
HDFC Ergo me room capping h please check ma'am.....
Is epilepsy is covered in any policy ?
Yes in Hdfcergo optima secure plan
yes, covered in HDFC secure and Aditya birla activ one, Niva Bupa issues with permanent exclusion
Mera wife ko add kar skte hu elevate plan may?
Jee, kar sakte hain
@GurleenKaurTikku ok mm🙏
What about Stra Health?
We have many comparison videos available on our channel. Also, this comparison is based on the queries we get the most from the audience as well as the clients.
Hlo Mam I'm State government employee should I go for Health Insurance ???
Mam, never consider Niva Bupa policy. These are good on papers. They does intensive third party verification and harass for small small things in between multiple times.
They reject genuine claims
Thankyu mam sharing valuable information
Bajaj Allianz company kyu nhi liya ? Bajaj ka my health care plan bahut achha.
Care health insurance company ka koi telephone number hai jaha customers baat kar sake? Mere pass care health insurance company ka policy hai lekin abhi tak meri baat customer care representative se nahi ho saki jiske chalte maine claim nahi liya is policy ko continue rakhkhu ya kisi dusri company me port kar du..
As per their website, following numbers were found
Sales:
phone
1800-102-4499
Services:
whatApp
8860402452
Hello ma'am
Ma'am apse ek request hai kripya aap ek term insurance plan jo capf, paramilitary soldiers ki duty ke according sahi ho uska video bna dena please
jee, noted :) We will try to bring up a video soon.
70 years icici lombard is not giving policy
Which policy?
I am getting bad reviews about niva bupa, in different places . In hospitals, LinkedIn even there insta page is having fake comments.
Hello jee, then you can choose a different company's plan.
If you want any assistance in choosing a suitable plan, connect with us on WhatsApp/Call at 9650706699.
I have a good experience of Niva bupa
Jis ghar me padhe likhe insan na ho wo koi bhi insurance (Bima)nahi le.kiwke Bima company aur koi koi agent itne matalabi hote hai unko aapke claim se koi lena dena nahi rahta hai
Star health ke bhi ek comparison video banayiye
We have many comparison videos on Star Health Insurance :)
Age 51 to 65 premium low sum assurance 5 lac singal person premium between 13 to 15 thusand ka videos dikhao insurance company o ne inflesation
Ke name pe sabko 3 lac or 4 lac ki policy change karke 5 or 7lac me new premium ki policy de Rahe hay old policy acahank band karke 20 to 25 thusand ki policy pakdarahe hay
Mam is manipal Cigna policy is best or no ?
It's is our top 6 but this can totally vary depending on your requirements & medical history.
Please do your own due diligence before choosing a plan :)
dont go for niva bupa i have very bad experience they not settled your total claim with impaneled hospitals always approved partially claim
Please make on video on how to get claim if claim reject by insurer with multiple reason. You always make videos where you compare different polices but I think now days more important is how to get claim all policies are similar 70% criteria so features are good , but people facing issues with claim rejection social media facebook, linkedin , insta are full complaints.
So I request make video on claim rejection and meaning of various claim rejection reason and please also guide how to file complaint on claim rejection because IRDAI bima bharosa portal , grievances email , GRO cell these all not beneficial.
Please aware people to file ombudsman and their hearing process , this will help people to fight.
There are videos available on this topic as well
th-cam.com/video/GhcZ4YSdovc/w-d-xo.html
Also, you can search claim in our channel's playlist, you will find other claim awareness videos
@@GurleenKaurTikku Thank You
Care health insurance company ka toll free number hai jaha par kewal policy sell ki jati hai
As per their website, following numbers were found
Sales:
phone
1800-102-4499
Services:
whatApp
8860402452
Pls review Care Ultimate Care plan
Sure, we will bring up a video soon :)
Ped heart condition of 64 year male can be insured
Jee, policy is possible. Depends on the heart condition
@GurleenKaurTikku Bypass in 2003
Angioplasty in 2016,2019,2023 & mitraclip in 2024
Ef is 40% as per latest echo
Hi,
Please do a video for which plans are best for NRE's?
Sure, we will bring up a video soon.
Keep watching !
All insurance are available
In 6 me Star health insurance kyun nahi hai
These plans are based on the most enquiries we get from our clients & audiences.
You can definitely choose Star Health Insurance Plan if it meets your requirements.
Niva aur care mai accha competition hai claim na dene ka
what do you mean?, I'm planning to take Niva Bupa Aspire
Also manipal and Aditya Birla alongwith icici
Sabi ek jse hogyi hai pta ni kyu claim reject krti hai
@@harshitverma4480 don't even think about it
@@abhisheksolanki5283 What happened to you, can you enlighten all of us?
Thank you dear
Welcome 😊
❤❤THE NEW INDIA ASSURANCE CO. LTD. ❤❤
benji...aap bol ne ki speed Jara cum karo..to Pura sun paye log
Care supreme plan kesa he
We have shared all the details of the plan as well as the ICR. If the plan meets your requirements then you can choose it :)
Please do your own due diligence & for any assistance feel free to connect with our team on WhatsApp/Call at 9650706699.
What about solvency ratio
You can check the IRDAI's Annual Report or check this video : th-cam.com/video/24w7NkM6K2E/w-d-xo.htmlsi=ckQsIUpH0vxbqsz5
Accha kaam kar rahe ho
Sirf consumers ke liye hi nahi
Agents ke liye bhi
Thank you 🙏
Thank you jee :) Do subscribe for more such informative content !
My corporate 3 lakh hai
Deductable loo ya super topup Or konsi company ki looo
Hdfcergo optima secure with aggregate deductible
Please avoid purchasing policy from NIVA BUPA. Issue is not only with their customer service. The grievance team is also a fraud team. NIVA BUPA GRO and grievance team is managed by a lady who goofs up her resolution provided. To cover up her fraud act the rest of the team members under her just copy paste her fraud solution for case closure!
Waiting your video on Saif Ali khan matter @ niva bupa