Same ganon din ako super helpful, sinking fund naman ang tawag ko for my occasional/annual expenses like vacation, insurance, school fees at mga anniv, bday, christmas fund. 6 months before every occasional expense naman ako nagttabi 😀
May timeline din ako sa spreadsheet pero mga bayarin, to make sure i paid all my bills and allocated money for that expenses. At least I have a full view of all the payables for the stretch of one year. after paying nka highlights na sya with different colors kung na bayaran na para ma keep track ko ano yung di pa na bayaran. Pag may mga advance payments din kita ko na nka advance payeme very effective.
Di ko naisip yung excel for monthly breakdown of an expense na once a year or several events in a year lang nangyayari. Will do this!! Also, thank you kasi sa inyo ko lang talaga naintindihan yung equity index fund. Tagal kong hinahaap!
thank you as well for continuing to watch our videos. if you learned something from them, please do share them to your friends so they, too, can learn as well. thanks!
thank you as well for continuing to watch our videos. if you learned something from them, please do share them to your friends so they, too, can learn as well. thanks!
I always make sure na yong 13th month pay ko nahuhulog ko sa bank. Kasi for the whole year ako nagpapadala sa family ko. So I take it as yan lang yong sahod na di ko ginagalaw sa buong taon.. Ang I make sure I keep 15-20% monthly every sahod. Mahirap sya pero at the end ng year worth it talaga ang sacrifices.
Can you guys talk about fiduciary financial advisors here in the Philippines. Most of the financial advisors i have talked to are only interested in their gains.
thank you as well for continuing to watch our videos. if you learned something from them, please do share them to your friends so they, too, can learn as well. thanks!
Sir power po !! Gusto ko lang po itanong kong normal po ba na sa financial advisor ng isang mutual fund company ko ibibigay ung pera na pang invest ko sa mutual fund ?? First time investor po sana Masagot niyo Salamat.
Jheng Joya normally now, mutual fund companies have cashless transactions to mitigate risk--that is, you deposit to their bank account or the investment would be debited from your savings account. if and when they say that they can accept cash, it would also be safer to issue a check or a Manager's check payable to the fund. either way, make sure that they can issue you a provisional receipt and make sure to follow-up on your investment receipt and request for a statement within a week of your transaction.
Hi sir hingi lang po ako ng advice regarding financial spending.. I'm a ofw/seaman earning 100k a month.. 10k goes to my parents and I have 4 investment(MP2, SUNLIFE INDEX FUND, SUNLIFE V.U.L AND INSULAR V.U.L) my monthly payment for that is 30k total..my investment is just 2yrs only im in my mind 30's in in relationship... I'm planing now to build my own house which will cost me 2M in construction, lot is already paid.. Is it ok na yong 2M na construction for the house idadaan ko sa laon sa PAG.IBIG.. is 60k enough income pa ba to survive we'd all the bills to come in my life.. yong lang po tnxs..
Kumulog talaga eh! Love na love ko tong channel na to!
Same ganon din ako super helpful, sinking fund naman ang tawag ko for my occasional/annual expenses like vacation, insurance, school fees at mga anniv, bday, christmas fund. 6 months before every occasional expense naman ako nagttabi 😀
May timeline din ako sa spreadsheet pero mga bayarin, to make sure i paid all my bills and allocated money for that expenses. At least I have a full view of all the payables for the stretch of one year. after paying nka highlights na sya with different colors kung na bayaran na para ma keep track ko ano yung di pa na bayaran. Pag may mga advance payments din kita ko na nka advance payeme very effective.
same tayo ng strategy
occasional expenses ... I use the sinking fund method. It’s the same technique that you guys are talking about :)
Di ko naisip yung excel for monthly breakdown of an expense na once a year or several events in a year lang nangyayari. Will do this!! Also, thank you kasi sa inyo ko lang talaga naintindihan yung equity index fund. Tagal kong hinahaap!
thanks! your kind words encourage us to produce more videos. please do share the learnings, and our videos, too!
Tama po sakit nating pinoy ang ganyang pag gastos..nice tip po thanks
Great tip for bonuses. Isa ko sa ganun before eh. But now I realize when to upgrade and spend my money wisely.
thank you as well for continuing to watch our videos. if you learned something from them, please do share them to your friends so they, too, can learn as well. thanks!
Wow kulog!!! Salamat sa Idea may natutunan nanaman kami!
thank you as well for continuing to watch our videos. if you learned something from them, please do share them to your friends so they, too, can learn as well. thanks!
nakakatuwa ang reaksyon sa kulog. salamat sa tips
cris gandionco thank you for watching our video. Please do share it to your friends, too!
Galing neto. Maraming salamat po
thanks! please do share the learnings--and out videos, too!
you're da best talaga mga tol
thank you. please do share the learnings--and our videos, too!
I always make sure na yong 13th month pay ko nahuhulog ko sa bank. Kasi for the whole year ako nagpapadala sa family ko. So I take it as yan lang yong sahod na di ko ginagalaw sa buong taon.. Ang I make sure I keep 15-20% monthly every sahod. Mahirap sya pero at the end ng year worth it talaga ang sacrifices.
Thank you for all the tips and suggestions :)
you're welcome! feel free to browse our playlist for other videos that you might find interesting. thanks!
Please do a review on BDO'S THE PERSONAL EQUITY AND RETIREMENT ACCOUNT (PERA). You guys deserve more subs!
Mark Erick Fagar we’ll definitely have that one of these days so please do stay subscribed. Thanks!
Pwede po makahingi ng excel format na yan?
Nice one guys! I do automatic transfer sa ibang bank account ko.
Can you guys talk about fiduciary financial advisors here in the Philippines. Most of the financial advisors i have talked to are only interested in their gains.
Thanks for the tips! Pwede ko to I adapt!
thank you as well for continuing to watch our videos. if you learned something from them, please do share them to your friends so they, too, can learn as well. thanks!
Hi, I hope you can discuss secured credit cards like rcbc’s instacard and bpi’s express start, ok ba siya for credit card newbies?
Hi po mga sir, budget tech.
Grabe ung kulog!!! Pero benta ung reaction niyo haha!!!
Same po sya Sinking Fund ❤
Sir power po !! Gusto ko lang po itanong kong normal po ba na sa financial advisor ng isang mutual fund company ko ibibigay ung pera na pang invest ko sa mutual fund ?? First time investor po sana
Masagot niyo Salamat.
Jheng Joya normally now, mutual fund companies have cashless transactions to mitigate risk--that is, you deposit to their bank account or the investment would be debited from your savings account. if and when they say that they can accept cash, it would also be safer to issue a check or a Manager's check payable to the fund. either way, make sure that they can issue you a provisional receipt and make sure to follow-up on your investment receipt and request for a statement within a week of your transaction.
hazel tropico
bka pede ptopic sir ung about s mga MF COMPANY n ENTRY FEE,,,EXIT FEE pti Management fee ung mga top MF COMPANY SLMT SIR
Here’s our video for that.
th-cam.com/video/RyhVz6PWk5w/w-d-xo.html
nice nice. i'll definitely do that. occasional expenses
Hi sir hingi lang po ako ng advice regarding financial spending.. I'm a ofw/seaman earning 100k a month.. 10k goes to my parents and I have 4 investment(MP2, SUNLIFE INDEX FUND, SUNLIFE V.U.L AND INSULAR V.U.L) my monthly payment for that is 30k total..my investment is just 2yrs only im in my mind 30's in in relationship...
I'm planing now to build my own house which will cost me 2M in construction, lot is already paid..
Is it ok na yong 2M na construction for the house idadaan ko sa laon sa PAG.IBIG.. is 60k enough income pa ba to survive we'd all the bills to come in my life.. yong lang po tnxs..
Sana all ganyan kinikita per month
Watched it because of PERANORMAL
Pakopya po ng Excel file timeline..😂😂😂
sana may video paano makabayad ng mga utang
Erica Anava you may watch this video of ours: th-cam.com/video/d-brvFr1F5k/w-d-xo.html
Totoo po yung perang biglabigla nalang nawawala. May peranormal activity po talaga. Hahahah😂😂😂
Ginagawa ko p0 iyan.
boss pa greet mo naman ako... dito ako sa zamboanga city. keep it up
we'll definitely greet you in one of our videos in the future so please do stay subscribed!
Multo na pera;)
🤣
Iboboto tlaga kita.. Harry Roque for senator.. di lang pang senator pang finance pa
LOL