This is exactly what I did, I should make a video about it too... I keep telling everyone that money is FREEDOM and the less bills you have to pay, the more freedom you have. Trying to pay a $5000/m mortgage will keep you as a slave to your job.
I heard an idea similar to yours. Think of purchases in terms of work hours. IPhone 10 isn't $900, it is x amount of weeks of work. I find that thought helps me lower my expenses.
Conservative Prosecutor True, I guess this is more of a specific situation that applies more towards being a slave to your job to pay giant bills that are unnecessary vs choosing to live frugally instead so you need to work less, and not stay at home moms. Everyone’s situation is a different story.
Everything you say about this subject is pure gold....I love that more people are seeing that being chained to a desk for forty years is not for them, I knew early on it wasn't for me, lowering that overhead, maximizing passive income and building side gigs that flourish into niches that you enjoy doing is the key....
@BeatTheBush, Love these FIRE videos; I stopped watching your channel regularly and am back now watching daily after these videos. Please keep making these retirement videos. Your voice and way of talking is so nice and people will love hearing the retirement stuff from you
watching your videos help me get my ass back in order whenever I get lazy building my stock photography portfolio. keep up the great work man and congrats on breaking free of the cycle
Also for people who just not happy with their current job (those people only) and thinking about retiring because of that. My advise is that you should try getting a job / career that you like(try a few jobs, if you have to) you may end end with a good one. The job market is really good now!! Not every job is bad, a lot people love their job and enjoy going to work every single day. For instance, their jobs may involve helping other people, saving life, or improving the society.
Have you ever considered drop shipping goods? It's something I'm currently looking into. I live in Florida where cost of living is pretty low so my goal is to semi retire off of 3,000 a month.
One last thought, when putting your expense together, should think about or include the expense of your future family (girlfriend, kids and spouse) as well. It will easily double or triple your future expense (I know because I have a family, for instance health insurance is around $600 for a family), it is not that easy to double / triple your income in a month or year to cover those family expense. So don’t jump the gun too quick, think it through first.
@@BeatTheBush well, that is the thing. I'm not really afraid of plunging into something new right now. Although I'm 40 now, I'm still in good health, decent savings, not at your level though. The engineering jobs pay well, but after so many years at a desk job, writing reports, running models, checking numbers, messing with spreadsheets etc... you kind of want something different. I find myself think back to the days before college when I was working for my Dad or brother at their restaurants. I remember that I hated it though .
I'm currently managing to save about £500 a month with spending money left over and after bills. But I'm now renting a smaller office for £100 a month hopefully as opposed to my current office for £180. I remember going from a £260 office down to the £180 office at my current office building and it was such a huge difference. Not having to fork out that extra £80 a month was such a good feeling
It's all about making passive income instead of working hourly. I would rather make $x a day doing nothing than spending time working on an hourly rate. I agree, recurring costs can quickly add up, biggest for me is phone data. Currently, I still work freelance coding a few hours a day, but I also have a small residual passive income and my goal is to move towards building more passive solutions.
I'm happy driving my 13 year old, 200k mile honda (bought new), and learning and having fun investing in stocks, mutual funds, ETFs, flipping items on Ebay, Rental property and LYFT when I'm going somewhere. I buy jeans and pants from Goodwill on Sat., and that is sometimes fun.
There is a big thrill that comes from making any amount of money outside of your main job. I really enjoy it, and I think it adds some security to your life. For thing I got was selling a website for a company.
I thought freelance writers have a body of work that are moneymakers for them. Articles that publishers pay to feature but the writers always own it. Like seasonal articles, self-help or research articles which information rarely changes. I think this is a decent way to increase money, you already have the work done when the magazine asks for it.
If you’re working in a career growth mode it isn’t just a straight trade of time for money - you’re increasing your value as you build your skills and network.
You start writing your book man !! Good points and by watching your videos I acquired good credit and I’ve been saving a lot of money thanks man !!! 👍🏻👍🏻👍🏻👍🏻
Spotify is the only one I justify. I could pirate all my music and manually put it on my device. But that takes time. I could not listen to music but I find it good for stress and it's enjoyable.
Best way to get a large variety of whole plant based foods: spices. Cheapest place to buy spices (buy bulk): ebay, webrestaurantstore, ifsbulk, random websites on google, alibaba (don't buy powdered spices here high risk for faked spices)
Interesting that you mentioned that you aren't involved in real estate. The easiest way to make passive income so you can retire early is to rent out your spare rooms. In California a room can bring in $1000-$2000 per month. I knew a technician from Livermore Labs that got laid off. He used his severance money as down payment for a home, rented out all 4 bedrooms, then lived in half of his garage. The rent was more than enough to cover mortgage, and to travel or go back to school full time.
I got paid by Home Depot for videos on their website and they own the rights. They did let me shout out my name "Paul Tran DIY" at the beginning of each video. Do you think it was worth it from a marketing/advertising sense? Hoping people will look me up after they watch those Home Depot videos? Or should I decline all these types of "one" time deals?
It depends on how much they pay you for it. What is the estimated lifetime views on that video and how many people actually come to your channel from their website? You can always measure this with a sample video.
I respect that this youtuber actually mentions that you can make money through youtube. There aren't many entrepreneurial youtubers who ever mention making money through youtube.
The whole TH-cam business is interesting. Some people get very low subscribers and never get beyond a few hundred. Some get thousands and sometimes hundreds of thousands in a very short time. Even if the same value is given, the TH-cam algorithm seems very inconsistent. I subscribed to this young woman who gives “new age” advice. She has gone from zero to 172,000 subscribers in six months. Others that give more practical advice such as yours seem to grow a bit slower but usually end up with similar amount of subscribers.
Making a sponsored video is a one-off income, but it also brings you a tiny bit of ad revenue forever, so in the end, it is kind of passive as well. On my blog, I sometimes accept guest sponsored posts, which make me earn a couple hundred euros AND a bit more of ad revenue while not having to write an article :D
Do you ever plan on moving out of the us? Like places like Colombia or Argentina where your dollars is valued a lot more because of the inflation of the money on those states.
I pay $30 for Comcast internet in SF. No promotional offer. It's 17mbps download. 2mbps upload. They'll try to talk you out of downgrading. But they'll eventually let you sign up.
If you are keeping your travel local, you can use a bicycle and save the expenses associated with a car. Fuel, insurance, tax, maintainence etc. Or at least use a car less if it's impractical to loose the car completely. Boosts your health & fitness too and it's free to ride a bike. Buying a cheap used bike will pay for itself within a few weeks. You can upgrade later if it works out for you.
I have some questions: For your Amazon link in the description, can I buy ANY product on Amazon to support you or must I purchase a product you are recommending? Do you have a video about making money on Amazon or affiliate links in general?
Wage slavery , if you walk around and just observe people on their jobs regardless of what they get paid they’re completely miserable. If anyone is interested I recommend reading How I found Freedom in a unfree world by Harry Browne. This book by far is one of the best book I’ve read about breaking away from the norms, if your thinking of quitting your 9 to 5 it’s best to have clarity and take inventory or introspection of your life first before leaving the work force, this book will give you some ideas on how you must psychologically prepare, and why most people will never achieve freedom.
I think you should at least finish your mortgage first before quitting a 6 figure job. This will cut your overall expense into half or more. And more importantly, get a Girl/Boy friend first before quitting your job, because it is a very lonely process, you will have a lot of time, you know what to do at those free time with her, and it is free....
which health insurance is that $300 per month; please let me know. I pay about $700 a month and I don't even use the service. I feel I am throwing money away every month
Quitting a job is not a good idea although it is Ok with getting fired. A better strategy is to take your job as a hobby while cutting all the spendings.
Are u renting out rooms at your house or do u prefer ur privacy...u could make a ton in extra cash from renting out rooms maybe even help pay off ur mortgage a lot faster
I think alot of times contract stuff can be way better than hourly pay if you are really good at your job. Owning your own bussness is definatly the way to go. If I worked at a car wash I would get paid minimum wage but if I opened my own car wash and charge 10 dollars per car and get 5 cars done in an hour I would make 50 bucks an hour. Also if you lift hay bails you get 50 cents per hay bail and if you are fast enough you can get paid 50 or 60 bucks an hour.
I had a good job just 35 hours a week but with commuting it was more like 45 hours plus ... I quit just like that after 20 years Sounds crazy but I figured out with Having NO mortgage I only need a little income now just to cover taxes and fees ... I just do a odd jobs to cover my expenses so I don’t touch my savings etc... yes my time is more my own now ..
Or do location arbitrage and move to Thailand or Mexico with the funds, which BeatTheBush is not doing; maybe he is taking break to find that girl electrical engineer
Have you got an emergency fund BTB? I can't remember from your past videos.. What if your hot water service blew up? Would you just draw from your ETFs or something??
It blew up before. I installed a new one myself. Paid partially with a gift card I got for free via credit card churning. Otherwise paid with emergency fund.
Hi btb! What do you think about making money on TH-cam now with the new revenue guidelines? Knowing what you know now, if you hadn't started TH-cam when you did and had to start from scratch would you still do it?
I don't make a lot as is each year I have been working part-time and trying to move into a full-time. If we want to follow in your footsteps invest and buy real estate for businesses? I saw one couple who bought a warehouse area and just renovated to have 7 units or so to rent out. I'm really lost on what business I'd want to start, maybe buy into a chain of businesses and run them? Say as an a fast food or some service, or take over existing ones?
I cant get rid of audiobook, I see it as an investment in my mind. So it worth the $15 a month and also they have deals everyday...I use my cell phone to learn about thing when Im doing my work...So it offer more value then the cost. Im going to get rid of my cell phone and just call on wifi.
Totally agree. Saved more than 1000/month doing some of France's advice. I recently doubled my income doing side hustles. Totally doable! Thanks Frances. If u r ever in New Zealand, contact me!
I was able to get rid of home internet completely by going to an unlimited phone data plan, which in total costs me $55 a month, no contract. And I use that as my home internet by sharing my phone's data as a wifi hotspot.
One would have to refrain from dating, travel and never have children. The individual would have to live like an elderly person on a fixed income. The gamble is that after a certain age, an individual won't be able to get employed. So you are risking your prime years which you will never get back.
Do one meal a day....Do KETO.. Cook your own food....live with room mates.....I have been off from work for 7 weeks now and only spent about 450$ total .....
Or rather skip breakfast and do some Intermittent fasting. This way you'll not only be healthier and gradually get "control" of your hunger, but also will be much easier satisfied with your meals aswell.
Beat: "do this by cancelling your subscription services!" Me: "right, I'm gonna start making a list!" Beat: "Brought to you by audible subscriptions!" Me: "...."
I was just joking, don't worry. It's actually a really cool service, I just thought it was funny that you basically started by saying to end subscriptions when your sponsor is a subscription service, lol. I'm surprised they would sponsor a video that advises people to cancel subscriptions. Audible has some interesting marketing strategies lol
I find no matter the job I just don't like being in the same place for a long time day after day. And im not a computer person or a very social person. I better just stick to my day job 😔
This is exactly what I did, I should make a video about it too... I keep telling everyone that money is FREEDOM and the less bills you have to pay, the more freedom you have. Trying to pay a $5000/m mortgage will keep you as a slave to your job.
Pia Edberg You should make a video. I'll watch it. Great advice.
I heard an idea similar to yours. Think of purchases in terms of work hours. IPhone 10 isn't $900, it is x amount of weeks of work. I find that thought helps me lower my expenses.
Conservative Prosecutor True, I guess this is more of a specific situation that applies more towards being a slave to your job to pay giant bills that are unnecessary vs choosing to live frugally instead so you need to work less, and not stay at home moms. Everyone’s situation is a different story.
@Conservative Prosecutor+ Its more like an hour. Eating is way over-rated.
The only vote Americans have is the dollar vote. And some Americans have lot more votes than the rest.
One of your best videos -- great info.
Everything you say about this subject is pure gold....I love that more people are seeing that being chained to a desk for forty years is not for them, I knew early on it wasn't for me, lowering that overhead, maximizing passive income and building side gigs that flourish into niches that you enjoy doing is the key....
Time to write a book bro
Dude. Cant get enough of your videos. Love the messages. Thanks for these .
@BeatTheBush, Love these FIRE videos; I stopped watching your channel regularly and am back now watching daily after these videos. Please keep making these retirement videos. Your voice and way of talking is so nice and people will love hearing the retirement stuff from you
A video notification from you makes me smile literally! I’m not sure what it is but these videos are so good! Thank you 😊
I got a big smile from that. :D Thanks!
Great video as always! Several good points made!
Well done sir. 👍🏾👍🏾👍🏾
This is my goal right now! awesome vid!
watching your videos help me get my ass back in order whenever I get lazy building my stock photography portfolio. keep up the great work man and congrats on breaking free of the cycle
The most underrated channel. You’re throwing out golden nuggets like it’s popcorn! Thank you, sir.
Wow, thanks! I chug along. As they say, all I have to do is show up and improve everyday. =D
Great talk again. Keep it coming
I installed a lower-flow showerhead. Small thing, but it's less heated water going down the drain. Plus I actually like the amount of flow better.
good job
Also for people who just not happy with their current job (those people only) and thinking about retiring because of that. My advise is that you should try getting a job / career that you like(try a few jobs, if you have to) you may end end with a good one. The job market is really good now!! Not every job is bad, a lot people love their job and enjoy going to work every single day. For instance, their jobs may involve helping other people, saving life, or improving the society.
social anxiety preventing me from getting a new job...Fuck this shit...Stuck in one job for the last 12 years and its breaking my body down....
Become a Social Justice paid protester, funded by Soros. Lot's of gigs available, just hang out with the Feminists.
Have you ever considered drop shipping goods? It's something I'm currently looking into. I live in Florida where cost of living is pretty low so my goal is to semi retire off of 3,000 a month.
Great points. I have 3 websites and am continuously building it after office hours. I'm earning semi-passively but it's not enough to quit my job yet.
Aster Ginete how much do you make if i may ask
yay good for you! you are getting some traction
What website?
@@shuc.8089 It's not stable, but about $2,000 a month
@@maryanne2025 Thank you!
One last thought, when putting your expense together, should think about or include the expense of your future family (girlfriend, kids and spouse) as well. It will easily double or triple your future expense (I know because I have a family, for instance health insurance is around $600 for a family), it is not that easy to double / triple your income in a month or year to cover those family expense. So don’t jump the gun too quick, think it through first.
great point
good idea!
Awesome Bent what coal mines ? 🤨
I've worked as Aerostructures engineer for 14 years. I sometimes imagine myself changing jobs, HVAC or electrician?
I see. It's a whole new ball game to actually do it.
@@BeatTheBush well, that is the thing. I'm not really afraid of plunging into something new right now. Although I'm 40 now, I'm still in good health, decent savings, not at your level though. The engineering jobs pay well, but after so many years at a desk job, writing reports, running models, checking numbers, messing with spreadsheets etc... you kind of want something different. I find myself think back to the days before college when I was working for my Dad or brother at their restaurants. I remember that I hated it though .
I'm currently managing to save about £500 a month with spending money left over and after bills. But I'm now renting a smaller office for £100 a month hopefully as opposed to my current office for £180. I remember going from a £260 office down to the £180 office at my current office building and it was such a huge difference. Not having to fork out that extra £80 a month was such a good feeling
It's all about making passive income instead of working hourly. I would rather make $x a day doing nothing than spending time working on an hourly rate. I agree, recurring costs can quickly add up, biggest for me is phone data. Currently, I still work freelance coding a few hours a day, but I also have a small residual passive income and my goal is to move towards building more passive solutions.
yeah passive income baby
I'm happy driving my 13 year old, 200k mile honda (bought new), and learning and having fun investing in stocks, mutual funds, ETFs, flipping items on Ebay, Rental property and LYFT when I'm going somewhere. I buy jeans and pants from Goodwill on Sat., and that is sometimes fun.
There is a big thrill that comes from making any amount of money outside of your main job. I really enjoy it, and I think it adds some security to your life. For thing I got was selling a website for a company.
I thought freelance writers have a body of work that are moneymakers for them. Articles that publishers pay to feature but the writers always own it. Like seasonal articles, self-help or research articles which information rarely changes. I think this is a decent way to increase money, you already have the work done when the magazine asks for it.
If you’re working in a career growth mode it isn’t just a straight trade of time for money - you’re increasing your value as you build your skills and network.
It’d be nice to do this eventually. Thank you for this video. 🙏🏻
I'm on the hustle everyday thank you for your inspiration
You start writing your book man !! Good points and by watching your videos I acquired good credit and I’ve been saving a lot of money thanks man !!! 👍🏻👍🏻👍🏻👍🏻
how would you do it with a wife and kids?
Spotify is the only one I justify. I could pirate all my music and manually put it on my device. But that takes time. I could not listen to music but I find it good for stress and it's enjoyable.
Same here but Napster. That and Kindle Unlimited. No more pedicures for me......but worth it!
I'm sure many people have asked this of you, but you should make a video discussing how to spend your spare time
Was just wondering what he does all day
Best way to get a large variety of whole plant based foods: spices. Cheapest place to buy spices (buy bulk): ebay, webrestaurantstore, ifsbulk, random websites on google, alibaba (don't buy powdered spices here high risk for faked spices)
Oh and for webrestaurantstore search "webrestaurantstore spices" or you'll never find em. And honestly this one is my favorite for cheapness.
Interesting that you mentioned that you aren't involved in real estate. The easiest way to make passive income so you can retire early is to rent out your spare rooms. In California a room can bring in $1000-$2000 per month. I knew a technician from Livermore Labs that got laid off. He used his severance money as down payment for a home, rented out all 4 bedrooms, then lived in half of his garage. The rent was more than enough to cover mortgage, and to travel or go back to school full time.
Good point on health insurance. Medical is very important.
I got paid by Home Depot for videos on their website and they own the rights. They did let me shout out my name "Paul Tran DIY" at the beginning of each video. Do you think it was worth it from a marketing/advertising sense? Hoping people will look me up after they watch those Home Depot videos? Or should I decline all these types of "one" time deals?
It depends on how much they pay you for it. What is the estimated lifetime views on that video and how many people actually come to your channel from their website? You can always measure this with a sample video.
Why do you not want to be an engineer anymore?
I respect that this youtuber actually mentions that you can make money through youtube. There aren't many entrepreneurial youtubers who ever mention making money through youtube.
The whole TH-cam business is interesting. Some people get very low subscribers and never get beyond a few hundred. Some get thousands and sometimes hundreds of thousands in a very short time. Even if the same value is given, the TH-cam algorithm seems very inconsistent. I subscribed to this young woman who gives “new age” advice. She has gone from zero to 172,000 subscribers in six months. Others that give more practical advice such as yours seem to grow a bit slower but usually end up with similar amount of subscribers.
Making a sponsored video is a one-off income, but it also brings you a tiny bit of ad revenue forever, so in the end, it is kind of passive as well. On my blog, I sometimes accept guest sponsored posts, which make me earn a couple hundred euros AND a bit more of ad revenue while not having to write an article :D
Lowering the activation energy. Said like a true science major! :)
Do you ever plan on moving out of the us? Like places like Colombia or Argentina where your dollars is valued a lot more because of the inflation of the money on those states.
go to venesuela.
I pay $30 for Comcast internet in SF. No promotional offer. It's 17mbps download. 2mbps upload. They'll try to talk you out of downgrading. But they'll eventually let you sign up.
Comcast seems to slow down a lot during peak demand though.
You're like the mentor I always wanted 😂
Ever punched the numbers for ROI on Solar?
BTB...Please direct me to what health insurance you are under...$300. is a great price.
True... retirees on my govt job in florida are paying out like $700
lol.... $300 is a horrible price.. way too high
Yeah $300 used to be robbery before the "Affordable" Care Act...now it's like "great deal"...wtf
back when I was self-employed in 2001, really good health insurance was $80 a month.
It’s highly related to your age and plan. I did a video on the range you can expect to pay based on age.
Excited to see your plant based food guide. Have been doing it myself and the costs can add up quick. Only a month into it so far though.
If you are keeping your travel local, you can use a bicycle and save the expenses associated with a car. Fuel, insurance, tax, maintainence etc. Or at least use a car less if it's impractical to loose the car completely. Boosts your health & fitness too and it's free to ride a bike. Buying a cheap used bike will pay for itself within a few weeks. You can upgrade later if it works out for you.
His level of fitness doesn't seem to be that high.
Neither was mine until i started riding again. But i'm improving all the time and saving some cash in the process. Thanks for your reply.
Thanks for the tips
As always great job 👍
Play ‘Cashflow ‘ game by Robert Kiyosaki on your iPad.
It’s great and has taught me a lot
I have some questions: For your Amazon link in the description, can I buy ANY product on Amazon to support you or must I purchase a product you are recommending? Do you have a video about making money on Amazon or affiliate links in general?
Wage slavery , if you walk around and just observe people on their jobs regardless of what they get paid they’re completely miserable. If anyone is interested I recommend reading How I found Freedom in a unfree world by Harry Browne. This book by far is one of the best book I’ve read about breaking away from the norms, if your thinking of quitting your 9 to 5 it’s best to have clarity and take inventory or introspection of your life first before leaving the work force, this book will give you some ideas on how you must psychologically prepare, and why most people will never achieve freedom.
Please Help Me.
If everyone followed your advice society would collapse completely hahaha.
I think you should at least finish your mortgage first before quitting a 6 figure job. This will cut your overall expense into half or more. And more importantly, get a Girl/Boy friend first before quitting your job, because it is a very lonely process, you will have a lot of time, you know what to do at those free time with her, and it is free....
Vincent Yu hey he's A-Sexual
You think too much. I mean watch TV, window shopping with her, come on people, have a clean mind.
What happens if everyone quits their job?
which health insurance is that $300 per month; please let me know. I pay about $700 a month and I don't even use the service. I feel I am throwing money away every month
To compare, you need age and plan type, too sensitive to post to me.
You need to get on the Bigger Pockets Money Podcast!!!
Bruce Wannng And on Jeff Rose.
yess! plant based! so excited to hear that! It's 100% a money saver, we live in Zurich and spend 300$ a month total for 2 people eating plant based!
I know! Meat is very expensive and can be about half the cost of the total meal at times.
Quitting a job is not a good idea although it is Ok with getting fired. A better strategy is to take your job as a hobby while cutting all the spendings.
It really depends on your financial standing. 'quitting a job is not a good idea' as a general statement?
Great video!
Are u renting out rooms at your house or do u prefer ur privacy...u could make a ton in extra cash from renting out rooms maybe even help pay off ur mortgage a lot faster
Thanks for the tips!
Why don't you move to another cheaper state or even another country? Europe?
I cant move my friends and family.
Just saying hi BtB! Boyfriend's in North Carolina insurance adjusting, I am here saving money haha. Take care!
I think alot of times contract stuff can be way better than hourly pay if you are really good at your job. Owning your own bussness is definatly the way to go. If I worked at a car wash I would get paid minimum wage but if I opened my own car wash and charge 10 dollars per car and get 5 cars done in an hour I would make 50 bucks an hour. Also if you lift hay bails you get 50 cents per hay bail and if you are fast enough you can get paid 50 or 60 bucks an hour.
Almost everyday I go to work, I think about how I can quit my job. I wish I knew your financial advice in my 20's. Thanks for this video.
My advice is to stop thinking make make a move on it. Try earning $0.10 of recurring side income. Then grow it from there.
Passive cashflow is king. That way you feel comfortable when u quit ur job.
I had a good job just 35 hours a week but with commuting it was more like 45 hours plus ...
I quit just like that after 20 years
Sounds crazy but I figured out with
Having NO mortgage I only need a little income now just to cover taxes and fees ... I just do a odd jobs to cover my expenses so I don’t touch my savings etc...
yes my time is more my own now ..
Nice! It seems you spend little and so need to make little. Trying to get some recurring passive income would be the thing to do.
I am terrible at creating "side income" or cash flow :/ Ugh
go cut ur neighbor grass. 5 dollar an hour. do a five hour then u have 25 savings.
It doesn't seem like you're planning to get a family anytime soon, is that by conscious choice? I'm just asking since that can majorly impact the math
hmm great video idea for him to do
That and women want money money and more money
I don't know who hurt you but I was referring to educational expenses for kids
Chloe Six exactly!
Or do location arbitrage and move to Thailand or Mexico with the funds, which BeatTheBush is not doing; maybe he is taking break to find that girl electrical engineer
What do you invest in?
What do you use for health care?
Have you got an emergency fund BTB? I can't remember from your past videos.. What if your hot water service blew up? Would you just draw from your ETFs or something??
It blew up before. I installed a new one myself. Paid partially with a gift card I got for free via credit card churning. Otherwise paid with emergency fund.
Hi btb! What do you think about making money on TH-cam now with the new revenue guidelines? Knowing what you know now, if you hadn't started TH-cam when you did and had to start from scratch would you still do it?
That’s what people said when I started. I did it anyway and gave it my full attention for years. You need grit, luck, and always make better vids.
I don't make a lot as is each year I have been working part-time and trying to move into a full-time. If we want to follow in your footsteps invest and buy real estate for businesses? I saw one couple who bought a warehouse area and just renovated to have 7 units or so to rent out. I'm really lost on what business I'd want to start, maybe buy into a chain of businesses and run them? Say as an a fast food or some service, or take over existing ones?
I cant get rid of audiobook, I see it as an investment in my mind. So it worth the $15 a month and also they have deals everyday...I use my cell phone to learn about thing when Im doing my work...So it offer more value then the cost. Im going to get rid of my cell phone and just call on wifi.
The answer is, if you use it then it's fine to keep it. Probably a great way to learn as well.
would skillshare be worth spending your money on monthly? it can help you learn a lot and can possibly help you learn how to make moremoney
What about car insurance? I want save on that. Lol nvm I see a video about it
Can you do a video on the pros and cons of Indexed Universal Life insurance?
Thank you.
Totally agree. Saved more than 1000/month doing some of France's advice. I recently doubled my income doing side hustles. Totally doable! Thanks Frances. If u r ever in New Zealand, contact me!
=D You might want to check out which side hustles to go after on my latest vid. Ahh I've been to New Zealand, the Tua Tuas!
I was able to get rid of home internet completely by going to an unlimited phone data plan, which in total costs me $55 a month, no contract. And I use that as my home internet by sharing my phone's data as a wifi hotspot.
Who do you have your health insurance with?
One would have to refrain from dating, travel and never have children. The individual would have to live like an elderly person on a fixed income. The gamble is that after a certain age, an individual won't be able to get employed. So you are risking your prime years which you will never get back.
The toughest expense for me is spending money on food.. haha
Do one meal a day....Do KETO.. Cook your own food....live with room mates.....I have been off from work for 7 weeks now and only spent about 450$ total .....
Go Intermittent Fasting. Cook your own food and be satisfied and never feel hungry.
Brandon Beavis Investing well, just do that one as your indulgence. Cut down on everything else.
What are your thoughts about federal disability retirement?
You could probably rent out your spare room for $1000/month, gives you instant income of 12k/year.
Power in numbers (the income stream) !
Which ISP and cell phone plan do you have?
At&t and FreedomPop* I moved to a new one tba.
Buy 50lbs of Beans and Rice you'll be set for at least 6 months.
@thomas samson Dried beans and rice in sealed tight containers is key.
Really like your videos, a bit long in my opinion but I like the content
Have you ever looked into stoicism or meditation? I've just subscribed and I really like your content.
Health insurance expense is the hardest.
Do a video on that.
So you’re a minimalist.
I quit bacon and eggs+ cheese for breakfast. I just have a banana sandwich. Its saving me a lot
You can save bread by eating just the banana....
@@darylallen2485 i get the cheap bread.. 1 dollar a loaf. Yeah i do sometimes just banana but i like it in a sandwich
I save by eating half a slice of bread per day no more no less u have to be disciplined also I eat the crusts as snacks to save boo koo bux
@@AM-bo7wo wow u save like 4 cents.... lol good on you
Or rather skip breakfast and do some Intermittent fasting. This way you'll not only be healthier and gradually get "control" of your hunger, but also will be much easier satisfied with your meals aswell.
What baby step is beatthebush on? I’m guessing 6
Huh...not sure under that naming scheme. I have FI level 1-10
BTB has risen above the DR crap. Baby Steps are like high school and learning about FI and practicing it, are like Graduate School.
Please share how you located an affordable health insurance
Affordable Care Act probably
How about life insurance? I have a dilemma to keep this monthly fee.
If you have someone (i.e. children, wife, family) depending on you for their livelihood then keep the insurance.
simplified, if someone depends upon your income (besides yourself), keep it; if no one depends on your income, consider dropping it.
thanks.
Beat: "do this by cancelling your subscription services!"
Me: "right, I'm gonna start making a list!"
Beat: "Brought to you by audible subscriptions!"
Me: "...."
You didn’t hear what you should do with the service.
I was just joking, don't worry. It's actually a really cool service, I just thought it was funny that you basically started by saying to end subscriptions when your sponsor is a subscription service, lol. I'm surprised they would sponsor a video that advises people to cancel subscriptions. Audible has some interesting marketing strategies lol
Monthly subscription warnings all over the place, but then Audible advertisment in the description. C'mon.
It's Audiobook stuff, It's fine 👌
You don't need a subscription to use audible. His book is free.
I find no matter the job I just don't like being in the same place for a long time day after day. And im not a computer person or a very social person. I better just stick to my day job 😔