Of course this was to be taken as a joke and mainly said it to any friends who had gone four years and came out with nothing to show for it...just giving them a hard time. It was always well received and taken as dark humor. The truth is, there are many many paths in life that can lead to success, and sometimes that means buckling down and going to an expensive college or university. Unfortunately though, there are many instances where people get fucked pretty hard having student debt over their head forever, like a dark cloud.
It’s the governments fault. The government gives out 99% of all loans, destroying the college’s incentive to drop the price, since they are basically subsidized. If you want to make it cheaper, take the government out and make colleges compete
the AG of Arizona has filed suit against the state colleges because the AZ constitution says that tuition needs to be nearly free. So in some states, the rate the colleges charge is arguable a crime.
@@tommygunn6281 the gov only gives you up to 31000 for your full undergraduate education. 5500-7500 a year. The rest must be taken out privately. So it’s the banks fault for lending to any and everyone, which then gives colleges incentive to up their prices.
there are problems with talking about education (when spoken as a contrast from vocational skills). For a lot of people, even for those paying tens and possibly hundreds of thousands of dollars, education consists of courses you want to get out of the way so you can get to the stuff you really are going to college for (that is, your very practical major). In some cases, this means not learning anything , but just passing the course with the minimum work necessary and cramming for exams, but not actually learning or digesting the material in a meaningful way. Or, even if you take these courses seriously, you're getting about two dozen courses taught by people who see their course as a way of convincing you that you ought to major in whatever they are teaching. And half the time the teachers are having an identity crisis and don't believe that you won't take your course seriously unless then can prove to you that your course is getting you "transferable skills."
I think that idea that college should be education rather than job prep. However, that only works if the college has a worthwhile concept of education it is working with, and if higher education weren't so expensive.
TangomanX2008 All colleges have a “worthwhile concept of education”. College is self-guided, besides GE’s there’s no curriculum. Individual departments are always solid, unless it’s not a good school or is underfunded. The problem is tons of kids are going to college who aren’t intellectually curious and who don’t even have any interest in learning a skill or getting a degree relevant to a field they’re interested in. They just go to drink, get high and have sex. College is a *wonderful* educational opportunity if you’re a curious person and want to study subjects academically. I don’t know if you’re ever going to get people who don’t want to learn to learn by giving them some standardized curriculum. Maybe we should work on inspiring people to be more intellectually curious, but keep colleges the way they are. Just make them cheaper. I mean some changes could be cool. I think American colleges need to adopt the “cognate” for example. Giving students better opportunities to broaden their education a bit without getting another specific minor or major would be good for the developing and curious mind.
This is very late, but the jobs that a lot of people want require a bachelor's at least. If you have no interest in trades or something that doesn't require a degree, then it is kind of your only option. However, where people make the mistake is choosing the 30k/year (or higher) school over the 10k/year school.
Tom no its because there are no jobs for entry level biochem majors nor others like chem or bio. Companies also wont train on the job as much so without a relevant degree its meaningless
Guess what, most welders/electricians/whatever “worthy” jobs you’ve been told makes more than people who go to college also go to college to get their education.
RJ 🤡🤡🤡 he’s plan does work I’m not saying it’s the best but I’ve seen people change their lives. As far as “stupid people goes they’re probably more financially stable than you smh
The day I saw Dave Ramsey make the statement of kids living with their parents compared to 1970 I thought "because factory jobs, affordable rent, and low college tuition are definitely still a thing."
VFX Valor tell them to try and stay away from parent plus loans, if anything go to community for 2 years and then 2 years are a university, oh and try to stay in state. Also remember college isn’t for everyone, don’t let anyone pressure you into it if your plans not to go
Instead of Telling someone to stay in school tell them to go into debt for half their lives just to waste 4-5 years of it to get a job so they can pay off their debt that they took on
if Joe had more intelligence it would make for better interviews, because he is so passionate and has so much exposure to people that live of whatever subject they talk to him about, the state of the art of things, but he just talks to them too much about dmt and hippie shit. could direct the dialogue much better.
Peter Richard-Johnson Where are you living? Kid comes and cleans the groceries out of the garbage disposal trap, takes 30 minutes, we get billed $200. That’s just a fact....
rico567 you’ve never heard of a minimum charge or Overheads? Does the kid selling you your McDonalds Burger put the money in his own pocket? Plumbers can make good money cleaning up other people’s feces especially when it’s an emergency but there is a cost to doing business. Also, sounds like you need to find a plumber who won’t charge $200 for 30 minutes work. Unless you called him on a weekend or Christmas? Also, don’t put groceries in the waste disposal. Who does that?
What’s even more insane is that there are people in loads of debt for a literature or liberal arts degree. What’s next ? Someone majoring in lesbian dance theory with over 100k in debt.
Middle class kids who want to play rich kid and go to college for a nonsense degree while “enjoying the experience” and not caring about finances. Absolute clowns.
I was so proud of my nephew when he said he wanted to be an electrician. I was happy to help with his trade school fees, but man... imagine your kid spending $100k/year for a fucking Gender Studies degree.
Not even Gender Studies, ANY degree that doesn't directly translate into an actual employable job. Anything outside of medical school, engineering and STEM is practically worthless.
@@MESSI-fx1ob this is not capitalism. The US government controls EVERYTHING in education. Allowing different forms of education and government getting out of education would allow all sorts of innovation, competition and would inevitably drive costs down and increase quality. All it takes is just a different standard way of testing for certain knowledge or skill.
@richard kaye considering how obvious it sounds that you don't like liberals idk if what you said could be taken as fact when there could be a ton of other things besides that. Things are never as simple as to blame 1 party. Everything is being done wrong I mean there's rich people & famous people paying for their kids to get into good colleges
Tuition skyrocketed after the FED reduced loan requirements to teenagers in the 90's and Colleges started raising tuition knowing that the students could get the financing.
my parents don’t realize that college cost about 7x more than their education adjusted for inflation. it’s fucking crazy. and I have scholarships when they didn’t.
Based Incel getting a regular job will barely make a dent in your tuition. The money I made in over a year of work, will pay for about half a semester.
Based Incel $15 an hour, 40 hours a week for a year only pays for a little over half of a year of in-state tuition. It’s nearly impossible to work full time while in college for double the minimum wage.
Loveflying True. Normally I would be paying $38,000, but I got my tuition down to $16,000 because of the school’s honors program and the scholarships that I worked to get. I would’ve had to go to community college if I wasn’t accepted into the honors program. It was only a $6,000 difference and I could manage to budget my earning to go to my university instead. Like it’s possible with hard work and a shit ton of luck, but for the vast majority of people it’s just not financially possible to get an education.
You know I did the whole “community college for 2 years before graduating a 4 year” worked part time and took 5 years to finish... still had debt in the end. But I blame how expensive it is to live in California. My parents left the USA so I was basically fucked on the living costs. Apartments are not cheap. And before y’all ask, I qualified for resident tuition only in california so I couldn’t go out of state, since oos tuition is ridiculously overpriced.
I remember a French friend of mine who was living in Holland (I am Dutch) who was outraged because she had to pay to go to a School of Music in Rotterdam (say like Juillard or something). She only had lived in Holland a little over a year and already had completed a School of Music in Paris before...I thougth:”Man, are they pampered those French kids...”
Gaming With Goku My community college tuition is Normally around 2,000 per quarter for 15 credits so with books and stuff ends up between 6,500-7,000 per year or closer to 10,000 if you wanted to do summer quarter as well
Ewa420 the highest paid jobs are academic or athletic sure you can become a workman or a tradesman great no worries but a degree from a solid school will get you further than a year petting drugged up tigers while white guys with cornrows play the banjo and if you don’t know that? Dude...
@*S U C T I O N* the fact that you just called college “uni” means you probably didnt go to school in america which means you got an actual education. and yes i did.
THIS was ALWAYS my main problem with college They pointed to chapters in the books went over a few kind of relevant problem, taught off power point Gave you the book to teach you yourself Not even applicable to the real world because you'd have someone there to teach you the basics of how to work Not applicable Annoying
Some Doctors end up in debt till their 60's so they have to see an ungodly amount of patients in short periods of time and some have to prescribe as much as possible to make ends meet. We live in a gr8 system run by gr8 ppl.
Actually funny you mention this. Doctors call this the “1 minute PE & AP” basically you take one minute to do the physical exam and make an assessment and plan. Student loans are going to start killing people, literally. Hospitals are actually incentivizing these “1 minute” exams to increase profits and doctors are incentivized too. They get paid more for the amount of things they check off on a chart in EPIC in order to achieve level 5 billing the insurance company demands. Thus the faster they see patients, the more charts they can fill out, and the more money they get. They don’t get paid by much time they spend with you or how thorough an exam they do, just enough to get the job done.
@@despatrick5602 yeah, if you are a doctor and have not payed off your debt after 10 years you either have a long ass residency or you are being irresponsible.
Simon Xyz ummm no Bc business is an individual creation who wants profit, once you take the profit away then soon we become a shit hole Country that’s dictated by some politician. If I get to do what I want with out harm any one and I don’t infringe in any one rights where I live🤷🏻♂️ what’s the problem.*
@@jester886 I think what he was more so getting at is the lack of empathy we have in American capitalism because people keep getting more and more greedy with no regard to those who are under them. We're going to hit another recession soon. When I was looking into applying for colleges in 2012 as a freshman with little to no college credit, USC was around $35k and has sky rocketed since then and every college at least in California that is State or UC level has gone up every single year. It's like they know the economy is going to default and the only people that will escape it are those in higher places. I feel like the next recession people are not going to be so patient with the government and it's going to be ballistic. I can't imagine people killing themselves losing their homes anymore and that instead they will be ready to riot.
My final english presentation in my college English class was “why college is worthless”.... I made everyone in that class have second thoughts even the teacher😂
You mean engineers, scientist, doctors, lawyers, nurses, professors, computers propamers, architects do not need to go to college? Do yo trust a doctor, who had never been training in college, to operate on you?
@@tom20152if they have prior success and had experience operating on people (hard to find someone like that without college experience), absolutely. Hands on is always the best way to learn in my opinion
The gov guaranteeing student loans regardless of financial situation is the root of the issue. When everyone can get a loan to get in to college the universities have no incentive to make it more affordable.
@@thequalityrkc299 its so ridiculous to me how the US government isn't subsidising education, can't even spare some of the billions going into military expenses to help develop the future of the society that they live in. Imagine how slow technology and ideas would advance if no one went to college. People don't get taught enough in high school to really make any meaningful impact on the world, the only way they do that is by being an extraordinary creative or by going into further education and the government of one of the most important countries in the world is too ignorant to realise and work on that
I went to a state university, even got one year completely paid for with scholarships, worked all four years to pay my living expenses and still graduated with 30k in loans.
Shakie La well not necessarily. My brother had 3/4 years completely paid for cuz he’s smart and he worked. He doesn’t have any student loans and he’s getting paid 70k
@@brycestewart4717 Sounds awesome, that gives me hope. I've just been watching so many vids and hearing from so many people about how college just destroys people so I haven't been looking forward to it for a loooong time, lol.
This tuition problem started when the government guaranteed student loans. The colleges new they would get there money, so they jacked up the prices. Hence the staggering debt. My generation was able to pay for tuition with a summer. It’s a crime
Jesus, you need to make $80k to Pay $50k??? If you make $80k then you likely only bring home about $65k after taxes. You’d have to make at least about $125k a year or more.
College has increased tuition so much over the years My mom went to college for like a fourth of what it costs now and nothing has really changed. I love people.
@@fuquplz9983 false anyone can join the military if the small guys lol most people join the military so they can get their college education payed for.
Gi bill only gave me 60%. Army reserve w 1 year deployment. They will give 10% more for... I think 12 months each time after until you hit 100%. Not sure if this changed. Should have joined national guard and received 100% state free. Was side by side with national guard on my deployment. Makes sense. 32k student debt now.
$75,000 is insane I went to school in state lived at home and graduated with $40,000 in debt which I thought was a lot, but I can’t even imagine the people graduating with $300,000+ in debt.
Coming from a person who still doesn’t need any loans 1. Stay at home with parents if you can 2. Do as many scholarships in highschool 3. Go under parents insurance , not the schools 4. Work during summer, and a side gig during the school year. 5. Community college for first two years (if you have to)
and there are parents who are like "you're 18 get the fuck out!" then you have people who dont know how to compromise this could be both parents and their offspring and they buttheads so damn much that the offspring either gets kicked out or just flat out dips i had a friend who was like this ended up dipping now half of his paycheck goes towards helping pay rent on his buddies place while his buddy works a good job and he works a decent-shit job and you could tell him for ages that he'd be better off with a relative he will by any means not fucking listen to you or what you have to say about that matter and another thing you gotta consider is that some people are just plain fucking stupid and arent going to be getting smart any time soon because of how hard stuck in their own ways they are and they're like that because that's how they were raised and that's the path theyve been following since they were a child and their parent hasnt told them otherwise.
I wish I did 2 years of Community than transfer over. I finished undergrad in 3.5 years and commuted everyday. I also worked 20-30+ hours a week along with school to pay for books and equipment. Sucks ass but at least I have some money when I am starting out.
We did the math, it was cheaper from me to get my degree from north dakota (a few states away from my parents), pay out of state for the year before I transfered residency to ND, pay for my own lodging and food, rather than going to the much more attractive university of Wisconsin back home rent free. Sometimes staying at home isn't cheaper is what I'm saying. That and I wanted to play sports for north dakota that wisco didn't have, and my parents were super supportive of that
For any 18-22 year olds... If you haven't been a good student all through highschool, you didn't take APs, you aren't efficient at studying, and you aren't passionate about your field of study, don't even consider an expensive private school like that. A state school will be 1/10th the price and a city college will likely be free or a couple grand at the most a year. Start working IMMEDIATELY while you go to school... little gigs, internships, etc.. You aren't doing this necessarily just to impress people, you're doing this so you actually understand what jobs and positions your field of study entails. This will help you envision an actual future instead of living with constant uncertainty, which, coupled with the stress of being a first generation college student, can very well break you or lead you towards of future of regrets.
1st 2 yrs go to Junior College. Live at home while in college and just go to the nearest University for years 3 & 4. And work while you are going to school. I waited tables, went home with cash in my pocket every night, and would just work the dinner hours on weekdays 5-10PM. Problem is people want to live on campus, not work, and go to the University of their choice far away from home.
People want to do that because they have been pushed to do that their whole lives. They never push going to community college for 2 years and then a university because it cost student's less money. Also, working a part time job barely even helps you fund for college. And it doesn't help when you are taking 16 plus units and only getting 5 hours of sleep each night because you have to work 1 or 2 jobs while studying outside of class.
Even if you do that, it might not be enough to avoid debt. I BARELY avoided debt responsibly chasing a 5 year engineering degree and working the whole time... a friends father went to college 35 years prior, paying for it in full by “working summers at Burger King”. That’s no longer possible.
i am doing the same thing. Tuition at UC schools is 15K or so, but cost of living is another 15K. so most of the cost is wrapped up in stuff other than tuition.
@@yoleeisbored thinking of going to a community college, then transfer to a state school. i’m in california, and not too sure where and what i wanna do with my life. do you suggest this plan?
I’m just finishing up my freshman year at a state school. Going into it I was the most optimistic kid ever excited to learn. After a year I can see it’s a scam. The university I go to gets over 3 billion dollars a year in revenue but yet as a engineer they said they didn’t have enough money to hire real math teachers for calculus so they have grad students teach it instead. It doesn’t take much research to realize that it’s a scam and that’s why I’m gonna go to trade school next year. Way less for more one on one time with teachers, free tutoring and real connections.
So fucking jealous. Our Conservative party up here in Canada was usurped by the Reform party (think crazy loonies that are admittedly for only albertan oil and big business) and forced all trades to come with 9000hours with a registered union *AND* you have to go to school for at least a 2 yr college program. Legit. Stephen Harper actually thought it was a good idea to make the trades a whitecollar job.
In high school I had no idea what I wanted to do and was not prepared to live on my own after my senior year. I chose to go to a community college which has saved me thousands of dollars and I got all of my gen eds done. Also I got the opportunity to figure out what I wanted to do. Now I can transfer to another college with my gen eds completed and focus on the important classes for my future career.
damn im afraid this will happen with me i have parents that will not accept that college is such a scam and can likely ruin one's life. i'm confused in what to do
@@robertmartinez9079 you could learn a trade, go to community college etc. whatever you choose its your decision. years down the line with no job and crippling debt you wont say "atleast i listened to my parents. do what YOU think is best for YOU. it's *your* life not theirs
"It's business." "Why is it so expensive?" You just answered yourself! It's business! Education should NEVER be a business. Specially not with neoliberal rules.
The problem is caused by exactly the opposite of neoliberal rules. It’s the governments fault. The government gives out 99% of all loans, destroying the college’s incentive to drop the price, since they are basically subsidized. If you want to make it cheaper, take the government out and make colleges compete. The problem is caused by exactly the opposite of neoliberal rules.
Im a 62 yr old woman and went back to college 4 yrs ago. Im on SSI and will now be in dept till I die !! Yes I got my AA & BA in drug counseling but have not been able to work due to my age and I had a yr of very poor health. SSI only pays approx 900 per mo and my husband died also so I also get widows pention of 378 per mo. Took a 7000 student loan and now am paying 180 per mo to pay it back. Its gotten to the point now that I have to go to food bank once a mo to just get by. Its very hard to live on approx 1200 a mo as it is. So I'll die with this crazy dept. I have worked since I was 16 and am now totally stuck. Its no wonder people get terribly depressed these days. I was unable to save for my retirement also. So to all these youngsters out there, SAVE ,SAVE SAVE all you possibly can now. Cuz you dont want to end up like me..in debt ,unhappy, alone. This was suppose to be a great time in my life !!! Then college dept happened. I know Im not unique in this also. Many have it much worse. For some strange reason , I thought that getting older was going to be a bit liberating. Boy was I wrong.✌
this is why i am stuck in my familys cycle of working 9/5 until you get obese and die from cancer but people who dont even know my life always says i have opportunities because we are in america
A few years ago I went to dinner with a woman who has a degree in economics from Harvard and works at a prestigious investment bank. She told me that she could teach me how to do her job in 3 weeks of on the job training and that in her opinion college was just a kind of educational hazing ritual.
This reminds me of a bunch of YT comments I’d read on educational videos saying how ‘this one video taught me more than months of my college prof teaching this’. Something along those lines lol.
My husband was a professor for forty years. He loved teaching. Most of his colleagues tolerated it. They would make fun that he would slave away every night before classes, writing notes and preparing lectures for the next day. He did not want to become a “full professor”, because the writing of the required books and papers would have kept him from being a good teacher. He hated the endless, boring meetings they would have.
Tuition cost skyrocketed every since government intervened with student loans. High demand ended up causing higher prices. College is not worth it if your profession wage can barely pay monthly installments.
@@bberllam Yeah. I remember the cat story. But being friends with someone, and calling bullshit on their bullshit aren't mutually exclusive. You can do both lol.
When I was at UC Davis classes were being cut and it was literally getting almost $1000 more per quarter every year. They said it was lack of money but they were building new buildings and at the same time the UC reagents decided to give themselves a salary boost. Then the whole pepper spray incident happened lol.
@Efrain Gonzalez .......In 1962 my Folks brought our large Irish Catholic Family of 8 children to California for the purpose to access HIGHER EDUCATION through the SCCD, CSU & UC systems, as THEY WERE so affordable. Than came 1979 & Garvis•Gann Proportion 13 & greedy Californians voted their pocketbooks rather than our future. The costs of California Higher Education has multiples in the 1000%. My oldest brother earned his Masters @ CSUN & never paid over $100 for tuition. It’s truly a tragedy
Years later, after my graduation from highschool I realized how sad it is that most kids now are scared of life afterwards. Everything costs too much now
In 2019 it costs students $275 per day to attend USC (tuition only) this doesnt count food, lodgings, books, and other materials/fees. USC in 2019 had 201 days of class across 3 semesters according to their website. 55,320 Tuition 2019. Lets find out how much per day you pay to go to USC (Tuition only). 55,320 / 201 = $275 Per day!!
Here's how I got through college and am doing well financially 1. I went to a community college for 2 years and took a variety of classes to figure out what I wanted to do and get a bunch of prerequisites out of the way. This actually saved me from a major I would have been bad at (electrical engineering) 2. I went to an in-state school that was $16k a year for tuition (It's $17k now) and only considered universities in that price range. 3. I majored in something that makes a lot of money. 4. I never put fun above work. Because my parents provided assistance I got through with $33k of debt. It took me less than 2 years to pay it all off. If you're a parent then guide your kids here. College and massive debt is so common many will fall into it without your guidance.
@Bacons Strip honestly any debt under 50k is really good and manageable. It's the 60k-300k range where I literally feel that persons emotions through a video or text in a thread. Theoretically the more debt you're in due to your degree pursuit the more money you should be making, at least 1.5x really 2x what you end up with in student debt after you graduate.
@@nothingmore777 I went to University of Illinois at Urbana Champaign, which is a really good engineering school. If I went to U of I Chicago it would have been like $9k a year for tuition. Not sure if any Illinois schools are $5k a year.
@@tommygunn6281 the "proving you deserve to be there" part is what would make it affordable to the tax payers. There would be only the top 10% of IQed people going to college, no more normal 100 IQed people getting easy liberal arts degrees.
Even though my parents had enough money for 4 years of university, my experience was just straight bad. For 3 years I didn't even know it was bad. And for the last year I knew it was waste of my time, but I couldn't quit because my 3 years tuition will go to vain without that damn degree. Professors know this well and they are really good at exploiting students. I even did TA for free because one professor told me he doesn't like my attitude and he'll give me bad grade if I don't provide free labor. I just hate these old institutions sucking young people's blood and not even trying to fix it because they have strong connection to government and big corporations. We really should not send our future generation to this hell, and make alternative educational sources like online courses into a proper degree.
-Medicine -STEM routes (Engineering, Chemistry, Biology, etc...) -Finance/Bussiness -Law They are well worth going for the degree because for those careers you not only need the degree but also the knowledge you learn during those years (try understanding the human body or solve complex equations without a teacher to help you) and also they are high earning careers on the median so you can get a quicker ROI(return on investment). The thing about those areas is that there is some sort of differential treatment by the nametag of the school you went to. I think that's mostly true in Finance and Bussiness but also across the board. You are mostly paying the brand, that's not to say Stanford isn't a great school, it is a GREAT school. But 80k/year? What's an acceptable ROI on that? to be a teacher you need a degree but the ROI is not good, teachers are underpaid across the board. I don't understand people going 200k in debt to study literature/history/Philosophy or those social studies (that are scams), all those subjects you can just read and most of the things can be found online or a library. The thing about plumbing is that it isn't sexy for an 18-year-old kid. Pay might be good, job might be secured but they miss out on college experience, and at that age kids really think they can do something with an arts degree.
When it comes to teaching in the USA, the pay GREATLY varies based on the state, the region within the state, the grade level, and (if teaching middle/high school) the subject. --- The states that pay teachers the average highest pay tend to be the west coast (California, Washington, Oregon), the northeast (Vermont, New Hampshire, Connecticut), & Ohio. Starting salaries usually around $50-55k with a steady pay raise. Getting the Master’s degree in education increases annual pay by about $22k. Most of the midwest and south grossly underpay their teachers. Some start under $35k a year and don’t have steady raises. --- High school and middle school, usually pay more than elementary school. Teaching STEM or foreign language, pays more than English, social studies, art, etc. --- I’ll be teaching math, in high school, here in California (born and raised). I’m gravy money-wise. But...teaching is VERY dependent, in terms of ROI, upon those factors mentioned above
It's not even a problem. There are literally thousands of colleges in America. Everyone is free to pick and choose what they can afford. Most even offer online courses and you can just complete them in your local library. The only party encouraging people to go into debt for unaffordable degrees are the colleges themselves. The other side of the story is these kids aiming to get into specific colleges for the "prestige" or "lifestyle," of it all. Half of the people I talk to who want to go to NYU - first of course they tell you that it's a good school, rankings, bla-bla-bla. But dig a little deeper, you find out they just want to do the bachelor in a studio apartment in Manhattan thing like they are living a sitcom.
Tuition used to be financed by private banks in the 80s. Then when students started having difficulty paying off loans (because they were getting BS non-STEM degrees) they stopped lending as often, so the federal government came in to save universities by guaranteeing the loans. Predictably, they hiked the prices to the moon soon after. Gee, almost like what happened with health care...
You don't automatically deserve to enjoy your job. 200 years ago we'd all be in a field. You word hard at something you don't necessarily enioy until you can afford to do something you do enjoy
I went to USC for a year (last year) and hearing them talk about it makes my stomach churn because they’re absolutely right. Thankfully I’m doing a year of community college now then transferring to a state school because I couldn’t stomach the idea of the student loans I’d have to take on at USC. I wish more people would think about this and I wish I would have though about it earlier
Dude I went to Carroll University and I dropped out with 0 debt because my wife worked there so I went for free but God damn after a few credits that I earned I realized how much of a scam this was and that there was nothing at the end of the tunnel for me. I got out, jumped into trade school and now I make more than any of these students ever will on top of not being in student loan debt. These schools are all about appearance and titles and very little emphasis about education in the long run.
Corrupt administrators are the bane of all educational institutions. From the top to the bottom, from pre-K to post graduate level. I’ve seen back in high school, admins and board members making millions and six figures, while doing virtually nothing. Redundant ass administrators and managers are the worst thing to ever happen to society.
This guy is spot on. Almost any college, you'll find battle lines with the teachers and most faculty (professors) on one side, administrators and board members on the other.
Yep college is first and foremost a business, when I was young and naive I never thought of it like that I thought they had my best interest at heart but they don't give a crap they just want your money
Not everyone can do what they want to do Joe. There would be very few janitors and garbagemen if everyone took your advice. Some people will never have the skills to make money with their hobbies, those people usually have to get a job to survive, not create a podcast or do stand-up comedy.
Student fees are ridiculous. Working-class trying to work my way into science and the debt I am in seriously depresses me. Looking back at it I don't know if I would choose to cripple myself with the debt even if it means turning away one of my dreams.
My ex payed over $250k for a degree then went and helped animals, sooooo much money.... doesn’t make sense as our same degree costs a quarter in Australia.. and less elsewhere ugg 20 years ago..
Went to a regional campus, got 32ish credits in and I owed $5,500. Paid it off and join the army. Now I should be able to finish my schooling debt free
yeah. i dont like the idea of forcing my parents to pay for an expensive education. community college to start isnt bad, the trades are a great place to go if you're into that. depends on what you want to do. right now i have no idea myself.
B G this is why I’m sticking with 3 years in the army, because if I don’t like it I can at least get it over with while taking some college courses online, and save up some money to finish a bachelors degree AND use the gi bill for a master’s
Land of the Fee.
AND THE HOME OF THE BANNNNNKSS!
Lol this is good
You dont have to go to college
Land of the financially irresponsible and Land of the people who are smart with their money.
@@FullMetalPatches exactly!!!!!!!!
Wait till he hears med school tuition
Lmao 500k+
You are here too . You must be one the greats .
My ex was $700k in debt when she finnished med school.
ya but doctors, even the lower end paying doctors (Gp's,) make over $150,000-$200,000/year
Lionel Hutz which isn't much after tax
I've always said, "I wasn't smart enough to get a scholarship, but I wasn't dumb enough to pay for college."
Chooey Sooares your absolutely stupid if u go to college.
@@tfs7033 screenshotted the fuck out of your comment
@@firstnamelastname816 Oh wow such an accomplishment lol.
Firstname Lastname what u going to do with a screenshot? 😂 Maybe
Of course this was to be taken as a joke and mainly said it to any friends who had gone four years and came out with nothing to show for it...just giving them a hard time. It was always well received and taken as dark humor. The truth is, there are many many paths in life that can lead to success, and sometimes that means buckling down and going to an expensive college or university. Unfortunately though, there are many instances where people get fucked pretty hard having student debt over their head forever, like a dark cloud.
it's absolutely ludicrous how expensive college is. And the fact colleges find any and every excuse to increase their tuition is borderline a crime.
Pat not borderline...it is
It’s the governments fault. The government gives out 99% of all loans, destroying the college’s incentive to drop the price, since they are basically subsidized. If you want to make it cheaper, take the government out and make colleges compete
the AG of Arizona has filed suit against the state colleges because the AZ constitution says that tuition needs to be nearly free. So in some states, the rate the colleges charge is arguable a crime.
Do not forget about $500-$1,000 books.
@@tommygunn6281 the gov only gives you up to 31000 for your full undergraduate education. 5500-7500 a year. The rest must be taken out privately. So it’s the banks fault for lending to any and everyone, which then gives colleges incentive to up their prices.
"College should be education, but it seems to be just prepping you for the job force"
HAA!! Jokes on them, it's neither.
Well true but jokes on the students who pay for it
@@monkeyddizze yea lol
there are problems with talking about education (when spoken as a contrast from vocational skills). For a lot of people, even for those paying tens and possibly hundreds of thousands of dollars, education consists of courses you want to get out of the way so you can get to the stuff you really are going to college for (that is, your very practical major). In some cases, this means not learning anything , but just passing the course with the minimum work necessary and cramming for exams, but not actually learning or digesting the material in a meaningful way. Or, even if you take these courses seriously, you're getting about two dozen courses taught by people who see their course as a way of convincing you that you ought to major in whatever they are teaching. And half the time the teachers are having an identity crisis and don't believe that you won't take your course seriously unless then can prove to you that your course is getting you "transferable skills."
I think that idea that college should be education rather than job prep. However, that only works if the college has a worthwhile concept of education it is working with, and if higher education weren't so expensive.
TangomanX2008 All colleges have a “worthwhile concept of education”. College is self-guided, besides GE’s there’s no curriculum. Individual departments are always solid, unless it’s not a good school or is underfunded. The problem is tons of kids are going to college who aren’t intellectually curious and who don’t even have any interest in learning a skill or getting a degree relevant to a field they’re interested in. They just go to drink, get high and have sex.
College is a *wonderful* educational opportunity if you’re a curious person and want to study subjects academically. I don’t know if you’re ever going to get people who don’t want to learn to learn by giving them some standardized curriculum. Maybe we should work on inspiring people to be more intellectually curious, but keep colleges the way they are. Just make them cheaper.
I mean some changes could be cool. I think American colleges need to adopt the “cognate” for example. Giving students better opportunities to broaden their education a bit without getting another specific minor or major would be good for the developing and curious mind.
College is a excellent business. They told you that you would be employable if just pay this massive fee once in your life, and you bought it.
YOOOOOOO When you put it like that it sounds like a pitch for a pyramid scheme.
I make minimum wage with my biochem degree
This is very late, but the jobs that a lot of people want require a bachelor's at least. If you have no interest in trades or something that doesn't require a degree, then it is kind of your only option. However, where people make the mistake is choosing the 30k/year (or higher) school over the 10k/year school.
Rip_Fallout Prob bc u suck ass biochem
Tom no its because there are no jobs for entry level biochem majors nor others like chem or bio. Companies also wont train on the job as much so without a relevant degree its meaningless
College doesn’t really matter unless you want to become a certified doctor, scientist, lawyer or engineer and more.
So all the well paying jobs?
Guess what, most welders/electricians/whatever “worthy” jobs you’ve been told makes more than people who go to college also go to college to get their education.
@@Bhubnipz
*Most* skilled tradesmen have degrees beyond associates? Is there a statistic on that?
The Babscast why did you just put a question mark behind that statement as if I said it? Where do you think people get Associate’s degrees?
Bob Ross define “well paying”. I made $142k in 2019 and I’m blue collar
I'd love to see Joe Rogan interview Dave Ramsey.
or graham stephan 😭😂
RJ well seeing how the average American has over $10,000 of credit card debt... there’s a lot of morons who need his common sense advice.
RJ 🤡🤡🤡 he’s plan does work I’m not saying it’s the best but I’ve seen people change their lives. As far as “stupid people goes they’re probably more financially stable than you smh
Joe Smith I was talking about the people that call in on millionaire hour and people that have already worked his plan
The day I saw Dave Ramsey make the statement of kids living with their parents compared to 1970 I thought "because factory jobs, affordable rent, and low college tuition are definitely still a thing."
If you guys wanted to maximize your impact, you should tell this to high school students.
I do I tell every single one that comes in my classroom
High school international student here... What should I do?
9th grader, and I’m not letting my parents drop 50k a semester or taking loans
VFX Valor tell them to try and stay away from parent plus loans, if anything go to community for 2 years and then 2 years are a university, oh and try to stay in state. Also remember college isn’t for everyone, don’t let anyone pressure you into it if your plans not to go
Instead of Telling someone to stay in school tell them to go into debt for half their lives just to waste 4-5 years of it to get a job so they can pay off their debt that they took on
Who needs college when you can smoke DMT and learn technology from Aliens like Rogan.
it`s more like, who needs college, when a plumber makes 150 dollar per hour...
if Joe had more intelligence it would make for better interviews, because he is so passionate and has so much exposure to people that live of whatever subject they talk to him about, the state of the art of things, but he just talks to them too much about dmt and hippie shit. could direct the dialogue much better.
@Magdalia yup electrician, hvac, etc... blue collars is where its at
Peter Richard-Johnson Where are you living? Kid comes and cleans the groceries out of the garbage disposal trap, takes 30 minutes, we get billed $200. That’s just a fact....
rico567 you’ve never heard of a minimum charge or Overheads? Does the kid selling you your McDonalds Burger put the money in his own pocket? Plumbers can make good money cleaning up other people’s feces especially when it’s an emergency but there is a cost to doing business. Also, sounds like you need to find a plumber who won’t charge $200 for 30 minutes work. Unless you called him on a weekend or Christmas? Also, don’t put groceries in the waste disposal. Who does that?
What’s even more insane is that there are people in loads of debt for a literature or liberal arts degree. What’s next ? Someone majoring in lesbian dance theory with over 100k in debt.
This feels so true.
For real tho like wtf are you studying you moron.
"Lesbian dance theory" 💀 dawg I cant believe this app is free
Middle class kids who want to play rich kid and go to college for a nonsense degree while “enjoying the experience” and not caring about finances. Absolute clowns.
political science is a liberal arts degree that often leads to law
I was so proud of my nephew when he said he wanted to be an electrician. I was happy to help with his trade school fees, but man... imagine your kid spending $100k/year for a fucking Gender Studies degree.
And they come out of college claiming that every man is a misogynist and that there are 600 genders.
Not even Gender Studies, ANY degree that doesn't directly translate into an actual employable job. Anything outside of medical school, engineering and STEM is practically worthless.
Joe “I didn’t even take my SAT” Rogan
Piero M Joe “Everything costs money” Rogan.
Me to lol
he took the DMT
@@Dante_S550_Turbo lmao
Dante S550 10R80'S hahahah
This problem is unique to America
@@MESSI-fx1ob this is not capitalism. The US government controls EVERYTHING in education. Allowing different forms of education and government getting out of education would allow all sorts of innovation, competition and would inevitably drive costs down and increase quality. All it takes is just a different standard way of testing for certain knowledge or skill.
not rly even in finland u got to pay
@richard kaye It's crazy how much money Colleges donate to political campaigns.
@richard kaye considering how obvious it sounds that you don't like liberals idk if what you said could be taken as fact when there could be a ton of other things besides that. Things are never as simple as to blame 1 party. Everything is being done wrong I mean there's rich people & famous people paying for their kids to get into good colleges
True, I am going for free to a top 20 uni
Tuition skyrocketed after the FED reduced loan requirements to teenagers in the 90's and Colleges started raising tuition knowing that the students could get the financing.
Yup, the financial deregulation started by Reagan and finished by Clinton has a lot to answer for.
Learning more history in the comments than from actual school
@@ddandymann shocker something Reagan did screwed the future generations.
my parents don’t realize that college cost about 7x more than their education adjusted for inflation. it’s fucking crazy. and I have scholarships when they didn’t.
Based Incel getting a regular job will barely make a dent in your tuition. The money I made in over a year of work, will pay for about half a semester.
Based Incel $15 an hour, 40 hours a week for a year only pays for a little over half of a year of in-state tuition. It’s nearly impossible to work full time while in college for double the minimum wage.
@@cooper5324 go to community College for 2 years before transferring to your local university
Loveflying True. Normally I would be paying $38,000, but I got my tuition down to $16,000 because of the school’s honors program and the scholarships that I worked to get. I would’ve had to go to community college if I wasn’t accepted into the honors program. It was only a $6,000 difference and I could manage to budget my earning to go to my university instead. Like it’s possible with hard work and a shit ton of luck, but for the vast majority of people it’s just not financially possible to get an education.
You know I did the whole “community college for 2 years before graduating a 4 year” worked part time and took 5 years to finish... still had debt in the end.
But I blame how expensive it is to live in California. My parents left the USA so I was basically fucked on the living costs. Apartments are not cheap. And before y’all ask, I qualified for resident tuition only in california so I couldn’t go out of state, since oos tuition is ridiculously overpriced.
And here in Spain people are outraged to have to pay 2000€ per year.
Old Fords Don't die that’s amazing
I remember a French friend of mine who was living in Holland (I am Dutch) who was outraged because she had to pay to go to a School of Music in Rotterdam (say like Juillard or something). She only had lived in Holland a little over a year and already had completed a School of Music in Paris before...I thougth:”Man, are they pampered those French kids...”
La universidad de Navarra no cuesta mas??
And then there is Macedonia where people are outraged to pay 400 e instead of 200 e per year
Or just go to Sweden where its free.
Community college is like 500 a semester. Do that before going to university in case you dont like it
Community college where I group up was 2k a semester and most of the credits wouldn't transfer. 500 a semester is pretty... pretty optimistic.
500, about 5k In New York
More like 2k
Gaming With Goku My community college tuition is Normally around 2,000 per quarter for 15 credits so with books and stuff ends up between 6,500-7,000 per year or closer to 10,000 if you wanted to do summer quarter as well
Its not a race, take your time guys
Community college + State School + work in between semesters = 0$ debt
My name ain't Jeff just move to a better country
@@seyamrahman1002 Would if there was one.
@@peterdworzanski7177 youre not looking hard enough ain’t jeff
Snowey joey ok what country is better than America
@@dailyclips581 syria, iraq, Afghanistan
Rather give my kid $100k and send him round the world for a few years, feel it would be money way better spent
stretchermunkey until they come back and have nothing
Calhal , depends how you bring up your child, and if you think you’d come back from a year travelling with nothing , you lack imagination
stretchermunkey nothing that will help you gain any academic job
@@calhal44 Because that's all that is to life? dude..
Ewa420 the highest paid jobs are academic or athletic sure you can become a workman or a tradesman great no worries but a degree from a solid school will get you further than a year petting drugged up tigers while white guys with cornrows play the banjo and if you don’t know that? Dude...
Yeah 80k....if you don't have a mortgage/ rent insurance, utilities, food, car payments, etc.
iwatchkittenvids45 car payment is for stupid
@@dcpark0509 If you are smart the degree is usually worth it because you'll recoup in 5 years
He was lowballing it but that's still a lot
Meh, most of that is factored into the 80k
Iain Bailey yea because you can die on an oil rig not to mention the lung pollution
the real problem is most professors dont actually teach, they just tell you what to teach yourself
Anthony hahaha exactly!! Even more a ripoff
@*S U C T I O N* the fact that you just called college “uni” means you probably didnt go to school in america which means you got an actual education. and yes i did.
That's what one of my high school teachers done it sucked I failed that class aswell...
You need to clarify what you mean here. This can both describe the best professors and the worst professors I've had.
THIS was ALWAYS my main problem with college
They pointed to chapters in the books went over a few kind of relevant problem, taught off power point
Gave you the book to teach you yourself
Not even applicable to the real world because you'd have someone there to teach you the basics of how to work
Not applicable
Annoying
Some Doctors end up in debt till their 60's so they have to see an ungodly amount of patients in short periods of time and some have to prescribe as much as possible to make ends meet. We live in a gr8 system run by gr8 ppl.
Actually funny you mention this. Doctors call this the “1 minute PE & AP” basically you take one minute to do the physical exam and make an assessment and plan.
Student loans are going to start killing people, literally. Hospitals are actually incentivizing these “1 minute” exams to increase profits and doctors are incentivized too. They get paid more for the amount of things they check off on a chart in EPIC in order to achieve level 5 billing the insurance company demands. Thus the faster they see patients, the more charts they can fill out, and the more money they get.
They don’t get paid by much time they spend with you or how thorough an exam they do, just enough to get the job done.
Doctors get paid more than enough to pay off their tuition fees
@@despatrick5602 yeah, if you are a doctor and have not payed off your debt after 10 years you either have a long ass residency or you are being irresponsible.
I didn’t go to college because I have the joe rogan podcast!
ME TOO
Good job but work hard
Hope this is not true
@@walluigi3054 I believe it’s a joke
"Yeah, in my daughters room" killed me.
Ryan McCarty that was the funniest thing that guys ever said
@@dieseltheDane and he was so quick with it too!
She loves the bbc
so he raised a lil racist ?
@@elektronischemusik1903 looks like it... and than he calls that progressive hahahahahahahah
Does the U.S. gov't really care about its citizens? Everything seems like a business.... let's balance things and start caring.
Simon Xyz ummm no Bc business is an individual creation who wants profit, once you take the profit away then soon we become a shit hole Country that’s dictated by some politician. If I get to do what I want with out harm any one and I don’t infringe in any one rights where I live🤷🏻♂️ what’s the problem.*
@@jester886 I think what he was more so getting at is the lack of empathy we have in American capitalism because people keep getting more and more greedy with no regard to those who are under them.
We're going to hit another recession soon. When I was looking into applying for colleges in 2012 as a freshman with little to no college credit, USC was around $35k and has sky rocketed since then and every college at least in California that is State or UC level has gone up every single year. It's like they know the economy is going to default and the only people that will escape it are those in higher places. I feel like the next recession people are not going to be so patient with the government and it's going to be ballistic. I can't imagine people killing themselves losing their homes anymore and that instead they will be ready to riot.
They actively work against them.
No
The U.S. is a business. With one of the best marketing programs in world history
My final english presentation in my college English class was “why college is worthless”.... I made everyone in that class have second thoughts even the teacher😂
I’m doing this thank you for the idea
You mean engineers, scientist, doctors, lawyers, nurses, professors, computers propamers, architects do not need to go to college? Do yo trust a doctor, who had never been training in college, to operate on you?
@@tom20152 “why college could be worthless” is a better title
@@jaioncebollero1168based
@@tom20152if they have prior success and had experience operating on people (hard to find someone like that without college experience), absolutely. Hands on is always the best way to learn in my opinion
I'm going to a trade school and gonna hopefully make 60-70k in a few years, and I'm only gonna pay about 3 grand total for my degree
Which trade? Sounds like free money
@@josegurrola9021 electrician, yup first year of community college is free
@@josegurrola9021 I think base pay at some unions for a certified electrician is 47.50
@@felixuchies4688 which state?
@@felixuchies4688 yes and you can start your own company if you want.
Colleges are like a new form of unregulated taxes....it needs to be looked into and lessened
The gov guaranteeing student loans regardless of financial situation is the root of the issue. When everyone can get a loan to get in to college the universities have no incentive to make it more affordable.
It is voluntary though.
Pluto : hardly, it's pushed on society to go to school, joining military is more voluntary than going to school
It seems like people are gonna stop going it’s criminal
@@thequalityrkc299 its so ridiculous to me how the US government isn't subsidising education, can't even spare some of the billions going into military expenses to help develop the future of the society that they live in. Imagine how slow technology and ideas would advance if no one went to college. People don't get taught enough in high school to really make any meaningful impact on the world, the only way they do that is by being an extraordinary creative or by going into further education and the government of one of the most important countries in the world is too ignorant to realise and work on that
I went to a state university, even got one year completely paid for with scholarships, worked all four years to pay my living expenses and still graduated with 30k in loans.
That's fucked man.
Shoot... that was my plan. Well, I'm screwed. Gotta change plans.
What degree and what university may i ask?
Shakie La well not necessarily. My brother had 3/4 years completely paid for cuz he’s smart and he worked. He doesn’t have any student loans and he’s getting paid 70k
@@brycestewart4717 Sounds awesome, that gives me hope. I've just been watching so many vids and hearing from so many people about how college just destroys people so I haven't been looking forward to it for a loooong time, lol.
Spent 8 years at university, never bought a book, and borrowed one from the library once, and didnt use it.
This tuition problem started when the government guaranteed student loans. The colleges new they would get there money, so they jacked up the prices. Hence the staggering debt. My generation was able to pay for tuition with a summer. It’s a crime
Considering your spelling and grammar skills displayed here, the generation failed you miserably regardless of the cost.
Ro Young if you get an american education, ofcourse you would get a shit education
@@royoung9432congrats on being a complete waste of space adding nothing to the convo besides pointless nice grammar N o body c arEs
Jesus, you need to make $80k to Pay $50k??? If you make $80k then you likely only bring home about $65k after taxes. You’d have to make at least about $125k a year or more.
A good rule of thumb is 1/3 of your paycheck goes to taxes. Sales tax, income tax etc. You work January through april for free!
and you suckers still don't have universal health care or quality public tertiary education.
@@Iwish4zombies Jesus needs to come back to Earth faster.
@@rodolfodoce It's like we have tens of millions of people living here or something...
You guys aren't even factoring in insurance
Ok TH-cam I have watched it.
Stop recommending it to me now.
College has increased tuition so much over the years My mom went to college for like a fourth of what it costs now and nothing has really changed. I love people.
I used the Montgomery G.I. Bill. It paid for my entire undergrad degree.
But you could’ve gotten killed in a politician’s war. Also, not everyone is eligible to be admitted to the army for medical reasons or poor fitness
@@fuquplz9983 false anyone can join the military if the small guys lol most people join the military so they can get their college education payed for.
@@fuquplz9983 poor fitness is your fault fuckhead
I used the Post 9/11 GI Bill and had mine paid for as well. It is an earned benefit that is for sure.
Gi bill only gave me 60%. Army reserve w 1 year deployment. They will give 10% more for... I think 12 months each time after until you hit 100%. Not sure if this changed. Should have joined national guard and received 100% state free. Was side by side with national guard on my deployment. Makes sense. 32k student debt now.
Joe "3/4s of a bachelor's and several million dollars later" Rogan
$75,000 is insane I went to school in state lived at home and graduated with $40,000 in debt which I thought was a lot, but I can’t even imagine the people graduating with $300,000+ in debt.
That’s usually people who went to medical or law school
Coming from a person who still doesn’t need any loans
1. Stay at home with parents if you can
2. Do as many scholarships in highschool
3. Go under parents insurance , not the schools
4. Work during summer, and a side gig during the school year.
5. Community college for first two years (if you have to)
this is good advice but even then for a ton of people this is "ok" advice at best because there are people who cant even afford community college
and there are parents who are like "you're 18 get the fuck out!"
then you have people who dont know how to compromise this could be both parents and their offspring
and they buttheads so damn much that the offspring either gets kicked out or just flat out dips
i had a friend who was like this ended up dipping now half of his paycheck goes towards helping pay rent on his buddies place while his buddy works a good job and he works a decent-shit job and you could tell him for ages that he'd be better off with a relative
he will by any means not fucking listen to you or what you have to say about that matter
and another thing you gotta consider is that some people are just plain fucking stupid and arent going to be getting smart any time soon because of how hard stuck in their own ways they are and they're like that because that's how they were raised and that's the path theyve been following since they were a child and their parent hasnt told them otherwise.
I wish I did 2 years of Community than transfer over. I finished undergrad in 3.5 years and commuted everyday. I also worked 20-30+ hours a week along with school to pay for books and equipment. Sucks ass but at least I have some money when I am starting out.
CJ we have similar experiences!!
We did the math, it was cheaper from me to get my degree from north dakota (a few states away from my parents), pay out of state for the year before I transfered residency to ND, pay for my own lodging and food, rather than going to the much more attractive university of Wisconsin back home rent free. Sometimes staying at home isn't cheaper is what I'm saying. That and I wanted to play sports for north dakota that wisco didn't have, and my parents were super supportive of that
For any 18-22 year olds... If you haven't been a good student all through highschool, you didn't take APs, you aren't efficient at studying, and you aren't passionate about your field of study, don't even consider an expensive private school like that. A state school will be 1/10th the price and a city college will likely be free or a couple grand at the most a year. Start working IMMEDIATELY while you go to school... little gigs, internships, etc.. You aren't doing this necessarily just to impress people, you're doing this so you actually understand what jobs and positions your field of study entails. This will help you envision an actual future instead of living with constant uncertainty, which, coupled with the stress of being a first generation college student, can very well break you or lead you towards of future of regrets.
1st 2 yrs go to Junior College. Live at home while in college and just go to the nearest University for years 3 & 4. And work while you are going to school. I waited tables, went home with cash in my pocket every night, and would just work the dinner hours on weekdays 5-10PM. Problem is people want to live on campus, not work, and go to the University of their choice far away from home.
People want to do that because they have been pushed to do that their whole lives. They never push going to community college for 2 years and then a university because it cost student's less money. Also, working a part time job barely even helps you fund for college. And it doesn't help when you are taking 16 plus units and only getting 5 hours of sleep each night because you have to work 1 or 2 jobs while studying outside of class.
That is also a very good point. Living on campus and not working is insanely expensive.
Even if you do that, it might not be enough to avoid debt. I BARELY avoided debt responsibly chasing a 5 year engineering degree and working the whole time... a friends father went to college 35 years prior, paying for it in full by “working summers at Burger King”. That’s no longer possible.
i am doing the same thing. Tuition at UC schools is 15K or so, but cost of living is another 15K. so most of the cost is wrapped up in stuff other than tuition.
@Ryan Navas the "privileged" don't usually have to work. That's true. Not all are born rich.
Grateful for my family guiding me to community college and then paying for 2 yrs of a four-year #NoDebt
Xxx Dodacion same!
I am greatful for the us army paying for my school.
@@petergriffin1387 same
Im so glad I'm at the community college. I just paid 90$ for both semesters and I'm in California.
That’s a bargain.
yes encourage community colleges first then transfer to in state uni
@@satney117 *The Who magically comes on the radio*
@@yoleeisbored thinking of going to a community college, then transfer to a state school. i’m in california, and not too sure where and what i wanna do with my life. do you suggest this plan?
@@animalcrew882 that’s cheaper so it seems like a good idea
I’m a software developer earning $110k with NO college degree.
That's dope man. How did you do it?
You're special!
Don Milton in software developing, a college degree isn’t necessary. You just have to know something about it.
That's freakin awesome.
@@milton2755
TH-cam
I’m just finishing up my freshman year at a state school. Going into it I was the most optimistic kid ever excited to learn. After a year I can see it’s a scam. The university I go to gets over 3 billion dollars a year in revenue but yet as a engineer they said they didn’t have enough money to hire real math teachers for calculus so they have grad students teach it instead. It doesn’t take much research to realize that it’s a scam and that’s why I’m gonna go to trade school next year. Way less for more one on one time with teachers, free tutoring and real connections.
i wouldt say its a scam, since ur getting something in return, however i will say its stupid to pay that much for a degree in something like business
Lol literally just got my plumbing license
Was it difficult?
Submitting my paperwork this week
@@erthwermmusic nope if you're in texas just pay the state 15 bucks and bam
@@terrybloom3777 good luck!
So fucking jealous. Our Conservative party up here in Canada was usurped by the Reform party (think crazy loonies that are admittedly for only albertan oil and big business) and forced all trades to come with 9000hours with a registered union *AND* you have to go to school for at least a 2 yr college program. Legit. Stephen Harper actually thought it was a good idea to make the trades a whitecollar job.
In high school I had no idea what I wanted to do and was not prepared to live on my own after my senior year. I chose to go to a community college which has saved me thousands of dollars and I got all of my gen eds done. Also I got the opportunity to figure out what I wanted to do. Now I can transfer to another college with my gen eds completed and focus on the important classes for my future career.
I live across from Detroit and the tuition at Wayne state compared to the University of Windsor is insane. I pay maybe 1/32 of what they do in America
Anthony Smith in 20 years?
I fell for the university trick. My one and only life ruined. Dah well.
damn im afraid this will happen with me i have parents that will not accept that college is such a scam and can likely ruin one's life. i'm confused in what to do
@@robertmartinez9079 you could learn a trade, go to community college etc. whatever you choose its your decision. years down the line with no job and crippling debt you wont say "atleast i listened to my parents. do what YOU think is best for YOU. it's *your* life not theirs
University of the people... Try it
Robert Martinez if you do go do stem!!
@@ballwrsgalaxy8503 It's not just about making a living, it's about a calling, ambition, careers which require an education.
Bruh. Columbia charged the government $450,000 for my bachelors degree.
GI Bill is dope gentlemen. Free Ivy League degrees.
Your kidding... wow
"It's business."
"Why is it so expensive?"
You just answered yourself! It's business! Education should NEVER be a business. Specially not with neoliberal rules.
The problem is caused by exactly the opposite of neoliberal rules. It’s the governments fault. The government gives out 99% of all loans, destroying the college’s incentive to drop the price, since they are basically subsidized. If you want to make it cheaper, take the government out and make colleges compete. The problem is caused by exactly the opposite of neoliberal rules.
You had me at "...all the administrators are making bank"
Please elaborate...
Emily Wood low iq
Same
Bruh, I'm in Canada and my tuition for 4 years isn't even $50k.
Im a 62 yr old woman and went back to college 4 yrs ago.
Im on SSI and will now be in dept till I die !! Yes I got my AA & BA in drug counseling but have not been able to work due to my age and I had a yr of very poor health.
SSI only pays approx 900 per mo and my husband died also so I also get widows pention of 378 per mo.
Took a 7000 student loan and now am paying 180 per mo to pay it back.
Its gotten to the point now that I have to go to food bank once a mo to just get by.
Its very hard to live on approx 1200 a mo as it is.
So I'll die with this crazy dept.
I have worked since I was 16 and am now totally stuck. Its no wonder people get terribly depressed these days. I was unable to save for my retirement also. So to all these youngsters out there, SAVE ,SAVE SAVE all you possibly can now. Cuz you dont want to end up like me..in debt ,unhappy, alone. This was suppose to be a great time in my life !!! Then college dept happened. I know Im not unique in this also. Many have it much worse. For some strange reason , I thought that getting older was going to be a bit liberating. Boy was I wrong.✌
More Strength to you!! take care.
You shouldn’t have gone to college at 58, just saying🤷♂️ harsh truth. You knew how much it was going to cost before you went in
this is why i am stuck in my familys cycle of working 9/5 until you get obese and die from cancer but people who dont even know my life always says i have opportunities because we are in america
Hearing this makes me feel lucky only paying $5,000/semester
Austin I pay about 7.5 per semester... its nuts what people are paying. beyond stupid
austin lmao i pay yeah about 6 but im still scared if its too much lol
I'm going to be paying 5k
Berklee College of Music I heard was $45,000 a year currently!!!
J. M. Anderson why the fuck would you get a degree in music let alone go to a school as shitty as Berklee
A few years ago I went to dinner with a woman who has a degree in economics from Harvard and works at a prestigious investment bank. She told me that she could teach me how to do her job in 3 weeks of on the job training and that in her opinion college was just a kind of educational hazing ritual.
This reminds me of a bunch of YT comments I’d read on educational videos saying how ‘this one video taught me more than months of my college prof teaching this’. Something along those lines lol.
As an economics graduate, albeit from a state university instead of Harvard, this is actually a brilliant way to describe it.
My husband was a professor for forty years. He loved teaching. Most of his colleagues tolerated it. They would make fun that he would slave away every night before classes, writing notes and preparing lectures for the next day. He did not want to become a “full professor”, because the writing of the required books and papers would have kept him from being a good teacher. He hated the endless, boring meetings they would have.
So he helped perpetuate a scam
I think yang explained this problem better then anyone else and he did it without being an asshole which most people can’t do
Man I want to see mike Rowe on jre.
Joe "Everything costs money" Rogan
I’d have joined the military at 18 if I had more of a sense of direction in life.
They thought you selfdiscipline.
Tuition cost skyrocketed every since government intervened with student loans. High demand ended up causing higher prices.
College is not worth it if your profession wage can barely pay monthly installments.
Nothing like knowing just enough to be dangerous lol. Props to Joe for asking questions after Tom finished talking each time.
zyxwvutsrqponmlkjihgfedcba they are good friends I’m pretty sure , he has had acouple podcast with joe
@@bberllam Yeah. I remember the cat story. But being friends with someone, and calling bullshit on their bullshit aren't mutually exclusive. You can do both lol.
When I was at UC Davis classes were being cut and it was literally getting almost $1000 more per quarter every year. They said it was lack of money but they were building new buildings and at the same time the UC reagents decided to give themselves a salary boost. Then the whole pepper spray incident happened lol.
@Efrain Gonzalez .......In 1962 my Folks brought our large Irish Catholic Family of 8 children to California for the purpose to access HIGHER EDUCATION through the SCCD, CSU & UC systems, as THEY WERE so affordable. Than came 1979 & Garvis•Gann Proportion 13 & greedy Californians voted their pocketbooks rather than our future. The costs of California Higher Education has multiples in the 1000%. My oldest brother earned his Masters @ CSUN & never paid over $100 for tuition. It’s truly a tragedy
Good thing Tennessee has free community college, it’s a good option to have if your all out of other ones.
Years later, after my graduation from highschool I realized how sad it is that most kids now are scared of life afterwards. Everything costs too much now
In 2019 it costs students $275 per day to attend USC (tuition only) this doesnt count food, lodgings, books, and other materials/fees. USC in 2019 had 201 days of class across 3 semesters according to their website. 55,320 Tuition 2019. Lets find out how much per day you pay to go to USC (Tuition only). 55,320 / 201 = $275 Per day!!
@Bobby da Costa Alot of people would buy there lmao
Here's how I got through college and am doing well financially
1. I went to a community college for 2 years and took a variety of classes to figure out what I wanted to do and get a bunch of prerequisites out of the way. This actually saved me from a major I would have been bad at (electrical engineering)
2. I went to an in-state school that was $16k a year for tuition (It's $17k now) and only considered universities in that price range.
3. I majored in something that makes a lot of money.
4. I never put fun above work.
Because my parents provided assistance I got through with $33k of debt. It took me less than 2 years to pay it all off.
If you're a parent then guide your kids here. College and massive debt is so common many will fall into it without your guidance.
@Bacons Strip what's bad about it?
Holy shit, your tuition was 15k a year? What state do you live in? At my state uni it's around 5k
@Bacons Strip honestly any debt under 50k is really good and manageable. It's the 60k-300k range where I literally feel that persons emotions through a video or text in a thread. Theoretically the more debt you're in due to your degree pursuit the more money you should be making, at least 1.5x really 2x what you end up with in student debt after you graduate.
My friend is doing that exact same thing. Me on the other hand, I'll let the Navy pay for it loll
@@nothingmore777 I went to University of Illinois at Urbana Champaign, which is a really good engineering school. If I went to U of I Chicago it would have been like $9k a year for tuition. Not sure if any Illinois schools are $5k a year.
Government essentially subsidizing the loans gave incentive for college's and universities to take advantage of that.
You should add a timestamp of where the clip is taken from so people can continue the podcast from where the clip leaves off
Education should be free and you only get into university through proving you deserve to be there.
You should pay it backwards on % of your job's salary for a specific amount of time. It's stupid to go blindly in debt.
It shouldn’t, the taxpayers can’t afford it. When the government stops guaranteeing loans, is when colleges would be forced to lower the price
@@tommygunn6281 the "proving you deserve to be there" part is what would make it affordable to the tax payers. There would be only the top 10% of IQed people going to college, no more normal 100 IQed people getting easy liberal arts degrees.
It is free here in Norway.
Even though my parents had enough money for 4 years of university, my experience was just straight bad.
For 3 years I didn't even know it was bad.
And for the last year I knew it was waste of my time, but I couldn't quit because my 3 years tuition will go to vain without that damn degree.
Professors know this well and they are really good at exploiting students.
I even did TA for free because one professor told me he doesn't like my attitude and he'll give me bad grade if I don't provide free labor.
I just hate these old institutions sucking young people's blood and not even trying to fix it because they have strong connection to government and big corporations.
We really should not send our future generation to this hell, and make alternative educational sources like online courses into a proper degree.
-Medicine
-STEM routes (Engineering, Chemistry, Biology, etc...)
-Finance/Bussiness
-Law
They are well worth going for the degree because for those careers you not only need the degree but also the knowledge you learn during those years (try understanding the human body or solve complex equations without a teacher to help you) and also they are high earning careers on the median so you can get a quicker ROI(return on investment).
The thing about those areas is that there is some sort of differential treatment by the nametag of the school you went to. I think that's mostly true in Finance and Bussiness but also across the board. You are mostly paying the brand, that's not to say Stanford isn't a great school, it is a GREAT school. But 80k/year? What's an acceptable ROI on that?
to be a teacher you need a degree but the ROI is not good, teachers are underpaid across the board.
I don't understand people going 200k in debt to study literature/history/Philosophy or those social studies (that are scams), all those subjects you can just read and most of the things can be found online or a library.
The thing about plumbing is that it isn't sexy for an 18-year-old kid. Pay might be good, job might be secured but they miss out on college experience, and at that age kids really think they can do something with an arts degree.
When it comes to teaching in the USA, the pay GREATLY varies based on the state, the region within the state, the grade level, and (if teaching middle/high school) the subject.
---
The states that pay teachers the average highest pay tend to be the west coast (California, Washington, Oregon), the northeast (Vermont, New Hampshire, Connecticut), & Ohio. Starting salaries usually around $50-55k with a steady pay raise. Getting the Master’s degree in education increases annual pay by about $22k.
Most of the midwest and south grossly underpay their teachers. Some start under $35k a year and don’t have steady raises.
---
High school and middle school, usually pay more than elementary school.
Teaching STEM or foreign language, pays more than English, social studies, art, etc.
---
I’ll be teaching math, in high school, here in California (born and raised). I’m gravy money-wise.
But...teaching is VERY dependent, in terms of ROI, upon those factors mentioned above
what about computer science
ironically, I learned more from TH-cam than I did from most of my courses. The only thing TH-cam doesn't give you is a degree.
I started watching joe Rogan podcasts so I will be dropping out of college
"You mean if I smoke this I smoke this I don't have to go to college." Frank Zappa song.
for 50 grand i could send my whole family to college
It's not even a problem. There are literally thousands of colleges in America. Everyone is free to pick and choose what they can afford. Most even offer online courses and you can just complete them in your local library. The only party encouraging people to go into debt for unaffordable degrees are the colleges themselves. The other side of the story is these kids aiming to get into specific colleges for the "prestige" or "lifestyle," of it all.
Half of the people I talk to who want to go to NYU - first of course they tell you that it's a good school, rankings, bla-bla-bla. But dig a little deeper, you find out they just want to do the bachelor in a studio apartment in Manhattan thing like they are living a sitcom.
my whole tuition for high school and college will be 520k
R.I.P
Tuition used to be financed by private banks in the 80s. Then when students started having difficulty paying off loans (because they were getting BS non-STEM degrees) they stopped lending as often, so the federal government came in to save universities by guaranteeing the loans. Predictably, they hiked the prices to the moon soon after.
Gee, almost like what happened with health care...
or the housing crash.....
@@calegrenillo-weaver4574 Every pill seniors take to stay alive costs $90 a month. It's all scheduled based on what the fedgov will pay
@@calegrenillo-weaver4574 If you accept Medicare you HAVE to follow their price schedule. These are not market prices
@@calegrenillo-weaver4574 Reimbursements are based on the "Average Selling Price". This is calculated by the manufacturer, not consumers.
I love how people say "If you want something, go get it! Follow your dreams!" Then you say "OK, I want to be an actor" then they laugh at you. 🤷♂️
Yeah becuase being an actor has like 20 slots open and like what ?millions of application's your chances of being one is basically zero kid.
Yeah, I hate people who want to be actors or artists they are fucking annoying too.
You don't automatically deserve to enjoy your job. 200 years ago we'd all be in a field. You word hard at something you don't necessarily enioy until you can afford to do something you do enjoy
I went to USC for a year (last year) and hearing them talk about it makes my stomach churn because they’re absolutely right. Thankfully I’m doing a year of community college now then transferring to a state school because I couldn’t stomach the idea of the student loans I’d have to take on at USC. I wish more people would think about this and I wish I would have though about it earlier
Dude I went to Carroll University and I dropped out with 0 debt because my wife worked there so I went for free but God damn after a few credits that I earned I realized how much of a scam this was and that there was nothing at the end of the tunnel for me. I got out, jumped into trade school and now I make more than any of these students ever will on top of not being in student loan debt.
These schools are all about appearance and titles and very little emphasis about education in the long run.
In my country you pay 10k for 6 years studying medicine in one of the best universities in Europe
Corrupt administrators are the bane of all educational institutions. From the top to the bottom, from pre-K to post graduate level. I’ve seen back in high school, admins and board members making millions and six figures, while doing virtually nothing. Redundant ass administrators and managers are the worst thing to ever happen to society.
This comment needs more likes.
This guy is spot on. Almost any college, you'll find battle lines with the teachers and most faculty (professors) on one side, administrators and board members on the other.
Yep college is first and foremost a business, when I was young and naive I never thought of it like that I thought they had my best interest at heart but they don't give a crap they just want your money
Sounds like traffic tickets. The system just keeps growing and the fines go up.
Then don't drive stupid.
Ruby 4Head
@@RubyMVmistress good counter argument
Not everyone can do what they want to do Joe. There would be very few janitors and garbagemen if everyone took your advice.
Some people will never have the skills to make money with their hobbies, those people usually have to get a job to survive, not create a podcast or do stand-up comedy.
@Marcus Aurelius you could try making a point with your comment. Saying "that's dumb" isn't very constructive.
Were you born in the US
Student fees are ridiculous. Working-class trying to work my way into science and the debt I am in seriously depresses me. Looking back at it I don't know if I would choose to cripple myself with the debt even if it means turning away one of my dreams.
Much like groceries, rent and insurance, college is overpriced because the people in charge know the government paying for a lot of it.
My ex payed over $250k for a degree then went and helped animals, sooooo much money.... doesn’t make sense as our same degree costs a quarter in Australia.. and less elsewhere ugg 20 years ago..
It was 1/2 the cost before the gov got into student loans.
My college education cost $5k and it’s accepted everywhere except the US since they want me to study two years in their college.
Went to a regional campus, got 32ish credits in and I owed $5,500. Paid it off and join the army. Now I should be able to finish my schooling debt free
I know a lot of people struggled and didn't have the option but man do I truly appreciate having the GI Bill to cover my school.
Crazy, must be nice to have your parents pay, I can’t afford to go unless I wanna be 100k in debt.
yeah. i dont like the idea of forcing my parents to pay for an expensive education. community college to start isnt bad, the trades are a great place to go if you're into that. depends on what you want to do. right now i have no idea myself.
B G this is why I’m sticking with 3 years in the army, because if I don’t like it I can at least get it over with while taking some college courses online, and save up some money to finish a bachelors degree AND use the gi bill for a master’s
Find schools that offer insane finaid and apply there
Everyone should have a trade- it can be plumbing, electricians, carpentry, etc or information, legal, medicine, etc.
Safe and smart route! I’m going into the fire & burglar alarm one after High school.
Everyone should study the humanities too. We want a balanced, informed society.
5:40 explains it perfectly
I get a pain in my head like a spidey-sense whenever I’m reminded of what I’m paying for my education.
There are good universities in my area for cheap ($2,500/semester), and I crazy can't believe people would pay so much for college. Simply crazy
Nathan Eyring Community college is $1,500 a semester with zero text book fees. It’s really not that expensive.