Magnet FD Credit Card Exclusively on ZET 👉 : bit.ly/build-cibil-zet-magnet Everything You Need to Know About Mutual Funds : bit.ly/MFatoZ Join Learner's Community 👉 : th-cam.com/channels/mfl6VteCu880D8Txl4vEag.htmljoin 📈 Stock Market For Complete Beginners 👉 : bit.ly/learn30-discount
Hi boosan , NRI in UK very hard to improve CIBIL score .it's takes very long time... When I apply credit card its keep rejecting.. even I make good money . Here no fixed deposit against credit card . Nearly year I am struggling it's like a cycles CIBIL score, house , electrical registration, past credit history and credit with ... Entering this cycle hard then getting visa
If you use your card to the full limit but pay it off before the billing cycle ends, it won't be reported as full utilization. The balance sent to credit info companies will reflect low or zero utilization, which can help your credit score.
It’s advisable to have a buffer for processing delays, so it’s better to make payments 2-3 days before the due date to avoid any surprises. Additionally, paying early can help maintain a lower credit utilization ratio (CUR), which can positively impact your credit score. While paying exactly on the due date isn’t necessarily bad, the timing of when the lender submits data to the credit bureau may affect how your payment is reflected.
Bro nan eduthurukka loan ellame on time la tha pay panittu erukken but en name la oru 4 loan eruku athanala cibil kammiyakittu pokutha ella enna reason bro ana nan ellame on time payment tha panran
Hi Bro, One Doubt I had a personal loan of 10 lakh for 2yrs, I had paid all the emis on time for 1yr 5months and cibil score also increased gradually and I forclosed it at 6th month remaining outstanding amount recently, but when I check Cibil, my score got reduced sharply about 50-60points after that. Why is that? please reply
Doubt: I have a credit card with 1lakh limit. I have changed the limit from 1lakh to 5000 after some months. Now, If I use the credit card fully for 5000, will the utilisation accounted as 100% ?
Hello boosan, today 23/10/24 mutual funds are facing downfall please explain about this i have invested in mid cap funds and psu funds and now I'm having big loss pls explain about this 🙏🙏
Bro na 56000 education loan vanguna 2011 - 2014 time period . Ipo vara 2L vara vanthu tu reliance ARC asset company ku change aaitu. OTS Pannitu cibil increase panna lu future la prblm ah Varuma. Ila full payment pana nu maa..
@@tamilculture3500 bro na mail panitan no reply, cal la pesunalu proper response ila bro, one time settlement pota cibil la right off nu show aagum athu apro prblm aagum bro . Ungaluku yana show agiruku.
Hi bro actually i was planning to get credit card. But educational loan due knjam pending irunthathu but later I have payed and closed the loan. But still its affect my cibil score, other than that I have some personal loans but i dont have any pending dues. Pls help me on this, while applying credit card it was rejected due to this
Reviewing your credit report will give you a clearer understanding of the factors lowering your score. For example, if it shows missed payments or high credit utilization, you can take steps to pay down balances or set reminders for timely payments. Identifying and addressing these weak points can help improve your CIBIL score.
@@finance.boosan the point is i have already closed that educational loan, but still the score is low based on that education loan. Now am not sure what to do
Bro oru doubt I have education loan in punjab national Bank at 2016. By 2020 I have to start the payment but due to covid I'm unable to do repayments so I took moratorium for 1st yr and from pnb itself they contacted me for another year moratorium on that tym I don't have any job just I paid interest of around 5-10k but they didn't applied for moratorium. While asking to them branch manager didn't applied the moratorium so u need to pay 30k as interest and start the repayments by the tym it crossed 1yr in cibil it displayed as mistime payments now for past 9 months I'm using idfc fd backed credit card from 645 now it's 728 cibil score but still banks hesitate to provide even credit card rejected agudhu even cibil adhigama irundhalume andha Education loan ah full ah fore close panna vachum andha Remarks poiduma kindly reply bro nobody helped everyone is confusing
Bro na college student, enaku credit history illa, but na cibil score improve pandradhukaga Credit card vangalam nu iruken, enaku credit card tharuvangala or credit score improve panna vera edhavadhu vali iruka?
Bro,enaku cibil score 900 above irunthuchu Personal loan repayment correct ta 10 months due date auto debit timely paid, But ipo patha cibil score 730 than iruku. Na two times gpay la free ya credit score check pannen.may be athu reason a irukuma. Boosan bro Please clarify my doubt
Magnet FD Credit Card Exclusively on ZET 👉 : bit.ly/build-cibil-zet-magnet
Everything You Need to Know About Mutual Funds : bit.ly/MFatoZ
Join Learner's Community 👉 : th-cam.com/channels/mfl6VteCu880D8Txl4vEag.htmljoin
📈 Stock Market For Complete Beginners 👉 : bit.ly/learn30-discount
I had no CIBIL score and just after 3 months by CIBIL is now 750+.
Just amazed how fast this card helped me getting such a good score
8:15 Soft inquiry - self check
Hard inquiry - third party check
My cibil was very bad, I have been using this card and can see the cibil score getting improved, will keep using and update after a year on cibil
Vanga bro vanga bro... Ninga video potalae kuthugalam aaiduthu... 🎉🎉🎉🎉🎉
Best way to increase credit score
intrinsic value calculator video pls
6:29 Break and Throwaway - seriously? Because you will be charged the annual fee la? Is that good advice?
I meant For free cards that's of no real use
Bro gold bank la 3 months vachi return edutha kuda quickly cibil score improve agum
Good explanation.
Hi boosan , NRI in UK very hard to improve CIBIL score .it's takes very long time... When I apply credit card its keep rejecting.. even I make good money . Here no fixed deposit against credit card . Nearly year I am struggling it's like a cycles CIBIL score, house , electrical registration, past credit history and credit with ... Entering this cycle hard then getting visa
Application full agatamatthu epadi bro ?????? Solluga
Bro, us stock la yeppadi sip start pandradhu nu clear ra oru video podunga
Bro if the college student gain 10000k in stock market with in 3 month he will pay tax or not
Age limit la illa bro neenga tha financial year end la unga gain ku tax pay pannanu itr file panni
@@Lazysubsquad 10,000k means 1,00,00,000 (1 crore bro). Income basic limit ah cross panna Yara irundhalum Tax pay pannanum
Think practically bro😂
💯 @@neelesh0123
Bro 1appla loan apply kidaikala apuram 2nd app 1st appla kodurha next yen porom
Bro, Loan yeduthu one year pay EMI pannama next full payment panni close panniten (NOC iruku) but after that am unable to get loan.
Enna bro pannalam
Is this credit card is use full
Perfect explain 👌
Bro yarrume e voting pathi yathum pesala yappadi vote pandrathu apadina enna nu konjam theliva explain pannuga bro
Bro will paying term insurance premium on or before the due date affect CIBIL score ? Kindly clarify bro
Bro if i am using card full value but before next bill generated if i pay it off then how will that be treated as full utilisation
If you use your card to the full limit but pay it off before the billing cycle ends, it won't be reported as full utilization. The balance sent to credit info companies will reflect low or zero utilization, which can help your credit score.
Bro na hdfc la credit card apply panitu physical card vangala active panala,athukula na cancel paniten, credit card vangala, ithunala cibil adipaduma bro?😢
4:11 Are you sure about this? Because I have set up the auto debit on due date.
It’s advisable to have a buffer for processing delays, so it’s better to make payments 2-3 days before the due date to avoid any surprises.
Additionally, paying early can help maintain a lower credit utilization ratio (CUR), which can positively impact your credit score. While paying exactly on the due date isn’t necessarily bad, the timing of when the lender submits data to the credit bureau may affect how your payment is reflected.
Hi bro i saw your all videos please suggest what is the right time to invest in mutual funds how to predict the mutual fund market
Ungaluku mutual fund ah predict pandra alavuku skill and knowledge irundha neenga direct ah stocks laiye invest pannalam bro
@@neelesh0123 oru nalla stock direct investment pandra thu cost very high compared to mutual fund
Anna cochin ship yard why big fall?
Good and attractive thumbnail😮❤
Bro nan eduthurukka loan ellame on time la tha pay panittu erukken but en name la oru 4 loan eruku athanala cibil kammiyakittu pokutha ella enna reason bro ana nan ellame on time payment tha panran
Amazon pay later la 60000 limit iruku...athlatha recharge and order pandren. Athu credit report la varuma
Yes, BNPL (Buy Now, Pay Later) is a lending product that is also connected to your credit report.
Varum bro.. but I suggest you to close them as it affected my credit report and I started buying products which were not necessary.
Hi Bro, One Doubt
I had a personal loan of 10 lakh for 2yrs, I had paid all the emis on time for 1yr 5months and cibil score also increased gradually and I forclosed it at 6th month remaining outstanding amount recently, but when I check Cibil, my score got reduced sharply about 50-60points after that. Why is that? please reply
Doubt:
I have a credit card with 1lakh limit. I have changed the limit from 1lakh to 5000 after some months. Now, If I use the credit card fully for 5000, will the utilisation accounted as 100% ?
Yes, using the full ₹5,000 on a ₹5,000 limit will count as 100% utilization, which can impact your CIBIL score.
Hi can i apply for this magnet credit card and close it after increasing my cibil score ?
Does closing the magnet credit card affect cibil score ?
Hello boosan, today 23/10/24 mutual funds are facing downfall please explain about this i have invested in mid cap funds and psu funds and now I'm having big loss pls explain about this 🙏🙏
Bro na 56000 education loan vanguna 2011 - 2014 time period . Ipo vara 2L vara vanthu tu reliance ARC asset company ku change aaitu. OTS Pannitu cibil increase panna lu future la prblm ah Varuma. Ila full payment pana nu maa..
bro enakku 2L irunthuchu ippothan one time settlement mulama 95k katti clear panne
so Reliance kitta consider pannunga kammi pannuvanga
@@tamilculture3500 bro na mail panitan no reply, cal la pesunalu proper response ila bro, one time settlement pota cibil la right off nu show aagum athu apro prblm aagum bro . Ungaluku yana show agiruku.
Yan Kasa pottu na nay Athku bro credit card vaganum …
How to Activate CIBIL Score. I didn't take any loans. Please any one tell me ?
Is not like an account number...use pan card link bank account and use UPI and loan in that bank
ZET safe app?
Yes, using since 1 year
I'd purchased last week. Got my card and fd
Hi bro actually i was planning to get credit card.
But educational loan due knjam pending irunthathu but later I have payed and closed the loan.
But still its affect my cibil score, other than that I have some personal loans but i dont have any pending dues.
Pls help me on this, while applying credit card it was rejected due to this
Reviewing your credit report will give you a clearer understanding of the factors lowering your score. For example, if it shows missed payments or high credit utilization, you can take steps to pay down balances or set reminders for timely payments. Identifying and addressing these weak points can help improve your CIBIL score.
@@finance.boosan the point is i have already closed that educational loan, but still the score is low based on that education loan.
Now am not sure what to do
Bro oru doubt I have education loan in punjab national Bank at 2016. By 2020 I have to start the payment but due to covid I'm unable to do repayments so I took moratorium for 1st yr and from pnb itself they contacted me for another year moratorium on that tym I don't have any job just I paid interest of around 5-10k but they didn't applied for moratorium. While asking to them branch manager didn't applied the moratorium so u need to pay 30k as interest and start the repayments by the tym it crossed 1yr in cibil it displayed as mistime payments now for past 9 months I'm using idfc fd backed credit card from 645 now it's 728 cibil score but still banks hesitate to provide even credit card rejected agudhu even cibil adhigama irundhalume andha Education loan ah full ah fore close panna vachum andha Remarks poiduma kindly reply bro nobody helped everyone is confusing
Hi Boosan. If i upgrade a credit card, will it void my credit history?
You mean upgrading to a whole new card or upgrading limit within the same card?
@@finance.boosan upgrading to a new type. Example, HDFC regalia first to regalia gold.
Bro na college student, enaku credit history illa, but na cibil score improve pandradhukaga Credit card vangalam nu iruken, enaku credit card tharuvangala or credit score improve panna vera edhavadhu vali iruka?
Fd based credit card vanguga bro.. apr cibile score nalla vanthathum vera card apply pannikalma... Naa ipd tha panniruka bro..
Bro,enaku cibil score 900 above irunthuchu
Personal loan repayment correct ta 10 months due date auto debit timely paid,
But ipo patha cibil score 730 than iruku.
Na two times gpay la free ya credit score check pannen.may be athu reason a irukuma.
Boosan bro Please clarify my doubt
Checking score doesn't affect CIBIL score, I think your credit report should also mention the reason for why it is low
Hi
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