I see two red flags here: 1. She has a sizable amount of debt that should be dealt with more aggressively now. 2. She is moving abroad with her "partner" and with no job lined up. I'm worried about her.
There is no way I am going to quit my job and move to another country (whose first language is not english) with no job line up with a man who is not my Husband
@Tamara D. Well said, language is the biggest set back. I can narrate from a first hand perspective. This guy is going for a post doctorate not even a job. They usually earn about 3000 a month. Then he has to start paying his own student loan... Girl no.
She is young, it's an opportunity to learn a new language and see a new country. Also it's Germany. It's a western country with one of the biggest economies in Europe and the world. She will be fine getting a job. I don't see how it would be any better if he was her husband. In fact that would just make things more complicated if things broke down
She'll be fine. Hopefully she can find a job where she'll be earning Euros which has a slightly higher value than USD and can apply that towards her debt.
@@traceford4904 First of all, in Europe salaries are significantly less than those inflated income rates in the US. Plus, she's not gonna be making 88,000 euros, she'll be making the equivelant of her job now that is if she managed to get a similar job in a country where she doesn''t speak the first language.
I really want them to do a follow up on her. How did the move go? Did you regret it? Did you find a job? How are you planning to pay off the rest of your debt? Did you and your partner split after the move? Did you come back to the US? So many unanswered questions.
@@ANonyMouse627 Just because her boyfriend is moving and she wants to, doesn't mean that she should. Its called being an adult. Just because you want to watch neflix all day doesn't mean that you shouldn't work.
@@sbkpilot1 Also, why does he need to go to Germany to finish his studies, don't they have colleges in US? Hmmm 🤔And the sad thing is, he's probably studying some useless subject like victorian literature. RIP to their future. #FutureStrugglingArtists
I don't see a problem with this. Why go to Germany to study? Because education is free. The level of English there is excellent and unemployment low, so getting a job and making friends should be fine. They probably visited before Ms Merkel opened the floodgates, so they may be a little disappointed that it's not as clean or as safe as they remember. However it should be a fun adventure for them. Phillip.
CNBC please do two in in here (Helsinki). One has to be a student. Americans would be shoked by free college and student supplement that we get from goverment (240€ + 80% of rent!)
Never lose sleep over the small stuff what do you mean “eventually?” Student debt doesn’t have a statute of limitations unlike many credit collections.
She has a shockingly small amount of savings for moving internationally. It seems more reasonable to do long distance for a year while she attacks the high interest debt and builds a real emergency fund. It’s not easy to find a job in Europe as an American, so she should really have 6 months of living expenses.
Trevor Phillips well he’s smarter and I bet has about 100 times more money than you. But you really need to get a life besides being all up in the comments bashing a guy that’s way more successful than you and doesn’t live in his moms basement.
1. She should be paying minimums on her other debts and attacking the credit cards aggressively while she postpones her savings. Then the next highest interest debt. 2. I have 3 pets and only spend $100/month so her expenses should be way lower especially taking away the barkbox crap. 3. She could drop her cell phone bill by at least half by going prepaid. 4. They should probably be looking in to getting a cheap commuter if her transportations cost are that high unless she has to pay for parking at her work then maybe it's okay. If she put all her savings towards debt she could probably pay it off in a year. She would be able to save 3k after shes done with debt so she can have a good amount after another year of savings. You're welcome, that will be $85/month please.
Eric Ramos agree with everything except for the transportation, I’m not sure she can save much more on that, even not using Uber, public transportation is expensive in Bay Area, bus fee is $3.
eh it depends on the date too, I paid $700 for a round trip from Mexico to Chicago /: (or that's what my dad told me,,, he booked it and took that money from my savings lolol), and the person I was traveling with paid like half of it bc she booked it before. And it's the same continent.
She is moving to live with her “partner” and saving thousands of dollars. Sorry honey, unless there’s a ring on my finger, this will be me 🙋🏻♀️. Stay with the dogs. Also her food and drink budget is outrageous, you can use some of that to pay on your credits cards... wonder if she is still using them?
Never lose sleep over the small stuff yeah your experience with your ex sounds amazing but she’s not moving to Germany to explore. Her bf is gonna be studying not hopping around. Plus she still has debt to pay off in America.
@Never lose sleep over the small stuff Marriage is the ultimate form of commitment. It is a very serious promise, and love declaration that you make, before the public, and before the law.
Trevor Phillips is that the only sentence you learnt in elementary school? You’re in middle school now buddy. Time to learn the English language. Start studying child.
🗣 Listen to me! I moved where my boyfriends job was at too and I didn’t have the best job lined up because I was just ready to venture out and do something new. I was going to be transferring from working a corporate, good pay and benefits to a store. The worst thing I could ever do. No where near what I was doing at my previous job. 1. Get your debit paid off first! 2. Save a few thousand! 3. Cut up your cards! Except one. 3. Start the job hunt ASAP! Don’t settle.
She obviously missed Graham's video on how to make your own avocado toast. $20/day seems an awful lot. I'm guessing they buy a lot of take-out or use Uber eats several times a week. I thought they might enjoy expensive wine, but then discovered they were moving to Germany so maybe not. Phillip.
CNBC needs to file a copyright or DMCA complaint against all of Graham Stephen's videos on Millennial money since he is stealing their content for his own personal gain.
Most Millennials are becoming aware of the benefits of minimalism and foregoing starting a family, because personal freedom is of primary importance to happiness. They don't need marriage or a family to be happy. They don't need material wealth or conspicuous consumption to be happy. The fewer things that you own, the fewer things that own you.
literally, they are not buying houses because millennials are trying to teach themselves financial freedom at age 26 after graduating with $30,000 in debt and not being taught how to manage money from age 16 all the way through college by our parents as probably should have happened. thank you @grahamstephan for your youtube channel.
No family and no small creature comforts makes for a miserable life, imo. Can’t relate. We are forgoing it due to lack of money and too much debt/financial obligations
Probably the most video I enjoyed watching of the mellineal money because she is a real fighter and knows how to live depending on herself I wish her the best
i remember my days in Berkley about 20years ago. my apartment was on chestnut street, right in front of Frank's engineer clinic. the room costs $2k for 2 room apartment back then. i still sometime wonder how went my life if i applied to green card instead back to Japan. recently i watched dream i'm back in the day and i'm talking in English, even i haven't spoke eng for 20yrs after back to Japan. i miss those days err
Scooters are fun but you were you aware, when the heavier of the two riders is on the back, the person in front has much less steering control!! I'm warning you only with brotherly concern for your safety.
This feels like an ad for The Financial Gym. So she pays the financial gym $85 month to track spending and help with finances- that's a lot of money. And she also will be working her side job in sales for the financial gym. Um, ok, thanks for this advertisement.
She should be paying off those credit cards aggressively and then pay off them student loans! I’m 32 with no student loans nor credit card debts and paid off my car and just bought a house! Just don’t live beyond your means and spend money on designer items that you can’t afford!
10 years ago I quit my job and went with my wife to France. She was doing post graduate studies, and I was looking after a small baby. It was the best thing I did for us. Hey, She's looking after the dogs.
The car sharing thing is nowhere near as economical as owning an inexpensive reliable car. Anyone who uses those services is just trying to be trendy. $85 pays for my gas, insurance, and maintenance on my Hobda Civic for a month, but that's the weekend day rate to rent?
🤔so ur moving to Germany with a man who u r not married/engaged and have $33k in debt no job lined up ARE U FRICKIN KIDDING ME!! I’m a milenial and I have more common sense than that!
The monthly breakdown makes no sense if she is making $88K a year in California. After standard state and federal taxes, her month salary should be on the lower end of $5k. How can she afford to spend almost $6K?
I realized sometimes no matter how much you make, it's all about how good you are managing your finances. I make $28 an hour, paid my 10k student loans, got married, and got a car in 2-3 years. Got a new job so next goal, pay my 11k car loan in the next year.
You know what Dave Ramsey is going to say? When you still owe a lot of debt, no job lined up, the only reason you move is because of your partner, going to a foreign country where you will be far away from your support system, sounds like a gamble to me. This is not about being young or being open minded. This is about knowing the risk and still decide the take it because of so called love. If she decided to move to Germany for herself nobody can say anything about it but she didn't.
I luv these millennial money episodes so much. I turned 28 his year and I really want to be in a better space in my life. These vids inspire and encourage me!
He can't finish his degree here? He can go by himself. Not even married. No jobs lined up. She is giving up her nearly 90,000 for this dude and still got debt to pay?
She's blaming her student loan debt...but it's really small compared to all the other stuff. She has credit card debt, which accrues high compounding interest. And she has pets. And this stupid financial subscription of $85 a month? It shows how far out of wack she is. That said: As a Californian, her rent is really amazing. I know people from other States may not think so. But it's cheap as fug.
your partner doesn't have the best interest of this relationship in their mind, DUMP them, pay off debt and LIVE FREE! debt is the only thing that is holding you down, once you pay off debt and have nice savings, you can do whatever you want.
Stop the hate. This is what a real person makes and spends, not someone who knows everything about finance. She eats out. She buys things. She’s moving to Germany and she doesn’t have a job there. It’s called “living life.”
I’m confused. I make 90k a year and only bring home 5400 a month. How does she make 88k and bring home 5950? CA taxes are also higher than NJ where I live.
TLM oh come on. They have several millennial money videos where the salaries are much lower...they just wanted to cover the spectrum. Stop complaining.
@@lsmith9316 What a comeback! Funny thing...the average millenial salary is ~35K, yet there is not one video in the playlist so far where the person makes less than 50K. On top of that they only show people in large cities. I invite you to prove me wrong.
They do what people want to see and what makes money. A part of this audience is probably old people judging them. If you want better videos about accurate millennial finance, go out and make them yourself please.
TLM Funny thing...just because it’s not relatable to you doesn’t mean it’s not relatable to a lot of other millennials. Even those making much less than 50K can take notes from these videos of what to do/what not to do. It’s not CNBC’s fault you can’t see that...
@@lsmith9316 We can agree to disagree then. Just because there are SOME genuine takeaways doesn't mean that this series isn't also out of touch, namely that this series is skewed by income and geography. Making this series more diverse would make it actually worthy of the name.
After giving many lectures and marrying and divorcing from San Fransiscan wife in Ankara Turkey, nearby the Golbasi lake 6+1 villa with swimming pool, our business administration prof. dr. Gokhan Capoglu has been giving lessons in Atilim University in Ankara . He had got his Masters and Doctorate Diploma from University of California Berkeley with full bursaries and he is USA citizen as well at the age 57. All Bilkent University prof. dr.s are american citizens residing in Ankara Turkey, so we had met Gokhan Capoglu in Bilkent University as finance prof. He visits San Fransisco and Californian wilderness towns at least twice a year.
so she saves like 1800$ a month? i would refocus some of that money into paying off the debts faster, the faster you pay off your debt the less interest you pay...
Calculations seem off.. if you gross $88k you can't spend $71k net.. taxes are at least 25% including payroll taxes unless the savings were pretax i.e. 401k
You can get RT flights from LAX to London for under $400. Add another $50 to 100 on airlines like Ryanair to get to Munich or Berlin. So, $500 max for airfare. Not sure where she's getting $2000 from.
When I moved to California I wondered why EVERYONE was always in a relationship and then I realized it was to split rent on a one bedroom 👌🏼
i saw that too. however this guy doesnt have a job
@@redblondechick lmao
@@redblondechick It says she splits her rent with him so he must have some money to pay for things. Same with the scooter.
😂
Maybe that's why poliamory is such a big thing there too
I see two red flags here:
1. She has a sizable amount of debt that should be dealt with more aggressively now.
2. She is moving abroad with her "partner" and with no job lined up.
I'm worried about her.
Sheyla Gomes agreed.
It's okay, she can hook for a living.
Even her partner wont bring that much money in
She got this!
Going to German is a bad bad move .
There is no way I am going to quit my job and move to another country (whose first language is not english) with no job line up with a man who is not my Husband
@Tamara D. Well said, language is the biggest set back. I can narrate from a first hand perspective. This guy is going for a post doctorate not even a job. They usually earn about 3000 a month. Then he has to start paying his own student loan... Girl no.
Perioddddddd
Why would it make a difference if you were married?
Never lose sleep over the small stuff 100% agree
She is young, it's an opportunity to learn a new language and see a new country. Also it's Germany. It's a western country with one of the biggest economies in Europe and the world. She will be fine getting a job. I don't see how it would be any better if he was her husband. In fact that would just make things more complicated if things broke down
Sometimes I just read the comments to make sure I’m not the crazy one.
Lol
Right!! 😂
She's paying someone to track her spending sweetie there's an App for that or you can do it yourself🤦♀️
Joy Beavers mint
Its better than doing nothing
She needs someone to keep her accountable. App you can ignore.
Mint
A financial advisor is in no way comparable to a spending app.
She has consumer debt, but someone told her it was okay to pay $85/mo. for financial guidance?
Dave Ramsey STAT.
It's funny I watch most of these with Dave's voice in my head!
She's only turtle intense with her debt (no offense to turtles).
Her: “ I’m in debt”
Also her “I’m moving to Germany with no job lined up”
She'll be fine. Hopefully she can find a job where she'll be earning Euros which has a slightly higher value than USD and can apply that towards her debt.
@You Tube Hmm they are aren't they.
She is doing well in Germany. Working remotely in her marketing job. Thank you for being concerned
@@traceford4904 First of all, in Europe salaries are significantly less than those inflated income rates in the US. Plus, she's not gonna be making 88,000 euros, she'll be making the equivelant of her job now that is if she managed to get a similar job in a country where she doesn''t speak the first language.
Nothing wrong with it, she could've stayed in America during a pandemic and no job
I really want them to do a follow up on her. How did the move go? Did you regret it? Did you find a job? How are you planning to pay off the rest of your debt? Did you and your partner split after the move? Did you come back to the US? So many unanswered questions.
CNBC should troll Graham with a "Living On 163,800$ A Month As A TH-camr | Millenial Money" episode, for him to react on.
Yes
😂😂😂
No one gives a crap about this Graham guy.
and have the guy being interviewed named Stephan Graham
Yes.....finally
I wouldn't move if I were her until I pay my debt. Especially since she doesn't have job line up.
but her boyfriend is moving for grad school
@@ANonyMouse627 does not mean she has to go with him.
@@wnytrashtrucks but maybe she wants to anyway
@@ANonyMouse627 she must really want to has she has been saving for it she knows she is going.
@@ANonyMouse627 Just because her boyfriend is moving and she wants to, doesn't mean that she should. Its called being an adult. Just because you want to watch neflix all day doesn't mean that you shouldn't work.
You should make a CNBC make it on an actual college student and show how they manage money
I live in SF as a first gen student! I go to school full time and I work two jobs! ✋🏼
I applied today and I’m a college student saving for retirement. I hope they pick me.
She is doing well in Germany. Working remotely in her marketing job. Thank you for being concerned
They’re not married and she’s moving to Germany with him.... okayyyyyy
young, stupid and foolish... not only that these people have debt and planning to move to another country where they have no job etc.
@@sbkpilot1 Also, why does he need to go to Germany to finish his studies, don't they have colleges in US? Hmmm 🤔And the sad thing is, he's probably studying some useless subject like victorian literature. RIP to their future. #FutureStrugglingArtists
@@jzk2020 maybe scholarship or grant, or maybe Germany has a program that US don't offer
@🔴Warped🔴 because anything can happen in their relationship to cause them to break up and she will be stuck in Germany
I don't see a problem with this. Why go to Germany to study? Because education is free. The level of English there is excellent and unemployment low, so getting a job and making friends should be fine. They probably visited before Ms Merkel opened the floodgates, so they may be a little disappointed that it's not as clean or as safe as they remember. However it should be a fun adventure for them.
Phillip.
What’s your budget breakdown? Share your story with us for a chance to be featured in a future installment. cnb.cx/32TYZ2K
Yes this will be great to see especially in Helsinki. Would love to see someone in my city do this.
CNBC please do two in in here (Helsinki). One has to be a student. Americans would be shoked by free college and student supplement that we get from goverment (240€ + 80% of rent!)
It would be great to see people in Stockholm!
Please interview Graham Stephan for next episode!
get graham stephan on millennial money please!!!
U making almost six figs and you're going to move to a different country with your boyfriend without having a job lined up?
German Dream brother 💪
@Never lose sleep over the small stuff Because what you could spend in South East Asia in a month could be spent in Germany within a week
The problem is her debt. It’s not going to just go away
Never lose sleep over the small stuff what do you mean “eventually?” Student debt doesn’t have a statute of limitations unlike many credit collections.
The lack of financial literacy is so sad 😭
I lived in Germany after graduation and she will struggle to find reliable work without speaking German. Language courses arent cheap either,
I can attest to that. I'm a teacher of German as a foreign language in Germany. Unless they're going to Berlin. No German necessary in Berlin.
@@kw9801 Agree 100%!
🔔 *GRAHAM ALERT* 🔔
🚨 *GRAHAM ALERT* 🚨
💵 *GRAHAM ALERT* 💵
No one gives a crap about this Graham guy.
@@saulgoodman2018 I think you're outnumbered, trevor :P
Go, Graham
@@MeetKevin actually I like you even more than Graham
Trevor Phillips speak for yourself I care about graham
She has a shockingly small amount of savings for moving internationally. It seems more reasonable to do long distance for a year while she attacks the high interest debt and builds a real emergency fund. It’s not easy to find a job in Europe as an American, so she should really have 6 months of living expenses.
So “Millennial Money” has been moved to the beginning of the video title now... so Graham can recognize the video faster
No one gives a crap about this Graham guy.
Sweet V. He’s a TH-cam financial guy and real estate agent that breaks down these millennial money vids and talks about what they waste money on
Lost in Tennessee who care who he is. Sounds like another cheap skate, who would complain about if someone even spends a dollar on a cup of coffee.
Trevor Phillips well he’s smarter and I bet has about 100 times more money than you. But you really need to get a life besides being all up in the comments bashing a guy that’s way more successful than you and doesn’t live in his moms basement.
@@driver8703 Smarter? Because he has a stupid TH-cam channel? Trying to sell his stupid course?
1. She should be paying minimums on her other debts and attacking the credit cards aggressively while she postpones her savings. Then the next highest interest debt.
2. I have 3 pets and only spend $100/month so her expenses should be way lower especially taking away the barkbox crap.
3. She could drop her cell phone bill by at least half by going prepaid.
4. They should probably be looking in to getting a cheap commuter if her transportations cost are that high unless she has to pay for parking at her work then maybe it's okay.
If she put all her savings towards debt she could probably pay it off in a year. She would be able to save 3k after shes done with debt so she can have a good amount after another year of savings. You're welcome, that will be $85/month please.
Eric Ramos agree with everything except for the transportation, I’m not sure she can save much more on that, even not using Uber, public transportation is expensive in Bay Area, bus fee is $3.
2k each for flight? Must be doing business class, since I regularly get roundtrip flights to/from Europe for around $500.
Josh W
Depends where and when you are flying to....
Get a flight to paris in december (1200$) vs january (450$).
Flying to Europe shouldn't cost you more than 500 peridot. If you plan ahead you can always avoid the high prices
eh it depends on the date too, I paid $700 for a round trip from Mexico to Chicago /: (or that's what my dad told me,,, he booked it and took that money from my savings lolol), and the person I was traveling with paid like half of it bc she booked it before. And it's the same continent.
She is moving to live with her “partner” and saving thousands of dollars. Sorry honey, unless there’s a ring on my finger, this will be me 🙋🏻♀️. Stay with the dogs. Also her food and drink budget is outrageous, you can use some of that to pay on your credits cards... wonder if she is still using them?
Never lose sleep over the small stuff yeah your experience with your ex sounds amazing but she’s not moving to Germany to explore. Her bf is gonna be studying not hopping around. Plus she still has debt to pay off in America.
What difference does a ring mean? Literally nothing that what
I don't think putting a ring will solve the entire issue. Marrying is not end of the problem.
A ring doesn’t solve anything lol they could still leave you. Duh.
@Never lose sleep over the small stuff Marriage is the ultimate form of commitment. It is a very serious promise, and love declaration that you make, before the public, and before the law.
Looks like she's living above her means for the relationship...
Puppy love
@Never lose sleep over the small stuff
Lmao
It's up to you to choose to be wise or wild 😂
People make difference choices
It started before him. She took trips and still does. Nothing to do with the guy. White millennials do this all the time.
99% of the comments are about Graham 😂
and 99% don't give one crap about this Graham guy.
We love graham
Frickin love graham 🐺
Trevor Phillips bye 👋 talk to the hand since the face isn’t listening
Trevor Phillips it seems Graham is all up in your mind, this is your second comment about him👀
There's going to be a mad dash for popcorn at the grocery store as everyone prepares for Graham's epic reaction video.
Yeah he is going to freak out over the credit card debt and her not using points to travel! lol
Lmao wish I was able to save 2k each month as a software engineer despite living frugally
Get a side gig
The last word in her sentences makes it sound like a question.
GRAHAM BOUTTA GO HAM ON THIS ONE
Exactly. I can feel his blood boiling from Georgia. lol
No one gives a crap about this Graham guy.
@@saulgoodman2018 After looking at 90% of his comments, you are definitely wrong.
Trevor Phillips is that the only sentence you learnt in elementary school? You’re in middle school now buddy. Time to learn the English language. Start studying child.
@@volitionant9682 I do not give a crap about him, or what he does, or what he has to say.
The next video is on Graham. How a youtube makes $163,000 a month and his monthly expenses are - 30 cups of 20cent iced coffee
*19 cent coffee this week haha! They would have to do a follow up video to allow for when he runs out of cream.
You really thinks he only drinks that iced coffee? It's just a gimmick for videos dude. That mofo lives rich life.
🗣 Listen to me! I moved where my boyfriends job was at too and I didn’t have the best job lined up because I was just ready to venture out and do something new. I was going to be transferring from working a corporate, good pay and benefits to a store. The worst thing I could ever do. No where near what I was doing at my previous job.
1. Get your debit paid off first!
2. Save a few thousand!
3. Cut up your cards! Except one.
3. Start the job hunt ASAP! Don’t settle.
$600 for food and drinks 👁👁
Tavarus McKinney was thinking the same thing. And her partner?
I support 3 kids. Including myself and we dont spend $600 a month. I am pretty frugal though.
Im a Southern girl. I believe in home cooked meals as a family every night. Rarely do we go out to eat.
She obviously missed Graham's video on how to make your own avocado toast. $20/day seems an awful lot. I'm guessing they buy a lot of take-out or use Uber eats several times a week. I thought they might enjoy expensive wine, but then discovered they were moving to Germany so maybe not.
Phillip.
Focus on finishing your debt first
Graham is gonna be disappointed with this Germany plan.
Ever since Graham got more views, this show got really soft with their guest.
Graham can annihilate this budget and debt. And moving to Germany in debt? No lol
Yeah Graham is definitely going to rip this one apart...
CNBC needs to file a copyright or DMCA complaint against all of Graham Stephen's videos on Millennial money since he is stealing their content for his own personal gain.
@@ZXC_ZXC1 I think he is advertising them, many people (including me) came from his channel.
@@ZXC_ZXC1 he has a strong case for criticism and review
Most Millennials are becoming aware of the benefits of minimalism and foregoing starting a family, because personal freedom is of primary importance to happiness.
They don't need marriage or a family to be happy.
They don't need material wealth or conspicuous consumption to be happy.
The fewer things that you own, the fewer things that own you.
No, they're forgoing those things out of financial necessity, not because it's some super-enjoyable thing.
literally, they are not buying houses because millennials are trying to teach themselves financial freedom at age 26 after graduating with $30,000 in debt and not being taught how to manage money from age 16 all the way through college by our parents as probably should have happened. thank you @grahamstephan for your youtube channel.
No family and no small creature comforts makes for a miserable life, imo. Can’t relate. We are forgoing it due to lack of money and too much debt/financial obligations
And Graham is literally filming a response at this very moment. :)
This doesn't add up...her monthly expenses are higher than what should be her monthly take home pay....
Added debt..? Looks like that monthly fee may not be worth it
She split everything with her man
They included $1,860 savings and $975 debt repayment in that pie chart...her actual expenses are below her income
Graham Stephan crew checking in. You guys gotta get him for an episode of Millennial Money.
I’m addicted to watching millennial money videos and watching graham critique them afterwards
Man I can’t wait for the Graham video about this
Graham Stephan is not going to like this AT ALLL
Flights for $2000??
Right!? Like how??? I regularly flew from Germany to the US for $400 roundtrip!
Get Graham Stephan on Millennial Money!
CNBC: Graham said you can reach out to him for him to be on Millennial Money!! Watch his video reacting to this!
Should have used the chase sapphire reserve
Please reach out to Graham Stephan to do this. Or react to one of his videos, either would be highly entertaining.
Come on graham where’s your reaction video we’re all waiting
It's crazy that 88k in the bay area is not much
Probably the most video I enjoyed watching of the mellineal money because she is a real fighter and knows how to live depending on herself I wish her the best
TWO things CNBC,
1. We want Millennial Money at the end of your titles
2. For the love of god please get Graham Stephen on the show !!
i remember my days in Berkley about 20years ago. my apartment was on chestnut street, right in front of Frank's engineer clinic. the room costs $2k for 2 room apartment back then.
i still sometime wonder how went my life if i applied to green card instead back to Japan. recently i watched dream i'm back in the day and i'm talking in English, even i haven't spoke eng for 20yrs after back to Japan.
i miss those days err
Bring Graham on Millenial Money!
Just waiting for Graham Stephan's reaction video.
Scooters are fun but you were you aware, when the heavier of the two riders is on the back, the person in front has much less steering control!! I'm warning you only with brotherly concern for your safety.
Did you notice that she put the scooter on credit card.
I paid cash cash for my moped
Yessssss!!!!! aND paying $85 dollars for rent-a-cars
This feels like an ad for The Financial Gym. So she pays the financial gym $85 month to track spending and help with finances- that's a lot of money. And she also will be working her side job in sales for the financial gym. Um, ok, thanks for this advertisement.
$85 per month is insane.
Waiting for Graham to make a video about it
Flights to Germany do not cost $2,000 each! If you're paying that much, you're either getting ripped off, or not looking hard enough.
She should be paying off those credit cards aggressively and then pay off them student loans! I’m 32 with no student loans nor credit card debts and paid off my car and just bought a house! Just don’t live beyond your means and spend money on designer items that you can’t afford!
99% of the comments are Graham related lmaooo
10 years ago I quit my job and went with my wife to France. She was doing post graduate studies, and I was looking after a small baby. It was the best thing I did for us.
Hey, She's looking after the dogs.
1:01 88k/yr does not leave you $5,950 after taxes (~30% for state, federal, etc...)
Those numbers must be wrong
The car sharing thing is nowhere near as economical as owning an inexpensive reliable car. Anyone who uses those services is just trying to be trendy. $85 pays for my gas, insurance, and maintenance on my Hobda Civic for a month, but that's the weekend day rate to rent?
🤔so ur moving to Germany with a man who u r not married/engaged and have $33k in debt no job lined up
ARE U FRICKIN KIDDING ME!! I’m a milenial and I have more common sense than that!
Arisleydi Solis marriage means nothing, you can easily ditch your partner
Never lose sleep over the small stuff excuse me?! And just who do u think u r ?! ... never mind go back to denial island
150 for phone seems like a lot. We have a family plan with 4 lines and it’s around 130. All unlimited data plans
Being a Dave Ramsey listener just makes you shake your head all the way through
Can you guys get Graham Stephen on Millennial Money please. That would be a great episode.
How about invest in a lawn mower to cut the grass!
My thoughts exactly 😂
She doesn’t have a job lined up, no way to bring her dogs, and she doesn’t have a house but she wants to move within the next month? Girl.... yikes
The monthly breakdown makes no sense if she is making $88K a year in California. After standard state and federal taxes, her month salary should be on the lower end of $5k. How can she afford to spend almost $6K?
2:31 they’re not called boyfriends anymore they’re called partners 😂
My other favorite term is "We're pregnant"
I realized sometimes no matter how much you make, it's all about how good you are managing your finances. I make $28 an hour, paid my 10k student loans, got married, and got a car in 2-3 years. Got a new job so next goal, pay my 11k car loan in the next year.
Question. The $88k is what she makes before our after taxes?
88k in the bay area is like minimum wage
You know what Dave Ramsey is going to say? When you still owe a lot of debt, no job lined up, the only reason you move is because of your partner, going to a foreign country where you will be far away from your support system, sounds like a gamble to me. This is not about being young or being open minded. This is about knowing the risk and still decide the take it because of so called love. If she decided to move to Germany for herself nobody can say anything about it but she didn't.
I love these videos :) I found them through the Graham channel. Please keep doing these!
I luv these millennial money episodes so much. I turned 28 his year and I really want to be in a better space in my life. These vids inspire and encourage me!
I'm ready for Graham to watch this
This is too much for Graham's heart. Let's not give him a heart attack.
I’m obsessed with these!😭
I work with the financial gym too!! Love them so much, they’re saving my financial life
At her rate, she'll be paying debts til she's in her 60s lol
Only two words to say: Graham Stephan
He can't finish his degree here? He can go by himself. Not even married. No jobs lined up. She is giving up her nearly 90,000 for this dude and still got debt to pay?
She's blaming her student loan debt...but it's really small compared to all the other stuff. She has credit card debt, which accrues high compounding interest. And she has pets. And this stupid financial subscription of $85 a month? It shows how far out of wack she is. That said: As a Californian, her rent is really amazing. I know people from other States may not think so. But it's cheap as fug.
2000$ for a flight to Germany? You can easily get it for a 1000$ if you buy in a advance!
Graham!!! This channel need your help
I’m confused after taxes her budget is more than she makes a month
your partner doesn't have the best interest of this relationship in their mind, DUMP them, pay off debt and LIVE FREE!
debt is the only thing that is holding you down, once you pay off debt and have nice savings, you can do whatever you want.
Stop the hate. This is what a real person makes and spends, not someone who knows everything about finance. She eats out. She buys things. She’s moving to Germany and she doesn’t have a job there. It’s called “living life.”
One word: “Graham”
I’m confused. I make 90k a year and only bring home 5400 a month. How does she make 88k and bring home 5950? CA taxes are also higher than NJ where I live.
I flagged this as well. Something seems fishy about this video.
I want an update on her.
Thank you CNBC! This is SOOO relatable to all millennials! We all nearly make 6 figures!
TLM oh come on. They have several millennial money videos where the salaries are much lower...they just wanted to cover the spectrum. Stop complaining.
@@lsmith9316 What a comeback! Funny thing...the average millenial salary is ~35K, yet there is not one video in the playlist so far where the person makes less than 50K. On top of that they only show people in large cities. I invite you to prove me wrong.
They do what people want to see and what makes money. A part of this audience is probably old people judging them. If you want better videos about accurate millennial finance, go out and make them yourself please.
TLM Funny thing...just because it’s not relatable to you doesn’t mean it’s not relatable to a lot of other millennials. Even those making much less than 50K can take notes from these videos of what to do/what not to do. It’s not CNBC’s fault you can’t see that...
@@lsmith9316 We can agree to disagree then. Just because there are SOME genuine takeaways doesn't mean that this series isn't also out of touch, namely that this series is skewed by income and geography. Making this series more diverse would make it actually worthy of the name.
Okay Graham... If I do a millennial money episode I need you to respond ASAP to it lol
After giving many lectures and marrying and divorcing from San Fransiscan wife in Ankara Turkey, nearby the Golbasi lake 6+1 villa with swimming pool, our business administration prof. dr. Gokhan Capoglu has been giving lessons in Atilim University in Ankara . He had got his Masters and Doctorate Diploma from University of California Berkeley with full bursaries and he is USA citizen as well at the age 57. All Bilkent University prof. dr.s are american citizens residing in Ankara Turkey, so we had met Gokhan Capoglu in Bilkent University as finance prof. He visits San Fransisco and Californian wilderness towns at least twice a year.
Graham went into the avatar state after seeing this video
Sigh...
Why hire a financial manager when there is mint.com and Graham Stephan Show?
so she saves like 1800$ a month?
i would refocus some of that money into paying off the debts faster, the faster you pay off your debt the less interest you pay...
Iced coffee and avocado toast, that’s all I gotta say, so “SMASH that like button”...see what I did there?
Cameron Blackwell lame
No I didn't see. What did you do there?
msj56 lol his comment made no sense
You're all financial plebs and NORMIIIIIWEEEEEES
Calculations seem off.. if you gross $88k you can't spend $71k net.. taxes are at least 25% including payroll taxes unless the savings were pretax i.e. 401k
You can get RT flights from LAX to London for under $400. Add another $50 to 100 on airlines like Ryanair to get to Munich or Berlin. So, $500 max for airfare. Not sure where she's getting $2000 from.