Financing a car in Canada 🇨🇦

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  • เผยแพร่เมื่อ 21 ม.ค. 2025

ความคิดเห็น • 97

  • @High_God_666
    @High_God_666 ปีที่แล้ว +18

    saw this guy when he first landed. indeed the system is working for the youth to gain financial independence.

    • @pLaNaHeAdGh
      @pLaNaHeAdGh  ปีที่แล้ว +1

      You see oo

    • @kofiansah582
      @kofiansah582 ปีที่แล้ว +1

      Self education and right information too

  • @brightaddo6783
    @brightaddo6783 ปีที่แล้ว +4

    You are the one helping the youth to gain knowledge. God bless you …long live plan Gh

  • @Kojostally
    @Kojostally ปีที่แล้ว +1

    I like this… Thank You💙

  • @stephenowusuansah3072
    @stephenowusuansah3072 ปีที่แล้ว +4

    This guy is by far so good

  • @fjohn8985
    @fjohn8985 ปีที่แล้ว +5

    Invest in a dash cam.
    Buy a capacitor type.
    Don't forget that CRA wants it cut since you are considered self-employed for the tax year; save 30% for deductions so you are not surprised next year. You will be taxed on total income.
    Your student tuition credits may bring your tax owing down a bit.
    Your oil change costs are high. Check with Ghanaian mechanics in the west end to sort you out for cheaper.

  • @cwekumoore2862
    @cwekumoore2862 ปีที่แล้ว +1

    Such a selfless soul, be blessed bro🙏🏽

  • @fredborteykyeremeh2353
    @fredborteykyeremeh2353 ปีที่แล้ว +3

    Very good analysis. You are a wise man 😂.
    Indeed you've planned ahead from GH and you are getting the perfect results.

  • @johnkwakuforkuo7590
    @johnkwakuforkuo7590 ปีที่แล้ว +1

    God bless this guy for this insightful message

  • @georgezon2183
    @georgezon2183 ปีที่แล้ว +1

    Thank you, Joe, for this invaluable personal info. It inspires us a lot.

  • @isaacekpahah4304
    @isaacekpahah4304 ปีที่แล้ว +3

    Errh this guy is doing a great job. Continue with the good content videos.

  • @nanaboakyecollins9078
    @nanaboakyecollins9078 ปีที่แล้ว +1

    Very Educative video keep it up bro

  • @fredborteykyeremeh2353
    @fredborteykyeremeh2353 ปีที่แล้ว +1

    Amazing work Joe. Your contents are very insightful. You are a game changer.

  • @ReubenYeboah
    @ReubenYeboah ปีที่แล้ว +1

    Woooow Joe, you are really selfless, we really appreciate your time and motivation.

  • @jadecomic5835
    @jadecomic5835 ปีที่แล้ว +1

    Much love ❤️❤️ to you Joseph
    Thanks for sharing🎉

  • @tanuel_3103
    @tanuel_3103 ปีที่แล้ว +1

    Quite cool. Thanks for the information.

  • @QuamiDaniel-h6u
    @QuamiDaniel-h6u ปีที่แล้ว +1

    God bless you always Joe 🙏🙏🙏

  • @abdul-fattahabdul-rahman4116
    @abdul-fattahabdul-rahman4116 ปีที่แล้ว +1

    Awesome content

  • @Weibadua
    @Weibadua ปีที่แล้ว +2

    Great job

  • @aj_nimako
    @aj_nimako ปีที่แล้ว

    Thank you

  • @readbarus954
    @readbarus954 ปีที่แล้ว

    Very nice and educative

  • @eugenewadosty6433
    @eugenewadosty6433 ปีที่แล้ว +1

    Always on point!

  • @alhajibanda5210
    @alhajibanda5210 ปีที่แล้ว +2

    You do all 🙌

  • @kwamebaffouroduro7589
    @kwamebaffouroduro7589 9 หลายเดือนก่อน

    ❤nice one

  • @FelixJonasAdom
    @FelixJonasAdom ปีที่แล้ว

    God bless you, bro. Your honesty is real. Keep it up.

  • @vickmensah2836
    @vickmensah2836 ปีที่แล้ว

    Good information

  • @carlsegbefia1766
    @carlsegbefia1766 ปีที่แล้ว +2

    I gained admission to Mohawk college Ontario and I’ll be paying the initial deposit this week. Is there a group or anyone I can contact to get information? I’d really appreciate it.

  • @Nana-KofiAmoah-TV
    @Nana-KofiAmoah-TV ปีที่แล้ว +1

    Great guy..

  • @jellymawuko3171
    @jellymawuko3171 ปีที่แล้ว

    Amazing video, you are doing well for us.

  • @kenboadu-vj5so
    @kenboadu-vj5so ปีที่แล้ว +1

    Thanx for information

  • @MusiciansUPDATEWorldWIDE
    @MusiciansUPDATEWorldWIDE ปีที่แล้ว

    Nice

  • @ebenezeradu4586
    @ebenezeradu4586 ปีที่แล้ว

    God bless your hustle

  • @kwasiosei2948
    @kwasiosei2948 ปีที่แล้ว

    Please can i do freelancing as a side hustle whilst working part time in canada without any problems from the government

  • @Moshogh
    @Moshogh ปีที่แล้ว +1

    Proud of you my guy

  • @kojodaniels5489
    @kojodaniels5489 11 หลายเดือนก่อน

    hello @planaheadGh i need guidance. i have deferred my class to september. I need cash jobs. How do i go about it?

  • @KoteyOthnielNeekoteifio
    @KoteyOthnielNeekoteifio ปีที่แล้ว

    skillssss

  • @Weibadua
    @Weibadua ปีที่แล้ว +2

    Do you need to always have a down-payment?

  • @IsaiahKwame-w9w
    @IsaiahKwame-w9w ปีที่แล้ว

    Many thanks Bro for this info., how many people will reveal the secrets of their success like? Not even our close family members will. God bless you. Much love
    🥰

  • @ericacheampong1658
    @ericacheampong1658 ปีที่แล้ว +1

    God bless you more bro

  • @TamimuYussif
    @TamimuYussif ปีที่แล้ว +1

    interesting

  • @levansmedia
    @levansmedia ปีที่แล้ว +1

    God bless you

  • @AkwasiTemple
    @AkwasiTemple ปีที่แล้ว

    Thank you bro. Please what are some of the skills a student should have that can grant them job

  • @danielpernarh
    @danielpernarh ปีที่แล้ว

    God richly bless you for this very educative and informative video.
    Indeed my heart has been satisfied.❤️
    👉 One can get car on credit basis or buy used car for either Uber or delivery services.❤️
    👉 One can get loan from the bank he or she saves to pay fees 😉❤️
    This information is deep 💯👍

  • @obedsarpong6557
    @obedsarpong6557 ปีที่แล้ว +1

    Vitz is now GH78000 Bro

  • @pama2544
    @pama2544 ปีที่แล้ว

    Try make your broadcast global!

  • @nanaagyemangprempeh419
    @nanaagyemangprempeh419 ปีที่แล้ว +1

    Please can you explain how we can get the license and the requirements for license 🙏

    • @pLaNaHeAdGh
      @pLaNaHeAdGh  ปีที่แล้ว

      I have a video on that

  • @KTech-kq9fd
    @KTech-kq9fd ปีที่แล้ว +2

    Take 30% of your total monthly income, put it aside in a High Interest Savings account. This is to cover for tax filing season next year for 2023.
    Uber driver is considered self-employed/contractor, so different tax rules apply.
    Each month top it up with 30% of your total income.
    Come tax time, pull out the amount requested by CRA and keep the interest earned.
    Rinse and repeat each year, till you no longer do Uber as your side-hustle.

  • @nanayaa14355
    @nanayaa14355 ปีที่แล้ว

    Hi Joe! How will I be able to reach you directly please? Thank you

  • @ernestkumi2710
    @ernestkumi2710 ปีที่แล้ว

    I need kind of information because getting visa is not enough but how to survive …. Thanks this update

  • @nanaagyemangprempeh419
    @nanaagyemangprempeh419 ปีที่แล้ว

    Nice one bro👍🙏

  • @oscaragyiri6468
    @oscaragyiri6468 ปีที่แล้ว

    Keep it up bro

  • @WilfredAsora
    @WilfredAsora 19 วันที่ผ่านมา

    God bless you bro❤what are the cheapest school in canada i want to apply please

  • @KAY-sr9pt
    @KAY-sr9pt ปีที่แล้ว

    @planaheadgh is like you started work before school resumed, how was that possible? Won't it affect your credit

    • @pLaNaHeAdGh
      @pLaNaHeAdGh  ปีที่แล้ว +1

      It will

    • @KAY-sr9pt
      @KAY-sr9pt ปีที่แล้ว

      Ooh I see that means it will have effect on your PR application in future or there will be a way out ?

    • @Iamdyzzy
      @Iamdyzzy ปีที่แล้ว +1

      @@KAY-sr9pt Uber dont' take SIN when you apply so I wonder how they will see the hours he works since it's seen as gig. It's just like being a freelancer on fivver that doesn't count towards your 20hours.

    • @KAY-sr9pt
      @KAY-sr9pt ปีที่แล้ว

      @@Iamdyzzy alright , thanks 👍🏽. I understand now

    • @1Grace365
      @1Grace365 ปีที่แล้ว

      @@Iamdyzzyso far as your paid through bank which is attached to your SIN number IRCC will know cos they will track your income through the SIN

  • @cropfarmer8838
    @cropfarmer8838 ปีที่แล้ว

    ❤❤❤❤

  • @levansmedia
    @levansmedia ปีที่แล้ว

    We are waiting for more contents from you

  • @SpoilerAlertssss
    @SpoilerAlertssss ปีที่แล้ว +2

    Cos u commented frst

  • @incomechannel-hn9tk
    @incomechannel-hn9tk ปีที่แล้ว

    Herrr your IQ is very high 😃 very smart.Thanks for the tips bro and can't wait to be there next year 👌

  • @cropfarmer8838
    @cropfarmer8838 ปีที่แล้ว

    👏👏👏👏👏👏

  • @sheriffabdin1064
    @sheriffabdin1064 ปีที่แล้ว

    Please if you bring student visa to Canada Is it necessary to go to school?and I have heard that student are only allow to work for 20 hrs thanks 🙏🙏🙏

    • @Iamdyzzy
      @Iamdyzzy ปีที่แล้ว

      It's necessary to go to school if you don't want to have problems with immigration and also want to have a perminant residency. The school will also give you a foothold in Canada and avoid doing the factory work for most of your life.

    • @Nana-KofiAmoah-TV
      @Nana-KofiAmoah-TV ปีที่แล้ว

      U have to go to school else u will have immigration issues when u want a PR.

  • @ericowusuaducarrington
    @ericowusuaducarrington ปีที่แล้ว

    Bro gud morning. Please am a truck driver so how can I come there.
    Am in dubai

  • @Mysta_Pappy
    @Mysta_Pappy ปีที่แล้ว

    Thanks for the video. Does working with Uber also limit to the 20 hours per week as a student?

    • @pLaNaHeAdGh
      @pLaNaHeAdGh  ปีที่แล้ว

      Yes

    • @Iamdyzzy
      @Iamdyzzy ปีที่แล้ว

      @@pLaNaHeAdGh In one of your video with Milo when you first got your car, you said the Indians do uber eat for more than 20 hrs please can you clearify that for me if possible thank you.

  • @yaamargaret6232
    @yaamargaret6232 ปีที่แล้ว

    Joseph can you use one car for Uber and delivery?

  • @cropfarmer8838
    @cropfarmer8838 ปีที่แล้ว

    🔥🔥🔥🔥🔥🔥

  • @cropfarmer8838
    @cropfarmer8838 ปีที่แล้ว

    🎉🎉🎉🎉🎉

  • @michaeltekpo5295
    @michaeltekpo5295 ปีที่แล้ว

    First to watch

  • @DOW876
    @DOW876 ปีที่แล้ว

    English please!!!!

  • @adeobaekundayoadeyinka2234
    @adeobaekundayoadeyinka2234 ปีที่แล้ว +1

    But why not speaking English for the sake of non Ghanaians

  • @ogechukwubest8408
    @ogechukwubest8408 ปีที่แล้ว

    Is it only ganaians that is your fan
    I don't understand a thing that you are saying except from your caption

    • @Iamdyzzy
      @Iamdyzzy ปีที่แล้ว +3

      Let me provide you with a summary of the video content due to the language barrier. In the video, the speaker, who has been in Canada for less than a year, discussed his experience purchasing a Honda Civic through financing. He explained the three options available to acquire a car in Canada: full payment, leasing, and financing. He opted for financing.
      Initially, he had two car models in mind, Toyota and Honda, known for their durability. He attempted financing with Toyota but faced a challenge. They asked for an initial deposit of $2000 which he paid but they required a co-signer who must be a permanent resident or Canadian citizen with a good credit score. This proved difficult to find.
      Subsequently, he approached Honda with a better understanding of what to expect. Honda asked for an initial deposit and down payment of $5000. Unlike Toyota, they did not require a co-signer. Instead, they requested his driver's license, void check (containing account details for direct debits), two pay stubs, study permit, and passport. After conducting checks, Honda approved him for a 2019 Honda Civic.
      Following approval, he needed to arrange insurance for the car, costing him $480. He noted that insurance costs can vary based on location, age, marital status, and having children. Busy areas tend to have higher insurance costs. He also mentioned a workaround, suggesting using the address of someone in less busy areas to reduce insurance expenses. He cited an example of a friend paying $240 monthly for insurance.
      He then discussed the eligibility criteria for using your car for Uber. In the Greater Toronto Area (GTA), cars should not be older than 7 years, while in other provinces or cities, they may allow cars up to 10 or even 17 years old. You can use your car for either Uber driving or Uber food delivery. With Uber food delivery, you can use car older than 17 years in GTA.
      The speaker, a student attending classes four times a day, noted that the Canadian schooling system is demanding so he prefers not to work on the days he attend classes. As a result, he only works on weekends, Friday to Sunday. He found Uber driving preferable to warehouse work due to its flexibility, enabling him to cover his expenses and car payments. He also explained that you can return the car if you're unable to make payments or no longer wish to continue. The car dealership will assess for damages, deduct the costs from your down payment, and refund the remaining balance.
      Additionally, he mentioned that there are banks in Canada that offer financial assistance for students, allowing them to pay their tuition in installments.
      That sums up the key points from the video. I hope this provides you with a clear understanding.

    • @ogechukwubest8408
      @ogechukwubest8408 ปีที่แล้ว +1

      @@Iamdyzzy thanks for the explanation I appreciate

    • @gbftbl
      @gbftbl ปีที่แล้ว +1

      ​@@IamdyzzyEi ohene you do all

  • @sarpongenoch209
    @sarpongenoch209 ปีที่แล้ว

    hi bro I just arrived in Canada some few weeks..i am glad watching this video..how do i contact u please

  • @danielpernarh
    @danielpernarh ปีที่แล้ว

    Can I get your medium to chat you personally? Please!

  • @Charlie-in2qj
    @Charlie-in2qj ปีที่แล้ว +1

    Thank you for information

  • @adubeabelinda4295
    @adubeabelinda4295 ปีที่แล้ว +1

    ❤❤❤

  • @GeorgesWorkspace
    @GeorgesWorkspace ปีที่แล้ว

    ❤❤❤