How to repay home loans faster | Home Loan Calculator - Malayalam

This video talks about :
What is an EMI System?
How are EMI payments allocated?
How to complete your loans fast?
What are the ways to save huge interest amount in loans?
How to finish loans smartly?
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Disclaimer:
This video is created purely for education purpose. Do your research and put effort to action accordingly. The creators of the content holds no responsibility or guarantee on the success or failure of the methods shared.
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[@thankuish]

ആ വളരെ സന്തോഷം ഞാൻ ഇന്നാണ് നിങ്ങളുടെ വീഡിയോ കണ്ടത് നിങ്ങൾ രണ്ടുവർഷം മുമ്പ് ചെയ്ത വീഡിയോ ആണ് ഇതല്ലേ എന്തായാലും എനിക്ക് വളരെ ഉപകാരപ്പെട്ടു ഞാൻ ഈ പറഞ്ഞതുപോലെ തന്നെ 29 ലക്ഷം രൂപയാണ് ലോൺ എടുത്തിരിക്കുന്നത് എങ്ങനെ എത്രയും പെട്ടെന്ന് അടച്ചു തീർക്കാം എന്ന് ആലോചിച്ചു കൊണ്ടിരുന്നപ്പോഴാണ് ഇത് കാണാൻ സാധിച്ചത് ഞാൻ എക്സൽ ഷീറ്റ് ഡൗൺലോഡ് ചെയ്തിട്ടുണ്ട് അത് വെച്ച് കാൽക്കുലേറ്റ് ചെയ്ത് എത്രയും പെട്ടെന്ന് തീർക്കാനുള്ള പരിപാടികളാണ് താങ്ക്യൂ 🙂👍🏻

[@VIPTalks2020]

Thank u so much for the comment. Upakarappettu ennarinjathil santhosham. Stay subscribed 🙏

[@viperPredator46]

Bro password kanikkunundo excell sheet entha password

[@sminuu0]

Please make shorts too, more people need to watch this. Loan kondu kudungi pokkunna manushyarkk upayogamakum

[@VIPTalks2020]

Theerchayayum minu. Thanks for the feedback. Stay subscribed 🙏

[@user-ub9cb9nh1s]

വളരെ thanks. ഇത്ര detailed ആരും പറഞ്ഞു തന്നിട്ടില്ല. U r a gem.

[@VIPTalks2020]

Thank u so much. Your feedback matters a lot. Stay subscribed 🙏

[@sibin62]

Nicely presented, thanks a lot for the excel, I was searching for this for a long time

[@VIPTalks2020]

Thanks Sibin. Stay subscribed 🙏

[@yashinas466]

10lacks 10year കാലാവധി എടുത്താൽ. എങ്ങനെ എത്ര വേഗത്തിൽ അടച്ചത്തീർക്കം എന്നതിനുള്ള ഒരു strategy പറഞ്ഞു tharaamo

[@VIPTalks2020]

Yashina thanks for the comment. Aa excel il ittu nokke with extra EMI in every year and % change every year.

[@uvaisabdulla3886]

അടിപൊളി വീഡിയോ ബ്രോ❤, വളരെ സഹായകരമായി

[@VIPTalks2020]

Thank u uvais. Stay subscribed 🙏

[@nidhinca1523]

Well explained,
Oru doubt ende loan 15 lak anu 30 year
9.5%
Njan monthely 2000 kooti adachal ethra varsham kond therum.
Ethra rs labhikyan pattum?

[@nandhusp3183]

Brother ah 2000 thangal ethelum mutual fund iduka. Ennit oru 3 - 5 years akumbo athil nalloru amount keri kanum ah amount ithilot mattiya nalloru impact undakan chance und

[@VIPTalks2020]

Hello Nitin, thangal paranja prakaram almost 12613 monthly emi varum. Masam 2000 adakkan ulla option undo ennu chodikku bankil. Sadarana emi de minimum 3 times adakkanam ennu parayarund. Thankal yearly 2 extra emi adakkanam athayath almost 26000. Athrayum adachal almost 17 yearsil laon theerum. Nalla oru thuka labhikkanum kazhiyum. Hope it helps. Stay subscribed 🙏

[@nidhinca1523]

@@nandhusp3183 thanks brother

[@blackjacketjoe]

Thank you this was super helpful

[@VIPTalks2020]

Thanks Johnson for the feedback. Stay subscribed 🙏

[@krishnalalks3406]

Thanks . Njan ithepoloru video nokkukayayurunnu.with calculation

[@VIPTalks2020]

Santhoshayille. Appo subscribe cheytholu tto🙏

[@vishnusunderdas4522]

Very nicely articulated with good audio visual presentation. Keep educating 👍

[@VIPTalks2020]

Thanks Vishnu 🙏🙏🙏

[@nbrjithesh]

​@@VIPTalks2020 can you share the excel format 👆🏻mention to me.

[@koolapat]

Excellent presentation. Great help for all . Thanks lot bro for sharing this info

[@VIPTalks2020]

Thanks a lot for your feedback. Stay Subscribed 🙏

[@varuns3283]

Awesome Work Brother ❤

[@VIPTalks2020]

Thanks Varun. Stay Subscribed 🙏

[@ajay_motorider]

Very informative video.. thanks bro.. 💜

[@VIPTalks2020]

Thanks for the feedback bro. Stay subscribed 🙏

[@anuragk6232]

Great job man good information 👍👍❤

[@VIPTalks2020]

Thanks Anurag Bro. Stay subscribed. More videos coming in.

[@sruthisreekumar1489]

Thank u brother for the valuable information

[@VIPTalks2020]

Thanks for the comment Sruthi🙏

[@vidhukrishnakumar7403]

Thank you so much for that excel sheet. Very useful..

[@VIPTalks2020]

Thanks Vidhu for the comment. Prolsahanangal kunnu koodumbol paripadikal gambeeramakum. Stay subscribed 🙏

[@viperPredator46]

Password

[@akshaysekhar4890]

thank u understood really well

[@VIPTalks2020]

Thanks Akshay. Such feedback matters a lot.
Stay subscribed

[@RiyasKr-t6b]

Thank you bro for you're valuable information .

[@VIPTalks2020]

Thanks Riyas. Stay subscribed 🙏

[@abhinavm8902]

Good work. I need a clarification.
Instead of increasing the EMI % (for example 5%) we could pay it as additional amount right? In that case amount will be fully deducted from the principal? If we pay as additional EMI a part of it is interest and other part is principal right?

[@VIPTalks2020]

Thanks Abhinav. Either ways is ok. If u convert that 5%x12 months and put as a lumpsum amount, the impact is same.
Stay subscribed🙏

[@abhinavm8902]

@@VIPTalks2020 Is it same? When you pay 5% additional , the additional amount is converted to interest and principal. If its paid as lumpsum amount it will be principal. Am I right?

[@Sarath-wi7xw]

ചേട്ടാ എനിക്ക് 32000 രൂപ salary ഉണ്ട്.... 25 ലക്ഷം രൂപ ഞാൻ loan എടുത്താൽ 30 വർഷം കൊണ്ട് ഞാൻ അടച്ചു തീർക്കും.... അങ്ങനെ എങ്കിൽ montly ഞാൻ എത്ര രൂപ അടയ്‌ക്കേണ്ടി വരുo???

[@vibudas_09]

Attached aayittulla excel il nokkinokku. Almost 20000 adakkandi varum emi

[@satheesang2079]

Excellent information, thank you

[@VIPTalks2020]

Thank u satheesan bro. Stay subscribed

[@binnythomas4727]

സർ എനിക്ക് മാസം 25000 emi ഉണ്ട്, 30000 അടക്കുമ്പോൾ ബാക്കി വരുന്ന എക്സ്ട്രാ തുക 5000 പ്രിൻസിപ്പൽ തുകയിലേക് കേറുമോ?

[@VIPTalks2020]

Hi binny, thanks for the message. Angane extra ella masavum adakkanulla option bank tharunnundo. Undengil nallath and ideally ee exta amount principle ilelekkanu kayarendath. Bankil pokumbol onnu koodi urappu varuthikkolu. Stay subscribed 🙏

[@binnythomas4727]

@@VIPTalks2020 thanks

[@sa9murai]

Very informative and knowledgeable video👍.

[@VIPTalks2020]

Thanks Jose for the good words

[@anju1986]

Sir hdfc bank home loan 25 lakh 20 years aduthal,ath preclosure cheyyan sadikkumo,extra penalty payment pidikkumo ,athupole HDFC home loan monthly emi kkalum kooduthal namukku pay cheyyan sadikkumo alla months m,hdfc ath allow cheyyunnundo,pls reply sir

[@VIPTalks2020]

HDFC ബാങ്കിൽ നിന്ന് ലോണെടുത്ത് കഴിഞ്ഞ് കഴിഞ്ഞാൽ,പ്രീപെയ്മെൻറ് യാതൊരു ചാർജസും ഈടാക്കുന്നില്ല. എക്സ്ട്രാ allow ചെയ്യുന്നുണ്ട് പക്ഷേ മിനിമം മൂന്നുമാസത്തെ ഇഎംഐ എക്സ്ട്രാ അടക്കണം ഒരു കൊല്ലത്തിൽ. Extra adakkanamengil 3xemi adakkanulla optione ullu.

[@VIPTalks2020]

Oru masathe emi extra adakkam ennu vechal nadakkilla. Depends again on how u negotiates with the bank. Njan hdfc aanu eduthitikkunnath. Hope it helps u. Stay subscribed 🙏😊

[@PramodP-m3w]

Very good information ❤❤

[@VIPTalks2020]

Thank u so much. Stay subscribed 🙏

[@muhammedrufina4956]

നിങ്ങള് മുതാണ് 😢😢😢😢 സന്തോഷം കൊണ്ട് കണ്ണ് നിറയുവ....❤

[@VIPTalks2020]

EMI ella masavum cut akumbo entem nirayarund muhammed bhai. Enthayalum chanel subscribe akkikoli😋

[@roythomas2352]

Very informative video

[@VIPTalks2020]

Thanks a lot Mr. Roy. Stay subscribed. More content on the way.

[@sidharthnair7125]

Thanku thanku so much dr

[@VIPTalks2020]

Thank u so much for ur message Sidharth sir. Stay subscribed 🙏

[@Rohithtalks369]

Loan eduukumbol diminishing( floating) interest rate il maatrame edukavu .Fixed interest rate il edukan padilla .Sheri alle sir

[@VIPTalks2020]

Sariyanu Rohit. It is always better for diminishing rate. Balance amountil aanu interest kanakkakuka. Thanks for the message. Stay subscribed 🙏

[@jyothys4514]

ഞാൻ 15 ലക്ഷം 18 ശതമാനത്തിന് 12 വർഷം അടയ്ക്കണം e m i27450 aanu അടയ്ക്കേണ്ടത് 30000 വെച്ച് അടയ്ക്കുന്നു ഇതുകൊണ്ട് ഇതുകൊണ്ട് എന്തെങ്കിലും പലിശ ഇനത്തിൽ കുറയുമോ

[@VIPTalks2020]

Thanks for the message jyothy

[@VIPTalks2020]

Principle kurayum on a linger run. As per ur payment, you are doing one extra payment if you look at an yearly basis

[@vetdoc4164]

Hi bro..Ee document protected anenn paranju password chodikkunnu..password enthanu enn parayamo 😇

[@VIPTalks2020]

You are not supposed to edit the file. Only edit blue font cells 😊. Thanks for watching. Stay subscribed 🙏

[@vetdoc4164]

@@VIPTalks2020 thanku 🙏🏻

[@favasard4072]

Bro നമ്മൾ ഒരു വർഷത്തിൽ 2 EMI ഏത് EMI ആണേലും അദിൽ പലിശ കുറയുമോ

[@VIPTalks2020]

Onnu koodi clear aakkamo question

[@praphulkumar6762]

Bulk ആയി ഒരു തുക പ്രിൻസിപിൾ എമൗണ്ട് ലേക്ക് അടച്ച് കൊടുത്താൽ അതും ഗുണകരമല്ലേ...?

[@VIPTalks2020]

Hi Praphul, thanks for the message. Theerchayayum. Adakkunna thuka excel working il ittu nokku. Details clear aakun

[@baburaj5173]

Grate information 🙏🙏

[@VIPTalks2020]

Thanks a lot sir. Stay subscribed 🙏

[@anishkrishnan691]

Good presentation.👍
Bank-ൽ tenure കുറച്ചു തരാൻ request കൊടുത്തിരുന്നു. അവർ പറയുന്നത് കുറക്കുന്നത് കൊണ്ട് മാറ്റമുണ്ടാവില്ലെന്നാണ്.

[@VIPTalks2020]

Thanks for the feedback bro. Stay subscribed. Extra emis adachal tenure thanne kurayum.

[@anishkrishnan691]

​@VIPTalks2020 thank you.
Ente chodyam, advance ayi tenure kurachal monthly add avuna interest il maatam undavumo?

[@LINEESHPK-s8g]

ഞാൻ ചെയ്യുക ഒരു എക്സ്ട്രാ ഇഎംഐ 12മാസം കൊണ്ട് ഗുണിച്ചു ആ തുക emi കുട കുട്ടി അടക്കും

[@VIPTalks2020]

Good thought. Stay Subscribed 🙏

[@kvsmijith]

Hi bro,
Loan amount 26L
Emi 35k
Tenure-9
I paid 1 extra emi today.
But 2 emi aanu kammi aayadhu why?
2021 il edutha loan aanu

[@VIPTalks2020]

Extra emi plus actual emi. Principle balance kuranjo ennu nokku.

[@mamimu3641]

10 Lc 15 yer Lone എത്ര അടക്കേണ്ടിവരും ?auto debit ആണെങ്കി എങ്ങനെ Emi കൂട്ടി അടക്കാൻ പറ്റും?

[@VIPTalks2020]

Thanks for the comment. Etra adakkendivarum enmu excel sheetil nokku. Auto debit aanengilum bankil paranju extra adakkam. Ethanu ur bank

[@mamimu3641]

excel ne patti no idia..canara bank

[@VIPTalks2020]

Etrayanu thangalde interest %?

[@mamimu3641]

@@VIPTalks2020 9.05

[@bismiks]

Ith randum orumich cheythal nalla oru change interestl varille.. ie monthly emi adakkunnathodoppm athinte 5% or 10 % ealla monthum adakkukayum yearly one emi extra adakkukayum cheythal valya oru thuka labhikan pattille.. Athpole years kurayukayum cheyyille..

[@Vishnu-tm1pm]

Bro,ithil flat percentage aano diminishing percentage aano kodukkunnath?

[@VIPTalks2020]

Thanks Vishnu for the comment. Ithil diminishing aanu working. % on diminishing balance. Stay subscribed 🙏

[@hareeshk5084]

Thank you so much bro..❤❤

[@VIPTalks2020]

Good to know you liked it. Stay Subscribed 🙏

[@noushadkm]

Bro njhan 20 lak lon aduthu 3masam adav theti 10 shathamanaman athra kooduthal palisha varum ariyikanam

[@VIPTalks2020]

Adavi thettiyal ulla palisha onnum bankil chodikku noushad. Etrayum pettannu adakku. Allel credit score thazhe pokum and later interest rate loan meke pokum. New loan kittumbolum prob aanu. Bankinodu request cheyyu to wave off any extra charges. Hope this helps. Stay subscribed 🙏

[@s2a2s2a2]

Chetta oru 5 laksham loan edukkanam ennu karuthunnu 5 varshathinullil theerkkanam appo ethra adakkendi varum pls reply

[@VIPTalks2020]

Etrayanu interest rate paranjath bank?

[@s2a2s2a2]

Bankil poyittilla aduthamasam edukkanam agrahnd

[@sijugrnair7091]

Good information

[@VIPTalks2020]

Thanks for the feedback Siju Sir. Stay subscribed. More informative videos on the way.

[@hareeshk5084]

Dear bro canara bank, gramin bank nallathano for housing loan.. please reply

[@VIPTalks2020]

Service of canara bank is so bad. Gramin you have to check bro

[@VIPTalks2020]

Stay Subscribed 🙏

[@HasnasaliHasnasalim]

Oru perticular amount ella masavum emi purath kooduthal adakan enthaanu cheyyend

[@VIPTalks2020]

Hi Hasna, bankine contact cheythu emi koottan request kodukkam. Allengil additional thuka oru SIP allel RD koodi athil nikshepikku. Ennittu minimum 3 emi de value akumbol bankinu request idu. HDFC aanu ente bank. Minimum 3 emi aanu hdfc yil adakkan ulla option.

[@sailor1996]

ബ്രോ നമ്മൾ പത്തുലക്ഷം രൂപ ബാങ്കിൽ നിന്നും ലോൺ എടുത്തു നോർമൽ ആയിട്ട് ഇഎംഐ അടച്ചുകൊണ്ട് പോകുന്നു നമ്മൾ ഒരു രണ്ടുലക്ഷം രൂപ പ്രിൻസിപ്പൽ എമൗണ്ട് ലേക്ക് ഇട്ടുകഴിഞ്ഞാൽ പിന്നെ അടുത്ത മാസം മുതൽ ഇൻട്രസ്റ്റ് 8 ലക്ഷം രൂപയുടെ ആണോ പിടിക്കുന്നത് അതോ പ്രിൻസിപ്പൽ എമൗണ്ട് കുറഞ്ഞാലും നമ്മൾ ലോണെടുത്ത് പത്തുലക്ഷം എമൗണ്ട് തന്നെയാണോ പിടിക്കുക

[@VIPTalks2020]

Bro extra adakkunna amount loan principal innanu kurayuka and ningade loan inde kalavadhi kurayum. Emi amount same aakum.

[@jose_raj]

​@@VIPTalks2020അപ്പോൾ 10ലക്ഷത്തിന്റെ interest ആണ് അടയ്‌ക്കേണ്ടത് അല്ലെ??

[@vibudas_09]

@@jose_raj All bro principal kurayum. But emi marila. Loan adakkenda kalavadhi athayathu years kurayum.

[@jyothiks7210]

Loan yedutha all maranappettu poyal yenthu sambhavikkum.....property kku mathrame insurance ullu

[@sreejithnair5758]

ആദ്യത്തെ മാസം emi അടച്ചു തുടങ്ങുമ്പോൾ parelel ആയിട്ടു 10000 ന്റെ 100 മാസത്തെ ചിട്ടി ചേരുക 3 വർഷം ആകുമ്പോൾ നഷ്ടം വരാതെ അതു പിടിച്ചാൽ കുറഞ്ഞത് 7 lakh അടക്കാൻ പറ്റും ലോണിൽ അപ്പോളേക്കും നമ്മൾ കൂടുതൽ emi അടച്ചാൽ കുറഞ്ഞത് ലൈനിന്റെ പകുതി അടക്കും

[@dinspjoseph3826]

Bankil poi year kurakkunathilum nallathu ee method follow cheythal mathio

[@VIPTalks2020]

Yes, extra adachal year kurakkam.

[@shravans2209]

Very informative sir... thankyou so much.... ❣️

[@VIPTalks2020]

Thank you so much Shravan

[@shravans2209]

@@VIPTalks2020 sir one doubt....what if I repay the loan (huge amount at a time) in between the tenure ..for example:- if I take a loan of 30lakh for 20 yr tenure...after 12 yrs ...will I be able to pay the remaining principal amount(eg:- 15 lakh) in a single payment..to close the loan faster...

[@VIPTalks2020]

Yes u can pay a lumpsum and then your tenure of loan reduces

[@SP-fl3nv]

Good information.. but the interest rate is floating,,, not be fixed at 8 % always

[@VIPTalks2020]

Yes, that is true.
Stay subscribed 🙏

[@PretheshP]

Please share the excel protected password, I’m not able to edit

[@VIPTalks2020]

Highlighted area matrame edit cheyyavu bro

[@dreamtraveler844]

THANKS BRO 🥰🥰

[@VIPTalks2020]

Happy to know you like the video. Stay subscribed 🙏

[@ershadk4534]

Thank you very much

[@VIPTalks2020]

Thanks for the comment bro. Stay subscribed

[@dinspjoseph3826]

State bank of india yil pattumo ee option

[@VIPTalks2020]

Theerchayayum dins, bankil approach cheyyu. Stay subscribed 🙏

[@alailawrence5162]

Thank you brother

[@VIPTalks2020]

Thanks for the message Bro. Stay subscribed.

[@sheljuponnappan8686]

Very good bro

[@VIPTalks2020]

Thank u shelju. Stay subscribed 🙏

[@ravisankarsankar3803]

Superb

[@VIPTalks2020]

Thank u so much

[@FathimaFathz-vr1ru]

Monthly 2emi adachalooo.... Agane adakaan patumo

[@VIPTalks2020]

Thanks for the comment Fathima. Bankine approach cheyyu. Sammathichal ok

[@shijuthomasspeaking]

I think some camera focus issue is there plz check

[@VIPTalks2020]

Yes after shooting the video, realised the blur was not on the background. :)

[@Imnavneeth]

Tank u for your video

[@VIPTalks2020]

Thanks Navaneet. Stay Subscribed 🙏

[@KD-xi9wu]

Bro ella maasavum extra adakkunna amount principle amount il aano povunnath atho interest il aano?

[@VIPTalks2020]

Bro extra ellam principal amountil anu ideally pondath and loan tenure kurayum

[@KD-xi9wu]

@@VIPTalks2020 thanks bro.

[@prasanthraveendran4294]

Sir my loan balance is 23lakh i have to close it by 8 yrs what amout should i repay .i downloaded excel sheet and calculated but it showed month as 62 but it has to show 96 months for 8 yrs why it is like that ?

[@VIPTalks2020]

Plse tell me ur interest rate % and the actual tenure of the Loan.

[@shanid6533]

25 വർഷവും ഒരേ പലിശ നിരക്ക് ആയിരിക്കുമോ

[@VIPTalks2020]

Fluctuating rate aanel as per the RBI rate, interest koodukayum kurayukayum cheyyum

[@shanilchammakkattil5478]

Good vdo

[@VIPTalks2020]

Thanks Shanil bro. More videos to come in. Stay subscribed plse😊

[@rahulps4509]

Good video

[@VIPTalks2020]

Thank you Rahul. Hope you like it. Stay subscribed

[@HasnasaliHasnasalim]

Engane aani additional emi pay cheyyuka

[@VIPTalks2020]

Hi Hasna, thanks for the comment. Additional EMI adakkan bankine contact cheythal mathi. They will help u to pay online or offline.

[@VIPTalks2020]

Stay subscribed 🙏

[@HasnasaliHasnasalim]

Ok thanks very much

[@rislasirasminnu2292]

Thank u so much

[@VIPTalks2020]

Thanks a lot. Stay subscribed 🙏

[@renjithrraveendran5875]

Excel sheet pasword ചോദിക്കുന്നു sir

[@VIPTalks2020]

Illallo Renjith bro. Direct aayi download cheyyam. Nokkiyittu parayu, allel mailil ayachu tharam

[@santhysunil3874]

PW chodikunalo

[@vibudas_09]

​@@santhysunil3874 Illalo bro. Excelil editable cells matram click cheyyu.

[@NithyaVinesh-e2n]

Thank u bro

[@VIPTalks2020]

Thanks Nithya, stay subscribed 🙏

[@ShihabUdeenm-j4k]

Good👍👍

[@VIPTalks2020]

Thanks a lot. Stay subscribed

[@nafsiyariyas4577]

Flat rate ano diminishing ano better

[@VIPTalks2020]

It is always floating rate . Stay Subscribed 🙏

[@Chulanur143]

❤Nice ❤

[@VIPTalks2020]

Thanks Anil. Stay Subscribed 🙏

[@pranavsudhakar4011]

Additinal payment adakanangi bankil inform cheyanooo

[@VIPTalks2020]

Hi Pranav, thanks for the message. Additional adakkanel bankil inform cheyyam. Allengil avarde loan app il poyal additional pay cheyyanulla option kaanum. Chila bankukal minimum itra masathe gadukkal additional venam ennu parayum. For eg: HDFC Bank loanil etra adakkam, but emi ude 3 times minimum adakkanam. Hope I clarified your question 👍

[@SpiritualThoughtsMalayalam]

റിപോ നിരിക്ക് കൂടുമ്പോൾ EMI കൂടില്ലേ....

[@VIPTalks2020]

Yes, athinekurichu channel il thanne oru video ittitund.

[@SpiritualThoughtsMalayalam]

@@VIPTalks2020 ok🙏

[@jyothys4514]

Mone ഇതുപോലെ ഒരു വീഡിയോ കാത്തിരിക്കുകയായിരുന്നു ഒന്ന് വിളിച്ചു സംശയം തീർക്കാൻ number തരുമോ

[@VIPTalks2020]

Thank u so much. Stay subscribed 🙏
Chothicholu. Parayamlo. Aa samsayam vere palarkum kanum. Ividakumbol avarkum utharam kittumallo😊
Allel [e-mail] il oru mail ittolu.

[@jyothys4514]

@@VIPTalks2020 mone chechi 15 laksham 14 ശതമാനത്തിൽ ലോൺ എടുത്തു 26441/ വെച്ചാണ് അടയ്ക്കുന്നത് 12 വർഷമാണ് കാലാവധി ഇത് നമ്മൾ 40000 വെച്ച് അടച്ചാൽ എത്ര വർഷം കൊണ്ട് തീരും

[@VIPTalks2020]

Chechi, 15 lakhs 14% il, 12 varshathekku loan eduthal EMI 21557 rupees aanu varandath. Njan oru excel link ittirunnu. Athil nokki nokku. Ella masavum 40000 ittal, 18443 rupa oru masam extra adakkum. Athayath oru varshathil 221316 rupa. Athayath 10.23 months extra adavu. So loan 4 varshathil theeram. Koladichallo. Party venam.

[@jyothys4514]

@@VIPTalks2020 manappurathil നിന്നാണ് ലോൺ എടുത്തത് 26441 വെച്ചാണ് അവരു പിടിക്കുന്നത്

[@VIPTalks2020]

Palisha shathamanavum tenurindeyum working onnu chodichu manassilakkikolu avarde branchil ninnum.

[@AfinSunny-o7v]

the excel is not working,Can you please upload once again

[@VIPTalks2020]

Yes afin. Will do that

[@VIPTalks2020]

Uploaded new file. Plse check bro.

[@arunkc2775]

Excel sheet share cheyamo

[@Apple_Pen_Pineapple_Pen]

👍👍

[@VIPTalks2020]

Thanks. Stay subscribed 🙏

[@indiancr7352]

❤️

[@VIPTalks2020]

🙏🙏🙏

[@yuriboyka2563]

5% എത്ര രൂപ അടക്കണം പറയാമോ

[@VIPTalks2020]

Adakkunna EMI etrayano athinde 5% increase cheythal mathi ella varshavum

[@yuriboyka2563]

25000 emi

[@VIPTalks2020]

25000 inde 5%

[@yuriboyka2563]

🙏🙏🙏

[@chowalloor1]

​@@yuriboyka25632:28 the

[@sruthib9248]

Nammal ippol extra amount namuk kittinnathinanusarich principle lek adakunnathano atho correct aayit ithupoloru plan undaki adakunnathano nallath

[@VIPTalks2020]

Sruthi, thanks for the message. Eth reethiyil aayalum ok aanu. Extra paise adachalum principle aanu kurayuka.

[@sruthib9248]

Ok thank you sir

[@geethap.m2310]

🙏🏻

[@VIPTalks2020]

Thank u. Stay subscribed 🙏

[@a4tfmalayalam233]

This excel is protected with a password kindly disclose that password

[@VIPTalks2020]

Hi Amal, thanks for the comment. Plse edit only blue fonts in column D. Reat all are protected to ensure the file is not getting corrupted.

[@a4tfmalayalam233]

Ippo ok aayi thank you

[@VIPTalks2020]

Happy to hear that Amal. Hope it is useful for u. Stay subscribed 🙏

[@princepremnazeer7012]

excel file not working...could you upload once again please

[@VIPTalks2020]

Anyone can edit option anu vechirunnath bro. Etho oru jayaram bro keri motham edit cheythu kolamakki. Saramilla, veendum upload cheyyam. Stay subscribed

[@princepremnazeer7012]

@@VIPTalks2020 sure….thank you brother….will wait for the update

[@VIPTalks2020]

Bro, file uploaded. Plse check. Happy loan closure.

[@princepremnazeer7012]

@@VIPTalks2020 great..thank you very much brother….

[@nehlasharafu8575]

Bro vedio super. But 5 % thinte karyam angottu manassil aayilla...

[@VIPTalks2020]

Hi, thanks for the message. Aa excel onnum download cheythu nokku. Athil clear aakum. 5% evideya parayunnath. Time frame parayu. Njan nokkittu paranju tharam

[@laluprasadkm9701]

Exel file kittunilalo

[@VIPTalks2020]

Link click cheythal download option kanum.

[@viperPredator46]

Bro Excel sheet password

[@VIPTalks2020]

No password needed. It's a direct download

[@VIPTalks2020]

You can feed in the highlighted areas only 😊

[@viperPredator46]

@@VIPTalks2020 edit akkan pattunnilaa

[@viperPredator46]

@@VIPTalks2020 download cheythitte blue letters edit akkan password chodikkunu

[@VIPTalks2020]

D column matrame edit cheyyavu

[@vibeeshk7240]

Intrest koodikondirikile

[@VIPTalks2020]

Illa excel nokki nokku clear aakum bro

[@vibeeshk7240]

@@VIPTalks2020 intrest rbi ripo rate anusarich koodum. Ipam 8% anel 5 year kayiyumbolekum 11 % oke akum

[@VIPTalks2020]

Your are right bro. Ith oru tentative working aanu. Excel sheet venda reethiyil interest % mattiyal idea kittum

[@MrRohinr]

Bro 4000000 loan amount home loan 10 yrs pakshe enikke eth pole 1 lakhs edakke okkey adakyan pattum enkil ethra vara adkyanam monthly emi. Contact number undankil tharamo broyude

[@VIPTalks2020]

Hi bro, excel sheet description il ninnum download cheythuvo? Athil amount ittu nokkiyal clear aayi ariyam. Rate of interest etrakkanu bro loan eduthath? Athinanusarichu emi marum. Extra payment cheyyumbol athikavum tenure aanu kurayuka.

[@MrRohinr]

Download akki nokki athil hike in emi % Anne

[@MrRohinr]

% hike in emi per year athil percent adikyan pattullu. Edakke epol 5ok or 1 lakha vach acmdachal principal amount kurayoo

[@VIPTalks2020]

Kurayum bro. 8.4 % il 40 lacs 10 yearsilekku eduthal almost 49380 adakkanam emi. Excelil additional emi payment per year ennulla stalath adichu nokku. For example, oru 1 lac additional adakkuka ennu paranjal, almost 2 additional emi aayi. Angane nokkiyal brode loan 95 masam kondu theerum.

[@MrRohinr]

Thanks bro Ur great support 💪💯💪💯

[@kpmrahman86]

നിങ്ങളെ നമ്പർ ഒന്ന് തരാമോ

[@hareeshmenon90]

Thank you bro for you're valuable information

[@VIPTalks2020]

Thanks Hareesh for the feedback. Stay Subscribed 🙏

[@cbinu2451]

Thank u sir

[@VIPTalks2020]

So nice of you. Stay subscribed 🙏

[@agentertainmenthub220]

Thank you so much

[@VIPTalks2020]

Thank u so much. Stay subscribed 🙏