First Home Buyer Tips Australia - 20 Things I Wish I Knew Earlier!
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- เผยแพร่เมื่อ 5 ต.ค. 2021
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Buying your first home can be one of the most exciting things in your life - as long as everything goes well.
On the other hand, if you make a mistake along the way, it can be one of the most stressful things you’ve ever done.
There’s no two ways about it - the process of buying a home is complicated and full of pitfalls for the unsuspecting buyer.
Here at Hunter Galloway, we’ve seen both sides of the coin: we have hundreds of happy home buyers who sailed through the home buying process.
But unfortunately we’ve also seen the darker side of things: some of our clients have come to us for assistance with a home purchase that has gone south in the hopes that we could save them. In some cases, we were able to sort things out and the tale ended happily ever after.
In other cases, I’m sad to say, we were unable to help because things were too far gone and they’d left it too late for us to help.
We want your home buying experience to be the best possible - which is why in this video we are going to look at the 20 things first home buyers need to know.
Arm yourself with these tips and you will be well prepared to tackle the home buying process.
For more info www.huntergalloway.com.au/
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For home loan enquiries
jayden.vecchio@huntergalloway.com.au
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T: 1300 088 065
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Mortgage Broker Brisbane - Hunter Galloway
Head Office: 3 Latrobe Tce Paddington QLD 4064
PO Box 841, Paddington QLD 4064
CBD Office: Level 20, 300 Queen Street Brisbane, QLD 4000
Hunter Galloway are an Award Winning Mortgage Broker based in Brisbane. We help clients from our local area, Australia, and all over the world. We believe buying a home should be stress-free and uncomplicated, and we will work for you to make your dreams become reality.
Next steps and settling your first home
Our team here at Hunter Galloway is here to help you buy a home in Brisbane. Nathan & Joshua Vecchio are Senior Mortgage brokers who specialise in making your home journey easy.
Unlike other mortgage brokers who are just one person operators, we have an entire team of experts to help make your home loan journey as simple as possible.
If you want to get started, please get in touch and we can book a time that suits you - either a phone call information session or a face to face meeting (which doesn’t cost anything for you).
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DISCLAIMER:
This video offers no Legal, Financial and Taxation advice, and the information contained is general and does not take into account your personal situation. The Listener acknowledges, consents and agrees to the viewing of the content presented on the Channel is subject to the full Disclaimer (below) and agrees to be unconditionally bound by this Disclaimer.
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📚 My Free Resource Hub & Education Community 👉 go.huntergalloway.com.au/hub
I buy my first home after watching your videos and i am now living happily with my family. I got lot of good advice from your videos
Thanks for the feedback Bright Star, appreciate it!
I'm really glad I found this resource as we are looking to purchase a home to live in... I'll be recommending this channel to friends before they plunge into what can be a crazy market!
Thanks Vincent, appreciate the kind words!
Great video guys, I'd probably recommend you record in Mono - the Stereo was a bit distracting jumping between ears depending on who's talking
I thought so too but its a great video
Thanks for the tip!
Oh amazing I did not think of what my bank shows in reg to imalsive purchases ! Great tip ! Thanks ! Sick video good job ! 😁
No worries!
You guys are bloody sensational 👏🏼
Thanks for watching!
Valuable information 👌
Thank you
Thanks for watching Mohammad
Love your videos!
Thank you!
Awesome videos guys 🙏🏾
Thank you 🙌
Super helpful!!
Our pleasure!
Thanks for the info
Any time!
Great video great tips especially about the on going costs you might not budget for. I know people are fearful of never being able to afford buying a house or fearful of buying a house at the top and waiting to buy in after a crash. Could you do a video on past booms and how you would fare just by holding on regardless of booms or busts. My theory is have a solid budget and buy when it's right for you regardless of booms 💥 or busts
Cheers for another great video 😀
Thanks for watching Dr. Evil and appreciate the suggestion!
Cheers for video
Thanks for watching Brae!
Found this it’s abit old obviously the market is different today but the tips still help currently in the pre approval stage at 700k and looking at houses absolutely terrifying any tips to shake the stress and could you touch more on offset accounts or do you have a video already for it cheers
can you do one for land + build route please
Thanks for watching GM, please check out: th-cam.com/video/1GX5pdnP7Os/w-d-xo.html
Very helpful video
Glad it was helpful!
if my patners de facto have a house with his brother, so i want going buy property on my name and sign a paper on name, do still count first home buyer and free stamps duty for me or no?
Thanks Yoen, it depends on a few things and this is where your solicitor will help with stamp duty concessions. However, it is possible to get stamp duty waived base this sort of a scenario, however, best to run past a solicitor as they would assist with the details in getting this sorted.
I dont have a credit score. I don't have any loans and buy things outright. Is this an issue for a mortgage broker/bank?
Certainly not an issue and won't impact your application for finance
Hi, assuming you were working but stopped for 2-3 months and resumes again(same employer)and the bank asked for account statements where your pay goes, will this be an issue?
Thanks in advance for responding
Thanks Kailie, so long as the role is full time or part time. That will be no drama's. The bank might ask questions about why there was a break in between.
Do I need a credit score to buy a home in Australia? I know a good credit score is essential in America but is it the same here?
Great question, it's not the case here.
Hi
I got a first one 604k.
Do I have any government grants or any benefits?
Thanks
Hi Edemeedem. Great question and unfortunately due to not knowing your circumstances I don't know if you have any government grants or benefits based on the information provided. To determine your eligibility for government grants or benefits, I recommend reaching out with us here: www.huntergalloway.com.au/contact/. We will be able to provide you with accurate and up-to-date information based on your specific circumstance.
Do you qualify for the grant even if you buy cash as a first home owner
So long as you meet the criteria.
Hello the team
I am trying to buy my first home in Sydney I need help?
Sure thing, feel free to reach out with us here: www.huntergalloway.com.au/contact/
Hi guys
I m following your Chanel
It would be good
If you guys will make video about this 😊
“Victorian Homebuyer Fund offering to pay 25 per cent towards property for thousands of residents who meet criteria”
Thanks for the suggestion Suri
Kia ora, I would like to know what I can do with my home loan in New Zealand. I owe $68, thousand.
Thanks Ako, hope you're doing well. Fantastic that you've paid down the loan as much as you have. The access equity in NZ, you'd need to reach out with the bank you have your home loan with in NZ as the Australian banks wouldn't be able to take that property as security
Just would like you to talk to me about this situation please
Sure thing, feel free to reach out with us here: huntergalloway.com.au
ahh 2% interest rates, will they ever return? lmao
So not true….the bank will lend you to buy a box, close to nothing
Probably because your borrowing capacity only allows you to buy a box.