i remember a scenario where my neighbor instead of shiftng to drive she engaged the reverse gear and hit a pole,so by the fact that she was still an L ilibidi atoe some percentage of repairs coz her boot door glass was damaged, am not sure if this cuts across all insurance providers or some,so if youre still a learner and using PDL take note of this kind of thgs especially when getting insurance cover.
Having an L or PDL does not invalidate your claim. However, Insurance company will charge you an excess applicable for learner driver's, just to encourage learners to be more careful or avoid driving cars on the roads when they are not fully confident. The charge is a standard 5,000 for a private car policy
Hi Erick. I wish to get clarity on who is covered when vehicle is insured comprehensively. My understanding from my policy is that it is the driver only that is not covered. Could it be that each insurance policy has different terms/conditions as to who is covered comprehensively?
Generally ,the driver is automatically not covered, passengers in your vehicle are covered for medical expenses up to a prescribed policy limit as long as they are not your family members/workers (*unless the policy extends this benefit usually at a cost).
Thanks...I thought comprehensive civer includes the passengers in the car, that is my family except me who needs to take personal accident policy...now I know
Weuh!!really insightful info on what comprehensive insurance cover. my query is that on comprehensive cover does it compensate damage to third party property e.g the toll accident that took place, does comprehensive insurance cover for the toll damages
Hi, I really enjoyed the overhaul of the outlander....I remembered you have mentioned you are on ngong road. I like the fact that you engage the mechs in your video...I was wondering if I could have mine checked at the garage?
Want to find out I travelled to UG and they made me buy UG insurance for 1 year to 2023. If my Kenya Insurance expires can I still use the Ugandan cover in Kenya?
@@theelephant5974 Yes if the insurer realizes that the friend facilitated the journey financially, they will say your insurance is personal not commercial so problems might arise.
Great content, buddy! A quick question, if I install "Spacers" to improve ground clearance, will I be compensated? Or a tint on all windows except for the windshield?
A big thanks to Africa billionaire on TH-cam for introducing me to mutual benefit assurance plc, I was able to build a house and bought a car with one of their policy, am so happy.
Bring back your volvo. We want to see how it is performing after the engine rebuild.
Next video we do an update
Incredible free counsel!
Today l agree with u 100% .Elaborate now on guy's who insure on third party.
Coming next
Good work sir
Amazing info. Great job
Thz i dd knw n now i knw... How i wish i cud sub twice.,
Well said! 🙌
Thank you so much Esther
i remember a scenario where my neighbor instead of shiftng to drive she engaged the reverse gear and hit a pole,so by the fact that she was still an L ilibidi atoe some percentage of repairs coz her boot door glass was damaged, am not sure if this cuts across all insurance providers or some,so if youre still a learner and using PDL take note of this kind of thgs especially when getting insurance cover.
Having an L or PDL does not invalidate your claim. However, Insurance company will charge you an excess applicable for learner driver's, just to encourage learners to be more careful or avoid driving cars on the roads when they are not fully confident. The charge is a standard 5,000 for a private car policy
Hi Erick. I wish to get clarity on who is covered when vehicle is insured comprehensively. My understanding from my policy is that it is the driver only that is not covered. Could it be that each insurance policy has different terms/conditions as to who is covered comprehensively?
Generally ,the driver is automatically not covered, passengers in your vehicle are covered for medical expenses up to a prescribed policy limit as long as they are not your family members/workers (*unless the policy extends this benefit usually at a cost).
Great info
Is your garage in the major panels
You ooze holistic car knowledge. This is very insightful kudos
Thank you for watching and support
Hapo kwa Not compensating Family members???? What's the Real Meaning of Private Comprehensive insurance covers???
This is insightful
TAFADHALI ERICK FAVOUR YETU BANA SISI WATU WA SECOND HAND CARS AMA KENYAN USED MA 500K HIVI BANA TUNAOGOPA MILLIONI TUSAIDIE BANA KUTUPEA REVIEW
Thanks...I thought comprehensive civer includes the passengers in the car, that is my family except me who needs to take personal accident policy...now I know
Weuh!!really insightful info on what comprehensive insurance cover. my query is that on comprehensive cover does it compensate damage to third party property e.g the toll accident that took place, does comprehensive insurance cover for the toll damages
Damu ya Mwana Kondoo🤣🤣
Educate people on Excess, PVT and Courtesy car .. otherwise job weldone
Mr Boss....
Yes
insightful
Hi, I really enjoyed the overhaul of the outlander....I remembered you have mentioned you are on ngong road. I like the fact that you engage the mechs in your video...I was wondering if I could have mine checked at the garage?
Yes Regina you welcomed any time any day, call us 0700088111
@@CARNVERSATIONS am calling you today
Auto clinic iko located wapi
Very insightful
You welcome
Very informative...
Thank you
Great work as usual. Nv200 review inakam when
Soon
Want to find out I travelled to UG and they made me buy UG insurance for 1 year to 2023. If my Kenya Insurance expires can I still use the Ugandan cover in Kenya?
lakini ulilala boss? Anyways wadau, remember to also pay for smth called 'excess protection'. Small money, but ni kubaya ukipata ka accident
NICE!!!!
What if you had lend the car?
Nimakwama hapo kwa damu ya kondoo..
😂😂😂😂😂
What if I give my car to a friend and they get involved in a bad accident and their driving license is valid. Does compensation happen?
I am curious about this too
Yes
yes provided you DO NOT tell the insurer that they fueled the car. Just say you gave them your car FOR FREE even the fuel is yours
@@nicholasmutua4146 so it doesn't border along commercial use right?
@@theelephant5974 Yes if the insurer realizes that the friend facilitated the journey financially, they will say your insurance is personal not commercial so problems might arise.
Please bring us Benz ml 350
Talk also about 3rd party insurance
I will soon
I increased the ground clearance using river road coil springs. Do you think insurance can refuse compensation incase of a problem? Ama namna gani.
No they won't as long as it has been done with a specialist all is good
@@CARNVERSATIONS poa. Asante. 🤛🏿
@@CARNVERSATIONS what of tint on the windshield
_** Next time, speak about spacers_
Great insights!
Thank you for the support
Do you guys do a service on cars
Yes call us 0700088111
Auto clinic us helpful. But wale insurance companies agents that i know dont give a policy document to me.
You need to reach out and get a copy sit
Great content, buddy! A quick question, if I install "Spacers" to improve ground clearance, will I be compensated? Or a tint on all windows except for the windshield?
Erick,
Jibu hii swali please.
(Same WhatsApp group)
Spacers is a no for insurance company
No
Huwezi lipwa juu ya modifications
You compromised the car you insured for
Any other question?
@@conrado. How do you guys go about it. Suppose I want some good ground clearance but need insurance (Comprehensive).
Spacers and offsets? Don't.
gari chapa third party, omba Mungu na uendeshe gari yako vizuri.
😂😂😂😂
Ukweli aki....😃😃😃 Hii comprehensive na hii uchumi
Sasa juu my MK7 GTI R iliangukiwa na mti Naivasha lazima ungeongea kuhusu Naivasha yawa!?
Pole bro. Was in insured regarding the same?
😂😂😂😂
Is heritage a good insurance company
NO
Discuss this excess thing
Kwanza Mimi bado sijawahi sign wala kuiona🤦
Weeee jipange Bana waambie wakutumie
A big thanks to Africa billionaire on TH-cam for introducing me to mutual benefit assurance plc, I was able to build a house and bought a car with one of their policy, am so happy.
ndamu ya mwana Kondoo 😂
Erick with a ck ... 👊🏿
Oya oya
Erick with a CK himself serving the weekly canversitamol 💯
Thank you for the support
very insightful
Thank you
Very informative
Thank you for the support