Don't get a full backpack setup, just copy Emily's setup. If you buy a second phone, get an unlocked S21 Ultra for $300. Emily has one of the most consistent streams out there and for a low monthly cost. There's a clip of her talking about it
Phones have gotten very good now and you don't need the absolute best camera when it will just get reduced to 1080p and compressed anyway. Julia's IRL streams have been good anyway and she already has the external mics that she can use. You don't need great or expensive equipment to stream, people like nick build expensive setups because they like doing it and because he is a millionaire making thousands of dollars per stream. His stream is great and one of the best looking and sounding I have seen but it is a good example of diminishing returns, you can get most of the way there with a phone and as long as the content is good it will be fine.
Absolutely so important. Credit cards were created to be cash flows. I got rid of all mine and paid them off. Now I use a credit card thing I put money on to it and then I can use it, and it gives you credit points like a credit card but used kinda like a debit.
@@TijiSan I don't know what you're trying to say but every credit card I've ever had clearly states their interest rate and how much they charge every month.
More collabs, run more ads, do bounties ... hopefully it will accelerate things. We support you Julia, and can't wait to see you beat that shit. I'm paying off my student load debt for almost 10 years now, I know how it feels to be tied from the neck all the time, as if the money you make doesn't belong to you.
She's so reluctant to ask bigger streamers for stuff, I get it she doesn't want to bother people and do things herself, but its better to solve this NOW through someone like Miz so she can have this fixed and MOVE ON. Rather borrow money from Miz (which is a drop in his bucket) than to potentially cripple your career doing OF, which means you won't be able to grow your audience beyond what you have. Julia seems disciplined and diligent, I doubt any big streamer would think she would try to scam them.
@@Rov-Nihil you are both so stupid and naive you have to be underage or atleast under 25, i'll help you you where your parents clearly failed. PEOPLE LIE. you have no proof that she is telling you the truth, she will never show you her credit karma app, she'll never show you her credit card app, she will never prove she has debt, but you will pay and you will comfortable about paying, and in this weird parasocial relationship you idiots love to cultivate she has every incentive to LIE TO YOU because YOU DO NOT EXIST to her, you are pixels on a screen that disappear when she turns her screen off, she never has to learn your name or hear about your day, she never has to care about you, she will never take interest in you, she will never talk about "this funny and caring guy named "rov-nihil or villakuyt"" off stream to her friends, and if you say anything that causes someone an "ick" you will be permanently banned from her chat. these people are not real, they aren't sharing their lives with you, they are cartoons on a screen that have figured out a way to extract your attention and/or money from you.
@@Rov-Nihil I think she said OnlyFangz which from what I could see online is some streamer WoW thing. Not the OF you are on about. I can get not wanting to ask your friends for money, even if they are millionaires but maybe she could ask them if they have any old gear they don't use, like instead of buying that microphone maybe someone has an old one. Edit: from other comments, OnlyFangz is a WoW guild for streamers.
In a year she's gonna either have made a tonne of money and be in even bigger debt, or be debt free, but no matter what, in a couple of years she'll look back at these times fondly....every streamer, without fail, winds up saying they miss the days when they grinded for it, and donos meant a lot and it was progress progress progress. Soooo, enjoy these days!
HII Audio Engineer here.. get the Shure Mv7+. More than half the cost of the 7b and it sounds nearly the same. OR the Rode Podmic. There is a lot of hype for products out there but there are so muny amazing budget options now that I actually record people with this cheaper mics and it sounds the same as the super expensive ones.
I recently paid 1500 dollars to fix an issue withy bathroom in my house. Used a credit card to pay. I paid 300 a week to pay it down as soon as possible. That 29 percent interest is no fucking joke
Dave Ramsey will show you the way. And before anyone gets angry: You can debate all you want about his investment advice, but he is the best for getting out of debt. Also, 30K isn’t THAT bad. It sucks, but it’s something that can be defeated relatively easily.
I have literally drove 4 friends to the bank for a loan consolidation at a credit union. Take every dollar of credit card debt and get a consolidated loan at 8-10% at a credit union. Some credit unions depending on where you are even have promotions when you open with them to play with. You are losing way too much money on interest.
Debt is such a common thing. People tend to spend way beyond their means thinking "I can pay it off over time" and then end up stacking them up until its beyond what you can afford.
Jinnytty is the best IRL Streamer to ever do it, and she just uses a phone! A real good one, not an Iphone... It just takes a $1300 S24 Plus and you don't need anything extra!
probably one hell of a phone plan too and she will probably also still need to pay an editor for her videos, equipment to keep the stream running (powerbanks, lights). also dont forget, jinny has tons of simps, so effectively its easier said than done
@@Rov-Nihilit's free bc of live u , samsung for phones, and other things. She explains this a few times. Most irl streamers are taken care of if huge viewers.
As long as you're making more than you are losing, you are good. When deciding where to allocate dollars, pay off the one with the highest interest first above others, unless you have a bill due soon where the penalty would be more expensive than letting the highest interest debt accrue.
Imo runs ads take sponsors when you can I genuinely hate how spoiled ppl act on the internet when it comes to ads bc they get 30 sec ad that they're able to skip in 5 seconds on 90% of video sites. Back when we watched tv it was like 2-3 minutes of pure commercials that you usually didnt care about (some of them were bangers like the apple jacks and reese puffs cerals) Also how do these ppl not realise that someone somehow money needs to be paid for them to keep getting FREE content My only gripe with sponsor is depending on the kind of sponsors you get doing too many back to back would drive ppl away, like if you started doing a bunch of random mobile games, but when ppl get sponsors thats related to their content most ppl usually dont even care bc its like a normal stream Also collabs, collab collab collab that is how you grow in general but especially as a streamer. Look at all of the top relevant streamers rn *COUGH COUGH OTK* they all grew to this point bc all they did was collab, nicks entire channel is collabing to the point hes liek a "free rental home" aslong as your on stream. Miz is always bringing his friends around, going into other streamers chats to get some spotlight on him, then ofc bringing more ppl onto stream *cough cough que the age of the coomer arc*. A lot of ppl are afriad of reaching out bcc they dont wanna seem like a leech which is understandable, but its your job you need to do that and it isnt alwasy a bad thing. Miz and nick as I mentioned are probably the 2 biggest leeches in the streaming sphere and alot of ppl dont mind bc either the content is what the veiwers wants like in mizs case or in nicks case its obvious that they get along regardless of whos number is bigger or who benefits the most from who.
Nick needs to work his magic on Julia. She deserves it. She’s so funny and real. I don’t want to sound cringe, but Nick would be willing to do collabs.
I don't watch Twitch but I watch random clips on TH-cam. At first I wasn't sure about Julia, but quickly found her to be one of the few people that actually seemed real. I think because she just seems real it makes her entertaining and funny. When she collabs with other people she always stands out to me. However, PLEASE seek some basic financial literacy if you don't feel competent though. You need to prioritize your financial debt by interest rates. If you just pay the minimum payments but keep getting hit with high interest rates you will waste so much money and not really catch up. Also, don't listen to chat people. While I certainly want people to pay down their student loans, those don't have the same impact as credit card debt which tends to have high interest rates when not paid down and will snowball. Maybe talk to someone like that Caleb Hammer from financial audit on TH-cam, he's in the Austin Texas area I believe.
getting into credit card debt seems like a bad idea to begin with... unless youre prepping for buying a home and need a good credit score or whatever. the american dream is dead though you arent married or have kids so you might as well debtmax, save, claim bankruptcy and pocket the extra cash...
YALL are so wicked man.. talking about bounties and ads. Don’t you guys have a life? How many hours do you guys spend watching people do absolutely nothing, a hobby that provides their own enjoyment and you’re watching a person do that hobby and giving money? Then getting absolutely nothing in return, lets me know all of you have no value over your time and what you pay attention too..
@flakkes2437 oh ok, I don't follow a lot of what she does, she seems like a really cool girl tho, I'll try to follow her more, she doesn't do a lot of youtube clips
Don't get a full backpack setup, just copy Emily's setup. If you buy a second phone, get an unlocked S21 Ultra for $300. Emily has one of the most consistent streams out there and for a low monthly cost. There's a clip of her talking about it
Phones have gotten very good now and you don't need the absolute best camera when it will just get reduced to 1080p and compressed anyway. Julia's IRL streams have been good anyway and she already has the external mics that she can use.
You don't need great or expensive equipment to stream, people like nick build expensive setups because they like doing it and because he is a millionaire making thousands of dollars per stream. His stream is great and one of the best looking and sounding I have seen but it is a good example of diminishing returns, you can get most of the way there with a phone and as long as the content is good it will be fine.
Credit card debt literally has a 20-30% interest rate. Chat is clueless. It should 100% be the top priority
You that at least 70% of people don't know that unless you learn in school or a course
@@TijiSanlearn important things in school. HAH, I needed that laugh thank you 😂
Absolutely so important. Credit cards were created to be cash flows. I got rid of all mine and paid them off.
Now I use a credit card thing I put money on to it and then I can use it, and it gives you credit points like a credit card but used kinda like a debit.
@@TijiSan I don't know what you're trying to say but every credit card I've ever had clearly states their interest rate and how much they charge every month.
@@littlewigglemonster7691 The name for those is "Charge Cards" incase anyone likes the sound of that. If ur US based Fizz has a good charge card
More collabs, run more ads, do bounties ... hopefully it will accelerate things.
We support you Julia, and can't wait to see you beat that shit.
I'm paying off my student load debt for almost 10 years now, I know how it feels to be tied from the neck all the time, as if the money you make doesn't belong to you.
She's so reluctant to ask bigger streamers for stuff, I get it she doesn't want to bother people and do things herself, but its better to solve this NOW through someone like Miz so she can have this fixed and MOVE ON. Rather borrow money from Miz (which is a drop in his bucket) than to potentially cripple your career doing OF, which means you won't be able to grow your audience beyond what you have. Julia seems disciplined and diligent, I doubt any big streamer would think she would try to scam them.
@@Rov-Nihil you are both so stupid and naive you have to be underage or atleast under 25, i'll help you you where your parents clearly failed. PEOPLE LIE. you have no proof that she is telling you the truth, she will never show you her credit karma app, she'll never show you her credit card app, she will never prove she has debt, but you will pay and you will comfortable about paying, and in this weird parasocial relationship you idiots love to cultivate she has every incentive to LIE TO YOU because YOU DO NOT EXIST to her, you are pixels on a screen that disappear when she turns her screen off, she never has to learn your name or hear about your day, she never has to care about you, she will never take interest in you, she will never talk about "this funny and caring guy named "rov-nihil or villakuyt"" off stream to her friends, and if you say anything that causes someone an "ick" you will be permanently banned from her chat. these people are not real, they aren't sharing their lives with you, they are cartoons on a screen that have figured out a way to extract your attention and/or money from you.
@@Rov-Nihil I think she said OnlyFangz which from what I could see online is some streamer WoW thing. Not the OF you are on about.
I can get not wanting to ask your friends for money, even if they are millionaires but maybe she could ask them if they have any old gear they don't use, like instead of buying that microphone maybe someone has an old one.
Edit: from other comments, OnlyFangz is a WoW guild for streamers.
Ooh, glad to be here for the new channel and new journey! Just a TH-cam frog so looking forward to highlights from stream :D
In a year she's gonna either have made a tonne of money and be in even bigger debt, or be debt free, but no matter what, in a couple of years she'll look back at these times fondly....every streamer, without fail, winds up saying they miss the days when they grinded for it, and donos meant a lot and it was progress progress progress. Soooo, enjoy these days!
HII Audio Engineer here.. get the Shure Mv7+. More than half the cost of the 7b and it sounds nearly the same. OR the Rode Podmic. There is a lot of hype for products out there but there are so muny amazing budget options now that I actually record people with this cheaper mics and it sounds the same as the super expensive ones.
the xm8500 is also a great choice and it's $25 dollars.
gonna be funny to look back at this video after she made it
Cant wait to see julia debt free!
I recently paid 1500 dollars to fix an issue withy bathroom in my house. Used a credit card to pay. I paid 300 a week to pay it down as soon as possible. That 29 percent interest is no fucking joke
collab collab collab. been watching for a minute now. you got this.
play those ads, get those bounties gurl godaym
Dave Ramsey will show you the way. And before anyone gets angry: You can debate all you want about his investment advice, but he is the best for getting out of debt. Also, 30K isn’t THAT bad. It sucks, but it’s something that can be defeated relatively easily.
The gov is pretty chill, but credit cards have ridiculously high interest rates so those are generally what should be prior
I have literally drove 4 friends to the bank for a loan consolidation at a credit union. Take every dollar of credit card debt and get a consolidated loan at 8-10% at a credit union.
Some credit unions depending on where you are even have promotions when you open with them to play with. You are losing way too much money on interest.
A rich themed party with fake money would go hard
man... totally feel ya. I'm about 15k in credit card debt and 5k on personal loan. it's rough, but you got this julia!
Debt is such a common thing. People tend to spend way beyond their means thinking "I can pay it off over time" and then end up stacking them up until its beyond what you can afford.
Jinnytty is the best IRL Streamer to ever do it, and she just uses a phone!
A real good one, not an Iphone... It just takes a $1300 S24 Plus and you don't need anything extra!
probably one hell of a phone plan too and she will probably also still need to pay an editor for her videos, equipment to keep the stream running (powerbanks, lights). also dont forget, jinny has tons of simps, so effectively its easier said than done
@@Rov-Nihilit's free bc of live u , samsung for phones, and other things. She explains this a few times. Most irl streamers are taken care of if huge viewers.
@@Rov-Nihil Everything that you said makes no sense in what I said!
A phone plan, editor, and a equipment for live she would've to have anyway...
if she does OF, that would be so sad.
modern problems require modern solutions
OnlyFangz not fans lol.
if she does OF, that would be so rad.
onlyfangz is a world of warcraft guild filled with streamers shes just playing with them
if you feel that bad you should donate to her
1:25 should’ve bought an uninterruptible power source like an APC.
A decent phone and lav mics is all you need, plus fkin great ideas for streams.
Hell yeah, those Jackerys are amazing.
honestly id rather prime to her, other streamers literally waste money on fucking Genshin impact or some shit lol
Why not ask your friends if they have any old gear that they dont use anymore? Like a microphone?
That’s not bad of a debt but it sure ain’t easy either, she got it 👌🏻
He that hath pity upon the poor lendeth unto the LORD; and that which he hath given will he pay him again. Proverbs 19:17
Marathon!
That's why she wanted host
If I had money, I’d totally give you some.
Simp LMAO
You can get that student loan forgiven until Jan
As long as you're making more than you are losing, you are good.
When deciding where to allocate dollars, pay off the one with the highest interest first above others, unless you have a bill due soon where the penalty would be more expensive than letting the highest interest debt accrue.
*LOL women math = women in debt*
I like this one
no all the simps gonna pump cash
She needs to go on that finance guys show so he can grill her 😂 holy cow she’s bad with money 😂😂
Dress up rich *checks Keanu's wardrobe and shows up looking like a bum*
Imo runs ads take sponsors when you can I genuinely hate how spoiled ppl act on the internet when it comes to ads bc they get 30 sec ad that they're able to skip in 5 seconds on 90% of video sites. Back when we watched tv it was like 2-3 minutes of pure commercials that you usually didnt care about (some of them were bangers like the apple jacks and reese puffs cerals) Also how do these ppl not realise that someone somehow money needs to be paid for them to keep getting FREE content
My only gripe with sponsor is depending on the kind of sponsors you get doing too many back to back would drive ppl away, like if you started doing a bunch of random mobile games, but when ppl get sponsors thats related to their content most ppl usually dont even care bc its like a normal stream
Also collabs, collab collab collab that is how you grow in general but especially as a streamer. Look at all of the top relevant streamers rn *COUGH COUGH OTK* they all grew to this point bc all they did was collab, nicks entire channel is collabing to the point hes liek a "free rental home" aslong as your on stream. Miz is always bringing his friends around, going into other streamers chats to get some spotlight on him, then ofc bringing more ppl onto stream *cough cough que the age of the coomer arc*.
A lot of ppl are afriad of reaching out bcc they dont wanna seem like a leech which is understandable, but its your job you need to do that and it isnt alwasy a bad thing. Miz and nick as I mentioned are probably the 2 biggest leeches in the streaming sphere and alot of ppl dont mind bc either the content is what the veiwers wants like in mizs case or in nicks case its obvious that they get along regardless of whos number is bigger or who benefits the most from who.
In debt, so you decide to spend more money and upgrading your. The more money you make Tue more you will spend being in even bigger debt.
Collab with nick get in the sub hype trains
What do you have to show for 30k debt?!
If you're in financial trouble i think there's this fellow called Tectone who's eager to help.
Do a subathon EZ 10K
Nick needs to work his magic on Julia. She deserves it. She’s so funny and real. I don’t want to sound cringe, but Nick would be willing to do collabs.
I don't watch Twitch but I watch random clips on TH-cam. At first I wasn't sure about Julia, but quickly found her to be one of the few people that actually seemed real. I think because she just seems real it makes her entertaining and funny. When she collabs with other people she always stands out to me. However, PLEASE seek some basic financial literacy if you don't feel competent though. You need to prioritize your financial debt by interest rates. If you just pay the minimum payments but keep getting hit with high interest rates you will waste so much money and not really catch up. Also, don't listen to chat people. While I certainly want people to pay down their student loans, those don't have the same impact as credit card debt which tends to have high interest rates when not paid down and will snowball. Maybe talk to someone like that Caleb Hammer from financial audit on TH-cam, he's in the Austin Texas area I believe.
getting into credit card debt seems like a bad idea to begin with... unless youre prepping for buying a home and need a good credit score or whatever. the american dream is dead though you arent married or have kids so you might as well debtmax, save, claim bankruptcy and pocket the extra cash...
Oh this is a no brainer, OF!
Hotttt
YALL are so wicked man.. talking about bounties and ads. Don’t you guys have a life? How many hours do you guys spend watching people do absolutely nothing, a hobby that provides their own enjoyment and you’re watching a person do that hobby and giving money? Then getting absolutely nothing in return, lets me know all of you have no value over your time and what you pay attention too..
Did she say was gonna do onlyfans? Did I hear wrong? Is it a joke?
onlyfangs, it's the name of the wow guild
@flakkes2437 oh ok, I don't follow a lot of what she does, she seems like a really cool girl tho, I'll try to follow her more, she doesn't do a lot of youtube clips
cam girl, stop wasting your money on other peoples debt
First