చాలా బాగా explain చేశారు సర్, మీరు అన్నట్లుగా ఈ రోజుల్లో real estate లో భాగంగా, ఒక వ్యక్తి తను ఎప్పుడో 10, 12 years back కొన్న plot ఇప్పుడు sale చేస్తే వచ్చే income అంటే govt వాల్యూ వేరేగా చూపిస్తారు, మార్కెట్ వాల్యూ వేరేగా చూపిస్తారు, మరి ఇప్పుడు అతని income బ్యాంక్ లో డిపాసిట్ చేస్తే govt వాల్యూ చెప్పాలా market వాల్యూ చెప్పాలా, అసలు దీన్ని ఎలా చూపిస్తారు. దయచేసి కొంచం explain చేయగలరా.
Nice information sir🙏🙏....telugu lo first time entha clear ga itr gurunchi vinatam....thank you so much for your patience 🙏🙏....and also small doubt sir, skrill , Neteller lanti transactions kuda itr lo ki Savings kindha theesukovala??
Anji garu, thank you for your words. Ee video lo cheppina limits only cash deposits ki maatramey. Online transfers ki apply avvavu. In my opinion, skrill and similar transactions are taxable under capital gain head since it is related crypto currency. So ITR lo aa head lone disclose cheyali. Detailed guidelines regarding crypto are yet to come, since crypto taxation introduced in Budget 2022.
Very interesting and useful information you provided through this video.Thank you very much. Can we ask any questions related to Income Tax Notices by Dept in the comments? Please let me know? I think with your experience on IT matters you will be able to answer very easily. Keep posting more videos.
అన్నగారు మీరు చాలా చక్కగా చాలా అద్భుతంగా అర్థమయ్యే విధంగా చెప్పారు నాకు ఒక చిన్న ప్రశ్న నేను సేవింగ్ అకౌంట్ లో ఫోన్ పే గూగుల్ పే ద్వారా ట్రాన్సిషన్స్ ఎక్కువగా జరుగుతుంది మాది వ్యాపారం దాని వల్ల ఇబ్బంది ఏమైనా జరుగుతుందా
Very informative video so nice Very nice video వెరీ గుడ్ ఈవెనింగ్ సార్ కరెంట్ అకౌంట్ గురించి పూర్తిగా ఒక వీడియో చేయండి పెద్ద బిజినెస్ ఉన్నవాళ్లు కరెంట్ అకౌంట్ తీసుకోవాలి అంటారు కదా మరి elati బిజినెస్ లేని వాళ్ళు కూడా కరెంట్ అకౌంట్ తీసుకోవాలి అనుకుంటే తీసుకోవచ్చా లేదా కరెంట్ అకౌంట్ మెయింటెనెన్స్ మీద దాని యొక్క అడ్వాంటేజెస్ అండ్ డిసడ్వాంటేజెస్ పూర్తిగా ఒక వీడియో చేయండి Individual current account midha kudha cheyadi
This video is absolutely making sense. Thank you so much brother. Very clearly explained. Oka vela family shared property nundi property sale chesaka manaki knchm mid range amount vachai vatini gift deed ga document unte saripotunda.. danni ela declare cheyali pls suggest
Thank you Surya garu, brother. Gift deed in most of the cases saripotundi. Local ga evaraina tax consultant ni kalisi mee transaction ni explain chesi deed raayinchandi, saripotundi. But seller (property owner) ki aa sale trasaction valla capital gain unte maatram ITR file chesi tax pay cheyali. Adi chaala important. Otherwise, this gift deed will not serve the purpose.
This video is excellent. My doubt is "when the reporting entity is bank..? How it will get to know the cash deposits made in other bank..? I have doubt on aggregations made in all banks..? All branches of the bank it is ok. The voice cover around 90 seconds to 2 minutes of the video is saying aggregation of all banks..?
Santhosh garu, even I had the same question when I was researching on the topic for this video. But when I read about the kind of mechanism IT dept is coming up with in the form of Compliance portal (AIS mechanism), I was surprised to know that, now dept can track anything even w/o having any PAN or Aadhar also. And more over, now all the reporting agencies will report SFT to DGIT (systems). With the kind of exhaustive reporting structure, it's not difficult for the dept to compile the data of tax payers across the banks/financial institutions, if they really wish to do. Pls do refer reporting portal of the Income tax for more interesting updates.
బ్రదర్ 🔥🔥i liked and comment 👏👏👏👏👏 నాకు ఒక డౌట్ బ్రదర్... ఒక NRI working in abroad... Atanu Indian account ki entha Mony transfer చేయొచ్చు... అంటే గుండె ఆపరేషన్ కి మేజర్ గా 10 లక్షల వరకు ఖర్చు అవుతుంది అని అంటున్నారు
Amazing.Simple and clear. You are blessed with an excellent expression supported by pleasant voice.Looking forward for many more such videos. All the best.
Good evening sir. Thank you useful information. My question is while buying property worth of 70lakhs. Market value is 40lakh. But I have to pay 70lakhs to seller. Small I pay total 70lakhs to seller through digital transactions. Please give me suggestions.thank you 🙏
Adinarayana garu, if you have some existing cash you can pay part of the amount by cash. Otherwise it's better to go by any of the digital transactions (i.e. NEFT/RTGS/Cheque). Also make sure to deduct TDS u/s 194IA since you are paying more than 50 lakh, if property is other than agricultural land.
@@RapicsTelugu sir what about if we purchased house with cost 80 lakhs but we have multiple buyers (me and my wife ) but we have only one seller ,in this case we need to pay TDS on purchase as this is beyond 50 lakhs Or They will consider as multiple buyers they will divide so it’s coming as 40 Lakhs for individual so in this case it’s not exceeded 50 lakhs so we no need to pay TDS?
@@krtcs491In case of multiple buyers and one seller, 194IA will not be applicable sir. It's not about how seller treats it. Since it is the responsibility of buyer of the property, we need to check the applicability sir.
Sir. Meru keka chepparu. I like it sir. Even ela total ga clear ga Maku telsina Aadit kuda cheppaledu. Handsaf sir. Thank you. Elanti information enka unte me clear voice tho maku share cheyandi sir. Thank you very much sir
Thank you for your valuable information sir...You explained in a simple way ...I have a small doubt , Is there any limit for upi or Imps transactions...
Sir..నేను youtube కు సంబంధించిన Editing, Video create,Tricks ఇలాంటివి కొంతమందికి Online లో చెబుతున్నాను...వాళ్ళు నాకు Phone pe, Google pay ద్వారా డబ్బులు send చేస్తున్నారు....One year కి నా Saving Account కు 600000/-(ఆరులక్షలు) Online ద్వారా వస్తున్నాయి.......నేను Tax pay చేయాలా ???????? ఎలా చెయ్యాలి???????ఎంత pay చేయవలసి వస్తుంది ????????
Nagarjuna garu, ala padina amt meeku online transfer gane avutai. Okavela meeru aa loan cash roopamlo teesukoni mee saving account lo deposit cheste avi report avutai. Ala report ainaa kaani meeru ITR lo choopinchalsina avasaram ledu. Endukante adi mee income kaadu. But loan related doc's jaagratha ga pettukondi. Eppudaina dept source adigite ee amt loan cheppadaniki help avutundi. Maamoluga meeku vache income ki meeru ITR file chesukondi.
Manikanta garu, there is no specific limits for UPI transactions. But only thing is, to ensure the income from those transactions is correctly reported in ITR.
Well explained. Can you explain , if one private employee or self employee having income below 2.00 lakh and also having share market and mutual funds business and the total income From all sources in a financial year is 2.50 lakh. Is he or she or senior citizen required to file ITR - 2 , instead of ITR - 1. Because ITR -2 is complicated than ITR - 1. Please explain and also explain if they get up to 5 lakh income from all sources.
Thank you sir. If your income is below basic exemption limit ITR filing is NOT mandatory. If you are getting TI upto 5 lakh, then it is mandatory to file ITR. As you rightly mentioned, if your TI consists of income from share market/MF's then you cannot file ITR1, then you need to go either with ITR2/ITR4 depending on the nature of incomes. Refer to this video for more understanding: th-cam.com/video/-8j4RhgQOS4/w-d-xo.html
Anna bank lo kontha mandi fixed deposit lu vustaru kada vaati meeda interest lu vastayi. Vaallu income tax filing chupinchala?? Fixed deposit lu entha varaku limit oka peru meeda
In previous year 2020-21 my saving account balance is 2lakhs. In 2021-22 I have received and transfer 9lakhs amount by UPI transaction. Is there any tax problem. is there any problem from income tax. Present my saving account balance is 1lack. Please give me reply. Is there any problem with UPI transactions?
Mahesh garu, whatever amount you receive you should disclose properly in ITR then no problem will arise. So consider your income correctly while filing ITR. Same applies to UPI transactions as well.
Thanks a lot for very useful information. Need some more information please do clarify. I sold my agriculture land and got 30 lakh from buyer in cash, and I deposited 20 lakh in my savings account. Is this cash deposit questions by income tax department sir !
@@RapicsTelugu Sir naku oka doubt 1) nenu some x ane person ki 1 lakh pampanu and he send to me again and I send again and he send again Ala oka 20 lakhs cheste (UPI ) Ameyna problem a? Notice vostunda?
Questions ; 1. First, deposits in indian bank are safe and don't they staff steal the money ? I had this problem in one of India staff steal our money? 2. Why should we have to inform income department and does bigshots (film actors inform the same to them) or do they keep them as charity so that no need of paying taxes?
Hi Sa Ra, I understand your concern. 1. If you operate in scheduled banks, it won't be a problem. 2. For IT dept, we are not reporting our transactions. They have developed a mechanism wherein reporting agencies will report on behalf of us.
సార్ ఒక్కరోజులో ఎస్బిఐ అకౌంట్ లో ఎంత డిపాజిట్ చేయవచ్చు హోమ్ బ్రాంచ్ లో అయితే... నాన్ హోం బ్రాంచ్ లో ఎంత ఎంతవరకు డిపాజిట్ చేయవచ్చు.... యాక్సిస్ హెచ్డిఎఫ్సి ఐసిఐసిఐ వాటిలో ఒకరోజులో ఎంతవరకు డిపాజిట్ చేయవచ్చు సార్...
Sir, My parents have sold a plot for 20lakh. Their age is 75+ and never filed ITR. They have deposited 10lakh in my account and transferred another 10lakh to my account from their account on same day. On same day i have converted this 20lakh in to FD in same bank. How should I file my ITR? Do i need to pay tax? If so how much? Please guide me.
Laxmi narayana garu, meeru local ga unde tax practitioner ni consult cheyandi. Enduku ante meeru individual ga handle cheyaleru. Mee parents sell chesina plot pai capital gains calculate chesi, tax pay cheyali. So ala pay cheste, meeku transfer chesina amount ki tax pay cheyalsina avasaram ledu provided gift deed unte. Tax rates meeru enni years hold chesaaro daanni batti maarutundi.
@@RapicsTelugu Sir, Thanks for your response. My parents never filed any Income tax and they are not aware of this rules. Can I simply pay tax on this 20lakh as other income? Will there be any problems to my parents?
@@laxminarayana434 Laxmi narayana garu, if you pay tax on 20 lakh and file your ITR, if dept asks you the source then again it will lead them back to your parents income. So my advice would be, even though your parents had never filed IT returns, it's better to file for that particular FY in which such transaction happened, because that transactions would have been already reflected in your parents Form-26AS/AIS as high value transaction. Why I'm advising you to go for the consultant is, they could save some tax for you and if any notice comes from dept later on they can guide you better. Hope you can understand sir.
Thanks a lot for very useful information. I have one query related to online transaction part .Do we have any such limit for online transactions (IMPS/NEFT/RTGS). In your first example if the person gets the side income from different sources through online transaction will that create any issue or do we need to disclose it IT department?
Sekhar garu, there are no limits as such. But whenever you do these transactions make sure to consider the income on those transactions suitably in your ITR filing. Creating other source of income will not create any issue but not disclosing the same will be an issue.
Nice sir but small doubt oka financial year lo entha varaku withdrawal cheyyachhu nenu 19Laks withdrawal chesina TDS income tax gurinchi bank nundi mail vachhindhi eppati varaku itr file cheyya ledu please information sir
Savings limits that you have mentioned is very clear by the by please mention the limits of F.D. amounts that we have deposited in Banks and Post Offices.
How to peoceed with Mini atm transactions & cash deposits if limit is very less & all the turnover shows above current limit acc limit but income is nearer to 1.5% of turnover so what is the best way to proceed in this kind of mini a tm running scenario bhai??
Sir, good information. Please clarify as how to send a some bigger amount from my retirement benefits to my son as part of financial help to purchase a flat.
Venkata Ramana garu, if your income is already taxed then execute gift deed in favor of your son and transfer it. Consult local tax advisor for gift deed drafting.
Very informative Ravi Kumar garu... This is the first video I watched and with out wasting time i subscribed the channel. One question: how many days/month/years it will take to reflect bank bulk deposits transactions in the income tax site ?
Sir one dubt యిప్పుడు నాకు 2బ్యాంక్ acunt s వున్నాయి sbi and kvb యిప్పడు nenu kvb lo 5 lax diposit చేసి upi ద్వారా5 lax sbi lo ki tranfer చెస్త్ Nadi 10LAX డిపాజిట్ avtunda sir
Hai sir Na ac ki UPI , RTGS, NEFT dvara na ac ki vaste 10 ki consider kadu annaru Mari na ac ki vere vallu UPI RTGS NEFT dvara maximum entha varaku pampochu
Income tax lo register avakunda mana bank lo suppose oka cheque worth 5lakhs ana inko cheque worth 7 lakhs manam deposit chesthe appudu problem avuthundha ? Unregistered persons bank account lo 10lakhs paina amount maintain chesthe notice osthadha.? Please clarify this doubt sir.
ఒక family లో వేరు వేరు bank accounts లలో transactions like మా wife savings account లోది నా savings account లోది కలిపి 10,00,000 దాటితే అది count అవుతుందా????
Ma mother government department 5years sallery అవసరం అవుతాయని ఉంచాం, కానీ use చేయలేదు, ఇప్పుడు వేస్తే 10 లక్షలు పైన వేసామని అడుగుతారా, monthly amount tax pay చేసినదే, అప్పట్లో ఎక్కడ save చేయలేదు ఇప్పుడు చేయవచ్చా పిల్లల పేరు మీద
నేను ఒక nri ని నేను ల్యాండ్ కొని 6 yeas అయ్యింది అందులో 1 year back semi commercial building కట్టు kunnanu 1.90 cr కర్చు అయ్యింది ఇప్పుడు అది ఇప్పుడు అమ్మితే 3.80 cr వరకు వస్తుంది ఈ అమౌంట్ ని bangalore లో ఇన్వెస్ట్ చెయ్యాలి అనుకుంటున్నాను ఇలా మనీ ని హ్యాండ్ ద్వారా తీసుకుని vellavacha లేక bank లో డిపాజిట్ చేస్తే amaina problem వస్తుందా నేను ఈ అమౌంట్ ని ఎలా డీల్ చెయ్యాలి ప్లీజ్ చెప్పండి సర్
Sir foreign funds ki kuda ITR file cheyala 10 lakhs limit datithe!? Like donations way lo bank lo NFT ga deposit ayethe vatiki kuda ITR file cheyala even 18% gst tax has deducted from the service provider of transactions.? Kindly clarify your information is very clear and neat..
Thank you Bro. Question naaku Ardham kaledu. Mee transactions ento clear ga cheppandi bro and receive chesukunna agency taaluka status enti income tax lo, individual aa or trust. Ee info ni new comment ga add chesi pettandi bro. I’ll try to answer. Thanks for understanding.
Hello sir, oka financial year lo 6 lakhs deposit chesi, next financial lo inko 6 lakhs deposit chesthe problem avtunda? Or overall account balance 10lakhs matrame undaala?
సార్ నమస్తే నాకు జీతం తక్కువ వస్తుంది EMI ఎక్కువ ఉన్నాయి దానికోసం అని నేను క్రెడిట్ కార్డు పెట్రోల్ బంక్ లో వాడి క్యాష్ తీసుకుంటున్నాను ఆకాష్ బ్యాంకులో ఏ సి క్రెడిట్ కార్డ్ బిల్ కడుతున్నాను నకు ఏమైనా ప్రాబ్లం ఉంటుందా
Srinivas garu, maree ekkuva amt kadutunnara? Entha untundi month ki? Next time nundi, cash direct ga credit card company counter lo pay cheseyandi. Bank lo vesi mallee online pay cheyadam enduku. Adi safe option kadaa.
చాలా బాగా చెప్పారు sir. నాకొక Doubt వుంది? నేను ఒకే సంవత్సరంలో bank లో 2times Gold loan తీసుకున్నాను. 1,99,000+1,93,0000=total 4 లక్షల వరకు. ఈ amount నా Bank account లో deposit చేశారు.ఈ money కూడా 10 లక్షల బ్యాంక్ limit లోకి తీసుకుంటారా?
Thank you Bhaskar garu. Cash deposit cheste ne aa limit lo vastundi sir. Vaallu bank transfer cheste Adi count avvadu. But idi loan amount kaabatti aa documents ni future reference ga unchandi.
Sir, my monthly salary is getting credited to savings account by my employer and tds also getting deducted. When I tried to convert my savings account to salary account, bank said my employer is not tied up with them. Will there be any problem from IT if I continue to use the savings account for salary. Please reply sir. Thank you
చాలా బాగా explain చేశారు సర్, మీరు అన్నట్లుగా ఈ రోజుల్లో real estate లో భాగంగా, ఒక వ్యక్తి తను ఎప్పుడో 10, 12 years back కొన్న plot ఇప్పుడు sale చేస్తే వచ్చే income అంటే govt వాల్యూ వేరేగా చూపిస్తారు, మార్కెట్ వాల్యూ వేరేగా చూపిస్తారు, మరి ఇప్పుడు అతని income బ్యాంక్ లో డిపాసిట్ చేస్తే govt వాల్యూ చెప్పాలా market వాల్యూ చెప్పాలా, అసలు దీన్ని ఎలా చూపిస్తారు. దయచేసి కొంచం explain చేయగలరా.
😊
చాలా ఓపికగా,ఒద్దికగా,విషయాలన్నీ విశదీకరించారు. ధన్యవాదాలు. 🙏
Chaala thanks Swamy garu.
Anna meeru explain chesevidaanam, matlade vidaanam really excellent. Meeru explain chesthunte inka vinaali anipistundi.Thanks for the information.🙏
Thank you so much bro.
Cc
చాలా ఓర్పుగా, చక్కగా చెప్పారు sir.
Thank you very much Sir.
Nice information sir🙏🙏....telugu lo first time entha clear ga itr gurunchi vinatam....thank you so much for your patience 🙏🙏....and also small doubt sir, skrill , Neteller lanti transactions kuda itr lo ki Savings kindha theesukovala??
Anji garu, thank you for your words. Ee video lo cheppina limits only cash deposits ki maatramey. Online transfers ki apply avvavu. In my opinion, skrill and similar transactions are taxable under capital gain head since it is related crypto currency. So ITR lo aa head lone disclose cheyali. Detailed guidelines regarding crypto are yet to come, since crypto taxation introduced in Budget 2022.
@@RapicsTelugu thank you for reply sir🙏🙏
@@anji6487 Skrill nuchi transfer aina amount ki kuda tax pay cheyyal bro ?
@@imchandus naaku kuda clarity ledu bro...
Hello sir ,if someone done online bank transfer , through digital money more than 6 lakhs through imps, will they need to pay tax for it
కొన్ని సార్లు టీచర్స్ explain చేస్తే అర్థం కానప్పుడు ఒక friend explain చేస్తే అర్థం అయిపోయినట్టు అనిపించింది.
Clouds Cleared & Tq very much.
Thank you so much bro 🙏
Means a lot.
Very interesting and useful information you provided through this video.Thank you very much. Can we ask any questions related to Income Tax Notices by Dept in the comments? Please let me know? I think with your experience on IT matters you will be able to answer very easily. Keep posting more videos.
Thank you Pauly garu. Yes sir, you can ask. We will try to resolve to the best of our knowledge.
అన్నగారు మీరు చాలా చక్కగా చాలా అద్భుతంగా అర్థమయ్యే విధంగా చెప్పారు నాకు ఒక చిన్న ప్రశ్న నేను సేవింగ్ అకౌంట్ లో ఫోన్ పే గూగుల్ పే ద్వారా ట్రాన్సిషన్స్ ఎక్కువగా జరుగుతుంది మాది వ్యాపారం దాని వల్ల ఇబ్బంది ఏమైనా జరుగుతుందా
AWESOME..., WONDERFUL INFORMATION.
No words to praise.
Thanks for sharing.
Thanks for the appreciation Subbu garu.
Awesome Speech, excellent and brief information
Very informative video so nice Very nice video వెరీ గుడ్ ఈవెనింగ్ సార్ కరెంట్ అకౌంట్ గురించి పూర్తిగా ఒక వీడియో చేయండి పెద్ద బిజినెస్ ఉన్నవాళ్లు కరెంట్ అకౌంట్ తీసుకోవాలి అంటారు కదా మరి elati బిజినెస్ లేని వాళ్ళు కూడా కరెంట్ అకౌంట్ తీసుకోవాలి అనుకుంటే తీసుకోవచ్చా లేదా కరెంట్ అకౌంట్ మెయింటెనెన్స్ మీద దాని యొక్క అడ్వాంటేజెస్ అండ్ డిసడ్వాంటేజెస్ పూర్తిగా ఒక వీడియో చేయండి Individual current account midha kudha cheyadi
This video is absolutely making sense. Thank you so much brother. Very clearly explained. Oka vela family shared property nundi property sale chesaka manaki knchm mid range amount vachai vatini gift deed ga document unte saripotunda.. danni ela declare cheyali pls suggest
Thank you Surya garu, brother. Gift deed in most of the cases saripotundi. Local ga evaraina tax consultant ni kalisi mee transaction ni explain chesi deed raayinchandi, saripotundi. But seller (property owner) ki aa sale trasaction valla capital gain unte maatram ITR file chesi tax pay cheyali. Adi chaala important. Otherwise, this gift deed will not serve the purpose.
చాలా చాలా బాగుందండి. ఇంతటి చక్కని వీడియో అందించినందుకు ధన్యవాదాలు.
Thank you so much Suresh garu.
Really superb knowledge about banking services. It very useful to everyone. Very clear and neat explanation 👌 👏 👍
This video is excellent. My doubt is "when the reporting entity is bank..? How it will get to know the cash deposits made in other bank..? I have doubt on aggregations made in all banks..? All branches of the bank it is ok. The voice cover around 90 seconds to 2 minutes of the video is saying aggregation of all banks..?
Thank you Surekha garu.
Santhosh garu, even I had the same question when I was researching on the topic for this video. But when I read about the kind of mechanism IT dept is coming up with in the form of Compliance portal (AIS mechanism), I was surprised to know that, now dept can track anything even w/o having any PAN or Aadhar also. And more over, now all the reporting agencies will report SFT to DGIT (systems). With the kind of exhaustive reporting structure, it's not difficult for the dept to compile the data of tax payers across the banks/financial institutions, if they really wish to do. Pls do refer reporting portal of the Income tax for more interesting updates.
బ్రదర్ 🔥🔥i liked and comment 👏👏👏👏👏
నాకు ఒక డౌట్ బ్రదర్... ఒక NRI working in abroad... Atanu Indian account ki entha Mony transfer చేయొచ్చు... అంటే గుండె ఆపరేషన్ కి మేజర్ గా 10 లక్షల వరకు ఖర్చు అవుతుంది అని అంటున్నారు
Amazing.Simple and clear.
You are blessed with an excellent expression supported by pleasant voice.Looking forward for many more such videos.
All the best.
Thank you so much Ramana murthy garu.
విశ్లేషణ ఉపయోగపడే విధముగా ఉంది.
Thank you Naidu garu.
Good evening sir. Thank you useful information. My question is while buying property worth of 70lakhs. Market value is 40lakh. But I have to pay 70lakhs to seller. Small I pay total 70lakhs to seller through digital transactions. Please give me suggestions.thank you 🙏
Adinarayana garu, if you have some existing cash you can pay part of the amount by cash. Otherwise it's better to go by any of the digital transactions (i.e. NEFT/RTGS/Cheque). Also make sure to deduct TDS u/s 194IA since you are paying more than 50 lakh, if property is other than agricultural land.
@@RapicsTelugu sir what about if we purchased house with cost 80 lakhs but we have multiple buyers (me and my wife ) but we have only one seller ,in this case we need to pay TDS on purchase as this is beyond 50 lakhs
Or
They will consider as multiple buyers they will divide so it’s coming as 40 Lakhs for individual so in this case it’s not exceeded 50 lakhs so we no need to pay TDS?
@@krtcs491In case of multiple buyers and one seller, 194IA will not be applicable sir. It's not about how seller treats it. Since it is the responsibility of buyer of the property, we need to check the applicability sir.
@@RapicsTelugu thanks for the reply sir
Chaala baaga explanation chesaru. Dhanyavaadaalu. 🙏🙏🙏
Thank you Seshadri garu.
Hello sir , it's really mesmerizing vocal , and your explanation is too good.
Thank you so much Satish garu.
Sir. Meru keka chepparu. I like it sir. Even ela total ga clear ga Maku telsina Aadit kuda cheppaledu. Handsaf sir. Thank you. Elanti information enka unte me clear voice tho maku share cheyandi sir. Thank you very much sir
Thank you so much Nagendra garu. Sure sir, definite ga manchi info provide cheyadaaniki try chestamu. Thank you for your kind words.
Good information
It’s really help me to improve my knowledge
Tq so much 🙏🏽
Thank you Venkat garu.
Thank you very much sir.... Telugu లో చాల స్పష్టంగా చెప్పారు.
Thank you Ramanaiah garu.
Thank you for your valuable information sir...You explained in a simple way ...I have a small doubt , Is there any limit for upi or Imps transactions...
Naidu, there are no such limits for digital mode transactions. But your income reported in ITR should match with your transactions more or less.
Sir..నేను youtube కు సంబంధించిన Editing, Video create,Tricks ఇలాంటివి కొంతమందికి Online లో చెబుతున్నాను...వాళ్ళు నాకు Phone pe, Google pay ద్వారా డబ్బులు send చేస్తున్నారు....One year కి నా Saving Account కు 600000/-(ఆరులక్షలు) Online ద్వారా వస్తున్నాయి.......నేను Tax pay చేయాలా ???????? ఎలా చెయ్యాలి???????ఎంత pay చేయవలసి వస్తుంది ????????
Really mind blowing.hats off sir.
Thank you Kumar garu
I really worried about cash transactions in my sb account thanks for your advice to take care of the problems. Nice work tq
Thank you Rakshitha garu.
బ్రదర్, ఒక ఆర్థిక సంవత్సరంలో నాకు బ్యాంకు లోన్, భద్రత లోన్, బంగారం లోన్ అన్నీ కలిపి 13.5lakhs పడినాయి. నాది limit దాటింది. నేను ఏం చేయాలి.
Nagarjuna garu, ala padina amt meeku online transfer gane avutai. Okavela meeru aa loan cash roopamlo teesukoni mee saving account lo deposit cheste avi report avutai. Ala report ainaa kaani meeru ITR lo choopinchalsina avasaram ledu. Endukante adi mee income kaadu. But loan related doc's jaagratha ga pettukondi. Eppudaina dept source adigite ee amt loan cheppadaniki help avutundi. Maamoluga meeku vache income ki meeru ITR file chesukondi.
@@RapicsTelugu కృతజ్ఞతలు అన్న 🙏
😘😂ok
Chaala Baga explain chesaru. Tq. Chala Mandi mind lo doubts clear chesaru. Doubts unna answer chese vaaru dorakaka Naa lanti vallaki idi perfect video.. Thank You again.. 🙂
Chala thanks Venkat garu.
Thank you sir for your kind information and one more thing to ask u,is there any limit for UPI transfer for saving a/c
If the transaction is more than 10lks per annum through UPI transfer without any proof
Manikanta garu, there is no specific limits for UPI transactions. But only thing is, to ensure the income from those transactions is correctly reported in ITR.
Manikanta garu, without any proof it's risky.
చాలా బాగా వివరించి చెప్పారు అన్నా...👏👏
Thank you bro.
Well explained. Can you explain , if one private employee or self employee having income below 2.00 lakh and also having share market and mutual funds business and the total income From all sources in a financial year is 2.50 lakh. Is he or she or senior citizen required to file ITR - 2 , instead of ITR - 1. Because ITR -2 is complicated than ITR - 1. Please explain and also explain if they get up to 5 lakh income from all sources.
Thank you sir. If your income is below basic exemption limit ITR filing is NOT mandatory. If you are getting TI upto 5 lakh, then it is mandatory to file ITR. As you rightly mentioned, if your TI consists of income from share market/MF's then you cannot file ITR1, then you need to go either with ITR2/ITR4 depending on the nature of incomes.
Refer to this video for more understanding: th-cam.com/video/-8j4RhgQOS4/w-d-xo.html
Superb explanation about Savings bank account.. it's helpful.tq so much sir
Thank you Rajesh garu
Very nicely explained. Knowledgeable information.👍
Thank you Hema Chander garu.
Thanks a lot for best practices and tips.
Question: for check deposit also the same
Nice information helped a lot… please also do video on NRI tax limits / transactions limit / deposits and interest taxation details…
Ramesh garu, thank you. Requested videos will come for sure.
Anna bank lo kontha mandi fixed deposit lu vustaru kada vaati meeda interest lu vastayi. Vaallu income tax filing chupinchala?? Fixed deposit lu entha varaku limit oka peru meeda
Thank you for sharing your knowledge and time🤝
Thank you Lavanya garu.
Sir Net worth ki kuda tax pay cheyala
Leda only income source ki matrame tax pay cheyalaa???
In previous year 2020-21 my saving account balance is 2lakhs. In 2021-22 I have received and transfer 9lakhs amount by UPI transaction. Is there any tax problem. is there any problem from income tax. Present my saving account balance is 1lack. Please give me reply. Is there any problem with UPI transactions?
Mahesh garu, whatever amount you receive you should disclose properly in ITR then no problem will arise. So consider your income correctly while filing ITR. Same applies to UPI transactions as well.
@@RapicsTelugu Thankyou Sir 🙏
Hi ha was
Thanks a lot for very useful information.
Need some more information please do clarify.
I sold my agriculture land and got 30 lakh from buyer in cash, and I deposited 20 lakh in my savings account. Is this cash deposit questions by income tax department sir !
Very informative & nicely explained. AIS is recent addition in the portal which helps to file ITR correctly.
Thank you Ratnam garu
@@RapicsTelugu Sir naku oka doubt
1) nenu some x ane person ki 1 lakh pampanu and he send to me again and I send again and he send again
Ala oka 20 lakhs cheste (UPI )
Ameyna problem a?
Notice vostunda?
@@RapicsTelugu sir how can I contact you? Reply
@@jayaram700 NO RADU
సర్, వేలకోట్లు దోచుకొనేవారు డబ్బు ఎలా దాచుకుంటారో చెప్పగలరా?
Questions ; 1. First, deposits in indian bank are safe and don't they staff steal the money ? I had this problem in one of India staff steal our money?
2. Why should we have to inform income department and does bigshots (film actors inform the same to them) or do they keep them as charity so that no need of paying taxes?
Hi Sa Ra,
I understand your concern.
1. If you operate in scheduled banks, it won't be a problem.
2. For IT dept, we are not reporting our transactions. They have developed a mechanism wherein reporting agencies will report on behalf of us.
Thank you very much for very clear explanation andi . Will be very glad if you can advise for NRI s
Brilliant narration with illustrations. Very interesting and educative.Thank you.
Thank you Prakasa Rao garu.
సార్ ఒక్కరోజులో ఎస్బిఐ అకౌంట్ లో ఎంత డిపాజిట్ చేయవచ్చు హోమ్ బ్రాంచ్ లో అయితే... నాన్ హోం బ్రాంచ్ లో ఎంత ఎంతవరకు డిపాజిట్ చేయవచ్చు.... యాక్సిస్ హెచ్డిఎఫ్సి ఐసిఐసిఐ వాటిలో ఒకరోజులో ఎంతవరకు డిపాజిట్ చేయవచ్చు సార్...
Sir,
My parents have sold a plot for 20lakh. Their age is 75+ and never filed ITR. They have deposited 10lakh in my account and transferred another 10lakh to my account from their account on same day.
On same day i have converted this 20lakh in to FD in same bank.
How should I file my ITR?
Do i need to pay tax? If so how much?
Please guide me.
Laxmi narayana garu, meeru local ga unde tax practitioner ni consult cheyandi. Enduku ante meeru individual ga handle cheyaleru. Mee parents sell chesina plot pai capital gains calculate chesi, tax pay cheyali. So ala pay cheste, meeku transfer chesina amount ki tax pay cheyalsina avasaram ledu provided gift deed unte. Tax rates meeru enni years hold chesaaro daanni batti maarutundi.
@@RapicsTelugu
Sir,
Thanks for your response.
My parents never filed any Income tax and they are not aware of this rules.
Can I simply pay tax on this 20lakh as other income? Will there be any problems to my parents?
@@laxminarayana434 Laxmi narayana garu, if you pay tax on 20 lakh and file your ITR, if dept asks you the source then again it will lead them back to your parents income. So my advice would be, even though your parents had never filed IT returns, it's better to file for that particular FY in which such transaction happened, because that transactions would have been already reflected in your parents Form-26AS/AIS as high value transaction. Why I'm advising you to go for the consultant is, they could save some tax for you and if any notice comes from dept later on they can guide you better. Hope you can understand sir.
@@RapicsTelugu
Sir,
Understood your advice.
Thank you so much.
🙏🙏🙏
చాలా చాలా చాలా వివరంగా చెప్పారు ఇలాంటి ధన్యవాదములు
Thank you Sathyam garu.
Thanks a lot for very useful information.
I have one query related to online transaction part .Do we have any such limit for online transactions (IMPS/NEFT/RTGS).
In your first example if the person gets the side income from different sources through online transaction will that create any issue or do we need to disclose it IT department?
Same question from my side as well
Sekhar garu, there are no limits as such. But whenever you do these transactions make sure to consider the income on those transactions suitably in your ITR filing. Creating other source of income will not create any issue but not disclosing the same will be an issue.
Nice sir but small doubt oka financial year lo entha varaku withdrawal cheyyachhu nenu 19Laks withdrawal chesina TDS income tax gurinchi bank nundi mail vachhindhi eppati varaku itr file cheyya ledu please information sir
Savings limits that you have mentioned is very clear by the by please mention the limits of F.D. amounts that we have deposited in Banks and Post Offices.
Sure Anand garu. Next videos lo cover chestamu.
Online Betting money win అయితే withdraw chestham bank to bank problem ఐతదా 5lakhs వరకు చేస్తే problem ఐతదా koncham explane చేయండి
Fantastic Sir ! You have explained very well and educative ,thanks !
Thank you Bala Subramanyam garu
How to peoceed with Mini atm transactions & cash deposits if limit is very less & all the turnover shows above current limit acc limit but income is nearer to 1.5% of turnover so what is the best way to proceed in this kind of mini a tm running scenario bhai??
Sir, good information.
Please clarify as how to send a some bigger amount from my retirement benefits to my son as part of financial help to purchase a flat.
Venkata Ramana garu, if your income is already taxed then execute gift deed in favor of your son and transfer it. Consult local tax advisor for gift deed drafting.
@@RapicsTelugu Thank you, Sir.
Sir phone pay nundi tranction amount sending received chesukovachaaa tax padutundaaaa
Sir upload videos about GST act
Reddy garu, ippudey cheyalemu. But future lo try chestaamu. Thanks for the suggestion.
Me information chala clearga undi sir
Thank you Muthuraj garu.
Explain about how to pay capital gains on mutual funds
Sure Ramesh garu. Noted
సేవింగ్ అకౌంట్లో యెంత వరకు డబ్బు సేవ్ చేసుకోవచ్చు?
Sir సేవింగ్స్ బ్యాంక్ అకౌంట్ లో ఫోన్ పే ద్వారా ఒకే year లొ పది లక్షలు deposit అయితే చేయవచ్చా తెలియ cheya galaru
Chala baga chepparu
Next video kosam wait chestunnam
Thank you Jayalakshmi garu
Very informative Ravi Kumar garu... This is the first video I watched and with out wasting time i subscribed the channel.
One question: how many days/month/years it will take to reflect bank bulk deposits transactions in the income tax site ?
Sir Retirement Benefits వచ్చినప్పుడు ఏమీ చేయాలి Sir?
Very good information sir. The way you explained very very good.So clear . Thank you
Thank you so much Sastry garu.
Yearly 10lkas amount...mana account lo credits and debits kalipi aha or only credit amount aha ??
Clear and good information
Thank you much
Sir,పోస్ట్ ఆఫీసు Kv p mature amount IT లోకి వస్తుందా? Please clarify
Sir one dubt యిప్పుడు నాకు 2బ్యాంక్ acunt s
వున్నాయి sbi and kvb యిప్పడు nenu kvb lo 5 lax diposit చేసి upi ద్వారా5 lax sbi lo ki tranfer చెస్త్ Nadi 10LAX డిపాజిట్ avtunda sir
Hai sir
Na ac ki UPI , RTGS, NEFT dvara na ac ki vaste 10 ki consider kadu annaru
Mari na ac ki vere vallu UPI RTGS NEFT dvara maximum entha varaku pampochu
Income tax lo register avakunda mana bank lo suppose oka cheque worth 5lakhs ana inko cheque worth 7 lakhs manam deposit chesthe appudu problem avuthundha ?
Unregistered persons bank account lo 10lakhs paina amount maintain chesthe notice osthadha.?
Please clarify this doubt sir.
Oka bank nundi enkoka bank ki transfer chesthe 10000 ni
Ten ga chuputunda leda Twenty thousands ga chuputunda Telapandi sir
Vara prasad, mee oka bank account nundi vere bank account ki aite problem ledu. Cash deposits ki maatrame memu mention chesina limits apply avutai.
Not commented about agriculture income. Is it includes into the ten lacks limit with salaried income.
How to file ITR,when and any ca or app is for filling ITR for 1st time,if ca how much they charge
Thank you for good information for income tax payers.
Thank you Madhusudhanrao garu.
good topic, straight to the point, friendly way of interaction , which is very useful in our daily life. Here 10 lakhs means including salary amount ?
Sree ram garu, it’s applicable to all cash deposit transactions. If salary gets credited through online mode, then it won’t be covered.
Sir Me voie super ...Thankyou very much ...Good explained😊
Thank you so much Murali Krishna garu.
Nice explanation sir, I am a house wife, for us u be a right arm for every time & give update informations making this type of videos
Thank you Madam. We are glad that our content is helping you. Appreciate your feedback.
ఒక family లో వేరు వేరు bank accounts లలో transactions like మా wife savings account లోది నా savings account లోది కలిపి 10,00,000 దాటితే అది count అవుతుందా????
Ramana garu, meevi separate accounts aite separate ga untundi limit.
@@RapicsTelugu tnq sir
Good Explain on the topic of IT. Thank u.
Thank you Srinivasa rao garu
limit not applicable for rtgs/neft/upi transactions .
sir na accoun loki daily 50000 neft nunchi credit avutundi .yedaina problem vastunda
Ma mother government department 5years sallery అవసరం అవుతాయని ఉంచాం, కానీ use చేయలేదు, ఇప్పుడు వేస్తే 10 లక్షలు పైన వేసామని అడుగుతారా, monthly amount tax pay చేసినదే, అప్పట్లో ఎక్కడ save చేయలేదు ఇప్పుడు చేయవచ్చా పిల్లల పేరు మీద
నేను ఒక nri ని నేను ల్యాండ్ కొని 6 yeas అయ్యింది అందులో 1 year back semi commercial building కట్టు kunnanu 1.90 cr కర్చు అయ్యింది ఇప్పుడు అది ఇప్పుడు అమ్మితే 3.80 cr వరకు వస్తుంది ఈ అమౌంట్ ని bangalore లో ఇన్వెస్ట్ చెయ్యాలి అనుకుంటున్నాను ఇలా మనీ ని హ్యాండ్ ద్వారా తీసుకుని vellavacha లేక bank లో డిపాజిట్ చేస్తే amaina problem వస్తుందా నేను ఈ అమౌంట్ ని ఎలా డీల్ చెయ్యాలి ప్లీజ్ చెప్పండి సర్
Sir foreign funds ki kuda ITR file cheyala 10 lakhs limit datithe!? Like donations way lo bank lo NFT ga deposit ayethe vatiki kuda ITR file cheyala even 18% gst tax has deducted from the service provider of transactions.?
Kindly clarify your information is very clear and neat..
Thank you Bro. Question naaku Ardham kaledu. Mee transactions ento clear ga cheppandi bro and receive chesukunna agency taaluka status enti income tax lo, individual aa or trust. Ee info ni new comment ga add chesi pettandi bro. I’ll try to answer. Thanks for understanding.
@@RapicsTelugu yes i replied new comment kindly answer
Can we assume that... Total deposits in financial year as sum of 12 months average monthly balance?
Bro 20 lacs sampadistunna.....Nenu bit coin invest chestanu bayata vallatho .....monthly 2 lacs bank account padathayi..... income tax kattina problem untadha bro
Gud information sir.. Chala clear ga chepparu.
Thank you Anandarao rao garu
Hello sir, oka financial year lo 6 lakhs deposit chesi, next financial lo inko 6 lakhs deposit chesthe problem avtunda? Or overall account balance 10lakhs matrame undaala?
సార్ నమస్తే నాకు జీతం తక్కువ వస్తుంది EMI ఎక్కువ ఉన్నాయి దానికోసం అని నేను క్రెడిట్ కార్డు పెట్రోల్ బంక్ లో వాడి క్యాష్ తీసుకుంటున్నాను ఆకాష్ బ్యాంకులో ఏ సి క్రెడిట్ కార్డ్ బిల్ కడుతున్నాను
నకు ఏమైనా ప్రాబ్లం ఉంటుందా
Srinivas garu, maree ekkuva amt kadutunnara? Entha untundi month ki? Next time nundi, cash direct ga credit card company counter lo pay cheseyandi. Bank lo vesi mallee online pay cheyadam enduku. Adi safe option kadaa.
What about NEFT/RTGS/UPI Transactions? Entha amount transactions chestey avi calculate avthayi?
We also need these kind of questions. Plz answer it sir
Nicely explained with matter& good voice.
Thank you Nageswara Rao garu.
I deposuted 14 lacs in my savings account 5+5+4. And transfer to my son in usa 14 lacs at a time to buy hiuse in USA. Any problem
Wonderful Analysis Sir and most useful information Sir
Thank you Paul garu.
Check deposit ....Ela consider cheyali?? Cash or RTGS...
Raghu garu, as far as I know cheque deposits won't be a problem because they are part of banking system.
VERY VALUABLE INFORMATION BRO.THANK U SO MUCH.
Thank you PNR garu.
ఎవరైనా money transfer చేసిన కూడా tax pay చేయాలా. Like మనం డబ్బులు డిపాజిట్ చేయకుండా వేరే వాళ్ళు వల్ల అకౌంట్ నుండి money transfer చేస్తే ఏం జరుగుతుంది
ఇంత చిన్న చిన్న విషయాలు income tax వారు పరిశీలించగలిగితే ఇంత పెద్ద స్కాంలు ఎలా జరుగుతున్నాయి సోదరా...
చాలా బాగా చెప్పారు sir. నాకొక Doubt వుంది? నేను ఒకే సంవత్సరంలో bank లో 2times Gold loan తీసుకున్నాను. 1,99,000+1,93,0000=total 4 లక్షల వరకు. ఈ amount నా Bank account లో deposit చేశారు.ఈ money కూడా 10 లక్షల బ్యాంక్ limit లోకి తీసుకుంటారా?
Thank you Bhaskar garu. Cash deposit cheste ne aa limit lo vastundi sir. Vaallu bank transfer cheste Adi count avvadu. But idi loan amount kaabatti aa documents ni future reference ga unchandi.
Thanq...
Excellent and lucid explanation about the cas deposits. The list of remedies is great. Thanks a lot sir.
Thank you so much Raghavendra rao garu.
Good information 🙏🏼🙏🏼
Sir, my monthly salary is getting credited to savings account by my employer and tds also getting deducted. When I tried to convert my savings account to salary account, bank said my employer is not tied up with them. Will there be any problem from IT if I continue to use the savings account for salary. Please reply sir. Thank you